[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @SwipeSahiHai Swipe Sahi Hai Swipe Sahi Hai posts on X about $hsbc, products, bank, saving the most. They currently have XXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/twitter::1974352907341570048/interactions)  - X Week XXXXXX +277% - X Month XXXXXX -XX% ### Mentions: X [#](/creator/twitter::1974352907341570048/posts_active)  - X Week XX +56% - X Month XX -XX% ### Followers: XXX [#](/creator/twitter::1974352907341570048/followers)  - X Week XXX +7.80% - X Month XXX +31% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::1974352907341570048/influencer_rank)  ### Social Influence **Social category influence** [stocks](/list/stocks) XXXXX% [finance](/list/finance) XXXX% **Social topic influence** [$hsbc](/topic/$hsbc) #34, [products](/topic/products) 7.14%, [bank](/topic/bank) 7.14%, [saving](/topic/saving) 7.14%, [accounting](/topic/accounting) 7.14%, [fine](/topic/fine) XXXX% **Top accounts mentioned or mentioned by** [@grok](/creator/undefined) [@skh27](/creator/undefined) [@professorcardz](/creator/undefined) [@ankammr](/creator/undefined) [@finpaal](/creator/undefined) [@icicibank](/creator/undefined) [@bhushan_tal_27](/creator/undefined) [@coldbrewtonic](/creator/undefined) [@girirajbhootra](/creator/undefined) [@prashantnhn](/creator/undefined) [@luxe_explorer](/creator/undefined) **Top assets mentioned** [HSBC Holdings PLC (HSBC)](/topic/$hsbc) ### Top Social Posts Top posts by engagements in the last XX hours "It stood tall for years - mainly because customers had no real reason to move their TRV away from HDFC. Back then EPM and Premier didnt exist and Magnus wasnt tied to Burgundy either. The moment these three products entered the market HDFC started to feel the heat. This was avoidable. A more disciplined forward-looking product design would have protected it longer" [X Link](https://x.com/SwipeSahiHai/status/2000757271064969486) 2025-12-16T02:38Z XXX followers, XXX engagements "🦊 Rumours of Infinia downgrades arent random. They signal poor product design. If a card is effectively lifetime-free and offers zero net returns to the bank across all spends it wont survive the Indian consumer. That model always breaks. HSBC designed Premier far better even while rewarding users more than HDFC ever did. Why Because Premier has continuous TRV discipline not a one-time entry hack. Dont maintain it You pay 20K. Simple. Infinia on the other hand was distributed like candy no ongoing commitment no guardrails. ICICI realised this late and tightened EPM. Better late than never." [X Link](https://x.com/SwipeSahiHai/status/2000615240275489237) 2025-12-15T17:13Z XXX followers, 12.2K engagements "@ProfessorCardz Also - ICICI just needs accor as transfer partner with 1:1 to burn HDFC and HSBC to the ground" [X Link](https://x.com/SwipeSahiHai/status/2000930030692786501) 2025-12-16T14:04Z XXX followers, XXX engagements "Something interesting just arrived #ccgeeks" [X Link](https://x.com/SwipeSahiHai/status/1999442627692036381) 2025-12-12T11:34Z XXX followers, 5263 engagements "🦊 Opened the rewards section on my DBS card with zero expectations. Didnt think thered be much. Turns out there was. Started looking at redemption options and then noticed something different - donate reward points. These werent points I was saving for anything. No mental accounting. No opportunity cost. So I donated them. It helped someone didnt pinch me at all - and honestly I slept a little better that night. Sometimes the best way to burn points isnt on yourself" [X Link](https://x.com/SwipeSahiHai/status/2000123980695646528) 2025-12-14T08:41Z XXX followers, 1326 engagements "🦊 Accor transfers from HSBC are working flawlessly. Did a test transfer of 1000 points bonus reflected instantly. Then transferred the remaining points worked again. So yes: ✔ Bonus points are posting immediately ✔ Multiple transfers are working fine All smooth on the ground not just on paper. #SwipeSahiHai #ccgeeks" [X Link](https://x.com/SwipeSahiHai/status/2000502945117245752) 2025-12-15T09:47Z XXX followers, XXX engagements "@skh27 Change is the only constant. Thats not the point. The biggest blunder that HDFC did was to let people move funds after they received the card. That is the product design mistake I am talking about. And second blunder was to distribute it freely" [X Link](https://x.com/SwipeSahiHai/status/2000817895279104255) 2025-12-16T06:38Z XXX followers, XX engagements "I think it will happen. In fact I think its impossible for HSBC to bring vouchers at XX% returns as accor transfer will fetch XX% in that case. Which is not sustainable at all. It is sustainable for travels as the margins are pretty high and prices are generally more than market prices" [X Link](https://x.com/SwipeSahiHai/status/2000935161282855290) 2025-12-16T14:24Z XXX followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@SwipeSahiHai Swipe Sahi Hai
Swipe Sahi Hai posts on X about $hsbc, products, bank, saving the most. They currently have XXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX +277%
- X Month XXXXXX -XX%
Mentions: X #
- X Week XX +56%
- X Month XX -XX%
Followers: XXX #
- X Week XXX +7.80%
- X Month XXX +31%
CreatorRank: XXXXXXXXX #
Social Influence
Social category influence stocks XXXXX% finance XXXX%
Social topic influence $hsbc #34, products 7.14%, bank 7.14%, saving 7.14%, accounting 7.14%, fine XXXX%
Top accounts mentioned or mentioned by @grok @skh27 @professorcardz @ankammr @finpaal @icicibank @bhushan_tal_27 @coldbrewtonic @girirajbhootra @prashantnhn @luxe_explorer
Top assets mentioned HSBC Holdings PLC (HSBC)
Top Social Posts
Top posts by engagements in the last XX hours
"It stood tall for years - mainly because customers had no real reason to move their TRV away from HDFC. Back then EPM and Premier didnt exist and Magnus wasnt tied to Burgundy either. The moment these three products entered the market HDFC started to feel the heat. This was avoidable. A more disciplined forward-looking product design would have protected it longer"
X Link 2025-12-16T02:38Z XXX followers, XXX engagements
"🦊 Rumours of Infinia downgrades arent random. They signal poor product design. If a card is effectively lifetime-free and offers zero net returns to the bank across all spends it wont survive the Indian consumer. That model always breaks. HSBC designed Premier far better even while rewarding users more than HDFC ever did. Why Because Premier has continuous TRV discipline not a one-time entry hack. Dont maintain it You pay 20K. Simple. Infinia on the other hand was distributed like candy no ongoing commitment no guardrails. ICICI realised this late and tightened EPM. Better late than never."
X Link 2025-12-15T17:13Z XXX followers, 12.2K engagements
"@ProfessorCardz Also - ICICI just needs accor as transfer partner with 1:1 to burn HDFC and HSBC to the ground"
X Link 2025-12-16T14:04Z XXX followers, XXX engagements
"Something interesting just arrived #ccgeeks"
X Link 2025-12-12T11:34Z XXX followers, 5263 engagements
"🦊 Opened the rewards section on my DBS card with zero expectations. Didnt think thered be much. Turns out there was. Started looking at redemption options and then noticed something different - donate reward points. These werent points I was saving for anything. No mental accounting. No opportunity cost. So I donated them. It helped someone didnt pinch me at all - and honestly I slept a little better that night. Sometimes the best way to burn points isnt on yourself"
X Link 2025-12-14T08:41Z XXX followers, 1326 engagements
"🦊 Accor transfers from HSBC are working flawlessly. Did a test transfer of 1000 points bonus reflected instantly. Then transferred the remaining points worked again. So yes: ✔ Bonus points are posting immediately ✔ Multiple transfers are working fine All smooth on the ground not just on paper. #SwipeSahiHai #ccgeeks"
X Link 2025-12-15T09:47Z XXX followers, XXX engagements
"@skh27 Change is the only constant. Thats not the point. The biggest blunder that HDFC did was to let people move funds after they received the card. That is the product design mistake I am talking about. And second blunder was to distribute it freely"
X Link 2025-12-16T06:38Z XXX followers, XX engagements
"I think it will happen. In fact I think its impossible for HSBC to bring vouchers at XX% returns as accor transfer will fetch XX% in that case. Which is not sustainable at all. It is sustainable for travels as the margins are pretty high and prices are generally more than market prices"
X Link 2025-12-16T14:24Z XXX followers, XXX engagements