[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

[@lachelleslegacy](/creator/tiktok/lachelleslegacy)
"Paying collections doesnt automatically fix your credit score. Its not just the debt its your ENTIRE credit profile. Stop playing a game where you dont even know the rules Grab the FREE Credit Repair Cheat Sheet learn how to actually rebuild your credit smart 📩 Link in bio or comment CHEAT SHEET and Ill reach out to you directly #creditrepair #creditrepairtips #financialliteracy #fixyourcredit #creditrepairtips"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7566521897282784534) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-10-29T06:09Z 12.5K followers, XXX engagements


"If you have student loans showing up on your credit report listen up. Over XXX MILLION people are getting theirs forgiven and removed. This is thanks to the American Federation of Teachers lawsuit and yes its already approved ✅ Inside this video I break down: ✔ What happened with the lawsuit ✔ What laws to use in your dispute letter ✔ What to do today to take action 📌 Comment student loans and Ill send you more info. 📲 Need help writing the letters Book a call link in bio Lets fix your credit and take your power back #studentloanhelp #studentloanforgiveness #creditrepairtips"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567309580217208086) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-10-31T09:06Z 12.4K followers, 10.8K engagements


"Planning to buy a car before the year ends Let me show you how to finance a car in November 2025 without falling for dealership traps. ✔ Works even with bad credit ✔ No crazy interest rates ✔ Credit union step-by-step Drop car ready in the comments and Ill help you apply Need to clean up your credit first Link in bio #creditrepair #carloan #autofinancing #carbuyingtips #creditunion"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567170538154659074) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-10-31T00:06Z 12.8K followers, 2.9M engagements


"Buying a car with bad credit Dont let the dealership play you with high rates and credit pulls. Heres how to finance a car in 2025 the smart way using a credit union even if youve had collections late payments or repos 👇 ✅ Low interest rates ✅ One credit check ✅ No dealership games 📌 Save this video & tag a friend whos car shopping soon 📲 Click the link in my bio to book a credit prep call before you apply 🎯 Comment car ready if you want help getting pre-approved #creditrepair #carloan #autofinancing #carbuyingtips #creditunion"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567746552756833559) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-11-01T13:21Z 12.8K followers, 2848 engagements


"How to remove hard inquiries from your credit report in just XX hours Yup this actually works. I break it down step-by-step and tell you exactly what to say when you call Experian. ✅ No credit repair company needed ✅ No waiting months ✅ Just real results fast 📌 Save this video 💬 Comment clean credit if youre gonna try this 📲 Click the link in my bio to book a 1-on-1 call Ill help you do it the right way #creditrepairtips #hardinquiries #fixyourcredit #creditdispute #creditscorehack"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567751419227278614) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-11-01T13:40Z 12.8K followers, 1613 engagements


"If your student loans are still showing on your credit report this ones for you. 👇 XXX MILLION student loan accounts are being wiped out after a major lawsuit win and most people dont even know it yet. Heres how to check if yours qualifies dispute it the right way and protect your credit while forgiveness rolls out. No guessing. No scams. Just facts that actually fix your credit. 🎓 Save this post so you can reference it later and tag a friend still stressing about student loans. Lets stop gatekeeping financial freedom. 💳 Ready for step-by-step help Grab The Credit Comeback Course from my"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7569074166540832022) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-11-05T03:13Z 12.8K followers, 2115 engagements


"Hard inquiries dragging your credit score down Heres exactly how to remove them in XX hours using Experians dispute line. ✅ Stepbystep call script ✅ What to say ✅ What NOT to dispute Try it screenshot your results and tag me when it works 👏 💬 Comment inquiries for help 📲 Link in bio if you want me to walk you through it 1on1 #creditrepairtips #hardinquiries #fixyourcreditfast #creditdispute #creditscorehack"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567316645245455638) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-10-31T09:33Z 12.7K followers, 1M engagements


"Youre not bad with money they just never taught you the game. Watch this again before you swipe your credit card anymore. #creditcardtips #moneytok #financialliteracy #creditscore #wealthmindset"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7562744380394720515) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-10-19T01:51Z 12.8K followers, 1088 engagements


"Most people walk into dealerships blind Get pre-approved through a credit union BEFORE you ever let them run your credit. Its the easiest way to save money and protect your score. #creditrepair #carloan #autofinancing #carbuyingtips #creditunion"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7566921410833173782) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-10-30T07:59Z 12.8K followers, 30.1K engagements


"Buying a car in November 2025 Do NOT let the dealership run your credit first. Heres how to finance your next car the smart way even with bad credit. ✔ Works with past collections and repos ✔ Uses just ONE credit pull ✔ No hidden fees or tricks Want help getting your pre-approval done the right way 💬 Drop pre-approval in the comments. 📲 Need to fix your credit first Links in my bio. Lets get you right. #creditrepair #carloan #autofinancing #carbuyingtips #creditunion"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567305106656447766) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-10-31T08:48Z 12.8K followers, 3647 engagements


"NO HASHTAGS if this found you its for you 143"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567322002109795606) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-10-31T09:54Z 12.8K followers, 552.2K engagements


"🚨 4-DAY DELETIONS 🚨 Yes its real. Negative items gone in just X days using the same dispute method I teach in my Credit Comeback Course. If youve been stuck with collections charge-offs or hard inquiries this is your sign to stop waiting and start repairing. 💰 Learn the exact steps to rebuild restore and raise your score inside the course link in bio 📌 Save this post & tag someone trying to fix their credit this year. #creditrepair #creditdispute #fixyourcredit #creditcomeback #creditscoreboost"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7568469064201276694) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-11-03T12:05Z 12.8K followers, 9324 engagements


"Most people never learn this 😳 Once your debt is sold without your consent that original contract is void and theres a legal way to get it deleted without paying it off Know the law. Stop paying for what isnt verified Visit the link in my bio to join my credit comeback course and lets take your power back before 2026 fixing your credit doesnt need to be on your vision board #creditrepair #consumerlaw #creditfacts #debtcollector #credittips"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7568471907960425730) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-11-03T12:16Z 12.8K followers, 198.9K engagements


"Wanna retire a millionaire by XX Whether youre XX XX or even XX its not too late to start. The key isnt having a lot of money Its giving your money time to grow. ✅ You can open your own retirement account today I recommend Charles Schwab for beginners ✅ Set up automatic deposits even $95/month can change your life ✅ The earlier you start the less youll need to contribute 📲 Need help making your monthly budget make sense Grab my Budget + Annual Planner in the link in bio. Lets get organized so you can build wealth on autopilot. 💬 Comment retire rich if this was helpful 📌 Save this post so"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7568839621488938262) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-11-04T12:03Z 12.8K followers, XXX engagements


"NO HASHTAGS if this found you its for you 888"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7569153044345064726) [@lachelleslegacy](/creator/tiktok/lachelleslegacy) 2025-11-05T08:19Z 12.8K followers, 24.7K engagements