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# ![@credofly Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1488160441687678976.png) @credofly Credofly

Credofly has recently launched new credit cards, including the super premium, invite-only 18k gold metal credit card, and the Cred Rupay credit card. Additionally, Cred has announced new features, such as the ability to use credit card reward points to book flights and hotels. Other credit card companies, such as Scapia and HSBC, have also made recent announcements about their credit card offerings.

### Engagements: XXXXX [#](/creator/twitter::1488160441687678976/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1488160441687678976/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX -XXXX%
- X Year XXXXXXXXX +37%

### Mentions: XX [#](/creator/twitter::1488160441687678976/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1488160441687678976/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XXX -XX%
- X Months XXX +37%
- X Year XXX +90%

### Followers: XXXXXX [#](/creator/twitter::1488160441687678976/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1488160441687678976/c:line/m:followers.svg)

- X Week XXXXXX +0.39%
- X Month XXXXXX +2%
- X Months XXXXXX +13%
- X Year XXXXXX +37%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::1488160441687678976/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1488160441687678976/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1488160441687678976/influence)
---

**Social category influence**
[finance](/list/finance)  XXXXX% [stocks](/list/stocks)  XXXX% [countries](/list/countries)  XXXX% [social networks](/list/social-networks)  XXXX% [technology brands](/list/technology-brands)  XXXX% [luxury brands](/list/luxury-brands)  XXXX% [fashion brands](/list/fashion-brands)  XXXX%

**Social topic influence**
[credit cards](/topic/credit-cards) #281, [forex](/topic/forex) #601, [subscription](/topic/subscription) #330, [$hsbc](/topic/$hsbc) #53, [$7733t](/topic/$7733t) #145, [beginner](/topic/beginner) 0.82%, [loading](/topic/loading) #1194, [10k](/topic/10k) #1077, [india](/topic/india) 0.82%, [singapore](/topic/singapore) #1550

**Top accounts mentioned or mentioned by**
[@amazingcreditc](/creator/undefined) [@ccg33k](/creator/undefined) [@isatishagarwal](/creator/undefined) [@skh27](/creator/undefined) [@rawandrealfin](/creator/undefined) [@grok](/creator/undefined) [@darshan_2612](/creator/undefined) [@voyagebliss](/creator/undefined) [@credolite](/creator/undefined) [@viptrolling](/creator/undefined) [@cardswizard](/creator/undefined) [@creditkeeda](/creator/undefined) [@crazeetweeter](/creator/undefined) [@abhichtrj](/creator/undefined) [@icicibank_care](/creator/undefined) [@creditcardsind](/creator/undefined) [@man1sh_golcha](/creator/undefined) [@imyadav31](/creator/undefined) [@sartanparayash](/creator/undefined) [@noyes99](/creator/undefined)

**Top assets mentioned**
[HSBC Holdings PLC (HSBC)](/topic/$hsbc) [Marriott International Inc (MAR)](/topic/$mar)
### Top Social Posts [#](/creator/twitter::1488160441687678976/posts)
---
Top posts by engagements in the last XX hours

"Youll laugh at this - the same store/app/website can have different MCCs depending on whether you pay via 1st payment gateway or 2nd payment gateway. So your rewards depend more on the gateway than the purchase. Crazy right"  
[X Link](https://x.com/credofly/status/1977219682114695371) [@credofly](/creator/x/credofly) 2025-10-12T03:48Z 23.7K followers, 6216 engagements


"🚏Scapia credit card is our top pick for lifetime free X forex charges credit card. 🗺 Its a great credit card for any beginner or casual traveler. Major highlights - ✅ Lifetime Free - X charges ✅ Forex - X extra charges. Pay only what you buy/use ✅ No hassle of loading prepaid charges Its a true FEE-KILLER card. Apply here and get Rs XXX instant referral benefits -"  
[X Link](https://x.com/credofly/status/1979425318093156818) [@credofly](/creator/x/credofly) 2025-10-18T05:52Z 23.7K followers, 1017 engagements


"💔 ICICI Bank limits Myntra GV vouchers purchase to Rs 10k per month. 😭 Earlier it was Rs 25k per month. ✅ You can still use add-on cards to purchase more Myntra GVs. Upcoming nerf - convenience fee on GV purchase 🧐 #CredoflyNerfs #CredoflyDevaluationTracker"  
[X Link](https://x.com/credofly/status/1976693562407256448) [@credofly](/creator/x/credofly) 2025-10-10T16:57Z 23.7K followers, 44.7K engagements


"What if I tell you you can EAT or SHOP or take SPA for free at airports. 🥰 YES Absolutely Free 🚀 With Scapia credit card which is already lifetime free you get Rs 1000 credits every time you visit a domestic airport. Use it at 100+ partners and 30+ airports. 📲 Open the Scapia App 👉 Select your airport 👉 Choose partner stores/restaurants/spas 👉 scan boarding pass 👉 Avail the service 👉 Get back equivalent credit or reward points. 🚨Use our exclusive partner link - to apply - ✅ Get quick online instant approval ✅ Rs XXX bonus rewards ✅ DM for another Rs XXX Paytm voucher trick via Visa"  
[X Link](https://x.com/credofly/status/1979425640840618275) [@credofly](/creator/x/credofly) 2025-10-18T05:53Z 23.7K followers, 2741 engagements


"Highly rewarding credit cards 🥇 Axis Atlas 🥇 SBI Cashback 🥇 Amex Plat Travel 🥇 SBI PhonePe Black 🥇 HSBC TravelOne 🥇 Federal Scapia 🥇 Axis Airtel 🥇 HSBC Live+ 🥇 HDFC Tata Neu Infinity #CredoflyTopPicks #CredoflyDeck (entry to mid-premium levels zero fee to upto Rs 5000 fee)"  
[X Link](https://x.com/credofly/status/1979426127560212530) [@credofly](/creator/x/credofly) 2025-10-18T05:55Z 23.7K followers, 12.2K engagements


"Best Credit Cards for Forex Spends 🌎✈ Up to XX% rewards X forex charge and save up to XXX% on every international swipe. 💸 HDFC Infinia 💸 HDFC Diners Black Metal 💸 Axis Olympus 💸 Axis Magnus (Burgundy) 💸 Federal Scapia 💸 HSBC Premier 💸 Equitas Power Miles 💸 IndusInd World Safari 💸 AU Bank WOW 💸 AU Bank ixigo #CredoflyTopPicks #CredoflyDeck (Entry to super-premium - from zero forex markup to XXX% range X rewards to XX% reward)"  
[X Link](https://x.com/credofly/status/1979542945817907695) [@credofly](/creator/x/credofly) 2025-10-18T13:39Z 23.7K followers, 17.6K engagements


"65000 ki coffee and claiming being poor 😭😭😭"  
[X Link](https://x.com/credofly/status/1967646813630222509) [@credofly](/creator/x/credofly) 2025-09-15T17:48Z 23.7K followers, 26.8K engagements


"SBI Cards strategy = launch new co-branded credit card every XX days"  
[X Link](https://x.com/credofly/status/1968377625388401016) [@credofly](/creator/x/credofly) 2025-09-17T18:12Z 23.7K followers, 9966 engagements


"Important ** 🚨HDFC Bank is offering many of their credit card lifetime free now. This is a good time to email them or call your RM and place a request for converting your Paid card as Lifetime free. 🔥Luck favours the brave and you need to perform your duty of requesting. 🚏Bank might or might not approve your request but chances will be pretty high from now to next few weeks"  
[X Link](https://x.com/credofly/status/1975912389389275549) [@credofly](/creator/x/credofly) 2025-10-08T13:13Z 23.7K followers, 59.3K engagements


"Every time you go to the airport 👉 imagine eating & drinking 1000 worth at Starbucks for FREE ☕🍩 Most travellers dont know this hack. Its called the Scapia Credit Card 💳✈ Indias most rewarding free travel card 🧵👇"  
[X Link](https://x.com/credofly/status/1975946697147850880) [@credofly](/creator/x/credofly) 2025-10-08T15:29Z 23.7K followers, 19.3K engagements


"Got an HDFC Credit Card 👀 🚏 You might be eligible for a free upgrade to higher variant HDFC credit card - more rewards more benefits 🔗 Check instantly and upgrade: 💌 Any confusion about the upgrade option Ask in comments or DM"  
[X Link](https://x.com/credofly/status/1975968486775193905) [@credofly](/creator/x/credofly) 2025-10-08T16:56Z 23.7K followers, 13K engagements


"🚏 You can check & upgrade your HDFC Bank Credit Card online - no calls no visits. 🚀 Better rewards 💳 Better benefits 🔗 Check and Upgrade here 💌 Any confusion about the upgrade option Ask in comments or DM"  
[X Link](https://x.com/credofly/status/1975968575153434748) [@credofly](/creator/x/credofly) 2025-10-08T16:56Z 23.7K followers, 11.3K engagements


"🔺Redemption Options - X Transfer to Travel Partners: ✈ Airlines 👉 Miles can be transferred to a variety of airline programs like Air India Singapore Airlines (KrisFlyer) Qatar Airways and more. The transfer ratio can be 1:2 (1 EDGE Mile = X partner miles) for most partners 🏨 Hotels 👉 Options include Accor (ALL) Marriott Bonvoy ITC Hotels IHG and more again with the common 1:2 conversion ratio but it varies for Marriott Bonvoy at 2:1"  
[X Link](https://x.com/credofly/status/1976726944872837381) [@credofly](/creator/x/credofly) 2025-10-10T19:10Z 23.7K followers, 3293 engagements


"Note: Since April XX 2024 Axis Bank has introduced groups A and B for transfer partners which affects the annual cap on how many EDGE Miles can be transferred to each partner. Group A limit - 30000 Edge Miles per calendar year Group B limit - 120000 Edge Miles per calendar year"  
[X Link](https://x.com/credofly/status/1976726949289750636) [@credofly](/creator/x/credofly) 2025-10-10T19:10Z 23.7K followers, 3400 engagements


"2 Booking Travel: 🛫 Travel Edge Platform 👉 You can use your EDGE Miles to book flights or hotels directly through Axis Bank's Travel Edge platform where X EDGE Mile equals X. This can be particularly useful for domestic travel where you might not have enough miles for international flights or when availability in loyalty programs is limited"  
[X Link](https://x.com/credofly/status/1976726953014313048) [@credofly](/creator/x/credofly) 2025-10-10T19:10Z 23.7K followers, 2875 engagements


"3 Vouchers and Products - 🛍Merchandise 👉 Redeem for products or e-vouchers from the EDGE Rewards catalogue although this typically offers less value per mile compared to travel redemption. 🥹Redemption Fee: A nominal fee might be charged for redemption through the EDGE Rewards portal or POS merchants"  
[X Link](https://x.com/credofly/status/1976726955665039522) [@credofly](/creator/x/credofly) 2025-10-10T19:10Z 23.7K followers, 2676 engagements


"🟢 How to Redeem - X Through the Axis Bank Website or App 👉 Log in go to the rewards section and you'll find options to transfer miles or book travel. For transferring to partners you'll need to link your loyalty program accounts. X Travel Edge 👉 Specifically for booking travel where you can see your EDGE Miles balance and use them directly for bookings"  
[X Link](https://x.com/credofly/status/1976726958441435243) [@credofly](/creator/x/credofly) 2025-10-10T19:10Z 23.7K followers, 2440 engagements


"💔 A real problem in the credit card rewards system: 💳 When the MCC is wrong users dont get rewards for genuine purchases and the bank wont help. ⚠ When the MCC is wrong users get rewards for non-genuine purchases and the bank takes action. 😞 In the end honest users suffer the most"  
[X Link](https://x.com/credofly/status/1977211203408597321) [@credofly](/creator/x/credofly) 2025-10-12T03:14Z 23.7K followers, 18K engagements


"That free trip with credit card points 😭😭"  
[X Link](https://x.com/credofly/status/1977212086418616356) [@credofly](/creator/x/credofly) 2025-10-12T03:17Z 23.7K followers, 8548 engagements


"🚏Most people dont know this - your credit card rewards depend on a secret 4-digit code you never see. Its called MCC (Merchant Category Code). ⚠ And when its wrong honest users lose. 🧵 Lets talk about the broken MCC system in India 👇"  
[X Link](https://x.com/credofly/status/1977214247307207149) [@credofly](/creator/x/credofly) 2025-10-12T03:26Z 23.7K followers, 15.6K engagements


"When did you get your legendary Zomato credit card I got it in December 2021"  
[X Link](https://x.com/credofly/status/1977762083472032251) [@credofly](/creator/x/credofly) 2025-10-13T15:43Z 23.7K followers, 6701 engagements


"🚨 Unclaimed treasure alert 🚨 Amit Varsha Jaidev - your Scapia coins are waiting patiently in limbo 🪙 Claim them before they start charging rent 😜 DM if you dont know how to claim Twitter fam repost for reach & good karma 🙏 #Scapia #ReferralBonus"  
[X Link](https://x.com/credofly/status/1979045125704536071) [@credofly](/creator/x/credofly) 2025-10-17T04:41Z 23.7K followers, 4762 engagements


"Starbucks scenes today I think I was the only one there who double dipped with Rupay UPI @RuPay_npci @StarbucksIndia"  
[X Link](https://x.com/credofly/status/1655255810044248070) [@credofly](/creator/x/credofly) 2023-05-07T16:58Z 23.7K followers, 7976 engagements


"@ccg33k @Flipkart Sach bataye to 13k me bhi original Michael Kors tote nahi milega kahi bhi Looping in luxury expert @EvryPaisaMatter"  
[X Link](https://x.com/credofly/status/1976295601382797391) [@credofly](/creator/x/credofly) 2025-10-09T14:36Z 23.7K followers, 9248 engagements


"RBI really needs to fix a few things: 💳 MCC Problems Make sure the right MCC is used for every merchant. Add a way for users to complain if they miss rewards because of a wrong MCC. Do regular KYC checks for merchants and show the MCC before payment. 📉 Mid-Year Devaluation Stop banks from cutting card benefits in the middle of the year. The 1-month notice rule doesnt help when banks give big promises attract customers and then reduce rewards soon after. Honest users lose every time. ♻ Share ♥ Like"  
[X Link](https://x.com/credofly/status/1977210674343260424) [@credofly](/creator/x/credofly) 2025-10-12T03:12Z 23.7K followers, 14.5K engagements


"🗺🤑 We researched 100s of credit cards and created this list of best XX credit cards for forex spends. 🚀🚏What if we tell you Scapia is the crowd favourite beginner friendly X fee X charge best fee cutter credit card for forex spends. Would you believe this But this is true"  
[X Link](https://x.com/credofly/status/1978793509663465483) [@credofly](/creator/x/credofly) 2025-10-16T12:01Z 23.7K followers, 12.3K engagements


"Back in the day around XX years ago it used to take XXX months of consistent credit card content to reach 1000 followers. Now creators are hitting that 1000 milestone in just XX months of effort. This space and community have grown tremendously. 👏"  
[X Link](https://x.com/credofly/status/1979232999414591682) [@credofly](/creator/x/credofly) 2025-10-17T17:08Z 23.7K followers, 4083 engagements


"Top XX Credit Cards for Forex Sends (2025) 🛫💳 👉 Save up to XXX% net on international spends / foreign shopping / subscription purchases Check out the top Credit Cards for your forex spends. #5 is my favorite ✨ Bookmark this thread 🔖 Repost ♻ Like ❤"  
[X Link](https://x.com/credofly/status/1972180495170785452) [@credofly](/creator/x/credofly) 2025-09-28T06:04Z 23.7K followers, 89.1K engagements


"#CredoflyNerfs 💔 ICICI Bank limits Myntra GV vouchers purchase to Rs 10k per month. 😭 Earlier it was Rs 25k per month. ✅ You can still use add-on cards to purchase more Myntra GVs. Upcoming nerf - convenience fee on GV purchase 🧐"  
[X Link](https://x.com/credofly/status/1976692416230162555) [@credofly](/creator/x/credofly) 2025-10-10T16:52Z 23.7K followers, 2857 engagements


"✅ Everything you need to know about Axis Bank ATLAS credit card EDGE Miles redemption 🥳🥳 🟢 EDGE Miles offered by Axis Bank are a form of reward currency that cardholders can earn particularly with cards like the Atlas or Olympus. Here's how you can redeem these EDGE Miles ➡"  
[X Link](https://x.com/credofly/status/1976726941802824076) [@credofly](/creator/x/credofly) 2025-10-10T19:10Z 23.7K followers, 20.8K engagements


"🎴3-card strategy for miles and points enthusiasts - 1Axis Atlas / HSBC Travel One - travel and for most offline spends (non-exclusion categories) 2HDFC Infinia / ICICI EPM - smartbuy vouchers (wherever applicable) 3Amex Plat Travel - exclusion categories 🏅You will get a high reward for most of the spends. It will cover more than XX% of your spends. Don't sweat on other categories - no need to maximize further unless you have too high spends on categories excluded. What's your strategy"  
[X Link](https://x.com/credofly/status/1976727711231229978) [@credofly](/creator/x/credofly) 2025-10-10T19:13Z 23.7K followers, 19.2K engagements


"Who owns the MCC 🧐 Wrong MCC Merchant says its the banks fault. Bank says its the merchants fault. Payment Gateway says its automated. In the end - no one fixes it and the user loses"  
[X Link](https://x.com/credofly/status/1977219134053122437) [@credofly](/creator/x/credofly) 2025-10-12T03:45Z 23.7K followers, 9045 engagements


"💸 Spend 1L abroad and 3500 quietly disappears into forex markup + GST. Most people dont even realise it. The cards in this list 👉 They slash that fee some even flip it into net rewards. Why swipe credit cards for forex ✔ Rewards on every spend ✔ Chargeback protection against fraud ✔ Better exchange rates ✔ No hassle of loading prepaid forex cards"  
[X Link](https://x.com/credofly/status/1978793693961199901) [@credofly](/creator/x/credofly) 2025-10-16T12:02Z 23.7K followers, 3831 engagements


"🏆 Axis Olympus the best forex card but not being issued currently. 🥈 HDFC Diners Club Black next best XXX% effective rewards with milestones. 💥 Scapia Credit Card zero annual fee zero forex markup the ultimate fee-killer. Apply here:"  
[X Link](https://x.com/credofly/status/1979425731236261930) [@credofly](/creator/x/credofly) 2025-10-18T05:54Z 23.7K followers, 4576 engagements


"What opinion on Credit Cards will get you in a position like this"  
[X Link](https://x.com/credofly/status/1979427386484560061) [@credofly](/creator/x/credofly) 2025-10-18T06:00Z 23.7K followers, 4879 engagements


"✨ LIFETIME FREE - No annual fees ever ✨ XX% cashback on travel to these X Asian countries ✨ Flat X% cashback on ALL UPI spending back home ✨ RuPay JCB network for global acceptance"  
[X Link](https://x.com/credofly/status/1979538495422201960) [@credofly](/creator/x/credofly) 2025-10-18T13:22Z 23.7K followers, 4057 engagements


"If theres one lifetime free credit card Id recommend to everyone its Scapia 💳✨ Top highlights 👇 ✅ Zero forex markup save big on all international spends 🌍 ✅ Free domestic lounge access 🛫 ✅ Up to 1000 cashback on airport spends Its the perfect blend of travel + rewards - and its lifetime free 🔥 Use my referral link to get 1000 Scapia points instantly 🎁 👉 Apply here: For full details check out the thread below 👇"  
[X Link](https://x.com/credofly/status/1979545345953767466) [@credofly](/creator/x/credofly) 2025-10-18T13:49Z 23.7K followers, 3058 engagements


"A lifetime free credit card that feels premium 👇 💳 Scapia Credit Card 🎁 Get 1000 Scapia points instantly with my referral 🌍 X% forex markup = save XXX% on every international swipe 🛫 Free domestic airport lounge access 💸 Up to 1000 cashback on airport spends Perfect mix of travel + savings + rewards 🔥 Read all details below and Apply"  
[X Link](https://x.com/credofly/status/1979545499666440549) [@credofly](/creator/x/credofly) 2025-10-18T13:49Z 23.7K followers, 3473 engagements