# ![@Upstart Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::506221742.png) @Upstart Upstart

Upstart posts on X about $upst, credit, ai, we are the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/twitter::506221742/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::506221742/c:line/m:interactions.svg)

- [--] Week [------] +480%
- [--] Month [------] +1,108%
- [--] Months [------] -14%
- [--] Year [-------] -4.40%

### Mentions: [--] [#](/creator/twitter::506221742/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::506221742/c:line/m:posts_active.svg)

- [--] Week [--] +175%
- [--] Month [--] +450%
- [--] Months [--] -41%
- [--] Year [--] +45%

### Followers: [------] [#](/creator/twitter::506221742/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::506221742/c:line/m:followers.svg)

- [--] Week [------] +0.10%
- [--] Month [------] +0.09%
- [--] Months [------] +1.90%
- [--] Year [------] +3.30%

### CreatorRank: [---------] [#](/creator/twitter::506221742/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::506221742/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [stocks](/list/stocks)  [automotive brands](/list/automotive-brands)  [technology brands](/list/technology-brands)  [travel destinations](/list/travel-destinations)  [exchanges](/list/exchanges)  [countries](/list/countries)  [social networks](/list/social-networks) 

**Social topic influence**
[$upst](/topic/$upst) #41, [credit](/topic/credit), [ai](/topic/ai), [we are](/topic/we-are), [fintech](/topic/fintech), [credit union](/topic/credit-union), [future](/topic/future), [ceo](/topic/ceo), [auto](/topic/auto), [tune](/topic/tune)

**Top accounts mentioned or mentioned by**
[@grok](/creator/undefined) [@hunter_brian93](/creator/undefined) [@davegirouard](/creator/undefined) [@macro_guru](/creator/undefined) [@davegirouards](/creator/undefined) [@henryinvests](/creator/undefined) [@stockzombie222](/creator/undefined) [@yahoofinance](/creator/undefined) [@sonyabanerjee](/creator/undefined) [@hoopesfintech](/creator/undefined) [@trustpilot](/creator/undefined) [@investforanna](/creator/undefined) [@tai_chen_hsiang](/creator/undefined) [@svbizjournals](/creator/undefined) [@patelcopays](/creator/undefined) [@rizecu](/creator/undefined) [@alliantcu](/creator/undefined) [@kylepetty](/creator/undefined) [@fintechpolicyus](/creator/undefined) [@amerbanker](/creator/undefined)

**Top assets mentioned**
[Upstart Holdings, Inc. (UPST)](/topic/$upst) [Dave Inc. (DAVE)](/topic/$dave) [Brett (BRETT)](/topic/brett)
### Top Social Posts
Top posts by engagements in the last [--] hours

"🔥 @SVBizJournals Asia Martin highlights the impact of modernizing lending for credit unions spotlighting our long standing partnership with @patelcopays. 👉 https://bit.ly/4qaI451 https://bit.ly/4qaI451"  
[X Link](https://x.com/anyuser/status/2016937660372123859)  2026-01-29T18:13Z 19.3K followers, [----] engagements


"Expanding access to lending the digital way. @Rize_CU is teaming up with Upstart to bring personal loans to more Californians through a fully digital experiencedesigned to support members across the credit spectrum. 💻 Hear from Rizes Chief Lending Officer Jeanine Corpuz👇"  
[X Link](https://x.com/anyuser/status/2018465539862286760)  2026-02-02T23:24Z 19.3K followers, [----] engagements


"Keep an eye out for $UPST Q4 and FY [----] earnings tomorrow February [--]. Tune in at 1:30pm PT / 4:30pm ET https://edge.media-server.com/mmc/p/qthisswr/ https://edge.media-server.com/mmc/p/qthisswr/"  
[X Link](https://x.com/Upstart/status/2020976744727974264)  2026-02-09T21:42Z 19.3K followers, [----] engagements


"Home and Auto lending grew [--] YoY as more customers chose Upstart for better rates and a superior lending process"  
[X Link](https://x.com/Upstart/status/2021330009831669840)  2026-02-10T21:06Z 19.3K followers, [----] engagements


"We accelerated growth of new products while simultaneously reducing our balance sheet"  
[X Link](https://x.com/anyuser/status/2021330011731681390)  2026-02-10T21:06Z 19.3K followers, [----] engagements


"$UPST for a full version of our earnings deck and financial results please see our Investor Relations site https://ir.upstart.com/ https://ir.upstart.com/"  
[X Link](https://x.com/anyuser/status/2021330013614899519)  2026-02-10T21:06Z 19.3K followers, [----] engagements


"Upstarts leadership evolution will establish a founder-led company for decades to come"  
[X Link](https://x.com/anyuser/status/2021340924522234318)  2026-02-10T21:50Z 19.3K followers, [----] engagements


"Today we are excited and proud to share that Upstart is now a public company With this major milestone we continue Upstart's mission to enable effortless credit based on true risk. #NasdaqListed #UpstartIPO #TeamUpstart"  
[X Link](https://x.com/Upstart/status/1339216251625857025)  2020-12-16T14:30Z 19.3K followers, [---] engagements


"Missed the Q321 earnings call On the blogget the full read on Upstart Co-Founder & CEO @davegirouard thoughts during the quarterly earnings call about the last year as a public company as well as a look to the future. https://www.upstart.com/blog/thirdquarter-earningscall-reflection https://www.upstart.com/blog/thirdquarter-earningscall-reflection"  
[X Link](https://x.com/Upstart/status/1458204440394027010)  2021-11-09T22:46Z 19.3K followers, [--] engagements


"Today we are delighted to announce that @fnbo is expanding its personal loan program nationwide. 👏🏼 Through Upstart @fnbo has been able to approve more creditworthy borrowers. The nationwide expansion with Upstart will help more consumers benefit from affordable credit"  
[X Link](https://x.com/Upstart/status/1468606550038167556)  2021-12-08T15:41Z 19.3K followers, [---] engagements


"Exactly one year ago today Upstart became a public company and we introduced $UPST to Times Square on @Nasdaq. Thank you to our amazing Upstarters for making it happen Here's to building the future of accessible credit. 🚀 #TeamUpstart"  
[X Link](https://x.com/Upstart/status/1471530572111659014)  2021-12-16T17:20Z 19.3K followers, [---] engagements


"Happy New Year 🌟 What are you looking forward to in [----] You can count on us to continue our mission of expanding access to credit while upholding our values. #TeamUpstart"  
[X Link](https://x.com/Upstart/status/1480693446318952453)  2022-01-11T00:10Z 19.3K followers, [--] engagements


"With triple-digit growth and record profits Q4 was an exceptional finish to a breakout year for Upstart. [----] will be remembered as the year AI lending came to the forefront kicking off the most impactful transformation of credit in decades. @davegirouard"  
[X Link](https://x.com/Upstart/status/1493695827709071362)  2022-02-15T21:16Z 19.3K followers, [---] engagements


"Today we are delighted to announce our new mobile-first Upstart Auto Retail online platform.📱 Through this online-to-in store experience dealers can gain instant insights into customers interests and be better prepared to structure deals when shoppers walk into the dealership"  
[X Link](https://x.com/Upstart/status/1501573605070675972)  2022-03-09T15:00Z 19.3K followers, [---] engagements


"Upstart Auto Retail is now certified as the first partner in the new Build and Price category for @subaru_usa 🎉 This will help turn inventory challenges into opportunities for more retailers and empower customers. #AutomotiveRetail"  
[X Link](https://x.com/Upstart/status/1505946104654970883)  2022-03-21T16:35Z 19.3K followers, [---] engagements


"Today we are celebrating [--] years of expanding access to credit 🎉 Cheers to a decade and thank you to our borrowers lenders auto dealers and Upstarters for being a part of the journey as we continue to build the future of credit. #TeamUpstart #TenYearsOfAccessToCredit"  
[X Link](https://x.com/Upstart/status/1517535715520831489)  2022-04-22T16:08Z 19.3K followers, [---] engagements


"We are delighted to announce @Upstart AI Lending for @Salesforce on Salesforce AppExchange 🎉 The Upstart AI Lending for Salesforce will enable Upstart-powered banks and credit unions to deliver a streamlined and personalized all-digital lending experience. #AIlending"  
[X Link](https://x.com/Upstart/status/1521852256655757318)  2022-05-04T14:00Z 19.3K followers, [---] engagements


"Upstart welcomes @FirstmarkCU to our family of lending partners 👏🏼 Through the Upstart Referral Network Firstmark Credit Union will be able to reach and approve more creditworthy borrowers with an all-digital AI lending platform. #ailending #accesstocredit"  
[X Link](https://x.com/Upstart/status/1522214656915304449)  2022-05-05T14:00Z 19.3K followers, [---] engagements


"Get the full read on Upstart Q123 earnings along with @davegirouards earnings call transcript below. https://www.upstart.com/updates/upstart-q1-2023-earnings-report-and-ceo-transcript https://www.upstart.com/updates/upstart-q1-2023-earnings-report-and-ceo-transcript"  
[X Link](https://x.com/Upstart/status/1656038247380971520)  2023-05-09T20:47Z 19.3K followers, 29.9K engagements


"$UPST Q324 earnings results:"  
[X Link](https://x.com/anyuser/status/1854632647038759113)  2024-11-07T21:10Z 19.3K followers, 23.4K engagements


"Get the full read on $UPST Q3 [----] earnings with @davegirouards earnings call transcript: https://bit.ly/4hwGC9M https://bit.ly/4hwGC9M"  
[X Link](https://x.com/Upstart/status/1854642562558042618)  2024-11-07T21:50Z 19.3K followers, 26.9K engagements


"More data. More accuracy. More impact. 📈 Our latest underwriting model introduces Payment Transition Modelinga smarter way to analyze loan payment trendsand Trade Account Embeddings which capture hidden patterns in credit behavior. The result An 88% increase in model complexity and a major step forward in Upstarts AI-driven underwriting. Learn how these innovations are shaping the future of lending: http://medium.com/upstart-tech/upstarts-model-19-leverages-richer-data-for-even-greater-accuracy-6d7873efaaac"  
[X Link](https://x.com/Upstart/status/1894407436083368100)  2025-02-25T15:21Z 19.3K followers, 13.4K engagements


"Upstart Holdings is OG AI. @sherwood_news Read their interview with Upstart Co-founder and CEO @davegirouard: https://sherwood.news/markets/usptart-holdings-ceo-interview-rise-of-the-ai-lender/ https://sherwood.news/markets/usptart-holdings-ceo-interview-rise-of-the-ai-lender/"  
[X Link](https://x.com/Upstart/status/1927550861070266532)  2025-05-28T02:21Z 19.3K followers, [----] engagements


"$UPST didn't set out to be an AI company. We set out to fix credit. And we realized over a decade agoAI was the only way. @davegirouard"  
[X Link](https://x.com/anyuser/status/1931024718238462213)  2025-06-06T16:25Z 19.3K followers, 36.4K engagements


"📣 $UPST CEO @davegirouard on CNBC this morning on how AI makes a far better product for the consumer with access to credit in a click. Watch his full @SquawkStreet segment https://www.youtube.com/watchv=x63tMulpMpQ https://www.youtube.com/watchv=x63tMulpMpQ"  
[X Link](https://x.com/Upstart/status/1953153306408436102)  2025-08-06T17:56Z 19.3K followers, 22.1K engagements


"$UPST Q4 and FY [----] results are inrecord revenue and rising demand across every lending product. Highlights below 👇"  
[X Link](https://x.com/anyuser/status/2021330005968728132)  2026-02-10T21:06Z 19.3K followers, [----] engagements


"📺 Upstart CEO @davegirouard spoke with @YahooFinance about the latest $UPST Q4 and FY2025 results - and the future of Upstart: We have a very foundational view that AI is going to be central to the future of credit and lending and we are in really we think the pole position in terms of helping to drive that change. 🔗 Full interview here: https://finance.yahoo.com/video/upstart-ceo-discusses-q4-earnings-000322211.html https://finance.yahoo.com/video/upstart-ceo-discusses-q4-earnings-000322211.html"  
[X Link](https://x.com/anyuser/status/2022002034367471681)  2026-02-12T17:37Z 19.3K followers, [----] engagements


"$UPST Q424 earnings results:"  
[X Link](https://x.com/Upstart/status/1889421297123229951)  2025-02-11T21:08Z 18.7K followers, 41.3K engagements


"$UPST Full Year [----] earnings results:"  
[X Link](https://x.com/Upstart/status/1889421757964050715)  2025-02-11T21:10Z 18.7K followers, [----] engagements


"Don't miss $UPST CFO Sanjay Datta in conversation with @HenryInvests - Thursday 2/13 at 11am ET Register here: https://upstart.zoom.us/webinar/register/WN_f5OSkHceTVWmDBKonsm85A#/registration We're So Back Excited to announce I will be speaking live with @Upstart CFO Sanjay Datta Thursday February [--] at 8:00 AM PST / 10:00 AM CST Have a question you'd like to ask Sanjay Leave it down below 👇 $UPST Please register for the LIVE Zoom call here https://t.co/bvW4JD8U6T https://upstart.zoom.us/webinar/register/WN_f5OSkHceTVWmDBKonsm85A#/registration We're So Back Excited to announce I will be"  
[X Link](https://x.com/Upstart/status/1889925869172564368)  2025-02-13T06:33Z 18.7K followers, [----] engagements


"In [--] minutes $UPST CFO Sanjay Datta sits down with @HenryInvests for an exclusive 1:1 - live on Zoom Don't miss it: https://upstart.zoom.us/webinar/register/WN_f5OSkHceTVWmDBKonsm85A#/registration https://upstart.zoom.us/webinar/register/WN_f5OSkHceTVWmDBKonsm85A#/registration"  
[X Link](https://x.com/Upstart/status/1890061569062752550)  2025-02-13T15:32Z 18.7K followers, [----] engagements


"💡Fair-lending testing needs more clarity & consistent standards across the industry. In our latest article we highlight Upstarts best-in-class fairness testing approach & propose [--] key improvements to ensure AI-driven lending is fair & inclusive. ✅ 🔍 Read more about our recommendations here: http://upstart.com/news/the-state-of-fair-lending-testing-and-how-to-improve-it/ http://upstart.com/news/the-state-of-fair-lending-testing-and-how-to-improve-it/"  
[X Link](https://x.com/Upstart/status/1890090347436360156)  2025-02-13T17:27Z 18.7K followers, [----] engagements


"👀 WATCH: Upstart's inaugural AI Day investor event WHEN: Wednesday May [--] @ 9am ET 🔗 WHERE: $UPST leadership will go deep into our AI advantage our category-of-one business and the significant opportunity ahead of us. Don't miss it http://upstart-ai-day-2025-webcast.open-exchange.net/registration http://upstart-ai-day-2025-webcast.open-exchange.net/registration"  
[X Link](https://x.com/Upstart/status/1920591557084000369)  2025-05-08T21:28Z 19.2K followers, [----] engagements


"👀 WATCH: Upstart's inaugural AI Day investor event WHEN: Wednesday May [--] @ 9am ET 🔗 WHERE: $UPST leadership will go deep into our AI advantage our category-of-one business and the significant opportunity ahead of us. Don't miss it http://upstart-ai-day-2025-webcast.open-exchange.net/registration http://upstart-ai-day-2025-webcast.open-exchange.net/registration"  
[X Link](https://x.com/Upstart/status/1921958199021736075)  2025-05-12T15:58Z 19.3K followers, [----] engagements


"Upstart's AI Day is one hour away 📺 $UPST leadership will go deep into our AI advantage our category-of-one business and the significant opportunity ahead of us. Don't miss it http://upstart-ai-day-2025-webcast.open-exchange.net/registration http://upstart-ai-day-2025-webcast.open-exchange.net/registration"  
[X Link](https://x.com/Upstart/status/1922622926781600227)  2025-05-14T12:00Z 19.3K followers, [----] engagements


"This Tuesday: a live conversation on credit capital and the road ahead. Our CEO is answering your questions in real time. Register to join @davegirouard & @sonya_banerjee: 📆 Aug [--] 1:30pm PT/ 4:30pm ET 💬 Submit your questions now: #AskDave + $UPST https://upstart.zoom.us/webinar/register/WN_n6q7Ch20SbiJavnFvHlgKQ https://upstart.zoom.us/webinar/register/WN_n6q7Ch20SbiJavnFvHlgKQ https://upstart.zoom.us/webinar/register/WN_n6q7Ch20SbiJavnFvHlgKQ https://upstart.zoom.us/webinar/register/WN_n6q7Ch20SbiJavnFvHlgKQ"  
[X Link](https://x.com/Upstart/status/1958961575471325686)  2025-08-22T18:36Z 19.1K followers, 15.8K engagements


"We report $UPST Q3 [----] earnings tomorrow at 1:30pm PT / 4:30pm ET. Tune in live to hear how AI is transforming credit again. https://edge.media-server.com/mmc/p/bpvq62bc/ https://edge.media-server.com/mmc/p/bpvq62bc/"  
[X Link](https://x.com/anyuser/status/1985475362302935436)  2025-11-03T22:33Z 19.3K followers, 13.8K engagements


"$UPST Q3 results are in. Demand for Upstart-powered loans is growing while credit performance continues to be exceptional: a win for both borrowers and investors. Heres what we delivered 👇"  
[X Link](https://x.com/anyuser/status/1985818909535240700)  2025-11-04T21:18Z 19.3K followers, [----] engagements


"$277M total revenue (+71% YoY +8% QoQ) $32M in GAAP net incomea 6x jump vs. Q2. $UPST"  
[X Link](https://x.com/Upstart/status/1985818910810316857)  2025-11-04T21:18Z 19.2K followers, [----] engagements


"3X growth YoY in our new product categories. We continue to expand new forms of credit for our borrowers with Auto Home and Small Dollar Relief loans. $UPST"  
[X Link](https://x.com/anyuser/status/1985818912467140646)  2025-11-04T21:18Z 19.3K followers, [----] engagements


"Were making rapid progress as the leader in AI-powered credit. Unlike other platforms we generate our own training data with more than [--] million borrower repayment events to date. More data = improved separation and accuracy. $UPST"  
[X Link](https://x.com/anyuser/status/1985868074340495560)  2025-11-05T00:33Z 19.3K followers, [----] engagements


"Upstarts T-Prime lending program has helped Corning Credit Union (CCU) reach more super-prime borrowers and expand originations into six additional states all while keeping credit performance in line with or better than expectations" according to Jason Bierman Chief Administrative Officer and SVP. The CCU team is now exploring secured products including HELOCs for [----]. Read more: https://info.upstart.com/corning-credit-union-case-study https://info.upstart.com/corning-credit-union-case-study"  
[X Link](https://x.com/anyuser/status/2001760146264121535)  2025-12-18T21:03Z 19.3K followers, [----] engagements


"Great networking advice from @francispedraza http://t.co/Bg5ejQEo35 http://onforb.es/1cm7y2F http://onforb.es/1cm7y2F"  
[X Link](https://x.com/Upstart/status/423531280186081281)  2014-01-15T19:05Z 19.1K followers, [--] engagements


"Never allow waiting to become a habit http://t.co/R14zupPXrE http://buff.ly/1NM7zFH http://buff.ly/1NM7zFH"  
[X Link](https://x.com/Upstart/status/655054594779848704)  2015-10-16T16:16Z 19.2K followers, [--] engagements


"Upstart Hldgss Options Frenzy: What You Need to Know - Upstart Hldgs (NASDAQ:UPST)"  
[X Link](https://www.benzinga.com/insights/options/24/08/40420037/upstart-hldgss-options-frenzy-what-you-need-to-know)  2024-08-16T15:32Z 18.5K followers, [--] engagements


"Upstart Stock Is Sliding Tuesday: Whats Going On - Upstart Hldgs (NASDAQ:UPST) Upstart Holdings Inc (NASDAQ:UPST) shares are trading lower Tuesday after the company announced a proposed private offering of convertible senior notes"  
[X Link](https://www.benzinga.com/news/offerings/24/11/41903935/upstart-stock-is-sliding-tuesday-whats-going-on)  2024-11-12T14:30Z 18.5K followers, [--] engagements


". @jpmorgan CEO Jamie Dimon: There are times when youre better off having the sales force go play golf than make new loans. @Upstart CEO @davegirouard: "When exactly does imprudent lending make sense" https://www.upstart.com/blog/upstart-important-truth/ https://www.upstart.com/blog/upstart-important-truth/"  
[X Link](https://x.com/Upstart/status/1092848090531414018)  2019-02-05T18:11Z 18.8K followers, [--] engagements


"At the #TCHBPI2019 Upstart Chief Compliance Officer Annie Delgado spoke on a panel about how Upstart is using #AI to expand access to affordable credit. Thank you to @bankpolicy and @TCHtweets for having us at the conference. #fintech #ailending"  
[X Link](https://x.com/Upstart/status/1199011892917940224)  2019-11-25T17:08Z 18.5K followers, [--] engagements


"In a recent interview with @cfo magazine Sanjay spoke about how Upstart is refining the science of #underwriting. Read the article here: #fintech #lending #loans #ailending https://bit.ly/2LfWhgq https://bit.ly/2LfWhgq"  
[X Link](https://x.com/Upstart/status/1201942440174870529)  2019-12-03T19:13Z 18.5K followers, [--] engagements


"After [---] years since our first Columbus hire our HQ2 is now Upstart's biggest office Read more about our growth in @columbusbiz1st below. Interested in joining Upstart 👉🏽 We are hiring. Visit and become an Upstarter. https://bit.ly/3fEpFMI http://Upstart.com/careers https://bit.ly/3fEpFMI http://Upstart.com/careers"  
[X Link](https://x.com/Upstart/status/1400101906064752641)  2021-06-02T14:48Z 18.7K followers, [--] engagements


"We are delighted to welcome @CorningCU to our growing family of Upstart lending partners 🎉 Through the Upstart Referral Network @CorningCU will be able to reach and lend to more members and provide more access to affordable credit. #ailending"  
[X Link](https://x.com/Upstart/status/1486353324349739009)  2022-01-26T15:00Z 18.7K followers, [---] engagements


"We are delighted to welcome @BellwetherCCU to the family of Upstart lending partners 👏🏼 Through the Upstart Referral Network Bellwether will expand access to affordable credit and reach more creditworthy borrowers. #ailending #accesstocredit"  
[X Link](https://x.com/Upstart/status/1506293630897729541)  2022-03-22T15:36Z 18.7K followers, [---] engagements


"We're excited to announce our partnership with @MIDFLORIDA as they join the Upstart lending partner family 🎉 Through the Upstart Referral Network MIDFLORIDA will be able to expand credit access to more creditworthy borrowers in Florida. #AILending #AccessToCredit"  
[X Link](https://x.com/Upstart/status/1541783596087787521)  2022-06-28T14:00Z 18.7K followers, [---] engagements


"We're excited to share that @AlliantCU is joining the family of @Upstart lending partners As part of the Upstart Referral Network Alliant CU can lend to more creditworthy borrowers through an all-digital lending experiencewhile providing greater access to affordable credit"  
[X Link](https://x.com/Upstart/status/1559903016601489410)  2022-08-17T14:00Z 18.7K followers, [---] engagements


"@Upstart Auto Retail is officially a Honda Digital Solutions Partner 🎉 We're excited to partner with Honda dealerships to create a modern car-buying experience. Learn more about our partnership below. https://www.businesswire.com/news/home/20221028005089/en/Honda-Selects-Upstart-Auto-Retail-as-a-Digital-Retailing-Partner https://www.businesswire.com/news/home/20221028005089/en/Honda-Selects-Upstart-Auto-Retail-as-a-Digital-Retailing-Partner"  
[X Link](https://x.com/Upstart/status/1586010016385011713)  2022-10-28T15:00Z 18.8K followers, [--] engagements


"Tune in today for $UPST Q123 earnings with CEO @davegirouard and CFO Sanjay Datta at 4:30pm ET/1:30pm PT. Listen at ➡ https://ir.upstart.com/events/event-details/upstart-network-inc-first-quarter-2023-earnings-conference-call https://ir.upstart.com/events/event-details/upstart-network-inc-first-quarter-2023-earnings-conference-call"  
[X Link](https://x.com/Upstart/status/1655943373956726784)  2023-05-09T14:30Z 18.7K followers, 14.7K engagements


"Our new Parallel Timing Curve Calibration technique can speed up model calibration and the insights our #lenders get into the performance of their Upstart-powered loans. Its another step closer to the day when the #credit system works for all of us. ➡"  
[X Link](https://x.com/Upstart/status/1696658237964108145)  2023-08-29T22:57Z 18.3K followers, [----] engagements


"Congrats to our #CMO Chantal Rapport for being named to FINITE's Influential [--] Marketers in B2B #Fintech Chantal was among a group of leaders recognized for accelerating not just their organizations but also the fintech industry as a whole"  
[X Link](https://x.com/Upstart/status/1712208469472711166)  2023-10-11T20:48Z 18.3K followers, [----] engagements


"Were proud to be a founding member of the @WhiteHouse-led Economic Opportunity Coalition which today announced a new goal to reach $3B in commitments to #CDFIs and #MDIs so that high-potential communities can fully participate in the #AmericanDream:"  
[X Link](https://x.com/Upstart/status/1717294991041585302)  2023-10-25T21:40Z 18.1K followers, [----] engagements


"Weve released $UPST Q323 earnings. You can listen to the call with CEO @davegirouard and CFO Sanjay Datta at 4:30pm ET and find our other materials here:"  
[X Link](https://x.com/Upstart/status/1721997854770901485)  2023-11-07T21:07Z 18.2K followers, [----] engagements


"Get the full read on Upstart Q323 earnings along with @davegirouards earnings call transcript below"  
[X Link](https://x.com/Upstart/status/1722009135489691852)  2023-11-07T21:52Z 18.2K followers, [----] engagements


"What do #fintech leaders see coming in [----] Upstart CEO @davegirouard weighs in. Get his thoughts on #AI #interestrates and the top issue for consumer #lending in the year ahead: 3/ 🧠 #AI at the Forefront: @davegirouard of @Upstart emphasizes enhancing AI models for #lending partners. An AI certification program is on the horizon with a focus on innovative loan funding platforms. AI is the game-changer in fintech 🤖💰 3/ 🧠 #AI at the Forefront: @davegirouard of @Upstart emphasizes enhancing AI models for #lending partners. An AI certification program is on the horizon with a focus on"  
[X Link](https://x.com/Upstart/status/1742267819536818182)  2024-01-02T19:33Z 18.3K followers, [----] engagements


"How can the U.S. economy achieve a much hoped for soft landing in [----] A slight pullbackyes a pullbackmay be the best way to get there. Heres why"  
[X Link](https://x.com/anyuser/status/1742946491709473163)  2024-01-04T16:30Z [--] followers, 395.7K engagements


""Dealers that combine AI-based financing capabilities with in-store sales processes are seeing increased profit per vehicle . One dealership saw originations jump 44% using fintech Upstarts platform." What we're reading: #auto #financing #NADASHOW"  
[X Link](https://x.com/Upstart/status/1753112525728543090)  2024-02-01T17:46Z 18.3K followers, [----] engagements


""Upstarts AI-powered auto loans will enable dealers to approve more borrowers across the entire credit spectrum . Dealers can expect a back-end gross that is as much as 50% higher than the industry average." #ai #auto #financing #dealers #NADASHOW"  
[X Link](https://x.com/Upstart/status/1753118490490253333)  2024-02-01T18:09Z 18.3K followers, [----] engagements


"Listen to our Head of Public Policy and Regulatory Affairs @Hoopes_Fintech discuss Upstart's mission to expand access to credit on @Orrick's RegFi podcast"  
[X Link](https://x.com/Upstart/status/1753123809157161149)  2024-02-01T18:31Z 18.3K followers, [----] engagements


"Upstart is proud to celebrate #BlackHistoryMonth in partnership with our African American Employee Network ERG. Were excited for the coming weeks of education and inspiration for all Upstarters How are you honoring Black History Month"  
[X Link](https://x.com/Upstart/status/1753466333994299649)  2024-02-02T17:12Z 18.3K followers, [----] engagements


"Meet NASCAR legend @kylepetty TODAY at #NADA2024 Make a pit stop at the Upstart booth (1151W) at 11am or 2pm to meet racing royaltyand get a signed copy of Kyles best-selling memoir Swerve or Die. #NADASHOW"  
[X Link](https://x.com/Upstart/status/1753825743044268365)  2024-02-03T17:00Z 18.4K followers, [----] engagements


"Happening Now NASCAR legend @kylepetty at the Upstart booth at 2pm at #NADAHOW Come on over to Booth 1151W to meet racing royaltyand get a signed copy of Kyles best-selling memoir Swerve or Die. #NADA2024"  
[X Link](https://x.com/Upstart/status/1753898679138763106)  2024-02-03T21:50Z 18.3K followers, 10.9K engagements


"Get the full read on Upstarts Q4 & FY [----] earnings with @davegirouards earnings call transcript below"  
[X Link](https://x.com/Upstart/status/1757531212795482303)  2024-02-13T22:24Z 18.4K followers, [----] engagements


"🚗 Were excited to be a founding member of the Electronic Secure Title and Registration Transformation Coalition. 📣 eSTART is advocating for modern solutions to replace the paper-based processes that dominate DMV operations. Find out more ➡"  
[X Link](https://x.com/Upstart/status/1768334062597312762)  2024-03-14T17:51Z 18.5K followers, [----] engagements


"🚀 Upstart is now a Tier [--] Certified Provider for Digital Retail for @Audi 🚀 We look forward to enabling Audi dealers with a solution that contributes to a better car-buying future. More about Upstart Auto Retail: http://upstart.com/dealers/ http://upstart.com/dealers/"  
[X Link](https://x.com/Upstart/status/1777723972731146658)  2024-04-09T15:43Z 18.4K followers, [----] engagements


"Today we launched a first-of-its-kind AI certification program for executives in financial services. Want the knowledge and skills you need to advance your career and help lead the AI transformation in your organization Free for a limited time: http://upstart.com/ai-certification http://upstart.com/ai-certification"  
[X Link](https://x.com/Upstart/status/1785670725828813149)  2024-05-01T14:00Z 18.4K followers, [----] engagements


"Upstart is proud to honor #AAPIHeritageMonth. Our ERG Asian Professionals of Upstart is celebrating with some fun and informative activities including a fundraiser to support climate resilience for farmers in the Philippines. How are you celebrating #AAPI month"  
[X Link](https://x.com/Upstart/status/1785723161184497765)  2024-05-01T17:29Z 18.4K followers, [---] engagements


"$UPST Q124 earnings results:"  
[X Link](https://x.com/Upstart/status/1787937476830535812)  2024-05-07T20:08Z 18.6K followers, [----] engagements


"Get the full read on Upstarts Q1 [----] earnings with @davegirouards earnings call transcript: https://bit.ly/3JTotDI https://bit.ly/3JTotDI"  
[X Link](https://x.com/Upstart/status/1787952940839317980)  2024-05-07T21:09Z 18.4K followers, [----] engagements


"Be sure to catch Upstart Head of Public Policy and Regulatory Affairs @Hoopes_Fintech talking about how to revolutionize regulatory compliance at this @FintechPolicyUS and @Orrick-sponsored webinar on May [--]. More 👇👇👇 LIVE webinar coming up on May 23rd at 3pm ET Register today https://t.co/ftZHkd5PDO @WinnowSolutions @Upstart @Orrick #SRA https://t.co/TWLlWlsHFw LIVE webinar coming up on May 23rd at 3pm ET Register today https://t.co/ftZHkd5PDO @WinnowSolutions @Upstart @Orrick #SRA https://t.co/TWLlWlsHFw"  
[X Link](https://x.com/Upstart/status/1790449791643549791)  2024-05-14T18:31Z 18.4K followers, [----] engagements


"We're thrilled to continue our partnership with Castlelake to ensure a resilient supply of capital to expand access to affordable credit. https://prn.to/4ctzyYh https://prn.to/4ctzyYh"  
[X Link](https://x.com/Upstart/status/1803821802646274124)  2024-06-20T16:06Z 18.4K followers, [----] engagements


"How can the right regulations support rather than hinder innovation in #fintech @FintechPolicyUS CEO Phil Goldfeder explains on the Leaders in Lending Podcast. Check it out 👇 http://info.upstart.com/phil-goldfeder-ep-146 http://info.upstart.com/phil-goldfeder-ep-146"  
[X Link](https://x.com/Upstart/status/1806356272037662794)  2024-06-27T15:57Z 18.4K followers, [---] engagements


"How should dealers sell #EVs to #GenZ as they become the primary market for these vehicles On our Leadership in the Dealership podcast Amira Aly of VoltAlytics lays out the right strategy to meet this demo's particular preferences and needs. Listen: https://bit.ly/3RMqDcF https://bit.ly/3RMqDcF"  
[X Link](https://x.com/Upstart/status/1806358500907405415)  2024-06-27T16:06Z 18.4K followers, [---] engagements


"Excited to be named one of the worlds top #fintech companies - thank you @CNBC https://www.cnbc.com/the-worlds-top-250-fintech-companies-2024/#alt-fin https://www.cnbc.com/the-worlds-top-250-fintech-companies-2024/#alt-fin"  
[X Link](https://x.com/Upstart/status/1811214937621942483)  2024-07-11T01:44Z 18.4K followers, [----] engagements


"In this tough lending environment car-buying seems to bottleneck at financingbut it doesn't have to. #AI can make #financing easy efficient and affordable for customers and more profitable for #auto dealers Find out how👉 https://vimeo.com/988555791 https://vimeo.com/988555791"  
[X Link](https://x.com/Upstart/status/1818333083885523110)  2024-07-30T17:09Z 18.4K followers, [----] engagements


"$UPST Q224 earnings results:"  
[X Link](https://x.com/Upstart/status/1820914865415872894)  2024-08-06T20:08Z 18.4K followers, 11K engagements


"Get the full read on $UPST Q2 [----] earnings with @davegirouards earnings call transcript: https://bit.ly/3SyPrF5 https://bit.ly/3SyPrF5"  
[X Link](https://x.com/Upstart/status/1820924785695551706)  2024-08-06T20:47Z 18.4K followers, [----] engagements


"🚀 We just released one of the largest and most impactful improvements to our personal loan underwriting model in Upstart history. Howd we do it 🧐 Find out 👉 https://medium.com/upstart-tech/how-we-built-our-most-advanced-underwriting-model-yet-a6b46ca3225f https://medium.com/upstart-tech/how-we-built-our-most-advanced-underwriting-model-yet-a6b46ca3225f"  
[X Link](https://x.com/Upstart/status/1823801060101673214)  2024-08-14T19:17Z 18.5K followers, [----] engagements


"Today In two hours - at 2pm ET - catch Upstart Principal Product Manager Brett Manning discuss our unique approach to data during this month's @Equifax Market Pulse webinar. Register 👇 Register for our upcoming webinar where experts will discuss macroeconomic updates consumer credit trends and more on key Fintech topics as well as a discussion around differentiated and #AlternativeData. https://t.co/xP1SDFB8vH #Fintech https://t.co/fwwrUp5iUV Register for our upcoming webinar where experts will discuss macroeconomic updates consumer credit trends and more on key Fintech topics as well as a"  
[X Link](https://x.com/Upstart/status/1824115392966725899)  2024-08-15T16:06Z 18.5K followers, [----] engagements


"The @AmerBanker's @pennycrosman dives deep into the thorniest question in AI lending: Does there have to be a tradeoff between accuracy and fairness In fact AI can improve *both* in traditional underwriting models. Read about it here (paywall) https://www.americanbanker.com/news/in-ai-based-lending-is-there-an-accuracy-vs-fairness-tradeoff https://www.americanbanker.com/news/in-ai-based-lending-is-there-an-accuracy-vs-fairness-tradeoff"  
[X Link](https://x.com/Upstart/status/1828114359471743160)  2024-08-26T16:56Z 18.5K followers, [----] engagements


"Our CEO @davegirouard explains one of the largest and most impactful improvements to Upstarts model in our history. Tune in to the @AmerBanker pod for more https://www.americanbanker.com/podcast/upstarts-ceo-dave-girouard-explains-brighter-outlook-for-rest-of-2024 https://www.americanbanker.com/podcast/upstarts-ceo-dave-girouard-explains-brighter-outlook-for-rest-of-2024"  
[X Link](https://x.com/Upstart/status/1839714078048051290)  2024-09-27T17:09Z 18.5K followers, [----] engagements


"Upstart is now a certified provider in the @Stellantis Digital Retailing Program helping Stellantis dealers sell more cars through a modern online-to-showroom car buying experience. Learn more about Upstart Auto Retail: #auto #dealers #digitalretail http://upstart.com/dealers http://upstart.com/dealers"  
[X Link](https://x.com/Upstart/status/1847320538211119603)  2024-10-18T16:55Z 18.6K followers, [----] engagements


""We also want to be effective at extending high-quality loans to our members. That's where a partner like Upstart can fit." @AlliantCU CEO Dennis Devine tells @AmerBanker about our new T-Prime program. Check it out (sub required) https://www.americanbanker.com/creditunions/news/upstart-pivots-to-prime-lending-for-partners-like-alliant-credit-union https://www.americanbanker.com/creditunions/news/upstart-pivots-to-prime-lending-for-partners-like-alliant-credit-union"  
[X Link](https://x.com/Upstart/status/1850957949944152327)  2024-10-28T17:48Z 19.1K followers, [----] engagements


"Tune in today for $UPST Q3'24 earnings w/CEO @davegirouard & CFO Sanjay Datta at 4:30pm ET/1:30pm PT. Listen: https://bit.ly/3YT2JQA https://bit.ly/3YT2JQA"  
[X Link](https://x.com/Upstart/status/1854546896959713756)  2024-11-07T15:30Z 18.5K followers, [----] engagements


"Weve released $UPST Q3 [----] earnings: https://bit.ly/48KgMer https://bit.ly/48KgMer"  
[X Link](https://x.com/Upstart/status/1854631775110119512)  2024-11-07T21:07Z 18.5K followers, [----] engagements


"Tune in for $UPST Q3'24 earnings w/CEO @davegirouard and CFO Sanjay Datta at 4:30pm ET/1:30pm PT. Listen to the call and find our earnings presentation here: https://bit.ly/3YT2JQA https://bit.ly/3YT2JQA"  
[X Link](https://x.com/Upstart/status/1854633710781444114)  2024-11-07T21:15Z 18.5K followers, [----] engagements


"Read Chief Financial Officer Sanjay Dattas earnings call transcript here: https://bit.ly/3CeLQae https://bit.ly/3CeLQae"  
[X Link](https://x.com/Upstart/status/1854643458520072206)  2024-11-07T21:53Z 18.5K followers, [----] engagements


""We're a company that I think for a long time was both fast growth and profitable really good unit economics and that's the company we're becoming again." Upstart CEO Dave Girouard talks to Yahoo Finance about Q3 [----] earnings 👇 "Our business has kind of gotten into a nice growth mode" Upstart CEO @davegirouard says on $UPST Q3 earnings. "We're moving really quickly. We're introducing new AI models." https://t.co/cciikfIZ1E "Our business has kind of gotten into a nice growth mode" Upstart CEO @davegirouard says on $UPST Q3 earnings. "We're moving really quickly. We're introducing new AI"  
[X Link](https://x.com/Upstart/status/1854665813434769786)  2024-11-07T23:22Z 18.5K followers, [----] engagements


""The more loans we originate the more accurate our models get. We can approve more people and give people lower rates and that translates directly into volume growth. GM of Auto Alex Rouse to @AutoFinanceNews Read (sub required)👇 https://www.autofinancenews.net/allposts/earnings/upstart-adds-stellantis-decreases-funding-time https://www.autofinancenews.net/allposts/earnings/upstart-adds-stellantis-decreases-funding-time"  
[X Link](https://x.com/Upstart/status/1856068440785559767)  2024-11-11T20:16Z 18.5K followers, [----] engagements


"DR Bank is now using Upstarts small-dollar loan product to support customers with short-term financial needs: Follow the link above to find out how Upstart is helping #lenders serve the millions of #consumers in need of small-dollar #loans. https://bit.ly/4fSKDE2 https://bit.ly/4fSKDE2"  
[X Link](https://x.com/Upstart/status/1858879280517624071)  2024-11-19T14:25Z 18.5K followers, [----] engagements


"🚨Here's your new must-listen #AIPodcast What the AI🚨 It's your weekly guide to the world of #ArtificialIntelligence where hosts @jkeltner and Annie Delgado break down the latest #AI developments and their impact on business & finance. Listen 👉 https://spoti.fi/3Okphnc https://spoti.fi/3Okphnc"  
[X Link](https://x.com/Upstart/status/1859291717926580373)  2024-11-20T17:44Z 18.5K followers, [----] engagements


"Upstart CEO @davegirouard explains how AI is changing the lending game on the latest episode of @AfterEarnings with host @AnnBerry_NYC. Listen 👇 https://www.afterearnings.com/how-ai-could-impact-your-credit-score-with-upstart-ceo-dave-girouard/ https://www.afterearnings.com/how-ai-could-impact-your-credit-score-with-upstart-ceo-dave-girouard/"  
[X Link](https://x.com/Upstart/status/1861093103450599759)  2024-11-25T17:02Z 18.5K followers, [----] engagements


"We're proud to welcome @AdviaCU to the Upstart family of lending partners 🎉 Learn more about how we're helping our partners step into the AI-enabled future of credit here: http://upstart.com/lenders http://upstart.com/lenders"  
[X Link](https://x.com/Upstart/status/1864323929570963567)  2024-12-04T15:00Z 18.5K followers, [----] engagements


"Hear from Gordon Levy SVP of Risk and Analytics at @applebankcare as he shares how Apple Banks 3+ year partnership with Upstart has enabled them to gain new customers and stay on top of evolving macroeconomic conditions. And learn more about how we're helping our partners step into the AI-enabled future of credit here: http://upstart.com/lenders http://upstart.com/lenders"  
[X Link](https://x.com/Upstart/status/1864372134040228091)  2024-12-04T18:12Z 18.5K followers, [----] engagements


"Listen 👉 Nat Hoopes (@Hoopes_Fintech) Upstart's Head of Public Policy and Regulatory Affairs discusses #openbanking and its benefits for #creditunions. http://info.upstart.com/nat-hoopes-ep-157 http://info.upstart.com/nat-hoopes-ep-157"  
[X Link](https://x.com/Upstart/status/1866506828152254549)  2024-12-10T15:34Z 18.5K followers, [----] engagements


".@ron_bouchards closes more deals by using Upstart Auto Retail to streamline the car-buying process. Find out how they did it 👉 http://goauto.upstart.com/ron-bouchard-case-study http://goauto.upstart.com/ron-bouchard-case-study"  
[X Link](https://x.com/Upstart/status/1867265587916738856)  2024-12-12T17:49Z 18.5K followers, [----] engagements


"🤩 Were honored to be named one of @BuiltIn's [----] Best Places to Work in the U.S. 🤩 Upstart was again ranked among the Best Large Places to Work in the U.S. as well as in San Francisco and Austin Texas. Were also still one of the Best Remote Places to Work and Best Remote Large Places to Work. We continue to believe in the power of our digital-first model which brings together the highest-caliber candidates from across the U.S. to work toward our mission of expanding access to credit for all. Interested in joining us or knowing more Follow us here on LinkedIn and view our open roles:"  
[X Link](https://x.com/Upstart/status/1876704017612726646)  2025-01-07T18:54Z 18.6K followers, [----] engagements


"We're proud to welcome @SandiaArea Federal Credit Union to the Upstart family of lending partners 🎉 Learn more about how we're helping our partners step into the AI-enabled future of credit here: http://upstart.com/lenders http://upstart.com/lenders"  
[X Link](https://x.com/Upstart/status/1877007504221081897)  2025-01-08T15:00Z 18.6K followers, [----] engagements


"AI is revolutionizing fair lendingand we have the numbers to show for it. Compared to a traditional credit model our AI-powered model: - Approves 101% more applicants - Reduces APRs by 38% These breakthrough results are just the beginning. In our new series on AI and fair lending we're tackling the industry's biggest challenges head-on: - Identifying and eliminating potentially negative proxies - Enhancing model explainability - Improving adverse action notices - Developing less discriminatory alternatives - Advancing fair-lending testing methodologies Read the first installment with more"  
[X Link](https://x.com/Upstart/status/1877125262820913202)  2025-01-08T22:48Z 18.6K followers, 11.6K engagements


"🤔 Did you know that variables like ZIP codes or language preferences can unintentionally block credit access At Upstart weve developed a patent-pending method to detect and eliminate these "proxies" in underwriting models ensuring fairness and compliance with the Equal Credit Opportunity Act. Learn how were building more inclusive lending systems at the link below 🤝 https://www.upstart.com/lenders/regulatory-compliance/detecting-eliminating-proxies/ https://www.upstart.com/lenders/regulatory-compliance/detecting-eliminating-proxies/"  
[X Link](https://x.com/Upstart/status/1879973895710863615)  2025-01-16T19:27Z 18.6K followers, [----] engagements


"What if you could create and manage data pipelineswithout writing thousands of lines of custom code Thats exactly what Aqueduct Upstarts new low-code/no-code data platform does. With Aqueduct were enabling our teams to: 🚀 Build scalable data pipelines without specialized data engineering skills 📊 Reduce development time and unlock business insights faster 🔧 Automate infrastructure scaling and security for seamless workflows Want to see how it works Dive into our blog to learn more: https://medium.com/upstart-tech/upstarts-new-low-code-no-code-data-platform-aqueduct-282799dbdfed"  
[X Link](https://x.com/Upstart/status/1886553131263385971)  2025-02-03T23:11Z 18.6K followers, [----] engagements


"AI in lending is powerful but is it fair 🤔 At Upstart we dont just ask the questionwe solve for it. Weve developed an approach to Less Discriminatory Alternatives that minimizes bias without sacrificing accuracy. 🎯 🔎 Discover how were innovating to ensure every borrower gets a fair shake: http://upstart.com/lenders/regulatory-compliance/less-discriminatory-alternatives http://upstart.com/lenders/regulatory-compliance/less-discriminatory-alternatives"  
[X Link](https://x.com/Upstart/status/1886810814939623571)  2025-02-04T16:15Z 18.6K followers, [----] engagements


"Tune in today for $UPST Q4 and FY [----] earnings with CEO @davegirouard and CFO Sanjay Datta at 4:30pm ET/1:30pm PT. Listen ➡ https://ir.upstart.com/events/event-details/upstart-network-inc-fourth-quarter-2024-earnings-conference-call https://ir.upstart.com/events/event-details/upstart-network-inc-fourth-quarter-2024-earnings-conference-call"  
[X Link](https://x.com/Upstart/status/1889336869248229865)  2025-02-11T15:33Z 18.6K followers, [----] engagements


"Get the full read on $UPST Q4 and FY [----] earnings with the call transcript: http://upstart.com/news/q4-and-full-year-2024-earnings-call-transcript/ http://upstart.com/news/q4-and-full-year-2024-earnings-call-transcript/"  
[X Link](https://x.com/Upstart/status/1889437397198221409)  2025-02-11T22:12Z 18.6K followers, [----] engagements


"Did you miss Upstart CFO Sanjay Datta's post-earnings interview with @HenryInvests No problem - the full recording is below and on YouTube at Be sure to check it out http://youtube.com/watchv=27_HBa6P_zU My conversation with @Upstart CFO Sanjay Datta Thursday February [--] [----] $UPST (0:00) Introduction (0:38) Upstart Comeback Story (1:47) Model [--] & AI Advancements (4:05) Risk Sharing Agreements (6:59) Upstart Auto (9:06) Mortgage Lending Plans (11:44) Tariffs & Credit Cards https://t.co/n7dkqbKgFn http://youtube.com/watchv=27_HBa6P_zU My conversation with @Upstart CFO Sanjay Datta Thursday"  
[X Link](https://x.com/Upstart/status/1890420041943752920)  2025-02-14T15:17Z 18.7K followers, 14.4K engagements


"Were thrilled to welcome Peter Bernard to the Upstart Board of Directors. Peters deep expertise in banking and risk management and rich knowledge of public and private markets will be particularly valuable as we continue to innovate and expand on the funding side of our business. Upstart CEO Dave Girouard More: http://upstart.com/news/pr/upstart-appoints-peter-bernard-to-its-board-of-directors http://upstart.com/news/pr/upstart-appoints-peter-bernard-to-its-board-of-directors"  
[X Link](https://x.com/Upstart/status/1892213152126996607)  2025-02-19T14:02Z 18.7K followers, [----] engagements


"We're proud to welcome Holyoke Credit Union to the Upstart family of lending partners 🎉 Learn more about how we're helping our partners step into the AI-enabled future of credit here: http://upstart.com/lenders http://upstart.com/lenders"  
[X Link](https://x.com/Upstart/status/1892251719574151341)  2025-02-19T16:35Z 18.7K followers, [----] engagements


"When Upstarters come together the future of credit takes shape. Thats why we called this years company gathering Game Changers. It was two days of big ideas breakthrough moments and bold calls to action - and we couldnt be more excited about 2025"  
[X Link](https://x.com/Upstart/status/1894043517007073500)  2025-02-24T15:15Z 18.7K followers, [----] engagements


"To all those celebrating around the world we wish you a joyous and peaceful Ramadan. 🌙 🕋"  
[X Link](https://x.com/Upstart/status/1895545513547551058)  2025-02-28T18:44Z 18.7K followers, [----] engagements


"Auto loan refinancing just got way easier. With Upstarts latest automation refi applicants can now complete the process without uploading a single document or waiting on human intervention all in one seamless session. Read more in this Auto Finance News piece 👇 AI-driven lending platform Upstart is investing in auto refinance technology to allow consumers to complete the process without uploading documents and with limited human intervention. #ai #autofinance #autoindustry #technology #refinance https://t.co/vcgO2VMFH2 AI-driven lending platform Upstart is investing in auto refinance"  
[X Link](https://x.com/Upstart/status/1897060256590782696)  2025-03-04T23:03Z 18.7K followers, [----] engagements


"Our SVP of Lending Partnerships Michael Lock talked to @CU_Times about the best ways for credit unions to compete for - and win - new members: https://www.cutimes.com/2025/03/10/upstart-navigates-credit-unions-through-lending-challenges-in-a-changing-market/ https://www.cutimes.com/2025/03/10/upstart-navigates-credit-unions-through-lending-challenges-in-a-changing-market/"  
[X Link](https://x.com/Upstart/status/1899521944091000867)  2025-03-11T18:04Z 18.7K followers, [----] engagements


"Upstart is proud to be an approved provider in the @Stellantis Digital Retailing Program. We're co-op eligible and designed to help dealers convert more online shoppers into in-store buyers. Learn more about Upstart Auto Retail 👉 http://upstart.com/dealers http://upstart.com/dealers"  
[X Link](https://x.com/Upstart/status/1903151356871053743)  2025-03-21T18:26Z 18.7K followers, [----] engagements


"In a wide-ranging interview with DSC Meridian Capital Upstart CEO @davegirouard breaks down how responsible AI can empower both borrowers *and* lenders. From early engagement with regulators to rethinking the credit score this is a must-read for anyone building tech for good. 👉 https://ir.upstart.com/static-files/6252c5ec-2a2e-45da-acdd-c16351963c10 https://ir.upstart.com/static-files/6252c5ec-2a2e-45da-acdd-c16351963c10"  
[X Link](https://x.com/Upstart/status/1909704966060884247)  2025-04-08T20:28Z 18.7K followers, [----] engagements


"In a wide-ranging interview with DSC Meridian Capital Upstart CEO @davegirouard breaks down how responsible AI can empower both borrowers *and* lenders. From early engagement with regulators to rethinking the credit score this is a must-read for anyone building tech for good. 👉 http://upstart.com/news/how-ai-creates-value-for-lenders-and-borrowers http://upstart.com/news/how-ai-creates-value-for-lenders-and-borrowers"  
[X Link](https://x.com/Upstart/status/1911147158792999291)  2025-04-12T19:59Z 18.7K followers, [----] engagements


"We report $UPST Q1 [----] earnings today at 4:30pm ET/1:30pm PT. Tune in live ➡ https://bit.ly/4k8BZmY https://bit.ly/4k8BZmY"  
[X Link](https://x.com/Upstart/status/1919761616515543522)  2025-05-06T14:30Z 18.7K followers, [----] engagements


"$UPST Q125 earnings results:"  
[X Link](https://x.com/Upstart/status/1919850327291134203)  2025-05-06T20:22Z 18.7K followers, [----] engagements


"$UPST Personal loan originations by borrower segment ($M)"  
[X Link](https://x.com/Upstart/status/1919855851990364584)  2025-05-06T20:44Z 18.7K followers, [----] engagements


"$UPST Home originations ($M)"  
[X Link](https://x.com/Upstart/status/1919855884018319567)  2025-05-06T20:44Z 18.7K followers, 12.2K engagements


"Get the full read on $UPST Q1 [----] earnings with the call transcript: http://upstart.com/news/q1-2025-earnings-call-transcript http://upstart.com/news/q1-2025-earnings-call-transcript"  
[X Link](https://x.com/Upstart/status/1919869136945000465)  2025-05-06T21:37Z 18.7K followers, [----] engagements


"We're proud to welcome @all_in_cu to the Upstart family of lending partners 🎉 Learn more about how we're helping our partners step into the AI-enabled future of credit here: http://upstart.com/lenders http://upstart.com/lenders"  
[X Link](https://x.com/Upstart/status/1927748526802411819)  2025-05-28T15:27Z 18.7K followers, [----] engagements


"Lending is a $25T industryand its still full of inefficiencies mispricing and outdated infrastructure. At Upstarts first AI Day we laid out why were building a category-of-one business. Heres how 🧵"  
[X Link](https://x.com/Upstart/status/1930025805792657431)  2025-06-03T22:16Z 18.8K followers, 16.5K engagements


"Third: Capital is key. Weve built a flexible scalable and resilient marketplaceconnecting banks credit unions and investors to the future of lending"  
[X Link](https://x.com/Upstart/status/1930026080540455325)  2025-06-03T22:17Z 18.7K followers, [---] engagements


"Fourth: A brand that lasts. Borrowers dont choose an underwriterthey choose an experience they can trust. The best rates and best experience is what drives real loyalty and that cant be replicated easily. Our [--] star reviews on @Trustpilot speak for themselves"  
[X Link](https://x.com/Upstart/status/1930026461051990480)  2025-06-03T22:19Z 18.7K followers, [----] engagements


"@Trustpilot Fifth: Brand is built on outcomes. When borrowers get better rates a faster process and no surprisesthey come back and they tell others. Reading our reviews on @Trustpilot will tell you all you need to know about what it's like to borrow with Upstart"  
[X Link](https://x.com/Upstart/status/1930026569566957869)  2025-06-03T22:19Z 18.7K followers, [---] engagements


"@Trustpilot The takeaway Upstart is changing the future of lending. Were building the platform and infrastructure to transform how credit worksfor everyone. Foundation-model AI Capital at scale A brand borrowers believe in Catch up on AI Day here http://youtube.com/watchv=p-NK9AOJLA4 http://youtube.com/watchv=p-NK9AOJLA4"  
[X Link](https://x.com/Upstart/status/1930026684197286117)  2025-06-03T22:19Z 18.7K followers, [---] engagements


"Watch Upstart's AI Day in full: Executives dive deep into our AI advantage category-of-one business the companys profitability and resilience and the significant opportunity ahead. 00:00 - Sonya Banerjee VP of Investor Relations: Welcome 02:03 - Dave Girouard Co-founder and CEO: The Opportunity 34:13 - Paul Gu Co-founder and CTO: Our AI Advantage 1:25:24 - Chantal Rapport CMO & SVP of Growth: Our Category-of-One Business 1:46:07 - Sanjay Datta CFO: Profitability & Resilience 2:19:34 - Executive Q&A Find the presentation materials here:"  
[X Link](https://x.com/Upstart/status/1930384020547784800)  2025-06-04T21:59Z 18.7K followers, [----] engagements


"Cobalt Credit Union knows that their members have diverse financial needsthats why they've partnered with Upstart to offer three AI-powered products: personal loans auto refinance loans and home equity loans. Welcome to the family @cobaltcu Learn more about how we're transforming lending for partners nationwide: http://upstart.com/lenders http://upstart.com/lenders"  
[X Link](https://x.com/Upstart/status/1938023330717831307)  2025-06-25T23:55Z 18.7K followers, [----] engagements


"How does Upstart modeling differentiate from a traditional model Many more approvals at the same losses"  
[X Link](https://x.com/Upstart/status/1938334190279528802)  2025-06-26T20:30Z 18.7K followers, [----] engagements


"How does AI dramatically improve risk separation Upstart CTO Paul Gu walks through the tech powering our foundation model for credit at aI day: Loan-month modeling Custom loss functions Dynamic macro response Here are the highlights:"  
[X Link](https://x.com/Upstart/status/1939837585322647584)  2025-07-01T00:04Z 18.7K followers, [----] engagements


"Paul explains why predicting when someone defaults matters more than if they default: https://youtu.be/d_tVkCi9wOc https://youtu.be/d_tVkCi9wOc"  
[X Link](https://x.com/Upstart/status/1939837739534627241)  2025-07-01T00:05Z 18.7K followers, [---] engagements


"Typical Log loss functions lead models away from the financially optimal solutionUpstart's proprietary NPV-based loss function corrects that: https://youtu.be/w1OGbRG0fjs https://youtu.be/w1OGbRG0fjs"  
[X Link](https://x.com/Upstart/status/1939837934217437266)  2025-07-01T00:06Z 18.7K followers, [---] engagements


"Upstarts models now treat time as a feature. That means we can detectand react tomacroeconomic changes quickly. Faster adaptation = more resilient lending decisions. Watch CTO Paul Gu explain how that impacts results in a backtest: https://youtu.be/vg1hKoo3MBQ https://youtu.be/vg1hKoo3MBQ"  
[X Link](https://x.com/Upstart/status/1939838093651329501)  2025-07-01T00:06Z 18.7K followers, [----] engagements


"AI isnt just about smarter underwritingits a superior experience. Fewer docs. Less time. Lower losses. The result Credit that's faster more affordable and more accessible for millions. CTO Paul Gu breaks it down https://youtu.be/4IZzoGzxoAg https://youtu.be/4IZzoGzxoAg"  
[X Link](https://x.com/Upstart/status/1940511491708670448)  2025-07-02T20:42Z 18.8K followers, [----] engagements


"We report $UPST Q2 [----] earnings tomorrow at 1:30PM PT / 4:30PM ET. Tune in live to hear our second quarter results and outlook on whats next. https://edge.media-server.com/mmc/p/9dyeec3a/ https://edge.media-server.com/mmc/p/9dyeec3a/"  
[X Link](https://x.com/Upstart/status/1952422437183975915)  2025-08-04T17:32Z 18.9K followers, 11.4K engagements


"Q2 results are in. Accelerated growth a return to GAAP profitability and focused execution against our [----] prioritiesheres what we delivered 👇 $UPST"  
[X Link](https://x.com/Upstart/status/1952823697871421656)  2025-08-05T20:07Z 18.9K followers, [----] engagements


"$2.8B in originations this quarter (+154% YoY). More Americans are turning to Upstart for faster smarter access to credit. $UPST for a full version of our earnings deck and financial results please see our Investor Relations site https://ir.upstart.com/ https://ir.upstart.com/"  
[X Link](https://x.com/Upstart/status/1952823699905695944)  2025-08-05T20:07Z 18.9K followers, [----] engagements


"We made big strides this quarter in both Home and Auto lending unlocking meaningful wins for our borrowers. Upstart Auto originations grew 6X versus Q224 and 87% quarter-over-quarter Home originations grew 9X versus Q224 and 67% quarter-over-quarter. $UPST"  
[X Link](https://x.com/Upstart/status/1952823702833492122)  2025-08-05T20:07Z 19K followers, [----] engagements


"Our total revenue in Q2 was $257M an increase of 102% YoY $UPST"  
[X Link](https://x.com/Upstart/status/1952823706180567377)  2025-08-05T20:07Z 19K followers, 21.6K engagements


"Dave Girouard: On our call a year ago we provided the first signs that Upstart was returning to growth mode - and today you can see it in full bloom. $UPST"  
[X Link](https://x.com/Upstart/status/1952823708998881644)  2025-08-05T20:07Z 18.9K followers, [----] engagements


"📺 Just in: Upstart CEO Dave Girouard joined @YahooFinance to talk Q2 results AI-driven growth and what sets $UPST apart. Full interview 📈 102% YoY growth. Triple digitswho else can say that On @YahooFinance Dave highlights: ✅ Record growth in bank + credit union funding ✅ AI driving better conversions & instant approvals ✅ Home + Auto up 67% / 87% QoQ ✅ Long-term outlook: 🔥 The momentum is real. $UPST https://finance.yahoo.com/video/upstart-stock-sinks-despite-q2-171015376.html https://finance.yahoo.com/video/upstart-stock-sinks-despite-q2-171015376.html"  
[X Link](https://x.com/Upstart/status/1953153843191267529)  2025-08-06T17:58Z 18.9K followers, [----] engagements


"Savings rates remain near record lows. Access to credit is more critical than ever. @davegirouard joined @TBPN to share how $UPST AI is built for moments like this. More accurate models Instant approvals Better outcomes for borrowers and banks We asked @davegirouard (Founder & CEO @Upstart) about the health of the American consumer: "What you see across all forms of credit from student loans to mortgages is the highest default rates on credit since pre-Covid." "The consumer is definitely stressed. They're spending https://t.co/wXrRAsEf3Y We asked @davegirouard (Founder & CEO @Upstart) about"  
[X Link](https://x.com/Upstart/status/1955785215122792683)  2025-08-14T00:15Z 18.9K followers, [----] engagements


"Everyones talking about the future of credit. Were building it. Register to join @davegirouard and @sonya_banerjee for a live post-earnings AMA: 📆 Tues Aug [--] 1:30pm PT / 4:30pm ET 💬 Ask your question with #AskDave + $UPST https://upstart.zoom.us/webinar/register/WN_n6q7Ch20SbiJavnFvHlgKQ https://upstart.zoom.us/webinar/register/WN_n6q7Ch20SbiJavnFvHlgKQ"  
[X Link](https://x.com/Upstart/status/1957851125878608047)  2025-08-19T17:04Z 19K followers, 32.7K engagements


"Tomorrow: @davegirouard & @sonya_banerjee go live. The conversation will move fast. The answers will be direct. 📆 Tues. Aug [--] 1:30pm PT / 4:30pm ET 💬 Get your question in now #AskDave + $UPST https://upstart.zoom.us/webinar/register/WN_n6q7Ch20SbiJavnFvHlgKQ https://upstart.zoom.us/webinar/register/WN_n6q7Ch20SbiJavnFvHlgKQ"  
[X Link](https://x.com/Upstart/status/1960098580502634579)  2025-08-25T21:54Z 19K followers, [----] engagements


"Everyones talking about the future of credit. Were building it at $UPST. Our CEO @davegirouard shared his perspective in a live AMA. Watch the replay now:"  
[X Link](https://x.com/Upstart/status/1962911242160644245)  2025-09-02T16:11Z 19K followers, 13.8K engagements


"Working with leading credit unions like Texans Credit Union means we can help borrowers access more lending options to best meet their needs. Texans has already welcomed over [----] new members since our partnership began and the impact is clear. A more ideal approach than loan purchase programs is to partner with someone like Upstart who can actually memberize these clients to help grow our brand awareness and give us a shot at trying to garner deeper relationships with consumers said Mike McWethy EVP. Read their story here 👉 #Upstart #Partnership #PersonalLoans"  
[X Link](https://x.com/Upstart/status/1965830194775597540)  2025-09-10T17:30Z 19.1K followers, [----] engagements


"Should the US retire daylight savings and just have two time zones http://t.co/wbGfS0vc2D http://qz.com/142199/the-us-needs-to-retire-daylight-savings-and-just-have-two-time-zones-one-hour-apart/ http://qz.com/142199/the-us-needs-to-retire-daylight-savings-and-just-have-two-time-zones-one-hour-apart/"  
[X Link](https://x.com/Upstart/status/396288284650778624)  2013-11-01T14:51Z 18.5K followers, [--] engagements


"Just like autonomous cars the use of data science to radically overhaul & improve credit modeling is inevitable: http://buff.ly/1kw15hD http://buff.ly/1kw15hD"  
[X Link](https://x.com/Upstart/status/657716151217233920)  2015-10-24T00:32Z 18.7K followers, [--] engagements


"Personal loan tips for beginners: http://buff.ly/1PMcSnL http://buff.ly/1PMcSnL"  
[X Link](https://x.com/Upstart/status/658078535723163648)  2015-10-25T00:32Z 18.8K followers, [--] engagements


"What makes our loans different Check out @nerdwallet's review via @ajbombay http://buff.ly/1OlWIN6 http://buff.ly/1OlWIN6"  
[X Link](https://x.com/Upstart/status/680838249007427584)  2015-12-26T19:51Z 18.8K followers, [--] engagements


"On avg. a person will spend $935 this holiday seasonlearn more about holiday spending & what experts have to say: http://buff.ly/2fPPOJQ http://buff.ly/2fPPOJQ"  
[X Link](https://x.com/Upstart/status/802190613156425728)  2016-11-25T16:42Z 18.7K followers, [--] engagements


"📺 Upstart CEO @davegirouard spoke with @YahooFinance about the latest $UPST Q4 and FY2025 results - and the future of Upstart: We have a very foundational view that AI is going to be central to the future of credit and lending and we are in really we think the pole position in terms of helping to drive that change. 🔗 Full interview here: https://finance.yahoo.com/video/upstart-ceo-discusses-q4-earnings-000322211.html https://finance.yahoo.com/video/upstart-ceo-discusses-q4-earnings-000322211.html"  
[X Link](https://x.com/anyuser/status/2022002034367471681)  2026-02-12T17:37Z 19.3K followers, [----] engagements


"Upstarts leadership evolution will establish a founder-led company for decades to come"  
[X Link](https://x.com/anyuser/status/2021340924522234318)  2026-02-10T21:50Z 19.3K followers, [----] engagements


"$UPST Q4 and FY [----] results are inrecord revenue and rising demand across every lending product. Highlights below 👇"  
[X Link](https://x.com/anyuser/status/2021330005968728132)  2026-02-10T21:06Z 19.3K followers, [----] engagements


"We accelerated growth of new products while simultaneously reducing our balance sheet"  
[X Link](https://x.com/anyuser/status/2021330011731681390)  2026-02-10T21:06Z 19.3K followers, [----] engagements


"$UPST for a full version of our earnings deck and financial results please see our Investor Relations site https://ir.upstart.com/ https://ir.upstart.com/"  
[X Link](https://x.com/anyuser/status/2021330013614899519)  2026-02-10T21:06Z 19.3K followers, [----] engagements


"Keep an eye out for $UPST Q4 and FY [----] earnings tomorrow February [--]. Tune in at 1:30pm PT / 4:30pm ET https://edge.media-server.com/mmc/p/qthisswr/ https://edge.media-server.com/mmc/p/qthisswr/"  
[X Link](https://x.com/Upstart/status/2020976744727974264)  2026-02-09T21:42Z 19.3K followers, [----] engagements


"Expanding access to lending the digital way. @Rize_CU is teaming up with Upstart to bring personal loans to more Californians through a fully digital experiencedesigned to support members across the credit spectrum. 💻 Hear from Rizes Chief Lending Officer Jeanine Corpuz👇"  
[X Link](https://x.com/anyuser/status/2018465539862286760)  2026-02-02T23:24Z 19.3K followers, [----] engagements


"🔥 @SVBizJournals Asia Martin highlights the impact of modernizing lending for credit unions spotlighting our long standing partnership with @patelcopays. 👉 https://bit.ly/4qaI451 https://bit.ly/4qaI451"  
[X Link](https://x.com/anyuser/status/2016937660372123859)  2026-01-29T18:13Z 19.3K followers, [----] engagements


"Upstarts T-Prime lending program has helped Corning Credit Union (CCU) reach more super-prime borrowers and expand originations into six additional states all while keeping credit performance in line with or better than expectations" according to Jason Bierman Chief Administrative Officer and SVP. The CCU team is now exploring secured products including HELOCs for [----]. Read more: https://info.upstart.com/corning-credit-union-case-study https://info.upstart.com/corning-credit-union-case-study"  
[X Link](https://x.com/anyuser/status/2001760146264121535)  2025-12-18T21:03Z 19.3K followers, [----] engagements


"We are thrilled to continue our longstanding relationship with Castlelake with a new 12-month forward flow agreement. Read the details here: https://www.upstart.com/news/upstart-announces-forward-flow-agreement-with-castlelake/ https://www.upstart.com/news/upstart-announces-forward-flow-agreement-with-castlelake/"  
[X Link](https://x.com/anyuser/status/1986547782308798485)  2025-11-06T21:34Z 19.3K followers, [----] engagements


"Were making rapid progress as the leader in AI-powered credit. Unlike other platforms we generate our own training data with more than [--] million borrower repayment events to date. More data = improved separation and accuracy. $UPST"  
[X Link](https://x.com/anyuser/status/1985868074340495560)  2025-11-05T00:33Z 19.3K followers, [----] engagements


"$UPST Q3 results are in. Demand for Upstart-powered loans is growing while credit performance continues to be exceptional: a win for both borrowers and investors. Heres what we delivered 👇"  
[X Link](https://x.com/anyuser/status/1985818909535240700)  2025-11-04T21:18Z 19.3K followers, [----] engagements


"3X growth YoY in our new product categories. We continue to expand new forms of credit for our borrowers with Auto Home and Small Dollar Relief loans. $UPST"  
[X Link](https://x.com/anyuser/status/1985818912467140646)  2025-11-04T21:18Z 19.3K followers, [----] engagements


"$UPST for a full version of our earnings deck and financial results please see our Investor Relations site https://ir.upstart.com/ https://ir.upstart.com/"  
[X Link](https://x.com/anyuser/status/1985818914635596065)  2025-11-04T21:18Z 19.3K followers, [----] engagements


"We report $UPST Q3 [----] earnings tomorrow at 1:30pm PT / 4:30pm ET. Tune in live to hear how AI is transforming credit again. https://edge.media-server.com/mmc/p/bpvq62bc/ https://edge.media-server.com/mmc/p/bpvq62bc/"  
[X Link](https://x.com/anyuser/status/1985475362302935436)  2025-11-03T22:33Z 19.3K followers, 13.8K engagements

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