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# ![@TeaParty_1234 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::851366209224421376.png) @TeaParty_1234 Ludvigo

Ludvigo posts on X about transaction, $kspi, investment, want a the most. They currently have XX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::851366209224421376/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::851366209224421376/c:line/m:interactions.svg)

- X Week XXXXX +7,311%
- X Month XXXXX +738%
- X Months XXXXXX +1,866%
- X Year XXXXXX +62,225%

### Mentions: X [#](/creator/twitter::851366209224421376/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::851366209224421376/c:line/m:posts_active.svg)

- X Week XX +900%
- X Month XX +140%
- X Months XX +178%
- X Year XX +750%

### Followers: XX [#](/creator/twitter::851366209224421376/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::851366209224421376/c:line/m:followers.svg)

- X Week XX +27%
- X Month XX +55%
- X Months XX +182%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::851366209224421376/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::851366209224421376/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::851366209224421376/influence)
---

**Social category influence**
[finance](/list/finance)  XX% [currencies](/list/currencies)  XX% [countries](/list/countries)  XX%

**Social topic influence**
[transaction](/topic/transaction) 10%, [$kspi](/topic/$kspi) 10%, [investment](/topic/investment) 10%, [want a](/topic/want-a) 10%, [kazakhstan](/topic/kazakhstan) 10%, [loan](/topic/loan) 10%, [money](/topic/money) 10%, [momentum](/topic/momentum) XX%

**Top accounts mentioned or mentioned by**
[@gisposte](/creator/undefined) [@marketmakerspod](/creator/undefined) [@pinpointest](/creator/undefined) [@magiccompounds](/creator/undefined) [@abdrazakalmas](/creator/undefined) [@noalgos](/creator/undefined)
### Top Social Posts [#](/creator/twitter::851366209224421376/posts)
---
Top posts by engagements in the last XX hours

"5/x Standardized QR & Digital Tenge threat Kaspis payment moat is under attack. The national QR system + upcoming digital tenge could commoditize payments hitting margins & transaction volume. This isnt a far-off risk its immediate"  
[X Link](https://x.com/TeaParty_1234/status/1979498057449267710) [@TeaParty_1234](/creator/x/TeaParty_1234) 2025-10-18T10:41Z XX followers, XXX engagements


"1/x see a lot of slop-posting here on X about how cheap $KSPI is. Im not saying Kaspi cant be a good investment it might be. But buying something just because it looks cheap is rarely smart. So heres a thread on the risks and blind spots most seem to ignore. 👇"  
[X Link](https://x.com/TeaParty_1234/status/1979498049794716138) [@TeaParty_1234](/creator/x/TeaParty_1234) 2025-10-18T10:41Z XX followers, 1972 engagements


"4/x New bank tax The Kazakh govt introduced a new banking tax directly cutting into Kaspis bottom line. When a company becomes systemically important regulators tend to want a slice of the profits"  
[X Link](https://x.com/TeaParty_1234/status/1979498055700250662) [@TeaParty_1234](/creator/x/TeaParty_1234) 2025-10-18T10:41Z XX followers, XXX engagements


"8/x Macro & currency risk The tenge remains volatile. Even if Kaspi performs well operationally FX can erode USD returns quickly. Add in political & regulatory risk and the Kazakhstan discount is justified to a degree"  
[X Link](https://x.com/TeaParty_1234/status/1979498063145181611) [@TeaParty_1234](/creator/x/TeaParty_1234) 2025-10-18T10:41Z XX followers, XXX engagements


"2/x Higher-rate environment Kaspis lending arm thrived on cheaper credit. With rates staying high funding costs rise and loan demand softens. Margins could compress even if loan quality holds up. The easy money tailwind is gone"  
[X Link](https://x.com/TeaParty_1234/status/1979498051627561139) [@TeaParty_1234](/creator/x/TeaParty_1234) 2025-10-18T10:41Z XX followers, XXX engagements


"3/x Marketplace headwinds Growth risks slowing especially in smartphones and electronics. New regulations + weak demand are dragging this key GMV driver. If consumer electronics keep weighing on results e-commerce momentum fades"  
[X Link](https://x.com/TeaParty_1234/status/1979498053452157309) [@TeaParty_1234](/creator/x/TeaParty_1234) 2025-10-18T10:41Z XX followers, XXX engagements


"9/x Kaspi is a strong company no doubt. But low multiples low risk. Between rates regulation competition & capital choices there are cracks under the surface. Cheap can stay cheap when the market sees structural headwinds"  
[X Link](https://x.com/TeaParty_1234/status/1979498064923463743) [@TeaParty_1234](/creator/x/TeaParty_1234) 2025-10-18T10:41Z XX followers, XXX engagements


"@MagicCompounds Fair point but I still see it as a net negative since the closed payments enhanced Kaspis ecosystem and the take rates"  
[X Link](https://x.com/TeaParty_1234/status/1980351936391196948) [@TeaParty_1234](/creator/x/TeaParty_1234) 2025-10-20T19:14Z XX followers, XX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@TeaParty_1234 Avatar @TeaParty_1234 Ludvigo

Ludvigo posts on X about transaction, $kspi, investment, want a the most. They currently have XX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

Engagements Line Chart

  • X Week XXXXX +7,311%
  • X Month XXXXX +738%
  • X Months XXXXXX +1,866%
  • X Year XXXXXX +62,225%

Mentions: X #

Mentions Line Chart

  • X Week XX +900%
  • X Month XX +140%
  • X Months XX +178%
  • X Year XX +750%

Followers: XX #

Followers Line Chart

  • X Week XX +27%
  • X Month XX +55%
  • X Months XX +182%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance XX% currencies XX% countries XX%

Social topic influence transaction 10%, $kspi 10%, investment 10%, want a 10%, kazakhstan 10%, loan 10%, money 10%, momentum XX%

Top accounts mentioned or mentioned by @gisposte @marketmakerspod @pinpointest @magiccompounds @abdrazakalmas @noalgos

Top Social Posts #


Top posts by engagements in the last XX hours

"5/x Standardized QR & Digital Tenge threat Kaspis payment moat is under attack. The national QR system + upcoming digital tenge could commoditize payments hitting margins & transaction volume. This isnt a far-off risk its immediate"
X Link @TeaParty_1234 2025-10-18T10:41Z XX followers, XXX engagements

"1/x see a lot of slop-posting here on X about how cheap $KSPI is. Im not saying Kaspi cant be a good investment it might be. But buying something just because it looks cheap is rarely smart. So heres a thread on the risks and blind spots most seem to ignore. 👇"
X Link @TeaParty_1234 2025-10-18T10:41Z XX followers, 1972 engagements

"4/x New bank tax The Kazakh govt introduced a new banking tax directly cutting into Kaspis bottom line. When a company becomes systemically important regulators tend to want a slice of the profits"
X Link @TeaParty_1234 2025-10-18T10:41Z XX followers, XXX engagements

"8/x Macro & currency risk The tenge remains volatile. Even if Kaspi performs well operationally FX can erode USD returns quickly. Add in political & regulatory risk and the Kazakhstan discount is justified to a degree"
X Link @TeaParty_1234 2025-10-18T10:41Z XX followers, XXX engagements

"2/x Higher-rate environment Kaspis lending arm thrived on cheaper credit. With rates staying high funding costs rise and loan demand softens. Margins could compress even if loan quality holds up. The easy money tailwind is gone"
X Link @TeaParty_1234 2025-10-18T10:41Z XX followers, XXX engagements

"3/x Marketplace headwinds Growth risks slowing especially in smartphones and electronics. New regulations + weak demand are dragging this key GMV driver. If consumer electronics keep weighing on results e-commerce momentum fades"
X Link @TeaParty_1234 2025-10-18T10:41Z XX followers, XXX engagements

"9/x Kaspi is a strong company no doubt. But low multiples low risk. Between rates regulation competition & capital choices there are cracks under the surface. Cheap can stay cheap when the market sees structural headwinds"
X Link @TeaParty_1234 2025-10-18T10:41Z XX followers, XXX engagements

"@MagicCompounds Fair point but I still see it as a net negative since the closed payments enhanced Kaspis ecosystem and the take rates"
X Link @TeaParty_1234 2025-10-20T19:14Z XX followers, XX engagements

@TeaParty_1234
/creator/twitter::TeaParty_1234