# ![@djwindle Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::32714984.png) @djwindle DJ Windle

DJ Windle posts on X about money, bitcoin, stocks, investment the most. They currently have [------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::32714984/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::32714984/c:line/m:interactions.svg)

- [--] Week [------] +3,728,800%
- [--] Month [------] +3,954%
- [--] Months [------] +145%
- [--] Year [-------] -35%

### Mentions: [--] [#](/creator/twitter::32714984/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::32714984/c:line/m:posts_active.svg)

- [--] Week [--] +213%
- [--] Month [--] +153%
- [--] Months [---] +59%
- [--] Year [---] +30%

### Followers: [------] [#](/creator/twitter::32714984/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::32714984/c:line/m:followers.svg)

- [--] Week [-----] +1.70%
- [--] Month [-----] +1.60%
- [--] Months [-----] +2.90%
- [--] Year [-----] +15%

### CreatorRank: [-------] [#](/creator/twitter::32714984/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::32714984/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [cryptocurrencies](/list/cryptocurrencies)  [technology brands](/list/technology-brands)  [stocks](/list/stocks)  [celebrities](/list/celebrities)  [countries](/list/countries)  [social networks](/list/social-networks)  [automotive brands](/list/automotive-brands)  [us election](/list/us-election)  [travel destinations](/list/travel-destinations) 

**Social topic influence**
[money](/topic/money), [bitcoin](/topic/bitcoin), [stocks](/topic/stocks), [investment](/topic/investment), [ai](/topic/ai) #3783, [accounting](/topic/accounting) #15, [elon musk](/topic/elon-musk), [retirement](/topic/retirement), [financial planner](/topic/financial-planner) #58, [tesla](/topic/tesla)

**Top accounts mentioned or mentioned by**
[@fortwaynecpa](/creator/undefined) [@grok](/creator/undefined) [@guytalksfinance](/creator/undefined) [@markmcgrathcfp](/creator/undefined) [@caydenwmclaugh](/creator/undefined) [@cpataxteam](/creator/undefined) [@mikesyl36625988](/creator/undefined) [@elonmusk](/creator/undefined) [@kdtrey5](/creator/undefined) [@skyedokc](/creator/undefined) [@darkc3p0](/creator/undefined) [@dimedropperpod](/creator/undefined) [@tsavagemofo7](/creator/undefined) [@hmlcompounder](/creator/undefined) [@finalsjdub](/creator/undefined) [@andrew68508](/creator/undefined) [@maxpashman](/creator/undefined) [@tylerpurcell24](/creator/undefined) [@fitbit](/creator/undefined) [@ajtoce](/creator/undefined)

**Top assets mentioned**
[Bitcoin (BTC)](/topic/bitcoin) [Tesla, Inc. (TSLA)](/topic/tesla) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Coinbase Global Inc. (COIN)](/topic/coinbase) [XRP (XRP)](/topic/xrp) [Intuit Inc. (INTU)](/topic/$intu) [Ameriprise Financial, Inc. (AMP)](/topic/ameriprise)
### Top Social Posts
Top posts by engagements in the last [--] hours

"@BillWinterberg @christine_benz I hope this topic is taken seriously. We need a be a major educational standard for financial advice. I've seen so many serious problems occur & potential disasters from someone simply trying to make a sale. Making Reps calls themselves "sales people" would stop half of it"  
[X Link](https://x.com/djwindle/status/1187365803508805632)  2019-10-24T13:50Z [----] followers, [--] engagements


"@jill_cornfield @BillWinterberg @christine_benz It is. Dangerous and humiliating. Although maybe it teaches you a bit about humility"  
[X Link](https://x.com/djwindle/status/1187735931215851522)  2019-10-25T14:21Z [----] followers, [--] engagements


"@jill_cornfield @BillWinterberg @christine_benz Both. Did you you not read my position in the thread"  
[X Link](https://x.com/djwindle/status/1187739793062539264)  2019-10-25T14:36Z [----] followers, [--] engagements


"@AnandSheth2 @FTX_Official @ManishKhatta They created an FTX coin then used it as collateral to leverage it many times over. That's the main thing. I'm sure there's other corrupt shit but a stop loss wouldn't have helped. Also this isn't a crypto problem. It's the same story that happens in every industry"  
[X Link](https://x.com/djwindle/status/1591214239103975428)  2022-11-11T23:40Z [----] followers, [--] engagements


"@babs_73 @ameriprise As much as I hate brokerage C shares are effectively the Advisory version of a Brokerage fund. It allows you flexibility to move and manage a portfolio more efficiently. Most platforms are more expensive. As someone who's managed money for going on [--] decades. I Choose neither"  
[X Link](https://x.com/djwindle/status/1622035898715049986)  2023-02-05T00:54Z [----] followers, [--] engagements


"@ManishKhatta @jasonwenk @altruist +1. When you hit $100 million your office changes. Would love to have sessions on how you progress through the growth of an RIA"  
[X Link](https://x.com/djwindle/status/1673765548713189383)  2023-06-27T18:49Z [---] followers, [--] engagements


"@TKopelman @grzczyk Awe shucks. I needed your approval. How gracious of you. 🤮 I know the truth is hard on Twitter. We like to live in fantasy land here"  
[X Link](https://x.com/djwindle/status/1674553356910559237)  2023-06-29T23:17Z [---] followers, [--] engagements


"Here's what I see at @altruist: A team that works tirelessly goes out of their way to meet our needs & completely changes gears when they realize they need to go a different direction. I've seen it over & over. Schwab/TD/Fidelity could give [--] shits about you or your clients"  
[X Link](https://x.com/djwindle/status/1678950694525497345)  2023-07-12T14:34Z [---] followers, [----] engagements


"@jacksonwoodHQ @lady__bost @jus10castelli The range in price is definitely giant. I went with the big boy though. Worth every penny"  
[X Link](https://x.com/djwindle/status/1686122302306426880)  2023-08-01T01:15Z [---] followers, [--] engagements


"@SelectAdvisors You're incorrect. I wonder if you even understand what keto is It's not deprivation. It's not no carbs. It's mostly no junk food and low sugar and low carbs because carbs are sugar. Eating properly does require discipline when you live in a world that makes it difficult to eat"  
[X Link](https://x.com/djwindle/status/1686790534034059267)  2023-08-02T17:27Z [---] followers, [--] engagements


"@lady__bost 3g of net carbs. Sounds decent aslong as there isn't [----] ingredients"  
[X Link](https://x.com/djwindle/status/1686865267177984001)  2023-08-02T22:42Z [---] followers, [---] engagements


"In his defense Most advisors don't know anything about crypto. Partly because of ignorance partly because their compliance won't let them and partly because they can't make any money with it. So they just continue this narrative that it has no application. Which is again like saying AI has no application. It'll become the hot new "Program" being sold after it's already mature. That's how it works"  
[X Link](https://x.com/djwindle/status/1690355818003103744)  2023-08-12T13:33Z [---] followers, [--] engagements


"@StojBoj @quantradamus You're talking to the wrong dude if you think I'm preaching anyone else's "gospel". Go actually educate yourself on it Instead of listening to a podcast and coming to a really terrible incorrect conclusion. You're incorrect about everything you said. This isn't a "Bitcoin Bro""  
[X Link](https://x.com/djwindle/status/1690448922152493056)  2023-08-12T19:43Z [---] followers, [--] engagements


"@AaronKlein I really don't know how that's possible. At least in my Tesla it's literally Google Maps. You can even send directions from Google Maps in your phone to the car. You sure you didn't get a knock off Tesla lol 🤣"  
[X Link](https://x.com/djwindle/status/1691039972478910464)  2023-08-14T10:52Z [---] followers, [--] engagements


"@TylerPurcell24 @markcecchini We could make an entire YouTube channel traveling to advisors home gyms just to do a workout. Lol. Kinda like "Cribs". Lol"  
[X Link](https://x.com/djwindle/status/1692960185646514265)  2023-08-19T18:02Z [---] followers, [---] engagements


"@tarheeladvisors @StojBoj You're missing the point. You have no where to go. These aren't stocks that you can just hold cash. You have to turn that for another property that's also expensive with triple interest rate or extremely high rent. Your gain is essentially nothing"  
[X Link](https://x.com/djwindle/status/1693414564967133493)  2023-08-21T00:07Z [---] followers, [--] engagements


"@DanielYerger3 Should have been making payments the last [--] years and cut your loan in half if not paid it off"  
[X Link](https://x.com/anyuser/status/1697734808804159777)  2023-09-01T22:14Z [--] followers, [--] engagements


"@atomicplanning They also hold the same top [--] in almost every fund lol"  
[X Link](https://x.com/anyuser/status/1698057528204992520)  2023-09-02T19:37Z [--] followers, [--] engagements


"Bonds are trash looking term investments"  
[X Link](https://x.com/djwindle/status/1698089404265304299)  2023-09-02T21:43Z [---] followers, [---] engagements


"@MichaelHBaker I said this not too long ago. The first home that we purchased in [----] of which is an [----] sqft generic home is now worth close to $400000. What kid coming out of college can afford that with a 7-8% interest rate"  
[X Link](https://x.com/djwindle/status/1698096570112086183)  2023-09-02T22:12Z [---] followers, [---] engagements


"Whether you accept a commission or not is irrelevant to my comment. Our industry has a habit of giving clients what makes them feel good and the advisor can land an account rather than teaching them how to properly invest for the long term and letting clients go that aren't willing to learn Lamens terms. We stick them in garbage to make them happy and collect a fee. I'd argue your $1 million bond portfolio fits that"  
[X Link](https://x.com/djwindle/status/1700615146006053012)  2023-09-09T21:00Z [---] followers, [--] engagements


"@zachmelloh26 @PearlCreek @REIT_bot I still wouldn't use them. They are terrible long term investments"  
[X Link](https://x.com/djwindle/status/1700680478464823635)  2023-09-10T01:19Z [---] followers, [--] engagements


"@DetectiveofPer1 @slickwilly888 @camp_wealth Most of the returns of any fund or index are coming from the top [--]. That's how this works. Diversification has nothing to do with returns"  
[X Link](https://x.com/djwindle/status/1700700047346704522)  2023-09-10T02:37Z [---] followers, [--] engagements


"@JarahMacfarlane That bond chart though. But but but."safety".lol"  
[X Link](https://x.com/djwindle/status/1701174709566448084)  2023-09-11T10:03Z [---] followers, [--] engagements


"Pretty sure I called this whole @Bitboy_Crypto fiasco almost a year ago. #Crypto @BenArmstrongsX"  
[X Link](https://x.com/djwindle/status/1704944301954732452)  2023-09-21T19:42Z [---] followers, [--] engagements


"@7Saturdaysaweek @ThatchTaylor I've yet to find a scenario where stocks don't do a better job with income with assets with longevity and inheritance. There's not a situation you can't solve using traditional assets and estate planning. Annuities = Absolute trash"  
[X Link](https://x.com/djwindle/status/1705336881242611909)  2023-09-22T21:42Z [---] followers, [--] engagements


"Tell me when dividends ceased to exist and when stocks stopped going up over time The word "Guaranteed" has very little meaning other than convincing clients to give up their nest egg to extremely high fees or forfeting the entire asset all together just to convince them they are safe"  
[X Link](https://x.com/djwindle/status/1705393444032504097)  2023-09-23T01:27Z [---] followers, [--] engagements


"Risk Tolerance is bullshit. It's simply a way to appease the irrational fears of clients and collect a fee instead of teaching them how to invest properly. My argument isn't that there's not behavior. Hell my first degree is in psychology. I understand behavior. It's that we use that behavior to sell them products instead of teaching them to curb that behavior for the best outcome for themselves. We're quick to sell them junk just to make them happy and call it "Risk Tolerance" We use [--] individual dividend paying stock model for everyone. We simply adjust cash when needed. No bonds no"  
[X Link](https://x.com/djwindle/status/1705582912014352415)  2023-09-23T14:00Z [---] followers, [---] engagements


"@7Saturdaysaweek @mplacy2 @ThatchTaylor You're pulling the income generated from the portfolio at retirement and not touching the core. What sequence of return risk"  
[X Link](https://x.com/djwindle/status/1705642135171555810)  2023-09-23T17:55Z [---] followers, [--] engagements


"@BenArmstrongsX Because you are the erratic one. HIT Network doesn't have to tell anyone that. You make it clear that you are losing it"  
[X Link](https://x.com/djwindle/status/1706012074403356733)  2023-09-24T18:25Z [----] followers, [---] engagements


"Not really. He owns part of the business. Ben's a narcissistic guy who was cheating on his wife getting involved in all kinds of weird shit and now threatening to split the company that would devastate many people. This is what any one would do in the real world given the situation to try and control the damage"  
[X Link](https://x.com/djwindle/status/1706290420530004152)  2023-09-25T12:51Z [---] followers, [----] engagements


"Meeting Today: Potential Client: " We've met with [--] other advisors. [--]. Tried to sell us an annuity [--]. Was a giant dog and pony show we felt like we were in a time share meeting and left with just a handful of notes on my paper and having no idea what just happened". This is why our business has grown 34% a year with [--] individual stock model. We have 3-5 intro meetings a week and this is the same story every time. Our industry is insane and while many of you will comment you do the same thing with all your fee-only index funds nonsense. You just don't realize it. No one's teaching clients how"  
[X Link](https://x.com/djwindle/status/1706816607278768231)  2023-09-26T23:42Z [---] followers, 10.1K engagements


"@pnwadvisor1 @DynastyFFGuy @MikeSyl36625988 Buying an index fund is not nor never can be the same as owning the individual equity. An annuity well that's just shit"  
[X Link](https://x.com/djwindle/status/1706867711324692725)  2023-09-27T03:05Z [---] followers, [---] engagements


"@HML_Compounder @pnwadvisor1 @DynastyFFGuy @MikeSyl36625988 Buying an index fund is a derivative of owning the stock directly. It could never be the same. You might prefer it but apple pie isn't the same as eating a raw apple"  
[X Link](https://x.com/djwindle/status/1707055655239000530)  2023-09-27T15:32Z [---] followers, [---] engagements


"@HML_Compounder @pnwadvisor1 @DynastyFFGuy @MikeSyl36625988 This is pretty basic my dude. You don't own the stock. You own a share of a fund that owns the stock or other cases a representation of a benchmark or index. You have [--] rights to the shares of Google in your Fund. That will never be the same thing as owning the company"  
[X Link](https://x.com/djwindle/status/1707058435034857893)  2023-09-27T15:43Z [---] followers, [--] engagements


"@MarkMcGrathCFP @HML_Compounder @pnwadvisor1 @DynastyFFGuy @MikeSyl36625988 Funny.Pretty standard in any firm who runs models that rebalances on a regular basis for hundreds of of accounts including index models. No one's "trading" bro. But go ahead and flex erroneously"  
[X Link](https://x.com/djwindle/status/1707102193973653565)  2023-09-27T18:37Z [---] followers, [--] engagements


"You're right. Income from stocks completely vanishs when markets correct. That's sarcasm it doesn't. Historically it typically still increases. Also how do a bunch of smart people extrapolate that we use [--] individual stock portfolio into "We don't have emergency funds". You folks are silly"  
[X Link](https://x.com/djwindle/status/1707103492483997755)  2023-09-27T18:42Z [----] followers, [--] engagements


"@Broc_Buckles There's nothing you can do with an Annuity that you cannot do with traditional investments and estate planning. Annuities are rubbish. They only benefit the advisor"  
[X Link](https://x.com/djwindle/status/1707134197888962833)  2023-09-27T20:44Z [---] followers, [---] engagements


"@PatrickStoa @Broc_Buckles Again There is nothing you can do with an annuity that you can't do with traditional investments and estate planning"  
[X Link](https://x.com/djwindle/status/1707165382610460784)  2023-09-27T22:48Z [---] followers, [--] engagements


"Google doing what it does and turning everything to shit. The new Fitbit app update is hideous. There's no differenciation of anything. Just basically black and white and not allowing me to see the stats i want in the order i want. @fitbit terrible"  
[X Link](https://x.com/djwindle/status/1707440164732051710)  2023-09-28T17:00Z [---] followers, [----] engagements


"@ArchAdvicer I'm pretty sure Finance Guy actually finds other posts that people have made that cause chaos and he posts them himself. I've noticed this a lot"  
[X Link](https://x.com/djwindle/status/1707847471047619057)  2023-09-29T19:59Z [---] followers, [--] engagements


"I don't have the article but he definitely attributed 91% to Dividends including the growth of the dividend and the reinvestment over time. Every mutual fund wholesaler had it in their "dividend growth" pamphlets back then. I've also seen the Fed give a presentation stating the DOW would be worth [---] million if it included dividends with reinvestment"  
[X Link](https://x.com/djwindle/status/1709763615744516409)  2023-10-05T02:53Z [---] followers, [---] engagements


"@MarkMcGrathCFP @honest_math That's not Nobel Prize winning research and no one said that. You don't read good"  
[X Link](https://x.com/djwindle/status/1709778763939041469)  2023-10-05T03:53Z [----] followers, [---] engagements


"@MarkMcGrathCFP @honest_math That's not what you just said. You asked if I used Nobel Prize winning research. No one said anything about using Nobel Prize winning research"  
[X Link](https://x.com/djwindle/status/1709786492594245930)  2023-10-05T04:24Z [---] followers, [--] engagements


"@rampoldz CFP standards aren't a legal requirement"  
[X Link](https://x.com/djwindle/status/1709922851157901619)  2023-10-05T13:25Z [---] followers, [--] engagements


"Brent Venables takes a crumbling OU program after @LincolnRiley left in the middle of the night and creates a playoff team in year [--]. And everyone's talking about Coach Prime. #boomer #sooner"  
[X Link](https://x.com/djwindle/status/1710747373654175849)  2023-10-07T20:02Z [---] followers, [----] engagements


"I love this one. We use [--] individual equity model fir everyone and adjust cash to account for emergency savings as they approach retirement. We've believed this for a long time (as well as for many other reasons not in the video). Most of the allocations to fixed income are more to protect the advisor/firm than the client. Some clients are living 40+ years in retirement. These allocations almost guarantee you'll have to liquidate the meat of your portfolio. And if the client can live off the growing income the assets (stocks) produce comfortably and have ample emergency savings the market"  
[X Link](https://x.com/djwindle/status/1713038513673756842)  2023-10-14T03:46Z [---] followers, [---] engagements


"How about No. #nobonds"  
[X Link](https://x.com/djwindle/status/1715801864531538346)  2023-10-21T18:46Z [---] followers, [----] engagements


"@KamalaHarris @JoeBiden Always cracks me up at how blatant Presidents lie when they take credit for the private sector doing something. You have nothing to do with job creation"  
[X Link](https://x.com/djwindle/status/1716183613560213940)  2023-10-22T20:03Z [---] followers, [--] engagements


"Bitcoin is down 50% from it's high: Advisors: "It's a scam. Basically beanie babies. You deserve to lose your money. Look how much people have lost. Stay away." Tech Stocks down 50% Also advisors: "Tech is the future. Don't worry about price fluctuations. It's on sale 50%. You should buy more and keep a long term mindset". 🤦♂"  
[X Link](https://x.com/djwindle/status/1716347535462388107)  2023-10-23T06:55Z [---] followers, [---] engagements


"@PaperJamesPete @ramit You have a calculator. Pretty simple to calculate"  
[X Link](https://x.com/djwindle/status/1716561146982125683)  2023-10-23T21:04Z [---] followers, [--] engagements


"Follow me the next [--] days on my quest to get diabetes. I've been wanting to go strict carnivore. Now I'm starting tomorrow. Thanks Plant Based News. #carnivore"  
[X Link](https://x.com/djwindle/status/1716576426088919110)  2023-10-23T22:04Z [---] followers, [---] engagements


"$100 a month for [--] years for someone to mow your lawn is $380000. Daily Starbucks is $750000 and on and on. This advisor expense example is simply a narrow attack on advisors to sell books and his brand. The total cost of anything you choose to spend your money on will be a very large number in [--] years"  
[X Link](https://x.com/djwindle/status/1716938459749777419)  2023-10-24T22:03Z [---] followers, [---] engagements


"Day [--] of strict Carnivore. Going [--] days at least. See what happens. Meat Dairy Water Coffee and Tea"  
[X Link](https://x.com/djwindle/status/1717003163369156716)  2023-10-25T02:20Z [---] followers, [---] engagements


"@TR401 LOL. No wonder they didn't approve the ETFs yet. They gotta front run it lol"  
[X Link](https://x.com/djwindle/status/1718036722364158252)  2023-10-27T22:47Z [---] followers, [---] engagements


"@Justin33Beck @Paulster83 @SacredHeartJune @TristanSnell You're insane. Apparently the Constitution didn't exist before the NRA Lol"  
[X Link](https://x.com/djwindle/status/1718043748515344566)  2023-10-27T23:15Z [---] followers, [--] engagements


"@Justin33Beck @Paulster83 @SacredHeartJune @TristanSnell Great self awareness. Good job"  
[X Link](https://x.com/djwindle/status/1718045706076725674)  2023-10-27T23:23Z [---] followers, [--] engagements


"Very interesting study about adding fixed income to portfolios as people age vs. staying in 100% equities. Conclusion: We find that a constant allocation of 100% equities throughout ones lifecycle dominates QDIAs in all retirement outcomes. Translation: Adding bonds as you age is "bad mmmk""  
[X Link](https://x.com/djwindle/status/1718510756730159244)  2023-10-29T06:11Z [---] followers, [----] engagements


"@Chris_Ryan1 What Sequence of returns risk if a client can live off of the income produced by the portfolio has ample cash reserves and doesn't need to liquidate principal I have my issues with Risk Tolerance. It's mostly a sales tool in my opinion"  
[X Link](https://x.com/djwindle/status/1718631662827782200)  2023-10-29T14:11Z [---] followers, [---] engagements


"@LindseyStarrett I use a 49" gaming monitor that's curved. Use the windows functions to split the screen into 3's. Much better than a dual monitor setup where really only [--] windows makes sense"  
[X Link](https://x.com/djwindle/status/1718698706810134626)  2023-10-29T18:37Z [---] followers, [---] engagements


"You can absolutely build a 100% equity portfolio that beats an 80/20 on a "risk adjusted" basis. I would even argue that you can have a lower beta and still out perform it on return. That being said the risk really isn't the market moving around. Modern Portfolio Theory thinks that but the main risk in reality is running out of money"  
[X Link](https://x.com/djwindle/status/1718995938159611932)  2023-10-30T14:19Z [---] followers, [--] engagements


"@atomicplanning I love how Bonds are only 12%. I'd bet that's short term treasuries simply to protect thier extra cash and not long term bonds"  
[X Link](https://x.com/djwindle/status/1719116636613980643)  2023-10-30T22:18Z [---] followers, [---] engagements


"@AJToce I cracked mine open and found retirement"  
[X Link](https://x.com/djwindle/status/1719512147913310502)  2023-11-01T00:30Z [---] followers, [--] engagements


"@mbontrager5 Stablecoins are essentially the money market of crypto. Why would anyone suggest someone would be poor not owning them"  
[X Link](https://x.com/djwindle/status/1719859541037158745)  2023-11-01T23:30Z [---] followers, [---] engagements


""Emerging Markets have gone nowhere for more than a decade. You can look at crypto as an emerging market that's growing faster than anything we've ever seen. That old emerging market allocation should be crypto allocation" -@RaoulGMI"  
[X Link](https://x.com/djwindle/status/1726666770722005050)  2023-11-20T18:20Z [---] followers, [---] engagements


"@DelyanneMoney When you're on your death bed alone this tweet won't matter much"  
[X Link](https://x.com/djwindle/status/1728059196300537968)  2023-11-24T14:33Z [---] followers, [---] engagements


"@wendz_dey @GuyTalksFinance A 401k is an account. Not an investment. You could hold Bitcoin in a 401k. People often don't understand what they are so opinionated about"  
[X Link](https://x.com/djwindle/status/1728096572779426047)  2023-11-24T17:01Z [---] followers, [--] engagements


"I've found a number of "ethical" responses from it. For example I asked it a question about oil companies and it basically told me it wasn't good for the environment to invest in them. There's been a number of other tantrums where it wouldn't answer because it wasn't "morally" right. I REALLY don't like that"  
[X Link](https://x.com/djwindle/status/1729093464707440752)  2023-11-27T11:03Z [---] followers, [--] engagements


"The problem here is that what people perceive as "diversification" is quite ridiculous. You only need 10-25 individual stocks for proper diversification. More than [--] provide almost [--] benefit to diversification. Instead people throw their money into [--] funds with hundreds of positions. It's overkill and isn't necessary. You can invest in up to [--] individual positions across sectors be diversified and at the same time have enough concentration that growth does impact your portfolio positively"  
[X Link](https://x.com/djwindle/status/1729100772602683496)  2023-11-27T11:32Z [---] followers, [--] engagements


"No. I'm not even a defender of those dudes. Some of them are annoying but they don't think it's free money. Most of them are just learning finance and have a decent grasp on dividend investing. This is more about advisors finding something to attack. Just like the index fund crowd. They are prone to that here"  
[X Link](https://x.com/djwindle/status/1737997417906409929)  2023-12-22T00:44Z [---] followers, [--] engagements


"@MarkMcGrathCFP @egr_investor @RationalRemind I've read this. 100% agree with it as I've seen it in practice for going on [--] decades. Our industry gets this way wrong"  
[X Link](https://x.com/djwindle/status/1738072787971952781)  2023-12-22T05:43Z [---] followers, [--] engagements


"@GuyTalksFinance There also a risk to paying off $100000 in debt that you can afford using a $100k asset that may be worth $500000 [--] years from now. It's very hard to catch up to that lump sum even with larger cash flow once liquidated. There's risk both ways"  
[X Link](https://x.com/djwindle/status/1738256873038713026)  2023-12-22T17:55Z [---] followers, [---] engagements


"@LorilynWilson @hoytcrouch @mattydice @RobertMSterling Tell me something that is "whackadoodle" that a client does that AI won't be able to do"  
[X Link](https://x.com/djwindle/status/1738639598526357706)  2023-12-23T19:15Z [---] followers, [----] engagements


"What makes you think that's how things will work in the future When your money assets documents are all on the Blockchain the need to make a phone call is gone. You are operating from a place of now. In 5-10 years the world doesn't call the IRS because AI is infinitely smarter than any human. Why would you have a mistake like this that needs corrected when Joe at Bob's Tire and Laundry isn't even handling his shit anymore. Don't think today. Think 5-10 years. The exponential aspect of this is hard for some to understand but it's coming. Of course you guys take it personally now. But If you're"  
[X Link](https://x.com/djwindle/status/1738654138068558003)  2023-12-23T20:13Z [----] followers, [--] engagements


"@usebland @ItsLilTex @LorilynWilson They won't listen"  
[X Link](https://x.com/djwindle/status/1738721501812080982)  2023-12-24T00:41Z [----] followers, [--] engagements


"@sportsanimal Bring him and Brodie back lol.It'll be like watching the flag football game at your 20th year reunion. I'm all in"  
[X Link](https://x.com/anyuser/status/1740105786020487667)  2023-12-27T20:22Z [--] followers, [---] engagements


"I had the same thing happen at my old firm's location. We put in [--] parking spot out of hundreds because people would fill up the parking lot and leave elderly people having to walk across the parking lot on ice. I had one client have to carry an oxygen tank almost [---] yards. The worst part was even after the sign went up we would have people park in the spot perfectly able bodied people in their hummers and sports cars and flat our argue with us and yell at us when we asked them to move because we had an elderly client coming in I learned a lot about people because of that parking space"  
[X Link](https://x.com/anyuser/status/1740127700726034731)  2023-12-27T21:49Z [--] followers, [---] engagements


"$GLNK is trading at $77. The spot price for Chainlink is $16. Who in this right minds is paying that much of a premium for no reason"  
[X Link](https://x.com/djwindle/status/1740387507794321672)  2023-12-28T15:01Z [---] followers, [---] engagements


"@rajatsonifnance Awe man. You had a follower until you started the "Everything else is a Shitcoin" nonsense. A reasonable person understands that multiple technologies work for multiple things"  
[X Link](https://x.com/djwindle/status/1742033681781346802)  2024-01-02T04:02Z [---] followers, [---] engagements


"@AJToce Actual coins or Grayscale"  
[X Link](https://x.com/djwindle/status/1742742648647987617)  2024-01-04T03:00Z [---] followers, [----] engagements


"@Mels_Politics Cool. AI is smarter than you so I'm in good hands. And I can talk on the phone or on person myself. I don't need a stand in"  
[X Link](https://x.com/djwindle/status/1742777071426752914)  2024-01-04T05:16Z [---] followers, [----] engagements


"@OpsAccounting Sure I do. Most are just throwing the in index funds and charging a fee. We don't"  
[X Link](https://x.com/djwindle/status/1743040280004096036)  2024-01-04T22:42Z [---] followers, [---] engagements


"@OpsAccounting How's it feel being wrong"  
[X Link](https://x.com/djwindle/status/1743042151406039106)  2024-01-04T22:50Z [---] followers, [---] engagements


"I would love to be a fly on a wall when the wholesalers come walking Into Edward Jones Offices from Invesco and Franklin Templeton pitching their new Bitcoin ETF"  
[X Link](https://x.com/djwindle/status/1743394700080427233)  2024-01-05T22:11Z [---] followers, [---] engagements


"I already manage crypto portfolios (of individual coins) for clients at a qualified custodian. Have for a little over [--] years now. I currently do use the Grayscale Trusts (Which are currently traded) for some clients when it makes sense (this will be eventually converted to an ETF) so yes I would use them when needed. The technology for advisor management of coins will get better and the ETF will be less needed from our perspective because we'd rather own the individual coins. However the ETF's make sense for quick exposure to the crypto markets. If you want to have real allocation to crypto"  
[X Link](https://x.com/anyuser/status/1743460628923085057)  2024-01-06T02:33Z [--] followers, [--] engagements


"@PJMiguel5 This is why i find it almost always easier to use a simple Excel spreadsheet for a balance sheet and a calculator (or excel) for estimates. They will just get adjusted annually anyway"  
[X Link](https://x.com/djwindle/status/1743484529161969831)  2024-01-06T04:07Z [---] followers, [--] engagements


"@PJMiguel5 - Net Worth Statement (What do I Have) - Investment Review (Am I OK) - Tax Snapshot (Should I modify anything) - Estate Map - (Still look good) - Should I do anything else That's essentially all of it. Nothing else really matters"  
[X Link](https://x.com/djwindle/status/1743489382034612565)  2024-01-06T04:27Z [---] followers, [--] engagements


"@PJMiguel5 YUPPPP. Was your goal 8% Yup. You averaged 8% who gives a shit what some index did. It's our fault though. Our industry has used the index as a sales tool for so long people believe it's important"  
[X Link](https://x.com/anyuser/status/1743498211510104518)  2024-01-06T05:02Z [--] followers, [--] engagements


"@GuyTalksFinance Are you wealthy and living a rich life"  
[X Link](https://x.com/djwindle/status/1743798978376769674)  2024-01-07T00:57Z [---] followers, [---] engagements


"@GuyTalksFinance Age is irrelevant. Are you wealthy and living the rich life"  
[X Link](https://x.com/djwindle/status/1743799530846323068)  2024-01-07T00:59Z [---] followers, [---] engagements


"@GuyTalksFinance Great non answer. Which means no"  
[X Link](https://x.com/djwindle/status/1743800722485850263)  2024-01-07T01:04Z [---] followers, [---] engagements


"@bwestmke @Afuri14 @GuyTalksFinance Right after he said he could make up his own definition. Age is meaningless in that question. That's simply a way to lower the standard. This is easy to fix. What's his net worth. Everything else is noise"  
[X Link](https://x.com/djwindle/status/1743830573582356687)  2024-01-07T03:03Z [---] followers, [--] engagements


"@PJMiguel5 Wait until it's mature and all the major returns are gone. Got it"  
[X Link](https://x.com/anyuser/status/1744566060534128938)  2024-01-09T03:45Z [--] followers, [--] engagements


"@corybates1895 Everyone has a price. This is how markets work. People will hold on until the price is just too good for them. This idea that no one will ever sell for any reason just isn't reality"  
[X Link](https://x.com/djwindle/status/1744567185610096832)  2024-01-09T03:50Z [---] followers, [----] engagements


"@veryfailed Show me where doing my own tax return triggers an audit Show me where using technology to analyze my tax return triggers an audit Grow up"  
[X Link](https://x.com/anyuser/status/1744806580606898306)  2024-01-09T19:41Z [--] followers, [--] engagements


"This has got to be the tweet of the century. @GaryGensler @SEC_Investor_Ed Oh nooo its so risky https://t.co/Du0EzMVaJ2 @GaryGensler @SEC_Investor_Ed Oh nooo its so risky https://t.co/Du0EzMVaJ2"  
[X Link](https://x.com/anyuser/status/1744815558250381715)  2024-01-09T20:17Z [--] followers, [---] engagements


"@jacksonwoodHQ My $0.02: No one was hacked. someone didn't know how to use the scheduler for tomorrow properly and accidentally posted it. Takes a whole lot longer than [--] minutes to recover your Twitter account"  
[X Link](https://x.com/anyuser/status/1744861536227643561)  2024-01-09T23:19Z [--] followers, [--] engagements


"I know you're still trying to figure crypto out but the ETF's aren't trading yet. These massive flows don't come until the market opens. Also most crypto activity happens over night and weekends. (Which is a negative to owning the fund and not the coin that trades 24/7) This is going to be like every other investment man. It'll pop. Then it will drop some because people will take profits then the next 12-24 months are going to have massive inflows. Stop talking shit about it. Learn it dude"  
[X Link](https://x.com/djwindle/status/1745207081328664852)  2024-01-10T22:12Z [---] followers, [---] engagements


"What a joke. Anyone interested in the ETF's find an advisor who uses @altruist. They listed them immediately and have allowed Grayscale Trusts for a long time. If you want actual Coin exposure there's a few of us who actually manage individual coin portfolios for clients. JUST IN: $7.7 trillion asset manager Vanguard says they will not offer spot #Bitcoin ETFs. JUST IN: $7.7 trillion asset manager Vanguard says they will not offer spot #Bitcoin ETFs"  
[X Link](https://x.com/djwindle/status/1745510539285926324)  2024-01-11T18:18Z [---] followers, [----] engagements


"Advisors should be careful running in to buy the #Bitcoin ETF's if they haven't really spent the time understanding all the in's and out's of Blockchain & Crypto. (Most have not) You're buying a product that has a limited trading time. Crypto is 24/7. Most of the activity happens at night and weekends. You don't want to wake up on a Sunday Morning and your clients assets are up/down 75% and you can't do anything about it. I'm not saying ETF's are bad. They aren't. But understand what you are doing first"  
[X Link](https://x.com/djwindle/status/1745512074636132795)  2024-01-11T18:24Z [---] followers, [--] engagements


"Your E&O probably won't cover even the ETF. You need to check with your insurance company and ensure that Crypto is included (most likely not) and if not you'll need to add it or find a company that will cover it. You'll need to update your ADV to include them as well as your client contracts and more than likely a disclosure specifically for crypto. All of this is irrespective of the ETF vs. Coins. Just because you buy the ETF doesn't mean you have everything under control. Anyone just running in adding them today without much of a background in it is probably going to regret it"  
[X Link](https://x.com/djwindle/status/1745528187478511719)  2024-01-11T19:28Z [---] followers, [---] engagements


"They just don't want us using Blockchain to manage the elections or the government. They know it would be fully transparent and impossible to manipulate. God forbid we have instant transparent and clean results in elections and government spending. The @SECgov is wrong on the law and wrong on the policy with respect to the Bitcoin ETF decision. If the SEC is going to let crypto burrow even deeper into our financial system then it's more urgent than ever that crypto follow basic anti-money laundering rules. The @SECgov is wrong on the law and wrong on the policy with respect to the Bitcoin ETF"  
[X Link](https://x.com/djwindle/status/1745806679382299124)  2024-01-12T13:55Z [---] followers, [---] engagements


"@BenArmstrongsX You're like a tornado. You start getting revved up and then over time it gets worse and worse and then BAM you end up on a Youtube Live getting arrested for trying to steal a Lamborghini with a weapon and your mistress in the car. It's definitely a pattern with you"  
[X Link](https://x.com/anyuser/status/1745826144618758263)  2024-01-12T15:12Z [--] followers, [----] engagements


"@MarkMcGrathCFP Advisors are funny. Telling clients to ignore daily moves while using them as sales tools against other assets"  
[X Link](https://x.com/djwindle/status/1745903772222587372)  2024-01-12T20:21Z [---] followers, [---] engagements


"@PJMiguel5 Silly take. Now do fraud with cash"  
[X Link](https://x.com/djwindle/status/1746007044186931383)  2024-01-13T03:11Z [---] followers, [--] engagements


"Why in the world are companies adding a "Tip" to your checkout online when you are just buying a shirt This is getting a bit ridiculous"  
[X Link](https://x.com/djwindle/status/1747762109780217873)  2024-01-17T23:25Z [---] followers, [---] engagements


"December: - Client opens Solo 401k - CPA confirms they can file [----] Jan: - Give CPA contribution limits and ask them to work with client on the best amount of payroll to limit tax impact. - CPA says they don't file 5500s - CPA says they will defer to me on how much payroll to pay the client because I'm the expert"  
[X Link](https://x.com/djwindle/status/1748124483854938173)  2024-01-18T23:25Z [----] followers, [----] engagements


"CEO of @FTI_US tells the incredible example of how people in other countries hold up to half of their assets in Bitcoin to keep their governments from being able to seize their assets. Then goes on to tell you how great it is to own the ETF version instead because it's easy and regulated. Kind of weird"  
[X Link](https://x.com/djwindle/status/1748429547014426653)  2024-01-19T19:37Z [----] followers, [---] engagements


"It's really not surprising if you take a step back and look at it in a more common sense fashion. Everyone sits in theories and studies. Real life doesn't work that way. Equities are the only asset (outside real estate) that provide a growing income and a growing principal. If you are living [--] years in retirement why the hell do you want bonds"  
[X Link](https://x.com/djwindle/status/1750378193779888621)  2024-01-25T04:40Z [---] followers, [---] engagements


"@AJToce Now do Bitcoin"  
[X Link](https://x.com/djwindle/status/1750710583685431428)  2024-01-26T02:41Z [---] followers, [--] engagements


"@andreamacdcpa Board the back first. Everyone gets their luggage space above them. No one else can use it. Boom. All boarding problems gone"  
[X Link](https://x.com/djwindle/status/1751338222238458114)  2024-01-27T20:15Z [---] followers, 13.6K engagements


"The Carnivore Diet has zero competition. I experiment with my diet a lot. I've tried Paleo Vegan Pescatarian you name it. I've even done a [--] day water only fast. Simplicity: [--] meals: Morning - 1lb of ground meat (Beef Chicken Pork) Noon: Slab of meat of some kind (Beef Chicken Pork Fish Seafood) Occasionally I might throw some cheese use butter to cook or throw some olives in for a little salty snack). That's it. You will never find an easier diet never be stronger or more alive"  
[X Link](https://x.com/djwindle/status/1751797214530142239)  2024-01-29T02:39Z [---] followers, [---] engagements


"@jasonpereira Kinda like putting "expert" in your own bio"  
[X Link](https://x.com/djwindle/status/1752433260091634142)  2024-01-30T20:47Z [---] followers, [---] engagements


"@TKopelman @TheBlindSeer_ I'll wait for your taxes to be done and you can show me the real proof. It's that simple. Financials and Filed Tax return. Anything else is ridiculous and you playing games"  
[X Link](https://x.com/djwindle/status/1756175223743791325)  2024-02-10T04:36Z [---] followers, [---] engagements


"Again where was I wrong Getting a single $1.5 million client would double the amount of money you actually manage. I'm correct. Regardless of what you want to portray on Twitter your experience actually managing money matters. Charging someone $12000 to put together some spreadsheets is not the same as being legally responsible for clicking the button to place thousands of trades. These are not the same thing. Who cares Clients care"  
[X Link](https://x.com/djwindle/status/1756369887650312247)  2024-02-10T17:29Z [---] followers, [---] engagements


"@DanielYerger3 I meant with 401ks. People should be able to invest thier money however they want if they are responsible"  
[X Link](https://x.com/djwindle/status/1756405851231813698)  2024-02-10T19:52Z [---] followers, [---] engagements


"@Fidelity just added a 1% allocation to Bitcoin in their "Conservative" portfolio. You heard that right"  
[X Link](https://x.com/djwindle/status/1756892221972894160)  2024-02-12T04:05Z [---] followers, [---] engagements


"This girl has a permanent spot on my shoulders. We've been all over the world almost every major theme park in the United States and many National Parks. No matter where we go this little girl raises her arms and says "Daddy I want shoulders". There are days I've carried her the entire day or days that we've hiked miles down a mountain with her on my back and she never leaves my shoulders. My wife will often say "Babe you really don't have to carry her all day". My response is always: "Yes I do. One day I'll put her down and never pick her back up. " Once a week I walk on the treadmill with a"  
[X Link](https://x.com/djwindle/status/1757391370249998425)  2024-02-13T13:08Z [---] followers, [---] engagements


"@RebekkaAdams198 Oh Jesus. Don't give a shit about a study and what some person sitting at a desk thinks about a potential situation. These are real people and real situations I'm talking about and almost [--] decades of experience actually seeing this"  
[X Link](https://x.com/djwindle/status/1758624999601054054)  2024-02-16T22:50Z [---] followers, [---] engagements


"@jasonpereira That's not actually the case. Not sure why it says that but I don't block people. I'm glad that I'm so important that you love to post my page to your feed though. Multiple Times. Appreciate the shout-out"  
[X Link](https://x.com/djwindle/status/1760312976756633818)  2024-02-21T14:38Z [---] followers, [----] engagements


"@jasonpereira I literally don't block people. If I decided to not reply to you for [--] months that doesn't mean you were blocked. I really truly don't know why you saw that but you were not blocked. I have [--] accounts blocked"  
[X Link](https://x.com/djwindle/status/1760327968163872980)  2024-02-21T15:37Z [---] followers, [---] engagements


"@TylerPurcell24 Deadlift: [---] Squat: [---] Bench: [---] I was [---] lbs"  
[X Link](https://x.com/djwindle/status/1760724642044727404)  2024-02-22T17:54Z [---] followers, [---] engagements


"Accepted to [--] different graduate schools. OU for a Masters in Accountancy and Penn State for a Masters in Taxation. Followed up with the OK Accountancy Board for any final requirements to sit for the CPA exam. When a problem arises you do something about it. We're getting this done"  
[X Link](https://x.com/djwindle/status/1762995085422068200)  2024-02-29T00:15Z [---] followers, [----] engagements


"Somebody tell Larry I've been saying this for [--] years BOOOOOOOOOOOOOOOOOOM Blackrock CEO Larry Fink: "The next step going forward is the tokenization of financial assets every stock every bond. 👀 The #XRP-LEDGER is a leading asset tokenization platform. Trillions of Dollars will flow into XRP 🚀📈 https://t.co/Xmnpl86p7S BOOOOOOOOOOOOOOOOOOM Blackrock CEO Larry Fink: "The next step going forward is the tokenization of financial assets every stock every bond. 👀 The #XRP-LEDGER is a leading asset tokenization platform. Trillions of Dollars will flow into XRP 🚀📈 https://t.co/Xmnpl86p7S"  
[X Link](https://x.com/djwindle/status/1765375157642695016)  2024-03-06T13:53Z [---] followers, [---] engagements


"Que everyone now wanting to own crypto. I'm not quite sure what else people need to see. - Surpasses Silver as the 8th most valuable property - Surpasses Meta in Market Cap 🚀 $BTC is continuing to rise in the ranks of top assets by market cap pushing past silver to become the world's eighth most valuable property. https://t.co/0LMAusDo9V https://t.co/rByDGsmpxL 🚀 $BTC is continuing to rise in the ranks of top assets by market cap pushing past silver to become the world's eighth most valuable property. https://t.co/0LMAusDo9V https://t.co/rByDGsmpxL"  
[X Link](https://x.com/djwindle/status/1767290981832102001)  2024-03-11T20:46Z [---] followers, [---] engagements


"Anyone else find it weird that this bill to essentially move control of Tiktok is happening right before an election. Can't control the narriative if you don't control the largest Social Media Platform"  
[X Link](https://x.com/djwindle/status/1767939155516866978)  2024-03-13T15:41Z [---] followers, [---] engagements


"I've done the following: - Spoken at clients funerals -Helped an [--] year old client plan and pay to backpack Europe as her last wish. -Helped a client who's parents died in a murder suicide sort through the madness. - Helped an abused elderly wife finally get away from her husband just to develop cancer and pass away months later. -Got a phone call when a client who committed suicide left a note next to her with the final words "Call DJ. He knows and has helped me with everything". I don't want to hear shit about your index funds and hourly billing. I have no love for financial influencers"  
[X Link](https://x.com/djwindle/status/1770269048757952683)  2024-03-20T02:00Z [---] followers, 22.2K engagements


"@7Saturdaysaweek $23k on $1 million is a shit dividend portfolio "  
[X Link](https://x.com/djwindle/status/1770449409723015305)  2024-03-20T13:56Z [---] followers, [--] engagements


"I've figured it out. @GuyTalksFinance is the Bitboy Crypto of Finance"  
[X Link](https://x.com/djwindle/status/1770614142019174748)  2024-03-21T00:51Z [---] followers, [---] engagements


"Professional: "I saved my client $X in taxes." Me: No you didn't. You deferred it in a tax deferred vehicle until they were older or their heirs receive it who will pay far more than you ever "saved" in taxes because it was deferred. You aren't "saving" anything. You're kicking the can down the road"  
[X Link](https://x.com/djwindle/status/1773081056360505778)  2024-03-27T20:14Z [---] followers, [---] engagements


"@KRW_CPA I'm specifically talking about deferrals. I'm not arguing that you can't save taxes in other ways. The amount of professionals who use tax deferred accounts to defer and say they "saved" taxes for their clients is ridiculous"  
[X Link](https://x.com/djwindle/status/1773087352799244717)  2024-03-27T20:39Z [---] followers, [---] engagements


"@BabaPaganoEsq I wouldn't consider manipulating assets to hide them from the IRS to settle an already owed tax liability the same as ongoing daily planning"  
[X Link](https://x.com/djwindle/status/1773088975441277437)  2024-03-27T20:45Z [---] followers, [--] engagements


"Just an interesting observation: We've routinely been looking to add positions at our office for over a year. In a year I could count on [--] hand the number of applicants. In the last week we've had [--] applicants. Something is changing fairly quickly in our economy"  
[X Link](https://x.com/djwindle/status/1775546948679840095)  2024-04-03T15:32Z [---] followers, [---] engagements


"Hot Take: Being religious about #Bitcoin is just as dangerous as being religious about the US Dollar. It's the same mindset. Technology evolves exponentially. Don't be religiously beholden to anything specific"  
[X Link](https://x.com/djwindle/status/1775596125484945525)  2024-04-03T18:47Z [---] followers, [---] engagements


"@JTheAccountant Look at you being a CPA and blaming the client"  
[X Link](https://x.com/djwindle/status/1775648346385911950)  2024-04-03T22:15Z [---] followers, [----] engagements


"@TylerPurcell24 You can't have optimal growth without concentration. 10-25 equities is statistically all you need for diversification. Our industry just needs something to sell"  
[X Link](https://x.com/djwindle/status/1775969065527287995)  2024-04-04T19:29Z [---] followers, [--] engagements


"@GuyTalksFinance Tell me that you don't understand crypto without telling me that you don't understand crypto"  
[X Link](https://x.com/djwindle/status/1776356834250563588)  2024-04-05T21:10Z [---] followers, [---] engagements


"@LoadErRor @GuyTalksFinance I'm not sure what you are smoking"  
[X Link](https://x.com/djwindle/status/1776651060104327188)  2024-04-06T16:39Z [---] followers, [--] engagements


"Tax Update: Signed up to finish the Enrolled Agent exam by summer and will begin the Masters of Taxation at Penn State in May. Should begin hiring tax staff in the fall. Can still sit for the CPA after Master's (12 Months) however considering it hardly has any tax related focus and is only state licensing it doesn't seem fit very well"  
[X Link](https://x.com/djwindle/status/1777388318562410767)  2024-04-08T17:29Z [----] followers, 10.7K engagements


"@MikeSyl36625988 I have every CPA on the planet currently telling clients to open a Defined Benefit without knowing all the ins and outs or long term impacts. Must be the hot thing with CPAs. They are equally as bad on the random recommendation front"  
[X Link](https://x.com/djwindle/status/1778244080075469302)  2024-04-11T02:10Z [---] followers, [---] engagements


"Imagine saving your entire life. You have enough income generating from your investments to live comfortably. This bill goes through and you have to go to work because your income gets cut in half. Let's not pretend this will only apply to "rich people". It never does. Are they trying to destroy our country on purpose Imagine you're a small business owner that's been working for years to build and business and exit. Then this policy takes effect and takes roughly half of your money when you sell. Criminal. https://t.co/qPFsKfvwMv Imagine you're a small business owner that's been working for"  
[X Link](https://x.com/djwindle/status/1783239954635559337)  2024-04-24T21:01Z [---] followers, [----] engagements


"@Lawrence_Sprung @MJNewfield What a douchebag comment over an innocent conversation with a child"  
[X Link](https://x.com/djwindle/status/1783905464494784603)  2024-04-26T17:06Z [---] followers, [--] engagements


"@mdeepe80 Slacker"  
[X Link](https://x.com/djwindle/status/1784314890120814850)  2024-04-27T20:13Z [---] followers, [--] engagements


"@GuyTalksFinance Not when you reinvest dividends. It's not even close"  
[X Link](https://x.com/djwindle/status/1784799684588171563)  2024-04-29T04:19Z [---] followers, [---] engagements


"For all the indexers and dividend naysayers that like to look at performance in a vacuum by judging performance based on the last 5-10 years. Add in some pain (last [--] major recessions) using almost any active dividend fund and this is the result you get over and over and over. I'm not a fan of funds I believe 10-25 individual equities is much more optimal but my opinion is that when the "pain" begins the separation begins. Dividends actually do matter. Here are [--] random active funds. MADVX LCBOX CDIRX and PRDGX Simply throw a dart at one and you typically get the same result. The fund doesn't"  
[X Link](https://x.com/djwindle/status/1784975303728644595)  2024-04-29T15:57Z [----] followers, 34.3K engagements


"@GuyTalksFinance Wrong"  
[X Link](https://x.com/djwindle/status/1785000274303545515)  2024-04-29T17:36Z [---] followers, [--] engagements


"@InvestingExpat @MebFaber @MarkMcGrathCFP @GuyTalksFinance It's so exhausting trying to explain how equities work during a recession to people. They just want to assume the last [--] years will always be the case"  
[X Link](https://x.com/djwindle/status/1785409048189206977)  2024-04-30T20:41Z [---] followers, [---] engagements


"@MarkMcGrathCFP Because he asked for specific recessionary periods. Can you read"  
[X Link](https://x.com/djwindle/status/1785448748832739519)  2024-04-30T23:18Z [---] followers, [---] engagements


"This is the last [--] #Bitcoin halving cycles followed by where we are today in the cycle. From @RaoulGMI Who knows where it ends up next but Bitcoin seems to be a damn mathematical equation"  
[X Link](https://x.com/djwindle/status/1785737401916174424)  2024-05-01T18:25Z [---] followers, [---] engagements


"@RebekkaAdams198 @T_Gatzemeier 100% of index funds underperform the market after fees. Better odds with stocks"  
[X Link](https://x.com/djwindle/status/1787897668125049295)  2024-05-07T17:29Z [---] followers, [--] engagements


"Portfolio: - Individual Stocks (No rhyme or reason) Just randomness - SP500 Index - QQQ - TQQQ (3x levered) - [--] other QQQ ETFs - Fidelity Index Funds (Just a bunch of overlap) - Random Nationwide ETFs - $300000 in a Money Market being billed 1.4% in it's own account. Nothing else there. - [--] Universal Life Policies with over $200000 in premiums paid the last [--] years because LIRP. (Only about $4.5 Mil in DB. Some people deserved to be throat punched"  
[X Link](https://x.com/djwindle/status/1788037938900845039)  2024-05-08T02:47Z [---] followers, [--] engagements


"Portfolio: - Individual Stocks - SP500 Index (Holding the same said stocks) - QQQ - TQQQ (3x levered) - [--] other QQQ ETFs - [--] Fidelity Index Funds - Random Nationwide ETFs - $300000 in a Money Market being billed 1.4% in it's own account. Nothing else there. - [--] Universal Life Policies with over $200000 in premiums paid the last [--] years because "LIRP". (Only about $4.5 Mil in DB). Some people deserve to be throat punched"  
[X Link](https://x.com/djwindle/status/1788039079680201148)  2024-05-08T02:51Z [---] followers, [---] engagements


"@mdeepe80 Not sure but considering there were more QQQ funds in this portfolio than Christmas lights on a Christmas tree I wouldn't be surprised"  
[X Link](https://x.com/djwindle/status/1788040851236458646)  2024-05-08T02:58Z [---] followers, [---] engagements


"Imagine using Grok to try to explain it to you because you don't know what the other person is talking about while acting as if you're some kind of expert and bashing people who actually do know that they are taking about. But go ahead. Give us some more screen shots of things you googled"  
[X Link](https://x.com/djwindle/status/1788895760118915082)  2024-05-10T11:35Z [---] followers, [--] engagements


"Story Time: Prior to [----] most of our assets were held with TD Ameritrade. When Schwab purchased TD and decided to shut it down in [----] our firm made the decision to go through the process of talking with other custodians and what they could offer our clients. Fidelity wanted a list of all of our assets that they would be holding as most do. No big deal you gotta know what you are dealing with. They however used this list to find ways that they could convince us to change how we managed money to their benefit. Here are some things they asked us to do: - Clients with Fixed Collateralized Loans"  
[X Link](https://x.com/djwindle/status/1788934156673515687)  2024-05-10T14:08Z [---] followers, 21.4K engagements


"@CPATaxTeam This isn't true. Sorry to burst your bubble. They absolutely charge for some trades and silently force you into their products. Not as direct as fidelity but if you remove something and it forces you to do something else it's the same thing"  
[X Link](https://x.com/djwindle/status/1788937486376264018)  2024-05-10T14:21Z [---] followers, [---] engagements


"@WendyKardashian You missed the point. This was simple giving my experience of how Fidelity tried to do the same thing with me as an RIA"  
[X Link](https://x.com/djwindle/status/1788973444572328356)  2024-05-10T16:44Z [---] followers, [---] engagements


"@AJToce There's definitely an argument that Grayscale has vastly more experience in safekeeping crypto"  
[X Link](https://x.com/djwindle/status/1790870909617598723)  2024-05-15T22:24Z [---] followers, [--] engagements


"Master's of Taxation has begun. I'm sure this will start a #taxtwitter subtweet frenzy"  
[X Link](https://x.com/djwindle/status/1792269435954151552)  2024-05-19T19:01Z [---] followers, [----] engagements


"I have an MBA and as you said worthless. This will be my second masters. However I did a ton of research here. The Masters of accounting would have been [--] tax classes. Almost useless to me. Master's in Taxation is 100% Tax focused. Actually a very good knowledge base for tax work. Probably wouldn't help you having done it for so long. But for anyone wanting to add tax work to their firm. It's a deep dive into tax and gives you what you need to sit for the CPA or EA. I will probably go the EA route. CPA just doesn't seem worth it to me after talking with the board"  
[X Link](https://x.com/djwindle/status/1792297055819309386)  2024-05-19T20:51Z [---] followers, [---] engagements


"@JLoBeanCntr Penn State. Started this summer with Tax Law & Policy and a required Masters Level Corporate Accounting elective. Fall is: Corporate Tax Taxation of Pass Through Entities Corporate Tax Law"  
[X Link](https://x.com/djwindle/status/1792375354482475285)  2024-05-20T02:02Z [---] followers, [---] engagements


"Yes EA. CPA isn't necessary. There's actually quite a lot. MTAX for me is just a broader tax focus. I'd compare it to the CFP vs the FPQP. Same basic info CFP/MTAX is way more in depth and covers other topics. EA FPQP takes just a few months. I'm getting the EA and the MTAX for myself and the EA for the license. Then we're hiring tax staff to do the work"  
[X Link](https://x.com/djwindle/status/1792392528815116760)  2024-05-20T03:10Z [---] followers, [---] engagements


"@TylerPurcell24 Might be hard "The Laundry Spot" isn't the same as "Laundry Spot" technically"  
[X Link](https://x.com/djwindle/status/1793017611959021840)  2024-05-21T20:34Z [---] followers, [---] engagements


"It's mind-blowing to Me that @fitbit still hasn't built the ability to plan your meals in the app"  
[X Link](https://x.com/djwindle/status/1795092796388393431)  2024-05-27T14:00Z [---] followers, [---] engagements


"@GuyTalksFinance I love how you said it "would be valued". You don't have a clue what that home "would be valued" at"  
[X Link](https://x.com/djwindle/status/1795201353058295912)  2024-05-27T21:12Z [---] followers, [----] engagements


"@MarkMcGrathCFP Canada sucks"  
[X Link](https://x.com/djwindle/status/1795521199151153342)  2024-05-28T18:23Z [---] followers, [---] engagements


"@MikeSyl36625988 We're losing the crypto game in the US because of our politicians"  
[X Link](https://x.com/djwindle/status/1797081674745819172)  2024-06-02T01:43Z [---] followers, [---] engagements


"@BenArmstrongsX "Even if I'm proven to be the problem they are still wrong" -Bitboy"  
[X Link](https://x.com/djwindle/status/1797636704842690604)  2024-06-03T14:29Z [---] followers, [----] engagements


"We have a president who can't even walk down stairs or carry a conversation. Politicians have lied since the end of time. Including Joe Biden on that stage all night long. You can not like Trump and still understand that Biden has no place where he is at given his condition. This situation is serious and deserves us to focus on it not to play that silly game of "But Trump". There's another candidate if you didn't like Trump"  
[X Link](https://x.com/djwindle/status/1809205913057919282)  2024-07-05T12:41Z [---] followers, [--] engagements


"Percentage of Revenue in [----] from Outside of the United States by US domiciled companies: - Apple: 59% - Microsoft: 52% - Coca Cola (2023): 63% - 3M: 60% - Nvidia: 80% - Coinbase: 75% - Johnson & Johnson: 50% - Mcdonalds: 65% You aren't qualified to have this page. You have no idea what you are talking about"  
[X Link](https://x.com/djwindle/status/1811148846027640977)  2024-07-10T21:21Z [----] followers, [----] engagements


"@michael344154 We manage [--] portfolio of equities and add crypto exposure where clients want it. We use no bonds or fixed income at all and have for a very long time. If you worry about the temporary you lose the future"  
[X Link](https://x.com/djwindle/status/1811271616111722510)  2024-07-11T05:29Z [----] followers, [---] engagements


"Things won't be the same going forward though. I know that previous generic templates are an issue but that won't be what we have in a very short time frame. Artificial Intelligence is going to be able to create these documents faster and more effectively. There's just no way around that. I'm already testing out a few "  
[X Link](https://x.com/djwindle/status/1811871207882428525)  2024-07-12T21:12Z [----] followers, [--] engagements


"See this is the weird thing that happens. You extrapolate "Don't spend that much" with "You can't have the wedding of your dreams". Yes you can. We spent an entire week on a destination wedding with our entire family and close friends. Hiked mountains celebrated and got married on a yacht in the middle of a lake in the mountains. Our wedding was epic. Total cost including ring and dress: $5000. This isn't about heading the wedding of your dreams. Is about not being irresponsible with your money while portraying yourself as an expert"  
[X Link](https://x.com/djwindle/status/1812132035487469628)  2024-07-13T14:28Z [----] followers, [--] engagements


"Ahhhh. Bitcoin Maxi. There are people in this world who call Crypto a scam. Say it has no legitimate value or purpose. This is because they don't understand the evolution of technology and can't get passed their bias and accept that what we have now will change in the future. Bitcoin Maxi's are the same"  
[X Link](https://x.com/djwindle/status/1813269187088777534)  2024-07-16T17:47Z [----] followers, [--] engagements


"@AravindSitham @willbarreca I don't know what kind of grass you are smoking but Treasures & Bonds have ALL been crushed the last [--] years. Pick an index. TLT AGG all of them. You can't have skyrocketing rates and have flat performance in Fixed Income"  
[X Link](https://x.com/djwindle/status/1813351002914918417)  2024-07-16T23:12Z [----] followers, [---] engagements


"@DavidPOLeary @AravindSitham @willbarreca A lot apparently"  
[X Link](https://x.com/djwindle/status/1813638995219456019)  2024-07-17T18:16Z [----] followers, [--] engagements


"@GuyTalksFinance Wait until you actually experience pull back. It will flip. It aalmost always does. Just as it did on you chart. There won't always be an NVIDIA to skyrocket the index. It's weird seeing people not understand that different assets move different directions"  
[X Link](https://x.com/djwindle/status/1813732805119262967)  2024-07-18T00:29Z [----] followers, [---] engagements


"@GuyTalksFinance What are you talking about. The markets react positively to rates cuts. Jesus Christ man. Where's Elons community notes on your posts"  
[X Link](https://x.com/djwindle/status/1814501489563300051)  2024-07-20T03:24Z [----] followers, [---] engagements


"I've been lucky to call @JYost82 one of my best friends since the 4th grade and after a [--] year battle with cancer he's been put on hospice. My childhood friend college roommate and "Hype Man". Our daughters were even born a day a part. One of the nicest most genuine people on the planet. We love you Jason and we hope the world finds this post and millions of people tell you how amazing you are"  
[X Link](https://x.com/djwindle/status/1816231546044420301)  2024-07-24T21:58Z [----] followers, [---] engagements


"Robert Kennedy JR vows to sign an executive order on Day [--] to: - Move confiscated Bitcoin to US Treasury - Purchase [---] Bitcoin per day until the US holds [--] Million in Bitcoin Reserves (Same value of gold reserves) - Make Bitcoin eligible for [----] exchange into real property - All transactions between Bitcoin and the US Dollar will be unreportable and non taxable. Seems important. BREAKING: US Presidential candidate Robert Kennedy F. Jr. says he will sign an executive order for the US to buy [---] #Bitcoin a day until they build a reserve of [--] million BTC if elected president."  
[X Link](https://x.com/djwindle/status/1816965342909862246)  2024-07-26T22:34Z [---] followers, [---] engagements


"@mdeepe80 Our clients are usually around 10%"  
[X Link](https://x.com/djwindle/status/1816970491036344445)  2024-07-26T22:54Z [----] followers, [--] engagements


"Trump at the Bitcoin [----] Conference: - Will create a strategic Bitcoin Reserve of 5% of all Bitcoin - Will fire current SEC Chair Gary Gensler - Will create a cryptocurrency Presidential Advisory Council - Will pardon Ross Ulbricht - Vowed to place in the bill to "Never sell the Bitcoin' I could care less about the politics. The first time in history a sitting or previous president has acknowledged that Crypto is the future. What do you think happens when the US and other countries own 5%+ of the supply each Do not ignore this. "Slow and then all of a sudden" "Never sell your #Bitcoin." -"  
[X Link](https://x.com/djwindle/status/1817364865121751140)  2024-07-28T01:02Z [----] followers, [---] engagements


"@RockyinTX @PsychoPAC24 Show me where she (or anyone else) has [------] people at her event Go"  
[X Link](https://x.com/djwindle/status/1821691211217830340)  2024-08-08T23:33Z [----] followers, [---] engagements


"@MarkTMeredith [--]. I'm the CCO (I don't like having bosses) [--]. I don't think it's controversial to say Bonds don't make as much as stocks over time. Our industry has lost their minds with the compliance stuff. This is simply reality"  
[X Link](https://x.com/djwindle/status/1824847421505217017)  2024-08-17T16:35Z [----] followers, [--] engagements


"Inflation and Price Controls: Let's assume for easy math that there is only $100 in circulation. I'm an Apple Farmer Cost to Grow Apple: $0.50 Market Value of Apple : $1.00 Government adds $100 to the supply of money to "help" stimulate the economy or to pay for a new program. Now we have $200 in circulation. Cost to Grow Apple: $1 Market Value of Apple: $2 See nothing changes. The value is the same. It just takes more dollars because dollars are less scarce. Now add price controls. The government says Apple Farmers are "price gouging because of the cost increase" so they price fix the Market"  
[X Link](https://x.com/djwindle/status/1824880311626518950)  2024-08-17T18:45Z [----] followers, [---] engagements


"@BjornHamso @p_ferragu So then you agree with me. No need to rich people to be taxed on capital gains"  
[X Link](https://x.com/djwindle/status/1830717298744979575)  2024-09-02T21:19Z [----] followers, [--] engagements


"@CPATaxTeam Pretty sure I got berated for this take lol"  
[X Link](https://x.com/djwindle/status/1831880381056086324)  2024-09-06T02:21Z [----] followers, [---] engagements


"More proof that what advisors call "diversification" by mutual fund/ETF death is nonsense. You only need 10-25 individual stocks for a solid portfolio. Warren Buffett has $280 Billion invested in these [--] stocks: https://t.co/EomjQbFHFW Warren Buffett has $280 Billion invested in these [--] stocks: https://t.co/EomjQbFHFW"  
[X Link](https://x.com/djwindle/status/1834056874833920104)  2024-09-12T02:30Z [----] followers, [----] engagements


"@HouseoftheMuse_ Ya'll are weird. [--] days ago he looked fine. Matthew McConaughey breaks down Texas' first half domination over Wolverines Big Noon Kickoff http://youtube.com http://youtube.com"  
[X Link](https://x.com/djwindle/status/1834341117535429031)  2024-09-12T21:19Z [----] followers, [--] engagements


"Today our firm hit $200 Million in regulatory assets under management. Absolutely [--] marketing. [--] advisor. This marks [--] years in a row of $50 Million in new assets What an absolutely crazy time in our office"  
[X Link](https://x.com/djwindle/status/1834658732132721084)  2024-09-13T18:21Z [----] followers, 24.4K engagements


"@GreenManMarket Always that one guy"  
[X Link](https://x.com/djwindle/status/1834729688960233853)  2024-09-13T23:03Z [----] followers, [---] engagements


"This is really how we're going to spin this Because he never got a shot off it's somehow not an assassination attempt What the fuck is wrong with you What is wrong with our country that we are so deranged that we can actually sit there and say that this was not an attempt to take his life One thing is for sure is that this was an attempt to take Trumps life. Not a successful one but an attempt"  
[X Link](https://x.com/djwindle/status/1836077300976337053)  2024-09-17T16:18Z [----] followers, [--] engagements


"@nomorelunacy @Geo_Is_Pissed I can count quite a few that hold near [------]. Sorry bud"  
[X Link](https://x.com/djwindle/status/1836529516417515796)  2024-09-18T22:15Z [----] followers, [--] engagements


"I'm very familiar with you as i follow you on Tiktok. I actually really enjoy your content and agree with most of what you say. It's hard for me to take your content seriously though however if you are just going to do the same thing they are. I'm actually a bit disappointed"  
[X Link](https://x.com/djwindle/status/1836883761331421604)  2024-09-19T21:43Z [----] followers, [--] engagements


"Why in the world wouldn't you hold that account with the custodian he uses and he just give you the ability to do your own trading. You get institutional trade pricing he has the ability to run whatever reports on it that you need and he can just journal funds that you want from one account to the next. I think you are doing this in a VERY difficult manner"  
[X Link](https://x.com/djwindle/status/1837246265576542342)  2024-09-20T21:43Z [----] followers, [---] engagements


"@optionswinging @MikeSyl36625988 Of course when you deal with commission based people. RIA custodians do not. (Mostly) Schwab Fidelity Altruist etc"  
[X Link](https://x.com/djwindle/status/1837310441745191031)  2024-09-21T01:58Z [----] followers, [--] engagements


"@JosephOnions @optionswinging @MikeSyl36625988 The commissions on the trades aren't the only cost. You pay in the flow of the order. You just never see it"  
[X Link](https://x.com/djwindle/status/1837310582455759007)  2024-09-21T01:59Z [----] followers, [--] engagements


"@JosephOnions @optionswinging @MikeSyl36625988 Don't mind me i just run large investment firm. But you're probably right. Shouldn't listen to me"  
[X Link](https://x.com/djwindle/status/1837316847550472563)  2024-09-21T02:24Z [----] followers, [--] engagements


"@JosephOnions @optionswinging @MikeSyl36625988 I didn't say "Fidelity" does. I said retail is not the same as institutional"  
[X Link](https://x.com/djwindle/status/1837319630932623409)  2024-09-21T02:35Z [----] followers, [--] engagements

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