#  @WOWA_Canada WOWA.ca WOWA.ca posts on X about mortgage rate, yield, bond, rates the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours. ### Engagements: [-----] [#](/creator/twitter::1060271328522092545/interactions)  - [--] Week [------] +1,402% - [--] Month [------] -43% - [--] Months [-------] +114% - [--] Year [-------] -30% ### Mentions: [--] [#](/creator/twitter::1060271328522092545/posts_active)  - [--] Week [--] -50% - [--] Month [--] -41% - [--] Months [--] +10% - [--] Year [---] +5.50% ### Followers: [------] [#](/creator/twitter::1060271328522092545/followers)  - [--] Week [------] +0.18% - [--] Month [------] +0.33% - [--] Months [------] +7.50% - [--] Year [------] +17% ### CreatorRank: [---------] [#](/creator/twitter::1060271328522092545/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [travel destinations](/list/travel-destinations) [countries](/list/countries) [stocks](/list/stocks) [gaming](/list/gaming) [currencies](/list/currencies) [social networks](/list/social-networks) [technology brands](/list/technology-brands) **Social topic influence** [mortgage rate](/topic/mortgage-rate), [yield](/topic/yield), [bond](/topic/bond), [rates](/topic/rates), [canada](/topic/canada), [avg](/topic/avg), [update](/topic/update), [vancouver](/topic/vancouver), [alltime](/topic/alltime), [market cap](/topic/market-cap) **Top accounts mentioned or mentioned by** [@ronmortgageguy](/creator/undefined) [@hanifbayat](/creator/undefined) [@ddemelis](/creator/undefined) [@benrabidoux](/creator/undefined) [@danielfoch](/creator/undefined) [@reuters](/creator/undefined) [@ellefl](/creator/undefined) [@ymipolitical](/creator/undefined) [@jeanpgelinas](/creator/undefined) [@gwmb2000](/creator/undefined) [@asumar](/creator/undefined) [@invisiblesloth](/creator/undefined) [@pmelectroneuter](/creator/undefined) [@mrstorgue](/creator/undefined) [@infokid1infokid](/creator/undefined) [@alexandrepoitr7](/creator/undefined) [@therealborgia](/creator/undefined) [@vmgland](/creator/undefined) [@rbc](/creator/undefined) [@xelangta](/creator/undefined) **Top assets mentioned** [Bank of Nova Scotia (BNS)](/topic/$bns) [The Toronto-Dominion Bank (TD)](/topic/$td) [Bank of Montreal (BMO)](/topic/$bmo) [April (APRIL)](/topic/april) [Royal Bank of Canada (RY)](/topic/$ry) [Canadian Imperial Bank of Commerce (CM)](/topic/$cm) ### Top Social Posts Top posts by engagements in the last [--] hours "The #BankofCanada increased its key interest rate by [--] basis points on April [--] [----] bringing the policy rate to 1.00%. This is the largest individual rate hike since [----]. To learn more visit: #inflation #interestrates #cdnecon #ToRe #VanRe https://wowa.ca/banks/prime-rates-canada https://wowa.ca/banks/prime-rates-canada" [X Link](https://x.com/WOWA_Canada/status/1515081238771605507) 2022-04-15T21:34Z [----] followers, [--] engagements "💔 Toronto's housing market hit a low in Dec. 2022: 🏡 Avg. home price: $1051216 (-9% YoY) 📉 Home sales down 48% YoY 🏡 Detached: $1.38M (-13%) 🏢 Semi-detached: $1.01M (-15%) 🏘 Townhouse: $954K (-16%) 🏙 Condos: $706K (-1%) 🔗 Get the full report: https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market" [X Link](https://x.com/WOWA_Canada/status/1612556235177447442) 2023-01-09T21:05Z [----] followers, [---] engagements "🐢 Vancouver's housing market slows in December [----] 🏡 Benchmark home price: $1114300 (-3% YoY) 📉 Home sales down 52% YoY 🏡 Detached: $1.82M (-5%) 🏘 Townhouse: $1.01M (-0.2%) 🏙 Condos: $714K (+2%) 🔗 Get the full report: https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market" [X Link](https://x.com/WOWA_Canada/status/1612862993640951819) 2023-01-10T17:24Z [----] followers, [---] engagements "🛢 #Edmonton housing market report for Dec 2022: 🏠 Avg sold price: $361172 (-5% YoY) 📉 Home sales down 26% YoY 🏡 Detached: $457371 (-1%) 🏘 Townhouses: $356822 (-2%) 🏙 Condos: $207114 (-5%) 🔗 Get the full report: https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market" [X Link](https://x.com/WOWA_Canada/status/1613940310358331394) 2023-01-13T16:45Z [----] followers, [---] engagements "The Bank of Canada hiked its rate by 0.25% on July [--] [----] citing continued high inflation and a strong economy. The policy interest rate is now 5.00%. The prime rate has reached 7.20% the highest since [----] More: #housing #economy #Bank #Canada" [X Link](https://x.com/WOWA_Canada/status/1679145567916523521) 2023-07-12T15:07Z [----] followers, [--] engagements "In July [----] Canada's CPI rose by an annual pace of 3.3%. This 3.3% inflation is higher than June's 2.8% but also higher than the expected 3%. It also topped U.S. inflation for the 1st time in [---] years Higher CPI Higher Interest Rates For Longer" [X Link](https://x.com/WOWA_Canada/status/1691475060459024384) 2023-08-15T15:40Z [----] followers, [---] engagements "Post inflation report: Market anticipates another [--] bp rate hike [----] End Forecast: BoC rate: 5.25% (+25bp) Prime: 7.45% (+25bp) 5-year fixed mortgage: 5+% (-15bp) [----] End Forecast: BoC rate: 4.75% Prime: 6.95% 5-year fixed: 4.6+% All Forecasts: https://wowa.ca/interest-rate-forecast https://wowa.ca/interest-rate-forecast" [X Link](https://x.com/anyuser/status/1691983510519570577) 2023-08-17T01:21Z 10K followers, 68.5K engagements "This is the main reason that Canadians should compare the mortgage rates before getting one. The point that big banks are super secretive about their best rates that they can offer should tell the whole story. Simply know your options: https://wowa.ca/mortgage-rates "Over half of Canadians (57.80%) believe that banks give them the best mortgage rates." BoC staff research contradicts that belief. Albeit their research could use some updating. One fact that hasn't changed over the years is that big banks discriminate on mortgage pricing. https://t.co/Jca96GE2B3 https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1692590659738223032) 2023-08-18T17:33Z 10K followers, 60.3K engagements "#Canada Home Prices July [----] National Avg: $669K +6%YoY &-6%MoM National Index: $757k -3%YoY &-0.5%MoM AB:$456K +4%YoY BC:$968K +6%YoY NB:$306K +8%YoY NL:$305K -2%YoY NS:$435k +14%YoY ON:$856K +3%YoY PE:$403K +1%YoY QC:$479K +4%YoY SK:$306K -2%YoY https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/anyuser/status/1693454184966664428) 2023-08-21T02:45Z 10K followers, 20.3K engagements "@ellef_l @d_demelis This is calculated by us based on Aug. [--] market data. Numbers can change quickly if market condition changes" [X Link](https://x.com/WOWA_Canada/status/1693767677666263377) 2023-08-21T23:30Z [----] followers, [---] engagements "@YMIPolitical @d_demelis They are calculated based on Aug. [--] Canadian Interest Rate Benchmark (CDOR ) prices which are in agreement with the bond market calculations. However market data fluctuates easily and market couldn't see the current situation last year so it might be completely wrong again" [X Link](https://x.com/WOWA_Canada/status/1693793939264794924) 2023-08-22T01:15Z [----] followers, [---] engagements "Home price projection for [--] years: Next [--] months: Prices decrease due to unaffordability 2024: Expected recovery from population growth & lower rates 2025: Prices stabilize with balanced supply & demand Likely minimal price change in [--] years More:" [X Link](https://x.com/WOWA_Canada/status/1693826668643700990) 2023-08-22T03:25Z [----] followers, [----] engagements "Mortgage Rate Update (Aug [--] 2023) Lowest Insured Mortgage Rates: 1-yr Fixed: 6.27% 2-yr Fixed: 6.14% 3-yr Fixed: 5.53% 5-yr Fixed: 5.19% 5-yr Variable: 5.89% #Realestate #economy #Canada #ToRe #VanRe #mortgage" [X Link](https://x.com/WOWA_Canada/status/1694454753525150148) 2023-08-23T21:01Z [----] followers, [---] engagements "😱stats of Canada residential mortgages (July 2023): RBC: 43% of its mortgages had a remaining amortization25-yrs (& 23%35-yrs) TD: 48% of its mortgages had a remaining amortization25-yrs (& 23%35-yrs) Distressed borrowers suffering from [--]. High rates [--]. Unaffordability" [X Link](https://x.com/anyuser/status/1696218390451351972) 2023-08-28T17:49Z 10K followers, 53.9K engagements "#Ontario Home Prices July 2023: Avg. Price: $856k -6%MoM & +3%YoY GTA: $1.12M -5%MoM & +4%YoY Toronto: $1.07M -8%MoM & +5%YoY Mississauga: $1.06M -5%MoM & -1%YoY Brampton: $1.05M -6%MoM & +2%YoY Ottawa: $682K +2%MoM & +6%YoY Hamilton: $847K +2%MoM" [X Link](https://x.com/WOWA_Canada/status/1696384187014566181) 2023-08-29T04:48Z [----] followers, [----] engagements "No rate hike by the Bank of Canada on Sept. [--] [----] was expected amid a slowing economy. The BoC's policy rate will remain at 5.00% and prime rates are staying at 7.20%. 7.2% is still the highest prime rate since [----]. More:" [X Link](https://x.com/WOWA_Canada/status/1699450506693742622) 2023-09-06T15:52Z [----] followers, [----] engagements "Greater #Toronto Area Housing Report (August 2023) 🏠Avg. home price: $1082496 (+0.3% YoY & -3.2% MoM) 📈Sales [----] (-5.9% YoY & +0.8% MoM) Property Types Prices: 🏡Detached: $1.42M (+2.7% YoY & -0.8% MoM) 🏙Condo: $706K (-0.8% YoY & -4% MoM)" [X Link](https://x.com/WOWA_Canada/status/1699857412956569824) 2023-09-07T18:49Z [----] followers, [---] engagements "Greater #Vancouver Area Housing Market is🔥 Aug. 2023: 🏠Avg. home price: $1283729 (+7.4% YoY & +1% MoM) 🏠Benchmark price: $1208400 (+2.5% YoY & -0.2% MoM) 📈Sales: [----] (+23% YoY & -6.5% MoM) Avg. Prices: 🏡Detached: $2.35M 🏙Condo: $806K #VanRE" [X Link](https://x.com/WOWA_Canada/status/1700275707597763043) 2023-09-08T22:31Z [----] followers, [----] engagements "Montreal Housing Report (August 2023) 🏠Avg. home price: $598535 (+6% YoY & 0% MoM) 📈Sales: [----] (+2.7% YoY & -11% MoM) Property Types Median Prices: 🏡Detached: $561K (+6.9% YoY & +1.1% MoM) 🏙Condo: $393K (+2.1% YoY & -0.5% MoM)" [X Link](https://x.com/WOWA_Canada/status/1701128769782648838) 2023-09-11T07:01Z [----] followers, [--] engagements "Mortgage rates haven't changed much since last week: Best Rates & Weekly Changes (Sep [--] 2023) Insured/High-Ratio Mortgages: Fixed: 1-yr: 6.43% (+0bp) 2-yr: 6.14%(-9bp) 3-yr: 5.54% (-10bp) 4-yr: 5.49% (+0bp) 5-yr: 5.24% (+5bp) 10-yr: 6.00% (+0bp) Variable: 5-yr: 5.89% (+0bp) Uninsurable/Refinance Mortgages: Fixed: 1-yr: 6.64% (+1bp) 2-yr: 6.43% (+0bp) 3-yr: 5.89% (+0bp) 4-yr: 5.74% (+0 bp) 5-yr: 5.59% (+0bp) 10-yr: 6.00% (+0bp) Variable: 5-yr: 6.30% (+0bp) Best Rates: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1702352894605807698) 2023-09-14T16:05Z 10K followers, 16.1K engagements "Aug. [----] Annual #inflation 4%; up from July 3.3% (expectation 3.8%) Annual core inflation 3.6%; up from July 3.4% Despite the oil price hike not all inflation rise is due to it considering the core inflation rise. Possible another #BoC rate hike More: https://wowa.ca/inflation-rate-canada-cpi https://wowa.ca/inflation-rate-canada-cpi" [X Link](https://x.com/anyuser/status/1704185502750937296) 2023-09-19T17:27Z 10K followers, [----] engagements "Lowest Mortgage Rates for All Terms for Sept. [--] [----] (WOWAs Weekly Update) #mortgage #vanre #ToRe #cdnecon #RealEstate" [X Link](https://x.com/WOWA_Canada/status/1704592048471302487) 2023-09-20T20:23Z [----] followers, [----] engagements "@JeanPGelinas @GWMB2000 @ronmortgageguy Agree but the main reason: Low interest rates & easy money can create bubbles. After [----] despite Canada's relatively stable economy not requiring aggressive cuts the BoC reduced rates significantly following the Fed cuts so now we have so many bubbles" [X Link](https://x.com/WOWA_Canada/status/1705711467171832090) 2023-09-23T22:31Z [----] followers, [--] engagements "Bond market can intimidate everybody" [X Link](https://x.com/WOWA_Canada/status/1706865659986997318) 2023-09-27T02:57Z [----] followers, [----] engagements "Lowest Mortgage Rates for All Terms for Sept. [--] [----] (WOWAs Weekly Update) #mortgage #vanre #ToRe #cdnecon #RealEstate" [X Link](https://x.com/WOWA_Canada/status/1707158259809857938) 2023-09-27T22:20Z [----] followers, [--] engagements "@BenRabidoux Here's the trend of average mortgage rates over the last [--] months. It's evident that the average rate for a 5-year fixed mortgage has risen from 5.74% to 6.14% in this period. More: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1709206396573466750) 2023-10-03T13:58Z [----] followers, [----] engagements "Canada inflation dropped to 3.8% in Sept. [----] from 4% in August. Most likely #BoC will not raise its policy rate on Oct. [--]. Find out more: #CPI https://wowa.ca/inflation-rate-canada-cpi https://wowa.ca/inflation-rate-canada-cpi" [X Link](https://x.com/anyuser/status/1714307141832450482) 2023-10-17T15:47Z 10K followers, 11.3K engagements "@asumar @HanifBayat We anticipate a decline in Toronto home prices over the next couple of months given the persistently high interest rates" [X Link](https://x.com/WOWA_Canada/status/1714351937326322078) 2023-10-17T18:45Z [----] followers, [---] engagements "Lowest Mortgage Rates in Canada as of Nov. [--] [----]. Some rates have dropped since last week. 🏡 Find out more:" [X Link](https://x.com/WOWA_Canada/status/1719762909671104624) 2023-11-01T17:06Z [----] followers, [----] engagements "The market is anticipating a rate cut by the Bank of Canada by July [----]. #BoC Find out more: https://wowa.ca/interest-rate-forecast https://wowa.ca/interest-rate-forecast" [X Link](https://x.com/anyuser/status/1720477123020816855) 2023-11-03T16:24Z 10K followers, [----] engagements "Lowest Mortgage Rates in Canada as of Nov. [--] [----]. As anticipated (see below post) some fixed mortgage rates have slightly dropped since last week. 🏡 Find out more:" [X Link](https://x.com/WOWA_Canada/status/1722496978548855236) 2023-11-09T06:10Z [----] followers, [----] engagements "The mortgage rates in Canada have decreased further this week due to a decline in bond yields driven by the U.S. inflation report. U.S. Inflation fell to 3.2% in October from 3.7% in September. Mortgage Rates in Canada: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1724999743518982470) 2023-11-16T03:56Z 10K followers, 26.2K engagements "#BoC rate decisions are highly correlated to the Fed rate decisions. If BoC cuts rates while the Fed does not the CAD is likely to drop against the USD potentially leading to an increase in inflation. With the recent decrease in U.S. inflation the Fed may cut rates earlier than anticipated" [X Link](https://x.com/anyuser/status/1725006007984595270) 2023-11-16T04:20Z 10K followers, [----] engagements "🏡 Alberta's housing market is on fire 🔥 Rare to see Sales to New Listing (SNLR) above 100% Check more: 📈 #RealEstate" [X Link](https://x.com/WOWA_Canada/status/1725366175163392102) 2023-11-17T04:12Z [----] followers, [----] engagements "If unemployment rise #BoC will eventually cut rates but the question is when We think it may not happen much earlier than a Fed rate cut. This suggests that the timing of BoC rate cuts depend on U.S. unemployment numbers while the economy is stronger in compared to introducing a potential delay" [X Link](https://x.com/WOWA_Canada/status/1726784309648863289) 2023-11-21T02:07Z [----] followers, [--] engagements "The mortgage rates in Canada have slightly decreased this week influenced by a decline in bond yields particularly in early November. Despite this rates at big banks have mostly held steady. On in the last [--] weeks 79% of mortgage seekers were interested in fixed rates. This indicates that only [--] out of [--] mortgage seekers was considering variable rates. However some of those initially seeking fixed rates may end up exploring variable options after consulting with mortgage professionals. Find out more: https://wowa.ca/mortgage-rates http://wowa.ca https://wowa.ca/mortgage-rates http://wowa.ca" [X Link](https://x.com/anyuser/status/1727480390078599578) 2023-11-23T00:13Z 10K followers, [----] engagements "As highlighted in the Reuters report we noted that during in the last [--] weeks 79% of mortgage seekers on WOWA initially chose fixed mortgages though they may alter their choice after consulting with a professional. As of now variable mortgage rates are likely a more favorable option for mortgage seekers as they are less than [--] basis points higher than fixed rates and most experts predict a potential rate cut of around [---] basis points in the next [--] years. Nevertheless despite these considerations many mortgage seekers continue to prioritize the peace of mind provided by fixed mortgage rates" [X Link](https://x.com/WOWA_Canada/status/1728099191468044444) 2023-11-24T17:12Z [----] followers, [---] engagements "While Canadian bond yields recently decreased mortgage rates have shown little change since last week. The current lowest available rate is 5.24% for a 5-year fixed term. Compare rates from 40+ lenders/brokers across Canada at https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1729925577602166941) 2023-11-29T18:09Z 10K followers, [----] engagements "📉 In the last [--] months the 5-yr bond yield plunged by over 90bp but the 5-yr fixed mortgage rates dropped less than 35bp. 🚀 Good news: Big banks are making moves BMO just slashed 10bp off its 5-year fixed rate. 💰 Learn more: https://wowa.ca/mortgage-rates 5-year bond yield just hit 4.5%😱 Highest since early [----] What does this mean for our taxes📊 Last [--] months (April-July 2023): Gov. revenue: $146B Interest Payment: $14.5B 10% debt-service-ratio Soon over 11% of our taxes will be used for Gov. debt interest #cndpoli https://t.co/AvHL2feBk1 https://wowa.ca/mortgage-rates 5-year bond yield" [X Link](https://x.com/anyuser/status/1730661136230494462) 2023-12-01T18:52Z 10K followers, 14.2K engagements "Finally some mortgage rates dropped by up to [--] basis points today. The 5-year fixed insured rate is now very close to dipping below 5% More: https://wowa.ca/mortgage-rates 📉 In the last [--] months the 5-yr bond yield plunged by over 90bp but the 5-yr fixed mortgage rates dropped less than 35bp. 🚀 Good news: Big banks are making moves BMO just slashed 10bp off its 5-year fixed rate. 💰 Learn more: https://t.co/hTi7bREcZG https://t.co/Bhb8GpPxxk https://wowa.ca/mortgage-rates 📉 In the last [--] months the 5-yr bond yield plunged by over 90bp but the 5-yr fixed mortgage rates dropped less than" [X Link](https://x.com/anyuser/status/1731813171164242094) 2023-12-04T23:10Z 10K followers, [----] engagements "Canada's 5-year bond yield has dropped to below 3.5% for the first time in the last [--] months Additionally 5-year fixed rates for insured mortgages have also fallen below 5% for the first time since July [----] 🎉" [X Link](https://x.com/anyuser/status/1732095217635828090) 2023-12-05T17:50Z 10K followers, 28.4K engagements "Huge drop in the lowest mortgage rates for insured mortgages in past [--] days: 5-year fixed insured rate dropped by 35bp to 4.89% For uninsurable mortgages (e.g. homes$1M) there was a slight decrease (5bp to 15bp). 5-year fixed uninsurable: 5.59% More: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1732486848688124352) 2023-12-06T19:47Z 10K followers, [----] engagements "📉 Latest mortgage rate updates (Changes from Dec. 6): 3-year fixed insured rate: 5.24% (15 bp) 5-year fixed insured rate: 4.89% (unchanged) 5-year fixed uninsurable rate: 5.49% (10 bp) 🕒 As of 4:15pm 5-year bond yield: 3.36% (6 bp) More: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1735047222696227146) 2023-12-13T21:21Z 10K followers, [----] engagements "@InvisibleSloth @ronmortgageguy Not really. Scotia and CIBC have the smallest HELOC portfolios among the top [--] big banks: RBC: $34.5 B TD: $117.6 B Scotia: $22.5B BMO: $48.7 CIBC: $19B National Bank: $29.6B" [X Link](https://x.com/WOWA_Canada/status/1736877005562335284) 2023-12-18T22:32Z [----] followers, [---] engagements "📉 Latest mortgage rate updates (Changes from Dec. 13): 🚀 Mortgage rates reached their lowest level in past [--] months 3-year fixed insured rate: 5.19% (5 bp) 5-year fixed insured rate: 4.84% (5 bp) 5-year fixed uninsurable rate: 5.34% (15 bp) 🕒 As of 3:30pm Dec. [--] 5-year bond yield: 3.25% (11 bp) Learn more:" [X Link](https://x.com/WOWA_Canada/status/1737934549483389334) 2023-12-21T20:34Z [----] followers, [----] engagements "In July [----] we assessed 10000+ properties checking: Effective property tax rate = property tax / fair value Vancouver & Toronto have some of the lowest effective tax rates in standing at 0.27% & 0.36% respectively for a detached property. More: #ToRe #VanRe https://wowa.ca/calculators/property-tax https://wowa.ca/calculators/property-tax" [X Link](https://x.com/anyuser/status/1746946105986744734) 2024-01-15T17:23Z 10K followers, 150.8K engagements "@PMelectroneuter Not really. For example Oakville and Toronto avg. prices were $1.6M and $1.06M in Dec. [----] respectively while their property taxes are very similar. Also the service cost is higher in more expensive cities since the compensations are higher" [X Link](https://x.com/WOWA_Canada/status/1747136355044331529) 2024-01-16T05:59Z [----] followers, [--] engagements "What you've pointed out is not the sole observation from this infographic. For instance Oakville and Toronto avg. prices were $1.6M and $1.06M in Dec. [----] respectively while their effective property tax rates are very similar or Halifax home prices are much lower than Toronto but their effective property tax rates are not that different" [X Link](https://x.com/WOWA_Canada/status/1747138287670624414) 2024-01-16T06:06Z [----] followers, [---] engagements "📉Mortgage rate updates for Jan. [--] (Changes from Jan. 17) 3-year fixed insured: 5.09% (10bp) 5-year fixed insured: 4.84% (15bp) 5-year variable insured: 5.85% (Prime- 1.35%) 5-year bond yield: 3.58% (4bp) Bond yields & fixed mortgage rates have increased since Jan. [--] following the higher-than-expected CPI numbers report. More Mortgage Rates: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1750305789099512223) 2024-01-24T23:53Z 10K followers, 24.8K engagements "#BoC rate forecasting relies on [--] key market data: Swaps CDOR forward Montreal BAX futures Our Jan. [--] calculations based on forward & future market data project: 25bp rate cut by June [--] [----] 100bp rate cut by Dec. [--] [----] More: Today's Mortgage Rate: https://wowa.ca/mortgage-rates https://wowa.ca/interest-rate-forecast https://wowa.ca/mortgage-rates https://wowa.ca/interest-rate-forecast" [X Link](https://x.com/anyuser/status/1750938892373491813) 2024-01-26T17:48Z 10K followers, [----] engagements "📉 WOWAs Mortgage Rate Update for Jan. [--] [----] (Weekly changes from Jan. 24) 3-year fixed insured: 4.84% (25bp) 5-year fixed insured: 4.74% (10bp) 5-year variable insured: 5.85% (Prime- 1.35%) 5-year bond yield: 3.40% (18bp) as of [--] pm 40+ Lenders' Mortgage Rates: 5-Year Bond Yield: https://wowa.ca/canada-5-year-bond-yield https://wowa.ca/mortgage-rates https://wowa.ca/canada-5-year-bond-yield https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1752837416468074853) 2024-01-31T23:33Z 10K followers, [----] engagements "Toronto Real Estate Market in Jan 2024: (Compared with Jan 2023) Avg. home price: $1.027M (1%) Index: $1.066M (0.4%) Transactions: [----] (36%) Transactionsbut prices why Condo & townhouse sales went up 41% & 60% respectively while detached home sales up 26%. Likely due to more first-time buyers and fewer investors in the market. More: #ToRe" [X Link](https://x.com/WOWA_Canada/status/1755721176565883266) 2024-02-08T22:32Z [----] followers, [---] engagements "Toronto Real Estate Market in Jan 2024: (Compared with Jan 2023) Avg. home price: $1.027M (1%) Index: $1.066M (0.4%) Transactions: [----] (36%) Transactionsbut prices why Condo & townhouse sales went up 41% & 60% respectively while detached home sales up 26%. Likely due to more first-time buyers and fewer investors in the market. More: #ToRe" [X Link](https://x.com/WOWA_Canada/status/1755725821484863730) 2024-02-08T22:50Z [----] followers, [---] engagements "#ToRE in Jan 2024: (% vs. Jan 2023) Avg. price: $1.027M (1%) Index: $1.066M (0.4%) Sales: [----] (36%) Salesbut prices why Condo & townhouse sales up 41% & 60% but detached up 26% Likely due to more 1st-time buyers & fewer investors More: https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market" [X Link](https://x.com/WOWA_Canada/status/1755728577809543514) 2024-02-08T23:01Z [----] followers, [----] engagements "#VanRe Jan 2024: Avg Price: $1.252M 7.6% vs Jan [----] 15% vs Jan [----] 6.8% vs Feb [----] (All-Time High) Benchmark Home Price: $1.161M 4.2% vs Jan [----] 26% vs Jan [----] (43% for #ToRe😲) 230% vs Jan 2005🔥 Sales: [----] 39.6% vs Jan [----] More:" [X Link](https://x.com/WOWA_Canada/status/1756129331321962766) 2024-02-10T01:33Z [----] followers, [--] engagements "🏠 Jan [----] Canada Housing Market Update: Avg price: $659K8% YoY Sales: 26K 22% YoY MLS index: $708K 0.4% YoY (Modest Change) 🔥 Hottest: Alberta Avg price12% YoY ❄ Coolest: Ontario Avg price3% YoY MLS index 0.4% 💰 Least Affordable: BC Avg $958k 🛍 Most Affordable: SK Avg $285k https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/WOWA_Canada/status/1761116567192895689) 2024-02-23T19:51Z [----] followers, [----] engagements "No. Government contractors are excluded from these statistics. This number is smaller for federal government in Canada vs. the federal governments in the U.S. and the U.K. For example in [----] the U.S. federal government outsourced $694B in contracts compared to Canada's federal government's $22.2B. The key focus of this tweet is on "trends" highlighting that the percentage of public employees is increasing in Canada but decreasing in the U.S. and U.K. It's highly unlikely that the decline in the U.K. and U.S. percentages is due to contractors" [X Link](https://x.com/WOWA_Canada/status/1762350414966468946) 2024-02-27T05:34Z [----] followers, [--] engagements "📊$BNS Scotiabank Q1 [----] Highlights: Adjusted earnings beat expectations at $1.69/share vs. $1.61 expected 🚀 Loan write-offs up 43% YoY to $804M a 10-quarter peak💥 📉 PCL down 23% from Q4 to $962M still high E.g. RBC's is $813M Scotia has no negative mortgage amortization (Unlike BMO TD & CIBC) since variable rates adjusting payments automatically 🏦 Only 0.2% of mortgages have amortization [--] years 👏" [X Link](https://x.com/anyuser/status/1762937924004270524) 2024-02-28T20:28Z 10K followers, [----] engagements "@MrsTorgue The payment should cover the interest for the variable mortgage products in RBC so the payments went up for many" [X Link](https://x.com/WOWA_Canada/status/1763061004034863343) 2024-02-29T04:37Z [----] followers, [---] engagements "$TD TD Q1 [----] Highlights: Adj earnings per share $2.00 expected $1.94 Loan write-offs are60% YoY to $759M the highest in the last [--] years PCL45% YoY to $1B the highest in the last [--] years 17.6% of TD's mortgage have amortization 35-yr 13% of TD's mortgage have negative amortization (14% last quarter) Dividend yield: 5.1% P/E: [----] Market Cap: $146B https://www.td.com/content/dam/tdcom/canada/about-td/pdf/quarterly-results/2024/q1/2024-q1-reports-shareholders-en.pdf https://wowa.ca/td-bank-stock" [X Link](https://x.com/anyuser/status/1763353515005550888) 2024-03-01T00:00Z 10K followers, [----] engagements "@Infokid1Infokid @HanifBayat Yes but only the small part is related to the mortgages. For TD write-offs $275M are personal loans $369M are credit card-related $113M are for commercial purposes and only $2M are residential mortgages" [X Link](https://x.com/WOWA_Canada/status/1763601667608486359) 2024-03-01T16:26Z [----] followers, [---] engagements "$CM CIBC Q1 [----] Highlights: Adj earnings per share $1.81 expected $1.66 Loan write-offs are154% YoY to $445 M the highest in the last [--] years PCL98% YoY to $585 21% of CIBC's mortgage have amortization 35-yr 14% of CIBC's mortgage have negative amortization (16% last quarter) Forward Dividend yield: 5.7% P/E: [----] Market Cap: $61B" [X Link](https://x.com/WOWA_Canada/status/1763614941792141650) 2024-03-01T17:19Z [----] followers, [--] engagements "Calgary Home Prices Feb 2024: MLS index & the average home price reached all time high🔥 More: Summary: MLS benchmark: $585000 10.3% year-over-year & 2.2% monthly Average home price: $583160 15.1% year-over-year & 2.4% monthly" [X Link](https://x.com/WOWA_Canada/status/1765258129267114118) 2024-03-06T06:08Z [----] followers, [----] engagements "#ToRE Greater Toronto Area Home Prices Feb 2024: Prices rose slightly from Feb [----] but surged from Jan 2024: MLS benchmark: $1093900 +0.4% year-over-year & 2.6% monthly Average home price: $1108720 +1.2% year-over-year & 8% monthly" [X Link](https://x.com/WOWA_Canada/status/1765553276055888347) 2024-03-07T01:41Z [----] followers, [----] engagements "📉Mortgage Rate Update for March [--] [----] (Changes from Feb 28) 40+ lenders rates: Rates have decreased over the last [--] days. 3-yr fixed insured: 4.69% (15 bp) 5-yr fixed insured: 4.54% (10 bp) 5-yr fixed uninsurable: 4.89% (20 bp) 5-yr bond yield: 3.43% (17 bp) https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1765617898234470637) 2024-03-07T05:58Z 10K followers, 65K engagements "Mortgage Rate Update for Mar [--] [----] 🍁 (Changes from Mar 6) 40+ lenders mortgage rates: Some rates have decreased over the last [--] days. Key Numbers: 3-yr fixed insured: 4.69% 5-yr fixed insured: 4.54% 5-yr variable insured: 5.90% 5-yr bond yield: 3.51% (8 bps)" [X Link](https://x.com/WOWA_Canada/status/1768102862075105362) 2024-03-14T02:32Z [----] followers, [----] engagements "Feb 2023: Inflation 1-yr Inflation: 2.78% vs est. 3.1% The lowest since April [----] (When the "transitory" inflation started😉) More: 2-year inflation: 8.2% 3-year inflation: 14.3% Shelter contributed to 66% of the CPI rise while food accounted for 20%. Possible setback: Rising oil price (now $83/bbl). https://wowa.ca/inflation-rate-canada-cpi https://wowa.ca/inflation-rate-canada-cpi" [X Link](https://x.com/anyuser/status/1770250962021519523) 2024-03-20T00:48Z 10K followers, [----] engagements "@AlexandrePoitr7 @ronmortgageguy You are right These include RBC TD Scotia BMO CIBC and National Bank" [X Link](https://x.com/WOWA_Canada/status/1772811728146837840) 2024-03-27T02:23Z [----] followers, [--] engagements "Canada home prices Feb 2024: MLS benchmark: $720500 0.8% year-over-year (YoY) & 1.8%monthly Average home price: $685809 3.5%YoY & 4%monthly Sales: [-----] 30%YoY & 3.1%monthly https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/anyuser/status/1772845007734452272) 2024-03-27T04:36Z 10K followers, [----] engagements "#VanRe Greater Vancouver Area Home Prices March 2024: MLS benchmark: $1196800 4.5% year-over-year (YoY) & 1.1% monthly Average home price: $1318687 4.1%YoY & 3.3%monthly Transactions: [----] 4.7%YoY & 16.7%monthly Provided by - Simply Know Your Options 🔍 https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market" [X Link](https://x.com/WOWA_Canada/status/1777912412718371164) 2024-04-10T04:12Z [----] followers, [----] engagements "Calgary Home Prices March 2024: Calgary's housing market is among the hottest in Canada. MLS benchmark: $597600 10.9% YoY & 2.2% monthly Avg home price: $596193 11.3% YoY & 2.2% monthly Sales: [----] 9.5% YoY & 24.8% monthly https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market" [X Link](https://x.com/WOWA_Canada/status/1779704749459169299) 2024-04-15T02:54Z [----] followers, [----] engagements "Edmonton Home Prices March 2024: Edmonton remains one of the most affordable major cities: MLS benchmark: $392600 4.4% year-over-year (YoY) & 2.7%monthly Average home price: $420959 7.9% YoY & 3.3%monthly Sales: [----] 34.5% YoY & 25.5%monthly _____________________________ Provided by Simply Know Your Options🔍 https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market" [X Link](https://x.com/WOWA_Canada/status/1780018360245256351) 2024-04-15T23:40Z [----] followers, [----] engagements "Mortgage Rates: April [--] 2024🍁 (Changes from April 17) 40+ lenders: Bond yields are up pushing mortgage rates higher 3yr fixed insured: 4.79% (5 bps) 5yr fixed insured: 4.69% (10 bps) 5yr variable insured: 5.90% 5yr bond yield: 3.82% (9 bp) ---------- Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1783268702235906331) 2024-04-24T22:56Z 10K followers, 23.8K engagements "@therealborgia @BenRabidoux The movement of bond prices is inversely related to bond yields (similar concept to interest rates)" [X Link](https://x.com/WOWA_Canada/status/1783621317092151391) 2024-04-25T22:17Z [----] followers, [--] engagements "#ToRE Greater Toronto Home Prices April 2024: MLS benchmark: $1128100 -1% yearly& +1.3% monthly Avg home price: $1156167 +0.3% yearly & +3.1% monthly Median home price: $981500 -1.8% yearly & +0.4% monthly Sales: [----] -5.5% yearly & +8.4% monthly ------------------------ Provided Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market" [X Link](https://x.com/WOWA_Canada/status/1787905138931142896) 2024-05-07T17:59Z [----] followers, [----] engagements "WOWAs Mortgage Rate Update for May [--] [----] 🍁 (Changes from May 1) 40+ lenders rates: Not much change since last week. Key Numbers: 3-yr fixed insured: 4.79% 5-yr fixed insured: 4.69% 5-yr variable insured: 5.90% 5-yr bond yield: 3.68% (-12 bps) ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1788360169912521118) 2024-05-09T00:07Z 10K followers, [----] engagements "Ottawa Home Prices April 2024: Benchmark price: $643700 +1.6% yearly & +1.1% monthly Avg home price: $705117 +4% yearly & +3.4% monthly Sales: [----] -2.2% yearly & +25% monthly ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market" [X Link](https://x.com/anyuser/status/1790572859443511755) 2024-05-15T02:40Z 10K followers, [----] engagements "Mortgage Rate Update for May [--] 2024🍁 (Changes from May 8) 40+ lenders rates: No change since last week Key Numbers: 3-yr fixed insured: 4.79% 5-yr fixed insured: 4.69% 5-yr variable insured: 5.90% 5-yr bond yield: 3.63% (-5 bps) ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1790867321059250577) 2024-05-15T22:10Z [----] followers, [----] engagements "Edmonton Home Prices April 2024: Among the [--] cities with over 1M residents Edmonton is the most affordable Benchmark price: $397.2k +4.4% yearly & +2.7% monthly Avg home price: $431387 +5.6% yearly & +2.5% monthly Sales: [----] +54.2% yearly & +26.8% monthly ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market" [X Link](https://x.com/WOWA_Canada/status/1791529413059793112) 2024-05-17T18:01Z [----] followers, [----] engagements "Montreal Home Prices April 2024: Montreal's SNLR of 66% indicating a seller's market. Benchmark: $530300 +3.4% yearly & -0.2% monthly Avg home price: $600220 +6.1% yearly & +0.9% monthly Sales: [----] +24.8% yearly & +4.5% monthly ------------------------- Provided Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market" [X Link](https://x.com/WOWA_Canada/status/1793275967181402475) 2024-05-22T13:41Z [----] followers, [----] engagements "Mortgage Rate Update for May [--] 2024🍁 (Changes from May 15) 40+ lenders rates: Rates decreased slightly. Key Numbers: 3-yr fixed insured: 4.74% (-5 bps) 5-yr fixed insured: 4.59% (-10 bps) 5-yr variable insured: 5.90% 5-yr bond yield: 3.68% (+5 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1793798199708119109) 2024-05-24T00:16Z [----] followers, [----] engagements "' : Increasing PCL ACL loan write-offs and a possible $2B U.S. fine : Loan write-offs surged 72% YoY to $899M the highest in [--] years. $2.04/share vs. $1.85 expected thanks to TD's strong capital markets division. Net quarterly income decreased 23% YoY to $2.56B. PCL increased 79% YoY to $1.1B the highest since Q3 [----]. The biggest hit: $615M provision for potential U.S. fines. $ ( ): Dividend yield: 5.3% P/E: [----] Market Cap: $135.4B ------------------------- Provided by Simply Know Your Options🔍" [X Link](https://x.com/WOWA_Canada/status/1795268686992842791) 2024-05-28T01:39Z [----] followers, [--] engagements "Bank of Nova Scotia : Increasing PCL ACL loan write-offs and lower earning : Loan write-offs surged 46% YoY to $1018M the highest since Q3 [----]. $1.58/share vs. $1.56 expected thanks to Scotia's wealth management division. Net quarterly income decreased 2.5% YoY to $2.1B. PCL increased 42% YoY to $1.0B No dividend increase this year. $BNS ( [--] ): Dividend yield: 6.5% P/E: [----] Market Cap: CAD$79.5B ----------------------- Provided by Simply Know Your Options🔍" [X Link](https://x.com/WOWA_Canada/status/1795613998953427031) 2024-05-29T00:31Z [----] followers, [--] engagements "Mortgage Rate Update for May [--] 2024🍁 (Changes from May 23) 40+ lenders rates: No change since last week. Key Numbers: 3-yr fixed insured: 4.74% 5-yr fixed insured: 4.59% 5-yr variable insured: 5.90% 5-yr bond yield: 3.82% (+14 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1795948528012804426) 2024-05-29T22:41Z [----] followers, [----] engagements "RBC's Q2 [----] Report: Income rose while PCL ACL & loan write-offs also increased. : Loan write-offs up 71% YoY to $476M the highest in [---] years. Adj earnings: $2.92/share vs. $2.76 expected due to 31% YoY growth in the capital markets division. Net quarterly income rose 7% YoY to $3.95B. PCL up 53% YoY to $920M. Dividend up [--] cents to $1.42/share from Q3 [----]. RBC closed the acquisition of HSBC Canada. $ ( ) Dividend yield: 3.9% P/E: [----] Market Cap: CAD$210B ----------------------- Provided by Simply Know Your Options🔍" [X Link](https://x.com/WOWA_Canada/status/1796283355622731944) 2024-05-30T20:51Z [----] followers, [--] engagements "Mortgage Rate Update: June [--] 2024🍁 (Changes from May 29) 40+ lenders rates: Rates dropped due to the 25bps cut by #BoC today. Key Numbers: 3-yr fixed insured: 4.74% 5-yr fixed insured: 4.49% (-10 bps) 5-yr variable insured: 5.65% (-25 bps) 5-yr bond yield: 3.42% (-40 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1798474381804388561) 2024-06-05T21:58Z 10K followers, 14.9K engagements "#ToRE Greater Toronto Home Prices May 2024: It is a buyer's market in Toronto (SNLR of 38%) & prices have dropped YoY: Benchmark: $1117400 -3.5%YoY & -0.9%monthly Avg home price: $1165691 -2.5%YoY & +0.8%monthly Median: $992000 -4.2%YoY & +1.1%monthly As of June [--] [----] the total inventory in the GTA is at [-----] the highest in the last [--] years. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market" [X Link](https://x.com/anyuser/status/1798811178011115655) 2024-06-06T20:16Z 10K followers, [----] engagements "Calgary Home Prices May 2024: #YYCRE is hot🔥& SNLR is at 71% Benchmark: $605300 +9.5% yearly & +0.3%monthly Avg home price:$612772 +11% yearly & +0.7%monthly Sales: [----] -0.9%yearly & +7.3%monthly --------------------- Provided Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market" [X Link](https://x.com/WOWA_Canada/status/1800994535805247857) 2024-06-12T20:52Z [----] followers, [----] engagements "Mortgage Rate Update: June [--] 2024🍁 (Changes from June 5) 40+ lenders rates: Some uninsurable mortgage rates have dropped. Key Numbers: 3-yr fixed Insured: 4.79% (+5 bps) Uninsurable: 4.99% (-20bps) 5-yr fixed Insured: 4.49% Uninsurable: 4.89% 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.41% (-1 bp) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1801079440690049361) 2024-06-13T02:29Z [----] followers, 10.1K engagements "Mortgage Rate Update: June [--] 2024🍁 (Changes from June 12) 40+ lenders rates: Rates are going down Key Numbers: 3-yr fixed Insured: 4.69% (-10bps) Uninsurable: 4.99% 5-yr fixed Insured: 4.44% (-5bps) Uninsurable: 4.79% (-10bps) 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.34% (-7 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1803570901264355423) 2024-06-19T23:29Z 10K followers, 14.1K engagements "Mortgage Rate Update: June [--] 2024🍁 (Changes from June 19) 40+ lenders rates: Key Numbers: 3-yr fixed Insured: 4.69% Uninsurable: 4.99% 5-yr fixed Insured: 4.39% (-5bps) Uninsurable: 4.89% (+10bps) 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.52% (+18bps) ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1806505760911716636) 2024-06-28T01:51Z [----] followers, [----] engagements "Canada Housing Market: May [----] Benchmark price: $733k -2.4%yearly & -0.4%Monthly Avg home price: $699K -4.1%yearly & -0.6%Monthly Sales: 37k -6.4%yearly & -0.9%Monthly ON and BC are red MB and NS are mixed and the rest are green. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/anyuser/status/1806736796254187521) 2024-06-28T17:09Z 10K followers, 15K engagements "Mortgage Rate Update: July [--] 2024🍁 (Changes from June 26) 40+ lenders rates: No major changes since last week. Key Numbers: 3-yr fixed Insured: 4.69% Uninsurable: 4.99% 5-yr fixed Insured: 4.39% Uninsurable: 4.89% 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.56% (+4bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1808678747047940124) 2024-07-04T01:46Z 10K followers, 15.1K engagements "Mortgage Rate Update: July [--] 2024🍁 (Changes from July 3) 40+ lenders rates: Rates have slightly increased since last week. Key Numbers: 3-yr fixed Insured: 4.69% Uninsurable: 5.04% (+5bps) 5-yr fixed Insured: 4.49% (+10bps) Uninsurable: 4.99% (+10bps) 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.46% (-10bps) --------------------- Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1811271158987378749) 2024-07-11T05:27Z 10K followers, 12.2K engagements "Mortgage Rate Update: July [--] 2024🍁 (Changes from July 10) 40+ lenders rates: Rates have slightly decreased since last week. Key Numbers: 3-yr fixed Insured: 4.69% Uninsurable: 4.99% (-5bps ) 5-yr fixed Insured: 4.49% Uninsurable: 4.89% (-10bps) 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.31% (-15bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1813789361470906862) 2024-07-18T04:14Z 10K followers, [----] engagements "Mortgage Rate Update: July [--] 2024🍁 (Changes from July 17) 40+ lenders rates: Rates decreased slightly after the BoC rate cut. 3-yr fixed Insured: 4.64% (-5bps) Uninsurable: 4.94% (-5bps) 5-yr fixed Insured: 4.39% (-10bps) Uninsurable: 4.89% 5-yr variable Insured: 5.40% (-25bps) Uninsurable: 5.70% (-15bps) 5-yr bond yield: 3.29% (-2bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1816659553770942619) 2024-07-26T02:19Z 10K followers, [----] engagements "Mortgage Rate Update: July [--] 2024🍁 (Changes from July 25) 40+ lenders rates: 5-yr bond yield: 3.09% (-20bps) 5-yr bond yield hits [--] months low➡ Will see lower fixed rates soon 3-yr fixed Insured: 4.59% (-5bps) Uninsurable: 4.94% 5-yr fixed Insured: 4.39% Uninsurable: 4.84% (-5bps) 5-yr variable Insured: 5.40% Uninsurable: 5.70% ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1818771476327043247) 2024-07-31T22:11Z 10K followers, 10.7K engagements "@daniel_foch @VMGLAND @RBC Thanks for sharing our chart RBC highlighted one of the main reasons for the delayed response: Debt service will rise due to renewals even when rates are falling" [X Link](https://x.com/WOWA_Canada/status/1819533195534012878) 2024-08-03T00:38Z [----] followers, [---] engagements "#ToRE Greater Toronto Home Prices July 2024: 🏠Prices are going down & SNLR is 33% (buyer's market) Benchmark: $1097300 -5.0%YoY & -1.2%MoM Avg price: $1106617 -1.1%YoY & -4.8%MoM Median: 950k -2.5%YoY & -4%MoM Sales: [----] +2.7%YoY & -13.2%MoM Inventory is at a 14-year high ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market" [X Link](https://x.com/anyuser/status/1820975436093911128) 2024-08-07T00:09Z 10K followers, 63.9K engagements "#VanRe Greater Vancouver Home Prices July 2024: 🏠Prices are falling: Inventory is at a 5-yr high & near a 10-yr high Benchmark: $1197700 -0.8% YoY & -0.8% MoM Avg price: $1280879 +1% YoY & -5.1% MoM Sales: [----] -5% YoY & -3.5% MoM Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market" [X Link](https://x.com/anyuser/status/1821211831668543566) 2024-08-07T15:48Z 10K followers, [----] engagements "Mortgage Rate Update: August [--] 2024🍁 (Changes from July 31) 40+ lenders rates: 5-yr bond yield: 3.03% (-6bps) 3-yr fixed Insured: 4.59% Uninsurable: 4.94% 5-yr fixed Insured: 4.34% (-5bps) Uninsurable: 4.79% (-5bps) 5-yr variable Insured: 5.40% Uninsurable: 5.75% (+5bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1821378637624656364) 2024-08-08T02:51Z 10K followers, [----] engagements "Ottawa Home Prices July 2024: Benchmark: $648900 +0.1% Yearly & +0.2% Monthly Avg price: $679610 -0.4% Yearly & -1% Monthly Median: $630000 -0.8% Yearly & -1.6% Monthly Sales: [----] -1.7% Yearly & -13.8% Monthly Ottawa's market is warmer than southern Ontario with an SNLR of 56% indicating a balanced market. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market" [X Link](https://x.com/WOWA_Canada/status/1823056602670186987) 2024-08-12T17:58Z [----] followers, [----] engagements "Mortgage Rate Update: Aug [--] 2024🍁 (Changes from Aug 7) 40+ lenders rates: 5-yr bond yield: 2.92% (-11bps) 3-yr fixed Insured: 4.49% (-10bps) Uninsurable: 4.94% 5-yr fixed Insured: 4.29% (-5bps) Uninsurable: 4.79% 5-yr variable Insured: 5.40% Uninsurable: 5.75% ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1823851198467752156) 2024-08-14T22:36Z 10K followers, [----] engagements "Thanks @Reuters for the mention Their article highlights that bank stocks with more foreign retail exposure have underperformed: 🔹U.S. operations are costlier 🔹Scotia BMO RBC TD CIBC & National earned 47% 46% 40% 36% 30% & 24% of revenue internationally 🔹YTD: $NA.TO $RY.TO $CM.TO have outperformed the TSX More: ------------------------- Provided by Simply Know Your Options🔍 http://WOWA.ca https://www.reuters.com/markets/shares-canada-focused-banks-outstrip-rivals-with-overseas-bets-2024-08-16/ http://WOWA.ca" [X Link](https://x.com/anyuser/status/1824540178217627662) 2024-08-16T20:14Z 10K followers, [----] engagements "Mortgage Rate Update: Aug [--] 2024🍁 (Changes from Aug 14) 40+ lenders rates: Hardly any change since Aug [--] 5-yr bond yield: 2.93% (+1bp) 3-yr fixed Insured: 4.49% Uninsurable: 4.94% 5-yr fixed Insured: 4.29% Uninsurable: 4.79% 5-yr variable Insured: 5.40% Uninsurable: 5.75% ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1826388001452425611) 2024-08-21T22:36Z [----] followers, [----] engagements "Canada Housing Market (July 2024): Benchmark: $724800 -4.3%Yearly & -0.8%Monthly Avg price: $667317 -0.2%Yearly & -4.1%Monthly Sales: [-----] -3.2%Yearly & -0.7%Monthly 🔹 home prices are declining mainly due to Ontario's sluggish market. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/anyuser/status/1828195003442847935) 2024-08-26T22:17Z 10K followers, [----] engagements "Bank of Nova Scotia's Q3 2024: BNS acquired 15% of Cleveland-based KeyCorp at US$2.8B Write offs:+28% YoY to $1B highest since Q3 [----] Adj earning: $1.63/share (vs $1.62 exp) Net income:-13% YoY to $1.91B :+28% YoY to $1.05B $BNS ( ): Dividend yield: 6.5% (highest among big banks) P/E: [----] Market Cap: $80.7B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca" [X Link](https://x.com/anyuser/status/1828491845548081200) 2024-08-27T17:56Z 10K followers, [----] engagements "Mortgage Rate Update: Aug [--] 2024🍁 (Changes from Aug 21) 40+ lenders rates: 5-yr bond yield: 2.97% (+4bps) 3-yr fixed Insured: 4.44% (-5bps) Uninsurable: 4.89% (-5bps) 5-yr fixed Insured: 4.24% (-5bps) Uninsurable: 4.79% 5-yr fixed rates are lowest since May [----] 5-yr variable Insured: 5.40% Uninsurable: 5.85% (+10bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1828925433158508954) 2024-08-28T22:39Z [----] followers, [----] engagements "Rate Cut Alert 🚨 #BoC cuts rates by 0.25% on Sep [--] [----] bringing its rate to 4.25% Why Rising unemployment & slowing inflation Two more cuts expected in Oct & Dec. Total 1.25% more cuts expected over next [--] months⚠ More: & ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/banks/prime-rates-canada https://wowa.ca/bank-of-canada-interest-rate http://WOWA.ca https://wowa.ca/banks/prime-rates-canada https://wowa.ca/bank-of-canada-interest-rate" [X Link](https://x.com/anyuser/status/1831344858549612989) 2024-09-04T14:53Z 10K followers, [----] engagements "Mortgage Rate Update: Sep [--] 2024🍁 (Changes from Aug 28) 40+ lenders rates: Most rates are at their lowest since May 2023🎉 3-yr fixed Insured: 4.39% (-5bps) Uninsurable: 4.89% 5-yr fixed Insured: 4.19% (-5bps) Uninsurable: 4.59% (-20bps) 5-yr variable Insured: 5.15% (-25bps) Uninsurable: 5.55% (-30bps) 5-yr bond yield: 2.83% (-14bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1831830451805180297) 2024-09-05T23:03Z 10K followers, [----] engagements "Greater Toronto Home Prices Aug 2024: #ToRE on the edge of bear market territory 🚨 : $1082K -4.6% YoY & -1.4% MoM : $1074425 -0.7% YoY & -2.9% MoM : $925K -0.9% YoY & -2.6% MoM : [----] -6.0% YoY & -7.7% MoM A bear market means a 20% drop from the recent peak 🐻 With a 19.5% decline in avg prices since Feb [----] the GTA is nearing bear market territory ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market" [X Link](https://x.com/anyuser/status/1833285755994513417) 2024-09-09T23:25Z 10K followers, [----] engagements "Lowest Mortgage Rates: Sep [--] 2024🍁 (Changes from Sep 5) mortgage rates: Most rates are at their lowest since Dec 2022🎉 3-yr fixed Insured: 4.29% (-10bps) Uninsurable: 4.69% (-20bps) 5-yr fixed Insured: 4.14% (-5bps) Uninsurable: 4.39% (-20bps) 5-yr variable Insured: 5.15% Uninsurable: 5.55% 5-yr bond yield: 2.75% (-8 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1833986052693872730) 2024-09-11T21:48Z 10K followers, 16.5K engagements "Greater Vancouver Home Prices Aug 2024: 🏠Prices are falling as #VanRE inventory hits the highest August level since [----] (excl. 2019) : $1.196M -0.9% YoY & -0.2% MoM : $1.25M -2.8% YoY & -2.4% MoM : [----] -17% YoY & -18% MoM Lowest August sales-to-active-listings ratio (14%) since August 2012🚨 Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market" [X Link](https://x.com/WOWA_Canada/status/1834345313001505180) 2024-09-12T21:36Z [----] followers, [----] engagements "@daniel_foch @xelan_gta @who_is_paul @HanifBayat The difference can be even greater if the unit is a rental. The rate gap between insured and rental mortgages can exceed [--] basis points: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1836430994859040796) 2024-09-18T15:44Z [----] followers, [---] engagements "Calgary Home Prices Aug 2024: Home prices remain stable & it's still a seller's market. : $602K +6.3% YoY & -0.8% MoM : $609K +16.6% YoY & +0.4% MoM : [----] -19.9% YoY & -8.2% MoM Inventory increased to 2+ months for the 1st time in over [---] years Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market" [X Link](https://x.com/WOWA_Canada/status/1836438417149956451) 2024-09-18T16:13Z [----] followers, [----] engagements "Lowest Mortgage Rates: Sep [--] 2024🍁 (Changes from Sep 11) Mortgage rates: Time to consider a 3-yr fixed mortgage 3-yr fixed Insured: 4.24% (-5bps) Uninsurable: 4.49% (-20bps) 5-yr fixed Insured: 4.14% Uninsurable: 4.39% 5-yr variable Insured: 5.15% Uninsurable: 5.55% 5-yr bond yield: 2.72% (-3 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1836531922316513543) 2024-09-18T22:25Z 10K followers, 35K engagements "Montreal Home Prices Aug 2024: : $536K +3.4% YoY & +0.5% MoM : $614K +2.6% YoY & +0.4% MoM : [----] +8.6% YoY & -13% MoM 🔹Single-family home prices hit an all-time high 🔹SNLR at 62% marking the 6th consecutive month of a sellers market. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market" [X Link](https://x.com/WOWA_Canada/status/1836897611279749200) 2024-09-19T22:38Z [----] followers, [----] engagements "Edmonton Home Prices Aug 2024: Home prices remain stable. : $407K +7.6% YoY & +0.1% MoM : $435K +9.4% YoY & -1.2% MoM : [----] +15.2% YoY & -11.9% MoM 🔹Seller's Market: SLNR over 70% since Apr [----] 75% this month. 🔹Inventory 14% lower than Aug [----]. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market" [X Link](https://x.com/WOWA_Canada/status/1838999824341020867) 2024-09-25T17:51Z [----] followers, [----] engagements "Lowest Mortgage Rates: Sep [--] 2024🍁 (Changes from Sep 18) Mortgage rates: Rates are dropping 3-yr fixed Insured: 4.19% (-5bps) Uninsurable: 4.39% (-10bps) 5-yr fixed Insured: 4.04% (-10bps) Uninsurable: 4.29% (-10bps) 5-yr variable Insured: 5.15% Uninsurable: 5.55% 5-yr bond yield: 2.78% (+6 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1839091874763776287) 2024-09-25T23:57Z 10K followers, [----] engagements "@inked_investing @HanifBayat We don't think so. The terminal BoC rate is currently projected at 2.5% which will be reached by June [----]. This means bond yields may drop a maximum of 20bps more. Rates are likely to be closer to 4% than 3.5% by the end of the year" [X Link](https://x.com/WOWA_Canada/status/1839096986953261517) 2024-09-26T00:17Z [----] followers, [---] engagements "Ottawa Home Prices Aug 2024: : $646K -0.3% YoY & -0.4% MoM (11% below the March [----] peak) : $660K +3.1% YoY & -2.8% MoM : [----] -8% YoY & -11.4% MoM 🔹Sales 14% below 10-year average for Aug. 🔹SLNR of 58% indicating balanced market. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market" [X Link](https://x.com/WOWA_Canada/status/1839708693509652776) 2024-09-27T16:48Z [----] followers, [----] engagements "Mortgage News: 🔹The lowest mortgage rate has dropped below 4% 🔹@SBICanadaBank the subsidiary of State Bank of India (One of the [--] largest banks in India) is now partnering with WOWA in Ontario to offer special mortgage rates More: ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1839750116510453903) 2024-09-27T19:33Z [----] followers, [----] engagements "Canada Home Prices Aug 2024: SLNR was 53% indicating a balanced market : $718K -3.9%YoY & -1%MoM : $649K +0.1%YoY & -2.7%MoM : 39K +0.9%YoY & +1.2%MoM 🔹ON & BC benchmark prices declined YoY 🔹AB's home price increase was highest at 7.4% Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/WOWA_Canada/status/1840794670953070788) 2024-09-30T16:43Z [----] followers, [----] engagements "Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Sep 25) Mortgage rates: Rates are dropping 3-yr fixed Insured: 4.09% (-10bps) Uninsurable: 4.24% (-15bps) 5-yr fixed Insured: 3.99% (-5bps) Uninsurable: 4.19% (-10bps) 5-yr variable Insured: 5.20% (+5bps ) Uninsurable: 5.50% (-5bps) 5-yr bond yield: 2.79% (+1 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1841650262462681402) 2024-10-03T01:23Z 10K followers, 11K engagements "Greater Vancouver Home Prices Sep 2024: #VanRE shifted back to ' with a 30% SNLR : $1.18M -1.8% YoY & -1.4% MoM : $1.25M -3.2% YoY & +0.2% MoM : [----] -3.8% YoY & -2.7% MoM 🔹Lowest sales-to-active-listings ratio (12%) since April [----] 🔹Inventory at its highest since July [----] Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market" [X Link](https://x.com/WOWA_Canada/status/1843705497515438096) 2024-10-08T17:30Z [----] followers, [----] engagements "Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Oct 2) Mortgage rates: Bond yields are up➡ Rates are rising 3-yr fixed Insured: 4.19% (+10bps) Uninsurable: 4.30% (+6bps) 5-yr fixed Insured: 4.09% (+10bps) Uninsurable: 4.30% (+11bps) 5-yr variable Insured: 5.20% Uninsurable: 5.50% 5-yr bond yield: 3.06% (+27 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1844187854546796976) 2024-10-10T01:27Z 10K followers, [----] engagements "Calgary Home Prices Sep 2024: Market now balanced after [--] years as a seller's market. Benchmark: $597K +5.5%YoY & -0.8%MoM Avg Price: $622K +13.2%YoY & +2.1%MoM Sales: [----] -17.9%YoY & -8.4%MoM 🔹Prices stabilizing near record highs 🔹3-year trend shows sales shift from detached to condos/townhouses Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market" [X Link](https://x.com/WOWA_Canada/status/1844825645756391641) 2024-10-11T19:41Z [----] followers, [----] engagements "Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Oct 9) Mortgage rates: Bond yields down➡Rates decreased 3-yr fixed Insured: 4.14% (-5bps) Uninsurable: 4.30% 5-yr fixed Insured: 3.94% (-15bps) Uninsurable: 4.30% 5-yr variable Insured: 5.20% Uninsurable: 5.50% 5-yr bond yield: 2.87% (-19 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1846665078600253498) 2024-10-16T21:30Z 10K followers, [----] engagements "Ottawa Home Prices Sep 2024: SNLR at 45% signaling a balanced market. Benchmark: $643K +0.2%YoY & -0.5%MoM Avg Price: $686K +1.5%YoY & +3.8%MoM Sales: [----] +10.7%YoY & -4.8%MoM 🔹Active listings up 17% YoY. 🔹Sales 15.4% below 10-year average despite YoY increase. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market" [X Link](https://x.com/WOWA_Canada/status/1846909197096546518) 2024-10-17T13:40Z [----] followers, [----] engagements "Montreal Home Prices Sep 2024: 🏠 Avg price reached a new all-time high Benchmark: $543K +5.5%YoY & +1.4%MoM Avg Price: $632K +6.5%YoY & +2.9%MoM Sales: [----] +16.9%YoY & +7%MoM 🔹The median price of all property types reached all-time highs. 🔹The market became balanced after six months of a seller's market. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market" [X Link](https://x.com/WOWA_Canada/status/1848362991244243002) 2024-10-21T13:57Z [----] followers, [----] engagements "Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Oct 16) Mortgage rates: 3-yr fixed: Insured: 4.09% (-5bps) Uninsurable: 4.29% (-1bps) 5-yr fixed: Insured: 3.94% Uninsurable: 4.29% (-1bps) 5-yr variable: Insured: 4.75% (-45bps) Uninsurable: 5.05% (-45bps) 5-yr bond yield: 3.00% (+13 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1849843430983111039) 2024-10-25T16:00Z 10K followers, [----] engagements "Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Oct 24) Mortgage rates: 3-yr fixed: Insured: 4.09% Uninsurable: 4.24% (-5bps) 5-yr fixed: Insured: 4.09% (+15 bps) Uninsurable: 4.29% 5-yr variable: Insured: 4.75% Uninsurable: 5.05% 5-yr bond yield: 3.03% (+3 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1851742714158796949) 2024-10-30T21:47Z [----] followers, [----] engagements "( ): : $ -3.8%Yearly & -0.6%Monthly : $ +2.2%Yearly & +3.2%Monthly : +5.6%Yearly & +2.2%Monthly Highest number of monthly home sales since June [----]. Canada's average home price increased monthly for the 1st time since April [----] 📈 ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/WOWA_Canada/status/1852100466425106460) 2024-10-31T21:28Z [----] followers, [----] engagements "No this is the MLS benchmark. It applies weighting to the price of each category to ensure it accurately reflects the real housing market. For example if people start buying more affordable properties (e.g. condos) the average price might drop but that doesnt necessarily mean the price of condos or detached homes has decreased. The index ensures it tracks the actual price trends for each property type" [X Link](https://x.com/WOWA_Canada/status/1854200503301034221) 2024-11-06T16:33Z [----] followers, [--] engagements "Lowest Mortgage Rates: Nov [--] [----] (Changes from Oct 30) Mortgage rates: 3-yr fixed Insured: 4.09% Uninsurable: 4.24% 5-yr fixed Insured: 4.09% Uninsurable: 4.29% 5-yr variable Insured: 4.75% Uninsurable: 5.00% (-5 bps) 5-yr bond yield: 3.11% (+8 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1854303975899893959) 2024-11-06T23:24Z 10K followers, [----] engagements "Greater Toronto Home Prices Oct 2024: 🔹 BoC rate cuts + new government incentives ➡ a surge in transactions 🔹But the price index stays steady with the market balanced at an SNLR of 43% ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market" [X Link](https://x.com/WOWA_Canada/status/1854556706610487363) 2024-11-07T16:09Z [----] followers, [----] engagements "Vancouver Home Prices Oct 2024: Rate cuts & new incentives➡More sales but no price surge 🔹Prices at late [----] levels: Benchmark: $1172K (Similar to Jan 2022) Avg Price: $1250K (Similar to Dec [----] 🔹Sales up: [----] (+32%YoY & +42%MoM) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market" [X Link](https://x.com/WOWA_Canada/status/1855273724309541197) 2024-11-09T15:38Z [----] followers, [----] engagements "@Mudguy2013 @ronmortgageguy You can find it here: https://x.com/HanifBayat/status/1854573219363049738 @hmacbe The question is: how liquid are their assets I agree that if they arent liquid they may not be a significant concern. However at this point we dont have enough information. In the meantime Ive attached the total governments' debt in Canada calculated by adding the https://t.co/6AAErhM8V6 https://x.com/HanifBayat/status/1854573219363049738 @hmacbe The question is: how liquid are their assets I agree that if they arent liquid they may not be a significant concern. However at this point" [X Link](https://x.com/WOWA_Canada/status/1856106981053846010) 2024-11-11T22:49Z [----] followers, [--] engagements "Lowest Mortgage Rates: Nov [--] [----] (Changes from Nov 6) Mortgage rates: Almost no change over the past two weeks 3-yr fixed Insured: 4.09% Uninsurable: 4.24% 5-yr fixed Insured: 4.09% Uninsurable: 4.29% 5-yr variable Insured: 4.75% Uninsurable: 5.00% 5-yr bond yield: 3.12% (+1 bps ) --------------------- Provided by Simply Know Your Options 🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1856930944617156751) 2024-11-14T05:23Z 10K followers, 15K engagements "Lowest Mortgage Rates: Nov [--] [----] (Changes from Nov 13) Mortgage rates: Rates went down slightly. 3-yr fixed Insured: 4.04% (-5 bps) Uninsurable: 4.14% (-10 bps) 5-yr fixed Insured: 3.98% (-11 bps) Uninsurable: 3.99% (-30 bps) 5-yr variable Insured: 4.80% (+5 bps) Uninsurable: 4.90% (-10 bps) 5-yr bond yield: 3.19% (+7 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1859651412503703580) 2024-11-21T17:33Z 10K followers, [----] engagements "Calgary Home Prices Oct 2024: : $593K +4.5%YoY & -0.7%MoM : $621K +13.8%YoY & -0.2%MoM : [----] +0.1%YoY & +8.5%MoM 🔹Home prices have stabilized near their all-time high. 🔹Market back to being a sellers market. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market" [X Link](https://x.com/WOWA_Canada/status/1859983989043335586) 2024-11-22T15:35Z [----] followers, [----] engagements "Montreal Home Prices Oct 2024: Benchmark: $544K +6%YoY & +0.1%MoM Avg Price: $630K +8.9%YoY & -0.3%MoM Sales: [----] +43%YoY & +19.5%MoM 🔹Prices trending near all-time peak 🔹Market back to being sellers market 🔹Sales returned to pre-pandemic levels Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market" [X Link](https://x.com/WOWA_Canada/status/1861594827445469243) 2024-11-27T02:16Z [----] followers, [----] engagements ": : $640K +0.4%YoY & -0.5%MoM : $669K +1.2%YoY & -2.5%MoM : [----] +44.5%YoY & +12.6%MoM 🔹Balanced market: SNLR 56% 🔹Active listings 41% higher than 5-yr avg for Oct Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market" [X Link](https://x.com/WOWA_Canada/status/1861894176733880372) 2024-11-27T22:05Z [----] followers, [----] engagements "Lowest Mortgage Rates: Nov [--] [----] (Changes from Nov 20) Mortgage rates: Most rates went up 3-yr fixed Insured: 4.09% (+5 bps) Uninsurable: 4.29% (+15 bps) 5-yr fixed Insured: 4.14% (+16 bps) Uninsurable: 4.29% (+30 bps) 5-yr variable Insured: 4.80% Uninsurable: 4.90% 5-yr bond yield: 3.09% (-10 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1861920631752654933) 2024-11-27T23:50Z [----] followers, 14.8K engagements "Edmonton Home Prices Oct 2024: Benchmark: $404K +7.7%YoY & -0.7%MoM Avg Price: $440K +11%YoY & -0.1%MoM Sales: [----] +37.4%YoY & +10.3%MoM 🔹SNLR of 85%: Market deep in sellers territory 🔹Prices stable since May [----] Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market" [X Link](https://x.com/WOWA_Canada/status/1862204957266461115) 2024-11-28T18:40Z [----] followers, [----] engagements "@JasonBugra @ronmortgageguy Yes they represent a benchmark of all property types in the metro area. For example in the Vancouver metro area converting the reported index to CAD results in $1172K which serves as the benchmark index for the entire Vancouver real estate market: https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market" [X Link](https://x.com/WOWA_Canada/status/1862315156438474898) 2024-11-29T01:58Z [----] followers, [---] engagements "( ): : $707700 -3.2%YoY & -0.8%MoM : $696166 +6%YoY & +4%MoM : [-----] +22%YoY & +8.4%MoM 🔹Avg. price rose for the 2nd month in a row 🔹Highest monthly sales since April [----] Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/WOWA_Canada/status/1862605306649297222) 2024-11-29T21:11Z [----] followers, [----] engagements "Bank of Nova Scotia's Q4 2024: Write offs: +42%YoY to C$965 M highest since Q3 [----] Adj earning: C$1.57/share vs C$1.6 exp Net income: +25%YoY to C$1.69B : -18%YoY to C$1.03B Impairment Charge: C$379M from Bank of Xian investment Other Info $BNS (Dec [--] 2024): Dividend yield: 5.3% P/E: [--] Market Cap: C$98.1B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca" [X Link](https://x.com/WOWA_Canada/status/1863992486714052659) 2024-12-03T17:03Z [----] followers, [----] engagements "Lowest Mortgage Rates: Dec [--] [----] (Changes from Nov 27) Mortgage rates: Most rates remained unchanged 3-yr fixed Insured: 4.09% Uninsurable: 4.29% 5-yr fixed Insured: 4.14% Uninsurable: 4.29% 5-yr variable Insured: 4.80% Uninsurable: 4.90% 5-yr bond yield: 2.91% (-18 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1864477355558707472) 2024-12-05T01:10Z [----] followers, [----] engagements "TD Q4 [----] Earning: Missed expectation➡Price dropped📉 🔹Adj Earnings: $1.72/share vs. $1.83 Exp 🔹Net Income: +27%YoYto $3.6B 🔹Net Write-Offs: +19%YoYto $831M 🔹PCL: +26% YoYto $1.1B $TD (Dec [--] 2024) Dividend yield: 5.1% P/E: [----] Market Cap: $139B Past quarter: The share price negatively impacted by U.S. regulators US$3.1B fine & cap on U.S. operations ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca" [X Link](https://x.com/WOWA_Canada/status/1864730741852246371) 2024-12-05T17:57Z [----] followers, [----] engagements "BMO Q4 [----] Earning: Missed expectation due to high PCL📊 🔹Adj Earnings: $1.90/share vs. $2.38 Exp 🔹Net Income: +35%YoYto $2.3B 🔹Net Write-Offs: +313%YoYto $1.2B 🔹PCL: +242% YoYto $1.5B $BMO (Dec [--] 2024) Dividend yield: 4.6% P/E: [----] Market Cap: $100.5B More: Announced intention to repurchase up to [--] million shares. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca" [X Link](https://x.com/WOWA_Canada/status/1864810434299154562) 2024-12-05T23:13Z [----] followers, [----] engagements "GTA Home Prices Nov 2024: 🔹The GTAs benchmark home price rose for the first time on a monthly basis since April [----]. 🔹The current benchmark is the same level as September [----]. 🔹SNLR reached 51% up from 43% in Oct [----] indicating a balanced market. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market" [X Link](https://x.com/WOWA_Canada/status/1865098577933914352) 2024-12-06T18:18Z [----] followers, [----] engagements "CIBC Q4 [----] Earning: Impressive performance across divisions; beat estimates📊 🔹Adj Earnings: $1.91/share vs $1.79 Exp 🔹Net Income: +27%YoYto $1.9B 🔹Net Write-Offs: -0.2%YoYto $413M 🔹PCL: -23%YoYto $419M $CM.TO (Dec [--] [----] intraday) Dividend yield: 4% P/E: [----] Market Cap: $88.5B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca" [X Link](https://x.com/WOWA_Canada/status/1866158175122014237) 2024-12-09T16:29Z [----] followers, [----] engagements "Vancouver Home Prices Nov 2024: Benchmark: $1.17M -0.9%YoY & 0% MoM Avg Price: $1.28M -0.5%YoY & +2.1%MoM Sales: [----] +28.1%YoY & -17.1%MoM 🔹SNLR of 59%: Balanced Market 🔹Active listings up 21% YoY Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market" [X Link](https://x.com/WOWA_Canada/status/1866884855784525843) 2024-12-11T16:36Z [----] followers, [----] engagements "Lowest Mortgage Rates: Dec [--] [----] (Changes from Dec 4) Rates: Fixed rates steady; variable rates dropped 3-yr fixed Insured: 4.19% (+10 bps) Uninsurable: 4.30% (+1 bps) 5-yr fixed Insured: 4.14% Uninsurable: 4.29% 5-yr variable Insured: 4.30% (-50 bps) Uninsurable: 4.55% (-35 bps) 5-yr bond yield: 2.93% (+2 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1867375858312196318) 2024-12-13T01:07Z 10K followers, [----] engagements "Calgary Home Prices Nov 2024: Benchmark: $588K +3.5%YoY & -0.8%MoM Avg Price: $616K +14%YoY & -0.8% MoM Sales: [----] +0.6%YoY & -17.3%MoM 🔹Prices slightly down MoM but near all-time high 🔹SNLR: 77% (Deep Sellers' Market) Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market" [X Link](https://x.com/WOWA_Canada/status/1868032559986376900) 2024-12-14T20:37Z [----] followers, [----] engagements "Ottawa Home Prices Nov 2024: 🔹Prices dipped MoM but remain up YoY 🔹SNLR hit 78%: 1st seller's market this year Benchmark: $637K +1.5%YoY & -0.4%MoM Avg Price: $667K +5.4%YoY & -0.2%MoM Sales: [----] +46%YoY & -10%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market" [X Link](https://x.com/WOWA_Canada/status/1869172821638652031) 2024-12-18T00:08Z [----] followers, [----] engagements "Edmonton Home Prices Nov 2024: 🔹Avg price is 1% lower than all-time high in May [----] 🔹SNLR hit 91%: deep sellers market Benchmark Price: $402K +7.9%YoY & -0.3%MoM Avg Price: $436K +14.6%YoY & -0.8%MoM Sales: [----] +17%YoY & -23%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market" [X Link](https://x.com/WOWA_Canada/status/1869539380676694246) 2024-12-19T00:24Z [----] followers, [----] engagements "National Bank Q4 2024: Write-offs: +108%YoY to $104M (+89%QoQ) Adj earning: $2.58/share vs $2.57 exp PCL: +41%YoY to $162M highest since Q2 [----] Net Income: $955M +27%YoY (-7.6%QoQ) Dividend: $1.14/share (from $1.10) $. (Dec [--] [----] intraday): Dividend Yield: 3.1% P/E: [----] Market Cap: $45B With the acquisition of Canadian Western Bank National Bank is poised for significant growth in [----]. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca" [X Link](https://x.com/WOWA_Canada/status/1869833988757401878) 2024-12-19T19:55Z [----] followers, [----] engagements "Lowest Mortgage Rates: Dec [--] [----] (Changes from Dec 12) Rates: Rates are steady. 3-yr fixed Insured: 4.19% Uninsurable: 4.30% 5-yr fixed Insured: 4.14% Uninsurable: 4.29% 5-yr variable Insured: 4.30% Uninsurable: 4.55% 5-yr bond yield: 3.13% (+20 bps) --------------------- Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1869918145370108021) 2024-12-20T01:30Z [----] followers, [----] engagements "Montreal Home Prices Nov 2024: Avg home price hit an all-time high. Benchmark: $544K +6.4%YoY & -0.1%MoM Avg Price: $642K +11.0%YoY & +1.9%MoM Sales: [----] +46%YoY & +2%MoM Fewer new listings combined with increased sales pushed the market into a sellers market (SNLR: 79%). YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market" [X Link](https://x.com/WOWA_Canada/status/1870168115604062455) 2024-12-20T18:03Z [----] followers, [----] engagements "Home Prices Nov 2024: Benchmark Price: $707K -1.7%YoY & -0.1%MoM Avg Price: $694K +7.5%YoY & -0.3%MoM Sales: 44.6K +27%YoY & +3%MoM 🔹 SNLR: 59% (Balanced Market) 🔹 Highest sales since Apr [----] 🔹 NB & QC: Strong YoY growth; ON & BC YoY decline Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/anyuser/status/1871365957102297377) 2024-12-24T01:23Z 10K followers, [----] engagements "Lowest Mortgage Rates Jan [--] [----] (Changes from Dec 19) Rates: 3-yr fixed Insured: 4.19% Uninsurable: 4.30% 5-yr fixed Insured: 4.14% Uninsurable: 4.30% (+1 bps) 5-yr variable Insured: 4.30% Uninsurable: 4.65% (+10 bps) 5-yr bond yield: 2.96% (-17 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1874962361083134288) 2025-01-02T23:33Z [----] followers, [----] engagements "Its fantastic to see our research cited at the 33:30 mark https://wowa.ca/infographics-finance-realestate-canada/home-affordability-in-25-largest-cities-in-canada-and-us-oct-2024 Great interview https://wowa.ca/infographics-finance-realestate-canada/home-affordability-in-25-largest-cities-in-canada-and-us-oct-2024 Great interview" [X Link](https://x.com/anyuser/status/1875053431813210572) 2025-01-03T05:35Z 10K followers, [----] engagements "Lowest Mortgage Rates Jan [--] [----] (Changes from Jan 2) Rates: 3-yr fixed Insured: 4.14% (-5 bps) Uninsurable: 4.24% (-6 bps) 5-yr fixed Insured: 4.09% (-5 bps) Uninsurable: 4.30% 5-yr variable Insured: 4.30% Uninsurable: 4.65% 5-yr bond yield: 3.04% (+8 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1877175540609585518) 2025-01-09T02:08Z [----] followers, [----] engagements "GTA Home Prices Dec 2024: [----] Summary: 🔹Hardly any price changes 🔹Low sales activity Benchmark: $1062k +0.2%YoY & 0% MoM Avg Price: $1067k -1.6%YoY & -3.5%MoM Sales: [----] -3%YoY & -43%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market" [X Link](https://x.com/WOWA_Canada/status/1877847419628495185) 2025-01-10T22:38Z [----] followers, [----] engagements "Calgary Home Prices Dec 2024: [----] Summary: Home prices went up Benchmark: $583K +3.2%YoY & -0.8%MoM Avg Price: $605K +12%YoY & -1.7%MoM Sales: [----] -3.2%YoY & -26.4%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market" [X Link](https://x.com/WOWA_Canada/status/1879256527359414606) 2025-01-14T19:57Z [----] followers, [----] engagements "Lowest Mortgage Rates Jan [--] [----] (Changes from Jan 8) Rates: 3-yr fixed Insured: 4.09% (-5 bps) Uninsurable: 4.24% 5-yr fixed Insured: 4.09% Uninsurable: 4.29% (-1 bps) 5-yr variable Insured: 4.40% (+10 bps ) Uninsurable: 4.65% 5-yr bond yield: 3.14% (+10 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1879726516193378587) 2025-01-16T03:04Z [----] followers, [----] engagements "Ottawa Home Prices Dec 2024: 🔹Avg in [----] was 1.3% higher than [----] Benchmark: $646K +3.8%YoY & +1.4%MoM Avg Price: $664K +4.9%YoY & -0.5%MoM Sales: [---] +8.5%YoY & -42%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market" [X Link](https://x.com/WOWA_Canada/status/1881455817582358921) 2025-01-20T21:36Z [----] followers, [----] engagements "Lowest Mortgage Rates Jan [--] [----] (Changes from Jan 15) Rates: 3-yr fixed Insured: 4.09% Uninsurable: 4.24% 5-yr fixed Insured: 4.09% Uninsurable: 4.29% 5-yr variable Insured: 4.40% Uninsurable: 4.65% 5-yr bond yield: 3.02% (-12 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1882463012734328984) 2025-01-23T16:18Z [----] followers, 11.3K engagements "Edmonton Home Prices Dec 2024: 🔹Prices stable near all-time peak Benchmark: $404K +7.8%YoY & +0.4%MoM Avg Price: $436K +12.1%YoY & -0.2%MoM Sales: [----] +16.2%YoY & -25.6%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market" [X Link](https://x.com/WOWA_Canada/status/1882850794531402099) 2025-01-24T17:59Z [----] followers, [----] engagements "Montreal Home Prices Dec 2024: Benchmark: $543K +7.1%YoY -0.2%MoM Avg Price: $621K +5.8%YoY -3.3%MoM Sales: [----] +52%YoY -18%MoM 🔹 Avg price up 46% in [--] years 🔹 Sales back to pre-pandemic levels Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market" [X Link](https://x.com/WOWA_Canada/status/1884648189552123929) 2025-01-29T17:01Z [----] followers, [----] engagements "🍁Lowest Mortgage Rates Jan [--] [----] (Changes from Jan 22) Rates are down🥳 All Rates: 3-yr fixed Insured: 4.04% (-5bps) Uninsurable: 4.24% 5-yr fixed Insured: 3.99% (-10bps) Uninsurable: 4.29% 5-yr variable Insured: 4.15% (-25 bps) Uninsurable: 4.40% (-25 bps) 5-yr bond yield: 2.80% (-22 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1885120635526865114) 2025-01-31T00:19Z [----] followers, [----] engagements "🍁Lowest Mortgage Rates Feb [--] [----] (Changes from Jan 30) All Rates: 3-yr fixed Insured: 3.99% (-5bps) Uninsurable: 4.24% 5-yr fixed Insured: 3.94% (-5bps) Uninsurable: 4.29% 5-yr variable Insured: 4.15% Uninsurable: 4.40% 5-yr bond yield: 2.63% (-17 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1887660117417505062) 2025-02-07T00:30Z 10K followers, [----] engagements "Edmonton Home Prices Jan 2025: 🔹Benchmark price at all-time high Benchmark: $419K +12%YoY & +3.8%MoM Avg Price: $438K +9.9%YoY & +0.6%MoM Sales: [----] +11%YoY & +11.8%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market" [X Link](https://x.com/WOWA_Canada/status/1890509600765378996) 2025-02-14T21:13Z [----] followers, [----] engagements "📈BMO Q1 [----] Earning: Strong Beat on Higher Capital Markets & Wealth Income 🔹Adj Earnings: $3.04/share (vs $2.42 exp) 🔹Net Income: +66%YoY to $2.1B 🔹Net Write-Offs: +32%YoY to $0.5B (-60% QoQ) 🔹PCL: +61% YoY to $1.0B $BMO (Feb [--] 2024) 📊Dividend yield: 4.5% 📊P/E: [----] 📊Market Cap: $109.7B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca" [X Link](https://x.com/WOWA_Canada/status/1894834593359970466) 2025-02-26T19:39Z [----] followers, [----] engagements "Lowest Mortgage Rates: Feb [--] [----] (Changes from Feb 19) All Rates: 3-yr fixed Insured: 3.87% Uninsurable: 4.39% 5-yr fixed Insured: 3.94% Uninsurable: 4.29% 5-yr variable Insured: 4.15% Uninsurable: 4.40% 5-yr bond yield: 2.70% (-18 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1894986723723014353) 2025-02-27T05:43Z [----] followers, [----] engagements "@addyb6312 @Stevest48366771 @ronmortgageguy Constellation software is in the list. Others that you mentioned are not among [--] largest corporations in Canada: https://companiesmarketcap.com/cad/canada/largest-companies-in-canada-by-market-cap/ https://companiesmarketcap.com/cad/canada/largest-companies-in-canada-by-market-cap/" [X Link](https://x.com/WOWA_Canada/status/1895231569767563348) 2025-02-27T21:56Z [----] followers, [--] engagements "📈 ($RY) Q1 [----] Earnings: 7th straight (expectation) beat driven by all segments growth🚀 🔹Adj Earnings: $3.62/share vs $3.25 exp 🔹Net Income: $5.1B (+43% YoY) 🔹Net Write-Offs: $487M (+7.3% YoY) 🔹PCL: $1.1B (+29% YoY) 🔹ACL: $6.9B (+23% YoY) 📊Feb [--] 2025: Dividend yield: 3.45% P/E: [----] Market Cap: $241B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca" [X Link](https://x.com/WOWA_Canada/status/1895613620278481007) 2025-02-28T23:14Z [----] followers, [----] engagements "Home Prices Jan 2025: 🔹Biggest monthly surge in new listings since '80s (excl pandemic) 🔹ON BC & MB saw little annual change but others had YoY price increases 📊Market Snapshot: Benchmark: $709k (+0.2% YoY +0.5% MoM) Avg Price: $670k (+1.6% YoY -1.0% MoM) Sales: 41k (+3.9% YoY -4.9% MoM) SNLR: 49% (Balanced market) YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market" [X Link](https://x.com/anyuser/status/1895958028274520083) 2025-03-01T22:03Z 10K followers, [----] engagements "Lowest Mortgage Rates: March [--] [----] (Changes from Feb 26) All Rates: 3-yr fixed Insured: 3.87% Uninsurable: 4.49% (+10 bps) 5-yr fixed Insured: 3.89% (-5bps) Uninsurable: 4.44% (+15 bps) 5-yr variable Insured: 4.04% (-11 bps) Uninsurable: 4.40% 5-yr bond yield: 2.64% (-6 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1897474140216451215) 2025-03-06T02:27Z 10K followers, [----] engagements "📈National Bank ($NA.TO) Q1 [----] Earnings: 🔹Adj Earnings: $2.93/share (+13% YoY) vs $2.65 exp 🔹Net Income: $1B (+8.1% YoY) 🔹Net Write-Offs: $0.11B (+25% YoY) 🔹PCL: $0.25B (+112% YoY) 🔹ACL: $1.73B (+22% YoY) 📊March [--] 2025: Div yield: 3.9% P/E: [----] Market Cap: $45.5B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca" [X Link](https://x.com/WOWA_Canada/status/1899938774685040685) 2025-03-12T21:41Z [----] followers, [----] engagements "Lowest Mortgage Rates: Mar [--] [----] (Changes from Mar 5) 📢 Some rates hit their lowest level since [----] 🎉 All Rates: 3-yr fixed Insured: 3.87% Uninsurable: 4.19% (-30 bps) 5-yr fixed Insured: 3.84% (-5bps) Uninsurable: 4.09% (-35 bps) 5-yr variable Insured: 3.90% (-14 bps) Uninsurable: 4.15% (-25 bps ) 5-yr bond yield: 2.69% (+5 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1900405214299013458) 2025-03-14T04:34Z 10K followers, [----] engagements "Montreal Home Prices Feb 2025: Benchmark price hits record high up 51% in [--] yrs Benchmark: $562K +7.6%YoY & +2.3%MoM Avg Price: $619K +6.7%YoY & -0.2%MoM Sales: [----] +6.4%YoY & +45%MoM SNLR: 60% Balanced Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market" [X Link](https://x.com/WOWA_Canada/status/1902375266963357721) 2025-03-19T15:03Z [----] followers, [----] engagements "Lowest Mortgage Rates: Mar [--] [----] (Changes from Mar 13) 🔹Almost no change since last week 🔹Some rates are at their lowest since [----] All Rates: 3-yr fixed Insured: 3.87% Uninsurable: 4.19% 5-yr fixed Insured: 3.84% Uninsurable: 4.09% 5-yr variable Insured: 3.90% Uninsurable: 4.15% 5-yr bond yield: 2.63% (-6 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1902768803492270472) 2025-03-20T17:06Z 10K followers, [----] engagements "Ottawa Home Prices Feb 2025: Benchmark: $658K +4.4%YoY & +1.3%MoM Avg Price: $670K +2.9%YoY & 0% MoM Sales: [---] -8.7%YoY & +31%MoM SNLR: 49% Balanced Market 🔹Avg price 11.5% below all-time peak 🔹Sales below 5-yr and 10-yr averages YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market" [X Link](https://x.com/WOWA_Canada/status/1904950041623834933) 2025-03-26T17:34Z [----] followers, [----] engagements "Lowest Mortgage Rates: Mar [--] [----] (Changes from Mar 19) 🔹Some rates are at their lowest since 2022🥳 All Rates: 3-yr fixed Insured: 3.74% (-13 bps) Uninsurable: 4.19% 5-yr fixed Insured: 3.64% (-20 bps) Uninsurable: 4.09% 5-yr variable Insured: 3.89% (-1 bp) Uninsurable: 4.15% 5-yr bond yield: 2.75% (+12 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1905284948900143137) 2025-03-27T15:45Z [----] followers, 10.1K engagements "Winnipeg Home Prices Feb 2025: Benchmark: $374K +7.6%YoY & +2.9%MoM Avg Price: $394K +6.3%YoY & +10.2%MoM Sales: [---] +7.1YoY & +18.4%MoM 🔹Avg price of detached homes reached all-time high YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/winnipeg-housing-market https://wowa.ca/winnipeg-housing-market http://WOWA.ca https://wowa.ca/winnipeg-housing-market https://wowa.ca/winnipeg-housing-market" [X Link](https://x.com/WOWA_Canada/status/1905334550340808850) 2025-03-27T19:02Z [----] followers, [----] engagements "🏠Ontario Home Prices Feb 2025: 📉Lowest February sales in 10+ yrs 🔹Avg Price: $848k -2.9%YoY +1.7%MoM 🔹Sales: [----] -27%YoY +10%MoM 🔹SNLR: 39% Buyers market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ontario-housing-market https://wowa.ca/ontario-housing-market http://WOWA.ca https://wowa.ca/ontario-housing-market https://wowa.ca/ontario-housing-market" [X Link](https://x.com/WOWA_Canada/status/1905670905730118094) 2025-03-28T17:18Z [----] followers, [----] engagements "🏠BC Home Prices Feb 2025: 📉Sales well below Feb historical avg 🔹Avg Price: $964k -2.4%YoY +1.6%MoM 🔹Sales: [----] -10%YoY +17%MoM YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/bc-housing-market http://WOWA.ca https://wowa.ca/bc-housing-market http://WOWA.ca https://wowa.ca/bc-housing-market http://WOWA.ca https://wowa.ca/bc-housing-market" [X Link](https://x.com/WOWA_Canada/status/1906703689508626746) 2025-03-31T13:42Z [----] followers, [----] engagements "Lowest Mortgage Rates: Apr [--] [----] (Changes from Mar 26) All Rates: 3-yr fixed Insured: 3.74% Uninsurable: 4.19% 5-yr fixed Insured: 3.64% Uninsurable: 4.09% 5-yr variable Insured: 3.89% Uninsurable: 4.15% 5-yr bond yield: 2.54% (-21 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1907865731284242689) 2025-04-03T18:40Z [----] followers, [----] engagements "Lowest Mortgage Rates: Apr [--] [----] (Changes from Apr 2) All Rates: 3-yr fixed Insured: 3.79% (+5 bps) Uninsurable: 4.24% (+5 bps) 5-yr fixed Insured: 3.64% Uninsurable: 4.19% (+10 bps) 5-yr variable Insured: 3.89% Uninsurable: 4.15% 5-yr bond yield: 2.84% (+30 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1910870432439292305) 2025-04-12T01:39Z [----] followers, [----] engagements "@ilinavoda_ The reason is the rise in bond yields as fixed mortgage rates are closely correlated with them" [X Link](https://x.com/WOWA_Canada/status/1912498852210278472) 2025-04-16T13:30Z [----] followers, [--] engagements "Montreal Home Prices Mar 2025: 🔹Benchmark Price Hits All-Time High Benchmark: $569K +7% YoY +1.1% MoM Avg Price: $625K +5% YoY +1% MoM Sales: [----] +11% YoY +22% MoM SNLR: 63% Sellers Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market" [X Link](https://x.com/WOWA_Canada/status/1914704476474368423) 2025-04-22T15:34Z [----] followers, [----] engagements "Edmonton Home Prices Mar 2025: 🔹Avg & benchmark prices hit all-time high Benchmark: $438K +12% YoY +2.2% MoM Avg Price: $461K +9.4% YoY +2.5% MoM Sales: [----] +1.1% YoY +36.7% MoM SNLR: 66% Sellers Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market" [X Link](https://x.com/WOWA_Canada/status/1914994010944401557) 2025-04-23T10:45Z [----] followers, [----] engagements "Lowest Mortgage Rates: Apr [--] [----] (Changes from Apr 17) All Rates: 3-yr fixed Insured: 3.79% Uninsurable: 4.04% (-20 bps) 5-yr fixed Insured: 3.79% (+5 bps) Uninsurable: 3.98% (-21 bps) 5-yr variable Insured: 3.89% Uninsurable: 4.40% 5-yr bond yield: 2.85% (+12 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1915479827085148527) 2025-04-24T18:55Z 10K followers, [----] engagements "Lowest Mortgage Rates: May [--] [----] (Changes from Apr 30) All Rates: 3-yr fixed Insured: 3.79% Uninsurable: 4.04% 5-yr fixed Insured: 3.84% (+5bps) Uninsurable: 3.98% 5-yr variable Insured: 4.00% (+6bps) Uninsurable: 4.40% 5-yr bond yield: 2.71% (+3 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/anyuser/status/1920273340817944875) 2025-05-08T00:23Z 10K followers, [----] engagements "Vancouver Home Prices Apr 2025: Benchmark: $1185k -1.8% YoY & -0.5% MoM Avg Price: $1211k -7.4% YoY & -2.3% MoM Sales: [----] -23.6% YoY & +3.4% MoM SNLR: 32% Buyers Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market" [X Link](https://x.com/anyuser/status/1922001181121118376) 2025-05-12T18:49Z 10K followers, [----] engagements "Calgary Home Prices Apr 2025: 🔹Avg home price reached an all-time high Benchmark: $591k -1.4% YoY -0.2% MoM Avg Price: $647k +6.3% YoY +1.1% MoM Sales: [----] -22.4% YoY +3.6% MoM SNLR: 55% Balanced Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market" [X Link](https://x.com/WOWA_Canada/status/1922730050811723865) 2025-05-14T19:05Z [----] followers, [----] engagements "Lowest Mortgage Rates: May [--] [----] (Changes from May 7) All Rates: 3-yr fixed Insured: 3.89% (+10 bps) Uninsurable: 4.19% (+15 bps) 5-yr fixed Insured: 3.84% Uninsurable: 4.19% (+21 bps) 5-yr variable Insured: 3.99% (-1 bps) Uninsurable: 4.40% 5-yr bond yield: 2.85% (+14 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates" [X Link](https://x.com/WOWA_Canada/status/1922775660210135194) 2025-05-14T22:06Z [----] followers, [----] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@WOWA_Canada WOWA.ca
WOWA.ca posts on X about mortgage rate, yield, bond, rates the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.
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- [--] Month [------] -43%
- [--] Months [-------] +114%
- [--] Year [-------] -30%
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- [--] Week [--] -50%
- [--] Month [--] -41%
- [--] Months [--] +10%
- [--] Year [---] +5.50%
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- [--] Week [------] +0.18%
- [--] Month [------] +0.33%
- [--] Months [------] +7.50%
- [--] Year [------] +17%
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Social Influence
Social category influence finance travel destinations countries stocks gaming currencies social networks technology brands
Social topic influence mortgage rate, yield, bond, rates, canada, avg, update, vancouver, alltime, market cap
Top accounts mentioned or mentioned by @ronmortgageguy @hanifbayat @ddemelis @benrabidoux @danielfoch @reuters @ellefl @ymipolitical @jeanpgelinas @gwmb2000 @asumar @invisiblesloth @pmelectroneuter @mrstorgue @infokid1infokid @alexandrepoitr7 @therealborgia @vmgland @rbc @xelangta
Top assets mentioned Bank of Nova Scotia (BNS) The Toronto-Dominion Bank (TD) Bank of Montreal (BMO) April (APRIL) Royal Bank of Canada (RY) Canadian Imperial Bank of Commerce (CM)
Top Social Posts
Top posts by engagements in the last [--] hours
"The #BankofCanada increased its key interest rate by [--] basis points on April [--] [----] bringing the policy rate to 1.00%. This is the largest individual rate hike since [----]. To learn more visit: #inflation #interestrates #cdnecon #ToRe #VanRe https://wowa.ca/banks/prime-rates-canada https://wowa.ca/banks/prime-rates-canada"
X Link 2022-04-15T21:34Z [----] followers, [--] engagements
"💔 Toronto's housing market hit a low in Dec. 2022: 🏡 Avg. home price: $1051216 (-9% YoY) 📉 Home sales down 48% YoY 🏡 Detached: $1.38M (-13%) 🏢 Semi-detached: $1.01M (-15%) 🏘 Townhouse: $954K (-16%) 🏙 Condos: $706K (-1%) 🔗 Get the full report: https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market"
X Link 2023-01-09T21:05Z [----] followers, [---] engagements
"🐢 Vancouver's housing market slows in December [----] 🏡 Benchmark home price: $1114300 (-3% YoY) 📉 Home sales down 52% YoY 🏡 Detached: $1.82M (-5%) 🏘 Townhouse: $1.01M (-0.2%) 🏙 Condos: $714K (+2%) 🔗 Get the full report: https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market"
X Link 2023-01-10T17:24Z [----] followers, [---] engagements
"🛢 #Edmonton housing market report for Dec 2022: 🏠 Avg sold price: $361172 (-5% YoY) 📉 Home sales down 26% YoY 🏡 Detached: $457371 (-1%) 🏘 Townhouses: $356822 (-2%) 🏙 Condos: $207114 (-5%) 🔗 Get the full report: https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market"
X Link 2023-01-13T16:45Z [----] followers, [---] engagements
"The Bank of Canada hiked its rate by 0.25% on July [--] [----] citing continued high inflation and a strong economy. The policy interest rate is now 5.00%. The prime rate has reached 7.20% the highest since [----] More: #housing #economy #Bank #Canada"
X Link 2023-07-12T15:07Z [----] followers, [--] engagements
"In July [----] Canada's CPI rose by an annual pace of 3.3%. This 3.3% inflation is higher than June's 2.8% but also higher than the expected 3%. It also topped U.S. inflation for the 1st time in [---] years Higher CPI Higher Interest Rates For Longer"
X Link 2023-08-15T15:40Z [----] followers, [---] engagements
"Post inflation report: Market anticipates another [--] bp rate hike [----] End Forecast: BoC rate: 5.25% (+25bp) Prime: 7.45% (+25bp) 5-year fixed mortgage: 5+% (-15bp) [----] End Forecast: BoC rate: 4.75% Prime: 6.95% 5-year fixed: 4.6+% All Forecasts: https://wowa.ca/interest-rate-forecast https://wowa.ca/interest-rate-forecast"
X Link 2023-08-17T01:21Z 10K followers, 68.5K engagements
"This is the main reason that Canadians should compare the mortgage rates before getting one. The point that big banks are super secretive about their best rates that they can offer should tell the whole story. Simply know your options: https://wowa.ca/mortgage-rates "Over half of Canadians (57.80%) believe that banks give them the best mortgage rates." BoC staff research contradicts that belief. Albeit their research could use some updating. One fact that hasn't changed over the years is that big banks discriminate on mortgage pricing. https://t.co/Jca96GE2B3 https://wowa.ca/mortgage-rates"
X Link 2023-08-18T17:33Z 10K followers, 60.3K engagements
"#Canada Home Prices July [----] National Avg: $669K +6%YoY &-6%MoM National Index: $757k -3%YoY &-0.5%MoM AB:$456K +4%YoY BC:$968K +6%YoY NB:$306K +8%YoY NL:$305K -2%YoY NS:$435k +14%YoY ON:$856K +3%YoY PE:$403K +1%YoY QC:$479K +4%YoY SK:$306K -2%YoY https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market"
X Link 2023-08-21T02:45Z 10K followers, 20.3K engagements
"@ellef_l @d_demelis This is calculated by us based on Aug. [--] market data. Numbers can change quickly if market condition changes"
X Link 2023-08-21T23:30Z [----] followers, [---] engagements
"@YMIPolitical @d_demelis They are calculated based on Aug. [--] Canadian Interest Rate Benchmark (CDOR ) prices which are in agreement with the bond market calculations. However market data fluctuates easily and market couldn't see the current situation last year so it might be completely wrong again"
X Link 2023-08-22T01:15Z [----] followers, [---] engagements
"Home price projection for [--] years: Next [--] months: Prices decrease due to unaffordability 2024: Expected recovery from population growth & lower rates 2025: Prices stabilize with balanced supply & demand Likely minimal price change in [--] years More:"
X Link 2023-08-22T03:25Z [----] followers, [----] engagements
"Mortgage Rate Update (Aug [--] 2023) Lowest Insured Mortgage Rates: 1-yr Fixed: 6.27% 2-yr Fixed: 6.14% 3-yr Fixed: 5.53% 5-yr Fixed: 5.19% 5-yr Variable: 5.89% #Realestate #economy #Canada #ToRe #VanRe #mortgage"
X Link 2023-08-23T21:01Z [----] followers, [---] engagements
"😱stats of Canada residential mortgages (July 2023): RBC: 43% of its mortgages had a remaining amortization25-yrs (& 23%35-yrs) TD: 48% of its mortgages had a remaining amortization25-yrs (& 23%35-yrs) Distressed borrowers suffering from [--]. High rates [--]. Unaffordability"
X Link 2023-08-28T17:49Z 10K followers, 53.9K engagements
"#Ontario Home Prices July 2023: Avg. Price: $856k -6%MoM & +3%YoY GTA: $1.12M -5%MoM & +4%YoY Toronto: $1.07M -8%MoM & +5%YoY Mississauga: $1.06M -5%MoM & -1%YoY Brampton: $1.05M -6%MoM & +2%YoY Ottawa: $682K +2%MoM & +6%YoY Hamilton: $847K +2%MoM"
X Link 2023-08-29T04:48Z [----] followers, [----] engagements
"No rate hike by the Bank of Canada on Sept. [--] [----] was expected amid a slowing economy. The BoC's policy rate will remain at 5.00% and prime rates are staying at 7.20%. 7.2% is still the highest prime rate since [----]. More:"
X Link 2023-09-06T15:52Z [----] followers, [----] engagements
"Greater #Toronto Area Housing Report (August 2023) 🏠Avg. home price: $1082496 (+0.3% YoY & -3.2% MoM) 📈Sales [----] (-5.9% YoY & +0.8% MoM) Property Types Prices: 🏡Detached: $1.42M (+2.7% YoY & -0.8% MoM) 🏙Condo: $706K (-0.8% YoY & -4% MoM)"
X Link 2023-09-07T18:49Z [----] followers, [---] engagements
"Greater #Vancouver Area Housing Market is🔥 Aug. 2023: 🏠Avg. home price: $1283729 (+7.4% YoY & +1% MoM) 🏠Benchmark price: $1208400 (+2.5% YoY & -0.2% MoM) 📈Sales: [----] (+23% YoY & -6.5% MoM) Avg. Prices: 🏡Detached: $2.35M 🏙Condo: $806K #VanRE"
X Link 2023-09-08T22:31Z [----] followers, [----] engagements
"Montreal Housing Report (August 2023) 🏠Avg. home price: $598535 (+6% YoY & 0% MoM) 📈Sales: [----] (+2.7% YoY & -11% MoM) Property Types Median Prices: 🏡Detached: $561K (+6.9% YoY & +1.1% MoM) 🏙Condo: $393K (+2.1% YoY & -0.5% MoM)"
X Link 2023-09-11T07:01Z [----] followers, [--] engagements
"Mortgage rates haven't changed much since last week: Best Rates & Weekly Changes (Sep [--] 2023) Insured/High-Ratio Mortgages: Fixed: 1-yr: 6.43% (+0bp) 2-yr: 6.14%(-9bp) 3-yr: 5.54% (-10bp) 4-yr: 5.49% (+0bp) 5-yr: 5.24% (+5bp) 10-yr: 6.00% (+0bp) Variable: 5-yr: 5.89% (+0bp) Uninsurable/Refinance Mortgages: Fixed: 1-yr: 6.64% (+1bp) 2-yr: 6.43% (+0bp) 3-yr: 5.89% (+0bp) 4-yr: 5.74% (+0 bp) 5-yr: 5.59% (+0bp) 10-yr: 6.00% (+0bp) Variable: 5-yr: 6.30% (+0bp) Best Rates: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2023-09-14T16:05Z 10K followers, 16.1K engagements
"Aug. [----] Annual #inflation 4%; up from July 3.3% (expectation 3.8%) Annual core inflation 3.6%; up from July 3.4% Despite the oil price hike not all inflation rise is due to it considering the core inflation rise. Possible another #BoC rate hike More: https://wowa.ca/inflation-rate-canada-cpi https://wowa.ca/inflation-rate-canada-cpi"
X Link 2023-09-19T17:27Z 10K followers, [----] engagements
"Lowest Mortgage Rates for All Terms for Sept. [--] [----] (WOWAs Weekly Update) #mortgage #vanre #ToRe #cdnecon #RealEstate"
X Link 2023-09-20T20:23Z [----] followers, [----] engagements
"@JeanPGelinas @GWMB2000 @ronmortgageguy Agree but the main reason: Low interest rates & easy money can create bubbles. After [----] despite Canada's relatively stable economy not requiring aggressive cuts the BoC reduced rates significantly following the Fed cuts so now we have so many bubbles"
X Link 2023-09-23T22:31Z [----] followers, [--] engagements
"Bond market can intimidate everybody"
X Link 2023-09-27T02:57Z [----] followers, [----] engagements
"Lowest Mortgage Rates for All Terms for Sept. [--] [----] (WOWAs Weekly Update) #mortgage #vanre #ToRe #cdnecon #RealEstate"
X Link 2023-09-27T22:20Z [----] followers, [--] engagements
"@BenRabidoux Here's the trend of average mortgage rates over the last [--] months. It's evident that the average rate for a 5-year fixed mortgage has risen from 5.74% to 6.14% in this period. More: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2023-10-03T13:58Z [----] followers, [----] engagements
"Canada inflation dropped to 3.8% in Sept. [----] from 4% in August. Most likely #BoC will not raise its policy rate on Oct. [--]. Find out more: #CPI https://wowa.ca/inflation-rate-canada-cpi https://wowa.ca/inflation-rate-canada-cpi"
X Link 2023-10-17T15:47Z 10K followers, 11.3K engagements
"@asumar @HanifBayat We anticipate a decline in Toronto home prices over the next couple of months given the persistently high interest rates"
X Link 2023-10-17T18:45Z [----] followers, [---] engagements
"Lowest Mortgage Rates in Canada as of Nov. [--] [----]. Some rates have dropped since last week. 🏡 Find out more:"
X Link 2023-11-01T17:06Z [----] followers, [----] engagements
"The market is anticipating a rate cut by the Bank of Canada by July [----]. #BoC Find out more: https://wowa.ca/interest-rate-forecast https://wowa.ca/interest-rate-forecast"
X Link 2023-11-03T16:24Z 10K followers, [----] engagements
"Lowest Mortgage Rates in Canada as of Nov. [--] [----]. As anticipated (see below post) some fixed mortgage rates have slightly dropped since last week. 🏡 Find out more:"
X Link 2023-11-09T06:10Z [----] followers, [----] engagements
"The mortgage rates in Canada have decreased further this week due to a decline in bond yields driven by the U.S. inflation report. U.S. Inflation fell to 3.2% in October from 3.7% in September. Mortgage Rates in Canada: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2023-11-16T03:56Z 10K followers, 26.2K engagements
"#BoC rate decisions are highly correlated to the Fed rate decisions. If BoC cuts rates while the Fed does not the CAD is likely to drop against the USD potentially leading to an increase in inflation. With the recent decrease in U.S. inflation the Fed may cut rates earlier than anticipated"
X Link 2023-11-16T04:20Z 10K followers, [----] engagements
"🏡 Alberta's housing market is on fire 🔥 Rare to see Sales to New Listing (SNLR) above 100% Check more: 📈 #RealEstate"
X Link 2023-11-17T04:12Z [----] followers, [----] engagements
"If unemployment rise #BoC will eventually cut rates but the question is when We think it may not happen much earlier than a Fed rate cut. This suggests that the timing of BoC rate cuts depend on U.S. unemployment numbers while the economy is stronger in compared to introducing a potential delay"
X Link 2023-11-21T02:07Z [----] followers, [--] engagements
"The mortgage rates in Canada have slightly decreased this week influenced by a decline in bond yields particularly in early November. Despite this rates at big banks have mostly held steady. On in the last [--] weeks 79% of mortgage seekers were interested in fixed rates. This indicates that only [--] out of [--] mortgage seekers was considering variable rates. However some of those initially seeking fixed rates may end up exploring variable options after consulting with mortgage professionals. Find out more: https://wowa.ca/mortgage-rates http://wowa.ca https://wowa.ca/mortgage-rates http://wowa.ca"
X Link 2023-11-23T00:13Z 10K followers, [----] engagements
"As highlighted in the Reuters report we noted that during in the last [--] weeks 79% of mortgage seekers on WOWA initially chose fixed mortgages though they may alter their choice after consulting with a professional. As of now variable mortgage rates are likely a more favorable option for mortgage seekers as they are less than [--] basis points higher than fixed rates and most experts predict a potential rate cut of around [---] basis points in the next [--] years. Nevertheless despite these considerations many mortgage seekers continue to prioritize the peace of mind provided by fixed mortgage rates"
X Link 2023-11-24T17:12Z [----] followers, [---] engagements
"While Canadian bond yields recently decreased mortgage rates have shown little change since last week. The current lowest available rate is 5.24% for a 5-year fixed term. Compare rates from 40+ lenders/brokers across Canada at https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2023-11-29T18:09Z 10K followers, [----] engagements
"📉 In the last [--] months the 5-yr bond yield plunged by over 90bp but the 5-yr fixed mortgage rates dropped less than 35bp. 🚀 Good news: Big banks are making moves BMO just slashed 10bp off its 5-year fixed rate. 💰 Learn more: https://wowa.ca/mortgage-rates 5-year bond yield just hit 4.5%😱 Highest since early [----] What does this mean for our taxes📊 Last [--] months (April-July 2023): Gov. revenue: $146B Interest Payment: $14.5B 10% debt-service-ratio Soon over 11% of our taxes will be used for Gov. debt interest #cndpoli https://t.co/AvHL2feBk1 https://wowa.ca/mortgage-rates 5-year bond yield"
X Link 2023-12-01T18:52Z 10K followers, 14.2K engagements
"Finally some mortgage rates dropped by up to [--] basis points today. The 5-year fixed insured rate is now very close to dipping below 5% More: https://wowa.ca/mortgage-rates 📉 In the last [--] months the 5-yr bond yield plunged by over 90bp but the 5-yr fixed mortgage rates dropped less than 35bp. 🚀 Good news: Big banks are making moves BMO just slashed 10bp off its 5-year fixed rate. 💰 Learn more: https://t.co/hTi7bREcZG https://t.co/Bhb8GpPxxk https://wowa.ca/mortgage-rates 📉 In the last [--] months the 5-yr bond yield plunged by over 90bp but the 5-yr fixed mortgage rates dropped less than"
X Link 2023-12-04T23:10Z 10K followers, [----] engagements
"Canada's 5-year bond yield has dropped to below 3.5% for the first time in the last [--] months Additionally 5-year fixed rates for insured mortgages have also fallen below 5% for the first time since July [----] 🎉"
X Link 2023-12-05T17:50Z 10K followers, 28.4K engagements
"Huge drop in the lowest mortgage rates for insured mortgages in past [--] days: 5-year fixed insured rate dropped by 35bp to 4.89% For uninsurable mortgages (e.g. homes$1M) there was a slight decrease (5bp to 15bp). 5-year fixed uninsurable: 5.59% More: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2023-12-06T19:47Z 10K followers, [----] engagements
"📉 Latest mortgage rate updates (Changes from Dec. 6): 3-year fixed insured rate: 5.24% (15 bp) 5-year fixed insured rate: 4.89% (unchanged) 5-year fixed uninsurable rate: 5.49% (10 bp) 🕒 As of 4:15pm 5-year bond yield: 3.36% (6 bp) More: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2023-12-13T21:21Z 10K followers, [----] engagements
"@InvisibleSloth @ronmortgageguy Not really. Scotia and CIBC have the smallest HELOC portfolios among the top [--] big banks: RBC: $34.5 B TD: $117.6 B Scotia: $22.5B BMO: $48.7 CIBC: $19B National Bank: $29.6B"
X Link 2023-12-18T22:32Z [----] followers, [---] engagements
"📉 Latest mortgage rate updates (Changes from Dec. 13): 🚀 Mortgage rates reached their lowest level in past [--] months 3-year fixed insured rate: 5.19% (5 bp) 5-year fixed insured rate: 4.84% (5 bp) 5-year fixed uninsurable rate: 5.34% (15 bp) 🕒 As of 3:30pm Dec. [--] 5-year bond yield: 3.25% (11 bp) Learn more:"
X Link 2023-12-21T20:34Z [----] followers, [----] engagements
"In July [----] we assessed 10000+ properties checking: Effective property tax rate = property tax / fair value Vancouver & Toronto have some of the lowest effective tax rates in standing at 0.27% & 0.36% respectively for a detached property. More: #ToRe #VanRe https://wowa.ca/calculators/property-tax https://wowa.ca/calculators/property-tax"
X Link 2024-01-15T17:23Z 10K followers, 150.8K engagements
"@PMelectroneuter Not really. For example Oakville and Toronto avg. prices were $1.6M and $1.06M in Dec. [----] respectively while their property taxes are very similar. Also the service cost is higher in more expensive cities since the compensations are higher"
X Link 2024-01-16T05:59Z [----] followers, [--] engagements
"What you've pointed out is not the sole observation from this infographic. For instance Oakville and Toronto avg. prices were $1.6M and $1.06M in Dec. [----] respectively while their effective property tax rates are very similar or Halifax home prices are much lower than Toronto but their effective property tax rates are not that different"
X Link 2024-01-16T06:06Z [----] followers, [---] engagements
"📉Mortgage rate updates for Jan. [--] (Changes from Jan. 17) 3-year fixed insured: 5.09% (10bp) 5-year fixed insured: 4.84% (15bp) 5-year variable insured: 5.85% (Prime- 1.35%) 5-year bond yield: 3.58% (4bp) Bond yields & fixed mortgage rates have increased since Jan. [--] following the higher-than-expected CPI numbers report. More Mortgage Rates: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-01-24T23:53Z 10K followers, 24.8K engagements
"#BoC rate forecasting relies on [--] key market data: Swaps CDOR forward Montreal BAX futures Our Jan. [--] calculations based on forward & future market data project: 25bp rate cut by June [--] [----] 100bp rate cut by Dec. [--] [----] More: Today's Mortgage Rate: https://wowa.ca/mortgage-rates https://wowa.ca/interest-rate-forecast https://wowa.ca/mortgage-rates https://wowa.ca/interest-rate-forecast"
X Link 2024-01-26T17:48Z 10K followers, [----] engagements
"📉 WOWAs Mortgage Rate Update for Jan. [--] [----] (Weekly changes from Jan. 24) 3-year fixed insured: 4.84% (25bp) 5-year fixed insured: 4.74% (10bp) 5-year variable insured: 5.85% (Prime- 1.35%) 5-year bond yield: 3.40% (18bp) as of [--] pm 40+ Lenders' Mortgage Rates: 5-Year Bond Yield: https://wowa.ca/canada-5-year-bond-yield https://wowa.ca/mortgage-rates https://wowa.ca/canada-5-year-bond-yield https://wowa.ca/mortgage-rates"
X Link 2024-01-31T23:33Z 10K followers, [----] engagements
"Toronto Real Estate Market in Jan 2024: (Compared with Jan 2023) Avg. home price: $1.027M (1%) Index: $1.066M (0.4%) Transactions: [----] (36%) Transactionsbut prices why Condo & townhouse sales went up 41% & 60% respectively while detached home sales up 26%. Likely due to more first-time buyers and fewer investors in the market. More: #ToRe"
X Link 2024-02-08T22:32Z [----] followers, [---] engagements
"Toronto Real Estate Market in Jan 2024: (Compared with Jan 2023) Avg. home price: $1.027M (1%) Index: $1.066M (0.4%) Transactions: [----] (36%) Transactionsbut prices why Condo & townhouse sales went up 41% & 60% respectively while detached home sales up 26%. Likely due to more first-time buyers and fewer investors in the market. More: #ToRe"
X Link 2024-02-08T22:50Z [----] followers, [---] engagements
"#ToRE in Jan 2024: (% vs. Jan 2023) Avg. price: $1.027M (1%) Index: $1.066M (0.4%) Sales: [----] (36%) Salesbut prices why Condo & townhouse sales up 41% & 60% but detached up 26% Likely due to more 1st-time buyers & fewer investors More: https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market"
X Link 2024-02-08T23:01Z [----] followers, [----] engagements
"#VanRe Jan 2024: Avg Price: $1.252M 7.6% vs Jan [----] 15% vs Jan [----] 6.8% vs Feb [----] (All-Time High) Benchmark Home Price: $1.161M 4.2% vs Jan [----] 26% vs Jan [----] (43% for #ToRe😲) 230% vs Jan 2005🔥 Sales: [----] 39.6% vs Jan [----] More:"
X Link 2024-02-10T01:33Z [----] followers, [--] engagements
"🏠 Jan [----] Canada Housing Market Update: Avg price: $659K8% YoY Sales: 26K 22% YoY MLS index: $708K 0.4% YoY (Modest Change) 🔥 Hottest: Alberta Avg price12% YoY ❄ Coolest: Ontario Avg price3% YoY MLS index 0.4% 💰 Least Affordable: BC Avg $958k 🛍 Most Affordable: SK Avg $285k https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market"
X Link 2024-02-23T19:51Z [----] followers, [----] engagements
"No. Government contractors are excluded from these statistics. This number is smaller for federal government in Canada vs. the federal governments in the U.S. and the U.K. For example in [----] the U.S. federal government outsourced $694B in contracts compared to Canada's federal government's $22.2B. The key focus of this tweet is on "trends" highlighting that the percentage of public employees is increasing in Canada but decreasing in the U.S. and U.K. It's highly unlikely that the decline in the U.K. and U.S. percentages is due to contractors"
X Link 2024-02-27T05:34Z [----] followers, [--] engagements
"📊$BNS Scotiabank Q1 [----] Highlights: Adjusted earnings beat expectations at $1.69/share vs. $1.61 expected 🚀 Loan write-offs up 43% YoY to $804M a 10-quarter peak💥 📉 PCL down 23% from Q4 to $962M still high E.g. RBC's is $813M Scotia has no negative mortgage amortization (Unlike BMO TD & CIBC) since variable rates adjusting payments automatically 🏦 Only 0.2% of mortgages have amortization [--] years 👏"
X Link 2024-02-28T20:28Z 10K followers, [----] engagements
"@MrsTorgue The payment should cover the interest for the variable mortgage products in RBC so the payments went up for many"
X Link 2024-02-29T04:37Z [----] followers, [---] engagements
"$TD TD Q1 [----] Highlights: Adj earnings per share $2.00 expected $1.94 Loan write-offs are60% YoY to $759M the highest in the last [--] years PCL45% YoY to $1B the highest in the last [--] years 17.6% of TD's mortgage have amortization 35-yr 13% of TD's mortgage have negative amortization (14% last quarter) Dividend yield: 5.1% P/E: [----] Market Cap: $146B https://www.td.com/content/dam/tdcom/canada/about-td/pdf/quarterly-results/2024/q1/2024-q1-reports-shareholders-en.pdf https://wowa.ca/td-bank-stock"
X Link 2024-03-01T00:00Z 10K followers, [----] engagements
"@Infokid1Infokid @HanifBayat Yes but only the small part is related to the mortgages. For TD write-offs $275M are personal loans $369M are credit card-related $113M are for commercial purposes and only $2M are residential mortgages"
X Link 2024-03-01T16:26Z [----] followers, [---] engagements
"$CM CIBC Q1 [----] Highlights: Adj earnings per share $1.81 expected $1.66 Loan write-offs are154% YoY to $445 M the highest in the last [--] years PCL98% YoY to $585 21% of CIBC's mortgage have amortization 35-yr 14% of CIBC's mortgage have negative amortization (16% last quarter) Forward Dividend yield: 5.7% P/E: [----] Market Cap: $61B"
X Link 2024-03-01T17:19Z [----] followers, [--] engagements
"Calgary Home Prices Feb 2024: MLS index & the average home price reached all time high🔥 More: Summary: MLS benchmark: $585000 10.3% year-over-year & 2.2% monthly Average home price: $583160 15.1% year-over-year & 2.4% monthly"
X Link 2024-03-06T06:08Z [----] followers, [----] engagements
"#ToRE Greater Toronto Area Home Prices Feb 2024: Prices rose slightly from Feb [----] but surged from Jan 2024: MLS benchmark: $1093900 +0.4% year-over-year & 2.6% monthly Average home price: $1108720 +1.2% year-over-year & 8% monthly"
X Link 2024-03-07T01:41Z [----] followers, [----] engagements
"📉Mortgage Rate Update for March [--] [----] (Changes from Feb 28) 40+ lenders rates: Rates have decreased over the last [--] days. 3-yr fixed insured: 4.69% (15 bp) 5-yr fixed insured: 4.54% (10 bp) 5-yr fixed uninsurable: 4.89% (20 bp) 5-yr bond yield: 3.43% (17 bp) https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-03-07T05:58Z 10K followers, 65K engagements
"Mortgage Rate Update for Mar [--] [----] 🍁 (Changes from Mar 6) 40+ lenders mortgage rates: Some rates have decreased over the last [--] days. Key Numbers: 3-yr fixed insured: 4.69% 5-yr fixed insured: 4.54% 5-yr variable insured: 5.90% 5-yr bond yield: 3.51% (8 bps)"
X Link 2024-03-14T02:32Z [----] followers, [----] engagements
"Feb 2023: Inflation 1-yr Inflation: 2.78% vs est. 3.1% The lowest since April [----] (When the "transitory" inflation started😉) More: 2-year inflation: 8.2% 3-year inflation: 14.3% Shelter contributed to 66% of the CPI rise while food accounted for 20%. Possible setback: Rising oil price (now $83/bbl). https://wowa.ca/inflation-rate-canada-cpi https://wowa.ca/inflation-rate-canada-cpi"
X Link 2024-03-20T00:48Z 10K followers, [----] engagements
"@AlexandrePoitr7 @ronmortgageguy You are right These include RBC TD Scotia BMO CIBC and National Bank"
X Link 2024-03-27T02:23Z [----] followers, [--] engagements
"Canada home prices Feb 2024: MLS benchmark: $720500 0.8% year-over-year (YoY) & 1.8%monthly Average home price: $685809 3.5%YoY & 4%monthly Sales: [-----] 30%YoY & 3.1%monthly https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market"
X Link 2024-03-27T04:36Z 10K followers, [----] engagements
"#VanRe Greater Vancouver Area Home Prices March 2024: MLS benchmark: $1196800 4.5% year-over-year (YoY) & 1.1% monthly Average home price: $1318687 4.1%YoY & 3.3%monthly Transactions: [----] 4.7%YoY & 16.7%monthly Provided by - Simply Know Your Options 🔍 https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market"
X Link 2024-04-10T04:12Z [----] followers, [----] engagements
"Calgary Home Prices March 2024: Calgary's housing market is among the hottest in Canada. MLS benchmark: $597600 10.9% YoY & 2.2% monthly Avg home price: $596193 11.3% YoY & 2.2% monthly Sales: [----] 9.5% YoY & 24.8% monthly https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market"
X Link 2024-04-15T02:54Z [----] followers, [----] engagements
"Edmonton Home Prices March 2024: Edmonton remains one of the most affordable major cities: MLS benchmark: $392600 4.4% year-over-year (YoY) & 2.7%monthly Average home price: $420959 7.9% YoY & 3.3%monthly Sales: [----] 34.5% YoY & 25.5%monthly _____________________________ Provided by Simply Know Your Options🔍 https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market"
X Link 2024-04-15T23:40Z [----] followers, [----] engagements
"Mortgage Rates: April [--] 2024🍁 (Changes from April 17) 40+ lenders: Bond yields are up pushing mortgage rates higher 3yr fixed insured: 4.79% (5 bps) 5yr fixed insured: 4.69% (10 bps) 5yr variable insured: 5.90% 5yr bond yield: 3.82% (9 bp) ---------- Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-04-24T22:56Z 10K followers, 23.8K engagements
"@therealborgia @BenRabidoux The movement of bond prices is inversely related to bond yields (similar concept to interest rates)"
X Link 2024-04-25T22:17Z [----] followers, [--] engagements
"#ToRE Greater Toronto Home Prices April 2024: MLS benchmark: $1128100 -1% yearly& +1.3% monthly Avg home price: $1156167 +0.3% yearly & +3.1% monthly Median home price: $981500 -1.8% yearly & +0.4% monthly Sales: [----] -5.5% yearly & +8.4% monthly ------------------------ Provided Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market"
X Link 2024-05-07T17:59Z [----] followers, [----] engagements
"WOWAs Mortgage Rate Update for May [--] [----] 🍁 (Changes from May 1) 40+ lenders rates: Not much change since last week. Key Numbers: 3-yr fixed insured: 4.79% 5-yr fixed insured: 4.69% 5-yr variable insured: 5.90% 5-yr bond yield: 3.68% (-12 bps) ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-05-09T00:07Z 10K followers, [----] engagements
"Ottawa Home Prices April 2024: Benchmark price: $643700 +1.6% yearly & +1.1% monthly Avg home price: $705117 +4% yearly & +3.4% monthly Sales: [----] -2.2% yearly & +25% monthly ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market"
X Link 2024-05-15T02:40Z 10K followers, [----] engagements
"Mortgage Rate Update for May [--] 2024🍁 (Changes from May 8) 40+ lenders rates: No change since last week Key Numbers: 3-yr fixed insured: 4.79% 5-yr fixed insured: 4.69% 5-yr variable insured: 5.90% 5-yr bond yield: 3.63% (-5 bps) ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-05-15T22:10Z [----] followers, [----] engagements
"Edmonton Home Prices April 2024: Among the [--] cities with over 1M residents Edmonton is the most affordable Benchmark price: $397.2k +4.4% yearly & +2.7% monthly Avg home price: $431387 +5.6% yearly & +2.5% monthly Sales: [----] +54.2% yearly & +26.8% monthly ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market"
X Link 2024-05-17T18:01Z [----] followers, [----] engagements
"Montreal Home Prices April 2024: Montreal's SNLR of 66% indicating a seller's market. Benchmark: $530300 +3.4% yearly & -0.2% monthly Avg home price: $600220 +6.1% yearly & +0.9% monthly Sales: [----] +24.8% yearly & +4.5% monthly ------------------------- Provided Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market"
X Link 2024-05-22T13:41Z [----] followers, [----] engagements
"Mortgage Rate Update for May [--] 2024🍁 (Changes from May 15) 40+ lenders rates: Rates decreased slightly. Key Numbers: 3-yr fixed insured: 4.74% (-5 bps) 5-yr fixed insured: 4.59% (-10 bps) 5-yr variable insured: 5.90% 5-yr bond yield: 3.68% (+5 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-05-24T00:16Z [----] followers, [----] engagements
"' : Increasing PCL ACL loan write-offs and a possible $2B U.S. fine : Loan write-offs surged 72% YoY to $899M the highest in [--] years. $2.04/share vs. $1.85 expected thanks to TD's strong capital markets division. Net quarterly income decreased 23% YoY to $2.56B. PCL increased 79% YoY to $1.1B the highest since Q3 [----]. The biggest hit: $615M provision for potential U.S. fines. $ ( ): Dividend yield: 5.3% P/E: [----] Market Cap: $135.4B ------------------------- Provided by Simply Know Your Options🔍"
X Link 2024-05-28T01:39Z [----] followers, [--] engagements
"Bank of Nova Scotia : Increasing PCL ACL loan write-offs and lower earning : Loan write-offs surged 46% YoY to $1018M the highest since Q3 [----]. $1.58/share vs. $1.56 expected thanks to Scotia's wealth management division. Net quarterly income decreased 2.5% YoY to $2.1B. PCL increased 42% YoY to $1.0B No dividend increase this year. $BNS ( [--] ): Dividend yield: 6.5% P/E: [----] Market Cap: CAD$79.5B ----------------------- Provided by Simply Know Your Options🔍"
X Link 2024-05-29T00:31Z [----] followers, [--] engagements
"Mortgage Rate Update for May [--] 2024🍁 (Changes from May 23) 40+ lenders rates: No change since last week. Key Numbers: 3-yr fixed insured: 4.74% 5-yr fixed insured: 4.59% 5-yr variable insured: 5.90% 5-yr bond yield: 3.82% (+14 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-05-29T22:41Z [----] followers, [----] engagements
"RBC's Q2 [----] Report: Income rose while PCL ACL & loan write-offs also increased. : Loan write-offs up 71% YoY to $476M the highest in [---] years. Adj earnings: $2.92/share vs. $2.76 expected due to 31% YoY growth in the capital markets division. Net quarterly income rose 7% YoY to $3.95B. PCL up 53% YoY to $920M. Dividend up [--] cents to $1.42/share from Q3 [----]. RBC closed the acquisition of HSBC Canada. $ ( ) Dividend yield: 3.9% P/E: [----] Market Cap: CAD$210B ----------------------- Provided by Simply Know Your Options🔍"
X Link 2024-05-30T20:51Z [----] followers, [--] engagements
"Mortgage Rate Update: June [--] 2024🍁 (Changes from May 29) 40+ lenders rates: Rates dropped due to the 25bps cut by #BoC today. Key Numbers: 3-yr fixed insured: 4.74% 5-yr fixed insured: 4.49% (-10 bps) 5-yr variable insured: 5.65% (-25 bps) 5-yr bond yield: 3.42% (-40 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-06-05T21:58Z 10K followers, 14.9K engagements
"#ToRE Greater Toronto Home Prices May 2024: It is a buyer's market in Toronto (SNLR of 38%) & prices have dropped YoY: Benchmark: $1117400 -3.5%YoY & -0.9%monthly Avg home price: $1165691 -2.5%YoY & +0.8%monthly Median: $992000 -4.2%YoY & +1.1%monthly As of June [--] [----] the total inventory in the GTA is at [-----] the highest in the last [--] years. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market"
X Link 2024-06-06T20:16Z 10K followers, [----] engagements
"Calgary Home Prices May 2024: #YYCRE is hot🔥& SNLR is at 71% Benchmark: $605300 +9.5% yearly & +0.3%monthly Avg home price:$612772 +11% yearly & +0.7%monthly Sales: [----] -0.9%yearly & +7.3%monthly --------------------- Provided Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market"
X Link 2024-06-12T20:52Z [----] followers, [----] engagements
"Mortgage Rate Update: June [--] 2024🍁 (Changes from June 5) 40+ lenders rates: Some uninsurable mortgage rates have dropped. Key Numbers: 3-yr fixed Insured: 4.79% (+5 bps) Uninsurable: 4.99% (-20bps) 5-yr fixed Insured: 4.49% Uninsurable: 4.89% 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.41% (-1 bp) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-06-13T02:29Z [----] followers, 10.1K engagements
"Mortgage Rate Update: June [--] 2024🍁 (Changes from June 12) 40+ lenders rates: Rates are going down Key Numbers: 3-yr fixed Insured: 4.69% (-10bps) Uninsurable: 4.99% 5-yr fixed Insured: 4.44% (-5bps) Uninsurable: 4.79% (-10bps) 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.34% (-7 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-06-19T23:29Z 10K followers, 14.1K engagements
"Mortgage Rate Update: June [--] 2024🍁 (Changes from June 19) 40+ lenders rates: Key Numbers: 3-yr fixed Insured: 4.69% Uninsurable: 4.99% 5-yr fixed Insured: 4.39% (-5bps) Uninsurable: 4.89% (+10bps) 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.52% (+18bps) ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-06-28T01:51Z [----] followers, [----] engagements
"Canada Housing Market: May [----] Benchmark price: $733k -2.4%yearly & -0.4%Monthly Avg home price: $699K -4.1%yearly & -0.6%Monthly Sales: 37k -6.4%yearly & -0.9%Monthly ON and BC are red MB and NS are mixed and the rest are green. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market"
X Link 2024-06-28T17:09Z 10K followers, 15K engagements
"Mortgage Rate Update: July [--] 2024🍁 (Changes from June 26) 40+ lenders rates: No major changes since last week. Key Numbers: 3-yr fixed Insured: 4.69% Uninsurable: 4.99% 5-yr fixed Insured: 4.39% Uninsurable: 4.89% 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.56% (+4bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-07-04T01:46Z 10K followers, 15.1K engagements
"Mortgage Rate Update: July [--] 2024🍁 (Changes from July 3) 40+ lenders rates: Rates have slightly increased since last week. Key Numbers: 3-yr fixed Insured: 4.69% Uninsurable: 5.04% (+5bps) 5-yr fixed Insured: 4.49% (+10bps) Uninsurable: 4.99% (+10bps) 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.46% (-10bps) --------------------- Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-07-11T05:27Z 10K followers, 12.2K engagements
"Mortgage Rate Update: July [--] 2024🍁 (Changes from July 10) 40+ lenders rates: Rates have slightly decreased since last week. Key Numbers: 3-yr fixed Insured: 4.69% Uninsurable: 4.99% (-5bps ) 5-yr fixed Insured: 4.49% Uninsurable: 4.89% (-10bps) 5-yr variable Insured: 5.65% Uninsurable: 5.85% 5-yr bond yield: 3.31% (-15bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-07-18T04:14Z 10K followers, [----] engagements
"Mortgage Rate Update: July [--] 2024🍁 (Changes from July 17) 40+ lenders rates: Rates decreased slightly after the BoC rate cut. 3-yr fixed Insured: 4.64% (-5bps) Uninsurable: 4.94% (-5bps) 5-yr fixed Insured: 4.39% (-10bps) Uninsurable: 4.89% 5-yr variable Insured: 5.40% (-25bps) Uninsurable: 5.70% (-15bps) 5-yr bond yield: 3.29% (-2bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-07-26T02:19Z 10K followers, [----] engagements
"Mortgage Rate Update: July [--] 2024🍁 (Changes from July 25) 40+ lenders rates: 5-yr bond yield: 3.09% (-20bps) 5-yr bond yield hits [--] months low➡ Will see lower fixed rates soon 3-yr fixed Insured: 4.59% (-5bps) Uninsurable: 4.94% 5-yr fixed Insured: 4.39% Uninsurable: 4.84% (-5bps) 5-yr variable Insured: 5.40% Uninsurable: 5.70% ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-07-31T22:11Z 10K followers, 10.7K engagements
"@daniel_foch @VMGLAND @RBC Thanks for sharing our chart RBC highlighted one of the main reasons for the delayed response: Debt service will rise due to renewals even when rates are falling"
X Link 2024-08-03T00:38Z [----] followers, [---] engagements
"#ToRE Greater Toronto Home Prices July 2024: 🏠Prices are going down & SNLR is 33% (buyer's market) Benchmark: $1097300 -5.0%YoY & -1.2%MoM Avg price: $1106617 -1.1%YoY & -4.8%MoM Median: 950k -2.5%YoY & -4%MoM Sales: [----] +2.7%YoY & -13.2%MoM Inventory is at a 14-year high ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market"
X Link 2024-08-07T00:09Z 10K followers, 63.9K engagements
"#VanRe Greater Vancouver Home Prices July 2024: 🏠Prices are falling: Inventory is at a 5-yr high & near a 10-yr high Benchmark: $1197700 -0.8% YoY & -0.8% MoM Avg price: $1280879 +1% YoY & -5.1% MoM Sales: [----] -5% YoY & -3.5% MoM Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market"
X Link 2024-08-07T15:48Z 10K followers, [----] engagements
"Mortgage Rate Update: August [--] 2024🍁 (Changes from July 31) 40+ lenders rates: 5-yr bond yield: 3.03% (-6bps) 3-yr fixed Insured: 4.59% Uninsurable: 4.94% 5-yr fixed Insured: 4.34% (-5bps) Uninsurable: 4.79% (-5bps) 5-yr variable Insured: 5.40% Uninsurable: 5.75% (+5bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-08-08T02:51Z 10K followers, [----] engagements
"Ottawa Home Prices July 2024: Benchmark: $648900 +0.1% Yearly & +0.2% Monthly Avg price: $679610 -0.4% Yearly & -1% Monthly Median: $630000 -0.8% Yearly & -1.6% Monthly Sales: [----] -1.7% Yearly & -13.8% Monthly Ottawa's market is warmer than southern Ontario with an SNLR of 56% indicating a balanced market. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market"
X Link 2024-08-12T17:58Z [----] followers, [----] engagements
"Mortgage Rate Update: Aug [--] 2024🍁 (Changes from Aug 7) 40+ lenders rates: 5-yr bond yield: 2.92% (-11bps) 3-yr fixed Insured: 4.49% (-10bps) Uninsurable: 4.94% 5-yr fixed Insured: 4.29% (-5bps) Uninsurable: 4.79% 5-yr variable Insured: 5.40% Uninsurable: 5.75% ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-08-14T22:36Z 10K followers, [----] engagements
"Thanks @Reuters for the mention Their article highlights that bank stocks with more foreign retail exposure have underperformed: 🔹U.S. operations are costlier 🔹Scotia BMO RBC TD CIBC & National earned 47% 46% 40% 36% 30% & 24% of revenue internationally 🔹YTD: $NA.TO $RY.TO $CM.TO have outperformed the TSX More: ------------------------- Provided by Simply Know Your Options🔍 http://WOWA.ca https://www.reuters.com/markets/shares-canada-focused-banks-outstrip-rivals-with-overseas-bets-2024-08-16/ http://WOWA.ca"
X Link 2024-08-16T20:14Z 10K followers, [----] engagements
"Mortgage Rate Update: Aug [--] 2024🍁 (Changes from Aug 14) 40+ lenders rates: Hardly any change since Aug [--] 5-yr bond yield: 2.93% (+1bp) 3-yr fixed Insured: 4.49% Uninsurable: 4.94% 5-yr fixed Insured: 4.29% Uninsurable: 4.79% 5-yr variable Insured: 5.40% Uninsurable: 5.75% ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-08-21T22:36Z [----] followers, [----] engagements
"Canada Housing Market (July 2024): Benchmark: $724800 -4.3%Yearly & -0.8%Monthly Avg price: $667317 -0.2%Yearly & -4.1%Monthly Sales: [-----] -3.2%Yearly & -0.7%Monthly 🔹 home prices are declining mainly due to Ontario's sluggish market. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market"
X Link 2024-08-26T22:17Z 10K followers, [----] engagements
"Bank of Nova Scotia's Q3 2024: BNS acquired 15% of Cleveland-based KeyCorp at US$2.8B Write offs:+28% YoY to $1B highest since Q3 [----] Adj earning: $1.63/share (vs $1.62 exp) Net income:-13% YoY to $1.91B :+28% YoY to $1.05B $BNS ( ): Dividend yield: 6.5% (highest among big banks) P/E: [----] Market Cap: $80.7B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca"
X Link 2024-08-27T17:56Z 10K followers, [----] engagements
"Mortgage Rate Update: Aug [--] 2024🍁 (Changes from Aug 21) 40+ lenders rates: 5-yr bond yield: 2.97% (+4bps) 3-yr fixed Insured: 4.44% (-5bps) Uninsurable: 4.89% (-5bps) 5-yr fixed Insured: 4.24% (-5bps) Uninsurable: 4.79% 5-yr fixed rates are lowest since May [----] 5-yr variable Insured: 5.40% Uninsurable: 5.85% (+10bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-08-28T22:39Z [----] followers, [----] engagements
"Rate Cut Alert 🚨 #BoC cuts rates by 0.25% on Sep [--] [----] bringing its rate to 4.25% Why Rising unemployment & slowing inflation Two more cuts expected in Oct & Dec. Total 1.25% more cuts expected over next [--] months⚠ More: & ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/banks/prime-rates-canada https://wowa.ca/bank-of-canada-interest-rate http://WOWA.ca https://wowa.ca/banks/prime-rates-canada https://wowa.ca/bank-of-canada-interest-rate"
X Link 2024-09-04T14:53Z 10K followers, [----] engagements
"Mortgage Rate Update: Sep [--] 2024🍁 (Changes from Aug 28) 40+ lenders rates: Most rates are at their lowest since May 2023🎉 3-yr fixed Insured: 4.39% (-5bps) Uninsurable: 4.89% 5-yr fixed Insured: 4.19% (-5bps) Uninsurable: 4.59% (-20bps) 5-yr variable Insured: 5.15% (-25bps) Uninsurable: 5.55% (-30bps) 5-yr bond yield: 2.83% (-14bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-09-05T23:03Z 10K followers, [----] engagements
"Greater Toronto Home Prices Aug 2024: #ToRE on the edge of bear market territory 🚨 : $1082K -4.6% YoY & -1.4% MoM : $1074425 -0.7% YoY & -2.9% MoM : $925K -0.9% YoY & -2.6% MoM : [----] -6.0% YoY & -7.7% MoM A bear market means a 20% drop from the recent peak 🐻 With a 19.5% decline in avg prices since Feb [----] the GTA is nearing bear market territory ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market"
X Link 2024-09-09T23:25Z 10K followers, [----] engagements
"Lowest Mortgage Rates: Sep [--] 2024🍁 (Changes from Sep 5) mortgage rates: Most rates are at their lowest since Dec 2022🎉 3-yr fixed Insured: 4.29% (-10bps) Uninsurable: 4.69% (-20bps) 5-yr fixed Insured: 4.14% (-5bps) Uninsurable: 4.39% (-20bps) 5-yr variable Insured: 5.15% Uninsurable: 5.55% 5-yr bond yield: 2.75% (-8 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-09-11T21:48Z 10K followers, 16.5K engagements
"Greater Vancouver Home Prices Aug 2024: 🏠Prices are falling as #VanRE inventory hits the highest August level since [----] (excl. 2019) : $1.196M -0.9% YoY & -0.2% MoM : $1.25M -2.8% YoY & -2.4% MoM : [----] -17% YoY & -18% MoM Lowest August sales-to-active-listings ratio (14%) since August 2012🚨 Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market"
X Link 2024-09-12T21:36Z [----] followers, [----] engagements
"@daniel_foch @xelan_gta @who_is_paul @HanifBayat The difference can be even greater if the unit is a rental. The rate gap between insured and rental mortgages can exceed [--] basis points: https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-09-18T15:44Z [----] followers, [---] engagements
"Calgary Home Prices Aug 2024: Home prices remain stable & it's still a seller's market. : $602K +6.3% YoY & -0.8% MoM : $609K +16.6% YoY & +0.4% MoM : [----] -19.9% YoY & -8.2% MoM Inventory increased to 2+ months for the 1st time in over [---] years Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market"
X Link 2024-09-18T16:13Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Sep [--] 2024🍁 (Changes from Sep 11) Mortgage rates: Time to consider a 3-yr fixed mortgage 3-yr fixed Insured: 4.24% (-5bps) Uninsurable: 4.49% (-20bps) 5-yr fixed Insured: 4.14% Uninsurable: 4.39% 5-yr variable Insured: 5.15% Uninsurable: 5.55% 5-yr bond yield: 2.72% (-3 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates"
X Link 2024-09-18T22:25Z 10K followers, 35K engagements
"Montreal Home Prices Aug 2024: : $536K +3.4% YoY & +0.5% MoM : $614K +2.6% YoY & +0.4% MoM : [----] +8.6% YoY & -13% MoM 🔹Single-family home prices hit an all-time high 🔹SNLR at 62% marking the 6th consecutive month of a sellers market. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market"
X Link 2024-09-19T22:38Z [----] followers, [----] engagements
"Edmonton Home Prices Aug 2024: Home prices remain stable. : $407K +7.6% YoY & +0.1% MoM : $435K +9.4% YoY & -1.2% MoM : [----] +15.2% YoY & -11.9% MoM 🔹Seller's Market: SLNR over 70% since Apr [----] 75% this month. 🔹Inventory 14% lower than Aug [----]. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market"
X Link 2024-09-25T17:51Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Sep [--] 2024🍁 (Changes from Sep 18) Mortgage rates: Rates are dropping 3-yr fixed Insured: 4.19% (-5bps) Uninsurable: 4.39% (-10bps) 5-yr fixed Insured: 4.04% (-10bps) Uninsurable: 4.29% (-10bps) 5-yr variable Insured: 5.15% Uninsurable: 5.55% 5-yr bond yield: 2.78% (+6 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2024-09-25T23:57Z 10K followers, [----] engagements
"@inked_investing @HanifBayat We don't think so. The terminal BoC rate is currently projected at 2.5% which will be reached by June [----]. This means bond yields may drop a maximum of 20bps more. Rates are likely to be closer to 4% than 3.5% by the end of the year"
X Link 2024-09-26T00:17Z [----] followers, [---] engagements
"Ottawa Home Prices Aug 2024: : $646K -0.3% YoY & -0.4% MoM (11% below the March [----] peak) : $660K +3.1% YoY & -2.8% MoM : [----] -8% YoY & -11.4% MoM 🔹Sales 14% below 10-year average for Aug. 🔹SLNR of 58% indicating balanced market. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market"
X Link 2024-09-27T16:48Z [----] followers, [----] engagements
"Mortgage News: 🔹The lowest mortgage rate has dropped below 4% 🔹@SBICanadaBank the subsidiary of State Bank of India (One of the [--] largest banks in India) is now partnering with WOWA in Ontario to offer special mortgage rates More: ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates http://WOWA.ca https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2024-09-27T19:33Z [----] followers, [----] engagements
"Canada Home Prices Aug 2024: SLNR was 53% indicating a balanced market : $718K -3.9%YoY & -1%MoM : $649K +0.1%YoY & -2.7%MoM : 39K +0.9%YoY & +1.2%MoM 🔹ON & BC benchmark prices declined YoY 🔹AB's home price increase was highest at 7.4% Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market"
X Link 2024-09-30T16:43Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Sep 25) Mortgage rates: Rates are dropping 3-yr fixed Insured: 4.09% (-10bps) Uninsurable: 4.24% (-15bps) 5-yr fixed Insured: 3.99% (-5bps) Uninsurable: 4.19% (-10bps) 5-yr variable Insured: 5.20% (+5bps ) Uninsurable: 5.50% (-5bps) 5-yr bond yield: 2.79% (+1 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2024-10-03T01:23Z 10K followers, 11K engagements
"Greater Vancouver Home Prices Sep 2024: #VanRE shifted back to ' with a 30% SNLR : $1.18M -1.8% YoY & -1.4% MoM : $1.25M -3.2% YoY & +0.2% MoM : [----] -3.8% YoY & -2.7% MoM 🔹Lowest sales-to-active-listings ratio (12%) since April [----] 🔹Inventory at its highest since July [----] Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market"
X Link 2024-10-08T17:30Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Oct 2) Mortgage rates: Bond yields are up➡ Rates are rising 3-yr fixed Insured: 4.19% (+10bps) Uninsurable: 4.30% (+6bps) 5-yr fixed Insured: 4.09% (+10bps) Uninsurable: 4.30% (+11bps) 5-yr variable Insured: 5.20% Uninsurable: 5.50% 5-yr bond yield: 3.06% (+27 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2024-10-10T01:27Z 10K followers, [----] engagements
"Calgary Home Prices Sep 2024: Market now balanced after [--] years as a seller's market. Benchmark: $597K +5.5%YoY & -0.8%MoM Avg Price: $622K +13.2%YoY & +2.1%MoM Sales: [----] -17.9%YoY & -8.4%MoM 🔹Prices stabilizing near record highs 🔹3-year trend shows sales shift from detached to condos/townhouses Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market"
X Link 2024-10-11T19:41Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Oct 9) Mortgage rates: Bond yields down➡Rates decreased 3-yr fixed Insured: 4.14% (-5bps) Uninsurable: 4.30% 5-yr fixed Insured: 3.94% (-15bps) Uninsurable: 4.30% 5-yr variable Insured: 5.20% Uninsurable: 5.50% 5-yr bond yield: 2.87% (-19 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2024-10-16T21:30Z 10K followers, [----] engagements
"Ottawa Home Prices Sep 2024: SNLR at 45% signaling a balanced market. Benchmark: $643K +0.2%YoY & -0.5%MoM Avg Price: $686K +1.5%YoY & +3.8%MoM Sales: [----] +10.7%YoY & -4.8%MoM 🔹Active listings up 17% YoY. 🔹Sales 15.4% below 10-year average despite YoY increase. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market"
X Link 2024-10-17T13:40Z [----] followers, [----] engagements
"Montreal Home Prices Sep 2024: 🏠 Avg price reached a new all-time high Benchmark: $543K +5.5%YoY & +1.4%MoM Avg Price: $632K +6.5%YoY & +2.9%MoM Sales: [----] +16.9%YoY & +7%MoM 🔹The median price of all property types reached all-time highs. 🔹The market became balanced after six months of a seller's market. Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market"
X Link 2024-10-21T13:57Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Oct 16) Mortgage rates: 3-yr fixed: Insured: 4.09% (-5bps) Uninsurable: 4.29% (-1bps) 5-yr fixed: Insured: 3.94% Uninsurable: 4.29% (-1bps) 5-yr variable: Insured: 4.75% (-45bps) Uninsurable: 5.05% (-45bps) 5-yr bond yield: 3.00% (+13 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2024-10-25T16:00Z 10K followers, [----] engagements
"Lowest Mortgage Rates: Oct [--] 2024🍁 (Changes from Oct 24) Mortgage rates: 3-yr fixed: Insured: 4.09% Uninsurable: 4.24% (-5bps) 5-yr fixed: Insured: 4.09% (+15 bps) Uninsurable: 4.29% 5-yr variable: Insured: 4.75% Uninsurable: 5.05% 5-yr bond yield: 3.03% (+3 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2024-10-30T21:47Z [----] followers, [----] engagements
"( ): : $ -3.8%Yearly & -0.6%Monthly : $ +2.2%Yearly & +3.2%Monthly : +5.6%Yearly & +2.2%Monthly Highest number of monthly home sales since June [----]. Canada's average home price increased monthly for the 1st time since April [----] 📈 ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market"
X Link 2024-10-31T21:28Z [----] followers, [----] engagements
"No this is the MLS benchmark. It applies weighting to the price of each category to ensure it accurately reflects the real housing market. For example if people start buying more affordable properties (e.g. condos) the average price might drop but that doesnt necessarily mean the price of condos or detached homes has decreased. The index ensures it tracks the actual price trends for each property type"
X Link 2024-11-06T16:33Z [----] followers, [--] engagements
"Lowest Mortgage Rates: Nov [--] [----] (Changes from Oct 30) Mortgage rates: 3-yr fixed Insured: 4.09% Uninsurable: 4.24% 5-yr fixed Insured: 4.09% Uninsurable: 4.29% 5-yr variable Insured: 4.75% Uninsurable: 5.00% (-5 bps) 5-yr bond yield: 3.11% (+8 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2024-11-06T23:24Z 10K followers, [----] engagements
"Greater Toronto Home Prices Oct 2024: 🔹 BoC rate cuts + new government incentives ➡ a surge in transactions 🔹But the price index stays steady with the market balanced at an SNLR of 43% ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market"
X Link 2024-11-07T16:09Z [----] followers, [----] engagements
"Vancouver Home Prices Oct 2024: Rate cuts & new incentives➡More sales but no price surge 🔹Prices at late [----] levels: Benchmark: $1172K (Similar to Jan 2022) Avg Price: $1250K (Similar to Dec [----] 🔹Sales up: [----] (+32%YoY & +42%MoM) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market"
X Link 2024-11-09T15:38Z [----] followers, [----] engagements
"@Mudguy2013 @ronmortgageguy You can find it here: https://x.com/HanifBayat/status/1854573219363049738 @hmacbe The question is: how liquid are their assets I agree that if they arent liquid they may not be a significant concern. However at this point we dont have enough information. In the meantime Ive attached the total governments' debt in Canada calculated by adding the https://t.co/6AAErhM8V6 https://x.com/HanifBayat/status/1854573219363049738 @hmacbe The question is: how liquid are their assets I agree that if they arent liquid they may not be a significant concern. However at this point"
X Link 2024-11-11T22:49Z [----] followers, [--] engagements
"Lowest Mortgage Rates: Nov [--] [----] (Changes from Nov 6) Mortgage rates: Almost no change over the past two weeks 3-yr fixed Insured: 4.09% Uninsurable: 4.24% 5-yr fixed Insured: 4.09% Uninsurable: 4.29% 5-yr variable Insured: 4.75% Uninsurable: 5.00% 5-yr bond yield: 3.12% (+1 bps ) --------------------- Provided by Simply Know Your Options 🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2024-11-14T05:23Z 10K followers, 15K engagements
"Lowest Mortgage Rates: Nov [--] [----] (Changes from Nov 13) Mortgage rates: Rates went down slightly. 3-yr fixed Insured: 4.04% (-5 bps) Uninsurable: 4.14% (-10 bps) 5-yr fixed Insured: 3.98% (-11 bps) Uninsurable: 3.99% (-30 bps) 5-yr variable Insured: 4.80% (+5 bps) Uninsurable: 4.90% (-10 bps) 5-yr bond yield: 3.19% (+7 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2024-11-21T17:33Z 10K followers, [----] engagements
"Calgary Home Prices Oct 2024: : $593K +4.5%YoY & -0.7%MoM : $621K +13.8%YoY & -0.2%MoM : [----] +0.1%YoY & +8.5%MoM 🔹Home prices have stabilized near their all-time high. 🔹Market back to being a sellers market. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market"
X Link 2024-11-22T15:35Z [----] followers, [----] engagements
"Montreal Home Prices Oct 2024: Benchmark: $544K +6%YoY & +0.1%MoM Avg Price: $630K +8.9%YoY & -0.3%MoM Sales: [----] +43%YoY & +19.5%MoM 🔹Prices trending near all-time peak 🔹Market back to being sellers market 🔹Sales returned to pre-pandemic levels Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market"
X Link 2024-11-27T02:16Z [----] followers, [----] engagements
": : $640K +0.4%YoY & -0.5%MoM : $669K +1.2%YoY & -2.5%MoM : [----] +44.5%YoY & +12.6%MoM 🔹Balanced market: SNLR 56% 🔹Active listings 41% higher than 5-yr avg for Oct Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market"
X Link 2024-11-27T22:05Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Nov [--] [----] (Changes from Nov 20) Mortgage rates: Most rates went up 3-yr fixed Insured: 4.09% (+5 bps) Uninsurable: 4.29% (+15 bps) 5-yr fixed Insured: 4.14% (+16 bps) Uninsurable: 4.29% (+30 bps) 5-yr variable Insured: 4.80% Uninsurable: 4.90% 5-yr bond yield: 3.09% (-10 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2024-11-27T23:50Z [----] followers, 14.8K engagements
"Edmonton Home Prices Oct 2024: Benchmark: $404K +7.7%YoY & -0.7%MoM Avg Price: $440K +11%YoY & -0.1%MoM Sales: [----] +37.4%YoY & +10.3%MoM 🔹SNLR of 85%: Market deep in sellers territory 🔹Prices stable since May [----] Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market"
X Link 2024-11-28T18:40Z [----] followers, [----] engagements
"@JasonBugra @ronmortgageguy Yes they represent a benchmark of all property types in the metro area. For example in the Vancouver metro area converting the reported index to CAD results in $1172K which serves as the benchmark index for the entire Vancouver real estate market: https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market"
X Link 2024-11-29T01:58Z [----] followers, [---] engagements
"( ): : $707700 -3.2%YoY & -0.8%MoM : $696166 +6%YoY & +4%MoM : [-----] +22%YoY & +8.4%MoM 🔹Avg. price rose for the 2nd month in a row 🔹Highest monthly sales since April [----] Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market https://wowa.ca/reports/canada-housing-market"
X Link 2024-11-29T21:11Z [----] followers, [----] engagements
"Bank of Nova Scotia's Q4 2024: Write offs: +42%YoY to C$965 M highest since Q3 [----] Adj earning: C$1.57/share vs C$1.6 exp Net income: +25%YoY to C$1.69B : -18%YoY to C$1.03B Impairment Charge: C$379M from Bank of Xian investment Other Info $BNS (Dec [--] 2024): Dividend yield: 5.3% P/E: [--] Market Cap: C$98.1B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca"
X Link 2024-12-03T17:03Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Dec [--] [----] (Changes from Nov 27) Mortgage rates: Most rates remained unchanged 3-yr fixed Insured: 4.09% Uninsurable: 4.29% 5-yr fixed Insured: 4.14% Uninsurable: 4.29% 5-yr variable Insured: 4.80% Uninsurable: 4.90% 5-yr bond yield: 2.91% (-18 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2024-12-05T01:10Z [----] followers, [----] engagements
"TD Q4 [----] Earning: Missed expectation➡Price dropped📉 🔹Adj Earnings: $1.72/share vs. $1.83 Exp 🔹Net Income: +27%YoYto $3.6B 🔹Net Write-Offs: +19%YoYto $831M 🔹PCL: +26% YoYto $1.1B $TD (Dec [--] 2024) Dividend yield: 5.1% P/E: [----] Market Cap: $139B Past quarter: The share price negatively impacted by U.S. regulators US$3.1B fine & cap on U.S. operations ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca"
X Link 2024-12-05T17:57Z [----] followers, [----] engagements
"BMO Q4 [----] Earning: Missed expectation due to high PCL📊 🔹Adj Earnings: $1.90/share vs. $2.38 Exp 🔹Net Income: +35%YoYto $2.3B 🔹Net Write-Offs: +313%YoYto $1.2B 🔹PCL: +242% YoYto $1.5B $BMO (Dec [--] 2024) Dividend yield: 4.6% P/E: [----] Market Cap: $100.5B More: Announced intention to repurchase up to [--] million shares. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca"
X Link 2024-12-05T23:13Z [----] followers, [----] engagements
"GTA Home Prices Nov 2024: 🔹The GTAs benchmark home price rose for the first time on a monthly basis since April [----]. 🔹The current benchmark is the same level as September [----]. 🔹SNLR reached 51% up from 43% in Oct [----] indicating a balanced market. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market"
X Link 2024-12-06T18:18Z [----] followers, [----] engagements
"CIBC Q4 [----] Earning: Impressive performance across divisions; beat estimates📊 🔹Adj Earnings: $1.91/share vs $1.79 Exp 🔹Net Income: +27%YoYto $1.9B 🔹Net Write-Offs: -0.2%YoYto $413M 🔹PCL: -23%YoYto $419M $CM.TO (Dec [--] [----] intraday) Dividend yield: 4% P/E: [----] Market Cap: $88.5B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca"
X Link 2024-12-09T16:29Z [----] followers, [----] engagements
"Vancouver Home Prices Nov 2024: Benchmark: $1.17M -0.9%YoY & 0% MoM Avg Price: $1.28M -0.5%YoY & +2.1%MoM Sales: [----] +28.1%YoY & -17.1%MoM 🔹SNLR of 59%: Balanced Market 🔹Active listings up 21% YoY Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market https://wowa.ca/vancouver-housing-market"
X Link 2024-12-11T16:36Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Dec [--] [----] (Changes from Dec 4) Rates: Fixed rates steady; variable rates dropped 3-yr fixed Insured: 4.19% (+10 bps) Uninsurable: 4.30% (+1 bps) 5-yr fixed Insured: 4.14% Uninsurable: 4.29% 5-yr variable Insured: 4.30% (-50 bps) Uninsurable: 4.55% (-35 bps) 5-yr bond yield: 2.93% (+2 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2024-12-13T01:07Z 10K followers, [----] engagements
"Calgary Home Prices Nov 2024: Benchmark: $588K +3.5%YoY & -0.8%MoM Avg Price: $616K +14%YoY & -0.8% MoM Sales: [----] +0.6%YoY & -17.3%MoM 🔹Prices slightly down MoM but near all-time high 🔹SNLR: 77% (Deep Sellers' Market) Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market"
X Link 2024-12-14T20:37Z [----] followers, [----] engagements
"Ottawa Home Prices Nov 2024: 🔹Prices dipped MoM but remain up YoY 🔹SNLR hit 78%: 1st seller's market this year Benchmark: $637K +1.5%YoY & -0.4%MoM Avg Price: $667K +5.4%YoY & -0.2%MoM Sales: [----] +46%YoY & -10%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market"
X Link 2024-12-18T00:08Z [----] followers, [----] engagements
"Edmonton Home Prices Nov 2024: 🔹Avg price is 1% lower than all-time high in May [----] 🔹SNLR hit 91%: deep sellers market Benchmark Price: $402K +7.9%YoY & -0.3%MoM Avg Price: $436K +14.6%YoY & -0.8%MoM Sales: [----] +17%YoY & -23%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market"
X Link 2024-12-19T00:24Z [----] followers, [----] engagements
"National Bank Q4 2024: Write-offs: +108%YoY to $104M (+89%QoQ) Adj earning: $2.58/share vs $2.57 exp PCL: +41%YoY to $162M highest since Q2 [----] Net Income: $955M +27%YoY (-7.6%QoQ) Dividend: $1.14/share (from $1.10) $. (Dec [--] [----] intraday): Dividend Yield: 3.1% P/E: [----] Market Cap: $45B With the acquisition of Canadian Western Bank National Bank is poised for significant growth in [----]. ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca"
X Link 2024-12-19T19:55Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Dec [--] [----] (Changes from Dec 12) Rates: Rates are steady. 3-yr fixed Insured: 4.19% Uninsurable: 4.30% 5-yr fixed Insured: 4.14% Uninsurable: 4.29% 5-yr variable Insured: 4.30% Uninsurable: 4.55% 5-yr bond yield: 3.13% (+20 bps) --------------------- Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2024-12-20T01:30Z [----] followers, [----] engagements
"Montreal Home Prices Nov 2024: Avg home price hit an all-time high. Benchmark: $544K +6.4%YoY & -0.1%MoM Avg Price: $642K +11.0%YoY & +1.9%MoM Sales: [----] +46%YoY & +2%MoM Fewer new listings combined with increased sales pushed the market into a sellers market (SNLR: 79%). YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market"
X Link 2024-12-20T18:03Z [----] followers, [----] engagements
"Home Prices Nov 2024: Benchmark Price: $707K -1.7%YoY & -0.1%MoM Avg Price: $694K +7.5%YoY & -0.3%MoM Sales: 44.6K +27%YoY & +3%MoM 🔹 SNLR: 59% (Balanced Market) 🔹 Highest sales since Apr [----] 🔹 NB & QC: Strong YoY growth; ON & BC YoY decline Note: YoY means Year-over-Year & MoM means Month-over-Month. ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market"
X Link 2024-12-24T01:23Z 10K followers, [----] engagements
"Lowest Mortgage Rates Jan [--] [----] (Changes from Dec 19) Rates: 3-yr fixed Insured: 4.19% Uninsurable: 4.30% 5-yr fixed Insured: 4.14% Uninsurable: 4.30% (+1 bps) 5-yr variable Insured: 4.30% Uninsurable: 4.65% (+10 bps) 5-yr bond yield: 2.96% (-17 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-01-02T23:33Z [----] followers, [----] engagements
"Its fantastic to see our research cited at the 33:30 mark https://wowa.ca/infographics-finance-realestate-canada/home-affordability-in-25-largest-cities-in-canada-and-us-oct-2024 Great interview https://wowa.ca/infographics-finance-realestate-canada/home-affordability-in-25-largest-cities-in-canada-and-us-oct-2024 Great interview"
X Link 2025-01-03T05:35Z 10K followers, [----] engagements
"Lowest Mortgage Rates Jan [--] [----] (Changes from Jan 2) Rates: 3-yr fixed Insured: 4.14% (-5 bps) Uninsurable: 4.24% (-6 bps) 5-yr fixed Insured: 4.09% (-5 bps) Uninsurable: 4.30% 5-yr variable Insured: 4.30% Uninsurable: 4.65% 5-yr bond yield: 3.04% (+8 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-01-09T02:08Z [----] followers, [----] engagements
"GTA Home Prices Dec 2024: [----] Summary: 🔹Hardly any price changes 🔹Low sales activity Benchmark: $1062k +0.2%YoY & 0% MoM Avg Price: $1067k -1.6%YoY & -3.5%MoM Sales: [----] -3%YoY & -43%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market http://WOWA.ca https://wowa.ca/toronto-housing-market https://wowa.ca/toronto-housing-market"
X Link 2025-01-10T22:38Z [----] followers, [----] engagements
"Calgary Home Prices Dec 2024: [----] Summary: Home prices went up Benchmark: $583K +3.2%YoY & -0.8%MoM Avg Price: $605K +12%YoY & -1.7%MoM Sales: [----] -3.2%YoY & -26.4%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market"
X Link 2025-01-14T19:57Z [----] followers, [----] engagements
"Lowest Mortgage Rates Jan [--] [----] (Changes from Jan 8) Rates: 3-yr fixed Insured: 4.09% (-5 bps) Uninsurable: 4.24% 5-yr fixed Insured: 4.09% Uninsurable: 4.29% (-1 bps) 5-yr variable Insured: 4.40% (+10 bps ) Uninsurable: 4.65% 5-yr bond yield: 3.14% (+10 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-01-16T03:04Z [----] followers, [----] engagements
"Ottawa Home Prices Dec 2024: 🔹Avg in [----] was 1.3% higher than [----] Benchmark: $646K +3.8%YoY & +1.4%MoM Avg Price: $664K +4.9%YoY & -0.5%MoM Sales: [---] +8.5%YoY & -42%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market"
X Link 2025-01-20T21:36Z [----] followers, [----] engagements
"Lowest Mortgage Rates Jan [--] [----] (Changes from Jan 15) Rates: 3-yr fixed Insured: 4.09% Uninsurable: 4.24% 5-yr fixed Insured: 4.09% Uninsurable: 4.29% 5-yr variable Insured: 4.40% Uninsurable: 4.65% 5-yr bond yield: 3.02% (-12 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-01-23T16:18Z [----] followers, 11.3K engagements
"Edmonton Home Prices Dec 2024: 🔹Prices stable near all-time peak Benchmark: $404K +7.8%YoY & +0.4%MoM Avg Price: $436K +12.1%YoY & -0.2%MoM Sales: [----] +16.2%YoY & -25.6%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market"
X Link 2025-01-24T17:59Z [----] followers, [----] engagements
"Montreal Home Prices Dec 2024: Benchmark: $543K +7.1%YoY -0.2%MoM Avg Price: $621K +5.8%YoY -3.3%MoM Sales: [----] +52%YoY -18%MoM 🔹 Avg price up 46% in [--] years 🔹 Sales back to pre-pandemic levels Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market"
X Link 2025-01-29T17:01Z [----] followers, [----] engagements
"🍁Lowest Mortgage Rates Jan [--] [----] (Changes from Jan 22) Rates are down🥳 All Rates: 3-yr fixed Insured: 4.04% (-5bps) Uninsurable: 4.24% 5-yr fixed Insured: 3.99% (-10bps) Uninsurable: 4.29% 5-yr variable Insured: 4.15% (-25 bps) Uninsurable: 4.40% (-25 bps) 5-yr bond yield: 2.80% (-22 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-01-31T00:19Z [----] followers, [----] engagements
"🍁Lowest Mortgage Rates Feb [--] [----] (Changes from Jan 30) All Rates: 3-yr fixed Insured: 3.99% (-5bps) Uninsurable: 4.24% 5-yr fixed Insured: 3.94% (-5bps) Uninsurable: 4.29% 5-yr variable Insured: 4.15% Uninsurable: 4.40% 5-yr bond yield: 2.63% (-17 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2025-02-07T00:30Z 10K followers, [----] engagements
"Edmonton Home Prices Jan 2025: 🔹Benchmark price at all-time high Benchmark: $419K +12%YoY & +3.8%MoM Avg Price: $438K +9.9%YoY & +0.6%MoM Sales: [----] +11%YoY & +11.8%MoM Note: YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market"
X Link 2025-02-14T21:13Z [----] followers, [----] engagements
"📈BMO Q1 [----] Earning: Strong Beat on Higher Capital Markets & Wealth Income 🔹Adj Earnings: $3.04/share (vs $2.42 exp) 🔹Net Income: +66%YoY to $2.1B 🔹Net Write-Offs: +32%YoY to $0.5B (-60% QoQ) 🔹PCL: +61% YoY to $1.0B $BMO (Feb [--] 2024) 📊Dividend yield: 4.5% 📊P/E: [----] 📊Market Cap: $109.7B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca"
X Link 2025-02-26T19:39Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Feb [--] [----] (Changes from Feb 19) All Rates: 3-yr fixed Insured: 3.87% Uninsurable: 4.39% 5-yr fixed Insured: 3.94% Uninsurable: 4.29% 5-yr variable Insured: 4.15% Uninsurable: 4.40% 5-yr bond yield: 2.70% (-18 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-02-27T05:43Z [----] followers, [----] engagements
"@addyb6312 @Stevest48366771 @ronmortgageguy Constellation software is in the list. Others that you mentioned are not among [--] largest corporations in Canada: https://companiesmarketcap.com/cad/canada/largest-companies-in-canada-by-market-cap/ https://companiesmarketcap.com/cad/canada/largest-companies-in-canada-by-market-cap/"
X Link 2025-02-27T21:56Z [----] followers, [--] engagements
"📈 ($RY) Q1 [----] Earnings: 7th straight (expectation) beat driven by all segments growth🚀 🔹Adj Earnings: $3.62/share vs $3.25 exp 🔹Net Income: $5.1B (+43% YoY) 🔹Net Write-Offs: $487M (+7.3% YoY) 🔹PCL: $1.1B (+29% YoY) 🔹ACL: $6.9B (+23% YoY) 📊Feb [--] 2025: Dividend yield: 3.45% P/E: [----] Market Cap: $241B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca"
X Link 2025-02-28T23:14Z [----] followers, [----] engagements
"Home Prices Jan 2025: 🔹Biggest monthly surge in new listings since '80s (excl pandemic) 🔹ON BC & MB saw little annual change but others had YoY price increases 📊Market Snapshot: Benchmark: $709k (+0.2% YoY +0.5% MoM) Avg Price: $670k (+1.6% YoY -1.0% MoM) Sales: 41k (+3.9% YoY -4.9% MoM) SNLR: 49% (Balanced market) YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/reports/canada-housing-market http://WOWA.ca https://wowa.ca/reports/canada-housing-market"
X Link 2025-03-01T22:03Z 10K followers, [----] engagements
"Lowest Mortgage Rates: March [--] [----] (Changes from Feb 26) All Rates: 3-yr fixed Insured: 3.87% Uninsurable: 4.49% (+10 bps) 5-yr fixed Insured: 3.89% (-5bps) Uninsurable: 4.44% (+15 bps) 5-yr variable Insured: 4.04% (-11 bps) Uninsurable: 4.40% 5-yr bond yield: 2.64% (-6 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates"
X Link 2025-03-06T02:27Z 10K followers, [----] engagements
"📈National Bank ($NA.TO) Q1 [----] Earnings: 🔹Adj Earnings: $2.93/share (+13% YoY) vs $2.65 exp 🔹Net Income: $1B (+8.1% YoY) 🔹Net Write-Offs: $0.11B (+25% YoY) 🔹PCL: $0.25B (+112% YoY) 🔹ACL: $1.73B (+22% YoY) 📊March [--] 2025: Div yield: 3.9% P/E: [----] Market Cap: $45.5B ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://WOWA.ca"
X Link 2025-03-12T21:41Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Mar [--] [----] (Changes from Mar 5) 📢 Some rates hit their lowest level since [----] 🎉 All Rates: 3-yr fixed Insured: 3.87% Uninsurable: 4.19% (-30 bps) 5-yr fixed Insured: 3.84% (-5bps) Uninsurable: 4.09% (-35 bps) 5-yr variable Insured: 3.90% (-14 bps) Uninsurable: 4.15% (-25 bps ) 5-yr bond yield: 2.69% (+5 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-03-14T04:34Z 10K followers, [----] engagements
"Montreal Home Prices Feb 2025: Benchmark price hits record high up 51% in [--] yrs Benchmark: $562K +7.6%YoY & +2.3%MoM Avg Price: $619K +6.7%YoY & -0.2%MoM Sales: [----] +6.4%YoY & +45%MoM SNLR: 60% Balanced Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market"
X Link 2025-03-19T15:03Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Mar [--] [----] (Changes from Mar 13) 🔹Almost no change since last week 🔹Some rates are at their lowest since [----] All Rates: 3-yr fixed Insured: 3.87% Uninsurable: 4.19% 5-yr fixed Insured: 3.84% Uninsurable: 4.09% 5-yr variable Insured: 3.90% Uninsurable: 4.15% 5-yr bond yield: 2.63% (-6 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-03-20T17:06Z 10K followers, [----] engagements
"Ottawa Home Prices Feb 2025: Benchmark: $658K +4.4%YoY & +1.3%MoM Avg Price: $670K +2.9%YoY & 0% MoM Sales: [---] -8.7%YoY & +31%MoM SNLR: 49% Balanced Market 🔹Avg price 11.5% below all-time peak 🔹Sales below 5-yr and 10-yr averages YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market http://WOWA.ca https://wowa.ca/ottawa-housing-market https://wowa.ca/ottawa-housing-market"
X Link 2025-03-26T17:34Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Mar [--] [----] (Changes from Mar 19) 🔹Some rates are at their lowest since 2022🥳 All Rates: 3-yr fixed Insured: 3.74% (-13 bps) Uninsurable: 4.19% 5-yr fixed Insured: 3.64% (-20 bps) Uninsurable: 4.09% 5-yr variable Insured: 3.89% (-1 bp) Uninsurable: 4.15% 5-yr bond yield: 2.75% (+12 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-03-27T15:45Z [----] followers, 10.1K engagements
"Winnipeg Home Prices Feb 2025: Benchmark: $374K +7.6%YoY & +2.9%MoM Avg Price: $394K +6.3%YoY & +10.2%MoM Sales: [---] +7.1YoY & +18.4%MoM 🔹Avg price of detached homes reached all-time high YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/winnipeg-housing-market https://wowa.ca/winnipeg-housing-market http://WOWA.ca https://wowa.ca/winnipeg-housing-market https://wowa.ca/winnipeg-housing-market"
X Link 2025-03-27T19:02Z [----] followers, [----] engagements
"🏠Ontario Home Prices Feb 2025: 📉Lowest February sales in 10+ yrs 🔹Avg Price: $848k -2.9%YoY +1.7%MoM 🔹Sales: [----] -27%YoY +10%MoM 🔹SNLR: 39% Buyers market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/ontario-housing-market https://wowa.ca/ontario-housing-market http://WOWA.ca https://wowa.ca/ontario-housing-market https://wowa.ca/ontario-housing-market"
X Link 2025-03-28T17:18Z [----] followers, [----] engagements
"🏠BC Home Prices Feb 2025: 📉Sales well below Feb historical avg 🔹Avg Price: $964k -2.4%YoY +1.6%MoM 🔹Sales: [----] -10%YoY +17%MoM YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/bc-housing-market http://WOWA.ca https://wowa.ca/bc-housing-market http://WOWA.ca https://wowa.ca/bc-housing-market http://WOWA.ca https://wowa.ca/bc-housing-market"
X Link 2025-03-31T13:42Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Apr [--] [----] (Changes from Mar 26) All Rates: 3-yr fixed Insured: 3.74% Uninsurable: 4.19% 5-yr fixed Insured: 3.64% Uninsurable: 4.09% 5-yr variable Insured: 3.89% Uninsurable: 4.15% 5-yr bond yield: 2.54% (-21 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-04-03T18:40Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Apr [--] [----] (Changes from Apr 2) All Rates: 3-yr fixed Insured: 3.79% (+5 bps) Uninsurable: 4.24% (+5 bps) 5-yr fixed Insured: 3.64% Uninsurable: 4.19% (+10 bps) 5-yr variable Insured: 3.89% Uninsurable: 4.15% 5-yr bond yield: 2.84% (+30 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates https://wowa.ca/mortgage-rates"
X Link 2025-04-12T01:39Z [----] followers, [----] engagements
"@ilinavoda_ The reason is the rise in bond yields as fixed mortgage rates are closely correlated with them"
X Link 2025-04-16T13:30Z [----] followers, [--] engagements
"Montreal Home Prices Mar 2025: 🔹Benchmark Price Hits All-Time High Benchmark: $569K +7% YoY +1.1% MoM Avg Price: $625K +5% YoY +1% MoM Sales: [----] +11% YoY +22% MoM SNLR: 63% Sellers Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market http://WOWA.ca https://wowa.ca/montreal-housing-market https://wowa.ca/montreal-housing-market"
X Link 2025-04-22T15:34Z [----] followers, [----] engagements
"Edmonton Home Prices Mar 2025: 🔹Avg & benchmark prices hit all-time high Benchmark: $438K +12% YoY +2.2% MoM Avg Price: $461K +9.4% YoY +2.5% MoM Sales: [----] +1.1% YoY +36.7% MoM SNLR: 66% Sellers Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market http://WOWA.ca https://wowa.ca/edmonton-housing-market https://wowa.ca/edmonton-housing-market"
X Link 2025-04-23T10:45Z [----] followers, [----] engagements
"Lowest Mortgage Rates: Apr [--] [----] (Changes from Apr 17) All Rates: 3-yr fixed Insured: 3.79% Uninsurable: 4.04% (-20 bps) 5-yr fixed Insured: 3.79% (+5 bps) Uninsurable: 3.98% (-21 bps) 5-yr variable Insured: 3.89% Uninsurable: 4.40% 5-yr bond yield: 2.85% (+12 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-04-24T18:55Z 10K followers, [----] engagements
"Lowest Mortgage Rates: May [--] [----] (Changes from Apr 30) All Rates: 3-yr fixed Insured: 3.79% Uninsurable: 4.04% 5-yr fixed Insured: 3.84% (+5bps) Uninsurable: 3.98% 5-yr variable Insured: 4.00% (+6bps) Uninsurable: 4.40% 5-yr bond yield: 2.71% (+3 bps) ------------------------ Provided by WOWA .ca Simply Know Your Options🔍 http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-05-08T00:23Z 10K followers, [----] engagements
"Vancouver Home Prices Apr 2025: Benchmark: $1185k -1.8% YoY & -0.5% MoM Avg Price: $1211k -7.4% YoY & -2.3% MoM Sales: [----] -23.6% YoY & +3.4% MoM SNLR: 32% Buyers Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/vancouver-housing-market http://WOWA.ca https://wowa.ca/vancouver-housing-market"
X Link 2025-05-12T18:49Z 10K followers, [----] engagements
"Calgary Home Prices Apr 2025: 🔹Avg home price reached an all-time high Benchmark: $591k -1.4% YoY -0.2% MoM Avg Price: $647k +6.3% YoY +1.1% MoM Sales: [----] -22.4% YoY +3.6% MoM SNLR: 55% Balanced Market YoY: Year-over-Year MoM: Month-over-Month ------------------------ Provided by Simply Know Your Options 🔍 http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market http://WOWA.ca https://wowa.ca/calgary-housing-market https://wowa.ca/calgary-housing-market"
X Link 2025-05-14T19:05Z [----] followers, [----] engagements
"Lowest Mortgage Rates: May [--] [----] (Changes from May 7) All Rates: 3-yr fixed Insured: 3.89% (+10 bps) Uninsurable: 4.19% (+15 bps) 5-yr fixed Insured: 3.84% Uninsurable: 4.19% (+21 bps) 5-yr variable Insured: 3.99% (-1 bps) Uninsurable: 4.40% 5-yr bond yield: 2.85% (+14 bps) ------------------------ Provided by Simply Know Your Options🔍 http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates http://WOWA.ca http://wowa.ca/mortgage-rates http://wowa.ca/mortgage-rates"
X Link 2025-05-14T22:06Z [----] followers, [----] engagements
Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing