# ![@SavingsSimpl Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1893992760719687680.png) @SavingsSimpl Savings Simplified

Savings Simplified posts on X about gold, if you, $hsbc, credit cards the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::1893992760719687680/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1893992760719687680/c:line/m:interactions.svg)

- [--] Week [-------] +582%
- [--] Month [-------] -22%
- [--] Months [---------] +1,056%

### Mentions: [--] [#](/creator/twitter::1893992760719687680/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1893992760719687680/c:line/m:posts_active.svg)

- [--] Week [--] +89%
- [--] Month [---] +22%
- [--] Months [---] +5,090%

### Followers: [-----] [#](/creator/twitter::1893992760719687680/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1893992760719687680/c:line/m:followers.svg)

- [--] Week [-----] +2.90%
- [--] Month [-----] +9.50%
- [--] Months [-----] +12,026%

### CreatorRank: [-------] [#](/creator/twitter::1893992760719687680/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1893992760719687680/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  52.38% [stocks](/list/stocks)  15.24% [countries](/list/countries)  8.57% [technology brands](/list/technology-brands)  8.57% [fashion brands](/list/fashion-brands)  2.86% [products](/list/products)  1.9% [travel destinations](/list/travel-destinations)  0.95% [automotive brands](/list/automotive-brands)  0.95% [currencies](/list/currencies)  0.95%

**Social topic influence**
[gold](/topic/gold) #4624, [if you](/topic/if-you) 8.57%, [$hsbc](/topic/$hsbc) #174, [credit cards](/topic/credit-cards) #197, [bob](/topic/bob) #2929, [india](/topic/india) 7.62%, [up to](/topic/up-to) #1720, [silver](/topic/silver) #2309, [money](/topic/money) 5.71%, [strong](/topic/strong) 5.71%

**Top accounts mentioned or mentioned by**
[@priytanshu](/creator/undefined) [@vbhati2050](/creator/undefined) [@ankitdewan](/creator/undefined) [@advaita_batika](/creator/undefined) [@rohithsundares1](/creator/undefined) [@urstrulygnana](/creator/undefined) [@cardmavenin](/creator/undefined) [@creditcardsind](/creator/undefined) [@cardniti](/creator/undefined) [@imyadav31](/creator/undefined) [@evrypaisamatter](/creator/undefined) [@jassneetsingha](/creator/undefined) [@sbansaloo7](/creator/undefined) [@anballal](/creator/undefined) [@darshan2612](/creator/undefined) [@thinkinpoints](/creator/undefined) [@suritalreja](/creator/undefined) [@akshatmoney](/creator/undefined) [@golddealsindia](/creator/undefined) [@ccg33k](/creator/undefined)

**Top assets mentioned**
[HSBC Holdings PLC (HSBC)](/topic/$hsbc) [Uber Technologies, Inc. (UBER)](/topic/$uber) [Marriott International Inc (MAR)](/topic/$mar) [Flex Ltd. Ordinary Shares (FLEX)](/topic/$flex)
### Top Social Posts
Top posts by engagements in the last [--] hours

"BOB Account or Credit Card Holders FREE Zomato Gold is hiding in your app 👀 Yes [--] Months Zomato Gold (worth 149) for almost [--]. Steps: [--] Open BOBWorld/BOBCards App [--] Tap Hot Deals [--] Earn / Use Reward Points [--] Go to Redeem section [--] Scroll down Find Zomato Gold Membership 💡 Cost: If you have [--] FREE If you have [--] Pay [--] only 🍽 Free delivery + extra discounts unlocked. Last time [---] BigBasket coupon was hiding here This time its Zomato Gold. Most people never check Hot Deals. Smart ones do. 😏 https://twitter.com/i/web/status/2022868800451023192"  
[X Link](https://x.com/SavingsSimpl/status/2022868800451023192)  2026-02-15T03:01Z [----] followers, [----] engagements


"Credit Card Bill at No Extra Charges 💳⚡ Earn 0.25% cashback on every payment with your SBI Debit Card While small its better than nothing-especially when other banks are blocking all rewarding routes 😉 👉 Visa Debit Pay via SBI Unipay 👉 RuPay Debit (Virtual/Physical) Pay via PhonePe or Flipkart 👉Working for Amex & StanC even with BillDesk links ⚠ Important: Reward Points cant offset future CC bills but can be redeemed for utility payments or gift vouchers via SBI Rewardz. Steps in next comments👇🏻 Follow @SavingsSimpl for more money saving tips #CreditCard #DebitCard #Cashback"  
[X Link](https://x.com/anyuser/status/1968383116114018693)  2025-09-17T18:34Z [----] followers, 48.2K engagements


"HDFC Infinia & DCB holders 👀 Your points = 1:1 transfer to KrisFlyer miles. Singapore Airlines is quietly running its Spontaneous Escapes promotion. India Singapore ✈ Business Class 🔥 [-----] miles (usual 45000) 30% off Book by [--] Feb Travel in March Catches: ❌ Non-refundable ❌ Non-changeable If your points are lying idle this is a good way to extract value. @SavingsSimpl ♻ https://twitter.com/i/web/status/2023079156649689230 https://twitter.com/i/web/status/2023079156649689230"  
[X Link](https://x.com/SavingsSimpl/status/2023079156649689230)  2026-02-15T16:57Z [----] followers, [---] engagements


"🤫 Dmart shoppers this one is for you 🔥 10% cashback using this card on Dmart. Swiggy. Zomato. Blinkit. Dine-outs. ➕ 1.5% unlimited cashback on other retail spends 💰 [---] + GST annual fee 🎁 [----] welcome cashback on 20K spend in [--] days so almost FYF Spending 10-12K monthly on food + groceries This card quietly prints value. #HSBC #CreditCard #Cashback #PersonalFinance #SavingsSimpl https://Savingssimpl.short.gy/LivPet https://Savingssimpl.short.gy/LivPet"  
[X Link](https://x.com/SavingsSimpl/status/2021569157779829041)  2026-02-11T12:57Z [----] followers, [----] engagements


"Swiggy Instamart IndiGo BluChip is giving: - 2X BluChips on every order - [----] bonus BluChips to the highest spender each hour - New winner every hour for [--] days"  
[X Link](https://x.com/SavingsSimpl/status/2022579940634562911)  2026-02-14T07:53Z [----] followers, [----] engagements


"🚀 100% Cashback on BLINKIT 🎁 PLUS Free Valentines Cookies auto-added to cart 👀 Spend & get equal value District Dining voucher 1500/3000/6000 (Account specific) ⚠ Catch: Voucher valid on Zomato District (Dining Out) Valid till [--] Feb [----] Gold Silver Atta Oil Ghee Gift Cards excluded Voucher auto-links to the same mobile number Check before paying. Get that [----] District voucher by ordering on Blinkit offer valid today only. Looks like Blinkit is playing the perfect Valentines wingman sponsoring dinner for District ❤ Order smart claim the voucher and enjoy the date on Blinkits tab 😉"  
[X Link](https://x.com/SavingsSimpl/status/2022583991342342614)  2026-02-14T08:09Z [----] followers, [----] engagements


"🤫Update your app. Open it. Look again 👀 Yes its TataNeu Neu team just dropped a quiet but serious upgrade. Cleaner. Faster. Less confusing. NeuCoins finally behaving like they want to be tracked 😏 Have you noticed it yet or still on old version @SavingsSimpl ❤♻"  
[X Link](https://x.com/SavingsSimpl/status/2022693979998056680)  2026-02-14T15:26Z [----] followers, [----] engagements


"Full Spontaneous Escapes details here: Routes include Ahmedabad Bangalore Chennai Hyderabad & Delhi. Seats are limited and once gone price jumps back to [-----] miles. If you have transferable points from HDFC Axis or Amex this is the moment to use them. https://www.singaporeair.com/en_UK/sg/plan-travel/promotions/global/kf/kf-promo/kfescapes/ https://www.singaporeair.com/en_UK/sg/plan-travel/promotions/global/kf/kf-promo/kfescapes/"  
[X Link](https://x.com/SavingsSimpl/status/2023080400806084831)  2026-02-15T17:02Z [----] followers, [---] engagements


"UPDATE: This route is CONFIRMED working 🔥💳 Platinum Reserve Platinum Travel 🔗 STEP 1: Apply for AMEX Platinum Reserve 🔁 STEP 2: Upgrade to Platinum Travel Platinum Reserve MRCC also works (same Reserve link). Use these two master links to reach Platinum Travel. Done & dusted 😌💳✈ ⚠ Upgrades depend on timing & AMEX discretion. Move fast this route may close anytime. https://Savingssimpl.short.gy/PlatTravel https://Savingssimpl.short.gy/ReservRef https://Savingssimpl.short.gy/PlatTravel https://Savingssimpl.short.gy/ReservRef https://Savingssimpl.short.gy/PlatTravel"  
[X Link](https://x.com/SavingsSimpl/status/2017114438869172283)  2026-01-30T05:55Z [----] followers, [----] engagements


"We can even buy Gold Coins with 10-12% returns using #PhonePe #iykyk Never met a single person who uses PhonePe for UPI transactions😭 Never met a single person who uses PhonePe for UPI transactions😭"  
[X Link](https://x.com/SavingsSimpl/status/2017558887180951862)  2026-01-31T11:21Z [----] followers, [----] engagements


"Just a reminder: The BOB Eterna Credit Card LTF last date is 31st March. Apply now: Its Lifetime Free with unlimited lounge access after 40k spend in [--] months 3.75% rewards on travel & dining plus BOGO movies up to [---] Dont miss out Additional perks include [-----] bonus reward points for [-----] spent within the first [--] days [-----] bonus points for [--] lakh annual spend free Fitpass pro membership and 2% forex markup. Whos ready to level up their savings 💳✈🍽🎥 #CreditCardDeals #SavingsSimplified https://Savingssimpl.short.gy/bobcardeternass https://Savingssimpl.short.gy/bobcardeternass"  
[X Link](https://x.com/SavingsSimpl/status/2017635712431231016)  2026-01-31T16:26Z [----] followers, [----] engagements


"🚨 Update on BHIMA gold coin orders on Myntra First AJIO now Myntra too 🤦♂ Ordered on 31/1 (Saturday) Order cancelled Refund initiated. Looks like BHIMA listings are getting pulled post-order. If you ordered check your orders. ⚠Screenshot share by a follower in the group https://twitter.com/i/web/status/2018649051722596595 https://twitter.com/i/web/status/2018649051722596595"  
[X Link](https://x.com/SavingsSimpl/status/2018649051722596595)  2026-02-03T11:33Z [----] followers, [----] engagements


"Chennai Gurgaon Delhi NCR Pune Noida Hyderabad Mumbai Bengaluru Kochi Coimbatore Jaipur Chandigarh Ahmedabad Kolkata Amritsar Baroda Indore Lucknow walon FYF HSBC Live+ lelo. Youll thank me later. In todays SwiggyZomatoquick-commerce world HSBC Live+ is one of the best cards to keep in your pocket. 10% cashback on Swiggy Zomato Blinkit Works offline + online too Reliance DMart restaurants swipe anywhere [--] lounge access included Apply here 👇 DM for full chart and extra benefits 😇 #CreditCards #CashbackCard #HSBCLivePlus #SmartSpending #SavingsSimpl https://Savingssimpl.short.gy/LivPet"  
[X Link](https://x.com/SavingsSimpl/status/2019097491862688014)  2026-02-04T17:15Z [----] followers, [----] engagements


"Go to ChatGPT and use this prompt: Create a caricature of me and my job based on everything you know about me. Go to ChatGPT and use this prompt: Create a caricature of me and my job based on everything you know about me. This is fun :-) https://t.co/J4GGPOOgq8 Go to ChatGPT and use this prompt: Create a caricature of me and my job based on everything you know about me. This is fun :-) https://t.co/J4GGPOOgq8"  
[X Link](https://x.com/SavingsSimpl/status/2020197281610502371)  2026-02-07T18:05Z [----] followers, [----] engagements


"@EvryPaisaMatter Must be a rich man Reserve dila do 😅 Milestone cards work for that question DCBM / Marriott / Aurum / Selfe / PowerMiles / Avios"  
[X Link](https://x.com/SavingsSimpl/status/2020343210011504989)  2026-02-08T03:45Z [----] followers, [---] engagements


"Sometimes the easiest decisions give the best rewards. Quoting this because I had a similar experience. Booked a Suzuki Access. The showroom was charging a 2% card fee. Instead of negotiating too much I checked for a RuPay QR. Credit card option was active. 😍 Paid using a Kiwi RuPay Credit Card - flat 5% cashback on UPI Scan & Pay Purchase value: 1.20L Cashback: [----] (Neon is free for me so full benefit) ✔ [--] milestones completed ✔ Easy path to 1.5L spend ✔ Plus RTO had a 50% transport trade fare discount saved [----] No fancy hacks. Just checking one extra payment option. Booked a Suzuki"  
[X Link](https://x.com/SavingsSimpl/status/2020390533596868905)  2026-02-08T06:53Z [----] followers, [----] engagements


"Most people never check. So the vouchers just sit there. 👉 Open WhatsApp 👉 Message Hi to MyRuPay at +918657041681 Or tap this 👉 Tap Get Vouchers Free money you forgot existed 💸 I just found a [---] PVR voucher. Go check yours. H/T: Dinesh (@zwodden) http://wa.me/+918657041681 http://wa.me/+918657041681"  
[X Link](https://x.com/SavingsSimpl/status/2020413857873948799)  2026-02-08T08:26Z [----] followers, 17.4K engagements


"@jassneetsingha So you havent registered for the program yet From now on you will get the points and then claim the GV Excited to start your rewards journey 💡Use your RuPay Credit Card on UPI to start earning coins 🎯"  
[X Link](https://x.com/SavingsSimpl/status/2020418760012898742)  2026-02-08T08:45Z [----] followers, [--] engagements


"@RohithSundares1 So a flat [---] is better if we have a kid with us 😉"  
[X Link](https://x.com/SavingsSimpl/status/2020498487302062216)  2026-02-08T14:02Z [----] followers, [---] engagements


"@Satynveshi @TheJupiterApp @Jupiter_Cares They dont care. they will show referral successful and then reverse the decision. They are running fraud in the name of referrals"  
[X Link](https://x.com/SavingsSimpl/status/2020505788721369597)  2026-02-08T14:31Z [----] followers, [--] engagements


"@RohithSundares1 Nice thought but zero Uber usage in the last [--] months. Apay is already loaded for that"  
[X Link](https://x.com/SavingsSimpl/status/2020534031444762737)  2026-02-08T16:23Z [----] followers, [--] engagements


"Looking for a good RuPay card then need to check this 👇🏻 Kiwi Equitas LTF BoB Eterna LTF SCAPIA LTF TataNeu HDFC HSBC RuPay Cashback http://Savingssimpl.short.gy/RuPayCB http://Savingssimpl.short.gy/FreeNeu257 https://Savingssimpl.short.gy/ScapiaSS http://Savingssimpl.short.gy/PixelLTF http://Savingssimpl.short.gy/EquitasEL http://Savingssimpl.short.gy/KiwiET http://Savingssimpl.short.gy/FreeNeu257 https://Savingssimpl.short.gy/ScapiaSS http://Savingssimpl.short.gy/PixelLTF http://Savingssimpl.short.gy/EquitasEL http://Savingssimpl.short.gy/KiwiET http://Savingssimpl.short.gy/RuPayCB"  
[X Link](https://x.com/SavingsSimpl/status/2020536172892893599)  2026-02-08T16:32Z [----] followers, [---] engagements


"@sbansaloo7 Agreed. Horizon is better n suits most beginners. Kotak Air is niche and makes sense only for users choosing Kotaks ecosystem from day one"  
[X Link](https://x.com/SavingsSimpl/status/2020906527423427009)  2026-02-09T17:03Z [----] followers, [--] engagements


"Edge+ CSB Bank RuPay Credit Card * [--] joining fee [--] annual fee 🎁 Welcome Offer (Limited Time): * FREE 1-year Jio Hotstar Just apply via links and enter below code RefCode: z4TFKk http://jptr.onelink.me/TOMp/f1c3097961 http://jptr.onelink.me/TOMp/f1c3097961"  
[X Link](https://x.com/SavingsSimpl/status/2021214219887141049)  2026-02-10T13:26Z [----] followers, [----] engagements


"🚨 Breaking News 🚨 BigBasket has stopped accepting GV / bbWallet balance for Gold & Silver purchases ❌ Just checked at checkout: bbWallet option disabled NeuCoins redemption still works (as of now) If you were stacking GV + offers for Gold/Silver this route is now closed 😐 Hope this is temporary and not permanent. #BigBasket #Gold #Silver #GV #WalletUpdate https://x.com/savingssimpl/status/2021206118589136965s=46 https://x.com/savingssimpl/status/2021206118589136965s=46"  
[X Link](https://x.com/SavingsSimpl/status/2021254546170011704)  2026-02-10T16:06Z [----] followers, [----] engagements


"HSBC just upgraded the welcome benefits on its most luxurious credit card in India 💳 The HSBC Taj Credit Card now comes with an even stronger value proposition for luxury travellers. Whats changed 👇 🏨 Enhanced welcome stay Apply before [--] March to get [--] Nights at Taj Palaces Earlier: standard Taj stay Think Falaknuma Rambagh etc. Breakfast included Core benefits remain strong 👇 🏨 [--] additional nights at participating Taj Hotels 🥂 [--] annual visits to The Chambers 🏎 [--] Chauffeur-driven airport transfers (Domestic + International) 💆♀ [--] Jiva Spa treatments ⛳ [--] complimentary golf games"  
[X Link](https://x.com/SavingsSimpl/status/2021258106383237297)  2026-02-10T16:21Z [----] followers, 19.1K engagements


"How to activate FREE JioHotstar with your Jupiter Card 🎬 [--] Download the OneAssist App [--] Login using your Jupiter registered mobile number [--] Go to Claims & Support [--] Select the plan where JioHotstar is mentioned [--] Type OTT in the keyword/search box [--] Tap on How to activate OTT [--] Youll get a coupon code [--] Click Redeem [--] Youll be redirected to OTTplay 🔟 Login on OTTplay using your mobile number and redeem the code Thats it Hotstar unlocked 🍿 @SavingsSimpl How to claim the ott membership @SavingsSimpl @SavingsSimpl How to claim the ott membership @SavingsSimpl"  
[X Link](https://x.com/SavingsSimpl/status/2021260810279059598)  2026-02-10T16:31Z [----] followers, [----] engagements


"@priytanshu Have an annual income of at least INR [--] lakhs if salaried or INR [--] lakhs if self-employed Then I know the best RM to go forward with"  
[X Link](https://x.com/SavingsSimpl/status/2021273216241619149)  2026-02-10T17:21Z [----] followers, [----] engagements


"@Urstruly_Gnana They are promoting it as LTF. If there is any mismatch you can directly escalate to the Jupiter team"  
[X Link](https://x.com/SavingsSimpl/status/2021406990430621814)  2026-02-11T02:12Z [----] followers, [---] engagements


"To apply for the LTF Jupiter Card follow these steps: Edge+ CSB Bank RuPay Credit Card * [--] joining fee [--] annual fee 🎁 Welcome Offer (Limited Time): * FREE 1-year Jio Hotstar Just apply via links and enter below code https://t.co/7Fdo8GhEmN RefCode: z4TFKk https://t.co/GqtuuicOsM Edge+ CSB Bank RuPay Credit Card * [--] joining fee [--] annual fee 🎁 Welcome Offer (Limited Time): * FREE 1-year Jio Hotstar Just apply via links and enter below code https://t.co/7Fdo8GhEmN RefCode: z4TFKk https://t.co/GqtuuicOsM"  
[X Link](https://x.com/SavingsSimpl/status/2021458775815905422)  2026-02-11T05:38Z [----] followers, [---] engagements


"@anballal @Urstruly_Gnana Jupiter Edge+ CSB Bank RuPay Credit Card * [--] joining fee [--] annual fee 🎁 Welcome Offer (Limited Time): * FREE 1-year Jio Hotstar Just apply via links and enter below code https://t.co/7Fdo8GhEmN RefCode: z4TFKk https://t.co/GqtuuicOsM Edge+ CSB Bank RuPay Credit Card * [--] joining fee [--] annual fee 🎁 Welcome Offer (Limited Time): * FREE 1-year Jio Hotstar Just apply via links and enter below code https://t.co/7Fdo8GhEmN RefCode: z4TFKk https://t.co/GqtuuicOsM"  
[X Link](https://x.com/SavingsSimpl/status/2021535540592656669)  2026-02-11T10:43Z [----] followers, [--] engagements


"@priytanshu Screenshot is from Swiggy app they are denying that it is not applied from the app. I applied it from HDFC mobile app"  
[X Link](https://x.com/SavingsSimpl/status/2021885443198128271)  2026-02-12T09:53Z [----] followers, [---] engagements


"✈ New Launch Alert Kotak Air Credit Card ✈ Your easy entry into air miles - without paying a joining fee 💳🔥 Why its interesting 👇 💰 Fees ✅ Joining Fee: [--] 💸 Annual Fee: [----] + GST 🎁 Rewards ✈ [--] Air Miles / [---] on travel via Kotak Unbox 🛍 [--] Air Mile / [---] on other spends (no capping) 💡 [--] Air Mile = [--] value 🛋 Lounge Access ✨ [--] Domestic Lounge Visits / year ⚠ Spend 60K in the previous quarter to unlock 🔄 Transfer Partners ✈ Air India (3:1) ✈ United Airlines (2:1) ✈ Qatar Airways (2:1) 🏨 Marriott Bonvoy (3:1) 📌 Annual transfer cap: [------] Air Miles 🚫 No rewards on Utility Insurance"  
[X Link](https://x.com/SavingsSimpl/status/2020858815277883537)  2026-02-09T13:54Z [----] followers, [----] engagements


"Lifetime free is the most expensive mindset in credit cards. 💳 Paid Card vs LTF Card = Tax Psychology The guy who pays [-----] annual fee: I paid for this card. I will squeeze every perk every reward point every milestone benefit. The guy with LTF card: Free hai dekh lenge. Use kar liya toh theek. Same psychology. When you pay you track. When its free you dont optimise. But. The Real Insight People with: Paid cards monitor spends Track reward rates Hit milestones Calculate ROI Extract max value People with: LTF cards often just swipe casually Rarely calculate effective return Dont push the"  
[X Link](https://x.com/SavingsSimpl/status/2022411956200886357)  2026-02-13T20:45Z [----] followers, [----] engagements


"@ankitdewan Yes faster but the Widget option to scan is still missing in iOS"  
[X Link](https://x.com/SavingsSimpl/status/2022753692525678955)  2026-02-14T19:23Z [----] followers, [---] engagements


"@CardMavenIn Telling the same for the last [--] months Although there are some changes in the original post but SBI VDC is outstanding for bill payments. Credit Card Bill at No Extra Charges 💳⚡ Earn 0.25% cashback on every payment with your SBI Debit Card While small its better than nothing-especially when other banks are blocking all rewarding routes 😉 👉 Visa Debit Pay via SBI Unipay 👉 RuPay Debit (Virtual/Physical) https://t.co/vBPzkjBLMa Credit Card Bill at No Extra Charges 💳⚡ Earn 0.25% cashback on every payment with your SBI Debit Card While small its better than nothing-especially"  
[X Link](https://x.com/SavingsSimpl/status/2023084478453965129)  2026-02-15T17:18Z [----] followers, [----] engagements


"Amazon: 10% off (up to 1250) on BOB Credit Cards Stack it with ASV + Eterna 55K spend offer Maths 👇🏼 BRPL 2g: [-----] [----] instant discount [----] Eterna rewards = 15.3K per gram vs market [-----] Bonus 55K spend also unlocks next quarter lounge access ✈ Links: 1g BRPL 👉🏼 1g Muthoot 👉🏼 1g Bhima 👉🏼 2g BRPL 👉🏼 Ps: BoBCard offer is targeted check once u use the card. https://amzn.to/403yR3C https://amzn.to/3MD3klY https://amzn.to/4tv4LUf https://amzn.to/4bPIN8c https://amzn.to/403yR3C https://amzn.to/3MD3klY https://amzn.to/4tv4LUf https://amzn.to/4bPIN8c"  
[X Link](https://x.com/SavingsSimpl/status/2021572195638538314)  2026-02-11T13:09Z [----] followers, [----] engagements


"🚨 Swiggy HDFC Card Drama Applied last month when it was shown as LTF. Card delivered now but mail says FYF. Sourcing already stopped from [--] Feb [----]. Swiggy sending activation reminders daily. Already escalated but no reply yet. Question to #CCWorld 👇 Should I activate or wait for LTF confirmation What to do Swiggy HDFC Credit Card Discontinued For New Customers #ccgeek #ccgeeks #creditcard #dcgeek #debitcard https://t.co/1EuxyHxBZG Swiggy HDFC Credit Card Discontinued For New Customers #ccgeek #ccgeeks #creditcard #dcgeek #debitcard https://t.co/1EuxyHxBZG"  
[X Link](https://x.com/SavingsSimpl/status/2021771734794526730)  2026-02-12T02:21Z [----] followers, [----] engagements


"💣 Missed it yesterday Its back. The Swiggy HDFC Card is live again. No guarantees on how long itll stay 🛟 Apply now before the next update: H/T @CreditCardsInd https://Savingssimpl.short.gy/Swiggy3k https://Savingssimpl.short.gy/Swiggy3k"  
[X Link](https://x.com/SavingsSimpl/status/2021784216380617011)  2026-02-12T03:11Z [----] followers, [----] engagements


"58 bookmarks means utility. 68.9% non-followers means expansion. Were building. Follow for credit card tips & tricks that actually save you money. @SavingsSimpl ❤♻ @SavingsSimpl The likes are only [--] but it has [--] Bookmarks. It's very sad to see. @SavingsSimpl The likes are only [--] but it has [--] Bookmarks. It's very sad to see"  
[X Link](https://x.com/SavingsSimpl/status/2021932104737792078)  2026-02-12T12:59Z [----] followers, [---] engagements


"Why Gold and Silver crashed today"  
[X Link](https://x.com/SavingsSimpl/status/2022143243299991744)  2026-02-13T02:58Z [----] followers, [----] engagements


"If this is a government affordability initiative why is it written by Adani Saw a post by my friend @DARSHAN_2612 so I walked up to Udan Yatri Cafe myself. Yes the prices are genuinely reasonable. Now the obvious question again: If this is meant to showcase affordable food under a government push it should clearly mention: A Government of India initiative. Because branding shapes perception. When only the operators name is visible many will assume the credit belongs entirely to the Adani Group. Critics of airport privatisation already argue that large groups are gaining excessive control over"  
[X Link](https://x.com/SavingsSimpl/status/2022569444883730862)  2026-02-14T07:11Z [----] followers, [----] engagements


"Most investors ignore this. LTCG Tax Harvesting = Legal way to pay [--] tax on 1.25L profit and the perfect time to save 👀 Heres how to use it before March [--] Find shares you bought more than [--] year ago Only shares held for 12+ months qualify for LTCG tax benefit. [--] Check profit on these shares If your total profit is up to [----] lakh in this financial year it is completely tax-free. This is your target 🎯 [--] Sell shares to realise the gain The moment you sell profit becomes realised LTCG. Since its within 1.25L limit tax = [--]. [--] Buy the same shares back next day What just happened Your new"  
[X Link](https://x.com/SavingsSimpl/status/2022907832375664856)  2026-02-15T05:36Z [----] followers, [----] engagements


"Free [----] just for paying your credit card bill 👀 SBI is giving 3X reward points on Virtual Debit Card spends. How: Pay your credit card bill via SBI Unipay using SBI Virtual Debit Card No extra charges. Still earns full reward points. Normal: [--] points per [---] Now: [--] points per [---] Max: [-----] points [----] value Cherry on top 🍒 Extra [----] points [---] bonus Total potential [----] value Valid till [--] Feb [----]. @savingssimpl 🩵🔁 Credit Card Bill at No Extra Charges 💳⚡ Earn 0.25% cashback on every payment with your SBI Debit Card While small its better than nothing-especially when other banks are"  
[X Link](https://x.com/SavingsSimpl/status/2023220953292095944)  2026-02-16T02:20Z [----] followers, [---] engagements


"🚨 Help Needed from CCGeeks 🚨 🙏 Help us get @point_explorer back He recently crossed 1K followers and posts quality authentic content. His account was suspended for alleged authenticity issues - we believe this is a mistake. Suggest him the ways to get the account back @X please review and restore his account https://x.com/point_explorer https://x.com/point_explorer"  
[X Link](https://x.com/SavingsSimpl/status/1979620397516775893)  2025-10-18T18:47Z [----] followers, [----] engagements


"Everyones chasing premium metals/plastics But Sujit (@skh27) just reminded why even a Lifetime Free card can beat the big boys. 💥 Its not the card tier - its how you play the offer game. 🧠💸 LTF Low Tier Its Lifetime Free Lifetime Flex 😎 See @FinPaals post in quote also whenhe got Amazing Discount on LTF BOB-CARD #CreditCards #CcGeek #SavingsSimpl http://x.com/savingssimpl/s 💣 When offers like this drop it literally becomes a money-printing bomb. 💥 Why dont you already have an LTF card in your kitty ⚡ Grab your LTF BOB Card Eazy here: https://t.co/5Cf24Cpxg6 Yes BOB Card - Easy💳 👉"  
[X Link](https://x.com/SavingsSimpl/status/1980179634072486318)  2025-10-20T07:49Z [----] followers, [----] engagements


"So people can ride the lift with [--] dogs [--] shopping bags and zero empathy but not the person bringing your food What a disgusting kind of class weve built. 🤦♂"  
[X Link](https://x.com/SavingsSimpl/status/1980191966685188202)  2025-10-20T08:38Z [----] followers, [----] engagements


"Happy Diwali Fam 🪔 May your wallets stay heavy and your expenses stay smart 😄 Keep shining keep saving 💫 - Team SavingsSimplified"  
[X Link](https://x.com/SavingsSimpl/status/1980259596016218490)  2025-10-20T13:07Z [----] followers, [---] engagements


"HSBC seems to be quietly building its own Axis-style card lineup Hope they expand the serviceable city criteria too TravelOne revamped New RuPay Lineup & Cashback Card Now tie-up with EazyDiner for dining discounts Looks like HSBC wants a slice of Axiss travel-and-dining card space. Competitions heating up 🔥 💳 Apply for HSBC Live+ Credit Card now and join the lineup 👉🏻 #CreditCards #AxisBank #HSBC #TravelOne #Cashback #EazyDiner #SavingsSimpl @HSBC_IN https://bitli.in/jrw15Yp Eazydiner 🤝 HSBC HSBC has been quite aggressive since last [--] months for strategic tieups with different aspects"  
[X Link](https://x.com/SavingsSimpl/status/1981087647058841891)  2025-10-22T19:57Z [----] followers, 19.9K engagements


"@NalinisKitchen Is this the video"  
[X Link](https://x.com/SavingsSimpl/status/1981194710124548480)  2025-10-23T03:03Z [----] followers, 14.6K engagements


"Adding one more to the list 👇 Mastering Credit Card Reward Strategies 💳 Because saving smart is also a brain-boosting hobby 😉 #BrainBoostingHobbies #SavingsSimpl #SmartSavings #ccgeek @CardMavenIn @CardNiti @CardsavvyIndia @cards_wizard @credofly @CreditCardsInd @Credolite @creditkeeda @GoldWithCC @ChaiAndMiles @think_in_points"  
[X Link](https://x.com/SavingsSimpl/status/1981227053686149177)  2025-10-23T05:11Z [----] followers, [----] engagements


"I also grabbed two 1g Tanishq coins at [-----] per gram 💥 BUT Mixed with SuperCoins = cost [-----] + [----] coins. Thats just [----] per gram Used part of a discounted GV already loaded from Cred + part paid with Card (points on the way too) final cost even lower than you can imagine 😍💰 Wanted more but Flipkart but Flipkart being Flopkart and me being away from home total panic moment So I ordered 2g and asked my neighbor to collect. 😅 Now with the coins in hand the panics gone but regret lingers- why only 2g 😭 What a chaotic golden day it was ✨👻 Im on vacation so I couldnt order much - just 14"  
[X Link](https://x.com/SavingsSimpl/status/1981423712177180930)  2025-10-23T18:13Z [----] followers, [----] engagements


"💳✨ Want the LTF Eterna DM to unlock it 👀 Two requirements for LTF Eterna: 💰 1L+ net salary 🚫 No existing BoB Credit Card A good spend based offer for BOB Eterna holders. 2.5% extra on top of regular 3.75% for online shopping. https://t.co/pVSogSjzxe A good spend based offer for BOB Eterna holders. 2.5% extra on top of regular 3.75% for online shopping. https://t.co/pVSogSjzxe"  
[X Link](https://x.com/SavingsSimpl/status/1981683472898125830)  2025-10-24T11:25Z [----] followers, [----] engagements


"🎬 Lights. Camera. Zero Fee ICICI Bank is quietly offering the Sapphiro Credit Card LTF - no joining or annual fee. Heres what you get: 🎟 Buy [--] Get [--] on BookMyShow (Movies + Events) up to [---] per ticket (Take dual variant and make it 1000/month) 🍽 Airport lounge access domestic & international 🎁 Welcome vouchers worth 9000+ (for paid variant but LTF is a steal) 💳 Available on RuPay Visa Mastercard & Amex networks Best: Use dual variant for 500x2 BOGO on BookMyShow - 1000/month. Offer valid for limited time - ICICI quietly competing with HDFCs lifetime free offers. Get the card - dont"  
[X Link](https://x.com/SavingsSimpl/status/1983221436480368832)  2025-10-28T17:16Z [----] followers, 28.4K engagements


"Got another use case from @Ankit_Tech_Ai : how he got LTF. 🎬 Lights. Camera. Zero Fee ICICI Bank is quietly offering the Sapphiro Credit Card LTF - no joining or annual fee. https://t.co/r3PjrXfWzQ Heres what you get: 🎟 Buy [--] Get [--] on BookMyShow (Movies + Events) up to [---] per ticket (Take dual variant and make it https://t.co/rFZWHPiCYR 🎬 Lights. Camera. Zero Fee ICICI Bank is quietly offering the Sapphiro Credit Card LTF - no joining or annual fee. https://t.co/r3PjrXfWzQ Heres what you get: 🎟 Buy [--] Get [--] on BookMyShow (Movies + Events) up to [---] per ticket (Take dual variant and make"  
[X Link](https://x.com/SavingsSimpl/status/1983574299069051131)  2025-10-29T16:39Z [----] followers, [----] engagements


"The timeline right now @suritalreja"  
[X Link](https://x.com/SavingsSimpl/status/1983882615259373619)  2025-10-30T13:04Z [----] followers, [---] engagements


"India Women storm into the World Cup Final 💥 🏏 India beat Australia -ending their 15-match unbeaten streak (20222025) the longest in Womens WC history. 🔥 Also India just chased down 200+ for the first time ever in a Womens ODI World Cup Final: India South Africa - this Sunday. 💪"  
[X Link](https://x.com/anyuser/status/1983951175897772096)  2025-10-30T17:36Z [----] followers, [----] engagements


"Gold Coins Gold Status and now another Gold opportunity 👇🏻 Club ITC is offering a Status Match If you hold Gold tier at any of these: 🏨 Major hotel loyalty programs ✈ Popular airline programs you can apply for a Club ITC Gold Status Match. 📅 Valid from: Today Till: 31st December (TnC in the image shared) Another Status-Match opportunity thanks to @rohit821pat. Club ITC Status-match opportunity Use any hotel or airline Gold status of above to apply. TnC attached. Offer starts today valid till 31st December. 🔗 Apply here - https://t.co/ynvHrJ8Ck1 https://t.co/zAbY9cFpZD Another"  
[X Link](https://x.com/SavingsSimpl/status/1984584699248066938)  2025-11-01T11:33Z [----] followers, [----] engagements


"ChatGPT India Unlock Steps: GO FREE [--] Months 😎🤑💥 Real steal [----] 🧠💰🚀 🔹 Open ChatGPT on Web 🌐👉 🔹 Tap Upgrade for FREE (399/month slashed to 0) 🎉💸🔥 🔹 Complete OTP mobile verification 📱⚡ 🔹 Add UPI/card Payment shows [--] Done ✔ Your Go plan starts instantly. 🕵♂ Working for existing free users right now. 🔓😂"  
[X Link](https://x.com/SavingsSimpl/status/1985561306595037644)  2025-11-04T04:14Z [----] followers, [----] engagements


"💳 HSBC Live+ or the HSBC Cashback Credit Card the quiet money-saver Placed an AJIO order of [-----] today. After all platform offers HSBC still gave an extra 1.5% cashback [---] back. Small but its real money saved on top of every discount. Application link : 🟢 Gift cards and even gold coins often get coded under grocery MCC #IYKYK 🟢 Extra platform offers like this AJIO benefit One card that quietly pays for itself and keeps giving more. HSBC deserves a spot in your wallet. Full details in the thread below https://bitli.in/m9pyB3w https://bitli.in/m9pyB3w"  
[X Link](https://x.com/SavingsSimpl/status/1985687690810212661)  2025-11-04T12:36Z [----] followers, [----] engagements


"Three major shocks indeed here are my picks: [--]. IDFC DC Rewards Gone From [--] Jan [----] zero reward points on IDFC debit cards. The 2.5% era is officially dead. [--]. HSBC Price Match Nerfed Best Price Guarantee now capped at [----] travel credits. No more 5K+ savings. [--]. Scapia Referral Clampdown No cash/reward swaps for referrals. Strict warning issued. Three major shocks for cc worshippers today. Three major shocks for cc worshippers today"  
[X Link](https://x.com/SavingsSimpl/status/1985708255365210449)  2025-11-04T13:58Z [----] followers, 26.8K engagements


"📱 Two Days Two Credits and one BIG reminder for #ccgeeks Yesterday [----] cashback credited on SBI Cashback Card Today [----] EDGE Rewards credited for Axis Atlas milestone If youre still sleeping on the right card stack youre literally losing money. But listen ❌ Axis Atlas is gone or too tough to get now So whats the smart replacement 🔄 My pick for [----] Axis Horizon HSBC TravelOne looks great on paper but limited serviceable cities are killing the hype. Horizon is more practical more accessible and a smoother switch for most users especially if you value Accor. 💡 Ideal Duo for [----] ✅ SBI"  
[X Link](https://x.com/anyuser/status/1985771169799421985)  2025-11-04T18:08Z [----] followers, [----] engagements


"Found a new link for BOBCARD. Apply now to get your BOBCARD - 💳 Bank of Baroda ETERNA Credit Card [----] Quick Review A premium rewards card that quietly delivers strong value especially for online dining travel and international spends. ✨ Why its worth considering: FitPass Pro worth [-----] (welcome) 3.75% value back on dining travel online and international spends Unlimited Domestic Lounge Access (40K spend in previous quarter) Up to [-----] Bonus RPs via milestones 2% Forex Mark-up + B1G1 movies via Paytm 💸 Fees: [----] + [----] (waived on 25K in [--] days and 2.5L annual spend) From [--] July 2025:"  
[X Link](https://x.com/SavingsSimpl/status/1986105206451634447)  2025-11-05T16:15Z [----] followers, [----] engagements


"💳 HDFC Diners Black Metal vs HDFC Infinia Metal 👑 HDFC Infinia Metal One of the most premium credit cards in India but invite-only. 🌍 Best for: Merchant acceptance & premium benefits 🎁 Strong joining + renewal perks 🛍 5X voucher earnings 📈 Higher capping on accelerated rewards 🔥 HDFC Diners Club Black Metal A powerful premium alternative that many users find more rewarding. 🎯 10K points milestone on Rs. 4L/quarter (extra 2.5% boost) 🍴 Dining 2X gives 6.6% back ✅ Easier approval income/ITR based ✈ Better returns on flights/hotels with milestone 💳 Higher base returns (5.83% with"  
[X Link](https://x.com/SavingsSimpl/status/1986150301439823970)  2025-11-05T19:15Z [----] followers, 28.6K engagements


"🚨Gold coin around 11730/- per gram Amazon Gold Reward Coupon worth [----] Collect this Gold Coupon 🔗 Comeback to shop👇🏻 Buy Bangalore Refinery 🔗 Or check full catalogue 🔗 Bonus tip Use ASV with HSBC Credit Card to get extra [----] off. https://bitli.in/CR88Mtg https://amzn.to/4oXct6r https://bitli.in/hbMTr6y https://bitli.in/CR88Mtg https://amzn.to/4oXct6r https://bitli.in/hbMTr6y"  
[X Link](https://x.com/SavingsSimpl/status/1987030271024374186)  2025-11-08T05:31Z [----] followers, [----] engagements


"Another ETERNA just dropped and my channel got tagged again 😂 💎 [--] RP per [---] on travel dining online & international spends ✈ Unlimited domestic lounge access (40k monthly spends needed) 🔥 Premium perks now at zero annual fee If this doesnt deserve a repost what does 😌 Like. Share. Repost so more people dont miss out ♻ https://mycard.bobcard.tech/utm_source=MMM_xyz&utm_medium=EARNTRA&utm_campaign=966080 Got the card approved and delivered today. Special thanks to @SavingsSimpl to guide to right RM and thanks to RM for smooth process. https://t.co/IqlLoWTM6p"  
[X Link](https://x.com/SavingsSimpl/status/1987903622936740318)  2025-11-10T15:22Z [----] followers, [----] engagements


"This is giving strong Were coming for Axis. HDFC. ICICI. Amex energy. HSBC seems to be on a mission to dominate the travel-rewards game First the TravelOne revamp Then the new RuPay lineup + Cashback card Then the EazyDiner tie-up for dining discounts Everyone thought HSBC was quietly building an Axis-style card lineup (only wished they expanded serviceable cities). Now theyve dropped a HSBC Marriott Bonvoy 40% Bonus Points offer 😍 Up to 2L bonus points possible. If HSBC continues at this pace Indias travel card scene is about to get very interesting. Convert via HSBC app. Offer valid till"  
[X Link](https://x.com/SavingsSimpl/status/1987926145514565921)  2025-11-10T16:51Z [----] followers, [----] engagements


"✈ A beautiful birthday surprise in mid-air 💙 We were flying from AMD to MAA on my daughter Anayas birthday and the IndiGo crew made it truly special They surprised her with a sweet handwritten note and warm wishes mid-flight. Such thoughtful gestures turn ordinary journeys into lifelong memories. Thank you @IndiGo6E for adding joy to our day and making Anayas birthday so memorable 💫💙 #ThankYouIndiGo #BirthdaySurprise #TravelMoments #IndiGo6E"  
[X Link](https://x.com/SavingsSimpl/status/1988201859375657006)  2025-11-11T11:07Z [----] followers, [----] engagements


"Why cry if you dont have EPM Infinia or any other super-premium card 😅 You can still save big on fuel 💳 RBL IOCL Xtra Card gives 8.5% value back on Indian Oil fuel spends ⛽ 👉🏻 Apply now to save min 8.3% on fuel expenses: 🔥 [----] Fuel Points worth [----] on your first 500+ txn to cover joining fee 💰 [--] FP per [---] on all other spends Even after GST & redemption fee youre still looking at 8.3% real savings. Smart fuel savings made simple. 🚗💨 #DYOR #IOCL #RBLIOCL https://bitli.in/OmNRIaV [---] Saved on [----] Fuel spends on HPCL Fuel pump using iShop vouchers.⛽ Pump location - Dwarka Delhi -"  
[X Link](https://x.com/SavingsSimpl/status/1988227979642900493)  2025-11-11T12:51Z [----] followers, [----] engagements


"DOUBLE HACK to Grab 1g GOLD when its OUT OF STOCK 🪙😂 Also at a lower price than market rate (11400/- per gram) (Tested & Proven Swiggy verified 😎) Bookmark this 🔖 if you love instant savings + instant delivery Everyone saw Akshats Stop every [--] km hack to find stock Well heres the home edition 👇 My Story: I was about to take a bath before office 9:14 AM Found Kalyan Jewellers 1g gold coin live on Instamart 🚿 Went for a quick shower 9:27 AM Doorbell rings. Delivery guy: Sir your gold. 😳 While lighting the diya the gold coin had already arrived 🪔✨ Bill Breakdown: 💳 MRP: [-----] 🔥"  
[X Link](https://x.com/SavingsSimpl/status/1988898590446535076)  2025-11-13T09:15Z [----] followers, 24.1K engagements


"💔 One user: [-----] stuck after wallet suspension loaded via vouchers for 4% savings. ⚡ Me: Got 1g gold delivered in [--] minutes flat Feel really bad for the person stuck in that situation nobody deserves to lose access to their own money. 🙏 Both are true. When it works its magic when it doesnt its mayhem. 😅 Lets hope @SwiggyCares fixes it soon and keeps the balance right. 🙌 #SavingsSimpl #SmartShopping #Swiggy #ConsumerRights Really disappointed my Swiggy account with [-----] balance got suspended without any explanation.@SwiggyCares @SwiggyInstamart @Swiggy please look into this ASAP"  
[X Link](https://x.com/SavingsSimpl/status/1988987278883221605)  2025-11-13T15:08Z [----] followers, [----] engagements


"📩 Official Update from BoB-Cards Just got this fresh update from the official RM for Eterna LTF applications If you havent applied online yet this is your window. Apply now 👉🏻 All eligibility details income criteria loan-based eligibility everything is clearly listed in the email itself. Facing any issue well try offline just a message away. SavingsSimpl community always gets priority ⚡💳 https://mycard.bobcard.tech/utm_source=MMM_xyz&utm_medium=EARNTRA&utm_campaign=966080 https://mycard.bobcard.tech/utm_source=MMM_xyz&utm_medium=EARNTRA&utm_campaign=966080"  
[X Link](https://x.com/SavingsSimpl/status/1989664373074518340)  2025-11-15T11:58Z [----] followers, 74.7K engagements


"Those who just got BoB Eterna A quick weekend-only hack for you. On FriSatSun use your Eterna on Swiggy Instamart. Pick the [-----] GOLD COIN as posted by @GoldDealsIndia apply the [---] BoB Card weekend offer effective [-----]. Plus 3.75% reward rate on top. And dont forget Hit [-----] in [--] days to unlock [-----] bonus points (worth 2500). Eterna holders. Weekend gold le lo weekday tak reward points sambhaalte rehna. 😌 PS: Rs.100/- Offer valid for all bobcard holders 📩 Official Update from BoB-Cards Just got this fresh update from the official RM for Eterna LTF applications If you havent applied"  
[X Link](https://x.com/SavingsSimpl/status/1989741873213358384)  2025-11-15T17:06Z [----] followers, 23.9K engagements


"@think_in_points @ccg33k @SartanparaYash @CardNiti @EvryPaisaMatter @akshat_money @_haroldfinch @GoldDealsIndia Gold coin boxes Bhai yeh toh mere ghar ka Official Hair Accessories Department ban chuka hai 😆✨ Rubber bands clips bracelets Barbie ke chappal sab yahin rehte hain. Gold Pro Max Nahi Girl Dad Pro Max 😎💖"  
[X Link](https://x.com/SavingsSimpl/status/1990035024775946261)  2025-11-16T12:31Z [----] followers, [---] engagements


"Sharing milestones with such a solid lineup is always special. Gold Lord Protein Man and Infinity Man from Tata Neu mastery to now Lord Infinia. Congratulations @CreditCardsInd for 4K 🚀🥳 Congratulations @imYadav31 for 17K 🚀🥳 Congratulations @ccg33k for 18K 🚀🥳 Joining in with a smaller milestone @savingssimpl crossed 2K ✨🚀 Sharing milestone with Gold Lord and protein Man is always special ✨🫶 Congratulations @CreditCardsInd for 4K 🚀🥳 Congratulations @imYadav31 for 17k 🚀🥳 Congratulations @ccg33k for 18k 🚀🥳 Sharing milestone with Gold Lord and protein Man is always special ✨🫶"  
[X Link](https://x.com/SavingsSimpl/status/1990384410630168724)  2025-11-17T11:39Z [----] followers, [----] engagements


"Scapia onboardings have opened with BOBCARD - Should I try once again 👀🔥 Tried Scapia [--] times now still getting rejected. So heres my credit profile maybe this helps their system understand better. 📌 CIBIL Score: [---] 📌 Top 10% in India 📌 887/887 repayments on time 📌 2.25% credit usage 📌 [--] cards + [--] loans all excellent If this profile https://t.co/26ziKYzSgl Tried Scapia [--] times now still getting rejected. So heres my credit profile maybe this helps their system understand better. 📌 CIBIL Score: [---] 📌 Top 10% in India 📌 887/887 repayments on time 📌 2.25% credit usage 📌 [--] cards"  
[X Link](https://x.com/SavingsSimpl/status/1994818116698984614)  2025-11-29T17:17Z [----] followers, [----] engagements


"That rumour everyone was waiting on Its official now. Scapia onboardings have opened with BOBCARD 👀🔥 Apply before the rush 👇 Thanks @AbhiChtrj for the update https://tinyurl.com/389bkbv2 https://tinyurl.com/389bkbv2"  
[X Link](https://x.com/SavingsSimpl/status/1994824672995938786)  2025-11-29T17:43Z [----] followers, [---] engagements


"Merging problems wont create a solution. Two stressed work cultures one strong bank. Scale doesnt fix governance. A simple example Even after a fully digital account opening at Bank of India you were later asked to visit the branch with [--] photographs and a physical KYC form. This execution gap is what people worry about. Fix the basics first. Then talk mergers. If this sounds familiar whats the most frustrating bank experience youve had More babugiri 🤡 More babugiri 🤡"  
[X Link](https://x.com/SavingsSimpl/status/2008799730244223003)  2026-01-07T07:15Z [----] followers, [----] engagements


"Expectation 😎 BOBCard partner aa gaya Ab to approvals ki baarish hogi ☔💳 Reality 🤡 Based on banks policies ❌ Zero approvals ❌ Instant heartbreak Scapia 🤝 BOBCard = LIVE But underwriting full strict mode 😬 Apply link yahi hai 👇 Profile strong hai Dont try your luck Pakka nahi hoga 🤪 👀 But Card accha hai. Try once again. Approval selective hai 😅 https://Savingssimpl.short.gy/ScapiaSS https://Savingssimpl.short.gy/ScapiaSS Apply for an LTF card and get an iPad 👀 https://t.co/RaUlMIzLNb 🔹Get the card. 🔹 Share your referral. 🔹 Friends apply. 🔹 Interesting things start happening 😄"  
[X Link](https://x.com/SavingsSimpl/status/2013641244384342331)  2026-01-20T15:54Z [----] followers, [----] engagements


"Apply for an LTF card and get an iPad 👀 🔹Get the card. 🔹 Share your referral. 🔹 Friends apply. 🔹 Interesting things start happening 😄 Past referral rewards included iPads Ray-Ban Meta AirPods Taj stays and more. 🔹 Card benefits Lifetime Free Visa + RuPay (UPI rewards 2% too) Zero forex markup Unlimited domestic lounges Travel rewards + airport perks Up to [----] cashback at airports Card is solid. Rewards depend on how things play out 😉 http://Savingssimpl.short.gy/ScapiaSS http://Savingssimpl.short.gy/ScapiaSS http://Savingssimpl.short.gy/ScapiaSS http://Savingssimpl.short.gy/ScapiaSS"  
[X Link](https://x.com/SavingsSimpl/status/2013955108497985850)  2026-01-21T12:41Z [----] followers, [----] engagements


"Flipkart logic 🧠 Offer page: 💳 HDFC CC - 10% OFF Payment page: ❌ HDFC CC service is down Marketing team working Tech team on chai surta break 🚬 ☕ #flopkart #Flipkart"  
[X Link](https://x.com/SavingsSimpl/status/2014167193777561721)  2026-01-22T02:44Z [----] followers, [----] engagements


"Found a simple GOLD use-case with 💳 Equitas Selfe Credit Card - (First year Free) Many influencers suddenly talking about Equitas PowerMiles card - miles & forex benefits ✈ Savings Kumar looks more at savings + GOLD 🌕 GOLD use-case How Lets break it down"  
[X Link](https://x.com/SavingsSimpl/status/2014321824402980876)  2026-01-22T12:58Z [----] followers, [----] engagements


"Step [--] Choose reward categories ✅ Apparel ✅ Groceries Step [--] Buy gold smartly 🟡 1g from Instamart / BigBasket 🟡 45g from AJIO / TataCliq (Myntra also works if PhonePe route clicks) Step [--] Earn 5X rewards on both spends 💥 Result 🎯 Gold offers + reward stacking 👉 Ultimately 10% value on GOLD 💛 👉 Apply here 🔗 Bonus First Year Free & Diamond Tier achievable Already quietly shared in WhatsApp groups 🤫 No hype just smart use. https://Savingssimpl.short.gy/EquitasEL https://Savingssimpl.short.gy/EquitasEL"  
[X Link](https://x.com/SavingsSimpl/status/2014321866966753470)  2026-01-22T12:58Z [----] followers, [---] engagements


"AMEX Upgrade Process 👀💳 Existing AMEX cardholders can now upgrade without a fresh application. Get all joining perks by paying the joining fee. SmartEarn MRCC MRCC Platinum Travel Joining fees & benefits remain the same as a new application. Big surprise 👇 Some users can even hold [--] Platinum Travel cards 🤯 ⚠ Limited-time offer. https://Savingssimpl.short.gy/PlatTravel https://Savingssimpl.short.gy/MRCC https://Savingssimpl.short.gy/PlatTravel https://Savingssimpl.short.gy/MRCC Amex Platinum Travel 🧭 https://t.co/sbE3mO0Ubb https://Savingssimpl.short.gy/PlatTravel"  
[X Link](https://x.com/SavingsSimpl/status/2015329434077917560)  2026-01-25T07:42Z [----] followers, [----] engagements


"UPI likely to be available in Japan soon Indias UPI payment network is now being trialled for use in Japan through a partnership between NPCI International and NTT DATA. This could let Indian tourists pay at local merchants using UPI QR codes instead of cash/forex cards. https://twitter.com/i/web/status/2015374774596423930 https://twitter.com/i/web/status/2015374774596423930"  
[X Link](https://x.com/SavingsSimpl/status/2015374774596423930)  2026-01-25T10:42Z [----] followers, [---] engagements


"From SORRY to SUCCESS BOB Eterna (LTF) ⚪ Applied online got the SORRY screen 😅 🟣 Held a BOB Credit Card earlier 🟢 Want BOB Eterna LTF now Its still possible but only for a short window 👀"  
[X Link](https://x.com/SavingsSimpl/status/2015446191727919137)  2026-01-25T15:26Z [----] followers, [----] engagements


"LTF RuPay + UPI + up to 10% cashback Jupiter Edge Plus is quietly doing a lot right 👀💳 No gimmicks. No points drama. Just apply the right way 😉 👉 ⚠ Enter referral code y5hbh4 to get LTF card + Hotstar http://jptr.onelink.me/TOMp/aa45466b9e http://jptr.onelink.me/TOMp/aa45466b9e"  
[X Link](https://x.com/SavingsSimpl/status/2015754951801340205)  2026-01-26T11:53Z [----] followers, [----] engagements


"Amex makes one small change and the credit card community goes into full discussion mode 👀🍿 Gyftr ➡ ShopWise. Lets see if its actually wise 😄💳 https://twitter.com/i/web/status/2016183578485490139 https://twitter.com/i/web/status/2016183578485490139"  
[X Link](https://x.com/SavingsSimpl/status/2016183578485490139)  2026-01-27T16:16Z [----] followers, [---] engagements


"@rahulmishra_one Yes but you can be a new user #IYKYK"  
[X Link](https://x.com/SavingsSimpl/status/2016191025447080306)  2026-01-27T16:46Z [----] followers, [--] engagements


"@Urstruly_Gnana Marketing is the key"  
[X Link](https://x.com/SavingsSimpl/status/2016207887010562538)  2026-01-27T17:53Z [----] followers, [---] engagements


"@ortho_harsh Via link only"  
[X Link](https://x.com/SavingsSimpl/status/2016541641189015888)  2026-01-28T15:59Z [----] followers, [--] engagements


"Gold just saw a brutal flush 📉 8% fall in under [--] minutes globally MCX followed with heavy profit booking. High leverage + event risk = instant volatility. Those without stoploss paid the price today. Market always humbles"  
[X Link](https://x.com/SavingsSimpl/status/2016921656506356183)  2026-01-29T17:09Z [----] followers, [----] engagements


"Not on Uber One yet 👀 Get Uber One FREE for [--] months 🚕 Just open this link in the Uber app Follow Savings Simplified 🫣 👉 Free deliveries. Extra ride discounts. Zero cost for [--] months. https://Savingssimpl.short.gy/UberSS https://Savingssimpl.short.gy/UberSS"  
[X Link](https://x.com/SavingsSimpl/status/2017095838280106472)  2026-01-30T04:41Z [----] followers, 13.8K engagements


"@PointsPro [--] pro - Uni Axis offer - Axis M4B/Atlas - Double dip"  
[X Link](https://x.com/SavingsSimpl/status/2017100030793175221)  2026-01-30T04:58Z [----] followers, [---] engagements


"@traumatizerr It has Zomato Gold included"  
[X Link](https://x.com/SavingsSimpl/status/2017110049337069770)  2026-01-30T05:38Z [----] followers, [---] engagements


"@AshokDOdisha @grok answer this"  
[X Link](https://x.com/SavingsSimpl/status/2017162063504937163)  2026-01-30T09:04Z [----] followers, [--] engagements


"How to load NCMC (National Common Mobility Card) in Bank of Baroda [--] Open bobWorld app [--] Go to Cards (bottom section) [--] Tap View Cards [--] Select your RuPay card [--] If NCMC is already activated youll see NCMC wallet balance [--] Tap on the card image (top) [--] Youll see options like: Manage Set PIN View wallet balance Load money [--] Tap Load money and add amount using your bank account [--]. Now when you go to ticket counter once you have to ask them to activate this loaded amount to be used for metro https://twitter.com/i/web/status/2017175611660452202 https://twitter.com/i/web/status/2017175611660452202"  
[X Link](https://x.com/SavingsSimpl/status/2017175611660452202)  2026-01-30T09:58Z [----] followers, [--] engagements


"@CardMavenIn Then why is it not trending on X Only Taxi and Nike"  
[X Link](https://x.com/SavingsSimpl/status/2017202353825575312)  2026-01-30T11:44Z [----] followers, [---] engagements


"Another leg down in Gold & Silver today 📉 What looked like panic yesterday is turning into a proper correction. Catching bottoms is optional. Protecting capital isnt. Gold just saw a brutal flush 📉 8% fall in under [--] minutes globally MCX followed with heavy profit booking. High leverage + event risk = instant volatility. Those without stoploss paid the price today. Market always humbles. https://t.co/g2jLmxKPwQ Gold just saw a brutal flush 📉 8% fall in under [--] minutes globally MCX followed with heavy profit booking. High leverage + event risk = instant volatility. Those without stoploss"  
[X Link](https://x.com/SavingsSimpl/status/2017312019909906870)  2026-01-30T19:00Z [----] followers, [----] engagements


"🚨 Myntra update for the weekend Myntra has again stopped allowing Gift Voucher / Myntra Credit on gold & silver purchases. This was disabled earlier then enabled and now blocked again. ⚠ Important: Gold hasnt even gone below last BLINKDEAL prices yet. If prices fall dont cancel impulsively. Refund may come as GV which may not be usable again. Another leg down in Gold & Silver today 📉 What looked like panic yesterday is turning into a proper correction. Catching bottoms is optional. Protecting capital isnt. https://t.co/BJ68RBpGUa Another leg down in Gold & Silver today 📉 What looked like"  
[X Link](https://x.com/SavingsSimpl/status/2017430657434345868)  2026-01-31T02:52Z [----] followers, [----] engagements


"Meanwhile Bhima gold rates on Myntra look decent 👀 Gold coins/bars priced well compared to yesterday. 2g - 1g - Reminder ⚠ Myntra uses Gold MCC so most credit cards wont earn points or cashback on gold. Use cards wisely. https://myntr.it/HMwgT30 https://myntr.it/Q67rgSA https://myntr.it/HMwgT30 https://myntr.it/Q67rgSA"  
[X Link](https://x.com/SavingsSimpl/status/2017470184135791055)  2026-01-31T05:29Z [----] followers, [---] engagements


"@the_radiohead It's patched now. You can only convert to MRCC or keep Reserve. It worked for about [--] days"  
[X Link](https://x.com/SavingsSimpl/status/2017630225245602271)  2026-01-31T16:05Z [----] followers, [--] engagements


"@NoContextHumans January paid the annual fee. February remembered leg day hurts"  
[X Link](https://x.com/SavingsSimpl/status/2018653832281219389)  2026-02-03T11:52Z [----] followers, [---] engagements


"@Indianinfoguide @grok verify"  
[X Link](https://x.com/SavingsSimpl/status/2018658640438452400)  2026-02-03T12:11Z [----] followers, [---] engagements


"RuPay Select just got quietly restrictedor rather Devalued. Now only [--] booking is allowed every [--] hours on the RuPay Select portal. Redeem once and youre locked out until the next day. No announcement. No heads-up. Classic. H/T: @DARSHAN_2612 bhai https://twitter.com/i/web/status/2019422240534851640 https://twitter.com/i/web/status/2019422240534851640"  
[X Link](https://x.com/SavingsSimpl/status/2019422240534851640)  2026-02-05T14:45Z [----] followers, [----] engagements

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