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# ![@R_N_Vaghani Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1661785626247860224.png) @R_N_Vaghani CA Ruchita Vaghani

CA Ruchita Vaghani posts on X about india, bank, ai, accounting the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1661785626247860224/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1661785626247860224/c:line/m:interactions.svg)

- X Week XXXXXXXXX +98%
- X Month XXXXXXXXX +444%
- X Months XXXXXXXXX +208,634%
- X Year XXXXXXXXX +12,239,715%

### Mentions: XX [#](/creator/twitter::1661785626247860224/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1661785626247860224/c:line/m:posts_active.svg)

- X Week XX +5.90%
- X Month XX +5.80%
- X Months XXX +3,400%
- X Year XXX +42,600%

### Followers: XXXXXX [#](/creator/twitter::1661785626247860224/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1661785626247860224/c:line/m:followers.svg)

- X Week XXXXXX +5.90%
- X Month XXXXXX +20%
- X Months XXXXXX +7,884%

### CreatorRank: XXXXXXX [#](/creator/twitter::1661785626247860224/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1661785626247860224/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #4873 [technology brands](/list/technology-brands)  XXXXX% [countries](/list/countries)  XXXX% [stocks](/list/stocks)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [luxury brands](/list/luxury-brands)  XXXX% [social networks](/list/social-networks)  XXXX%

**Social topic influence**
[india](/topic/india) 8.33%, [bank](/topic/bank) #2995, [ai](/topic/ai) 5.56%, [accounting](/topic/accounting) #291, [insurance](/topic/insurance) 2.78%, [tools for](/topic/tools-for) 2.78%, [hubspot](/topic/hubspot) 2.78%, [stocks](/topic/stocks) 2.78%, [tesla](/topic/tesla) 2.78%, [$googl](/topic/$googl) XXXX%

**Top accounts mentioned or mentioned by**
[@popularissues](/creator/undefined) [@balajiverse](/creator/undefined) [@abhishekrajaram](/creator/undefined) [@ptalreja8](/creator/undefined) [@pavan07goyal](/creator/undefined) [@pareshpisipati](/creator/undefined) [@sirpawantak](/creator/undefined) [@rkchatmod](/creator/undefined) [@thecoolguy0007](/creator/undefined) [@mahesh77909](/creator/undefined) [@rajdayalnaidu](/creator/undefined) [@lawyerkabir](/creator/undefined) [@info_day_](/creator/undefined) [@pnvarma](/creator/undefined) [@vats_1968](/creator/undefined) [@sir_pawantak](/creator/undefined) [@rk_chat_mod](/creator/undefined) [@keepsavneel](/creator/undefined) [@caajaykumar1](/creator/undefined) [@ashoksi77999115](/creator/undefined)

**Top assets mentioned**
[Tesla, Inc. (TSLA)](/topic/tesla) [Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts
Top posts by engagements in the last XX hours

"Hospital bill without insurance = 3000 Hospital bill with insurance = 30000 This is the reality in many hospitals today. 😱"  
[X Link](https://x.com/R_N_Vaghani/status/1996225409147638222)  2025-12-03T14:30Z 12K followers, 156.1K engagements


"🧠AI Tools For CA - Thread 🧵 X. Accounting & Bookkeeping"  
[X Link](https://x.com/R_N_Vaghani/status/1997266103098331401)  2025-12-06T11:25Z 12K followers, 44.5K engagements


"@Sir_pawantak HubSpot"  
[X Link](https://x.com/R_N_Vaghani/status/1997338999250129318)  2025-12-06T16:15Z 11.9K followers, XXX engagements


"@RK_Chat_Mod Kaha likha hai esa ki CA share nahi kar sakte aap jake bade saab ke pair dabaiye"  
[X Link](https://x.com/R_N_Vaghani/status/1998415334630703516)  2025-12-09T15:31Z 11.9K followers, XX engagements


"🪙How to Invest in the US Stock Market from India & Its Tax Implication: X. Why Invest in US Market: - Home of worlds biggest companies: Apple Google Tesla Amazon Stable innovative & globally dominant businesses Dollar-based gains = currency appreciation benefit 💵✨ X. Is it Legal YES ✅: - ➡Investing in US stocks from India is allowed under Liberalised Remittance Scheme (LRS) up to $250000 per year. X. How to Invest A) Via Indian Brokers (Simple Route): Zerodha Groww ICICI Direct 👍 Easy to set up 👎 Limited features sometimes B) Via Global Broker Accounts (Direct Route): Vested INDmoney"  
[X Link](https://x.com/R_N_Vaghani/status/1986622547295944937)  2025-11-07T02:31Z 12K followers, 6218 engagements


"🧠AI Tools For CA (Part-1) For Accounting & Bookkeeping X. Automated bookkeeping & reconciliation: - ➡Zoho Books AI ➡TallyPrime with AI add-ons ➡QuickBooks AI ➡Xero X. Invoice data extraction: - ➡Docsumo ➡Veryfi ➡Klipboard ➡Kofax X. Bank statement analysis: - ➡Perfios ➡Finbox ➡Finly AI"  
[X Link](https://x.com/R_N_Vaghani/status/1993519008034046388)  2025-11-26T03:15Z 11.9K followers, 38.2K engagements


"📅December 2025- Most busiest Month For CAs Compliance Calender December-2025 17th December Income Tax TDS 210th December ITR (Audit Case) 310thDecember GST TDS & TCS 411th December GSTR-1 513th December GSTR-1 (IFF) 615th December Advance Tax (Oct to Dec 2025) 715thDecember PF & ESI 820th December GSTR-3B 930th December - 26QB 26QC 26QD 26QE 🔟31stDecember Belated & Revised ITR 1131st December GSTR- X & 9C 1231stDecember AOC X 1331stDecember MGT 7/7A"  
[X Link](https://x.com/R_N_Vaghani/status/1995143775988158790)  2025-11-30T14:51Z 11.9K followers, 45.4K engagements


"Capital Gain Tax Rate For Different Assets 👇👇"  
[X Link](https://x.com/R_N_Vaghani/status/1995357984516677926)  2025-12-01T05:03Z 11.9K followers, 12.5K engagements


"🔍 How AIS & TIS Trigger Income Tax Notices (Every Taxpayer Must Know This) Most people ignore AIS & TIS. Till they receive a notice. Heres how this silent system catches you 👇 X. What is AIS & TIS : - ✅ AIS (Annual Information Statement) = Raw data ✅ TIS (Taxpayer Information Summary) = Processed data used by CPC Your return is matched with TIS not just Form 26AS. X. What All Is Tracked in AIS : - 📌 Bank interest 📌 Share trades 📌 Mutual fund investments 📌 Property transactions 📌 Credit card spends 📌 Foreign remittance 📌 GST turnover 📌 Cash deposits & withdrawals Almost everything"  
[X Link](https://x.com/R_N_Vaghani/status/1997863849656279550)  2025-12-08T03:00Z 12K followers, 25.3K engagements


"🚨Monthly rent for X BHK in Gujarat is just XXXXX No. No. No. This Is Not Paid Promotion Just Rs.37.5 for X BHK / X BHK With all amenities: - X Split ACs - 43-inch TV - X Sofas - Private Balcony - Refrigerator & Geyser - Fully Furnished - Swimming Pool - Free Electricity Requirement - Just become MLA"  
[X Link](https://x.com/R_N_Vaghani/status/1998390300671394151)  2025-12-09T13:52Z 12K followers, 516.5K engagements


"@PopularIssues Montblanc ka use karte honge shayad"  
[X Link](https://x.com/R_N_Vaghani/status/1998413358001946953)  2025-12-09T15:24Z 12K followers, 30.1K engagements


"Petrol Price: - 2012 - XX 2025 - XXX Petrol Price in Bhutan - XX ➡Interesting fact that bhutan is purchasing oil from india. -------------------------------- Dollar Rate: - 2012- XX 2025- XX ---------------------------------- While the Promise of Present Goverment was XX pe dollar aur XX ka petrol"  
[X Link](https://x.com/R_N_Vaghani/status/1994634032932688134)  2025-11-29T05:06Z 11.9K followers, 31.4K engagements


"🛑STOP ASKING CHATGPT THAT "REPLY THIS SCN" Bad prompt = Confirmed demand. Smart prompt= Half the case already won. Use these SCN-Optimized Prompts to draft replies like a seasoned litigator: X. Issue Extraction Prompt: - Extract all legal factual and procedural issues raised in this SCN and categorize them clearly. Text: paste SCN. X. Fact-Correction Prompt: - Identify factual inaccuracies assumptions and misinterpretations in this SCN and rewrite the corrected facts. Text: paste. X. Statutory Defence Builder: - Prepare section-wise and rule-wise rebuttals to every allegation in the SCN with"  
[X Link](https://x.com/R_N_Vaghani/status/1995819548080308423)  2025-12-02T11:37Z 12K followers, 40.8K engagements


"🚨New RBI Saving Bank Account Deposit Rules: - From April X banks must follow these new rules: ✅ No cash deposit charges on BSBD accounts ✅ No limits on digital transactions UPI net banking & mobile banking must work freely ✅ Income-based eligibility rejected banks cannot deny BSBD accounts based on income or profile ✅ Full banking services mandatory no discrimination vs normal savings accounts ✅ KYC AML & risk norms will apply equally ✅ Only X BSBD account per person across all banks ✅ You cannot hold a regular savings account & BSBD together ✅ Banks must take a customer declaration to"  
[X Link](https://x.com/R_N_Vaghani/status/1996934344062169203)  2025-12-05T13:27Z 12K followers, 185K engagements


"Tax Terror Petrol Price - Rs. XX Central Tax - Rs. XX State Tax - Rs. XX Dealer Commission - Rs. X ------------------------------------ Final Petrol Price - Rs. XXX Note: - Petrol Contain XX% Ethanol which is cheaper than Petrol according to Shri Nitin ji Gadkari (Minister of Road Transport and Highways of India)"  
[X Link](https://x.com/R_N_Vaghani/status/1997524093177065727)  2025-12-07T04:30Z 12K followers, 242K engagements


"🧠 How the Government Tracks Black Money Digitally (Why Hiding Cash Is Getting Impossible) Heres the full digital surveillance ecosystem 👇 X. PAN = Your Financial Identity: - Your PAN is linked to: ✅ Bank accounts ✅ Demat accounts ✅ Property ✅ GST ✅ Mutual funds ✅ Loans ✅ Credit cards Once PAN is linked every transaction becomes traceable. 2.AIS: The Master Control Room: - The Annual Information Statement (AIS) collects data from: 🏦 Banks 🏘 Registrar 📊 Stock exchanges 💳 Credit card companies 🌍 Foreign remittance portals 🧾 GST Network If it touches money It goes to AIS. X. Cash Deposits"  
[X Link](https://x.com/R_N_Vaghani/status/1998225917139943835)  2025-12-09T02:59Z 12K followers, 36.2K engagements


"Salary Of MLA Basic Salary : 78800 per month. Allowances : 20000. Telephone Charges : 7000. Postal & Stationery : 5000. Dearness Allowance : Similiar to SG Employee ------------------------------------------------------- Total (Approx.) : 110800 Plus: - Free Housing Free Travel Free Medical Free Canteen"  
[X Link](https://x.com/R_N_Vaghani/status/1998397532926607874)  2025-12-09T14:21Z 12K followers, 498.1K engagements


"Income Tax Dept is Watching These XX Moves 🚨 Stay Alert Stay Compliant 👇 X Cash deposit in Savings A/c 10L or More X Cash deposit in Current A/c 50L or More X Credit Card Bill (cash pay) 1L or More X Total Credit Card Bill by any other mode 10L or More X Property Buy/Sell 30L or More X Fixed Deposit 10L or More X Foreign Travel / Forex 10L or More X Shares / Bonds Investment 10L or More X Cash Gift w/o Proof More than 50K 🔟 Cash received from X person/day 2L or More"  
[X Link](https://x.com/R_N_Vaghani/status/1998581362086089122)  2025-12-10T02:31Z 12K followers, 171.3K engagements


"🚨Rs. XX Lakh GST Demand From Facebook Posts Case Law: - Vasavi Wedding & Event Planners vs State of Andra Pradesh An event manager was hit with a XX lakh GST demandall because the department treated his Facebook posts as proof of undisclosed events. He argued: Posts = Advertisements not actual events No events after COVID Assessment passed without evidence or proper hearing But the Court said: ➡ The facts are disputed ➡ Writ is not the remedy ➡ Go to the Appellate Authority Takeaway: Your Instagram reel today can become a GST evidence exhibit tomorrow. Social media is now an audit trail."  
[X Link](https://x.com/R_N_Vaghani/status/1998737576753242455)  2025-12-10T12:52Z 12K followers, 77.8K engagements


"🏠 Home Loan vs Personal Loan Cost Comparison (Which One Is Better & When) Both are loans. But the cost difference can shock you. Heres the full breakdown 👇 X. Interest Rate The Biggest Difference: - 🏠 Home Loan: 8%9% 💳 Personal Loan: 12%24% ➡Same XX lakh borrowed ➡Home loan interest is almost half of personal loan interest. X. Tenure: - 🏠 Home Loan: Up to XX years 💳 Personal Loan: XX years ➡Short tenure Higher EMI Higher cash flow pressure. X. EMI Comparison (Example: XX lakh): - 🏠 Home Loan @ XXX% for XX years 8650 EMI 💳 Personal Loan @ XX% for X years 24000 EMI ➡3X EMI for the same"  
[X Link](https://x.com/R_N_Vaghani/status/1999098783330881643)  2025-12-11T12:47Z 12K followers, 5712 engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@R_N_Vaghani Avatar @R_N_Vaghani CA Ruchita Vaghani

CA Ruchita Vaghani posts on X about india, bank, ai, accounting the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

Engagements: XXXXXX #

Engagements Line Chart

  • X Week XXXXXXXXX +98%
  • X Month XXXXXXXXX +444%
  • X Months XXXXXXXXX +208,634%
  • X Year XXXXXXXXX +12,239,715%

Mentions: XX #

Mentions Line Chart

  • X Week XX +5.90%
  • X Month XX +5.80%
  • X Months XXX +3,400%
  • X Year XXX +42,600%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +5.90%
  • X Month XXXXXX +20%
  • X Months XXXXXX +7,884%

CreatorRank: XXXXXXX #

CreatorRank Line Chart

Social Influence

Social category influence finance #4873 technology brands XXXXX% countries XXXX% stocks XXXX% automotive brands XXXX% luxury brands XXXX% social networks XXXX%

Social topic influence india 8.33%, bank #2995, ai 5.56%, accounting #291, insurance 2.78%, tools for 2.78%, hubspot 2.78%, stocks 2.78%, tesla 2.78%, $googl XXXX%

Top accounts mentioned or mentioned by @popularissues @balajiverse @abhishekrajaram @ptalreja8 @pavan07goyal @pareshpisipati @sirpawantak @rkchatmod @thecoolguy0007 @mahesh77909 @rajdayalnaidu @lawyerkabir @info_day_ @pnvarma @vats_1968 @sir_pawantak @rk_chat_mod @keepsavneel @caajaykumar1 @ashoksi77999115

Top assets mentioned Tesla, Inc. (TSLA) Alphabet Inc Class A (GOOGL)

Top Social Posts

Top posts by engagements in the last XX hours

"Hospital bill without insurance = 3000 Hospital bill with insurance = 30000 This is the reality in many hospitals today. 😱"
X Link 2025-12-03T14:30Z 12K followers, 156.1K engagements

"🧠AI Tools For CA - Thread 🧵 X. Accounting & Bookkeeping"
X Link 2025-12-06T11:25Z 12K followers, 44.5K engagements

"@Sir_pawantak HubSpot"
X Link 2025-12-06T16:15Z 11.9K followers, XXX engagements

"@RK_Chat_Mod Kaha likha hai esa ki CA share nahi kar sakte aap jake bade saab ke pair dabaiye"
X Link 2025-12-09T15:31Z 11.9K followers, XX engagements

"🪙How to Invest in the US Stock Market from India & Its Tax Implication: X. Why Invest in US Market: - Home of worlds biggest companies: Apple Google Tesla Amazon Stable innovative & globally dominant businesses Dollar-based gains = currency appreciation benefit 💵✨ X. Is it Legal YES ✅: - ➡Investing in US stocks from India is allowed under Liberalised Remittance Scheme (LRS) up to $250000 per year. X. How to Invest A) Via Indian Brokers (Simple Route): Zerodha Groww ICICI Direct 👍 Easy to set up 👎 Limited features sometimes B) Via Global Broker Accounts (Direct Route): Vested INDmoney"
X Link 2025-11-07T02:31Z 12K followers, 6218 engagements

"🧠AI Tools For CA (Part-1) For Accounting & Bookkeeping X. Automated bookkeeping & reconciliation: - ➡Zoho Books AI ➡TallyPrime with AI add-ons ➡QuickBooks AI ➡Xero X. Invoice data extraction: - ➡Docsumo ➡Veryfi ➡Klipboard ➡Kofax X. Bank statement analysis: - ➡Perfios ➡Finbox ➡Finly AI"
X Link 2025-11-26T03:15Z 11.9K followers, 38.2K engagements

"📅December 2025- Most busiest Month For CAs Compliance Calender December-2025 17th December Income Tax TDS 210th December ITR (Audit Case) 310thDecember GST TDS & TCS 411th December GSTR-1 513th December GSTR-1 (IFF) 615th December Advance Tax (Oct to Dec 2025) 715thDecember PF & ESI 820th December GSTR-3B 930th December - 26QB 26QC 26QD 26QE 🔟31stDecember Belated & Revised ITR 1131st December GSTR- X & 9C 1231stDecember AOC X 1331stDecember MGT 7/7A"
X Link 2025-11-30T14:51Z 11.9K followers, 45.4K engagements

"Capital Gain Tax Rate For Different Assets 👇👇"
X Link 2025-12-01T05:03Z 11.9K followers, 12.5K engagements

"🔍 How AIS & TIS Trigger Income Tax Notices (Every Taxpayer Must Know This) Most people ignore AIS & TIS. Till they receive a notice. Heres how this silent system catches you 👇 X. What is AIS & TIS : - ✅ AIS (Annual Information Statement) = Raw data ✅ TIS (Taxpayer Information Summary) = Processed data used by CPC Your return is matched with TIS not just Form 26AS. X. What All Is Tracked in AIS : - 📌 Bank interest 📌 Share trades 📌 Mutual fund investments 📌 Property transactions 📌 Credit card spends 📌 Foreign remittance 📌 GST turnover 📌 Cash deposits & withdrawals Almost everything"
X Link 2025-12-08T03:00Z 12K followers, 25.3K engagements

"🚨Monthly rent for X BHK in Gujarat is just XXXXX No. No. No. This Is Not Paid Promotion Just Rs.37.5 for X BHK / X BHK With all amenities: - X Split ACs - 43-inch TV - X Sofas - Private Balcony - Refrigerator & Geyser - Fully Furnished - Swimming Pool - Free Electricity Requirement - Just become MLA"
X Link 2025-12-09T13:52Z 12K followers, 516.5K engagements

"@PopularIssues Montblanc ka use karte honge shayad"
X Link 2025-12-09T15:24Z 12K followers, 30.1K engagements

"Petrol Price: - 2012 - XX 2025 - XXX Petrol Price in Bhutan - XX ➡Interesting fact that bhutan is purchasing oil from india. -------------------------------- Dollar Rate: - 2012- XX 2025- XX ---------------------------------- While the Promise of Present Goverment was XX pe dollar aur XX ka petrol"
X Link 2025-11-29T05:06Z 11.9K followers, 31.4K engagements

"🛑STOP ASKING CHATGPT THAT "REPLY THIS SCN" Bad prompt = Confirmed demand. Smart prompt= Half the case already won. Use these SCN-Optimized Prompts to draft replies like a seasoned litigator: X. Issue Extraction Prompt: - Extract all legal factual and procedural issues raised in this SCN and categorize them clearly. Text: paste SCN. X. Fact-Correction Prompt: - Identify factual inaccuracies assumptions and misinterpretations in this SCN and rewrite the corrected facts. Text: paste. X. Statutory Defence Builder: - Prepare section-wise and rule-wise rebuttals to every allegation in the SCN with"
X Link 2025-12-02T11:37Z 12K followers, 40.8K engagements

"🚨New RBI Saving Bank Account Deposit Rules: - From April X banks must follow these new rules: ✅ No cash deposit charges on BSBD accounts ✅ No limits on digital transactions UPI net banking & mobile banking must work freely ✅ Income-based eligibility rejected banks cannot deny BSBD accounts based on income or profile ✅ Full banking services mandatory no discrimination vs normal savings accounts ✅ KYC AML & risk norms will apply equally ✅ Only X BSBD account per person across all banks ✅ You cannot hold a regular savings account & BSBD together ✅ Banks must take a customer declaration to"
X Link 2025-12-05T13:27Z 12K followers, 185K engagements

"Tax Terror Petrol Price - Rs. XX Central Tax - Rs. XX State Tax - Rs. XX Dealer Commission - Rs. X ------------------------------------ Final Petrol Price - Rs. XXX Note: - Petrol Contain XX% Ethanol which is cheaper than Petrol according to Shri Nitin ji Gadkari (Minister of Road Transport and Highways of India)"
X Link 2025-12-07T04:30Z 12K followers, 242K engagements

"🧠 How the Government Tracks Black Money Digitally (Why Hiding Cash Is Getting Impossible) Heres the full digital surveillance ecosystem 👇 X. PAN = Your Financial Identity: - Your PAN is linked to: ✅ Bank accounts ✅ Demat accounts ✅ Property ✅ GST ✅ Mutual funds ✅ Loans ✅ Credit cards Once PAN is linked every transaction becomes traceable. 2.AIS: The Master Control Room: - The Annual Information Statement (AIS) collects data from: 🏦 Banks 🏘 Registrar 📊 Stock exchanges 💳 Credit card companies 🌍 Foreign remittance portals 🧾 GST Network If it touches money It goes to AIS. X. Cash Deposits"
X Link 2025-12-09T02:59Z 12K followers, 36.2K engagements

"Salary Of MLA Basic Salary : 78800 per month. Allowances : 20000. Telephone Charges : 7000. Postal & Stationery : 5000. Dearness Allowance : Similiar to SG Employee ------------------------------------------------------- Total (Approx.) : 110800 Plus: - Free Housing Free Travel Free Medical Free Canteen"
X Link 2025-12-09T14:21Z 12K followers, 498.1K engagements

"Income Tax Dept is Watching These XX Moves 🚨 Stay Alert Stay Compliant 👇 X Cash deposit in Savings A/c 10L or More X Cash deposit in Current A/c 50L or More X Credit Card Bill (cash pay) 1L or More X Total Credit Card Bill by any other mode 10L or More X Property Buy/Sell 30L or More X Fixed Deposit 10L or More X Foreign Travel / Forex 10L or More X Shares / Bonds Investment 10L or More X Cash Gift w/o Proof More than 50K 🔟 Cash received from X person/day 2L or More"
X Link 2025-12-10T02:31Z 12K followers, 171.3K engagements

"🚨Rs. XX Lakh GST Demand From Facebook Posts Case Law: - Vasavi Wedding & Event Planners vs State of Andra Pradesh An event manager was hit with a XX lakh GST demandall because the department treated his Facebook posts as proof of undisclosed events. He argued: Posts = Advertisements not actual events No events after COVID Assessment passed without evidence or proper hearing But the Court said: ➡ The facts are disputed ➡ Writ is not the remedy ➡ Go to the Appellate Authority Takeaway: Your Instagram reel today can become a GST evidence exhibit tomorrow. Social media is now an audit trail."
X Link 2025-12-10T12:52Z 12K followers, 77.8K engagements

"🏠 Home Loan vs Personal Loan Cost Comparison (Which One Is Better & When) Both are loans. But the cost difference can shock you. Heres the full breakdown 👇 X. Interest Rate The Biggest Difference: - 🏠 Home Loan: 8%9% 💳 Personal Loan: 12%24% ➡Same XX lakh borrowed ➡Home loan interest is almost half of personal loan interest. X. Tenure: - 🏠 Home Loan: Up to XX years 💳 Personal Loan: XX years ➡Short tenure Higher EMI Higher cash flow pressure. X. EMI Comparison (Example: XX lakh): - 🏠 Home Loan @ XXX% for XX years 8650 EMI 💳 Personal Loan @ XX% for X years 24000 EMI ➡3X EMI for the same"
X Link 2025-12-11T12:47Z 12K followers, 5712 engagements

@R_N_Vaghani
/creator/twitter::R_N_Vaghani