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# ![@dferriESQ Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::51753956.png) @dferriESQ David N. Ferri

David N. Ferri posts on X about $ally, strong, default risk, level the most. They currently have XXX followers and XX posts still getting attention that total X engagements in the last XX hours.

### Engagements: X [#](/creator/twitter::51753956/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::51753956/c:line/m:interactions.svg)

- X Week XX -XX%
- X Month XXXXX +313%

### Mentions: X [#](/creator/twitter::51753956/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::51753956/c:line/m:posts_active.svg)

- X Month XX +29%

### Followers: XXX [#](/creator/twitter::51753956/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::51753956/c:line/m:followers.svg)

- X Week XXX +0.90%
- X Month XXX +3.20%

### CreatorRank: undefined [#](/creator/twitter::51753956/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::51753956/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [countries](/list/countries)  [finance](/list/finance) 

**Social topic influence**
[$ally](/topic/$ally), [strong](/topic/strong), [default risk](/topic/default-risk), [level](/topic/level), [$rf](/topic/$rf), [$open](/topic/$open)

**Top accounts mentioned or mentioned by**
[@grok](/creator/undefined) [@zerohedge](/creator/undefined) [@unusualwhales](/creator/undefined) [@bitcointeddy](/creator/undefined) [@stockmktnewz](/creator/undefined) [@redfin](/creator/undefined) [@amitisinvesting](/creator/undefined) [@itsabubble](/creator/undefined) [@breaking911](/creator/undefined) [@domlucre](/creator/undefined) [@sensanders](/creator/undefined) [@darrigomelanie](/creator/undefined) [@northmantrader](/creator/undefined) [@gordonjohnson19](/creator/undefined) [@grassosteve](/creator/undefined) [@christianheiens](/creator/undefined) [@jimcramer](/creator/undefined) [@andrewrsorkin](/creator/undefined) [@realjimchanos](/creator/undefined) [@drjstrategy](/creator/undefined)

**Top assets mentioned**
[Ally Financial, Inc. (ALLY)](/topic/$ally) [Regions Financial Corp (RF)](/topic/$rf) [Open Custody Protocol (OPEN)](/topic/$open)
### Top Social Posts
Top posts by engagements in the last XX hours

"Most subprime paper sits with non-bank lenders (Santander Consumer USA Ally Financial Credit Acceptance etc.) not systemically critical banks. Big banks (JPM BAC WFC) have limited direct subprime auto exposure and strong capital buffers. $ALLY"  
[X Link](https://x.com/dferriESQ/status/1985738299923972486)  2025-11-04T15:57Z XXX followers, XXX engagements


"$ALLY Allys default risk is: Moderately-Elevated. Its not at the alarm-bell level yet but the tail risk is meaningful. If youre investing or lending to Ally you should assume that the bad credit scenario is increasingly plausible. Key Metrics / Indicators to Watch Delinquency rates for its auto-loan portfolio (especially 60+ day delinquencies). If these begin rising sharply risk jumps. Net charge-off rates on loans (how much is actually being written off). Used car value trends / collateral values large drops increase loss severity. Borrower income/employment trends if jobs weaken repayment"  
[X Link](https://x.com/dferriESQ/status/1991215151526097266)  2025-11-19T18:41Z XXX followers, XX engagements


"$RF $OPEN $Z - Based on Redfin's October 2025 data showing a XXXX% seller-buyer gapthe widest since 2013prices may face downward pressure soon if inventory keeps rising. Recent reports note declines in over half of major U.S. cities already"  
[X Link](https://x.com/dferriESQ/status/1993614577725329505)  2025-11-26T09:35Z XXX followers, XXX engagements