# ![@DoBaniye Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1700022462917025792.png) @DoBaniye Do Baniye| Credit Cards, Travel & Lifestyle

Do Baniye| Credit Cards, Travel & Lifestyle posts on X about credit cards, up to, platinum, how to the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/twitter::1700022462917025792/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1700022462917025792/c:line/m:interactions.svg)

- [--] Week [-------] +63%
- [--] Month [-------] -41%
- [--] Months [---------] +14%
- [--] Year [---------] -19%

### Mentions: [--] [#](/creator/twitter::1700022462917025792/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1700022462917025792/c:line/m:posts_active.svg)

- [--] Week [--] +22%
- [--] Month [---] +21%
- [--] Months [---] +86%
- [--] Year [-----] +105%

### Followers: [------] [#](/creator/twitter::1700022462917025792/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1700022462917025792/c:line/m:followers.svg)

- [--] Week [------] +0.15%
- [--] Month [------] +0.83%
- [--] Months [------] +21%
- [--] Year [------] +44%

### CreatorRank: [-------] [#](/creator/twitter::1700022462917025792/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1700022462917025792/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  75.16% [countries](/list/countries)  16.34% [stocks](/list/stocks)  11.11% [technology brands](/list/technology-brands)  8.5% [travel destinations](/list/travel-destinations)  4.58% [currencies](/list/currencies)  4.58% [products](/list/products)  1.96% [fashion brands](/list/fashion-brands)  0.65%

**Social topic influence**
[credit cards](/topic/credit-cards) #220, [up to](/topic/up-to) 13.07%, [platinum](/topic/platinum) #1232, [how to](/topic/how-to) 9.15%, [hotels](/topic/hotels) #714, [india](/topic/india) 7.84%, [gold](/topic/gold) 7.84%, [pay](/topic/pay) 7.19%, [if you](/topic/if-you) 5.88%, [food](/topic/food) 5.88%

**Top accounts mentioned or mentioned by**
[@manishsingla17](/creator/undefined) [@stethnstocks](/creator/undefined) [@drshauryagarg](/creator/undefined) [@pointsjunkie420](/creator/undefined) [@nebulaworld](/creator/undefined) [@roadsofmumbai](/creator/undefined) [@indianccgeek](/creator/undefined) [@technofunda_nk](/creator/undefined) [@jet_set_swipe](/creator/undefined) [@gs5454](/creator/undefined) [@isatishagarwal](/creator/undefined) [@docpathan](/creator/undefined) [@jeromjoseph7](/creator/undefined) [@pranshu0403](/creator/undefined) [@pranaysuhasmund](/creator/undefined) [@kuverain](/creator/undefined) [@spendwiselyx](/creator/undefined) [@draditya2935](/creator/undefined) [@vikrikon](/creator/undefined) [@abhinav20](/creator/undefined)

**Top assets mentioned**
[Marriott International Inc (MAR)](/topic/$mar)
### Top Social Posts
Top posts by engagements in the last [--] hours

"One of most issued credit card in India: If you shop on Amazon even a couple of times a month this free card is an EXCELLENT choice👇 🔥 Why its insanely popular ✅ Lifetime Free ✅ No joining / annual fee ✅ Beginner friendly approval ✅ No cashback capping Apply here: https://t.co/r7vmoNpRSr 💰 Cashback https://t.co/Rdw1dqP41T If you shop on Amazon even a couple of times a month this free card is an EXCELLENT choice👇 🔥 Why its insanely popular ✅ Lifetime Free ✅ No joining / annual fee ✅ Beginner friendly approval ✅ No cashback capping Apply here: https://t.co/r7vmoNpRSr 💰 Cashback"  
[X Link](https://x.com/DoBaniye/status/2021566265740153230)  2026-02-11T12:45Z 26.1K followers, [----] engagements


"🚨 Amex Spend-Based Taj Offer Targeted members can unlock: 💳 Spend 4L Get [-----] Taj voucher 💳 Spend 7L Get [-----] Taj vouchers 📅 Valid from enrolment date till [--] March [----] ⚠ Enrolment is mandatory Check your registered email for the enrolment link from Amex"  
[X Link](https://x.com/DoBaniye/status/2021184260095516854)  2026-02-10T11:27Z 26.1K followers, [----] engagements


"If you shop on Amazon even a couple of times a month this free card is an EXCELLENT choice👇 🔥 Why its insanely popular ✅ Lifetime Free ✅ No joining / annual fee ✅ Beginner friendly approval ✅ No cashback capping Apply here: 💰 Cashback Structure For Prime Members: 🛒 5% unlimited on Amazon shopping ✈ 5% on Flights & Hotels via Amazon For Non-Prime Members: 🛒 3% on Amazon For Everyone: 📱 2% on Bill payments recharges gift cards & Amazon partner brands 💳 1% on all other spends 💸 Cashback comes as Amazon Pay Balance (auto credited monthly) ❌ Exclusions (Important) No rewards on: Gold &"  
[X Link](https://x.com/DoBaniye/status/2021474144119140445)  2026-02-11T06:39Z 26.1K followers, [----] engagements


"Reasons for getting MRCC: [--]. [--] transactions of 1.5K+ in a month gives [----] bonus points [--]. 20K monthly spends gives [----] bonus points"  
[X Link](https://x.com/DoBaniye/status/2021835927912669409)  2026-02-12T06:37Z 26.1K followers, [----] engagements


"You can still get MRCC by applying Platinum Reserve: and then downgrading to MRCC: ⚠MRCC downgrade link can stop working at any time https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards https://americanexpress.com/en-in/referral/platinum-reserveref=hARShJOoLM&XL=MIANS https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards https://americanexpress.com/en-in/referral/platinum-reserveref=hARShJOoLM&XL=MIANS"  
[X Link](https://x.com/DoBaniye/status/2021841182951948743)  2026-02-12T06:57Z 26.1K followers, [----] engagements


"Last year at this time: Our Philippines travel story We explored the Philippines for [--] days and have curated our best experiences for you With visa-free entry for Indians (14 days) it is now even more convenient. Heres your 10-day itinerary 🧵👇"  
[X Link](https://x.com/DoBaniye/status/2005238250882113918)  2025-12-28T11:23Z 26.1K followers, 216.5K engagements


"1.4% cashback on forex spends on a LIFETIME FREE credit card Meet Bobcard Eterna: Lifetime free(LTF) till March [----] (original annual fee 2949). Apply here: 💰 Rewards 3.75% cashback on forex online travel & dining (up to [-----] spends/month) 7.5% on SmartDeal Hotels 3% on SmartDeal Flights 0.75% on other spends 🎯 Milestones [----] on 50K spend in first [--] days [----] on 5L annual spend ✨ Extra perks Buy [--] Get [--] Free movie ticket on District (250 cap once/month) Unlimited domestic lounge access (40K spend in previous quarter) Regular Bank of Baroda offers Eligibility (important) New BOBCARD users"  
[X Link](https://x.com/DoBaniye/status/2016043281596154107)  2026-01-27T06:59Z 26.1K followers, [----] engagements


"Book Japan Airlines for 46.5K return on Indigo"  
[X Link](https://x.com/DoBaniye/status/2016400078706225592)  2026-01-28T06:36Z 26.1K followers, [----] engagements


"How can you get 1235% rewards on accelerated spends With the HDFC Bank Diners Club Black Metal 💳 👉 Base rewards: 3.3% 👉 3x10x on SmartBuy: 10%33.3% 👉 Quarterly milestone: 10K points on 4L spend = extra 2.5% 👉 Easy Redemption via: 🔸 SmartBuy (flights & hotels) ✈🏨 🔸 Miles Transfer ✈🏨 Heres the full breakdown👇🧵 https://twitter.com/i/web/status/2016774906260967628 https://twitter.com/i/web/status/2016774906260967628"  
[X Link](https://x.com/DoBaniye/status/2016774906260967628)  2026-01-29T07:26Z 26.1K followers, 17.1K engagements


"🔹 Base Rewards [--] RPs per [---] = 3.3% [--] RP [--] 🔹 Weekend Dining Perks 2X rewards = 6.6% back Capped at [----] RPs/day 🔹 SmartBuy Accelerated 3X10X = 10%33.3% Capped at [-----] RPs/calendar month"  
[X Link](https://x.com/DoBaniye/status/2016775051467764179)  2026-01-29T07:26Z 26.1K followers, [----] engagements


"What is Smartbuy HDFC Bank's portal for accelerated rewards on specific spends. Example: Smartbuy offers 10x (33.3%) RPs for hotel bookings using DCB. Smartbuy Link: http://offers.smartbuy.hdfcbank.com http://offers.smartbuy.hdfcbank.com"  
[X Link](https://x.com/DoBaniye/status/2016775140164641034)  2026-01-29T07:27Z 26.1K followers, [----] engagements


"Want the Amex Platinum Travel Heres the cleanest way 👇 🔁 Already have Amex SmartEarn / MRCC / Platinum Reserve You can upgrade (flip) directly to Platinum Travel: 👉 What if you dont hold any of these cards [--] Apply for Platinum Reserve first: 👉 DM us for link [--] Then flip to Platinum Travel using the link above. ⚠ Disclaimer: The upgrade (flip) link can stop working anytime. https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/platinum-travel/ https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/platinum-travel/"  
[X Link](https://x.com/DoBaniye/status/2017154340176449855)  2026-01-30T08:34Z 26.1K followers, 16.6K engagements


"Can try upgrades/flip to MRCC and SmartEarn instead MRCC: SmartEarn: https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/smart-earn https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards ⚠Upgrade link from Platinum reserve to Platinum travel is not working anymore. https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/smart-earn https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards ⚠Upgrade link from Platinum reserve to Platinum travel is not working anymore"  
[X Link](https://x.com/DoBaniye/status/2017551738128240772)  2026-01-31T10:53Z 26.1K followers, [----] engagements


"Our Mutual fund performance: Started [---] years ago Asset allocation: 65% equity 35% debt Stats via @Kuvera_In (1OL26) Whats your portfolio performance When did you start What app do you use to track your portfolio"  
[X Link](https://x.com/DoBaniye/status/2017868918178910391)  2026-02-01T07:53Z 26.1K followers, [----] engagements


"How We Skipped The Long Queue And Cleared Our Airport Immigration In Under [--] SECONDS We went to Europe in December and we cleared immigration at Delhi Airport in seconds while everyone else was stuck in a huge queue How We had registered ourselves with FTI-TTP (Fast Track Immigration Trusted Traveller Program) before the trip and you can do it too 👉Heres how it works: [--]. Go to the official registration website: [--]. Click Sign Up / Register and fill out your details. [--]. Upload your passport photo passport scans (first & last page) and other required docs. [--]. Verify your identity with OTP on"  
[X Link](https://x.com/DoBaniye/status/2018217782220070939)  2026-02-02T06:59Z 26.1K followers, 18.1K engagements


"@spendwiselyx Its a no brainer for anyone having international travel"  
[X Link](https://x.com/DoBaniye/status/2018315726197751900)  2026-02-02T13:29Z 26.1K followers, [---] engagements


"Rewards breakdown: 2% base rewards Exclusions: Rent wallet loads EMI fuel government spends 10% rewards (5) on [--] categories from Dining Grocery Utility Apparel Taxi Capping Grocery & Utility: [----] rewards per month each Insurance: [----] rewards per day Apply here: https://bitlii.cc/en/9scoFf https://bitlii.cc/en/9scoFf"  
[X Link](https://x.com/DoBaniye/status/2018578845511954642)  2026-02-03T06:54Z 26.1K followers, [---] engagements


"Fees & benefits snapshot: Forex fee: 2% 0% forex fee for Diamond tier Joining fee: First year free even if it shows the fee Joining benefits: [--] memberships from Amazon Prime Jio Hotstar Sony Liv Zee5 or Discovery+ Annual fee: [----] + GST or [----] for Metal Waived on 2.4L spends in a year https://twitter.com/i/web/status/2018579358903152865 https://twitter.com/i/web/status/2018579358903152865"  
[X Link](https://x.com/DoBaniye/status/2018579358903152865)  2026-02-03T06:56Z 26.1K followers, [---] engagements


"🚨 Amex Platinum Travel Devaluation from [--] March [----] The milestone benefits are getting downgraded. Heres whats changing: ❌ 1.9L Spend Earlier: [-----] MR points total Now: [----] MR points ❌ 4L Spend Earlier: [-----] MR points + 10K Taj voucher Now: [-----] MR points ➡ New 7L Spend Milestone [-----] MR points + 10K Taj voucher Other Changes: Bonus MR points will now be auto-credited (no call/chat needed) Net Net: Significant reward cut at 4L the sweet spot for most users earlier. Still worth it or time to reconsider We are keeping it for now. If you want to downgrade to MRCC:"  
[X Link](https://x.com/DoBaniye/status/2019297988536139940)  2026-02-05T06:32Z 26.1K followers, [----] engagements


"@DrShauryaGarg @DrAditya2935 @vikrikon Thanks Dr"  
[X Link](https://x.com/DoBaniye/status/2019309350301700209)  2026-02-05T07:17Z 26.1K followers, [--] engagements


"19000+ people get easy actionable tips on credit cards travel and rewards. You can too Follow our WhatsApp Channel: 🔗 https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p"  
[X Link](https://x.com/DoBaniye/status/2019310749777293333)  2026-02-05T07:22Z 26.1K followers, [---] engagements


"19000+ people get easy actionable tips on credit cards travel and rewards. You can too Follow our WhatsApp Channel: 🔗 https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p"  
[X Link](https://x.com/DoBaniye/status/2019685629756600669)  2026-02-06T08:12Z 26.1K followers, [---] engagements


"1 What is SmartBuy Its HDFC Banks reward accelerator portal. When you book via SmartBuy using eligible HDFC cards you get bonus Reward Points (RPs) up to 10X on spends like: Flights Hotels Gift vouchers Select brands 🔗 http://offers.smartbuy.hdfcbank.com http://offers.smartbuy.hdfcbank.com"  
[X Link](https://x.com/DoBaniye/status/2019729193467359598)  2026-02-06T11:05Z 26.1K followers, [----] engagements


"4 Regalia / Regalia Gold / Diners Privilege / Biz Power 🔹 10X (13.3%) Hotels Jockey Pharmeasy IGP 🔹 5X (6.7%) Flights RedBus Nykaa Myntra Vouchers Apple Imagine 🔹 3X (4%) IRCTC 🧢 Caps: * 2K RPs/day = [-----] monthly spends on 5x partners * 4K RPs/month = [-----] https://twitter.com/i/web/status/2019729368696906081 https://twitter.com/i/web/status/2019729368696906081"  
[X Link](https://x.com/DoBaniye/status/2019729368696906081)  2026-02-06T11:06Z 26.1K followers, [----] engagements


"⚠ Maximise SmartBuy Rewards the Right Way ✅ Open partner websites via SmartBuy portal to get accelerated rewards 👉 🧠 SmartBuy Cap Logic: The monthly cap of [-----] RPs applies only to the accelerated portion not base rewards. 🔍 Example: * Flights (5X) = 3.3% base + 4X bonus * So [-----] RPs cap = [-----] flight spend if no other SmartBuy spends 🔁 Plan your transactions to avoid hitting the cap early http://offers.smartbuy.hdfcbank.com http://offers.smartbuy.hdfcbank.com http://offers.smartbuy.hdfcbank.com http://offers.smartbuy.hdfcbank.com"  
[X Link](https://x.com/DoBaniye/status/2019729442265088406)  2026-02-06T11:06Z 26.1K followers, [----] engagements


"Free Airport Lounge Card with No Spend Requirement Meet IndusInd Tiger Credit Card your entry into airport lounges & travel perks at zero cost. 🎁 [---] Amazon voucher for first [--] approved applicants Apply here: 🎯 No joining/annual fee 🛫 [--] domestic lounges/qtr 🌍 [--] international lounges/year via Priority Pass 🎬 [--] free movie ticket (500) every [--] months 🏌 [--] free golf game/lesson/qtr 📞 Concierge: [----] [---] [----] Apply here: https://tinyurl.com/448ft6h6 https://tinyurl.com/448ft6h6 https://tinyurl.com/448ft6h6 https://tinyurl.com/448ft6h6 https://tinyurl.com/448ft6h6 https://tinyurl.com/448ft6h6"  
[X Link](https://x.com/DoBaniye/status/2020081598834831870)  2026-02-07T10:25Z 26.1K followers, [----] engagements


"19000+ people get easy actionable tips on credit cards travel and rewards. You can too Follow our WhatsApp Channel: 🔗 https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p"  
[X Link](https://x.com/DoBaniye/status/2020090476838506702)  2026-02-07T11:01Z 26.1K followers, [---] engagements


"19000+ people get easy actionable tips on credit cards travel and rewards. You can too Follow our WhatsApp Channel: 🔗 https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p"  
[X Link](https://x.com/DoBaniye/status/2020369699259969817)  2026-02-08T05:30Z 26.1K followers, [----] engagements


"8 Total Cashback Cap Important Rule 💡 The total cashback earned by the user in any given month is capped at 1% of the users credit limit. ⚠ Milestone cashback is excluded from this monthly cap. (7/n)"  
[X Link](https://x.com/DoBaniye/status/2020753265517044187)  2026-02-09T06:54Z 26.1K followers, [---] engagements


"9 🚫 Exclusions Important to Note Cashback doesnt apply to: Agriculture Horticulture & Vet Business Services Govt Services Marketing Professional & Retail Services Transportation Utilities Jewellery Fuel Financial Institutions Insurance Real Estate ✅ Ensure your UPI spends qualify (8/n) https://twitter.com/i/web/status/2020753362610725183 https://twitter.com/i/web/status/2020753362610725183"  
[X Link](https://x.com/DoBaniye/status/2020753362610725183)  2026-02-09T06:55Z 26.1K followers, [---] engagements


"19000+ people get easy actionable tips on credit cards travel and rewards. You can too Follow our WhatsApp Channel: 🔗 https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p"  
[X Link](https://x.com/DoBaniye/status/2020854067040592085)  2026-02-09T13:35Z 26.1K followers, [---] engagements


"Marriott Bonvoy lets you transfer points to another member and its FREE No fees. No family only rule. Just simple point transfers to any Marriott Bonvoy member. Heres how it works 👇 Transfer limits: * Minimum per transfer: 1K points * Max you can send per calendar year: 1L points * A member can receive up to 5L points per year Account rules: Both accounts must be in good standing. Accounts must be open for at least [--] days (or [--] days if theres no qualifying activity). New transfer caps: * [--] transfers per month * [--] transfers per year (sending or receiving combined) Processing time: Points"  
[X Link](https://x.com/DoBaniye/status/2021118726758859104)  2026-02-10T07:07Z 26.1K followers, [----] engagements


"10% rewards on Dining Grocery Utility Apparel Taxi spends (any 2) Equitas Selfe Credit Card 2% base rewards 10% rewards (5) on [--] of Dinning Grocery Utility Apparel Taxi spends First year free Full details 🧵"  
[X Link](https://x.com/DoBaniye/status/2018578617220108298)  2026-02-03T06:53Z 26.1K followers, [----] engagements


"1% Cashback on Credit Card Bill Payments via HDFC Debit Card Got [---] cashback by using HDFC Easyshop Platinum non-rupay Debit Card to pay credit card bills via BillPay Smartpay(Autopay) on NetBanking. Still works as of Feb [----] How to: NetBanking BillPay Credit Card Payments Set AutoPay(Smartpay) using your Debit Card Max 750/month 1% cashback Dont miss out on easy money https://twitter.com/i/web/status/2019659430225436921 https://twitter.com/i/web/status/2019659430225436921"  
[X Link](https://x.com/DoBaniye/status/2019659430225436921)  2026-02-06T06:28Z 26.1K followers, [----] engagements


"Not using SmartBuy with your HDFC card Youre losing up to 30% rewards on your spends ❌ What is SmartBuy and how to use it to get maximum benefits Your complete guide to SmartBuy is here 👇🧵"  
[X Link](https://x.com/DoBaniye/status/2019729100550942821)  2026-02-06T11:05Z 26.1K followers, 21.9K engagements


"2 Infinia Accelerated SmartBuy Rewards 🔹 10X (33.3%) Hotels Jockey Pharmeasy IGP 🔹 5X (16.7%) Flights RedBus Zoomcar Nykaa Myntra MMT Instant Vouchers 🔹 3X (10%) IRCTC 🧢 Caps: * [-----] RPs/month = 1.125L monthly spend on 5X partners"  
[X Link](https://x.com/DoBaniye/status/2019729271208697989)  2026-02-06T11:05Z 26.1K followers, [----] engagements


"3 Diners Black & Biz Black 🔹 10X (33.3%) Hotels Jockey Pharmeasy IGP 🔹 5X (16.7%) Flights RedBus Zoomcar Nykaa Myntra MMT 🔹 3X (10%) IRCTC Instant Vouchers Apple Imagine 🧢 Caps: * 10K RPs/month = [-----] monthy spends on 5x partners * 2.5K/day (DCB only) = [-----] * 7.5K/month (DCB only) = [-----] https://twitter.com/i/web/status/2019729323901821176 https://twitter.com/i/web/status/2019729323901821176"  
[X Link](https://x.com/DoBaniye/status/2019729323901821176)  2026-02-06T11:06Z 26.1K followers, [----] engagements


"More Tips to Maximise SmartBuy ✔ Use add-on cards to bypass gift card monthly caps ✔ Use PayZapp for mobile transactions ✔ Always track RP caps based on your card What's your favorite way of utilising Smartbuy"  
[X Link](https://x.com/DoBaniye/status/2019729501824139730)  2026-02-06T11:06Z 26.1K followers, [----] engagements


"Apply for HDFC Bank credit card: Apply for HDFC Bank Business cards: http://bitlii.cc/en/lUB0Fr http://bitlii.cc/en/Jyvp5Z http://bitlii.cc/en/lUB0Fr http://bitlii.cc/en/Jyvp5Z"  
[X Link](https://x.com/DoBaniye/status/2019729547521146931)  2026-02-06T11:07Z 26.1K followers, [----] engagements


"🔟 Why Its a Gamechanger: ✅ Works with UPI merchants groceries local shops etc. ✅ Real cashback (no restrictive points) ✅ Seamless RuPay-UPI integration (9/n)"  
[X Link](https://x.com/DoBaniye/status/2020753473894322179)  2026-02-09T06:55Z 26.1K followers, [---] engagements


"RT @PointsJunkie420: @DoBaniye Didnt know about this. Great feature thanks"  
[X Link](https://x.com/DoBaniye/status/2021124836844765699)  2026-02-10T07:31Z 26.1K followers, [--] engagements


"19000+ people get easy actionable tips on credit cards travel and rewards. You can too Follow our WhatsApp Channel: 🔗 https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p"  
[X Link](https://x.com/DoBaniye/status/2021126383582445817)  2026-02-10T07:37Z 26.1K followers, [---] engagements


"RT @DoBaniye: Marriott Bonvoy lets you transfer points to another member and its FREE No fees. No family only rule. Just simple point"  
[X Link](https://x.com/DoBaniye/status/2021133895627047054)  2026-02-10T08:07Z 26.1K followers, [--] engagements


"@abhinav_20_ @nebula_world Accor Brazilian program has this feature"  
[X Link](https://x.com/DoBaniye/status/2021164619318866133)  2026-02-10T10:09Z 26.1K followers, [--] engagements


"RT @DoBaniye: 🚨 Amex Spend-Based Taj Offer Targeted members can unlock: 💳 Spend 4L Get [-----] Taj voucher 💳 Spend 7L Get [-----] T"  
[X Link](https://x.com/DoBaniye/status/2021216444340375950)  2026-02-10T13:35Z 26.1K followers, [--] engagements


"19000+ people get easy actionable tips on credit cards travel and rewards. You can too Follow our WhatsApp Channel: 🔗 https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p"  
[X Link](https://x.com/DoBaniye/status/2021485317514199277)  2026-02-11T07:23Z 26.1K followers, [---] engagements


"RT @DoBaniye: If you shop on Amazon even a couple of times a month this free card is an EXCELLENT choice👇 🔥 Why its insanely popular ✅"  
[X Link](https://x.com/DoBaniye/status/2021497200854069520)  2026-02-11T08:11Z 26.1K followers, [--] engagements


"RT @RoadsOfMumbai: @DoBaniye Looks like a straightforward easy to get starter card. Must have for Amazon shoppers and someone new to cred"  
[X Link](https://x.com/DoBaniye/status/2021534342355554744)  2026-02-11T10:38Z 26.1K followers, [--] engagements


"RT @DoBaniye: Reasons for getting MRCC: [--]. [--] transactions of 1.5K+ in a month gives [----] bonus points [--]. 20K monthly spends gives 10"  
[X Link](https://x.com/DoBaniye/status/2021857935828365518)  2026-02-12T08:04Z 26.1K followers, [--] engagements


"RT @Abhijnan_LP: Grateful for the incredible support My 5K expired MMT voucher has been successfully reinstated today all thanks to @nebu"  
[X Link](https://x.com/DoBaniye/status/2021869433673986501)  2026-02-12T08:50Z 26.1K followers, [--] engagements


"RT @DoBaniye: One of most issued credit card in India:"  
[X Link](https://x.com/DoBaniye/status/2021919822469378358)  2026-02-12T12:10Z 26.1K followers, [--] engagements


"5% on Insurance using HDFC Tata Neu Infinity First year free now and lifetime free for some users 🔗 Apply here: 💳 Benefits via Tata Neu App: 👉 1.5% rewards on UPI (RuPay) 👉 10% at BigBasket Air India Croma Tata 1Mg & more 👉 5% on bills insurance recharges Tanishq (at store too) 👉 [--] lounge visits/annum (50K+ spends/quarter) 👉Delhi Rupay lounge is one of our favourites Current promos: 30% off voucher on Taj bookings [--] months of Spotify Premium Eazydiner prime membership Useful for getting 5% back on Tata Neu spends like BigBasket even when paying via other payment methods like gift"  
[X Link](https://x.com/DoBaniye/status/2022167090460065818)  2026-02-13T04:32Z 26.1K followers, [----] engagements


"Want up to 18% EXTRA cash back on travel bookings Heres a quick hack using TopCashback works with major airlines hotels & aggregators worldwide. Some examples: Airlines: Singapore Air India Hotels: IHG Accor Marriott Activities: Klook Viator Headout 🔹 What is TopCashback Its an affiliate site that shares commissions with you. Shop through their links & earn cashback on top of usual payments. Free sign-up here 👉 💡 How it works: [--] Open your preferred site via TopCashback [--] Complete the booking normally [--] Get extra cashback credited in your account Its free simple and works globally 🌍 1"  
[X Link](https://x.com/DoBaniye/status/2020837395634192482)  2026-02-09T12:29Z 26.1K followers, [----] engagements


"Taj voucher at 10% discount. Club with your Amex Taj voucher as well as pay with Amazon Shopping voucher: https://amzn.to/4kESd8O https://amzn.to/4kESd8O"  
[X Link](https://x.com/DoBaniye/status/2022624954425184659)  2026-02-14T10:52Z 26.1K followers, [----] engagements


"11 How to Get Started: 🔗 Apply for the Lifetime Free Kiwi Yes Bank Credit Card: ✅Activate Neon (999/year) if you plan to spend 1L+ annually ✅Hit milestones & maximize cashback (10/10) https://tinyurl.com/3fuu773h https://tinyurl.com/3fuu773h"  
[X Link](https://x.com/DoBaniye/status/2020753532069216681)  2026-02-09T06:56Z 26.1K followers, [---] engagements


"Detailed terms and conditions: https://help.marriott.com/s/article/transfer-marriott-points https://help.marriott.com/s/article/transfer-marriott-points"  
[X Link](https://x.com/DoBaniye/status/2021131598650016236)  2026-02-10T07:58Z 26.1K followers, [---] engagements


"Targeted Platinum Charge users got following offer: 🚨 Amex Spend-Based Taj Offer Targeted members can unlock: 💳 Spend 4L Get [-----] Taj voucher 💳 Spend 7L Get [-----] Taj vouchers 📅 Valid from enrolment date till [--] March [----] ⚠ Enrolment is mandatory Check your registered email for the enrolment link from https://t.co/vMljhEAAHj 🚨 Amex Spend-Based Taj Offer Targeted members can unlock: 💳 Spend 4L Get [-----] Taj voucher 💳 Spend 7L Get [-----] Taj vouchers 📅 Valid from enrolment date till [--] March [----] ⚠ Enrolment is mandatory Check your registered email for the enrolment link from"  
[X Link](https://x.com/DoBaniye/status/2021189028410687833)  2026-02-10T11:46Z 26.1K followers, [----] engagements


"RT @nebula_world: Physical Amazon pay gift cards still available at 3% upfront discounts 10k denomination Use yo https://amzn.to/4aOlvNV https://amzn.to/4aOlvNV"  
[X Link](https://x.com/DoBaniye/status/2021581563163533617)  2026-02-11T13:46Z 26.1K followers, [--] engagements


"@n_ailani Can only switch to MRCC/SmartEarn: Link for MRCC: https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards"  
[X Link](https://x.com/DoBaniye/status/2021873648425116023)  2026-02-12T09:06Z 26.1K followers, [---] engagements


"How we applied for Amex MRCC via Platinum Reserve (our experience so far): Applied for Platinum Reserve on Friday Card delivered by yesterday(Tuesday) 🚀 Activated it and raised requests for Accor Plus & Taj Epicure via the Amex Experience App Then upgraded/transferred to MRCC using this link 👇 👉 If youre planning to apply for Amex Platinum Reserve you can message us for the referral link. Smooth process so far https://www.americanexpress.com/en-in/credit-cards/apply/upgrade/personal/membership-rewards"  
[X Link](https://x.com/DoBaniye/status/2018936850480832945)  2026-02-04T06:37Z 26.1K followers, 13.6K engagements


"The Ultimate HDFC Credit Card Thread Breaking down every major HDFC Bank card with real numbers reward strategies and hacks to maximise value. Well add each card breakdown in the replies below. Bookmark this thread"  
[X Link](https://x.com/DoBaniye/status/1994729964890198075)  2025-11-29T11:27Z 26.1K followers, 411.4K engagements


"If youre using Rupay on UPI check for coins and redeem them for vouchers by messaging http://wa.me/+918657041681 http://wa.me/+918657041681"  
[X Link](https://x.com/DoBaniye/status/2020145862467260516)  2026-02-07T14:41Z 26.1K followers, 30.4K engagements


"19000+ people get easy actionable tips on credit cards travel and rewards. You can too Follow our WhatsApp Channel: 🔗 https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p https://whatsapp.com/channel/0029VaKaeqaBvvsjZpk8T33p"  
[X Link](https://x.com/DoBaniye/status/2021851260140589086)  2026-02-12T07:37Z 26.1K followers, [----] engagements


"How to Get 4.2% Rewards on UPI Spends The Lifetime Free Kiwi Yes Bank Credit Card unlocks amazing cashback on UPI payments. 🎁 [---] Amazon voucher for first [--] approved applicants Lets break it down step by step. 👇🧵"  
[X Link](https://x.com/DoBaniye/status/2020752537494970384)  2026-02-09T06:52Z 26.1K followers, [----] engagements


"@indianccgeek But cant double dip with ASV there😅"  
[X Link](https://x.com/DoBaniye/status/2022668396463378467)  2026-02-14T13:44Z 26.1K followers, [--] engagements


"How did we celebrate our 1st anniversary (Feb 2024) We decided to spend our special day at @TheTamara_Coorg because of our love for tranquility and eco-consciousness. And since we only had a weekend to spare this resort was the best we could think of. Tamara Coorg has also won 'Best Eco Retreat Destination' of South Asia and that made us even more curious about their practices. A thread 🧵"  
[X Link](https://x.com/anyuser/status/1801157727433220193)  2024-06-13T07:40Z 26.1K followers, 51.1K engagements


"From Bangalore's 40C Heat to 0C Chill: Our Great Escape Fed up with the relentless Bangalore heat we decided to escape to the mountains. 🏔 Eager to explore new places Manasi chose the charming hills of Darjeeling and Kalimpong for Sanket while Sanket was excited to unveil the breathtaking beauty of North Sikkim to Manasi. Our adventure was set: from sweltering [--] degrees Celsius to a refreshing [--] degrees we were ready to discover the magic of these mountain paradises together. Buckle up for our [--] day itinerary 👇"  
[X Link](https://x.com/anyuser/status/1804029984404836365)  2024-06-21T05:54Z 26.1K followers, 1.2M engagements


"Day [--] ✈Bangalore - Bagdogra Indigo Flight for [--] pax 💰19.8K [--] hours 👉Booked it through Infinia reward points(70%) and got 16.5% (5x) reward points on rest 30% as well. 🚗Took a cab from Bagdogra to Darjeeling 💰2.2K [--] hours 👉Checked into an @Airbnb in Alubari village [--] km from Darjeeling town. 👉Walked [--] km downhill to the town but had to take a local taxi to get back to our stay. 👉Went to the legendary Keventer's Cafe. Tried their famous Cutlets and Burgers but it wasn't as good as it used to be many years ago. 👉Visited Manasi's favourite place in Darjeeling - Oxford Bookstore and bought"  
[X Link](https://x.com/DoBaniye/status/1804036512436375962)  2024-06-21T06:19Z 26.1K followers, 93.8K engagements


"Uncorking the Fun with GRAPE Experience: A Day Trip to Big Banyan Vineyard Near Bangalore Wine vine and dine Heres how we spent a delightful day with our parents at @bigbanyanwines. We visited on a Wednesday to avoid the weekend crowd. Left home around 11:00 am and reached the vineyard by 12:30 pm (about 1.5-2 hours 35kms from central Bangalore). Lunch at Ranch Restaurant: As soon as we arrived we dined at Ranch located at the entrance of the lush 20-acre property. Our total bill for two meals was 4.5K but we saved 1.3K (29%) using Zomato discounts and Infinia credit card vouchers. We"  
[X Link](https://x.com/DoBaniye/status/1806644269555585063)  2024-06-28T11:02Z 26.1K followers, 36.4K engagements


"Guess our next destination"  
[X Link](https://x.com/anyuser/status/1811677901303230558)  2024-07-12T08:24Z 26.1K followers, 83.9K engagements


"🚨 ** IMPORTANT: FRAUD ALERT** 🚨 A close friend of ours recently fell victim to a scam and lost a whopping Rs. [--] lakh. Here's what happened: Just a couple of weeks after returning from a trip to Hong Kong he was shocked to receive two late-night messages about Rs. 72k being deducted from his bank account for purchases at an Adidas store. The next morning he found out that this had happened four times totaling Rs. [--] lakh The scammers had cloned his card and used it for tap payments in Hong Kong. Fortunately the bank agreed to refund half the amount thanks to his account being insured. However"  
[X Link](https://x.com/anyuser/status/1812139244636283297)  2024-07-13T14:57Z 26.1K followers, 113K engagements


"A SIMPLE AND DETAILED GUIDE ON ACCOR PLUS 🏨🍽 With the HDFC offer of Accor plus Explorer @ 7.5K Accor points instead of 12K there are many questions about the same. Well try to answer the questions so that you can make an informed decision. Topics covered: [--]. Types of Accor plus memberships [--]. Universal Benefits [--]. Vouchers for Bangalore area [--]. Stay plus complimentary Night Buckle up for a long thread of all things Accor plus"  
[X Link](https://x.com/anyuser/status/1815262892142514214)  2024-07-22T05:49Z 26.1K followers, 74.6K engagements


"We finally got back to Bangalore last night after [--] days of adventure and driving nearly 6.5K KM. It was the longest drive we've ever done More updates coming soon 🙌"  
[X Link](https://x.com/DoBaniye/status/1827552085400748244)  2024-08-25T03:42Z 26.1K followers, 67.2K engagements


"About last night 🎉🎂 We celebrated Manasis birthday at @OberoiHotels Bangalore. We decided to try their new Asian restaurant Wabi Sabi and it was fantastic We are often disappointed with the wasabi at most Japanese restaurants when having sushi but it was just perfect here. The service food and ambience were all wonderful We tried their Red Wine Sangria Tuna and Salmon Hosomaki Crispy Lotus Stem and Special Chicken Korean Noodles and we loved them all ❤"  
[X Link](https://x.com/anyuser/status/1829091151342907669)  2024-08-29T09:38Z 26.1K followers, 71.7K engagements


"✨From Bangalore's 20C to Finland's -35C: Our Dream Euro Trip Itinerary✨ We had dreamt of celebrating Christmas in Europe driving through the fairytale-like Alsace region of France spending New Year's in a quaint surreal part of the Netherlands and witnessing the Northern Lights against the magical backdrop of Finnish skies. Last year we made all of this possible Getting a lot of messages for our day wise breakdown of the trip so here goes our [--] Day itinerary👇🧵"  
[X Link](https://x.com/anyuser/status/1834483460083515450)  2024-09-13T06:45Z 26.1K followers, 669.6K engagements


"How do we save 13% on fuel spends 1HP Pay at HP Petrol Pumps 🔹Amex Gold Charge: 16% 🔹Infinia: 13.5% 🔹Amex MRCC: 13% 🔹Amex Platinum Travel: 10% 2Park+ IOCL Vouchers 🔹Amex Gold Charge/MRCC: 11% 🔹Platinum Travel: 10% 🔹Infinia: 5% 3Direct payment at Pump Details 👇🧵"  
[X Link](https://x.com/anyuser/status/1838827942098641023)  2024-09-25T06:28Z 26.1K followers, 147.1K engagements


"How did we spend [--] days in Bastar 🌿✨ We wrapped up [--] days in the magical land of Bastar and it's hard to put into words how incredible the experience was Time slowed down and so did we living in harmony with nature and embracing the beauty of simplicity. Let us tell you how it changed us and why you need to add Bastar to your travel list 👇🧵"  
[X Link](https://x.com/anyuser/status/1839563419596554701)  2024-09-27T07:11Z 26.1K followers, 234.7K engagements


"🎉 Giveaway Alert 🎉 Win [--] BookMyShow tickets worth up to [----] We are teaming up with @smartspendcode to give away [--] BookMyShow tickets (up to [----] each) to one lucky winner 🍿🎬 How to enter: * Follow @DoBaniye and @smartspendcode * Like share and repost this post * Tag a friend in the comments and tell us why you should win Use the hashtag #MovieNight Winner announcement: * Monday September 30th * DM @smartspendcode on September 30th to book your tickets Good luck 🍀 #Giveaway #Contest #MovieGiveaway #BookMyShow"  
[X Link](https://x.com/DoBaniye/status/1839949715057549602)  2024-09-28T08:46Z 26.1K followers, 31.9K engagements


"Payment of credit card bills through SBI Unipay website via HDFC Platinum Debit Card still gave 1% cashback recently We use our HDFC Platinum Debit Card to settle our Credit Card expenses earning a 1% cashback of up to [---] each month totalling [----] annually through HDFC Bill Pay and Mobikwik. #hdfc #mobikwik #personalFinance https://t.co/v8qQYXVfwL We use our HDFC Platinum Debit Card to settle our Credit Card expenses earning a 1% cashback of up to [---] each month totalling [----] annually through HDFC Bill Pay and Mobikwik. #hdfc #mobikwik #personalFinance https://t.co/v8qQYXVfwL"  
[X Link](https://x.com/DoBaniye/status/1840347262070771760)  2024-09-29T11:05Z 26.1K followers, 91.5K engagements


"Our first IRCTC Executive Lounge experience at New Delhi Railway Station (PF1) yesterday We arrived an hour early for our train so we decided to try it out. Free entry and a complimentary buffet are available if you have any of these cards: [--] IDFC FIRST Bank Select/Millennia/Wealth/Classic Credit Cards : Lifetime free [--] ICICI Coral & Mine Cards [--] MakeMyTrip ICICI Platinum/Signature [--] IRCTC SBI Platinum & Premier [--] AU Bank Vetta Altura Zenith [--] IRCTC HDFC Credit Card Unfortunately we werent carrying any of these so we paid Rs. 190/person for an hourly service (complimentary tea/coffee"  
[X Link](https://x.com/anyuser/status/1844559520254550035)  2024-10-11T02:03Z 26.1K followers, 52.4K engagements


"We took our parents for dinner at Indian Accent and the experience was second to none. It truly lived up to its title as Indias No. [--] restaurant Every dish was a delightful journey of flavors. The luxurious setting and warm service made the dining experience even better. Our server patiently explained the dishes while serving and the Head Chef visited to greet us and share more details. Here's a breakdown of what we enjoyed: Starters: - Burrata chaat lotus root papdi mustard tomato jam: A modern twist on classic chaat. Creamy burrata paired with crispy lotus root and tangy jam unexpected yet"  
[X Link](https://x.com/anyuser/status/1845321045617803478)  2024-10-13T04:29Z 26.1K followers, 34.2K engagements


"🚶♂ Why choose Bastar Chhattisgarh for your next trip 🏞 Winter is around the corner and what better time to explore India's hidden gemBastar 🌿A perfect mix of nature culture and heritage. Here's a 6-day 5-night itinerary to experience the magic of Bastar 👇🧵"  
[X Link](https://x.com/DoBaniye/status/1847163782273159610)  2024-10-18T06:32Z 26.1K followers, 58.7K engagements


"How did we spend two days in Agra Sanket had long promised to take Manasi to the Taj Mahal as she had never seen its majestic beauty up close. So when we planned a trip to Delhi we seized the opportunity to spend two days in Agra. Buckle up for our Agra story👇🧵"  
[X Link](https://x.com/anyuser/status/1848602731076063642)  2024-10-22T05:50Z 26.1K followers, 149.5K engagements


"It's the 1st day of a new month and it's time for us to check on the following: ✅Salary ✅SIP ✅Rent ✅Utility Bills ✅Credit card Bills ✅Vouchers via HDFC Infinia: Big basket Swiggy Amazon gift card Amazon shopping voucher Zomato ✅6* 1K Vouchers via Amex Gold Charge Card ✅4*1.5K Vouchers via Amex MRCC What do you do on 1st day of a month"  
[X Link](https://x.com/anyuser/status/1852245338545098938)  2024-11-01T07:04Z 26.1K followers, 28.8K engagements


"How did we save 8L on our dream Euro Trip All our flights were booked using Air France Flying Blue Frequent Flyer Program (FFP) for [--] pax: [--]. Bangalore to Paris: Revenue Rate: 2.8L Booked using 50K miles + 17K [--]. Paris to Amsterdam (KLM): Revenue Rate: 16.8K Booked using 10K miles + 6K [--]. Amsterdam to Rovaniemi (KLM Business Class): Revenue Rate: 3.2L Booked using 80K miles + 24K [--]. Amsterdam to Bangalore: Revenue Rate: 1.9L Booked using 50K miles + 17K Total Revenue rate for flights: 8.8L Booked using 1.9L miles + 64K Some of our hotels were booked using Accor: [--]. ApartHotel Adagio Eiffel"  
[X Link](https://x.com/anyuser/status/1853410540854653045)  2024-11-04T12:14Z 26.1K followers, 208.3K engagements


"Many people have been asking about the spending required to accumulate these points. Heres a breakdown of our expenditures: [--]. Axis Atlas: [--] lakh spent earning approximately 45K Air France miles. [--]. HDFC Infinia: [--] lakh spent on SmartBuy earning approximately [---] lakh Air France miles. [--]. Amex Platinum Travel: [--] lakh spent converting 48K MR points into 60K Marriott points (with a 30% bonus) resulting in 25K Air France miles. [--]. Axis Magnus: [--] lakh spent earning 40K Accor points. In total we spent [--] lakh over a year to earn approximately [--] lakh Air France miles and 40K Accor points. How did"  
[X Link](https://x.com/anyuser/status/1853490198816109046)  2024-11-04T17:31Z 26.1K followers, 94.4K engagements


"Hey @KamalaHarris if you are coming back to India can you bring us an iPhone [--] pro"  
[X Link](https://x.com/DoBaniye/status/1854112523336761459)  2024-11-06T10:44Z 26.1K followers, 15.3K engagements


"From the Taj to the Ghats 🌅 After our unforgettable journey to Agra it was Sanket's turn to follow Manasi to a place thats close to her heart and ancient as time itself: Varanasi aka Banaras. Manasi who has been a frequent visitor because of her relatives had always wanted Sanket to experience the magnetic pull of this citya place that seemed to exist in both the present and eternity. Here's how we spent [--] days in Banaras 🧵👇"  
[X Link](https://x.com/DoBaniye/status/1854762481262231895)  2024-11-08T05:46Z 26.1K followers, 140K engagements


"📍11-Day Honeymoon Itinerary in Trkiye: An Enchanting Blend of Adventure & Romance Lately were getting tons of honeymoon itinerary requests and our top recommendation is always Trkiye Not only did we have our honeymoon there last year but with the Turkish Lira even more favorable now its an incredible option for an unforgettable experience. 💍✨ Heres our day-by-day itinerary for an 11-day honeymoon in Trkiye filled with charm relaxation and unique experiences 👇🧵"  
[X Link](https://x.com/anyuser/status/1856969483539419565)  2024-11-14T07:56Z 26.1K followers, 1.3M engagements


"A frequent question we are receiving in our DMs and comments is about the cost of our 11-day trip to Turkiye. Heres the breakdown: Flights: 1.3L Stays: 80K Food: 50K Visa: 30K Car rental: 30K Hot air Balloon ride: 30K Other activities and miscellaneous: 50K Total cost: Approximately 4L Let us know if you have any more questions 📍11-Day Honeymoon Itinerary in Trkiye: An Enchanting Blend of Adventure & Romance Lately were getting tons of honeymoon itinerary requests and our top recommendation is always Trkiye Not only did we have our honeymoon there last year but with the Turkish Lira even"  
[X Link](https://x.com/anyuser/status/1857093123832152365)  2024-11-14T16:07Z 26.1K followers, 128.7K engagements


"American Express is sending out complimentary Zomato Gold membership We got [--] year Zomato Gold membership on our Platinum Travel card. What about you"  
[X Link](https://x.com/anyuser/status/1857713075069268360)  2024-11-16T09:11Z 26.1K followers, 32K engagements


"Got iPhone [--] Pro [---] GB for 86K Decode the deal Available for 1.30L on Apple Store"  
[X Link](https://x.com/anyuser/status/1861310080433692945)  2024-11-26T07:24Z 26.1K followers, 136.3K engagements


"How We Enjoyed a 2-Night Stay at Coorg Marriott Resort Worth 60K Without Paying a Single Rupee What if we told you that a luxury staycation worth 60K at Coorg Marriott Resort & Spa could be completely free Thats exactly what happened during Sankets birthday celebration thanks to a mix of surprise planning and some smart credit card rewards. Heres the story of how Manasi made it happen and why this trip became unforgettable.👇🧵"  
[X Link](https://x.com/anyuser/status/1862033916498239920)  2024-11-28T07:20Z 26.1K followers, 337.5K engagements


"And just like that it's December It's the 1st day of a new month and hence the time for us to check on the following: ✅ Salary ✅ SIP (Systematic Investment Plan) ✅ Rent ✅ Utility Bills ✅ Credit Card Bills ✅ Vouchers via HDFC Infinia: Big Basket Swiggy Amazon gift card Amazon shopping voucher Zomato ✅ [--] vouchers of [----] each via Amex Gold Charge Card ✅4 vouchers of [----] each via Amex MRCC ✅ Review of Expenses and Investments 🌼 Special Mention: Plan for a vacation for Christmas and New Year 🌼 What tasks do you have for today"  
[X Link](https://x.com/anyuser/status/1863059035458875563)  2024-12-01T03:14Z 26.1K followers, 33.1K engagements


"Top Cards for [----] (For Us): [--]. HDFC Infinia Credit Card - Spends on SmartBuy: Flights hotels gift cards etc. - International spends with the Global Value program - Lifetime Free (LTF) [--]. Amex Platinum Travel - Generic spends up to the 4L milestone - Annual fee waiver at renewal [--]. Axis Atlas - Direct airline and hotel spends - Generic spends where Amex is not accepted [--]. IDFC Vistara - For rent UPI and tax transactions [--]. IndusInd Eazydiner Signature - For movie tickets and 25% discounts on EazyDiner [--]. Amex Gold Charge - For [--] transactions of 1K each on Amex Gyftr [--]. Amex MRCC - For 4"  
[X Link](https://x.com/anyuser/status/1864923700958761008)  2024-12-06T06:43Z 26.1K followers, 237K engagements


"🎉 GIVEAWAY ALERT✈ Win a Complimentary Domestic Flight Ticket Here's your golden chance to fly for FREE within India with a Yatra voucher worth up to [-----] How to Enter: [--]. Follow @DoBaniye [--]. Re-post this giveaway post to spread the joy [--]. Comment below with your story - Why do you need this voucher - Giveaway ends tomorrow at noon - Winner will be chosen based on creativity and need announced tomorrow. -Yatra voucher needs to be used tomorrow only Let's make someone's travel dream come true ✨"  
[X Link](https://x.com/anyuser/status/1866745150380314909)  2024-12-11T07:21Z 26.1K followers, 38.7K engagements


"🍴 Top Restaurant & Cafe Picks in Bangalore for [----] 🍴 Bangalore's food scene is evolving but some spots have truly captivated us this year. Here's a roundup of our must-try places:"  
[X Link](https://x.com/DoBaniye/status/1869634731362685330)  2024-12-19T06:43Z 26.1K followers, 57.5K engagements


"🚨 The Times Black ICICI Credit Card - Is It Worth It Heres Our Breakdown 🚨 The Times Black ICICI Credit Card is the latest talk in town but does it actually live up to the hype Lets break it down for you 👇"  
[X Link](https://x.com/anyuser/status/1870016879416488294)  2024-12-20T08:02Z 26.1K followers, 73.3K engagements


"Happy New Year from the Philippines folks While we're having a splendid vacation here we haven't forgotten to check on the following: ✅ Salary ✅ SIP ✅ Rent ✅ Utility Bills ✅ Credit card Bills ✅ Vouchers: Big basket Swiggy Amazon gift card Amazon shopping voucher Zomato ✅ [--] vouchers of [----] each via Amex Gold Charge card ✅ [--] vouchers of [----] each via Amex MRCC ✅ Review of Expenses and Investments ✅ 10K ITC to Marriott points transfer Happy New Year once again What are your plans for today"  
[X Link](https://x.com/anyuser/status/1874369930860372301)  2025-01-01T08:19Z 26.1K followers, 32.8K engagements


"As we near the conclusion of our incredible three-week adventure in the Philippines this perfect date night dinner hosted by our Airbnb is truly the cherry on top of our unforgettable stay in Palawan. ❤"  
[X Link](https://x.com/anyuser/status/1878758583296520231)  2025-01-13T10:58Z 26.1K followers, 18.6K engagements


"77880 annual fee Our most premium card yet is finally here Here's what we've applied for so far: - 💳 Supplementary card - 🏨 Marriott Gold - 🏨 Hilton Gold - 🏨 Postcard Platinum - 🏨 Radisson Premium - 🏨 Taj Epicure - 🏨 IPrefer Titanium - 🚗 Hertz Gold Still pending: 🔑 Accor Plus Traveller (holding off as we currently have Explorer). Times Prime (promo code wait = [--] days). ⛳ Golf (waiting for the supplementary card to sync perks). 🍴 EazyDiner Prime (already covered via our EazyDiner card). 💬 Whats your favorite Platinum Charge Card benefit Let us know in the comments P.S. Any secret"  
[X Link](https://x.com/anyuser/status/1882352121221374272)  2025-01-23T08:58Z 26.1K followers, 143.8K engagements


"@skh27 Saved [----] by not buying it 😂"  
[X Link](https://x.com/DoBaniye/status/1882744280181268950)  2025-01-24T10:56Z 26.1K followers, 21.9K engagements


"🍴 [--] Days Countless Delights: Our Food Journey Through Mumbai Mumbai isnt just a city of dreamsits a city of flavors and our stay turned into an unforgettable culinary adventure. From aesthetic cafes to iconic eateries heres what we savoured and loved👇🧵"  
[X Link](https://x.com/DoBaniye/status/1884127842650480830)  2025-01-28T06:34Z 26.1K followers, 85.1K engagements


"🎉 Giveaway Alert 🎉 Win [--] BookMyShow tickets worth up to [---] We are giving away [--] BookMyShow tickets (up to [---] each) to one lucky winner 🍿🎬 How to enter: 👉Follow @DoBaniye 👉Like share and repost this post 👉Tag a friend in the comments and tell us why you should win Use the hashtag #DoBaniye Winner announcement: 🔹Friday January 31st 🔹DM us on January 31st to book your tickets Good luck 🍀"  
[X Link](https://x.com/anyuser/status/1884930109691580565)  2025-01-30T11:42Z 26.1K followers, 26.8K engagements


"A Philippine Love Story: How We Spent [--] Days In Paradise 🏝✨🐳 What happens when you spend three weeks in paradise You wake up to birdsong in a jungle villa dive into crystal-clear blue and green waters with sea turtles and whale sharks watch the sunsets paint the sky in hues of pink and orange and find yourself completely alone on a secret sandbar in the middle of the ocean. The Philippines was a paradise that continually surprised us inviting us to keep exploring deeper into its heart. Oh and somewhere in between there were canyoneering forests glittering with fireflies the best pizza"  
[X Link](https://x.com/anyuser/status/1885220766113034619)  2025-01-31T06:57Z 26.1K followers, 453.8K engagements


"How did we save 1.5L on our Philippines trip By booking all our flights using credit card points [--]. BLR to Cebu: 👉Cost price for two: 70K Booked using 40K miles + 7K 👉Singapore Airlines Krisflyer Transferred miles from Amex [--]. Cebu to Busuanga: 👉Cost price for two: 8.6K Booked using 6K points + 2.6K 👉HDFC Smartbuy Infinia [--]. Puerto Princessa to Manila: 👉Cost price for two: 7.6K 5.3K points + 2.3K 👉HDFC Smartbuy Infinia [--]. Manila to BLR: 👉Cost price for two: 80K Booked using 40K miles + 3K 👉Singapore Airlines Krisflyer Transferred miles from Amex A Philippine Love Story: How We Spent"  
[X Link](https://x.com/DoBaniye/status/1886308952222433480)  2025-02-03T07:01Z 26.1K followers, 49.7K engagements


"💰 Full Cost Breakdown of Our 3-Week Philippines Trip for Two ✨ Breakdown by Category ✨ 🏝 Activities: 1.01L Exploring the Philippines was an adventure of a lifetime 🔹 El Nido Island Hopping 23.8K 🔹 Canyoneering in Badian 7K 🔹 Sardine Run in Moalboal 4.2K 🔹 Swimming with Whale Sharks in Oslob 2.4K 🔹 Cambugahay Falls (Siquijor) 1.5K 🔹 Coron Island Tour 16.9K 🔹 Snorkeling in Puerto Princesa 4.2K 🔹 Sandbar Trip (Secret Paradise) 1.5K 🔹 Exploring Intramuros Manila 2.6K 🔹 Scuba Diving (Multiple Sites) 25.5K 🔹 Spa & Massages 11.4K 🏨 Stay: 95.6K From beachfront stays to cozy island"  
[X Link](https://x.com/DoBaniye/status/1887398206495203419)  2025-02-06T07:09Z 26.1K followers, 55K engagements


"🚨 Frustrated with @HDFC_Bank - Looking for a better Bank 🚨 Had been a loyal @HDFC_Bank customer for years but theyve lost us forever after this ordeal. Needed to open a current account in Bangalore and despite 4+ months 100s of calls & follow-ups its still not done 😡 False promises misleading claims and zero accountability. Unacceptable service [--] How can we escalate this to HDFC higher officials [--] Which bank would you recommend for a hassle-free current account opening Looking for better banking optionssuggestions welcome @HDFCBank_Cares"  
[X Link](https://x.com/anyuser/status/1897549295248908769)  2025-03-06T07:26Z 26.1K followers, 86K engagements


"From Hustle to Haven: Our Anniversary Stay at JW Marriott Golfshire Some celebrations deserve a grand stage but sometimes the best ones are just a short drive away. With both of us caught up in work a long vacation was out of the question. So for our anniversary we traded packed itineraries for peace and picked the closest luxury escapeJW Marriott Golfshire Resort & Spa. And what a choice it turned out to be 🌿✨ 🧵👇"  
[X Link](https://x.com/DoBaniye/status/1902607231562215531)  2025-03-20T06:24Z 26.1K followers, 77.6K engagements


"A Jungle Symphony: Tigers Tales & a Safari to Remember 🐅✨ Some journeys stay with you forever and Ranthambore was one of them. A trip with our parents Manasis first safari ever (5 tigers) and memories of a lifetime. If you're planning a trip here's all about it 🧵👇"  
[X Link](https://x.com/DoBaniye/status/1904780197695549830)  2025-03-26T06:19Z 26.1K followers, 113.7K engagements


"Is it expected for the battery max capacity to be down to 84% in [---] years This is iPhone [--] Pro"  
[X Link](https://x.com/anyuser/status/1905956972291371518)  2025-03-29T12:15Z 26.1K followers, 54.9K engagements


"It's the 1st day of a new financial year 2025-26. So it's time for us to check on the following: ✅1.5L PPF ✅50K NPS ✅Salary ✅Stepped up SIP by 10% ✅Rent ✅Utility Bills ✅Credit card bills ✅ Vouchers: Big basket Swiggy Amazon gift card Amazon shopping voucher Zomato Zepto ✅ [--] vouchers of [----] each via Amex Gold Charge card ✅ [--] vouchers of [----] each via Amex MRCC ✅ Review of Expenses and Investments What are your tasks for today"  
[X Link](https://x.com/anyuser/status/1906972734422466832)  2025-04-01T07:31Z 26.1K followers, 38K engagements


"Jaipur Must-Dos Curated Just for You 🏰 ✨ After an incredible safari adventure in Ranthambore we headed to the royal city of Jaipur for our cousin's grand wedding 💫 And what a wedding it was a 3-day extravaganza at the majestic Jai Mahal Palace surrounded by the rich history and opulence of the Pink City. Taj hospitality as always was top-notch. 🌟 The food was to die for from the delightful breakfast buffet (almond croissants & strawberry danish anyone) to every delicious meal in between. The spread wasnt huge but the quality Out of this world. Oh and those fresh fruits A perfect start to"  
[X Link](https://x.com/anyuser/status/1909892884049912275)  2025-04-09T08:55Z 26.1K followers, 136.7K engagements


"How did we save 8L on our dream Euro Trip All our flights were booked using Air France Flying Blue Frequent Flyer Program (FFP) for [--] pax: [--]. Bangalore to Paris: Revenue Rate: 2.8L Booked using 50K miles + 17K [--]. Paris to Amsterdam (KLM): Revenue Rate: 16.8K Booked using 10K miles + 6K [--]. Amsterdam to Rovaniemi (KLM Business Class): Revenue Rate: 3.2L Booked using 80K miles + 24K [--]. Amsterdam to Bangalore: Revenue Rate: 1.9L Booked using 50K miles + 17K Total Revenue rate for flights: 8.8L Booked using 1.9L miles + 64K Some of our hotels were booked using Accor: [--]. ApartHotel Adagio Eiffel"  
[X Link](https://x.com/anyuser/status/1914977993610428868)  2025-04-23T09:41Z 26.1K followers, 82.9K engagements


"Last month we flew to Kolkata for a friends wedding and what a beautiful celebration it was From grand decor to soul-touching rituals and DELICIOUS Bengali food everything was on point. 💛 Our Reccos- A thread on food culture & chaos: 🧵👇"  
[X Link](https://x.com/DoBaniye/status/1915714660168564887)  2025-04-25T10:29Z 26.1K followers, 127.2K engagements


"Your one stop guide to buying gold coins this Akshaya Tritiya We have done the math so you don't have to Best places to buy: [--]. Swiggy [--]. Big Basket Best cards to use: [--]. ICICI Emerald Private Metal [--]. HDFC Infinia [--]. ICICI Times Black [--]. HDFC Swiggy [--]. HDFC DCB 🧵👇"  
[X Link](https://x.com/anyuser/status/1917473006890148250)  2025-04-30T06:56Z 26.1K followers, 66.4K engagements


"How do we save 12-16.5% using Amazon vouchers There are [--] types of Amazon vouchers: 1Amazon Prime Membership 2Amazon Fresh 3Amazon Shopping Voucher 4Amazon Pay 1Amazon Prime Membership Gift Card It can only be used to buy membership for Amazon Prime. Available at a discount. 2Amazon Fresh Gift Card It can only be used to buy groceries from Amazon Fresh. 3Amazon Shopping Voucher It can be used for shopping on Amazon for physical goods like Amazon Fresh Fashion Home Appliances etc. Can be used to buy gift cards like Big Basket as well. 4Amazon Pay Gift Card 🔸Amazon Shopping 🔸Amazon trains"  
[X Link](https://x.com/DoBaniye/status/1918164427440046309)  2025-05-02T04:43Z 26.1K followers, 29K engagements


"Skip Nainital: A 7-Day Romantic Trail through offbeat places in Kumaon. Our search for a perfect wedding destination led us to two beautiful offbeat towns around Nainital. This is how a week in these magical towns brought us closer. 🧵👇"  
[X Link](https://x.com/DoBaniye/status/1920384366225899976)  2025-05-08T07:44Z 26.1K followers, 111K engagements


"Payment of credit card bills through HDFC Billpay on netbanking with auto pay via HDFC Platinum Debit Card still gave 1% cashback recently Payment of credit card bills through SBI Unipay website via HDFC Platinum Debit Card still gave 1% cashback recently Payment of credit card bills through SBI Unipay website via HDFC Platinum Debit Card still gave 1% cashback recently"  
[X Link](https://x.com/anyuser/status/1921538432863482115)  2025-05-11T12:10Z 26.1K followers, 55.3K engagements


"🎉 Giveaway Alert 🎉 Win [--] BookMyShow tickets worth up to [---] We are giving away [--] BookMyShow tickets (up to [---] each) to one lucky winner 🍿🎬 How to enter: 👉Follow @DoBaniye 👉Like share and repost this post 👉Tag a friend in the comments and tell us why you should win Use the hashtag #DoBaniyeGiveaway Winner announcement: 🔹Friday May 30th 🔹DM us on May 30th to book your tickets Good luck 🍀"  
[X Link](https://x.com/anyuser/status/1928070758028431843)  2025-05-29T12:47Z 26.1K followers, 14.2K engagements


"One Year In: From Sanket Quitting His Job to Personal Growth to Building a Business with Manasi. Exactly one year ago today Sanket made a life-altering decision: He left his Android developer role at Citrix to embark on a new venture Do Baniye alongside Manasi. It's truly amazing how quickly time flies when you're building something you deeply believe in Do Baniye began as a shared passion in September [----]. Sanket had always been fascinated by credit cards and travel and Manasi shared that enthusiasm. We started as a simple X (Twitter) handle aiming to simplify credit cards for everyone. We"  
[X Link](https://x.com/DoBaniye/status/1930210465205903746)  2025-06-04T10:30Z 26.1K followers, 23.6K engagements


"How do we get 5% reward rate on 315L spends using Axis Atlas 💳 One of the most talked-about travel credit cards right now heres everything you need to know 🧵👇"  
[X Link](https://x.com/anyuser/status/1934156543538196666)  2025-06-15T07:50Z 26.1K followers, 103.6K engagements


"Our Philippine Saga: A Curated 10-Day Itinerary After so many DMs our 20-day travel is now a 10-day plan for you With visa-free entry for Indians (14 days) it is even more convenient now. Weve distilled our epic trip into a shorter magical itinerary just for you 🧵👇"  
[X Link](https://x.com/anyuser/status/1935215534762541527)  2025-06-18T05:58Z 26.1K followers, 344.3K engagements


"💡How to get 1:1 transfer to Qatar Avios instead of 2:1 using HDFC Infinia/DCB Most folks transfer HDFC points to Qatar at a 2:1 ratio but heres the smarter path: Step [--] - Transfer HDFC points to Finnair Plus at 1:1 Step [--] - Move Finnair points to British Airways at 1:1 (⚠ Requires VPN) Step [--] - Transfer BA Avios to Qatar Privilege Club at 1:1 🔹End result: HDFC Qatar at 1:1 instead of 2:1 🔹All transfers are near-instant 🔹Ideal for Qatar Avios sweet spots Did you know this hack"  
[X Link](https://x.com/anyuser/status/1936633466877018140)  2025-06-22T03:52Z 26.1K followers, 48.6K engagements


"✈ Travel Thread of Threads 🌍 From the Himalayas to the Mediterranean remote jungles to royal palaces Northern Lights to scuba diving heres a collection of our journeys over the past few years. 🔖 Bookmark this for trip ideas stay inspiration & itineraries 👇🧵"  
[X Link](https://x.com/anyuser/status/1938910552308527271)  2025-06-28T10:41Z 26.1K followers, 158.8K engagements


"💳 Top Credit Cards Were Using 2nd Half of [----] Points perks lounges milestones heres our current stack: [--] HDFC Infinia (LTF) SmartBuy for flights hotels & GVs Great for intl. spends via Global Value [--] Amex Plat Travel Generic spends up to 4L milestone Fee waiver at renewal ❌ New cards paused [--] Axis Atlas Direct airline + hotel spends Also for generic spends where Amex isnt accepted 📝 Link in comments [--] Amex Gold Charge [--] 1K spends on Amex Gyftr ❌ New cards paused [--] Amex MRCC [--] 1.5K spends/month ❌ New cards paused [--] Tata Neu Infinity (HDFC) Great for UPI + Tata Neu spends Lifetime Free 📝"  
[X Link](https://x.com/anyuser/status/1940642950079471913)  2025-07-03T05:25Z 26.1K followers, 54.3K engagements


"💳 Want to upgrade to HDFC Infinia Here are the [--] conditions you must meet 👇 [--] Credit limit 8L [--] Spends 9L in the last [--] months [--] Card age [--] months 📌 Applies for upgrade from core HDFC cards (not co-branded)"  
[X Link](https://x.com/anyuser/status/1941445563775582482)  2025-07-05T10:34Z 26.1K followers, 49K engagements


"1% Cashback on Credit Card Bill Payments via HDFC Debit Card Got [---] cashback by using HDFC Platinum Debit Card to pay credit card bills via BillPay AutoPay on NetBanking. Still works as of July [----] How to: NetBanking BillPay Credit Card Payments Set AutoPay using your HDFC Platinum Debit Card Max 750/month 1% cashback Dont miss out on easy money"  
[X Link](https://x.com/anyuser/status/1941763083942363585)  2025-07-06T07:36Z 26.1K followers, 63.8K engagements


"🧵 How can you get 1235% rewards on accelerated spends With the HDFC Bank Diners Club Black Metal 💳 👉 Base rewards: 3.3% 👉 3x10x on SmartBuy: 10%33.3% 👉 Quarterly milestone: 10K points on 4L spend = extra 2.5% 👉 Easy Redemption via: 🔸 SmartBuy (flights & hotels) ✈🏨 🔸 Miles Transfer ✈🏨 Heres the full breakdown👇"  
[X Link](https://x.com/anyuser/status/1942539651455369280)  2025-07-08T11:01Z 26.1K followers, 123.5K engagements


"Diners Club Black Metal vs Infinia Metal Which Ones Right for You Lets compare two of Indias most rewarding metal credit cards 👇"  
[X Link](https://x.com/anyuser/status/1942834736956858488)  2025-07-09T06:34Z 26.1K followers, 46.2K engagements


"Why We Picked Finland For Watching Northern Lights Because we wanted to be where the legends and fairytales were written Santa Claus official home - Lapland🪄🎅 If chasing the Aurora is on your list now is the time to start planning. Here's your [--] day itinerary🧵👇"  
[X Link](https://x.com/anyuser/status/1943572479878033555)  2025-07-11T07:26Z 26.1K followers, 57.4K engagements


"How we saved 2.8L in just [--] months using credit card points 💳 [--] days of travel across India & Philippines and we paid only 37K in cash in the first half of [----] for flights and hotels. Heres how we made points & miles work for us 👇🧵"  
[X Link](https://x.com/anyuser/status/1944391691256918316)  2025-07-13T13:41Z 26.1K followers, 77.5K engagements


"🧵 How can you get up to 15.7% rewards on accelerated spends With the HDFC Bank Regalia Gold - The mid-tier all-rounder credit card 👉Base rewards: 1.3% 👉3x10x on SmartBuy: 413.3% 👉Milestones: Extra 2.3% 👉Easy Redemption via: 🔸 SmartBuy (flights/hotels) 🔸 Miles Transfer Heres the full breakdown👇"  
[X Link](https://x.com/anyuser/status/1945804478730719719)  2025-07-17T11:15Z 26.1K followers, 151.2K engagements


"Amazon Pay Gift Cards = More Powerful Than You Think Use them across 50+ platforms 🤯 Here's where your Amazon Pay GC works: 🛍 Shopping & Services: 🔹 Amazon (Shopping Recharge Bill Payments) 🔹 Zepto 🔹 Tata 1Mg 🔹 MagicPin 🔹 Urban Company 🔹 Deep Rooted 🔹 Cult 🔹 Country Delight 🔹 BookMyShow 🔹 Playo 🔹 Practo 🔹 MyGate (Society Maintenance) 🚗 Travel & Mobility: 🔹 Uber 🔹 Ola 🔹 IRCTC 🔹 MakeMyTrip 🔹 ICICI FASTag 🔹 Hatti Kaapi 🔹 PVR 📲 Recharge & Utilities: 🔹 Mobile Recharges 🔹 DTH 🔹 Electricity 🔹 Water 🔹 Gas Cylinder 🔹 Broadband (e.g. ACT) 🔹 Insurance (Car Bike Health etc.)"  
[X Link](https://x.com/anyuser/status/1946531621420896391)  2025-07-19T11:24Z 26.1K followers, 25.2K engagements


"Booked a flight by mistake or changed your mind You can cancel it for FREE within [--] hours no questions asked As per DGCA rules: If you book a domestic flight at least [--] days before departure airlines must offer free cancellation within [--] hours of booking. Note: This applies only to domestic flights not international bookings. Even works via OTAs like MMT Easemytrip etc. Save proof & follow up if charged"  
[X Link](https://x.com/DoBaniye/status/1947465552194375851)  2025-07-22T01:15Z 26.1K followers, 38.8K engagements


"Everything You Need to Know About SmartBuy HDFC Banks Reward Points Accelerator Platform If youre only earning base rewards on your HDFC credit card spends you're leaving serious value on the table. Lets break down how to earn up to 33% rewards on select spends 👇🧵"  
[X Link](https://x.com/anyuser/status/1947556491457712478)  2025-07-22T07:17Z 26.1K followers, 69.9K engagements


"How do we get upto 33% rewards on accelerated spends We use HDFC Bank Infinia 💳 for this 👉 Base rewards: 3.3% 👉 3x10x on SmartBuy: 10%33.3% 👉 Redemption via: 🔸 SmartBuy (flights & hotels) 🔸 Miles Transfer 🔸 Apple 🔸 Tanishq vouchers Heres the full breakdown👇🧵"  
[X Link](https://x.com/anyuser/status/1949729601925652874)  2025-07-28T07:12Z 26.1K followers, 125.8K engagements


"Chhattisgarh - The Hidden Gem Of India 💚 This time last year we were truly living For [--] days we lived close to nature - trekking to clean hidden waterfalls walking through untouched forests exploring ancient caves and temples and living just like the villagers 🧵👇"  
[X Link](https://x.com/DoBaniye/status/1950794816612348199)  2025-07-31T05:45Z 26.1K followers, 98.9K engagements


"Offbeat Getaways for Long Weekends: Delhi Edition✅ Were often asked this by our clients from metro cities "What's a great less-crowded getaway near our city for a long weekend" If this sounds like you heres a list of hidden gems within a 4-hour drive from Delhi 🧵👇"  
[X Link](https://x.com/anyuser/status/1953797613502742531)  2025-08-08T12:37Z 26.1K followers, 42.8K engagements


"🚨 UPI Update 🚨 One of the most used feature is going away From Oct [--] the "Request Payment" feature for person-to-person (P2P) transactions will be removed from all UPI apps. No more sending payment requests to friends or family only merchants will still be able to send requests. End of an era"  
[X Link](https://x.com/anyuser/status/1955953555099034079)  2025-08-14T11:24Z 26.1K followers, 28.2K engagements


"💳 Best Cashback Credit Cards in India (2025) 1PhonePe SBI Black 2HSBC Live+ 3Kiwi on UPI 4SBI Cashback 5Axis Cashback 6Axis Airtel 7HDFC Swiggy 8HDFC Tata Neu Infinity (In no particular order) Read the thread for cashback rates monthly caps & links to apply 👇🧵"  
[X Link](https://x.com/anyuser/status/1959885602196722078)  2025-08-25T07:48Z 26.1K followers, 104K engagements


"Battle of the best credit cards in India 1HDFC Infinia 2ICICI EPM 3HSBC Premier 4Axis Magnus Burgundy Evaluated on: Base rewards accelerated exclusions redemptions fees eligibility etc"  
[X Link](https://x.com/anyuser/status/1961322603316170792)  2025-08-29T06:58Z 26.1K followers, 116.3K engagements


"1% Cashback on Credit Card Bill Payments via HDFC Debit Card Got [---] cashback by using HDFC Platinum Easyshop Debit Card to pay credit card bills via BillPay Smartpay on NetBanking. Still works as of September [----] How to: NetBanking BillPay Credit Card Payments Set Smartpay using your HDFC Platinum Easyshop Debit Card Max 750/month 1% cashback Dont miss out on easy money"  
[X Link](https://x.com/anyuser/status/1964273885320471030)  2025-09-06T10:26Z 26.1K followers, 55.5K engagements


"Fly with Air India while ordering with Zomato Get 2% Maharaja Points on Zomato orders above [---]. Complimentary 3-Month Zomato Gold Link your accounts & enjoy [--] months of Zomato Gold free (Existing members get [--] months extra) Daily Flight Ticket Giveaway Everyday one lucky member wins a one-way economy flight ticket (valid for [--] months for domestic travel). 👉 How to start Link in comments"  
[X Link](https://x.com/anyuser/status/1967890919866437983)  2025-09-16T09:58Z 26.1K followers, 64.4K engagements


"Amazon ICICI Credit Card Changes effective [--] Oct [----] Better: Forex markup cut to 1.99% + GST Same: Lifetime free 5% back (Prime) / 3% back (Non-Prime) on Amazon + flights/hotels 2% back on Amazon Pay partners 1% back on other spends outside Amazon New Exclusions: No rewards on: gold coins EMI rent tax education (Amazon & outside) Utilities & international transactions excluded Will you continue using this card"  
[X Link](https://x.com/anyuser/status/1968853035783946322)  2025-09-19T01:41Z 26.1K followers, 40K engagements


"Our 5-Day Chennai Saga 🧵 We wrapped up a 5-day road trip to Chennai from Bengaluru and back Had a blast with our X-fam's reccos. Your tips were so good we tried to hit every single one🙏 Here's a thread with all the details like our hotel hacks and happy food places👇"  
[X Link](https://x.com/anyuser/status/1971526509484781671)  2025-09-26T10:45Z 26.1K followers, 83K engagements


"We dined at Avartana Indias No.1 restaurant - for FREE We finally did it A date night at Avartana for the 13-course Anika menu. It's a homage to southern food traditions with a modern playful twist And yes we paid all that bill through our credit card points 🧵👇"  
[X Link](https://x.com/anyuser/status/1974064010019651921)  2025-10-03T10:48Z 26.1K followers, 65.1K engagements


"1% Cashback on Credit Card Bill Payments via HDFC Debit Card Got [---] cashback by using HDFC Easyshop Platinum non-rupay Debit Card to pay credit card bills via BillPay Smartpay(Autopay) on NetBanking. Still works as of Oct [----] How to: NetBanking BillPay Credit Card Payments Set AutoPay using your Debit Card Max 750/month 1% cashback Dont miss out on easy money"  
[X Link](https://x.com/anyuser/status/1975154020441604174)  2025-10-06T10:59Z 26.1K followers, 31.2K engagements


"Lucknow Food Chronicles - [--] Days [--] City Endless Flavours We visited Lucknow this summer for some work which got done in just [--] days but we ended up staying [--] Why Coz we simply couldnt get enough of the food and we could only step out at night to avoid the heat 🧵👇"  
[X Link](https://x.com/DoBaniye/status/1977974247143211235)  2025-10-14T05:46Z 26.1K followers, 59.6K engagements


"Debunking a Major Myth about New Provident Fund Rules Now I have to wait [--] year after unemployment to withdraw my PF ❌ Not true. Heres the reality 👇 ✅ You can withdraw up to 75% of your PF balance even before completing [--] year of unemployment. ✅ The 1-year wait is only for the final 25% settlement (full and final withdrawal). ✅ And under the new Special Circumstances category you can take out that 75% anytime without giving any reason. So no your PF money isnt locked up for a year you can still access most of it when you actually need it"  
[X Link](https://x.com/anyuser/status/1978306720481894724)  2025-10-15T03:47Z 26.1K followers, 32.3K engagements


"Did you know that a place like MACHU PICHU and STONEHENGE exists in India 🤯 People like Vivekananda & Bob Dylan meditated here and this hippie village offers a majestic view of the Himalayas Manasi had wanted to go there for [--] years and this summer we finally did 🧵👇"  
[X Link](https://x.com/anyuser/status/1979147056963866876)  2025-10-17T11:26Z 26.1K followers, 86.3K engagements


"✨From Bangalore's 20C to Finland's -35C: Our Dream Euro Trip Itinerary✨ We had dreamt of celebrating Christmas in Europe driving through the fairytale-like Alsace region of France spending New Year's in a quaint surreal part of the Netherlands and witnessing the Northern Lights against the magical backdrop of Finnish skies. [--] years ago we made all of this possible Getting a lot of messages for our day wise breakdown of the trip so here goes our [--] Day itinerary👇🧵"  
[X Link](https://x.com/anyuser/status/1984127050685263929)  2025-10-31T05:15Z 26.1K followers, 167.7K engagements


"Fly through Indian immigration with FTI-TTP Skip queues using e-gates at select airports with the Fast Track Immigration Trusted Traveller Program(FTI-TTP). How it works: [--]. Register at: [--]. Enrol biometrics at international airports/FRRO [--]. Use e-gates after approval (valid till passport expiry or [--] years) Documents needed: Passport photo Passport/OCI with 6+ months validity Proof of present address (Aadhaar not accepted) Not eligible if: Passport expires in less than [--] months Age less than [--] years Emigration Check Required (ECR) Biometrics cannot be captured Have you registered for FTI-TTP"  
[X Link](https://x.com/anyuser/status/1988138440542892337)  2025-11-11T06:55Z 26.1K followers, 39.2K engagements

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