#  @StockZombie222 @StockZombie222 @StockZombie222 posts on X about $upst, stocks, fintech, ai the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours. ### Engagements: [---] [#](/creator/twitter::1944927576302215168/interactions)  - [--] Week [------] +2,945% - [--] Month [------] +126% - [--] Months [-------] +1,233% ### Mentions: [--] [#](/creator/twitter::1944927576302215168/posts_active)  - [--] Months [--] +791% ### Followers: [---] [#](/creator/twitter::1944927576302215168/followers)  - [--] Week [---] +3.80% - [--] Month [---] +4.60% - [--] Months [---] +74% ### CreatorRank: [---------] [#](/creator/twitter::1944927576302215168/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) 39% [stocks](/list/stocks) 29% [automotive brands](/list/automotive-brands) 3% [technology brands](/list/technology-brands) 3% [social networks](/list/social-networks) 2% [countries](/list/countries) 2% [celebrities](/list/celebrities) 1% [events](/list/events) 1% [cryptocurrencies](/list/cryptocurrencies) 1% **Social topic influence** [$upst](/topic/$upst) #15, [stocks](/topic/stocks) 15%, [fintech](/topic/fintech) 13%, [ai](/topic/ai) 13%, [market](/topic/market) 8%, [$39m](/topic/$39m) #8, [money](/topic/money) 6%, [credit union](/topic/credit-union) 6%, [ceo](/topic/ceo) 5%, [skin](/topic/skin) 5% **Top accounts mentioned or mentioned by** [@upstart](/creator/undefined) [@henryinvests](/creator/undefined) [@davegirouard](/creator/undefined) [@paulxgu](/creator/undefined) [@rebellionaire](/creator/undefined) [@bradsferguson](/creator/undefined) [@upstarts](/creator/undefined) [@goddreng10](/creator/undefined) [@sonyabanerjee](/creator/undefined) [@cnbc](/creator/undefined) [@foxbusiness](/creator/undefined) [@cgreen136](/creator/undefined) [@ericjackson](/creator/undefined) [@opendoors](/creator/undefined) [@opendoorgod](/creator/undefined) [@trinaspear](/creator/undefined) [@perchlittle](/creator/undefined) [@grantcohn](/creator/undefined) [@lazysoundbetter](/creator/undefined) [@blackrock](/creator/undefined) **Top assets mentioned** [Upstart Holdings, Inc. (UPST)](/topic/$upst) [Opendoor Technologies Inc Common Stock (OPEN)](/topic/$open) [Robinhood Markets, Inc. (HOOD)](/topic/$hood) [Pagaya Technologies Ltd. Class A Ordinary Shares (PGY)](/topic/$pgy) [PepsiCo, Inc. (PEP)](/topic/$pep) [Tesla, Inc. (TSLA)](/topic/$tsla) [BlackRock Inc (BLK)](/topic/blackrock) ### Top Social Posts Top posts by engagements in the last [--] hours "π Me scooping up more $UPST shares (below $38.50) today with any extra retirement cash I can scrape together. Gonna end up a champion (like @davegirouard says) or go down in flames trying.either way Im all in #ThoseWhoStay @Upstart = The market leader in AI-based lending" [X Link](https://x.com/StockZombie222/status/2018753326469595172) 2026-02-03T18:27Z [---] followers, [---] engagements "@HenryInvests @Rebellionaire π Thanks Henry $UPST π" [X Link](https://x.com/StockZombie222/status/2018766204299800986) 2026-02-03T19:19Z [---] followers, [---] engagements "π The iconic Pepsi commercial featuring Cindy Crawford it first aired during Super Bowl XXVI in [----]. π PepsiCo ( $PEP ) announced today they will cut prices on core brands such as Lay's & Doritos by up to 15% following a consumer backlash against several previous price hikes" [X Link](https://x.com/StockZombie222/status/2018813082513154094) 2026-02-03T22:25Z [---] followers, [---] engagements "My anxiety level on every $UPST earnings results day. π Midnight Express movie [----] (90% Rotten Tomatoes).and it's a true story. π Don't forget to join "@Upstart guru" @HenryInvests at market close today.as he covers Upstart's Q4 [----] Earnings Results π€" [X Link](https://x.com/StockZombie222/status/2021222622634078579) 2026-02-10T14:00Z [---] followers, [----] engagements "@HenryInvests That's awesome news" [X Link](https://x.com/StockZombie222/status/2021330709286354979) 2026-02-10T21:09Z [---] followers, [---] engagements "@HenryInvests Our new leader $UPST πͺ" [X Link](https://x.com/StockZombie222/status/2021333724781244735) 2026-02-10T21:21Z [---] followers, [---] engagements "I'm so surprised the $UPST share price is still under $40. I'll be gathering more cash & adding to my position this earnings report answered everything I needed to know. They're poised for a serious explosion throughout [----] and beyond. Ill be doubling down on this rocketππ" [X Link](https://x.com/StockZombie222/status/2021355405461655556) 2026-02-10T22:47Z [---] followers, [----] engagements "@HenryInvests Thank you for doing this Henry I'm so freaking fired up after hearing all this positive $UPST news" [X Link](https://x.com/StockZombie222/status/2021357036987089240) 2026-02-10T22:54Z [---] followers, [---] engagements "Who are the fools that sold $UPST shares today after the company delivered excellent Q4 results that addressed every major question and demonstrated significant fundamental improvements You must be stupid or something. π @Upstart = The market leader in AI-based lending" [X Link](https://x.com/StockZombie222/status/2021660562699190680) 2026-02-11T19:00Z [---] followers, [----] engagements "Needham & Company reiterated a Buy rating on $UPST with a $56 price target. Upstart's (UPST) "Buy" Rating Reiterated at Needham & Company LLC https://www.marketbeat.com/instant-alerts/upstarts-upst-buy-rating-reiterated-at-needham-company-llc-2026-02-11/ https://www.marketbeat.com/instant-alerts/upstarts-upst-buy-rating-reiterated-at-needham-company-llc-2026-02-11/" [X Link](https://x.com/StockZombie222/status/2021969119030264096) 2026-02-12T15:26Z [---] followers, [----] engagements "Dear @paulxgu Many of us shareholders are concerned about the analysts covering your earnings calls. There's clearly a lack of fairness in how @Upstart is being represented. Please consider strategic measures to help with this matter. Thanks Scott W. https://x.com/bradsferguson/status/2021601452473340107s=20 Wall Street analysts are spineless clowns. ππ€‘ Upstart $UPST a fintech lender delivered quarterly results that answered every significant question and showed huge fundamental improvements A+ results & news. Yet Wall Street analysts lower their price targets on the stock." [X Link](https://x.com/StockZombie222/status/2021613024076005679) 2026-02-11T15:51Z [---] followers, [----] engagements "RT @StockZombie222: Dear @paulxgu Many of us shareholders are concerned about the analysts covering your earnings calls. There's clearly" [X Link](https://x.com/anyuser/status/2021684667947135019) 2026-02-11T20:36Z [---] followers, [--] engagements "RT @Rebellionaire: The real issue isnt just price targets. Its that most analysts are using legacy valuation frameworks to judge AI-nati" [X Link](https://x.com/anyuser/status/2021737162786713888) 2026-02-12T00:04Z [---] followers, [--] engagements "New CEO @paulxgu recently said Upstart has been able to lower the cost of acquiring new customers even while increasing their investment in that area. He expects this to continue. In Nov. he purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M ππ" [X Link](https://x.com/StockZombie222/status/2021981810432127148) 2026-02-12T16:16Z [---] followers, [----] engagements "Starting in May there's a new sheriff in town at Upstart.and he has skin in the game π" [X Link](https://x.com/StockZombie222/status/2021993482630611432) 2026-02-12T17:03Z [---] followers, [---] engagements "Fixed it π Looking fwd to @paulxgu becoming @Upstart CEO in May. Remember he recently purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M π π Having skin in the game matters He's extremely smart & he's only [--] years old. LET'S F*CKING GU" [X Link](https://x.com/StockZombie222/status/2022333429619331457) 2026-02-13T15:33Z [---] followers, [----] engagements "If you suspect that an analyst covering a company's earnings calls is corrupt there are steps you can take: Document concerns with any evidence you have. Report to Regulatory Authorities: Securities and Exchange Commission (SEC): File complaint or tip through their website. π€" [X Link](https://x.com/StockZombie222/status/2022352376456507641) 2026-02-13T16:49Z [---] followers, [---] engagements "RT @bradsferguson: Its Gu Time π’ The founding engineer is now CEO at $UPST. Traditional Wall Street panicked because the MBA is no longe" [X Link](https://x.com/anyuser/status/2022379430019223852) 2026-02-13T18:36Z [---] followers, [--] engagements "@HenryInvests @Rebellionaire Amazing report thanks Auto & home loans are growing fast Overall $UPST is doing well thanks to its smart use of AI to improve lending and is positioning itself to grow even more in the future & new CEO @paulxgu has skin in the game he will be awesome LET'S F*CKING GU π" [X Link](https://x.com/StockZombie222/status/2022384974893355300) 2026-02-13T18:58Z [---] followers, [---] engagements "RT @paulxgu: Dave and I always knew reinventing credit would be a long and multi-leg journey. When we started the company almost everyone" [X Link](https://x.com/anyuser/status/2023485175330656594) 2026-02-16T19:50Z [---] followers, [--] engagements "Wow braniac $UPST Co-Founder & CTO Paul Gu said Upstart has been able to lower the cost of acquiring new customers even while increasing their investment in that area. He expects this to continue. π Can't believe the stock is this cheap; I've been loading up π #AI #stocks" [X Link](https://x.com/StockZombie222/status/1979257724505592132) 2025-10-17T18:46Z [---] followers, [----] engagements "Insights from $UPST CTO & Co-founder Paul Gu on their Auto & HELOC products. The recent Upstart selloff was caused mostly by false reports that were disproved. Yet the share price hasn't rebounded yet. I see through the bullshit so I bought more shares. Our day will come π" [X Link](https://x.com/StockZombie222/status/1979274242069008401) 2025-10-17T19:52Z [---] followers, [----] engagements "Piper Sandler just lowered their price target on $UPST to $80 from $90 but they kept an Overweight rating on the shares. ππ In Q3 Piper expects investors to focus on Upstart's balance sheet size & commentary about institutional demand for Auto & Home loans. cc: @davegirouard" [X Link](https://x.com/StockZombie222/status/1980328186677457345) 2025-10-20T17:40Z [---] followers, [----] engagements "@HenryInvests Our day will come Upstarters π $UPST π #HoldThatSuckaLong" [X Link](https://x.com/StockZombie222/status/1980367485112393880) 2025-10-20T20:16Z [---] followers, [---] engagements "$UPST Mortgage HELOC ad running on YouTube π "A HELOC from Upstart Mortgage closes in as little as [--] days which is 6x faster than the industry average of [--] days." π π₯ $UPST π #AI #Fintech #stocks #HomeEquityLoans #finance #GetMoney #loan #HomeImprovement #HomeRenovation" [X Link](https://x.com/StockZombie222/status/1981677057760252259) 2025-10-24T11:00Z [---] followers, [----] engagements "@HenryInvests Captain Henry can you please circulate this terrific $UPST news an hour or two before the opening bell on Monday Thank you π" [X Link](https://x.com/StockZombie222/status/1981851640920736097) 2025-10-24T22:33Z [---] followers, [----] engagements "About to leave for a Halloween costume party with my Honey Bee π at Lorimar Winery in Temecula CA. π π Have a good weekend everybody Go @Upstart πππ" [X Link](https://x.com/StockZombie222/status/1981886052982997176) 2025-10-25T00:50Z [---] followers, [---] engagements "How can anyone not be bullish on $UPST & $OPEN & others after hearing these comments about the stock market & interest rates from Trump in South Korea tonight Shareholders of these stocks are going to be thrilled when their investments likely skyrocket in [----]. cc: @ericjackson" [X Link](https://x.com/StockZombie222/status/1983404720695005334) 2025-10-29T05:25Z [---] followers, [----] engagements "It would be nice if @Upstart's top-tier executives fought for their shareholders the way Alex Karp does for his. Karp: "Our individual investors are near & dear to our and certainly my heart.we're definitely fighting for you guys." π cc: @davegirouard https://x.com/HenryInvests/status/1983982476205932672 If I had the answers Id give them to you $UPST https://x.com/HenryInvests/status/1983982476205932672 If I had the answers Id give them to you $UPST" [X Link](https://x.com/StockZombie222/status/1983994508644905246) 2025-10-30T20:28Z [---] followers, [---] engagements "@Opendoor's CEO gets it. This is how you do earnings calls Kaz Nejatian: "Traditional earnings calls were built for Wall Street.were building for everyone who believes in what were building." $OPEN π cc: @Upstart @davegirouard @sonya_banerjee https://x.com/CanadaKaz/status/1983998180317339915 Exciting to see the enthusiasm around our new take on earnings. Want to share some thoughts around what led us to make these changes. The earnings call hasnt changed in 30+ years. Dial-in codes. Scripts. No voice for the people who actually own the company. Thats outdated." [X Link](https://x.com/StockZombie222/status/1984039070641836501) 2025-10-30T23:25Z [---] followers, [---] engagements "Thank you Michael Happy Halloween everybody π $UPST (2026 should be our year) π" [X Link](https://x.com/StockZombie222/status/1984278113187246088) 2025-10-31T15:15Z [---] followers, [----] engagements "This was several years ago but it's still priceless advice that Warren Buffett gave Tony Robbins. π π#StayInTheMarket π #Hold #Hodl #stocks #WallStreet #fintech #AI #investing #loans #money #StockMarket #USA #Halloween Long: π $UPST $OPEN $HOOD $TSLA π cc: @Opendoor_God" [X Link](https://x.com/StockZombie222/status/1984312026362249276) 2025-10-31T17:30Z [---] followers, [---] engagements "@HenryInvests $UPST π #TheCarltonDance is back πΊπ€" [X Link](https://x.com/StockZombie222/status/1985380332531822649) 2025-11-03T16:15Z [---] followers, [----] engagements "In [----] $UPST operated as a crowdfunding platform for recent graduates & entrepreneurs enabling them to raise funds by pledging a % of future income. Co-CEO & Co-Founder of healthcare apparel company FIGS @trinaspear raised $20K through Upstart which supported FIGS launch.π" [X Link](https://x.com/StockZombie222/status/1986169624535396850) 2025-11-05T20:31Z [---] followers, [----] engagements "@HenryInvests At least tons of people are getting loans through Upstart. What if they weren't π€·π‘ $UPST π" [X Link](https://x.com/StockZombie222/status/1986850513854603291) 2025-11-07T17:37Z [---] followers, [---] engagements "@davegirouard Yes I can't wait to put the goggles on and pop the champagne when we become champions π₯π Oh it wouldn't be a horrible idea if Upstart's top exectives purchased some common stock while the stock is weak. π .I did. π $UPST π long since [----] and still adding on dips" [X Link](https://x.com/StockZombie222/status/1986858117259534485) 2025-11-07T18:07Z [---] followers, [----] engagements "I scooped up some more $OPEN shares early this morning. Glad I set my alarm for 3:45" [X Link](https://x.com/StockZombie222/status/1986913512162246859) 2025-11-07T21:47Z [---] followers, [---] engagements "In [----] legendary Michigan π coach Bo Schembechler coined the phrase "Those who stay will be champions." It was then that Bo put up the iconic sign in the Michigan locker room. @davegirouard earned his MBA from the University of Michigan. π $UPST π https://x.com/davegirouard/status/1986854533981708508s=20 While it's no comfort to short-term investors when our business is amazingly strong yet the market/stock is weak I sleep very well at night. We are building something extraordinary - and those who stay will be champions. π https://x.com/davegirouard/status/1986854533981708508s=20 While" [X Link](https://x.com/StockZombie222/status/1987322398874714317) 2025-11-09T00:52Z [---] followers, [----] engagements "@HenryInvests @Rebellionaire Just like when EF Hutton talks.when @HenryInvests talks about $UPST people listen. π π #StockMarket #WallStreet #fintech #AI #investing #loans #money #StocksToBuy" [X Link](https://x.com/StockZombie222/status/1988382254478016747) 2025-11-11T23:04Z [---] followers, [---] engagements "I'm feeling extra bullish since DG posted this. π πΆ πΊ π $UPST π ππ π #Upstart #HELOCS π π #ThoseWhoStay π https://x.com/davegirouard/status/1988328215518343193s=20 [----] @upstart HELOCS to date and only [--] charge-off. Yes these loans are very much in demand #thosewhostay https://x.com/davegirouard/status/1988328215518343193s=20 [----] @upstart HELOCS to date and only [--] charge-off. Yes these loans are very much in demand #thosewhostay" [X Link](https://x.com/StockZombie222/status/1988724520967106848) 2025-11-12T21:44Z [---] followers, [---] engagements "Mood since @Upstart Co-Founder & CTO Paul Gu @paulxgu just purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M π π°π°π°π° SKIN IN THE GAME π #WallStreet #StockMarket #AI #fintech #stocks #WallStreetApes #HenryInvests cc: @CNBC @FoxBusiness" [X Link](https://x.com/StockZombie222/status/1989111754950132155) 2025-11-13T23:22Z [---] followers, [----] engagements "@paulxgu Great to see such confidence from leadership it speaks volumes about your belief in Upstarts vision & potential. It's so awesome for us shareholders to see you putting your money where your mouth is We appreciate it Looking forward to the success that lies ahead $UPST π π" [X Link](https://x.com/StockZombie222/status/1989172173098143944) 2025-11-14T03:22Z [---] followers, [---] engagements "It's me I don't like being on camera lol but I'm super pumped Thanks again to Upstart Co-founder @paulxgu for purchasing [------] shares of @Upstart on the open market This is a serious sign he believes in the vision. Excited to see where this leads $UPST π #ThoseWhoStay π" [X Link](https://x.com/StockZombie222/status/1989416266420166924) 2025-11-14T19:32Z [---] followers, [----] engagements "Upstart Co-founder Paul Gu's huge Insider buy is a very optimistic signal for $UPST.insiders sell for lots of reasons but they usually buy for just one reason which is a very bullish reason ππ ππππππππππ #StockMarket #Stocks #WallStreet https://x.com/HenryInvests/status/1989745867482698042s=20 Think about how stupid Paul must think Upstarts valuation is to buy an incremental 100k shares for $3.9M when he already owned [-------] shares worth $42.9M. https://t.co/esEQME3pio https://x.com/HenryInvests/status/1989745867482698042s=20 Think about how stupid Paul must think Upstarts" [X Link](https://x.com/StockZombie222/status/1990270994704191793) 2025-11-17T04:09Z [---] followers, [----] engagements "I'm as confident in the future of $UPST as Tony (John Travolta) is when strutting down the street in "Saturday Night Fever" movie. ππΆ π πΆ #ThoseWhoStay π #BeGees #StayinAlive πΆ- Release date 1977" [X Link](https://x.com/StockZombie222/status/1990869232373137553) 2025-11-18T19:46Z [---] followers, [----] engagements "@davegirouard @Upstart ππ π $UPST π" [X Link](https://x.com/StockZombie222/status/1991558659265163670) 2025-11-20T17:26Z [---] followers, [---] engagements "Dave's confidence in $UPST has got me feelin "Hella Good" πΆ #NoDoubt "Hella Good" song was released in [----]. I grew up [--] blocks away from Gwen Stefani's house & went to the same high school as her in Anaheim Ca. Saw them play before they were known. https://x.com/davegirouard/status/1991553611143475432s=20 [----] is gonna be π₯π₯π₯ for @upstart. Mark my words. https://x.com/davegirouard/status/1991553611143475432s=20 [----] is gonna be π₯π₯π₯ for @upstart. Mark my words" [X Link](https://x.com/StockZombie222/status/1991567868262293667) 2025-11-20T18:02Z [---] followers, [----] engagements "@PerchLittle @davegirouard @Upstart I'm so all-in $UPST π" [X Link](https://x.com/StockZombie222/status/1991580570896462263) 2025-11-20T18:53Z [---] followers, [---] engagements "My son Turner & our [--] dogs Roxy & Dusty. We are all chilling here at beautiful Mission Bay in San Diego for a few days. Turner graduated a couple months ago with a bachelor's degree in computer science. The party's over now Turner time to find a job now son.JOB. Go @Upstart" [X Link](https://x.com/StockZombie222/status/1993041279731875964) 2025-11-24T19:37Z [---] followers, [---] engagements "@bradsferguson @HenryInvests π $UPST π" [X Link](https://x.com/StockZombie222/status/1993055584229462495) 2025-11-24T20:34Z [---] followers, [---] engagements "@HenryInvests @bradsferguson @Rebellionaire @davegirouard @paulxgu @sonya_banerjee ππ $UPST ππ°π°" [X Link](https://x.com/StockZombie222/status/1993056612857397591) 2025-11-24T20:38Z [---] followers, [---] engagements "@grantcohn Am I the only one that thinks Brock Purdy looks like Lee Harvey Oswald π€·" [X Link](https://x.com/StockZombie222/status/1993382416623583599) 2025-11-25T18:12Z [---] followers, [--] engagements "@HenryInvests ππ»π¦ $UPST πͺ" [X Link](https://x.com/StockZombie222/status/1993797348175335684) 2025-11-26T21:41Z [---] followers, [---] engagements "@davegirouard @Upstart Happy Thanksgiving Dave $UPST πͺ" [X Link](https://x.com/StockZombie222/status/1994136343837049329) 2025-11-27T20:08Z [---] followers, [---] engagements "The confidence level of @upstart's executive team and $UPST shareholders right now. π π ππ #StockMarket #AI #stocks #finance #money #fintech cc: @cnbc @FoxBusiness https://x.com/HenryInvests/status/1989087897031750099s=20 π¨ BREAKING: Upstart Co-Founder & CTO Paul Gu @paulxgu has purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M βπ° This marks the first insider buy in @Upstart shares since [----]. Thank you Paul Gu π€ https://t.co/Ey2McsyerR https://x.com/HenryInvests/status/1989087897031750099s=20 π¨ BREAKING: Upstart Co-Founder & CTO Paul Gu @paulxgu has" [X Link](https://x.com/StockZombie222/status/1994498111428071779) 2025-11-28T20:06Z [---] followers, [---] engagements "@HenryInvests Something's cookin ππ§π³ π $UPST π" [X Link](https://x.com/StockZombie222/status/1995526026282381388) 2025-12-01T16:10Z [---] followers, [---] engagements "I agree Paul [----] is gonna be a monster year for $UPST ππ°π°π #PaulGu (Upstart Co-founder) #RateCutsAreComing #StockMarket #Finance #Fintech #WallStreet #stocks #AI" [X Link](https://x.com/StockZombie222/status/1996318508821762049) 2025-12-03T20:39Z [---] followers, [---] engagements "@HenryInvests @LazySoundBetter @davegirouard π€ $UPST π" [X Link](https://x.com/StockZombie222/status/1996629289060782376) 2025-12-04T17:14Z [---] followers, [---] engagements "$UPST is having a great week so it's time to dance ππΆ ππΊ Hopefully Upstart will close green tomorrow (Friday) so we can dance again. #TheAddamsFamily [----] #Lurch (Ted Cassidy) & #WednesdayAddams (Lisa Loring) Go @Upstart (the market leader in AI-based lending) π" [X Link](https://x.com/StockZombie222/status/1996705192721715592) 2025-12-04T22:16Z [---] followers, [---] engagements "Things are progressing well for $UPST recently. It would be fantastic to see them add another credit union or bank soon.ideally before Santa comes down my chimney. π "We can get it done @Upstart we can get it done.what's more ya gotta get it done" ππ $UPST π π" [X Link](https://x.com/StockZombie222/status/1996960483870708019) 2025-12-05T15:10Z [---] followers, [----] engagements "@goddreng10 π "I like the way you think @goddreng10" π #SamKinison #RodneyDangerfield #BackToSchool 1986" [X Link](https://x.com/StockZombie222/status/1996985252456403437) 2025-12-05T16:49Z [---] followers, [---] engagements "@davegirouard I'm so glad you didn't go with Dave. π $UPST π (the market leader in AI-based lending) π http://liquidgrad.com http://liquidgrad.com" [X Link](https://x.com/StockZombie222/status/1997032941508350111) 2025-12-05T19:58Z [---] followers, [---] engagements "@HenryInvests @Rebellionaire Awesome report Henry/Rebellionaire $UPST has improved its revenue modeling has strong Trustpilot ratings macro conditions are better. They should easily beat Q4 guidance. HELOC & small dollar loans are expanding and Dave Girouard & Paul Gu are showing great confidence. LFG" [X Link](https://x.com/StockZombie222/status/1997065961606992344) 2025-12-05T22:10Z [---] followers, [----] engagements ""I'm not leavin.I ain't goin noooooowhere" π Long $UPST π (as long as it takes) #ThoseWhoStay π π° #ImStaying @upstart (the market leader in AI-based lending) #WolfOfWallStreet [----] https://x.com/davegirouard/status/1996618943621169304s=20 $UPST [----] https://t.co/hcnkSNvh33 https://x.com/davegirouard/status/1996618943621169304s=20 $UPST [----] https://t.co/hcnkSNvh33" [X Link](https://x.com/StockZombie222/status/1998102204356710536) 2025-12-08T18:47Z [---] followers, [---] engagements "CNBC's Scott Wapner just asked @BlackRock CIO Rick Rieder if he's still exceptionally bullish on AI/Tech stocks π RR: ."Financials are one of the industries that is gonna use AI effectively." π π₯ $UPST π₯ π #StockMarket #AI #fintech #stocks cc: @davegirouard @paulxgu" [X Link](https://x.com/StockZombie222/status/1998134423511003576) 2025-12-08T20:55Z [---] followers, [---] engagements "@HenryInvests Bro $UPST" [X Link](https://x.com/StockZombie222/status/1998524977944080481) 2025-12-09T22:47Z [---] followers, [---] engagements "C'mon Nasdaq/tech Let's reverse this lame rotation by the closing bell so I can dance this weekend. π‘ Don't piss me off. π π" [X Link](https://x.com/StockZombie222/status/1999514348918575539) 2025-12-12T16:19Z [---] followers, [---] engagements "Another good week for Upstart Oh we dancin tomorrow night πΊπ ππΆ (turn it up) π $UPST πππ Have a great weekend all you Upstarters #BreakinMovie [----] #JamOnIt πΆ by #Newcleus [----] #HenryInvests #StockMarket #AI #fintech #stocks" [X Link](https://x.com/StockZombie222/status/1999588301595115532) 2025-12-12T21:12Z [---] followers, [---] engagements "@Upstart got it done (Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans) Thank you.and you're welcome Upstarters π .you like that $UPST π ππ #SantaRally π #AI #fintech #stocks #HenryInvests https://x.com/StockZombie222/status/1996960483870708019s=20 Things are progressing well for $UPST recently. It would be fantastic to see them add another credit union or bank soon.ideally before Santa comes down my chimney. π "We can get it done @Upstart we can get it done.what's more ya gotta get it done" ππ $UPST π π https://t.co/09sVZAdRBD" [X Link](https://x.com/StockZombie222/status/2001313703871090805) 2025-12-17T15:29Z [---] followers, [---] engagements "This race will resemble the $UPST comeback. Upstart is in the early stages of this comeback. Starting "FROM THE DEPTH'S OF HELL" ($11.93 stock price on May [--] 2023) to its eventual peak will be amazing. @Upstart will be that girl (UCC) in the all red top. π (turn sound on)" [X Link](https://x.com/StockZombie222/status/2001698587470967247) 2025-12-18T16:58Z [---] followers, [----] engagements "@Upstart $UPST πͺ" [X Link](https://x.com/StockZombie222/status/2001761756981707162) 2025-12-18T21:09Z [---] followers, [---] engagements "Today was a very good bounce-back day for $UPST I'm taking my wife to Vegas tomorrow for [--] days and if Upstart has a good day tomorrow (Friday) I'm taking her dancing again. ππΆ #KCandTheSunshineBand #GetDownTonight πΆ1975" [X Link](https://x.com/StockZombie222/status/2001762334306681236) 2025-12-18T21:11Z [---] followers, [----] engagements "@goddreng10 I like that forecast bro Let's get it $UPST ππ" [X Link](https://x.com/StockZombie222/status/2001786591162044908) 2025-12-18T22:48Z [---] followers, [---] engagements "Well @Upstart had a pretty good week so I'll be taking my wife dancing again while we're in Vegas this weekend πΊπ ππΆ $UPST (the market leader in AI-based lending)πππ Have a great weekend everybody #DiscoInferno πΆ [----] by #TheTrammps (yes [--] m's) π€·β cc: @cgreen136" [X Link](https://x.com/StockZombie222/status/2002123689899503832) 2025-12-19T21:07Z [---] followers, [---] engagements "Shay knows his shit and he put @Upstart at #1 on this list for good reason. $UPST CEO @davegirouard appears to be very confident heading into 2026.this should be the year that Upstart shareholders see excellent results π #Stocks #WallStreet #fintech https://x.com/i/status/2006749602276688107 [--] DIRECT BENEFICIARIES FROM AN AGGRESSIVE FED HEADING INTO [----] Where Liquidity Shows Up Immediately [--]. $UPST gains loan volume as banks loosen credit standards [--]. $PGY sees AI-driven loan volume compound as easier money expands consumer credit [--]. $HOOD captures higher trading https://t.co/1bw0cZIK9d" [X Link](https://x.com/StockZombie222/status/2006964428156408184) 2026-01-02T05:43Z [---] followers, [----] engagements "@davegirouard I like it a lot but I prefer the year of the charging "Upstart Fire Bull" to lead us shareholders into prosperity. $UPST π₯ππ₯ππ #ThoseWhoStayπ @Upstart = the market leader in AI-based lending #fintech #stocks" [X Link](https://x.com/StockZombie222/status/2007176552933736595) 2026-01-02T19:45Z [---] followers, [---] engagements "Looks like there's a chance I'll be taking my wife dancing Saturday Night (if $UPST is still over $50 at the closing bell Friday). π πΊπ @Upstart = the market leader in AI-based lending #WhatsHappening tv show [----] #Raj (FunkyClutzDance) #Dee #IreneCara (special guest star)" [X Link](https://x.com/StockZombie222/status/2008271073322942756) 2026-01-05T20:15Z [---] followers, [---] engagements ""@truist oughta ditch the $59 price target and raise it much higher but that's alright we'll worry about that later." π $UPST π #DazedAndConfused [----] #MathewMcConaughey (Wooderson) @Upstart = the market leader in AI-based lending https://x.com/wallstengine/status/2008497766042046935s=20 Truist Securities Initiates Coverage on $UPST with Buy Rating PT $59 Analyst comments: "Upstart runs an AI-driven underwriting platform that matches borrowers with 100+ bank and credit union partners using non-traditional data to predict credit risk more accurately than https://t.co/4qqa2jTpXY" [X Link](https://x.com/StockZombie222/status/2008571659088011596) 2026-01-06T16:09Z [---] followers, [---] engagements "@HenryInvests @farzyness @MatchasmMatt Yup @HenryInvests is the $UPST π #Legend cc: @Rebellionaire @bradsferguson" [X Link](https://x.com/StockZombie222/status/2008712877637857632) 2026-01-07T01:30Z [---] followers, [---] engagements "@paulxgu I'm getting pretty old Paul can we possibly cut this down to five years π.At least Im not asking for it to happen now like Veruca Salts golden goose wish. π π $UPST π Upstart = the market leader in AI-based lending #WillyWonkaMovie 1971" [X Link](https://x.com/StockZombie222/status/2008721988991488001) 2026-01-07T02:06Z [---] followers, [----] engagements "Another one π The market doesn't reflect it but with each new credit union partnership @upstart's potential continues to build making it only a matter of time before the stock price reflects its true worth. The upside remains substantial. $UPST π https://x.com/HenryInvests/status/2008903030163345433s=20 MyPoint Credit Union Selects @Upstart for Personal Lending $UPST https://x.com/HenryInvests/status/2008903030163345433s=20 MyPoint Credit Union Selects @Upstart for Personal Lending $UPST" [X Link](https://x.com/StockZombie222/status/2008949576531841487) 2026-01-07T17:11Z [---] followers, [----] engagements "$UPST is off to a good start in [----] and that's the way I like it ππΆ @Upstart = the market leader in AI-based lending #KCAndTheSunshineBand Thats the Way (I Like It) 1975" [X Link](https://x.com/StockZombie222/status/2009321530925416459) 2026-01-08T17:49Z [---] followers, [---] engagements "Upstart's AI advantage. RIP FICO (soon) β°πͺ¦ $UPST πͺ" [X Link](https://x.com/StockZombie222/status/2009337259255095430) 2026-01-08T18:51Z [---] followers, [----] engagements "$UPST is just getting started.nothing stops this train nothing π @Upstart = the market leader in AI-based lending π https://x.com/davegirouard/status/2009369651688690169s=20 @HarryKay_ We are not the company we were in [----]. We're moving rapidly toward diversity of product borrowers and revenue model (shortly) that will drive down volatility over time. https://x.com/davegirouard/status/2009369651688690169s=20 @HarryKay_ We are not the company we were in [----]. We're moving rapidly toward diversity of product borrowers and revenue model (shortly) that will drive down volatility over time" [X Link](https://x.com/StockZombie222/status/2009397863886016532) 2026-01-08T22:52Z [---] followers, [----] engagements "@BillAckman @realDonaldTrump So it's a mistake that the people that are already hurting have to pay 10% interest instead of 15-30% that will set them back even further. GTFOH.it's only for [--] year anyways. If they don't qualify for the 10% or less rate they won't get the loan anyways so stop whining Billy" [X Link](https://x.com/StockZombie222/status/2009868340341178623) 2026-01-10T06:02Z [---] followers, [--] engagements "Attn @Upstart shareholders: If you're feeling a little uncertain about things just remember one important thing. Co-Founder & CTO Paul Gu confidently purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M ONLY [--] weeks ago. π Skin in the game ππ" [X Link](https://x.com/StockZombie222/status/2010862578139086888) 2026-01-12T23:52Z [---] followers, [----] engagements "Currently @upstart has over [---] job openings which is a positive sign for many reasons. [--]. Company Growth [--]. Market Confidence [--]. Economic Indicator [--]. Investment in Talent Upstart is thriving and is positioning itself for future success. $UPST π #AI #Fintech #stocks" [X Link](https://x.com/StockZombie222/status/2011118985090130204) 2026-01-13T16:51Z [---] followers, [----] engagements "Eventually πͺ¦ "Upstart's platform can understand people better than a 3-digit FICO number." -Dave Girouard (Mad Money show Aug 2021) "Imagine if ChatGPT could only respond with 3-digit numbers." -DG (Aug [----] X post) $UPST π @Upstart = the market leader in AI-based lending" [X Link](https://x.com/StockZombie222/status/2011488691575771212) 2026-01-14T17:20Z [---] followers, [----] engagements "I'm already all in so I must be very smart. π π $UPST π @Upstart = the market leader in AI-based lending" [X Link](https://x.com/StockZombie222/status/2011500727592763629) 2026-01-14T18:08Z [---] followers, [---] engagements "@Upstart had a boring week but I still took Joanne dancing tonight. Stock market is closed Monday for MLK day.Have a good weekend everybody. cc: @cgreen136 @boon2168 @goddreng10 @philiparthurf @micahfinance @" [X Link](https://x.com/StockZombie222/status/2012389638179291176) 2026-01-17T05:00Z [---] followers, [---] engagements "I'd like to dedicate this song clip to you Jerome Powell. π Because dude "you're a buzzkill every time you come around." πΆ I'm so looking forward to your term as central bank leader ending on May [--]. The Champagne's on ice πΎ #Buzzkill (Luke Bryan) [----] @federalreserve" [X Link](https://x.com/StockZombie222/status/2016601548999274587) 2026-01-28T19:57Z [---] followers, [--] engagements "Just bought my wife a new (used) car (2022 Dodge Charger). Paid 20K cash for It. It was all from stock market profits from these stocks I sold the last [--] months - $ALAB $ACHR $ASTS $UMAC $AMD $HIMS $ASTS $OSCR $IREN $HOOD $NBIS $TEM $ZETA. My $UPST shares are not for sale π" [X Link](https://x.com/StockZombie222/status/1961914285304762723) 2025-08-30T22:09Z [---] followers, [----] engagements "Morgan Stanley Conference Transcript June [--] [----] Sanjay Datta: "The [--] big areas we've not really sort of gone after yet are revolving credit and purchase mortgage. And I think those will be interesting areas for us to explore at some point." $UPST π https://seekingalpha.com/article/4796666-upstart-holdings-inc-upst-morgan-stanley-us-financials-payments-and-cre-conference-transcript https://seekingalpha.com/article/4796666-upstart-holdings-inc-upst-morgan-stanley-us-financials-payments-and-cre-conference-transcript" [X Link](https://x.com/StockZombie222/status/1962892875177538044) 2025-09-02T14:58Z [---] followers, [---] engagements "@goddreng10 @davegirouard Well we know big news won't be announced on social media. Hopefully we'll hear some substantial updates during Q4 earnings which is expected to be on Tuesday February 10th. π€· $UPST π @Upstart = the market leader in AI-based lending" [X Link](https://x.com/StockZombie222/status/2010761160447181010) 2026-01-12T17:09Z [---] followers, [---] engagements "Well said Henry $UPST π @Upstart = the market leader in AI-based lending πͺ #UpstartHasWayMoreUpside https://x.com/HenryInvests/status/2013664923264364932s=20 $PGY is getting a lot of attention and for good reason. Applying AI to credit is a good business and has enormous TAM. However everyone seems rather quick to dunk on $UPST by saying Pagaya is superior. Having a less volatile business does not necessarily equate to long-term https://x.com/HenryInvests/status/2013664923264364932s=20 $PGY is getting a lot of attention and for good reason. Applying AI to credit is a good business and has" [X Link](https://x.com/StockZombie222/status/2013678360019251296) 2026-01-20T18:21Z [---] followers, [---] engagements "And another one π $UPST πͺ @Upstart = the market leader in AI-based lending https://x.com/HenryInvests/status/2013976479718138210s=20 Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California $UPST https://x.com/HenryInvests/status/2013976479718138210s=20 Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California $UPST" [X Link](https://x.com/StockZombie222/status/2013979256632844299) 2026-01-21T14:17Z [---] followers, [---] engagements "The market reaction whenever @Upstart adds a new credit union partner: π Youd think the share price would surge at least 5% but its more like a scene from The Twilight Zone where gold (Upstart new partnership) suddenly has no value. π€·" [X Link](https://x.com/StockZombie222/status/2014045114424062195) 2026-01-21T18:39Z [---] followers, [---] engagements "@paulxgu I see what you did there. ππ $UPST πͺ" [X Link](https://x.com/StockZombie222/status/2015154568070644099) 2026-01-24T20:07Z [---] followers, [----] engagements "We need $UPST to go vertical like this roller coaster when the Q4 earnings release happens on February [--] and then remain elevated afterward. π€ #LFG ππ @Upstart = The market leader in AI-based lending π" [X Link](https://x.com/StockZombie222/status/2015836061025632609) 2026-01-26T17:15Z [---] followers, [---] engagements "My wife's face when I told her @Upstart's closing bell price just now. π€· I'm dead serious. We have six-figure investment.I'm still confident but she's a little concerned. Hopefully @davegirouard & @paulxgu will have some good news for all of us on Q4 earnings day Feb 10th" [X Link](https://x.com/StockZombie222/status/2017348541673595016) 2026-01-30T21:25Z [---] followers, [---] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@StockZombie222 @StockZombie222@StockZombie222 posts on X about $upst, stocks, fintech, ai the most. They currently have [---] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
Social category influence finance 39% stocks 29% automotive brands 3% technology brands 3% social networks 2% countries 2% celebrities 1% events 1% cryptocurrencies 1%
Social topic influence $upst #15, stocks 15%, fintech 13%, ai 13%, market 8%, $39m #8, money 6%, credit union 6%, ceo 5%, skin 5%
Top accounts mentioned or mentioned by @upstart @henryinvests @davegirouard @paulxgu @rebellionaire @bradsferguson @upstarts @goddreng10 @sonyabanerjee @cnbc @foxbusiness @cgreen136 @ericjackson @opendoors @opendoorgod @trinaspear @perchlittle @grantcohn @lazysoundbetter @blackrock
Top assets mentioned Upstart Holdings, Inc. (UPST) Opendoor Technologies Inc Common Stock (OPEN) Robinhood Markets, Inc. (HOOD) Pagaya Technologies Ltd. Class A Ordinary Shares (PGY) PepsiCo, Inc. (PEP) Tesla, Inc. (TSLA) BlackRock Inc (BLK)
Top posts by engagements in the last [--] hours
"π Me scooping up more $UPST shares (below $38.50) today with any extra retirement cash I can scrape together. Gonna end up a champion (like @davegirouard says) or go down in flames trying.either way Im all in #ThoseWhoStay @Upstart = The market leader in AI-based lending"
X Link 2026-02-03T18:27Z [---] followers, [---] engagements
"@HenryInvests @Rebellionaire π Thanks Henry $UPST π"
X Link 2026-02-03T19:19Z [---] followers, [---] engagements
"π The iconic Pepsi commercial featuring Cindy Crawford it first aired during Super Bowl XXVI in [----]. π PepsiCo ( $PEP ) announced today they will cut prices on core brands such as Lay's & Doritos by up to 15% following a consumer backlash against several previous price hikes"
X Link 2026-02-03T22:25Z [---] followers, [---] engagements
"My anxiety level on every $UPST earnings results day. π Midnight Express movie [----] (90% Rotten Tomatoes).and it's a true story. π Don't forget to join "@Upstart guru" @HenryInvests at market close today.as he covers Upstart's Q4 [----] Earnings Results π€"
X Link 2026-02-10T14:00Z [---] followers, [----] engagements
"@HenryInvests That's awesome news"
X Link 2026-02-10T21:09Z [---] followers, [---] engagements
"@HenryInvests Our new leader $UPST πͺ"
X Link 2026-02-10T21:21Z [---] followers, [---] engagements
"I'm so surprised the $UPST share price is still under $40. I'll be gathering more cash & adding to my position this earnings report answered everything I needed to know. They're poised for a serious explosion throughout [----] and beyond. Ill be doubling down on this rocketππ"
X Link 2026-02-10T22:47Z [---] followers, [----] engagements
"@HenryInvests Thank you for doing this Henry I'm so freaking fired up after hearing all this positive $UPST news"
X Link 2026-02-10T22:54Z [---] followers, [---] engagements
"Who are the fools that sold $UPST shares today after the company delivered excellent Q4 results that addressed every major question and demonstrated significant fundamental improvements You must be stupid or something. π @Upstart = The market leader in AI-based lending"
X Link 2026-02-11T19:00Z [---] followers, [----] engagements
"Needham & Company reiterated a Buy rating on $UPST with a $56 price target. Upstart's (UPST) "Buy" Rating Reiterated at Needham & Company LLC https://www.marketbeat.com/instant-alerts/upstarts-upst-buy-rating-reiterated-at-needham-company-llc-2026-02-11/ https://www.marketbeat.com/instant-alerts/upstarts-upst-buy-rating-reiterated-at-needham-company-llc-2026-02-11/"
X Link 2026-02-12T15:26Z [---] followers, [----] engagements
"Dear @paulxgu Many of us shareholders are concerned about the analysts covering your earnings calls. There's clearly a lack of fairness in how @Upstart is being represented. Please consider strategic measures to help with this matter. Thanks Scott W. https://x.com/bradsferguson/status/2021601452473340107s=20 Wall Street analysts are spineless clowns. ππ€‘ Upstart $UPST a fintech lender delivered quarterly results that answered every significant question and showed huge fundamental improvements A+ results & news. Yet Wall Street analysts lower their price targets on the stock."
X Link 2026-02-11T15:51Z [---] followers, [----] engagements
"RT @StockZombie222: Dear @paulxgu Many of us shareholders are concerned about the analysts covering your earnings calls. There's clearly"
X Link 2026-02-11T20:36Z [---] followers, [--] engagements
"RT @Rebellionaire: The real issue isnt just price targets. Its that most analysts are using legacy valuation frameworks to judge AI-nati"
X Link 2026-02-12T00:04Z [---] followers, [--] engagements
"New CEO @paulxgu recently said Upstart has been able to lower the cost of acquiring new customers even while increasing their investment in that area. He expects this to continue. In Nov. he purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M ππ"
X Link 2026-02-12T16:16Z [---] followers, [----] engagements
"Starting in May there's a new sheriff in town at Upstart.and he has skin in the game π"
X Link 2026-02-12T17:03Z [---] followers, [---] engagements
"Fixed it π Looking fwd to @paulxgu becoming @Upstart CEO in May. Remember he recently purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M π π Having skin in the game matters He's extremely smart & he's only [--] years old. LET'S F*CKING GU"
X Link 2026-02-13T15:33Z [---] followers, [----] engagements
"If you suspect that an analyst covering a company's earnings calls is corrupt there are steps you can take: Document concerns with any evidence you have. Report to Regulatory Authorities: Securities and Exchange Commission (SEC): File complaint or tip through their website. π€"
X Link 2026-02-13T16:49Z [---] followers, [---] engagements
"RT @bradsferguson: Its Gu Time π’ The founding engineer is now CEO at $UPST. Traditional Wall Street panicked because the MBA is no longe"
X Link 2026-02-13T18:36Z [---] followers, [--] engagements
"@HenryInvests @Rebellionaire Amazing report thanks Auto & home loans are growing fast Overall $UPST is doing well thanks to its smart use of AI to improve lending and is positioning itself to grow even more in the future & new CEO @paulxgu has skin in the game he will be awesome LET'S F*CKING GU π"
X Link 2026-02-13T18:58Z [---] followers, [---] engagements
"RT @paulxgu: Dave and I always knew reinventing credit would be a long and multi-leg journey. When we started the company almost everyone"
X Link 2026-02-16T19:50Z [---] followers, [--] engagements
"Wow braniac $UPST Co-Founder & CTO Paul Gu said Upstart has been able to lower the cost of acquiring new customers even while increasing their investment in that area. He expects this to continue. π Can't believe the stock is this cheap; I've been loading up π #AI #stocks"
X Link 2025-10-17T18:46Z [---] followers, [----] engagements
"Insights from $UPST CTO & Co-founder Paul Gu on their Auto & HELOC products. The recent Upstart selloff was caused mostly by false reports that were disproved. Yet the share price hasn't rebounded yet. I see through the bullshit so I bought more shares. Our day will come π"
X Link 2025-10-17T19:52Z [---] followers, [----] engagements
"Piper Sandler just lowered their price target on $UPST to $80 from $90 but they kept an Overweight rating on the shares. ππ In Q3 Piper expects investors to focus on Upstart's balance sheet size & commentary about institutional demand for Auto & Home loans. cc: @davegirouard"
X Link 2025-10-20T17:40Z [---] followers, [----] engagements
"@HenryInvests Our day will come Upstarters π $UPST π #HoldThatSuckaLong"
X Link 2025-10-20T20:16Z [---] followers, [---] engagements
"$UPST Mortgage HELOC ad running on YouTube π "A HELOC from Upstart Mortgage closes in as little as [--] days which is 6x faster than the industry average of [--] days." π π₯ $UPST π #AI #Fintech #stocks #HomeEquityLoans #finance #GetMoney #loan #HomeImprovement #HomeRenovation"
X Link 2025-10-24T11:00Z [---] followers, [----] engagements
"@HenryInvests Captain Henry can you please circulate this terrific $UPST news an hour or two before the opening bell on Monday Thank you π"
X Link 2025-10-24T22:33Z [---] followers, [----] engagements
"About to leave for a Halloween costume party with my Honey Bee π at Lorimar Winery in Temecula CA. π π Have a good weekend everybody Go @Upstart πππ"
X Link 2025-10-25T00:50Z [---] followers, [---] engagements
"How can anyone not be bullish on $UPST & $OPEN & others after hearing these comments about the stock market & interest rates from Trump in South Korea tonight Shareholders of these stocks are going to be thrilled when their investments likely skyrocket in [----]. cc: @ericjackson"
X Link 2025-10-29T05:25Z [---] followers, [----] engagements
"It would be nice if @Upstart's top-tier executives fought for their shareholders the way Alex Karp does for his. Karp: "Our individual investors are near & dear to our and certainly my heart.we're definitely fighting for you guys." π cc: @davegirouard https://x.com/HenryInvests/status/1983982476205932672 If I had the answers Id give them to you $UPST https://x.com/HenryInvests/status/1983982476205932672 If I had the answers Id give them to you $UPST"
X Link 2025-10-30T20:28Z [---] followers, [---] engagements
"@Opendoor's CEO gets it. This is how you do earnings calls Kaz Nejatian: "Traditional earnings calls were built for Wall Street.were building for everyone who believes in what were building." $OPEN π cc: @Upstart @davegirouard @sonya_banerjee https://x.com/CanadaKaz/status/1983998180317339915 Exciting to see the enthusiasm around our new take on earnings. Want to share some thoughts around what led us to make these changes. The earnings call hasnt changed in 30+ years. Dial-in codes. Scripts. No voice for the people who actually own the company. Thats outdated."
X Link 2025-10-30T23:25Z [---] followers, [---] engagements
"Thank you Michael Happy Halloween everybody π $UPST (2026 should be our year) π"
X Link 2025-10-31T15:15Z [---] followers, [----] engagements
"This was several years ago but it's still priceless advice that Warren Buffett gave Tony Robbins. π π#StayInTheMarket π #Hold #Hodl #stocks #WallStreet #fintech #AI #investing #loans #money #StockMarket #USA #Halloween Long: π $UPST $OPEN $HOOD $TSLA π cc: @Opendoor_God"
X Link 2025-10-31T17:30Z [---] followers, [---] engagements
"@HenryInvests $UPST π #TheCarltonDance is back πΊπ€"
X Link 2025-11-03T16:15Z [---] followers, [----] engagements
"In [----] $UPST operated as a crowdfunding platform for recent graduates & entrepreneurs enabling them to raise funds by pledging a % of future income. Co-CEO & Co-Founder of healthcare apparel company FIGS @trinaspear raised $20K through Upstart which supported FIGS launch.π"
X Link 2025-11-05T20:31Z [---] followers, [----] engagements
"@HenryInvests At least tons of people are getting loans through Upstart. What if they weren't π€·π‘ $UPST π"
X Link 2025-11-07T17:37Z [---] followers, [---] engagements
"@davegirouard Yes I can't wait to put the goggles on and pop the champagne when we become champions π₯π Oh it wouldn't be a horrible idea if Upstart's top exectives purchased some common stock while the stock is weak. π .I did. π $UPST π long since [----] and still adding on dips"
X Link 2025-11-07T18:07Z [---] followers, [----] engagements
"I scooped up some more $OPEN shares early this morning. Glad I set my alarm for 3:45"
X Link 2025-11-07T21:47Z [---] followers, [---] engagements
"In [----] legendary Michigan π coach Bo Schembechler coined the phrase "Those who stay will be champions." It was then that Bo put up the iconic sign in the Michigan locker room. @davegirouard earned his MBA from the University of Michigan. π $UPST π https://x.com/davegirouard/status/1986854533981708508s=20 While it's no comfort to short-term investors when our business is amazingly strong yet the market/stock is weak I sleep very well at night. We are building something extraordinary - and those who stay will be champions. π https://x.com/davegirouard/status/1986854533981708508s=20 While"
X Link 2025-11-09T00:52Z [---] followers, [----] engagements
"@HenryInvests @Rebellionaire Just like when EF Hutton talks.when @HenryInvests talks about $UPST people listen. π π #StockMarket #WallStreet #fintech #AI #investing #loans #money #StocksToBuy"
X Link 2025-11-11T23:04Z [---] followers, [---] engagements
"I'm feeling extra bullish since DG posted this. π πΆ πΊ π $UPST π ππ π #Upstart #HELOCS π π #ThoseWhoStay π https://x.com/davegirouard/status/1988328215518343193s=20 [----] @upstart HELOCS to date and only [--] charge-off. Yes these loans are very much in demand #thosewhostay https://x.com/davegirouard/status/1988328215518343193s=20 [----] @upstart HELOCS to date and only [--] charge-off. Yes these loans are very much in demand #thosewhostay"
X Link 2025-11-12T21:44Z [---] followers, [---] engagements
"Mood since @Upstart Co-Founder & CTO Paul Gu @paulxgu just purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M π π°π°π°π° SKIN IN THE GAME π #WallStreet #StockMarket #AI #fintech #stocks #WallStreetApes #HenryInvests cc: @CNBC @FoxBusiness"
X Link 2025-11-13T23:22Z [---] followers, [----] engagements
"@paulxgu Great to see such confidence from leadership it speaks volumes about your belief in Upstarts vision & potential. It's so awesome for us shareholders to see you putting your money where your mouth is We appreciate it Looking forward to the success that lies ahead $UPST π π"
X Link 2025-11-14T03:22Z [---] followers, [---] engagements
"It's me I don't like being on camera lol but I'm super pumped Thanks again to Upstart Co-founder @paulxgu for purchasing [------] shares of @Upstart on the open market This is a serious sign he believes in the vision. Excited to see where this leads $UPST π #ThoseWhoStay π"
X Link 2025-11-14T19:32Z [---] followers, [----] engagements
"Upstart Co-founder Paul Gu's huge Insider buy is a very optimistic signal for $UPST.insiders sell for lots of reasons but they usually buy for just one reason which is a very bullish reason ππ ππππππππππ #StockMarket #Stocks #WallStreet https://x.com/HenryInvests/status/1989745867482698042s=20 Think about how stupid Paul must think Upstarts valuation is to buy an incremental 100k shares for $3.9M when he already owned [-------] shares worth $42.9M. https://t.co/esEQME3pio https://x.com/HenryInvests/status/1989745867482698042s=20 Think about how stupid Paul must think Upstarts"
X Link 2025-11-17T04:09Z [---] followers, [----] engagements
"I'm as confident in the future of $UPST as Tony (John Travolta) is when strutting down the street in "Saturday Night Fever" movie. ππΆ π πΆ #ThoseWhoStay π #BeGees #StayinAlive πΆ- Release date 1977"
X Link 2025-11-18T19:46Z [---] followers, [----] engagements
"@davegirouard @Upstart ππ π $UPST π"
X Link 2025-11-20T17:26Z [---] followers, [---] engagements
"Dave's confidence in $UPST has got me feelin "Hella Good" πΆ #NoDoubt "Hella Good" song was released in [----]. I grew up [--] blocks away from Gwen Stefani's house & went to the same high school as her in Anaheim Ca. Saw them play before they were known. https://x.com/davegirouard/status/1991553611143475432s=20 [----] is gonna be π₯π₯π₯ for @upstart. Mark my words. https://x.com/davegirouard/status/1991553611143475432s=20 [----] is gonna be π₯π₯π₯ for @upstart. Mark my words"
X Link 2025-11-20T18:02Z [---] followers, [----] engagements
"@PerchLittle @davegirouard @Upstart I'm so all-in $UPST π"
X Link 2025-11-20T18:53Z [---] followers, [---] engagements
"My son Turner & our [--] dogs Roxy & Dusty. We are all chilling here at beautiful Mission Bay in San Diego for a few days. Turner graduated a couple months ago with a bachelor's degree in computer science. The party's over now Turner time to find a job now son.JOB. Go @Upstart"
X Link 2025-11-24T19:37Z [---] followers, [---] engagements
"@bradsferguson @HenryInvests π $UPST π"
X Link 2025-11-24T20:34Z [---] followers, [---] engagements
"@HenryInvests @bradsferguson @Rebellionaire @davegirouard @paulxgu @sonya_banerjee ππ $UPST ππ°π°"
X Link 2025-11-24T20:38Z [---] followers, [---] engagements
"@grantcohn Am I the only one that thinks Brock Purdy looks like Lee Harvey Oswald π€·"
X Link 2025-11-25T18:12Z [---] followers, [--] engagements
"@HenryInvests ππ»π¦ $UPST πͺ"
X Link 2025-11-26T21:41Z [---] followers, [---] engagements
"@davegirouard @Upstart Happy Thanksgiving Dave $UPST πͺ"
X Link 2025-11-27T20:08Z [---] followers, [---] engagements
"The confidence level of @upstart's executive team and $UPST shareholders right now. π π ππ #StockMarket #AI #stocks #finance #money #fintech cc: @cnbc @FoxBusiness https://x.com/HenryInvests/status/1989087897031750099s=20 π¨ BREAKING: Upstart Co-Founder & CTO Paul Gu @paulxgu has purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M βπ° This marks the first insider buy in @Upstart shares since [----]. Thank you Paul Gu π€ https://t.co/Ey2McsyerR https://x.com/HenryInvests/status/1989087897031750099s=20 π¨ BREAKING: Upstart Co-Founder & CTO Paul Gu @paulxgu has"
X Link 2025-11-28T20:06Z [---] followers, [---] engagements
"@HenryInvests Something's cookin ππ§π³ π $UPST π"
X Link 2025-12-01T16:10Z [---] followers, [---] engagements
"I agree Paul [----] is gonna be a monster year for $UPST ππ°π°π #PaulGu (Upstart Co-founder) #RateCutsAreComing #StockMarket #Finance #Fintech #WallStreet #stocks #AI"
X Link 2025-12-03T20:39Z [---] followers, [---] engagements
"@HenryInvests @LazySoundBetter @davegirouard π€ $UPST π"
X Link 2025-12-04T17:14Z [---] followers, [---] engagements
"$UPST is having a great week so it's time to dance ππΆ ππΊ Hopefully Upstart will close green tomorrow (Friday) so we can dance again. #TheAddamsFamily [----] #Lurch (Ted Cassidy) & #WednesdayAddams (Lisa Loring) Go @Upstart (the market leader in AI-based lending) π"
X Link 2025-12-04T22:16Z [---] followers, [---] engagements
"Things are progressing well for $UPST recently. It would be fantastic to see them add another credit union or bank soon.ideally before Santa comes down my chimney. π
"We can get it done @Upstart we can get it done.what's more ya gotta get it done" ππ $UPST π π"
X Link 2025-12-05T15:10Z [---] followers, [----] engagements
"@goddreng10 π "I like the way you think @goddreng10" π #SamKinison #RodneyDangerfield #BackToSchool 1986"
X Link 2025-12-05T16:49Z [---] followers, [---] engagements
"@davegirouard I'm so glad you didn't go with Dave. π $UPST π (the market leader in AI-based lending) π http://liquidgrad.com http://liquidgrad.com"
X Link 2025-12-05T19:58Z [---] followers, [---] engagements
"@HenryInvests @Rebellionaire Awesome report Henry/Rebellionaire $UPST has improved its revenue modeling has strong Trustpilot ratings macro conditions are better. They should easily beat Q4 guidance. HELOC & small dollar loans are expanding and Dave Girouard & Paul Gu are showing great confidence. LFG"
X Link 2025-12-05T22:10Z [---] followers, [----] engagements
""I'm not leavin.I ain't goin noooooowhere" π Long $UPST π (as long as it takes) #ThoseWhoStay π π° #ImStaying @upstart (the market leader in AI-based lending) #WolfOfWallStreet [----] https://x.com/davegirouard/status/1996618943621169304s=20 $UPST [----] https://t.co/hcnkSNvh33 https://x.com/davegirouard/status/1996618943621169304s=20 $UPST [----] https://t.co/hcnkSNvh33"
X Link 2025-12-08T18:47Z [---] followers, [---] engagements
"CNBC's Scott Wapner just asked @BlackRock CIO Rick Rieder if he's still exceptionally bullish on AI/Tech stocks π RR: ."Financials are one of the industries that is gonna use AI effectively." π π₯ $UPST π₯ π #StockMarket #AI #fintech #stocks cc: @davegirouard @paulxgu"
X Link 2025-12-08T20:55Z [---] followers, [---] engagements
"@HenryInvests Bro $UPST"
X Link 2025-12-09T22:47Z [---] followers, [---] engagements
"C'mon Nasdaq/tech Let's reverse this lame rotation by the closing bell so I can dance this weekend. π‘ Don't piss me off. π π"
X Link 2025-12-12T16:19Z [---] followers, [---] engagements
"Another good week for Upstart Oh we dancin tomorrow night πΊπ ππΆ (turn it up) π $UPST πππ Have a great weekend all you Upstarters #BreakinMovie [----] #JamOnIt πΆ by #Newcleus [----] #HenryInvests #StockMarket #AI #fintech #stocks"
X Link 2025-12-12T21:12Z [---] followers, [---] engagements
"@Upstart got it done (Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans) Thank you.and you're welcome Upstarters π .you like that $UPST π ππ #SantaRally π
#AI #fintech #stocks #HenryInvests https://x.com/StockZombie222/status/1996960483870708019s=20 Things are progressing well for $UPST recently. It would be fantastic to see them add another credit union or bank soon.ideally before Santa comes down my chimney. π
"We can get it done @Upstart we can get it done.what's more ya gotta get it done" ππ $UPST π π https://t.co/09sVZAdRBD"
X Link 2025-12-17T15:29Z [---] followers, [---] engagements
"This race will resemble the $UPST comeback. Upstart is in the early stages of this comeback. Starting "FROM THE DEPTH'S OF HELL" ($11.93 stock price on May [--] 2023) to its eventual peak will be amazing. @Upstart will be that girl (UCC) in the all red top. π (turn sound on)"
X Link 2025-12-18T16:58Z [---] followers, [----] engagements
"@Upstart $UPST πͺ"
X Link 2025-12-18T21:09Z [---] followers, [---] engagements
"Today was a very good bounce-back day for $UPST I'm taking my wife to Vegas tomorrow for [--] days and if Upstart has a good day tomorrow (Friday) I'm taking her dancing again. ππΆ #KCandTheSunshineBand #GetDownTonight πΆ1975"
X Link 2025-12-18T21:11Z [---] followers, [----] engagements
"@goddreng10 I like that forecast bro Let's get it $UPST ππ"
X Link 2025-12-18T22:48Z [---] followers, [---] engagements
"Well @Upstart had a pretty good week so I'll be taking my wife dancing again while we're in Vegas this weekend πΊπ ππΆ $UPST (the market leader in AI-based lending)πππ Have a great weekend everybody #DiscoInferno πΆ [----] by #TheTrammps (yes [--] m's) π€·β cc: @cgreen136"
X Link 2025-12-19T21:07Z [---] followers, [---] engagements
"Shay knows his shit and he put @Upstart at #1 on this list for good reason. $UPST CEO @davegirouard appears to be very confident heading into 2026.this should be the year that Upstart shareholders see excellent results π #Stocks #WallStreet #fintech https://x.com/i/status/2006749602276688107 [--] DIRECT BENEFICIARIES FROM AN AGGRESSIVE FED HEADING INTO [----] Where Liquidity Shows Up Immediately [--]. $UPST gains loan volume as banks loosen credit standards [--]. $PGY sees AI-driven loan volume compound as easier money expands consumer credit [--]. $HOOD captures higher trading https://t.co/1bw0cZIK9d"
X Link 2026-01-02T05:43Z [---] followers, [----] engagements
"@davegirouard I like it a lot but I prefer the year of the charging "Upstart Fire Bull" to lead us shareholders into prosperity. $UPST π₯ππ₯ππ #ThoseWhoStayπ @Upstart = the market leader in AI-based lending #fintech #stocks"
X Link 2026-01-02T19:45Z [---] followers, [---] engagements
"Looks like there's a chance I'll be taking my wife dancing Saturday Night (if $UPST is still over $50 at the closing bell Friday). π πΊπ @Upstart = the market leader in AI-based lending #WhatsHappening tv show [----] #Raj (FunkyClutzDance) #Dee #IreneCara (special guest star)"
X Link 2026-01-05T20:15Z [---] followers, [---] engagements
""@truist oughta ditch the $59 price target and raise it much higher but that's alright we'll worry about that later." π $UPST π #DazedAndConfused [----] #MathewMcConaughey (Wooderson) @Upstart = the market leader in AI-based lending https://x.com/wallstengine/status/2008497766042046935s=20 Truist Securities Initiates Coverage on $UPST with Buy Rating PT $59 Analyst comments: "Upstart runs an AI-driven underwriting platform that matches borrowers with 100+ bank and credit union partners using non-traditional data to predict credit risk more accurately than https://t.co/4qqa2jTpXY"
X Link 2026-01-06T16:09Z [---] followers, [---] engagements
"@HenryInvests @farzyness @MatchasmMatt Yup @HenryInvests is the $UPST π #Legend cc: @Rebellionaire @bradsferguson"
X Link 2026-01-07T01:30Z [---] followers, [---] engagements
"@paulxgu I'm getting pretty old Paul can we possibly cut this down to five years π.At least Im not asking for it to happen now like Veruca Salts golden goose wish. π π $UPST π Upstart = the market leader in AI-based lending #WillyWonkaMovie 1971"
X Link 2026-01-07T02:06Z [---] followers, [----] engagements
"Another one π The market doesn't reflect it but with each new credit union partnership @upstart's potential continues to build making it only a matter of time before the stock price reflects its true worth. The upside remains substantial. $UPST π https://x.com/HenryInvests/status/2008903030163345433s=20 MyPoint Credit Union Selects @Upstart for Personal Lending $UPST https://x.com/HenryInvests/status/2008903030163345433s=20 MyPoint Credit Union Selects @Upstart for Personal Lending $UPST"
X Link 2026-01-07T17:11Z [---] followers, [----] engagements
"$UPST is off to a good start in [----] and that's the way I like it ππΆ @Upstart = the market leader in AI-based lending #KCAndTheSunshineBand Thats the Way (I Like It) 1975"
X Link 2026-01-08T17:49Z [---] followers, [---] engagements
"Upstart's AI advantage. RIP FICO (soon) β°πͺ¦ $UPST πͺ"
X Link 2026-01-08T18:51Z [---] followers, [----] engagements
"$UPST is just getting started.nothing stops this train nothing π @Upstart = the market leader in AI-based lending π https://x.com/davegirouard/status/2009369651688690169s=20 @HarryKay_ We are not the company we were in [----]. We're moving rapidly toward diversity of product borrowers and revenue model (shortly) that will drive down volatility over time. https://x.com/davegirouard/status/2009369651688690169s=20 @HarryKay_ We are not the company we were in [----]. We're moving rapidly toward diversity of product borrowers and revenue model (shortly) that will drive down volatility over time"
X Link 2026-01-08T22:52Z [---] followers, [----] engagements
"@BillAckman @realDonaldTrump So it's a mistake that the people that are already hurting have to pay 10% interest instead of 15-30% that will set them back even further. GTFOH.it's only for [--] year anyways. If they don't qualify for the 10% or less rate they won't get the loan anyways so stop whining Billy"
X Link 2026-01-10T06:02Z [---] followers, [--] engagements
"Attn @Upstart shareholders: If you're feeling a little uncertain about things just remember one important thing. Co-Founder & CTO Paul Gu confidently purchased [------] shares of $UPST at $39.23 on the open market for a total of $3.9M ONLY [--] weeks ago. π Skin in the game ππ"
X Link 2026-01-12T23:52Z [---] followers, [----] engagements
"Currently @upstart has over [---] job openings which is a positive sign for many reasons. [--]. Company Growth [--]. Market Confidence [--]. Economic Indicator [--]. Investment in Talent Upstart is thriving and is positioning itself for future success. $UPST π #AI #Fintech #stocks"
X Link 2026-01-13T16:51Z [---] followers, [----] engagements
"Eventually πͺ¦ "Upstart's platform can understand people better than a 3-digit FICO number." -Dave Girouard (Mad Money show Aug 2021) "Imagine if ChatGPT could only respond with 3-digit numbers." -DG (Aug [----] X post) $UPST π @Upstart = the market leader in AI-based lending"
X Link 2026-01-14T17:20Z [---] followers, [----] engagements
"I'm already all in so I must be very smart. π π $UPST π @Upstart = the market leader in AI-based lending"
X Link 2026-01-14T18:08Z [---] followers, [---] engagements
"@Upstart had a boring week but I still took Joanne dancing tonight. Stock market is closed Monday for MLK day.Have a good weekend everybody. cc: @cgreen136 @boon2168 @goddreng10 @philiparthurf @micahfinance @"
X Link 2026-01-17T05:00Z [---] followers, [---] engagements
"I'd like to dedicate this song clip to you Jerome Powell. π Because dude "you're a buzzkill every time you come around." πΆ I'm so looking forward to your term as central bank leader ending on May [--]. The Champagne's on ice πΎ #Buzzkill (Luke Bryan) [----] @federalreserve"
X Link 2026-01-28T19:57Z [---] followers, [--] engagements
"Just bought my wife a new (used) car (2022 Dodge Charger). Paid 20K cash for It. It was all from stock market profits from these stocks I sold the last [--] months - $ALAB $ACHR $ASTS $UMAC $AMD $HIMS $ASTS $OSCR $IREN $HOOD $NBIS $TEM $ZETA. My $UPST shares are not for sale π"
X Link 2025-08-30T22:09Z [---] followers, [----] engagements
"Morgan Stanley Conference Transcript June [--] [----] Sanjay Datta: "The [--] big areas we've not really sort of gone after yet are revolving credit and purchase mortgage. And I think those will be interesting areas for us to explore at some point." $UPST π https://seekingalpha.com/article/4796666-upstart-holdings-inc-upst-morgan-stanley-us-financials-payments-and-cre-conference-transcript https://seekingalpha.com/article/4796666-upstart-holdings-inc-upst-morgan-stanley-us-financials-payments-and-cre-conference-transcript"
X Link 2025-09-02T14:58Z [---] followers, [---] engagements
"@goddreng10 @davegirouard Well we know big news won't be announced on social media. Hopefully we'll hear some substantial updates during Q4 earnings which is expected to be on Tuesday February 10th. π€· $UPST π @Upstart = the market leader in AI-based lending"
X Link 2026-01-12T17:09Z [---] followers, [---] engagements
"Well said Henry $UPST π @Upstart = the market leader in AI-based lending πͺ #UpstartHasWayMoreUpside https://x.com/HenryInvests/status/2013664923264364932s=20 $PGY is getting a lot of attention and for good reason. Applying AI to credit is a good business and has enormous TAM. However everyone seems rather quick to dunk on $UPST by saying Pagaya is superior. Having a less volatile business does not necessarily equate to long-term https://x.com/HenryInvests/status/2013664923264364932s=20 $PGY is getting a lot of attention and for good reason. Applying AI to credit is a good business and has"
X Link 2026-01-20T18:21Z [---] followers, [---] engagements
"And another one π $UPST πͺ @Upstart = the market leader in AI-based lending https://x.com/HenryInvests/status/2013976479718138210s=20 Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California $UPST https://x.com/HenryInvests/status/2013976479718138210s=20 Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California $UPST"
X Link 2026-01-21T14:17Z [---] followers, [---] engagements
"The market reaction whenever @Upstart adds a new credit union partner: π Youd think the share price would surge at least 5% but its more like a scene from The Twilight Zone where gold (Upstart new partnership) suddenly has no value. π€·"
X Link 2026-01-21T18:39Z [---] followers, [---] engagements
"@paulxgu I see what you did there. ππ $UPST πͺ"
X Link 2026-01-24T20:07Z [---] followers, [----] engagements
"We need $UPST to go vertical like this roller coaster when the Q4 earnings release happens on February [--] and then remain elevated afterward. π€ #LFG ππ @Upstart = The market leader in AI-based lending π"
X Link 2026-01-26T17:15Z [---] followers, [---] engagements
"My wife's face when I told her @Upstart's closing bell price just now. π€· I'm dead serious. We have six-figure investment.I'm still confident but she's a little concerned. Hopefully @davegirouard & @paulxgu will have some good news for all of us on Q4 earnings day Feb 10th"
X Link 2026-01-30T21:25Z [---] followers, [---] engagements
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/creator/twitter::StockZombie222