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# ![@bluecollardivvy Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1956434956235972608.png) @bluecollardivvy Blue Collar Dividends

Blue Collar Dividends posts on X about $adbe, $spgi, $msci, adobe the most. They currently have XXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::1956434956235972608/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1956434956235972608/c:line/m:interactions.svg)

- X Week XXXXXX +62%
- X Month XXXXXX +36%

### Mentions: XX [#](/creator/twitter::1956434956235972608/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1956434956235972608/c:line/m:posts_active.svg)

- X Week XX +1.90%
- X Month XXX +31%

### Followers: XXX [#](/creator/twitter::1956434956235972608/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1956434956235972608/c:line/m:followers.svg)

- X Week XXX +2.50%
- X Month XXX +80%

### CreatorRank: XXXXXXX [#](/creator/twitter::1956434956235972608/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1956434956235972608/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1956434956235972608/influence)
---

**Social category influence**
[stocks](/list/stocks)  XXXXX% [finance](/list/finance)  XXXXX% [technology brands](/list/technology-brands)  XXXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [countries](/list/countries)  XXXX%

**Social topic influence**
[$adbe](/topic/$adbe) #16, [$spgi](/topic/$spgi) #38, [$msci](/topic/$msci) #19, [adobe](/topic/adobe) #522, [sentiment](/topic/sentiment) #146, [$wm](/topic/$wm) 4.76%, [$fico](/topic/$fico) #6, [$schd](/topic/$schd) #13, [$meli](/topic/$meli) #71, [stocks](/topic/stocks) XXXX%

**Top accounts mentioned or mentioned by**
[@schdetf](/creator/undefined) [@qualityinvest5](/creator/undefined) [@tulipmania15](/creator/undefined) [@readermg2050](/creator/undefined) [@mplycap](/creator/undefined) [@pronkdaniel](/creator/undefined) [@longoption](/creator/undefined) [@thealphathought](/creator/undefined) [@wheelieinvestor](/creator/undefined) [@martinshkreli](/creator/undefined) [@yodastockinvest](/creator/undefined) [@easyequities](/creator/undefined) [@brattobiz](/creator/undefined) [@seekingalpha](/creator/undefined) [@qcapital2020](/creator/undefined) [@devoteddividend](/creator/undefined) [@fromvalue](/creator/undefined) [@mrmikeinvesting](/creator/undefined) [@patientinvestt](/creator/undefined) [@wahlwahl43](/creator/undefined)

**Top assets mentioned**
[Adobe, Inc. (ADBE)](/topic/$adbe) [S&P Global Inc (SPGI)](/topic/$spgi) [Msci Inc (MSCI)](/topic/$msci) [Waste Management, Inc. (WM)](/topic/$wm) [Fair Isaac, Corp. (FICO)](/topic/$fico) [MercadoLibre Inc (MELI)](/topic/$meli) [Moody's Corporation (MCO)](/topic/$mco) [UnitedHealth Group (UNH)](/topic/$unh) [Berkshire Hathaway Inc Class B (BRK.B)](/topic/$brkb) [Intuit Inc. (INTU)](/topic/$intu) [AbbVie Inc (ABBV)](/topic/$abbv) [Novo-Nordisk (NVO)](/topic/$nvo) [Microsoft Corp. (MSFT)](/topic/$msft) [Texas Pacific Land, Corp. (TPL)](/topic/$tpl) [Taiwan Semiconductor (TSM)](/topic/$tsm) [Kraft Heinz Co (KHC)](/topic/$khc) [United Parcel Service, Inc. (UPS)](/topic/$ups) [Lockheed Martin Corporation (LMT)](/topic/lockheed-martin) [Limitus (LMT)](/topic/$lmt) [Coca-Cola Co (KO)](/topic/$ko) [PepsiCo, Inc. (PEP)](/topic/$pep) [Cream (CRM)](/topic/$crm) [SPDR S&P XXX ETF Trust (SPY)](/topic/$spy) [Alphabet Inc Class A (GOOGL)](/topic/$goog) [Pfizer, Inc. (PFE)](/topic/$pfe)
### Top Social Posts [#](/creator/twitter::1956434956235972608/posts)
---
Top posts by engagements in the last XX hours

"🧵 No revenue tech/AI companies outperform the rest of the US market by at least 2X according to Schroeder's Oct XX equity report. Worst performing stocks Profitable companies with revenues. This could not make me more bullish on my boring FCF machines with high return on capital. Sure pre-revenue meme stocks are crushing it right now. This will not last and many "investors" are going to get wiped out. The companies I own: $SPGI will be fine. $UNH will be fine. $WM will be fine. $BRK.B will be fine. $MELI will be fine. . I am not trying to get rich quick. I am making sure I am still invested"  
[X Link](https://x.com/bluecollardivvy/status/1980658162249199991) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-21T15:31Z XXX followers, XXX engagements


"🧵 Adobe launches AI Foundry which will allow customers to build their own custom generative AI models per TechCrunch Models will be trained on Adobe's Firefly family of models and then fine-tuned using the customers own proprietary branding and data. Personalized AI. $ADBE are just getting started with their AI integration. This is not a dead company. $ADBE are beginning to deploy AI at scale that none of their "disruptors" could ever dream of . Super bullish. 🥳🔥"  
[X Link](https://x.com/bluecollardivvy/status/1980296230962938262) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T15:33Z XXX followers, XXX engagements


"Dividend growth is king. 👑 Here are XX high-quality companies growing dividend yield XX% over the last X years (5-yr CAGR): $ABBV: XX% $ASML: XX% $MCO: XX% $MSCI: XX% $MSFT: XX% $NVO: XX% $TPL: XX% $TSM: XX% $V: XX% $UNH: XX% Not only would I expect these companies above to largely outperform the market over the next 5-10 years the focus on dividend growth is exceptional. What companies would you add 🤔"  
[X Link](https://x.com/bluecollardivvy/status/1977758996283945033) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-13T15:31Z XXX followers, XXX engagements


"This was a huge level up moment for me: Knowing that buying $V or $WM or $FICO at a fair price or a small premium is an incredible investment while buying something like $KHC or $UPS on the cheap is a trap. 🏋♂ It is a cliche now but "value is what you get price is what you pay" is a foundational idea for successful investing"  
[X Link](https://x.com/bluecollardivvy/status/1980155734630297885) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T06:14Z XXX followers, XXX engagements


"Love to see really solid earnings from some of $SCHD's top holdings in the early season. 🥳 E.g. $LMT $KO $PEP $SCHD has underperformed in recent years. The underlying holdings are still high-quality businesses. 🏋♂ (as always follow @SCHDETF for all the $SCHD goodness)"  
[X Link](https://x.com/bluecollardivvy/status/1980667363360993652) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-21T16:07Z XXX followers, 1252 engagements


"$MSCI down -X% yesterday. 📉 I love this company much like its counterpart $SPGI. However they both trade at very steep valuations. FCF yield just over 3%. $MSCI has certainly gotten cheaper since 2021. It is by no means cheap though. Quality business but I would like a much more attractive valuation before considering further. I will wait for FCF yield 4%. 🙏 Any takers on this dip on $MSCI or $SPGI 🧐"  
[X Link](https://x.com/bluecollardivvy/status/1969092291047669882) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-19T17:32Z XXX followers, XXX engagements


"@mply_cap That would make a quality portfolio. 😁 Really attractive valuation for $SPGI and $MSCI in particular"  
[X Link](https://x.com/bluecollardivvy/status/1970724477257515088) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-24T05:38Z XXX followers, XXX engagements


"Top-quality list. 😎 I am biased as these companies are a good chunk of my portfolio. I would recommend $MSCI. FCF machine asset-light toll-road revenues that has been caught in the same negative sentiment cycle as $SPGI. Never cheap but most attractive valuation for a few years at least. 🙌 A bit more of a pullback and FCF yield 4%. 🔥"  
[X Link](https://x.com/bluecollardivvy/status/1974699941076271150) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-05T04:55Z XXX followers, XXX engagements


"@PronkDaniel $MELI is criminally underrated and undervalued. Terrible sentiment + high-quality business. Sign me up 👍"  
[X Link](https://x.com/bluecollardivvy/status/1979781448564625712) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-19T05:27Z XXX followers, XXX engagements


"Three of the highest quality businesses on earth sold off 3-6% in an overreaction by the market on Thursday. 📉 Busy putting together my thoughts on whether this dip on $SPGI / $MSCI / $MCO provides an attractive opportunity for investors. Will post over on my Patreon this evening. It is completely FREE - come check it out for value-based investing insights. 👇 Are you taking this opportunity to buy the dip 🧐"  
[X Link](https://x.com/bluecollardivvy/status/1969320107995172940) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-20T08:37Z XXX followers, XXX engagements


"$SPGI below $XXX is a gift for long-term investors. 🙌 One of the highest quality businesses on earth. Asset-light business model recurring subscription revenues expanding margins healthy FCF generation and trading at its most appealing FCF yield in 5years. However $SPGI is not cheap even after this drawdown of XX% over the last week. This is a business that typically trades at a hefty premium. I have been initiating a small position in $SPGI in the $489-497 zone. I would love to load up the truck sub $XXX. Maybe wishful thinking but a man can dream right 🙏 🤲"  
[X Link](https://x.com/bluecollardivvy/status/1973103248459399583) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-30T19:10Z XXX followers, 2073 engagements


"5.2% FCF yield (adjusted for SBC) XX% ROIC $ XXX million net debt Incredible company. My only concern is that I expect $ADBE (and $CRM) to correct with the rest of the market in coming weeks/months. These SaaS companies aren't going to be a flight to safety (e.g. $WM $BRK.B). As such my personal approach is to have taken a small position in $ADBE and look to add on market weakness"  
[X Link](https://x.com/bluecollardivvy/status/1977626887154176203) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-13T06:46Z XXX followers, XXX engagements


"You love to see it as an $ADBE shareholder. 👇 Yes $ADBE's AI integration has maybe been a bit slow. But the scale of their operation and brand requires the highest-quality products be deployed. Disruptors can deploy faster. But they cannot deploy at the scale that $ADBE can. Personally I see $ADBE are just getting started with AI and I am very enthusiastic as a shareholder for the next 5-10 years"  
[X Link](https://x.com/bluecollardivvy/status/1979453866958590120) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-18T07:45Z XXX followers, XXX engagements


"This is obviously not true. While BYD and others are gaining market share and Europe is losing market share Japan is the dominant player in South Africa due to Toyota and Suzuki being #1 and #2 on the list according to TopAuto accounting for XX% of all sales in October 2025. 🤔"  
[X Link](https://x.com/bluecollardivvy/status/1979790916673016024) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-19T06:05Z XXX followers, 3173 engagements


"The recent market overreaction has created a possible opportunity for value investors to buy into two of the highest quality companies on earth ( $SPGI $MSCI). While their FCF yields might not be as high as I'd like investors are likely paying a fair price for unparalleled quality durable moats and consistent profitability after this recent pullback. As Warren Buffett said "It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price." This sell-off could be just that. 🤔 For a more detailed overview come check out my free Patreon where I discuss these"  
[X Link](https://x.com/bluecollardivvy/status/1969795046288318541) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-21T16:05Z XXX followers, XXX engagements


"High-quality wide-moat companies that I am currently researching: $SPGI $MSCI $FICO $INTU Already in my portfolio but looking at increasing position size: $V $BRK.B $MELI $ADBE Should I do a deep-dive on any of these companies for next week 🤔 Would love any recommendations"  
[X Link](https://x.com/bluecollardivvy/status/1970063094752649238) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-22T09:50Z XXX followers, XXX engagements


"Starting the week strong - weekly buys into the three largest holdings in my primary portfolio 🙌 $VOO $VXUS $SCHD Every. Single. Week. 💸💸💸"  
[X Link](https://x.com/bluecollardivvy/status/1972656431443657005) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-29T13:35Z XXX followers, XXX engagements


"$SPGI currently trades at a XX% discount to estimated fair value. These opportunities don't come around often for high-quality companies like $SPGI (and $MSCI). Last week I published a full workthrough of my $SPGI DCF model valuation. 👇 Are you buying $SPGI here 🤔 I am nibbling on the way down. 🔗 :"  
[X Link](https://x.com/bluecollardivvy/status/1973801724067320204) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-02T17:26Z XXX followers, XXX engagements


"Good day to own $WM. Holds up well in tough times and outperformed $SPY by XX% since 2010. Trash stock. 🤣🥳"  
[X Link](https://x.com/bluecollardivvy/status/1976756716210381140) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-10T21:08Z XXX followers, XXX engagements


"@BrattoBiz @SeekingAlpha Great article Nicholas. Thanks for sharing. 👍 Nice to see a well-reasoned and thoughtful take on $SCHD for a change"  
[X Link](https://x.com/bluecollardivvy/status/1978522602164400611) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-15T18:05Z XXX followers, XX engagements


"Intuit ( $INTU ) is an underappreciated giant. Of course who wants to buy a tax software company Well remember the only guarantees in life are "death & taxes" ☠ $INTU is an absolute FCF machine. 💸💸💸 My deep-dive and DCF valuation for $INTU come out next week. 🙌"  
[X Link](https://x.com/bluecollardivvy/status/1979416836707094715) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-18T05:18Z XXX followers, XXX engagements


"@qcapital2020 This rally is not led by the most profitable companies in history. It is led by no rev meme stocks again"  
[X Link](https://x.com/bluecollardivvy/status/1980493958661771620) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-21T04:38Z XXX followers, XXX engagements


"🧵 Deep-Dive #5: Adobe Inc. ( $ADBE ) Adobe has seen its stock decline from $XXX to $XXX over fears that it is being disrupted by AI. 📉 In my investment case I breakdown why the market might be misjudging this tech powerhouse much like $GOOG earlier this year. This is a top-quality company: - Fortress balance sheet - Vertically integrated system that is beginning to rapidly advance its AI capacities - Highly repeatable subscription-based business model - Incredible margins - Wide economic moat as the market leader. $ADBE isn't getting disrupted by AI. It was a bit late to the game but they"  
[X Link](https://x.com/bluecollardivvy/status/1970529600665944496) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-09-23T16:44Z XXX followers, XXX engagements


"Happy Saturday. 🥳 After the overwhelmingly positive feedback on my $SPGI DCF valuation last week I thought I would write up my $V DCF model valuation. Thank you so much to all of you who gave me feedback. I appreciate all of you. 🙏 Putting the finishing touches on the $V modelling today. Article will be published on Tuesday. Can't wait to share this with you all What are your plans for the weekend 🙌"  
[X Link](https://x.com/bluecollardivvy/status/1974517562281959585) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-04T16:50Z XXX followers, XXX engagements


"@DevotedDividend Absolutely. 🙌 Personally I am not interested in income funds. I want to invest in cash flowing businesses. I know this is an unpopular opinion but I am firm believer in only investing in what you understand"  
[X Link](https://x.com/bluecollardivvy/status/1980150974166847830) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T05:55Z XXX followers, XXX engagements


"@FromValue 2022 markets really were a gift to the long-term investor. 🙌"  
[X Link](https://x.com/bluecollardivvy/status/1980154394546217268) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T06:09Z XXX followers, XXX engagements


"@ReaderMG2050 XXX% agree. 👍 I could easily foresee $ADBE sub $XXX over the next few months"  
[X Link](https://x.com/bluecollardivvy/status/1980665424707768479) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-21T16:00Z XXX followers, XX engagements


"Not *everybody* is bearish on $ADBE. But I am very glad there are so many bears - I get to buy $ADBE on the cheap. 🙌"  
[X Link](https://x.com/bluecollardivvy/status/1980194607611904465) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-20T08:49Z XXX followers, XXX engagements


"$ADBE is clearly getting "eaten alive" by AI - XX% FCF 10-yr CAGR - Profit margin consistently XX% Sentiment prevails short-term fundamentals control share price long-term. 👌"  
[X Link](https://x.com/bluecollardivvy/status/1980591940552016034) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-21T11:08Z XXX followers, 1422 engagements


"@QualityInvest5 I'm not sure why anyone wouldn't just buy $FICO 🤔"  
[X Link](https://x.com/bluecollardivvy/status/1980669855549534654) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-21T16:17Z XXX followers, XXX engagements


"@patientinvestt Yup. My estimates are the market is pricing in about X% revenue growth up to 2030. The sentiment is terrible around $ADBE. 🤯"  
[X Link](https://x.com/bluecollardivvy/status/1980686619490517186) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-21T17:24Z XXX followers, XXX engagements


"Another excellent write-up as expected. 👌 Thanks for the hard yards I have had a quick skim through and I think you raise a lot of really nuanced points about $PFE notably regarding the growth outlook and patent cliff / drug pipeline. I am busy building my own valuation for $PFE and the preliminary estimates are largely in-line with your estimates. I like this confluence. 👌 $PFE looks like an excellent albeit slightly speculative long-term turnaround play with the sweetner of a nice X% dividend. Looking to add to my existing teeny tiny position. I was very sad to see this kicked out of"  
[X Link](https://x.com/bluecollardivvy/status/1980714650233671861) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-21T19:15Z XXX followers, XXX engagements


"@wahlwahl43 Absolutely dead money. All these top holdings beating revenue and EPS estimates. . . Terrible companies. 😉😋"  
[X Link](https://x.com/bluecollardivvy/status/1980866516007678381) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-22T05:19Z XXX followers, XX engagements


"@BourbonCap Still $UNH. 🏋♂"  
[X Link](https://x.com/bluecollardivvy/status/1980869129986048154) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-22T05:29Z XXX followers, XXX engagements


"Such a difficult business to value. My numbers are still preliminary but my base case is around $2150 acknowledging that $MELI has one of the widest and longest growth runways ahead of it albeit this comes with significant macro and currency risks. Bear case around $1650 Bull case around $2800 Again very rough numbers that will likely change as I build my models in coming weeks. Do you have an intrinsic valuation"  
[X Link](https://x.com/bluecollardivvy/status/1980872913499623839) [@bluecollardivvy](/creator/x/bluecollardivvy) 2025-10-22T05:44Z XXX followers, XXX engagements