# ![@FinPaal Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1946611221010194432.png) @FinPaal FinPal

FinPal posts on X about gold, if you, coins, silver the most. They currently have [-----] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours.

### Engagements: [-------] [#](/creator/twitter::1946611221010194432/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1946611221010194432/c:line/m:interactions.svg)

- [--] Week [-------] +68%
- [--] Month [-------] -4.50%
- [--] Months [---------] +3,490%

### Mentions: [--] [#](/creator/twitter::1946611221010194432/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1946611221010194432/c:line/m:posts_active.svg)

- [--] Week [--] +35%
- [--] Month [---] +12%
- [--] Months [---] +1,018%

### Followers: [-----] [#](/creator/twitter::1946611221010194432/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1946611221010194432/c:line/m:followers.svg)

- [--] Week [-----] +1.20%
- [--] Month [-----] +7.50%
- [--] Months [-----] +685%

### CreatorRank: [------] [#](/creator/twitter::1946611221010194432/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1946611221010194432/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  40% [stocks](/list/stocks)  6.09% [technology brands](/list/technology-brands)  2.61% [products](/list/products)  #475 [countries](/list/countries)  0.87%

**Social topic influence**
[gold](/topic/gold) #3938, [if you](/topic/if-you) 11.3%, [coins](/topic/coins) #629, [silver](/topic/silver) #2258, [portal](/topic/portal) #569, [how to](/topic/how-to) 5.22%, [credit cards](/topic/credit-cards) #500, [in the](/topic/in-the) 5.22%, [extra](/topic/extra) #747, [accounts](/topic/accounts) 5.22%

**Top accounts mentioned or mentioned by**
[@shiva1626](/creator/undefined) [@imyadav31](/creator/undefined) [@cardniti](/creator/undefined) [@wealthydimes](/creator/undefined) [@sartanparayash](/creator/undefined) [@swiggycares](/creator/undefined) [@swiggyinstamart](/creator/undefined) [@singh_6244](/creator/undefined) [@creditcardsind](/creator/undefined) [@bethalaluka](/creator/undefined) [@swiggy](/creator/undefined) [@stethnstocks](/creator/undefined) [@urstrulygnana](/creator/undefined) [@akshith777](/creator/undefined) [@rajfno](/creator/undefined) [@zeptonow](/creator/undefined) [@zeptocares](/creator/undefined) [@jagograhakjago](/creator/undefined) [@unboxmatrix](/creator/undefined) [@taditdash](/creator/undefined)

**Top assets mentioned**
[HSBC Holdings PLC (HSBC)](/topic/$hsbc)
### Top Social Posts
Top posts by engagements in the last [--] hours

"4 Flipkart 🪙 Periodic discounts: 57% GVs: ✅ Card offers: rare 🎯 Best buys: BRPL gold coins (999.9 purity fewer tolerance issues) 👉 Best Payment method: Grab GVs from Cred Smartbuy iShop Magnify Amex Gyftr Inermiles use for gold. https://fkrt.co/zqfZnK https://fkrt.co/zqfZnK"  
[X Link](https://x.com/FinPaal/status/1971518111263428738)  2025-09-26T10:12Z [----] followers, 21.5K engagements


"7Debit Card Rewards 💰 💳 Autopay on HDFC DC via NetBanking 1% CB (up to 750/m) on Non HDFC cc bill payments. ✨ Platinum DC 1% CB (up to 750/m) ✨ Millennia DC 1% CB (up to 400/m) 💡 Redeem via NetBanking as a/c credit Validity = [--] months redeem often"  
[X Link](https://x.com/FinPaal/status/1963017813192548679)  2025-09-02T23:14Z [----] followers, 125.5K engagements


"Nice gesture by @bigbasket_com iPhone [--] is available at a lowest effective price of as low as 72k BigBasket. With direct card offer SBI/ICICI: 77K Ordering via Tata Neu to get an additional [---] NeuCoins. Alternatively with SBI and the NCEMI trick the price can go as low as 72K. Using cards like iPhone [--] is available at a lowest effective price of as low as 72k BigBasket. With direct card offer SBI/ICICI: 77K Ordering via Tata Neu to get an additional [---] NeuCoins. Alternatively with SBI and the NCEMI trick the price can go as low as 72K. Using cards like"  
[X Link](https://x.com/FinPaal/status/1968922558184468849)  2025-09-19T06:18Z [----] followers, [----] engagements


"💳 Best Payment Method (Amazon): Use the card until the max discount applies. Pay balance via Amazon Shopping Balance Buy ASV from HDFC Smartbuy Cred iShop Magnify etc. stack 518% rewards/cashback"  
[X Link](https://x.com/FinPaal/status/1971518108788826607)  2025-09-26T10:12Z [----] followers, [----] engagements


"Since when did CIBIL start sending credit utilization alerts 🤔"  
[X Link](https://x.com/FinPaal/status/1984448688471838917)  2025-11-01T02:33Z [----] followers, 13.3K engagements


"New month = new credit card bills. Heres how to pay CC bills using debit cards and save: HDFC Rewards DC: 5% cashback up to [----] via PayZapp HDFC Old Platinum DC: 1% up to [---] via AutoPay on HDFC portal HDFC Millenia DC: 1% up to [---] via AutoPay + an extra IYKYK method on Amazon Axis Burgundy DC: 2% ER via Good Score (works for 1L+; some users see DC option above 2L) Axis Burgundy Private DC: 4% ER via Good Score Axis Priority DC: 1% ER via Good Score RBL Signature+ DC: Pay CC bills via Good Score / Axis Net Banking to pay Axis cc Bills RBL Enterprise DC: Pay CC bills via Good Score / Axis"  
[X Link](https://x.com/FinPaal/status/1995311134753358137)  2025-12-01T01:57Z [----] followers, 81.9K engagements


"Trying to buy the DIP Skip SLIVERBEES Try SILVERCASE Thank me later"  
[X Link](https://x.com/FinPaal/status/2017834788745580700)  2026-02-01T05:37Z [----] followers, 81.8K engagements


"Two days here a year ago truly the 7th heaven. 🌄✨ Skip overcrowded Kodaikanal and Ooty this hill station has got many hidden gems"  
[X Link](https://x.com/FinPaal/status/2018178484775055779)  2026-02-02T04:23Z [----] followers, 53.9K engagements


"Dont overspend on groceries using HDFC cards. Thank me twice later. 😉"  
[X Link](https://x.com/FinPaal/status/2018218262925025326)  2026-02-02T07:01Z [----] followers, 25.8K engagements


"@Random___user__ @Urstruly_Gnana Check under pre approved cards it's easy to get via that route"  
[X Link](https://x.com/FinPaal/status/2018235311378301416)  2026-02-02T08:09Z [----] followers, [--] engagements


"It took [----] years to get my first paycheck; the next one came in [--] days. I was thinking today it took me almost [--] years to buy my first property and then I bought my second one within the next [--] years. Sometimes nothing happens for decades. Sometimes a lot happens in just a few years. People usually see only the result not the journey. They I was thinking today it took me almost [--] years to buy my first property and then I bought my second one within the next [--] years. Sometimes nothing happens for decades. Sometimes a lot happens in just a few years. People usually see only the result not"  
[X Link](https://x.com/FinPaal/status/2018635842462556206)  2026-02-03T10:41Z [----] followers, [----] engagements


"There was this very simple credit card loophole that existed for years. People used it to postpone or revolve their bill without actually spending anything. The flow was straightforward: -Place an order/orders equal to the bill amount -Let it get charged to the card -Cancel the order -The refund would come back -And the system treated that refund as a bill payment No real purchase. No money leaving your pocket. But the bill showed as paid. It worked quietly for a long time until recent introduction of BBPS. Most people today wouldnt even believe this was possible. If you remember this you"  
[X Link](https://x.com/FinPaal/status/2018696055194554578)  2026-02-03T14:40Z [----] followers, 47.1K engagements


"Convenience + [--] Rupees cashback is not a bad deal"  
[X Link](https://x.com/FinPaal/status/2019237052588650909)  2026-02-05T02:30Z [----] followers, 15.8K engagements


"Make 1L dent and wash hands with [---] rupees coupon code"  
[X Link](https://x.com/FinPaal/status/2019270754614071503)  2026-02-05T04:43Z [----] followers, [----] engagements


"If Kaziranga is in your list this thread is bookmark worthy 👇 The Ultimate Locals Guide to Kaziranga I have written detailed trip reports for places all across the globe yet I realized I have never written about the gem right next to my home. I am from Jorhat just [--] hours from Kaziranga. I visit Kaziranga almost every other year but https://t.co/v1801UR9ns The Ultimate Locals Guide to Kaziranga I have written detailed trip reports for places all across the globe yet I realized I have never written about the gem right next to my home. I am from Jorhat just [--] hours from Kaziranga. I visit"  
[X Link](https://x.com/FinPaal/status/2019301354079154457)  2026-02-05T06:45Z [----] followers, [----] engagements


"3 weird exclusions: [--]. Axis Cashback - Travel spends excluded for accelerated cashback. [--]. BOB Cards - Super market/Grocery spends (MCC 5411) are excluded for accelerated rewards [--]. SBI CB - Gift cards (MCC 5947) are excluded for 5% cashback. Did I miss anything"  
[X Link](https://x.com/FinPaal/status/2019309711557046391)  2026-02-05T07:18Z [----] followers, 13.6K engagements


"How I bought onions at 98.5% off: [--]. Onions were at a 62% discount. [--]. Here is the master stroke: I used M4B that gives 30% back. [--]. Next master stroke: I paid the credit card bill with OG RWC50 saving another 5%. [--]. As the bill was paid after [--] days I saved 1.5% here. #Sarcasm dont look at math 🤪 https://twitter.com/i/web/status/2019599585136767140 https://twitter.com/i/web/status/2019599585136767140"  
[X Link](https://x.com/FinPaal/status/2019599585136767140)  2026-02-06T02:30Z [----] followers, [----] engagements


"If the Indian government is serious about welfare they should appoint Kunal Shah as Welfare Minister. No one understands free distribution better than him"  
[X Link](https://x.com/FinPaal/status/2019614527092818340)  2026-02-06T03:30Z [----] followers, [----] engagements


"Ordered a new brand pendent packaging is pretty impressive. Aisshpra Brand -Krishna Pendent Costed me [-----] Per Gram for [-----] purity(Currently OOS). Stay connected via WA: https://whatsapp.com/channel/0029Vb63gvWAu3aOpQgVs30U https://ajiio.co/C1x4v7 https://whatsapp.com/channel/0029Vb63gvWAu3aOpQgVs30U https://ajiio.co/C1x4v7"  
[X Link](https://x.com/FinPaal/status/2019697134430536106)  2026-02-06T08:58Z [----] followers, [----] engagements


"@SartanparaYash Instead I would recommned to go for this year's limited edition mints. Better reselling value over the time. https://www.mmtcpamp.com/shop/gold/22k-916-pure-8g-the-oxford-mint-sovereign-gold-coin https://www.mmtcpamp.com/shop/gold/22k-916-pure-8g-the-oxford-mint-sovereign-gold-coin"  
[X Link](https://x.com/FinPaal/status/2019933547885412392)  2026-02-07T00:37Z [----] followers, [---] engagements


"Update: Prices are hiked not so dealworthy now"  
[X Link](https://x.com/FinPaal/status/2020735772283080720)  2026-02-09T05:45Z [----] followers, [----] engagements


"@akshith777 Yes wait for amazon to mark as delivered"  
[X Link](https://x.com/FinPaal/status/2020755226039660633)  2026-02-09T07:02Z [----] followers, [---] engagements


"I wish someone had shared these when I started my credit card journey [--] years back. Here are the top [--] mistakes to avoid if you have just started your credit card journey. Number [--] is my favorite. http://x.com/i/article/2020763068263956480 http://x.com/i/article/2020763068263956480"  
[X Link](https://x.com/FinPaal/status/2020773822694346887)  2026-02-09T08:16Z [----] followers, 23.8K engagements


"I wish someone had shared these when I started my credit card journey [--] years back. Here are the top [--] mistakes to avoid if you have just started your credit card journey. Number [--] is my favorite. https://t.co/fxZQ5z8ORn https://t.co/fxZQ5z8ORn"  
[X Link](https://x.com/FinPaal/status/2020774829692240304)  2026-02-09T08:20Z [----] followers, 13.9K engagements


"Trying to apply Scapia Skip BOB variant. Thank me later"  
[X Link](https://x.com/FinPaal/status/2020798326384329098)  2026-02-09T09:54Z [----] followers, 15.5K engagements


"If you are wondering why I've said this: [--]. Of late KYC issues are high with BOB. [--]. If this is your first BOB card it's better to skip Scapia and get Eterna"  
[X Link](https://x.com/FinPaal/status/2020882183347753304)  2026-02-09T15:27Z [----] followers, [----] engagements


"If Myntra canceled your Gold orders and credited your wallet send an email asking for a refund to your bank account. Check the post below 👇 Stuck with Myntra GV balance due to Myntra Gold purchases You can raise a request with customer support to get the Gold linked amount refunded to your bank account. Ive personally received the refund and multiple others users have confirmed bank credits as well. https://t.co/lavzflhaiT Stuck with Myntra GV balance due to Myntra Gold purchases You can raise a request with customer support to get the Gold linked amount refunded to your bank account. Ive"  
[X Link](https://x.com/FinPaal/status/2020887829681979811)  2026-02-09T15:49Z [----] followers, [----] engagements


"https://x.com/i/status/2020888880187314216 @FinPaal A simple customer support call should suffice. The customer care team is very humble. If that doesnt work just escalate it to their supervisor. This is based on my personal experience. Reasons to strengthen 1) There are no notifications about policy updates. 2) Order cancelled https://x.com/i/status/2020888880187314216 @FinPaal A simple customer support call should suffice. The customer care team is very humble. If that doesnt work just escalate it to their supervisor. This is based on my personal experience. Reasons to strengthen 1) There"  
[X Link](https://x.com/FinPaal/status/2020890794341892340)  2026-02-09T16:01Z [----] followers, [----] engagements


"Show me packaging better than this this brand absolutely nailed it 10/10"  
[X Link](https://x.com/FinPaal/status/2021064819227623668)  2026-02-10T03:32Z [----] followers, [----] engagements


"@Unique_O1 This video was shared by a follower; he ordered it from Myntrq I had ordered from Ajio and got different packaging. https://www.myntra.com/pendant-gold/aisshpra/aisshpra-24kt-gold-lakshmi-ganesha-coin-pendant---1-g/37337111/buy https://www.myntra.com/pendant-gold/aisshpra/aisshpra-24kt-gold-lakshmi-ganesha-coin-pendant---1-g/37337111/buy"  
[X Link](https://x.com/FinPaal/status/2021076063636553927)  2026-02-10T04:17Z [----] followers, [---] engagements


"Flash news: BigBasket stopped accepting GV balance on Gold and Silver coins 😒 Another Saving Opportunity is gone BigBasket gift cards used to be a solid hack: they were usually 3%4% discounted and paying for those gift cards with credit cards (Axis Atlas / Diners Black) made the effective savings even better. On top of that ordering on BigBasket via https://t.co/PmfrGsuCOb Another Saving Opportunity is gone BigBasket gift cards used to be a solid hack: they were usually 3%4% discounted and paying for those gift cards with credit cards (Axis Atlas / Diners Black) made the effective savings"  
[X Link](https://x.com/FinPaal/status/2021246853375832206)  2026-02-10T15:36Z [----] followers, [----] engagements


"If Indian CEOs ran the Cabinet Kunal Shah - Ministry of Welfare Deepinder Goyal - Ministry of Labor Nithin Kamath - Ministry of Finance Sridhar Vembu - Ministry of Rural Development Ritesh Agarwal - Ministry of Tourism Sundar Pichai - Ministry of IT Who did I miss"  
[X Link](https://x.com/FinPaal/status/2021426467100320115)  2026-02-11T03:30Z [----] followers, [----] engagements


"Most cards won't provide rewards on direct insurance payments. Buy Amazon Pay gift cards with cashback card like SBI Cashback/Axis cashback or Eterna. Eterna: Axis Cashback: SBI Cashback : Pick [--] no need to apply all [--]. https://bitli.in/mnQ8rpN http://tinyurl.com/FinPalEterna https://bitli.in/mnQ8rpN http://tinyurl.com/FinPalEterna"  
[X Link](https://x.com/FinPaal/status/2021501210675773856)  2026-02-11T08:27Z [----] followers, [--] engagements


"RT @imYadav31: Activated Bro Customs deactivated you. The creator withdrew his discount coupon from your website on 1st February himself"  
[X Link](https://x.com/FinPaal/status/2021560662661722445)  2026-02-11T12:23Z [----] followers, [--] engagements


"Note: This a not a collaboration post this article is purely based on my experience with the brand"  
[X Link](https://x.com/FinPaal/status/2021654377262702637)  2026-02-11T18:35Z [----] followers, [---] engagements


"RT @kanishkrazdan: this is the most powerful thing we've built at @pointscasa the flight explorer - every award seat we've found in one"  
[X Link](https://x.com/FinPaal/status/2021773032726155305)  2026-02-12T02:27Z [----] followers, [--] engagements


"RT @FinPaal: A Detailed Breakdown on Bhima Jewelers. A unique first-of-its-kind article. If you're planning to buy jewelry anytime soon"  
[X Link](https://x.com/anyuser/status/2021774337188278587)  2026-02-12T02:32Z [----] followers, [--] engagements


"RT @FinPaal: http://x.com/i/article/2012876418800386048 http://x.com/i/article/2012876418800386048"  
[X Link](https://x.com/anyuser/status/2021874871429738936)  2026-02-12T09:11Z [----] followers, [--] engagements


"RT @FinPaal: Planning to close a credit card thats no longer worth keeping Before closing it do this one simple step 👇 If you have ano"  
[X Link](https://x.com/FinPaal/status/2021930444418424911)  2026-02-12T12:52Z [----] followers, [--] engagements


"Silver Deal on Amazon Listed at [-----] With BOB Card [----] discount costing: [-----] Net [---] Per Gram With cards like Eterna net cost comes to : [---] Current spot is near [---] https://amzn-to.co/KEvCJ4/ [--] Amazon Best use case: Card offers + cashback coupons GVs: ✅ Bank offers: frequent Best buys: 👉 WHP: https://t.co/uDuBYStZlA 👉 PNG Vedhani: https://t.co/rKXr4sSDOr https://amzn-to.co/KEvCJ4/ [--] Amazon Best use case: Card offers + cashback coupons GVs: ✅ Bank offers: frequent Best buys: 👉 WHP: https://t.co/uDuBYStZlA 👉 PNG Vedhani: https://t.co/rKXr4sSDOr"  
[X Link](https://x.com/anyuser/status/2022251850184179947)  2026-02-13T10:09Z [----] followers, [----] engagements


"As teased in the sneak peek a couple of weeks back Equitas Power Miles digital onboarding is finally live now. Applied just now and this becomes my first card of [----]. Got a 6L limit so approvals and limits look quite decent so far. Apply Here: The card looks very promising: 3% base miles on regular spends - genuinely strong Up to 9% miles on forex spends which easily puts it among the best forex cards in the market right now Fees & waiver details: Annual fee: [----] + [---] GST First year free: Spend [------] within the first [--] days of card issuance Renewal fee waiver: Spend [------] in the"  
[X Link](https://x.com/anyuser/status/2013504468344791300)  2026-01-20T06:50Z [----] followers, 19.6K engagements


"@RajFno @shiva1626 The idea is to buy near or below spot then card rewards In this cases HSBC DC gives 5% so net of 3-5% savings are guaranteed"  
[X Link](https://x.com/FinPaal/status/2023261538132296159)  2026-02-16T05:01Z [----] followers, [--] engagements


"HDFC also allows manual upgrades based on conditions: 💎 Infinia (currently paused): 🔹 10L+ credit limit 🔹 9L+ spent in [--] months 🖤 Diners Black: ➡ 5L+ credit limit ➡ 5L+ spent in [--] months Patience + usage = premium card unlocked 🚀"  
[X Link](https://x.com/FinPaal/status/1963017805089091967)  2025-09-02T23:14Z [----] followers, 60.8K engagements


"Planning to close a credit card thats no longer worth keeping Before closing it do this one simple step 👇 If you have another card from the same bank ask customer care to transfer the credit limit to the active card and then close the old one. This helps you retain your overall limit and keeps credit utilization healthy. 📌 Note: Banks like SBI dont have shared limits limit transfer facility will be highly useful. If your cards already share a common limit (eg: HDFC) this step isnt required Follow @FinPaal for simple practical insights on credit cards 💳"  
[X Link](https://x.com/anyuser/status/2008836100710895725)  2026-01-07T09:40Z [----] followers, 10.7K engagements


"One common question I get almost every single day 👇 Where can I buy Amazon Pay at a discount or using cashback/reward cards Here are the consistent options I personally use (no fluff mostly no extra CC charges): [--]. Jupiter Edge (Official Amazon site) Buy 5K Amazon GV [---] back per statement cycle Clean official no MCC drama One of the best recurring offers. [--]. Zepto Physical GVs Buy using Live+ card 10% savings up to [----] / cycle SBI Cashback & most cards earn rewards ❌ Avoid BoB cards -Activation issues are common contact: amazoncorporders@pinelabs.com cs.head@pinelabs.com or"  
[X Link](https://x.com/anyuser/status/2020729984000926029)  2026-02-09T05:22Z [----] followers, [----] engagements


"RT @credit_cardss: Dekhlo [--] Minutes Delivery ka haal My suggestion mat purchase karo Zepto se itne mehenge item @ZeptoNow @zeptocares"  
[X Link](https://x.com/anyuser/status/2023323694253457657)  2026-02-16T09:08Z [----] followers, [--] engagements


"Got your EDGE+ card recently and not sure how to claim the free Amazon membership Follow these simple steps to claim Amazon Prime Lite /Amazon Prime(1499 rupees) one👇 [--] Download the OneAssist App and sign up [--] On the top right go to Chat & Support [--] Search for Amazon Prime [--] Proceed further and youll be able to redeem the Prime code [--] Redeem it here: Thats it enjoy your Prime benefits 😊 https://amzn-to.co/5IhvB9 https://amzn-to.co/5IhvB9"  
[X Link](https://x.com/anyuser/status/2005901670115598432)  2025-12-30T07:20Z [----] followers, [----] engagements


"Back at cost to cost. Buy with GVs direct swipe tracks Jewelry MCC http://fkrt.co/ituskK Spot is down to [-----] BRPL listed at 16K https://t.co/0SkI9LvyAi [--] Grams is best priced. http://fkrt.co/ituskK Spot is down to [-----] BRPL listed at 16K https://t.co/0SkI9LvyAi [--] Grams is best priced"  
[X Link](https://x.com/FinPaal/status/2023000527693627544)  2026-02-15T11:44Z [----] followers, [----] engagements


"Ive tested almost every major portal for buying gold coins & pendants online. 💡 Result Hacks that save you 518% extra 🔥 Presenting Ep [--] of my new series 💰 #GoldPal - Your ultimate guide to stacking gold smartly 🪙👇"  
[X Link](https://x.com/anyuser/status/1971518090803597410)  2025-09-26T10:11Z [----] followers, 71.9K engagements


"Equitas Selfe Credit Card The 10% Card for Gold Grocery and Utility payments and Beyond🪙 Detailed Review: While most cards stop at 5% with caps of 2-5K this one can give flat 10% returns + 8k+ yearly perks if used smartly. Link to Apply: (Complete digital process no need to open savings account. In case of any issue DM me I connect you with the bank) How rewards work * Base: [--] points per [---] on all spends * 5X: [--] points per [---] on any [--] categories you choose 5X Categories (you can pick [--] while applying the card) -Dining 🍽 Restaurants cafes fast food MCC: [----] [----] [----] -Apparel 👕"  
[X Link](https://x.com/anyuser/status/2014272751578870157)  2026-01-22T09:43Z [----] followers, 23.6K engagements


"Gold deals across portals: [--]. Ajio Silver deal: Decent silver deal for AU/HSBC/Fed Card holder [--] Grams @14472 post DHANVARSHA2 coupon After [----] bank discount comes [-----] Grams comes to [---] [--]. Candere coins on myntra are now deliverable to earth check you pin codes Good pricing. [--] Grams is VFM for Jupiter cards. Direct swipe doesn't fetch CB or rewards for most banks . You get rewards for HDFC cards/Scapia and select few. [--]. BHIMA [--] Gram: [-----] with card offers Cards: AU / HSBC / Federal Links: ( Aspect costs 15800) --------------------------------------------------------- Any card deal"  
[X Link](https://x.com/FinPaal/status/2019977177706688839)  2026-02-07T03:31Z [----] followers, [----] engagements


"Gold deal on Flipkart: BRPL & CasaJoya near cost-to-cost price. Direct swipe tracks as Jewelry MCC so most cards wont earn rewards. Buy using GVs (see quoted post for sources). BRPL 2g & 3g options are better priced: CasaJoya: https://fkrt.co/2L9CiM https://fkrt.co/H8cVOU https://fkrt.co/2L9CiM https://fkrt.co/H8cVOU"  
[X Link](https://x.com/anyuser/status/2020706696260460956)  2026-02-09T03:49Z [----] followers, 22K engagements


"Why BHIMA Can Be Your Favorite Jeweler Too ✨ Here are the top [--] reasons why I pick BHIMA over other brands. If you regularly buy gold coins online dont miss reason #5 it could change how you purchase gold jewelry. [--]. The Price King 👑 http://x.com/i/article/2012876418800386048 http://x.com/i/article/2012876418800386048"  
[X Link](https://x.com/anyuser/status/2021502926783643934)  2026-02-11T08:33Z [----] followers, 27K engagements


"Spot is down to [-----] BRPL listed at 16K [--] Grams is best priced. http://fkrt.co/ituskK The deal is back with attractive prices BRPL [--] Grams is best priced near to market price https://t.co/5tkrfw8d5L Buy using GVs for better saving. BRPL 2g & 3g options are better priced: https://t.co/DlmncRZajL: https://t.co/mgSsUjURkq https://t.co/ESihpO1lq0 http://fkrt.co/ituskK The deal is back with attractive prices BRPL [--] Grams is best priced near to market price https://t.co/5tkrfw8d5L Buy using GVs for better saving. BRPL 2g & 3g options are better priced: https://t.co/DlmncRZajL:"  
[X Link](https://x.com/anyuser/status/2022216343505055994)  2026-02-13T07:48Z [----] followers, 10.1K engagements


"RT @VickyDenge: This is still working for a short time Placed my request today and emailed the bank details to support teamit will be r"  
[X Link](https://x.com/anyuser/status/2022628784810479884)  2026-02-14T11:07Z [----] followers, [--] engagements


"A lunch sponsored by Blinkit ✌"  
[X Link](https://x.com/anyuser/status/2023028449808638024)  2026-02-15T13:35Z [----] followers, [----] engagements


"RT @shiva1626: This is definitely the best offer for the people holding both HSBC debit card and Credit Card. Take the [--] Gram gold ba"  
[X Link](https://x.com/anyuser/status/2023254157306569070)  2026-02-16T04:32Z [----] followers, [--] engagements


"🚨ZEPTO stop this cheating 🚨 @avialab Ordered an iPhone from Zepto but got a fake phone inside the box. IMEI shows it was already activated months before delivery. Packaging looked solid so this must be an insider's job. Raised a complaint got policy clauses instead of a real investigation. @ZeptoCares @aadit_palicha Customers deserve answers not excuses. Buyers be careful with high-value electronics on @ZeptoNow. @zeptocares 🚨 ZEPTO stop cheating 🚨 I ordered an iPhone [--] on Zepto for gifting. When my friend opened the sealed box there was NO iPhone [--] inside instead an old damaged phone"  
[X Link](https://x.com/FinPaal/status/2023301828604047589)  2026-02-16T07:42Z [----] followers, 170K engagements


"💳 The Ultimate HDFC Master Book 📘 From secret portals to hidden perks HDFC has an entire universe of hacks most people dont know about 🤯 ❓Every question answered ✅ Every trick compiled Heres EVERYTHING you need to maximize from the house of HDFC🔥 🧵 Mega-thread 👇"  
[X Link](https://x.com/FinPaal/status/1963017779592012206)  2025-09-02T23:14Z [----] followers, 135.3K engagements


"Sothe brand I use passed with distinction. Just like @FinPaal content FinPal choices are also Top Tier Hello @ProvilacMilk What's this Almost 10% missing 😮😮😲 @Siddrunwal https://t.co/34XoyzomnH Hello @ProvilacMilk What's this Almost 10% missing 😮😮😲 @Siddrunwal https://t.co/34XoyzomnH"  
[X Link](https://x.com/FinPaal/status/1987339068720755016)  2025-11-09T01:58Z [----] followers, 17.1K engagements


"How to dupe both investors and customers Heres a textbook case 👇 🚨 The AJIO PNG Adgil Gold Scam (allegedly) 📅 Just before Q3 ended (Dec 30)AJIO sold PNGadgil gold coins at 35% below market price. 💰 Result 👉 100+ crore revenue in a few hours 👉 Orders flooded in PNG Made bold statements as 138% growth on Ecomm Biz. Fast forward 20+ days ❌ Not a single order shipped ❌ Now orders are being silently cancelled Lets be clear - this is NOT a coincidence. Offer came on just [--] days before the Q3 end. If stock wasnt available ❓ Why not cancel on Day [--] or Day [--] ❓ Why hold customer money for weeks ❓"  
[X Link](https://x.com/FinPaal/status/2012886261103747102)  2026-01-18T13:54Z [----] followers, 75.8K engagements


"Few noteworthy Good Bad & Ugly updates from the past few days: [--] Good: You can now upgrade MRCC / SmartEarn Platinum Travel 👉 -If youre a high spender this is a strong card to consider: - 8% effective reward rate up to 4L spends - Milestone benefits count even on Income Tax & GST payments - some reported that they were able upgrade their MRCC/Smart Earn as second plat travel cards. H/T: @ankitdewan [--] Bad: HDFC Bank capped Swiggy rewards at [----] per month. Another restriction that hurts frequent food & grocery spenders. [--] Ugly: ICICI Bank removed 6X rewards on iShop for major vouchers like"  
[X Link](https://x.com/FinPaal/status/2015022907936907523)  2026-01-24T11:24Z [----] followers, [----] engagements


"A Detailed Breakdown on Bhima Jewelers. A unique first-of-its-kind article. If you're planning to buy jewelry anytime soon dont miss Point No. [--]. It could save you a serious amount of money. #GoldPal resumes with this one. Follow @FinPaal to stay ahead of the average deal hunter. More deep dives on gold jewelry pricing and card strategies coming soon. https://t.co/vnqquVCs6f https://t.co/vnqquVCs6f"  
[X Link](https://x.com/FinPaal/status/2021521029802402140)  2026-02-11T09:45Z [----] followers, 19.2K engagements


"The deal is back with attractive prices BRPL [--] Grams is best priced near to market price Buy using GVs for better saving. BRPL 2g & 3g options are better priced: https://fkrt.co/2L9CiM https://fkrt.co/H8cVOUCasaJoya https://fkrt.co/ituskK Gold deal on Flipkart: BRPL & CasaJoya near cost-to-cost price. Direct swipe tracks as Jewelry MCC so most cards wont earn rewards. Buy using GVs (see quoted post for sources). BRPL 2g & 3g options are better priced: https://t.co/l0DPM4QCaw CasaJoya: https://t.co/mgSsUjURkq https://fkrt.co/2L9CiM https://fkrt.co/H8cVOUCasaJoya https://fkrt.co/ituskK Gold"  
[X Link](https://x.com/anyuser/status/2021918249391358050)  2026-02-12T12:04Z [----] followers, 11.9K engagements


"Two new complementary services for Times Black card holders: [--]. Complimentary AAYNA prive experience worth 23K. [--]. Complimentary functional Manual Therapy session at VARDAN. Sadly both are for Delhi folks only nothing for Bengaluru & ROI. H/T: @coachutsav"  
[X Link](https://x.com/FinPaal/status/2023361785357873401)  2026-02-16T11:40Z [----] followers, [----] engagements


"Active deals Gold and silver deals: [--]. Aspect Silver at [---] per gram Current spot: [---] Buy with GVs to save further. [--]. PNG Vedhani [--] Grams @ [-----] Per Gram: [-----] (999 rate) (near to the current spot price) Buy with cashback or high-rewarding cards. For example with cards like SBI CB/Axis CB card gram comes near to 15K With Equitas Selfe price comes to [-----] Note: PNG has a bad track record of prolonged delivery delays and order cancellations in case of a price hike. If you are looking to apply any of the above mentioned cards links can be found here: http://linktr.ee/finpaal"  
[X Link](https://x.com/FinPaal/status/2023427368715743695)  2026-02-16T16:00Z [----] followers, [----] engagements


"Is carrot the next word to be muted Some warriors are fighting against carrot distribution with unknown opponents claiming themselves to be saviors. The funny part is that they are doing the same carrot distribution(hiding the apples behind) sadly these are rotten ones 🫠 In a virtual world you never know who the antagonist or protagonist is. Sometimes both roles are played by the same individual"  
[X Link](https://x.com/FinPaal/status/2018520349856698596)  2026-02-03T03:02Z [----] followers, [----] engagements


"@Urstruly_Gnana"  
[X Link](https://x.com/FinPaal/status/2018543870003565043)  2026-02-03T04:35Z [----] followers, [---] engagements


"🟡 Gold Update & Deals Decent recovery in gold price but Dollar took a dent(post trade deal between Indian - USA) else prices would be around 16.1k now. Current spot [-----] [--] [--] Gram Gold AU / YES / HSBC cards 🔗 🔗 🔗 * Cost: [-----] + rewards extra * Good deal for YES Marquee & AU LIT 💡 With AU LIT by clubbing online + clothing + retail offers you can save extra 1012% net of charges It's a Lifetime free card: [--] Any Card Deal - Bhima (4 Grams(916) near cost-to-cost) 🔗 * Net: [-----] * Spot: [-----] ✅ Best for SBI CB / Axis CB / M4B / Equitas Selfie / DCBM & other high-reward cards 🔥 If you"  
[X Link](https://x.com/FinPaal/status/2018628967914492375)  2026-02-03T10:13Z [----] followers, [----] engagements


"Took Adobe membership for [--] month due to an urgent need. While cancelling realized theres a 2K+ early cancellation charge (annual plan trap) for a [---] monthly plan. Cancelled the SI from HDFC side to avoid auto-debit. Safe for now. Also emailed Adobe explaining the situation and requested a waiver. Lets see how it goes. 🤞 Lesson: Adobe monthly no-commitment. Always double-check the plan. https://twitter.com/i/web/status/2018652345324675075 https://twitter.com/i/web/status/2018652345324675075"  
[X Link](https://x.com/FinPaal/status/2018652345324675075)  2026-02-03T11:46Z [----] followers, [----] engagements


"Missed to add here is the link for HDFC Standing instructions (Auto-debit) cancellation. https://www.sihub.in/managesi/hdfcbank#/home/landing Took Adobe membership for [--] month due to an urgent need. While cancelling realized theres a 2K+ early cancellation charge (annual plan trap) for a [---] monthly plan. Cancelled the SI from HDFC side to avoid auto-debit. Safe for now. Also emailed Adobe explaining the https://t.co/0nR0JRnFd2 https://www.sihub.in/managesi/hdfcbank#/home/landing Took Adobe membership for [--] month due to an urgent need. While cancelling realized theres a 2K+ early cancellation"  
[X Link](https://x.com/FinPaal/status/2018663599238172744)  2026-02-03T12:31Z [----] followers, [----] engagements


"@unboxmatrix Yes I think this came recently I took this [--] month back"  
[X Link](https://x.com/FinPaal/status/2018669355169645048)  2026-02-03T12:54Z [----] followers, [---] engagements


"Hub of credit card hacks. Ever notice how heroes and villains sometimes look identical Free carrots to build trust. Paid hacks to cash in. The truth is in the video judge for yourself. Is carrot the next word to be muted Some warriors are fighting against carrot distribution with unknown opponents claiming themselves to be saviors. The funny part is that they are doing the same carrot distribution(hiding the apples behind) sadly these are rotten ones 🫠 Is carrot the next word to be muted Some warriors are fighting against carrot distribution with unknown opponents claiming themselves to be"  
[X Link](https://x.com/FinPaal/status/2018862085262991597)  2026-02-04T01:40Z [----] followers, [----] engagements


"Note: This was in the context of HD FC Bank which used to work smoothly but is now no longer working. Most banks stopped considering unbilled transaction credits as payments. As per comments this seems to be still working for many banks. If you try now it might or might not work and you may end up paying higher interest. https://twitter.com/i/web/status/2018887944573251998 https://twitter.com/i/web/status/2018887944573251998"  
[X Link](https://x.com/FinPaal/status/2018887944573251998)  2026-02-04T03:22Z [----] followers, [----] engagements


"simple hack to experience the train journey on the iconic Pamban Bridge. 🧵🚆 Once-in-a-Lifetime Train Hack to Experience Pamban Bridge Missed the Train Ride to Rameswaram Heres the Hack You reach Rameswaram by road. Darshan done. Temple visited. Trip almost complete. And then it hits you I shouldve come by train. /1 https://t.co/B5mjd4K297 🧵🚆 Once-in-a-Lifetime Train Hack to Experience Pamban Bridge Missed the Train Ride to Rameswaram Heres the Hack You reach Rameswaram by road. Darshan done. Temple visited. Trip almost complete. And then it hits you I shouldve come by train. /1"  
[X Link](https://x.com/FinPaal/status/2018933090090180818)  2026-02-04T06:22Z [----] followers, [----] engagements


"Holding one credit card is [--] riskier than holding three. Prove me wrong"  
[X Link](https://x.com/FinPaal/status/2019277259673321702)  2026-02-05T05:09Z [----] followers, [----] engagements


"@unboxmatrix Lol Good one I should have made it [--] Card instead of One Card 😂 I'm holding it for the current fuel offer"  
[X Link](https://x.com/FinPaal/status/2019307064607273444)  2026-02-05T07:08Z [----] followers, [---] engagements


"Just like add-on credit cards banks now offer Family Banking 👨👩👧👦 If you have a salary account many banks provide zero-balance savings accounts for your family with the same perks as yours. Family banking programs I hold : HDFC Imperia Banking (Enabled me to unlock CC world for my mother) IDFC Wealth (Best for that Rupay tap card for paying CC bills) IndusInd Grand (For BigBasket 20% off and movie deals) A smart way to extend your benefits to the entire family 8/n"  
[X Link](https://x.com/FinPaal/status/1951173680211575196)  2025-08-01T06:50Z [----] followers, 54.1K engagements


"Day [--] Paying your credit card bill with BBPS is super fast ⚡ but it has one major flaw 🤯 BBPS won't let you pay more than your total billed amount. 1/n"  
[X Link](https://x.com/FinPaal/status/1952437055935615275)  2025-08-04T18:30Z [----] followers, [----] engagements


"Day [--] with FinPal We've seen many threads on how to buy gift cards for the lowest price. 🎁 In this thread we will look at: [--] Some rookie mistakes people make with gift cards. 🤦 [--] Personal tips from my experience. ✅ Like ❤ & Share ♾"  
[X Link](https://x.com/FinPaal/status/1955936891259511264)  2025-08-14T10:17Z [----] followers, 19.7K engagements


"Its win-win A Traveller is happy as hi expiring SC can now be converted to MB A shopping freak is double happy as now he can convert his AMEX MR literally to 50p for quick redemption . Im damn excited about the way whole ecosystem is shaping up. @CardNiti @taditdash @prashantnhn The cross-universe saga continues 🌀 After Swiggy x IndiGo & EazyDiner x IndiGo now comes Flipkart 🤝 Marriott Bonvoy ✨ Soon youll be able to link accounts & swap rewards: [--] Bonvoy Points = [--] SuperCoin [--] SuperCoins = [--] Bonvoy Point 🛍 Shop on Flipkart earn hotel points The cross-universe saga continues 🌀 After Swiggy"  
[X Link](https://x.com/FinPaal/status/1958009911595659534)  2025-08-20T03:35Z [----] followers, 19.9K engagements


"🎉 Giveaway 🎉 Guess the last [--] digits Win [---] Amazon GV 🛒 👀 Closest guess = Winner (must follow @finpaal) ⚖ Tie Prize split 🔢 Max [--] guesses Ends [--] PM 1st September Drop your guesses 👇 🔁 Share for more reach"  
[X Link](https://x.com/FinPaal/status/1961825620146684129)  2025-08-30T16:17Z [----] followers, 14.6K engagements


"Good news 🌍 ATL AS community Amazon GVs are back on IM 🎉 Still need to confirm the MCC - you know the drill. If youve got doubts feel free to DM or drop a comment. P.S. Unlike FK GVs youll still need miles to grab AZ GVs. #ccgeeks @saketreddy @imYadav31 @CardNiti @SartanparaYash"  
[X Link](https://x.com/FinPaal/status/1961988828581036359)  2025-08-31T03:06Z [----] followers, 26.6K engagements


"1 Static Password 🔐 🔗 HDFC Netsafe portal was designed for: [--] Virtual Card generation (now discontinued) [--] Static password instead of OTP 💡 Useful when no mobile network (hill stations ⛰ tatkal booking ⚡ flash sales 🛒). https://netsafe.hdfcbank.com/ https://netsafe.hdfcbank.com/"  
[X Link](https://x.com/FinPaal/status/1963017783106765068)  2025-09-02T23:14Z [----] followers, 14.1K engagements


"Happy Teachers Day to the entire #ccgeek fam For teaching every Indian & helping to make the most out of their spends 💳✨ 👨🏫 @CardNiti X Algorithm insights ✍ @imYadav31 writing threads like an artist 🛫 @prashantnhn miles redemption hacks 💳 @taditdash & @CreditCardsInd maximizing every card Grateful to learn from the best. 🚀"  
[X Link](https://x.com/FinPaal/status/1963858857383629110)  2025-09-05T06:56Z [----] followers, [----] engagements


"Intermiles - Yes you can earn intermiles via the shop option. ✅ Rewards in miles (can be handy if you hold Atlas) ⚠ Low real-world value Other Players: Go Paisa Letshop CouponDunia Tried in the past but fulfillment issues"  
[X Link](https://x.com/FinPaal/status/1967140609904504922)  2025-09-14T08:17Z [----] followers, 23K engagements


"💳 Best way to pay on Bigbasket Buy ASV convert to Bigbasket GVs (3% off) Max [--] GVs 50k cap Or Tata Neu card (5% NeuCoins)/Airtel Axis 10% capped at 1k Tip: Buy via Tata Neu app 5% up to [---] NeuCoins"  
[X Link](https://x.com/FinPaal/status/1971518125595402378)  2025-09-26T10:12Z [----] followers, 18.6K engagements


"#GoldPal Episode [--] Hitting soon. Ive tested almost every major portal for buying gold coins & pendants online. 💡 Result Hacks that save you 518% extra 🔥 Presenting Ep [--] of my new series 💰 #GoldPal - Your ultimate guide to stacking gold smartly 🪙👇 https://t.co/InVRdOv2dU Ive tested almost every major portal for buying gold coins & pendants online. 💡 Result Hacks that save you 518% extra 🔥 Presenting Ep [--] of my new series 💰 #GoldPal - Your ultimate guide to stacking gold smartly 🪙👇 https://t.co/InVRdOv2dU"  
[X Link](https://x.com/FinPaal/status/1972261234000228576)  2025-09-28T11:24Z [----] followers, 22.7K engagements


"🧵 Gold Price Analysis & Strategy Ep.3 of #GoldPal ✨ Gold is up 50% in a year with Goldman eyeing $5K/oz. But is now the right time to buy - for Short-Term or long-term investing 📈 Heres an 80-year journey of gold in [--] phases - so you decide wisely not out of FOMO 👇"  
[X Link](https://x.com/FinPaal/status/1974511066693656910)  2025-10-04T16:24Z [----] followers, 19K engagements


"1 Amazon ruined the game for insurance payments. For years we used to pay for insurance via Amazon Pay Balance on Amazon But recently. ➡ 25K cap per transaction ➡ 12% extra charges ➡ Reward chasers = left heartbroken 💔 But then came @coversure_in as a savior"  
[X Link](https://x.com/FinPaal/status/1975432611033145776)  2025-10-07T05:26Z [----] followers, 33.4K engagements


"Unpopular opinion: Work From Office folks will have 2x the chances of grabbing silver and gold than WFH folks like me. 🙄💰🥇🥈 @CardNiti @SartanparaYash @AirmilesEnthu @bethalaluka @TheRetailIndian"  
[X Link](https://x.com/FinPaal/status/1976174504834699560)  2025-10-09T06:34Z [----] followers, [----] engagements


"Hey @amazonIN stop this cheating. 😡 On 24th Sept I ordered iQOO Neo 10R (12/256) but received the 8/256 model instead. Ive raised [--] replacement requests all rejected saying correct model sent from warehouse. The IMEI on bill & phone match but the model doesn't match. Please arrange a replacement ASAP"  
[X Link](https://x.com/FinPaal/status/1976542626032779506)  2025-10-10T06:57Z [----] followers, 175.9K engagements


"Invoiced is 12/256 but the IMEI mention in the invoice is same as the one on mobile which is 8/256 How is this possible"  
[X Link](https://x.com/FinPaal/status/1976542639056093317)  2025-10-10T06:57Z [----] followers, 14.1K engagements


"My observations from last years Dhanteras & Akshaya Tritiya 👇 Swiggy: Cost to cost pricing(if you see high price better wait for big day) Zepto: Aggressive 25% lower than market price(live on select accounts) Blinkit: A little higher than market price BB: 56% premium than market price(was able to compensate via a 10% off on one account) FK Minutes & Amazon were not part of the game Lets see how they play it this time 👀 Diwali = the best season to stack Gold & Silver 💰✨ Quick-commerce apps go crazy with aggressive pricing & festive offers its literally the dip I wait for all year. ⚡ Heres"  
[X Link](https://x.com/FinPaal/status/1976905259600822458)  2025-10-11T06:58Z [----] followers, 29K engagements


"My platinum journey I was fascinated by those ads on Television 💍. Bought these wedding rings around at [----] per gram (4000 was cost +25% MC) [--] years back. Anyways the rings are not for selling or investment purpose but platinum is 5x volatile than silver and there is no proper resale market. Most of your profits may go into the deep pockets of a bullion dealer. Can be a collectable not a wise investment idea. While everyone is talking about Gold and silver i have been slowly accumulating platinum since late [----] There is a roller coaster journey with Platinum price and it's yet to reach"  
[X Link](https://x.com/FinPaal/status/1977265362162032867)  2025-10-12T06:49Z [----] followers, 10.8K engagements


"Nice work guys @SwiggyCares @SwiggyInstamart Glad to see the price is back to MRP like it should be. They could've just said it was out of stock fixed the price and put it back up. But they didn't. Swiggy actually cares 😇 Can someone Teach the meaning of MRP to @SwiggyInstamart Few of the Gold Orbit community members have bought 10-gram Kalyan brand silver coins from @Swiggy / @SwiggyInstamart. A coin that has an that's listed as 3K then sold at a discounted price of [----] but on the physical https://t.co/l9mxKum6q9 Can someone Teach the meaning of MRP to @SwiggyInstamart Few of the Gold"  
[X Link](https://x.com/FinPaal/status/1978436222616805660)  2025-10-15T12:22Z [----] followers, [----] engagements


"Power of family banking comes in handy during this Zepto gold deal 😀 My [--] cents: If you have a premium banking relationship always open family accounts; they come with a lot of perks. And the same goes for credit cards; apply for add-ons they cost nothing and come with loaded benefits. 💎 I saved 6-figures using just one secret weapon: Family Banking 👨👩👧👦💳 It unlocks hidden perks slashes fees & takes your banking game to the next level. 🚀 Heres the What Why & How of Family Banking 🧵👇 📅 Day [--] with FinPal https://t.co/RATZQtbQ8G 💎 I saved 6-figures using just one secret weapon:"  
[X Link](https://x.com/FinPaal/status/1978678530419355770)  2025-10-16T04:24Z [----] followers, 20.2K engagements


"We at Gold Orbit owe you a treat 👌 Thank you for tagging me I was able to alert the Gold Orbit Army Amd Min [--] Kilos might have been looted I got more than [--] thank you message and the entire credit goes to you. Loot fast [--] g Gold Gullak (999) [--] kt at [-----] only on Flipkart Minutes Mia by Tanishq is a available at sameo @_haroldfinch @AmazingCreditC @BachatXpert @bethalaluka @CardsavvyIndia @ccg33k @dsvamsikrishna3 @imYadav31 @suritalreja @FinPaal @CreditCardsInd @GoldDealsIndia https://t.co/csXe9owmAX Loot fast [--] g Gold Gullak (999) [--] kt at [-----] only on Flipkart Minutes Mia by Tanishq is"  
[X Link](https://x.com/FinPaal/status/1981329425053766027)  2025-10-23T11:58Z [----] followers, [----] engagements


"Base import price is just the duty benchmark revised every [--] days. A $42 cut 3.3% on the base; duty is 6% 3.3% 6% 0.2% impact on landed cost. Not a 3% price move. Chill. 🙌"  
[X Link](https://x.com/FinPaal/status/1984675796905304448)  2025-11-01T17:35Z [----] followers, 33.6K engagements


"Many are asking how I earned so many miles the simple answer is the quoted post 👇 Im not an IYKYK guy 99% of the time. Sometimes I take the DM route to keep certain loopholes alive for longer periods. Either way if you have a query you can always DM me(Need not be a follower) Intermiles - Yes you can earn intermiles via the shop option. ✅ Rewards in miles (can be handy if you hold Atlas) ⚠ Low real-world value Other Players: Go Paisa Letshop CouponDunia Tried in the past but fulfillment issues. https://t.co/mmdzcO0Hy8 Intermiles - Yes you can earn intermiles via the shop option. ✅ Rewards in"  
[X Link](https://x.com/FinPaal/status/1985217104212328958)  2025-11-03T05:26Z [----] followers, 36.6K engagements


"End of an Era 🚨 Major Devaluation Alert on IDFC Debit cards From Jan 1st [----] 👇 ❌ No reward points on online/offline spends ❌ No welcome or accelerated points ⚠ Only [---] pts per biller/month for [--] months What was once the most rewarding debit card program is now officially shutting down. 💔"  
[X Link](https://x.com/FinPaal/status/1985648883716747599)  2025-11-04T10:02Z [----] followers, 18.6K engagements


"4K strong on X 🙌 4K amazing people here couldnt have done it without you all ❤ Thanks for the love shares & DMs every interaction keeps me going. Heres to better content smarter money moves & good vibes ahead 🚀 Last but not least a big thank you to the amazing folks at @joinxclusive club for the support and collaboration Many congratulations to my friend @FinPaal for clocking [----] followers on X in no time cannot wait to see him touch [-----] soon. Great content on knowledge sharing on credit cards Gold and many more. #ccgeeks #ccgeek #Gold Many congratulations to my friend @FinPaal for"  
[X Link](https://x.com/FinPaal/status/1986370146861260886)  2025-11-06T09:48Z [----] followers, 13.4K engagements


"Here is the detailed breakdown on how to maximize on Swiggy for gold orders . 💳 Best Ways to Pay on Swiggy is do via the GV Balance: Here are the best places to buy GVs. InterMiles - Axis Atlas Digi Stores 5EM per 100(20% in Accor terms) - Or Buy Apay Gvs (Miles needed to buy the Gvs) and Pay with Apay balance. - (Check for Jet Previl merchant name to be eligible for 5EM) - Somehow HSBC T1 not getting this merchant name for 4% rewards so skip HSBC T1 here. HDFC SmartBuy Infinia 16.5% reward rate (15K pts cap / 1.125L) DCB Metal / BizBlack 9.9% (10K cap / 1.5L) DCB Plastic 9.9% (7.5K cap /"  
[X Link](https://x.com/FinPaal/status/1987440864491446728)  2025-11-09T08:43Z [----] followers, 48.3K engagements


"Hey @SwiggyCares @SwiggyInstamart Stop this fraud 🚨 Nowhere absolutely nowhere - does it say a user cant load 60K into the wallet. You allow it then block the account for suspicious activity right after Thats not security - thats a scam. If you have an issue refund the money instantly via IMPS. Dont freeze peoples funds and disappear. @harshamjty - as a Telugu person and long-time admirer of how you built your empire this is deeply disappointing. We expected better - not daylight robbery in the name of fintech. Do the right thing. Refund the money. Stop exploiting customers. @jagograhakjago"  
[X Link](https://x.com/FinPaal/status/1988851928990908683)  2025-11-13T06:10Z [----] followers, 467.8K engagements


"@SwiggyCares @SwiggyInstamart One more case: https://x.com/saipotla92/status/1988851332065718436s=20 @FinPaal I have loaded 64k to purchase 5gm gold coin and now @Swiggy keeps on cancelling the orders. Request the CC community to be vigilant while dealing with them as the @SwiggyCares is a clown show altogether https://x.com/saipotla92/status/1988851332065718436s=20 @FinPaal I have loaded 64k to purchase 5gm gold coin and now @Swiggy keeps on cancelling the orders. Request the CC community to be vigilant while dealing with them as the @SwiggyCares is a clown show altogether"  
[X Link](https://x.com/FinPaal/status/1988852151758495782)  2025-11-13T06:11Z [----] followers, 17.5K engagements


"Update: Swiggy responded to Himanshu. * Reason for suspension: The order was canceled twice (both times by their own dark store) so they flagged it as "suspicious activity." * They can't unblock my account because "there's no manual trigger." * Offered to refund 60k as a gift card to an alternative number. ETA: [--] hours. Thank you everyone for sharing and helping to resolve this. If anyone else is facing a similar issue please DM me; I will share the email ID for escalation. Hey @SwiggyCares @SwiggyInstamart Stop this fraud 🚨 Nowhere absolutely nowhere - does it say a user cant load 60K into"  
[X Link](https://x.com/FinPaal/status/1989186336641937430)  2025-11-14T04:19Z [----] followers, 134.6K engagements


"🚨 Be Sale Ready Ep.4 🚨 The Backup Account Hack 👀 Always create Amazon / Flipkart / Swiggy / Zepto and other portal accounts with all family members numbers but dont use them regularly. Why"  
[X Link](https://x.com/FinPaal/status/1969264208073142644)  2025-09-20T04:55Z [----] followers, 22K engagements


"3 Amazon Best use case: Card offers + cashback coupons GVs: ✅ Bank offers: frequent Best buys: 👉 WHP: 👉 PNG Vedhani: https://amzn-to.co/iKP0D5 https://amzn-to.co/Kf40ne https://amzn-to.co/iKP0D5 https://amzn-to.co/Kf40ne"  
[X Link](https://x.com/FinPaal/status/1971518106406379946)  2025-09-26T10:12Z [----] followers, 11K engagements


"7 Bigbasket 🛒 Best time: Dhanteras & Akshaya Tritiya (good availability + offers) GVs: ✅ Card offers: (Limited discount & Unverified) Best buy: Tanishq / Mia coins (usually listed)"  
[X Link](https://x.com/FinPaal/status/1971518123309412752)  2025-09-26T10:12Z [----] followers, 40.3K engagements


"💳 Best way to pay on Swiggy Swiggy HDFC Card (10% - 1.5k cap) HSBC Live+ (10% - 1k cap) Buy GVs via Smartbuy/iShop & redeem 💡 Link Indigo Blue Chip for extra perks"  
[X Link](https://x.com/FinPaal/status/1971518116166607277)  2025-09-26T10:12Z [----] followers, 41.4K engagements


"2 Not every swipe earns you points 🎯 💳 Cards like HDFC & ICICI require a minimum transaction size for earning points 🎯 HDFC Infinia: [---] minimum to earn [--] points; [---] = zero rewards 🙅♂ 🚫 Rupay cards have limits too like [---] for Scan & Pay transactions"  
[X Link](https://x.com/FinPaal/status/1958852698733768973)  2025-08-22T11:24Z [----] followers, 26.8K engagements


"💎 I saved 6-figures using just one secret weapon: Family Banking 👨👩👧👦💳 It unlocks hidden perks slashes fees & takes your banking game to the next level. 🚀 Heres the What Why & How of Family Banking 🧵👇 📅 Day [--] with FinPal Just like add-on credit cards banks now offer Family Banking 👨👩👧👦 If you have a salary account many banks provide zero-balance savings accounts for your family with the same perks as yours. Family banking programs I hold : HDFC Imperia Banking (Enabled me to unlock CC world Just like add-on credit cards banks now offer Family Banking 👨👩👧👦 If you have a"  
[X Link](https://x.com/FinPaal/status/1960953219489915304)  2025-08-28T06:30Z [----] followers, 99.2K engagements


"He bought the bank's building. using the bank's own credit card. 🏦🔄 $65 MILLION on a credit card. $650K in rewards. This is the greatest UNO Reverse in finance. https://www.youtube.com/shorts/fE5I9eYZvz4 https://www.youtube.com/shorts/fE5I9eYZvz4"  
[X Link](https://x.com/FinPaal/status/1991420874113847791)  2025-11-20T08:18Z [----] followers, [----] engagements

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