# ![@lachelleslegacy Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7473339547860075552.png) @lachelleslegacy lachelleslegacy

lachelleslegacy posts on TikTok about how to, debt, if you, link the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/tiktok::7473339547860075552/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7473339547860075552/c:line/m:interactions.svg)

- [--] Week [------] -24%
- [--] Month [-------] -79%
- [--] Months [---------] +5,608%

### Mentions: [--] [#](/creator/tiktok::7473339547860075552/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7473339547860075552/c:line/m:posts_active.svg)

- [--] Week [--] -26%
- [--] Month [--] -43%
- [--] Months [---] +1,633%

### Followers: [------] [#](/creator/tiktok::7473339547860075552/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7473339547860075552/c:line/m:followers.svg)

- [--] Week [------] +0.50%
- [--] Month [------] +3.50%
- [--] Months [------] +158%

### CreatorRank: [-------] [#](/creator/tiktok::7473339547860075552/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7473339547860075552/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [automotive brands](/list/automotive-brands)  [stocks](/list/stocks)  [ncaa football](/list/ncaa-football)  [technology brands](/list/technology-brands) 

**Social topic influence**
[how to](/topic/how-to), [debt](/topic/debt) #829, [if you](/topic/if-you), [link](/topic/link), [finance](/topic/finance) #2105, [money](/topic/money), [credit union](/topic/credit-union) #37, [you dont](/topic/you-dont), [save](/topic/save), [what to](/topic/what-to)

**Top accounts mentioned or mentioned by**
[@galacticedgecosplay](/creator/undefined) [@lc1238](/creator/undefined) [@zimba](/creator/undefined)

**Top assets mentioned**
[Charles Schwab Corporation (SCHW)](/topic/charles-schwab) [Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts
Top posts by engagements in the last [--] hours

"I got approved for business funding with a [---] credit score 💳 Stop letting numbers scare youstart getting strategic. #businessfunding #businessfunding4you #businessfundingtips #businessfundinghacks #lachelledenise #lachelleslegacy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7488004781399608598)  2025-03-31T16:02Z 10K followers, [---] engagements


"5 profitable business ideas you can start in [----] (even with a [--] or small budget) From digital products to passive incomethese are perfect for beginners creators and people on the go. #businessideas #businessidea #businesstips #newbusiness #lachelledenise #lachelleslegacy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7489205144911990038)  2025-04-03T21:41Z [----] followers, 80.7K engagements


"I went from denied to deletions in a week. This is exactly where I started. Learn how to repair your credit yourself. Let me walk you through it step-by-step. Grab The Credit Leverage FileI dropped my exact personal info dispute letter my 7-day sweep method and my rebuild roadmap all in one place. 📲 Tap the 🔗in my b0 or Comment CREDIT to get started. follow for Part [--]. We're just getting started 💼💳✨ #financialtiktok #moneytoks #creditrepair #fixyourcredit #credithacks #creditboost #buildcredit #crediteducation #adulting101 #creditglowup #lachelledenise #lachelleslegacy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7490674629757947158)  2025-04-07T20:43Z 10K followers, [----] engagements


"Struggling financially in your 20s or 30s doesnt mean youre failing. ***Start here*** These are small steps that can lead to financial freedom and begin to build wealth #moneytoks #wealthtalk #buildwealth #generationalwealth #moneymindset #financialeducation #investingforbeginners #moneymakingblueprint #lachelledenise #lachelleslegacy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7490919559671680278)  2025-04-08T12:33Z 10K followers, [---] engagements


"From [---] to [---] in [--] days. No magicjust strategy. #creditrepairtips #fixyourcredit #creditscoreboost #financialfreedomjourney #buildcreditfast"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7556720751361920278)  2025-10-02T20:16Z [----] followers, [---] engagements


"3 Tips to Raise Your Score 100+ Points FAST 💳📈 Ive used to help clients boost their scores in [----] days. Like and Follow for more tips #creditrepairtips #raiseyourscore #creditscoreboost #credittips #finance101 [--] ways to boost your credit score 100+ points [--] ways to boost your credit score 100+ points"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7557502181776133398)  2025-10-04T22:48Z [----] followers, [---] engagements


"How to Remove Old Addresses from Your Credit Report in Less Than [--] Hours 📄 This one move can unlock your credit repair journey FAST Experian 1-855-414-6048 Transunion 1-800-916-8800 Equifax 1-888-548-7878 #creditscorehack #24hourcreditfix #creditcleanup #oldaddressremoval #credithacks HACK TO REMOVE OLD ADDRESSES FROM YOUR CREDIT PROFILE IN [--] HOURS 🚨 (this can take your score up by 50pts) 🚨 HACK TO REMOVE OLD ADDRESSES FROM YOUR CREDIT PROFILE IN [--] HOURS 🚨 (this can take your score up by 50pts) 🚨"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7557560552160005398)  2025-10-05T02:35Z [----] followers, [---] engagements


"3 Ways to Reach a [---] Credit Score in [--] Days or Less 👀🔥 If youre sitting in the 500s or 600s dont panic there are real moves you can make right now to jump your score in less than [--] months 🔗 Link in bio for the full blueprint. Like and Follow for more #creditscore #creditscoretips #creditscoreincrease #creditrepairtips #fixmycredit [--] Ways to reach A 700+ credit score in [--] days or less [--] Ways to reach A 700+ credit score in [--] days or less"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7557756778226699523)  2025-10-05T15:16Z [----] followers, [---] engagements


"How to remove collections from your credit report (yes even the ones they swore were verified). Heres the truth: Collections dont have to stay on your report forever. If they cant verify it they have to delete it; thats the law. 🧠 Start with a debt validation letter. 📬 Send certified mail within [--] days of first contact. 📂 Always request: proof of ownership original contract and breakdown of charges. If they dont respond correctly dispute with the bureaus next. Fixing your credit is strategy not luck. 📲 Tap the link in bio to get the exact dispute templates I used to get my collections"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7557861575730793750)  2025-10-05T22:03Z [----] followers, [----] engagements


"3 Ways to Boost Your Credit Score in [--] Days or Less I wish I knew these [--] hacks sooner they helped me raise my score fast without shortcuts. 💳 Like & follow for more credit repair and financial freedom tips Comment any questions below 👇 #creditscorehacks #boostyourcreditscore #creditrepair2025 #fixyourcreditfast #creditscoreincrease #creditrepairtips #creditbuilderprogram #creditcoach #creditrepairforbeginners [--] ways to boost your Credit Score in [--] days or less [--] ways to boost your Credit Score in [--] days or less"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7559290823179799830)  2025-10-09T18:29Z [----] followers, [---] engagements


"How to remove collections from your credit report 90% of people do this wrong and their disputes get rejected because they skip a key step. If you want your credit fixed in [----] start here. Free credit tracker linked in bio 🔗 #removecollections #fixyourcredit #creditrepairtips #creditreportcleanup #disputeletters This could take your score up [--] pts Step by step How to remove collections from your credit report This could take your score up [--] pts Step by step How to remove collections from your credit report"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7560060800547818774)  2025-10-11T20:17Z [----] followers, [---] engagements


"Most people only use one bank account and wonder why theyre living check to check Here are [--] more accounts that can help you save smarter retire faster and build real wealth. #moneytips #budgetingtips #highyieldsavings #retirementplanning #financialfreedom #personalfinance #moneymindset (Part two) [--] accounts Every Adult Should Have (Part two) [--] accounts Every Adult Should Have"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7560540336041233686)  2025-10-13T03:18Z [----] followers, [---] engagements


"Money doesnt disappear.you just never told it where to go Its not about how much you make its about how you manage it. [--] smart accounts every adult should have before [----] #finance #financialfreedom #money #financialliteracy #moneymangement Money doesnt disappear Money doesnt disappear"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7560719863493217558)  2025-10-13T14:54Z [----] followers, [---] engagements


"Producing Consuming. Every single time. Stop watching start creating. Your peace and pockets will thank you. #financialfreedom #money #finance #wealthbuilding #debtfreejourney Producing vs. Consuming Producing vs. Consuming"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7561022788547644674)  2025-10-14T10:30Z [----] followers, [---] engagements


"Q4 is where winners are made. Start before the year ends. Your first business doesnt need to be perfect just profitable. Starting a business or at least coming up with an idea during Q4 is the best time to start #creatorsearchinsight #entrepreneurmindset #businessideas #financialfreedom #digitalincome Top Business Ideas Top Business Ideas"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7561112793563270422)  2025-10-14T16:19Z [----] followers, [---] engagements


"Beacons or StanStore If youre selling digital products offering services or building a personal brand Your link-in-bio platform matters. Heres what I learned switching between both. #stanstore #beacons #beaconsapp #linkinbiotools #linkinbio #contentcreatortip #digitalmarketingtips #lachelledenise #lachelleslegacy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7489027634333027606)  2025-04-03T10:12Z 24.6K followers, 16.3K engagements


"They told you bankruptcy was expensive But Im here to tell you you can file for under $100 💳🚫 No lawyers. No thousands in fees. Just strategy paperwork and a fresh start. Inside the Credit Comeback Course I show you how to: ✅ File Chapter [--] the smart way ✅ Rebuild your credit step-by-step ✅ And stop letting debt keep you stuck Over [--] lessons worksheets and walkthroughs Designed to help you file recover and restart with confidence. 📲 Click the link in my bio to enroll now. Comment Fresh Start if this helped you. DM me if you need help doing this in your state. No more fear. No more"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7571507821645171990)  2025-11-11T16:37Z 24.6K followers, 60.4K engagements


"Student loans Gone. Credit report Cleaned. Stress Lowered. This is your sign to stop letting that old debt hold you back. A major win just changed the game for [---] million people and you could be next. 📲 Click the link in my bio if youre ready to dispute and delete the right way. 💬 Comment FORGIVEN if this gave you clarity. #studentloanforgiveness #creditrepairtips #deletestudentloans #financialfreedomjourney #creditcomebackcourse Models advantage Nelnet and Ed Financial Student loan forgiveness Models advantage Nelnet and Ed Financial Student loan forgiveness"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7572907605312523542)  2025-11-15T11:09Z 24.6K followers, 156K engagements


"Replying to @GalacticEdgeCosplay Most people dont know this You can legally delete a collection from your credit report without paying it if the debt collector cant prove it belongs to you. Dont let agencies scare you into paying something they cant validate. Get the facts. Get your power back. Link in bio if you need help with your debt validation letter. #deletecollections #creditrepairtips #knowyourrights #fixyourcredit2025 #debtvalidation How to delete collections w/o paying it off How to delete collections w/o paying it off"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7573904149465550102)  2025-11-18T03:37Z 24.6K followers, 65.2K engagements


"They told you bankruptcy was expensive. But I'm here to tell you you can file for under $100 No lawyers. No thousands in fees. Just strategy paperwork and a fresh start. #freshstartfinance #bankruptcyhelp #fixyourcredit #bankruptcy How to File for Bankruptcy for less than $100 w/o a Lawyer December [----] How to File for Bankruptcy for less than $100 w/o a Lawyer December 2025"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7581809183146757398)  2025-12-09T10:52Z 24.6K followers, 42K engagements


"Trying to buy a car before [----] Dont walk into the dealership blind. Here are [--] credit-smart tips that most people never hear until its too late. If your credit needs work before you apply I got something that can help. 📲 Click the link in my bio to get started. Comment CAR READY if this helped you #carbuyingtips #creditrepairtiktok #autoloanhacks #fixyourcreditfast #financetok [--] Car Buying Tips That will get you a car before [----] [--] Car Buying Tips That will get you a car before 2026"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7574164670471376151)  2025-11-18T20:27Z 24.6K followers, 69.5K engagements


"Dont walk into a dealership without a plan. This is how you finance a car the smart way even with bad credit. Save this post and tag someone who needs it before they sign anything. And if your credit needs help first the link in my bio has step-by-step help. #carbuyingtips #creditunion #financialliteracy #smartmoneymoves #autoloan How to Finance a Car Using a Credit Union How to Finance a Car Using a Credit Union"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7575515325635005719)  2025-11-22T11:48Z 24.6K followers, [----] engagements


"Planning to buy a car before the year ends Let me show you how to finance a car in November [----] without falling for dealership traps. ✔ Works even with bad credit ✔ No crazy interest rates ✔ Credit union step-by-step Drop car ready in the comments and Ill help you apply Need to clean up your credit first Link in bio #creditrepair #carloan #autofinancing #carbuyingtips #creditunion How to Finance a car November [----] How to Finance a car November 2025"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567170538154659074)  2025-10-31T00:06Z 24.6K followers, 1.1M engagements


"Hard inquiries dragging your credit score down Heres exactly how to remove them in [--] hours using Experians dispute line. ✅ Stepbystep call script ✅ What to say ✅ What NOT to dispute Try it screenshot your results and tag me when it works 👏 💬 Comment inquiries for help 📲 Link in bio if you want me to walk you through it 1on1 #creditrepairtips #hardinquiries #fixyourcreditfast #creditdispute #creditscorehack Experian (714) 830-7000 In [--] Hours How to Remove Hard Inquires Experian (714) 830-7000 In [--] Hours How to Remove Hard Inquires"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567316645245455638)  2025-10-31T09:33Z 24.6K followers, 37.8K engagements


"2.5 million student loans just got approved for forgiveness If youve got student debt on your credit report now is the time to move. Im showing you exactly how to dispute it and possibly get it forgiven. Dont miss this. Save this post + tag someone who needs this too. The right strategy changes everything. #studenloanforgiveness #creditrepairtips #fcra #disputeletters #creditrepair Trump administration sued by AFT How to forgive and delete them Student loan forgiveness for [---] million accounts Mohela Advantage Nelnet and Ed Financial Trump administration sued by AFT How to forgive and delete"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7576575545807490311)  2025-11-20T12:04Z 24.6K followers, 868.8K engagements


"Dont make the dealership your first stop make them your last. #buyingacar #carbuyingtips #carsale How to Finance a Car January [----] How to Finance a Car January 2026"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583862766449036566)  2025-12-14T23:40Z 24.6K followers, 75.9K engagements


"Verizon isnt just for phonesit can actually help build your business credit 👀 Heres how to use it to boost your Paydex score + unlock funding @lachelleslegacy #businessfunding #businesstok #entrepreneurtok #businesscredittips #credithacks2025 #fundyourbusiness #buildbusinesscredit #paydexscore #net30vendors #net30 #lachelledenise #lachelleslegacy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7493153013943602454)  2025-04-14T13:00Z 24K followers, 12.4K engagements


"Dont let thin credit hold you back. Start using tradelines the smart way. #crediteducation #whatisatradeline #crediteducation #credithack #credittiktok"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7549028105084620054)  2025-09-12T02:45Z 16.7K followers, [---] engagements


"3 ways to reach a 700+ credit score in [--] days or less. If your score is stuck in the 500s or low 600s this is how to shift it fast. I went from [---] to 700+ and Im giving you the exact playbook. The credit bureau hope you never learn this. Comment "User" for the link for aged tradelines Comment "bundle" for over 200+ credit letters and laws done for you Like and follow for more tips #creditscoreboost #fixyourcredit #scoreboost #700creditclub #moneytipsfor2025 [--] ways to reach A 700+ credit score in [--] days or less [--] ways to reach A 700+ credit score in [--] days or less"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7558210690809335042)  2025-10-06T20:37Z 16.2K followers, [----] engagements


"How to remove anything from your credit report legally. Heres the 5-step strategy I use to challenge any negative item the right way. From collections and charge-offs to old addresses it starts with cleaning up your personal info and ends with knowing the law. You dont have to pay thousands just follow this plan and be consistent. #creditrepair #creditdispute #removecollections #fixyourcredit #credittips All letters templates guides & resources are in my bio 🚨 (this could take your score up by 100pts) 🚨 HOW TO DELETE ANYTHING FROM YOUR CREDIT All letters templates guides & resources are in"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7558297276431568150)  2025-10-07T02:14Z [----] followers, [----] engagements


"I wish I knew these [--] credit hacks sooner I wouldve hit a [---] credit score way faster. These tips are beginner-friendly and they actually work #creditscoretips #fixyourcredit #creditrepairtiktok #credithacks #creditboost #creditrepairforbeginners #creditcoach [--] tips to Raise your Credit Score 100+ points [--] tips to Raise your Credit Score 100+ points"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7559624092886830358)  2025-10-10T16:02Z [----] followers, [---] engagements


"Heres how I removed collections from my credit report in less than [--] days [--] Pull all [--] credit reports (Experian Equifax TransUnion). [--] Highlight every collection and check for errors or outdated info. [--] Dispute using the right laws send your letters certified and wait for results. 🤫 The step every one forgets rebuild with a credit builder loan while your doing this 📌 My $47 DIY kit has the exact steps + dispute letters I used to fix my own credit. 🧾 Or let me do the full sweep for $350 (5 spots only) no stress just results. 💳 Klarna & Afterpay available. ⚠ Limited spots sale ends Sunday"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7559670030980386070)  2025-10-10T19:00Z [----] followers, [---] engagements


"4 Bank Accounts Every Adult Should Have This is the same money system I teach my clients to stop living paycheck to paycheck and start organizing their money with intention. #moneytips #finance #personalfinance #bankaccountsetup #moneymanagement #adulting101 [--] accounts Every Adult should have [--] accounts Every Adult should have"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7560534063317077270)  2025-10-13T02:54Z 10.5K followers, [----] engagements


"How to make money with no money is simple start small stay consistent. I started with $0 and Wi-Fi. You dont need money to start you need creativity and consistency. #financialfreedom #money #sidehustle #wealthbuilding #digitalincome How To Make Money How To Make Money"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7561012958378167574)  2025-10-14T09:51Z [----] followers, [---] engagements


"Retiring rich doesnt start with money it starts with habits Small consistent steps today = freedom tomorrow #wealthbuilding #financialfreedom #retirementplanning #moneymindset #investingtips Millionaire by [--] Millionaire by 65"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7561019767121775894)  2025-10-14T10:18Z [----] followers, [----] engagements


"Its not about how much you make its about how you manage it #moneytips #financialliteracy #adulting101 #moneymanagement #wealthbuilder [--] Accounts Every Adult [--] Accounts Every Adult"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7561316047089847574)  2025-10-15T05:28Z [----] followers, [---] engagements


"Youre not bad with money they just never taught you the game. Watch this again before you swipe your credit card anymore. #creditcardtips #moneytok #financialliteracy #creditscore #wealthmindset Most people dont really understand how credit cards work. Most people dont really understand how credit cards work"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7562744380394720515)  2025-10-19T01:51Z 19.1K followers, [----] engagements


"Paying collections doesnt automatically fix your credit score. Its not just the debt its your ENTIRE credit profile. Stop playing a game where you dont even know the rules Grab the FREE Credit Repair Cheat Sheet learn how to actually rebuild your credit smart 📩 Link in bio or comment CHEAT SHEET and Ill reach out to you directly #creditrepair #creditrepairtips #financialliteracy #fixyourcredit #creditrepairtips Paying off collections does not fix your credit Paying off collections does not fix your credit"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7566521897282784534)  2025-10-29T06:09Z 13.4K followers, [---] engagements


"Millions of student loans are being deleted right now and most people dont even know it If your loans are still showing on your credit report this is your sign to take action. 📩 comment LOAN and Ill reach out to you directly or skip the line Click the link in my bio to book a call #studentloanforgiveness #creditrepair #debtfreejourney #fixyourcredit [---] million student loans are being forgiven [---] million student loans are being forgiven"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7566925874218519830)  2025-10-30T08:17Z 12.2K followers, [---] engagements


"Over [---] million student loan accounts are being deleted right now If your loans are still on your credit report this is your sign to take action today. 💳 Click the link in bio to book a call today #studentloanforgiveness #creditrepair #fixyourcredit #debtfreejourney #studentloans [---] million student loans are being forgiven Heres what you do next [---] million student loans are being forgiven Heres what you do next"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7566929090238844182)  2025-10-30T08:29Z [----] followers, [---] engagements


"Buying a car in November [----] Do NOT let the dealership run your credit first. Heres how to finance your next car the smart way even with bad credit. ✔ Works with past collections and repos ✔ Uses just ONE credit pull ✔ No hidden fees or tricks Want help getting your pre-approval done the right way 💬 Drop pre-approval in the comments. 📲 Need to fix your credit first Links in my bio. Lets get you right. #creditrepair #carloan #autofinancing #carbuyingtips #creditunion The Easiest Way To Finance a Car The Easiest Way To Finance a Car"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567305106656447766)  2025-10-31T08:48Z 21.7K followers, 27.4K engagements


"If you have student loans showing up on your credit report listen up. Over [---] MILLION people are getting theirs forgiven and removed. This is thanks to the American Federation of Teachers lawsuit and yes its already approved ✅ Inside this video I break down: ✔ What happened with the lawsuit ✔ What laws to use in your dispute letter ✔ What to do today to take action 📌 Comment student loans and Ill send you more info. 📲 Need help writing the letters Book a call link in bio Lets fix your credit and take your power back #studentloanhelp #studentloanforgiveness #creditrepairtips"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567309580217208086)  2025-10-31T09:06Z 12.4K followers, 10.8K engagements


"NO HASHTAGS if this found you its for you [---] By next November [----] you'll be eating in your new house looking at your new car and enjoying financial freedom. Send this to yourself immediately if you truly believe. By next November [----] you'll be eating in your new house looking at your new car and enjoying financial freedom. Send this to yourself immediately if you truly believe"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567322002109795606)  2025-10-31T09:54Z 17.1K followers, 686.7K engagements


"🚨 4-DAY DELETIONS 🚨 Yes its real. Negative items gone in just [--] days using the same dispute method I teach in my Credit Comeback Course. If youve been stuck with collections charge-offs or hard inquiries this is your sign to stop waiting and start repairing. 💰 Learn the exact steps to rebuild restore and raise your score inside the course link in bio 📌 Save this post & tag someone trying to fix their credit this year. #creditrepair #creditdispute #fixyourcredit #creditcomeback #creditscoreboost During the government shutdown How to get 4-day deletions During the government shutdown How to"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7568469064201276694)  2025-11-03T12:05Z 23.8K followers, 23.7K engagements


"Wanna retire a millionaire by [--] Whether youre [--] [--] or even [--] its not too late to start. The key isnt having a lot of money Its giving your money time to grow. ✅ You can open your own retirement account today I recommend Charles Schwab for beginners ✅ Set up automatic deposits even $95/month can change your life ✅ The earlier you start the less youll need to contribute 📲 Need help making your monthly budget make sense Grab my Budget + Annual Planner in the link in bio. Lets get organized so you can build wealth on autopilot. 💬 Comment retire rich if this was helpful 📌 Save this post so"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7568839621488938262)  2025-11-04T12:03Z 14.3K followers, [---] engagements


"If your student loans are still showing on your credit report this ones for you. 👇 [---] MILLION student loan accounts are being wiped out after a major lawsuit win and most people dont even know it yet. Heres how to check if yours qualifies dispute it the right way and protect your credit while forgiveness rolls out. No guessing. No scams. Just facts that actually fix your credit. 🎓 Save this post so you can reference it later and tag a friend still stressing about student loans. Lets stop gatekeeping financial freedom. 💳 Ready for step-by-step help Grab The Credit Comeback Course from my"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7569074166540832022)  2025-11-05T03:13Z 16.1K followers, [----] engagements


"Even with the FTC site offline the law is STILL active and were still seeing 4-day credit deletions happen. You dont need to wait for the system to wake back up you just need to know how to work it. Under [--] USC 1681c-2 you can file your OWN identity theft statement sign it and legally force deletions the right way. 🧾 Everything you need the templates the steps and the strategy is inside The Credit Comeback Course. I laid it all out for you: clear simple and 100% legal #creditrepair #fixmycredit #financialfreedom #fixmycredit #creditdispute 4-day credit deletions during government shutdown"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7569079754213592342)  2025-11-05T03:35Z 20.9K followers, [----] engagements


"NO HASHTAGS if this found you its for you [---] By next November [----] you'll be eating in your new house looking at your new car and enjoying financial freedom. Send this to yourself immediately if you truly believe. By next November [----] you'll be eating in your new house looking at your new car and enjoying financial freedom. Send this to yourself immediately if you truly believe"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7569153044345064726)  2025-11-05T08:19Z 15.1K followers, 692.8K engagements


"Building credit can be very simple Sign up for a secured credit card of your choice and be sure to always keep your utilization low and pay it off in full every month. Simple #creditbuilding #credittips #financialliteracy #creditscoreglowup #moneytoks Low credit No problem. Start with a secured card make small purchases keep your utilization below 10% pay it off in full every month & Your score will rise Low credit No problem. Start with a secured card make small purchases keep your utilization below 10% pay it off in full every month & Your score will rise"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7569828305155706134)  2025-11-07T04:00Z 14.3K followers, [---] engagements


"They told us bankruptcy was the end but the wealthy use it to reset and rebuild. I just helped a client file Chapter [--] for free no lawyer no gatekeeping. And inside my Credit Comeback Course I teach you exactly how to do the same. You dont have to stay stuck in shame and debt. You just need the right information. 📲 Ready to start over the RIGHT way Grab the course now via the link in bio and learn how to rebuild better than ever. Drop RESET in the comments if youre ready. DM me for help getting started. #creditrepairtips #financialfreedom #bankruptcyhelp #moneymindset #creditcomeback How the"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7570670243127807254)  2025-11-09T10:27Z 14.5K followers, [----] engagements


"They told us bankruptcy was the end but for the wealthy its a strategy. I just helped a client file for free and now her reset is in motion. Dont let fear keep you stuck learn the exact steps inside the Credit Comeback Course. 📲 Click the link in my bio to start fresh build better and take your power back. #creditcomeback #financialreset #bankruptcyhelp #creditrepairtips #moneymoves What the wealthy think about Bankruptcy November [----] What the wealthy think about Bankruptcy November 2025"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7570674338207141142)  2025-11-09T10:43Z 14.2K followers, [---] engagements


"Most people dont know this Once a debt is sold the original lender already got paid through insurance tax credits or charge-off recovery. At that point the collector must prove: they own the debt they have the right to collect and they can legally report it If they cant It must be deleted under the Fair Credit Reporting Act (FCRA 611) and the FDCPA validation rules. Knowledge is not theft. Its protection. #creditrepair #consumerlaw #creditfacts #debtcollector #credittips Maturing is realizing that when a debt gets sold to a 3rd-party collector the original account is closed and already"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7570683679077354774)  2025-11-09T11:19Z 19.5K followers, 25.1K engagements


"Everyone tells you NOT to file bankruptcy But the truth is rich people do it all the time and bounce back stronger. This isnt about failure. Its about giving yourself a fresh start. After [--] years you can STILL buy a house. You can STILL get a car. You can STILL rebuild your life. Stop carrying the shame and start learning the strategy. 💡 I walk through exactly how to do this inside the Credit Comeback Course including my full step-by-step bankruptcy module. 📲 Click the link in my bio to grab it and start fresh. Your second chance is just a decision away. Comment RESET if this helped you"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7571498581874445590)  2025-11-11T16:01Z 21.4K followers, [----] engagements


"Lets be real Youve been told bankruptcy is the end. But the wealthy They use it like a reset button every [--] years. No more shame. No more guessing. You can file legally even for free and bounce back stronger. Inside my Credit Comeback Course I walk you through the ENTIRE process step-by-step. 👉 How to file 👉 What to expect 👉 And how to rebuild the RIGHT way 📲 Hit the link in my bio. Lets stop drowning and start rebuilding. Comment RESET if youre ready to break the cycle. DM me if you need help getting started. #bankruptcyhelp #creditreset #financialfreedomtips #creditcomeback"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7571503052771904790)  2025-11-11T16:18Z 14.9K followers, [---] engagements


"NO HASHTAGS if this found you its for you [---]. money is on the way. new career is on the way. new car is on the way. love is on the way. better life is on the way. send this to yourself immediately if you truly believe. money is on the way. new career is on the way. new car is on the way. love is on the way. better life is on the way. send this to yourself immediately if you truly believe"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7571687527577423106)  2025-11-12T04:14Z 14.8K followers, [---] engagements


"Truly believe and its already done #claimit #november #manifestation if you're seeing this in November don't skip. For the next [--] months you're going through a major upgrade in your career bank account relationship and will experience the wealthiest months yet. send this to yourself immediately if you truly believe. if you're seeing this in November don't skip. For the next [--] months you're going through a major upgrade in your career bank account relationship and will experience the wealthiest months yet. send this to yourself immediately if you truly believe"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7571690137550245142)  2025-11-12T04:25Z 23.8K followers, 335.1K engagements


"She had ONE repo. They told her shed never bounce back. Now she has a car a place and a [---] credit score. Bankruptcy isnt failure its a reset. I walked my client through a Chapter [--] step-by-step and her whole life changed. ✅ Got approved again ✅ Cleared the debt ✅ Rebuilt her credit ✅ Got her peace back If youre stuck you dont have to stay stuck. The strategy she followed is inside my Credit Comeback Course and it works. 📲 Click the link in my bio to enroll. 🗣 DM RESET if you want me to walk you through it. This could be you by the New Year. No more struggling in silence. Lets fix it."  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7571919557225483522)  2025-11-12T19:15Z 19.4K followers, [----] engagements


"2.5 MILLION student loans are being forgiven heres how to check if yours qualifies. 🧾✨ A major lawsuit win + government approval = this is your shot to get those student loans deleted from your credit report. No more guessing no more waiting. ✅ Use the right laws ✅ Reference the AFT lawsuit ✅ Submit a strong dispute Dont know how The full method is inside my Credit Comeback Course (link in bio). Need help Book a consult the fee gets applied to your enrollment. 💻💸 📌 Save this. 📲 Comment FORGIVEN if this helped. 📤 Send it to a friend drowning in student loans. Lets clear it up before"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7571923063625747734)  2025-11-12T19:28Z 16.7K followers, [----] engagements


"They told you bankruptcy would ruin your life But what if its actually your fresh start I just broke down how you can file for Chapter [--] for under $100 no lawyer needed. 📌 Step-by-step simple and stress-free. 🎓 Wanna do it right I teach it all in my Credit Comeback Course over [--] lessons on how to file rebuild and bounce back smarter. 💬 Drop Fresh Start in the comments if this helped. 📲 Link in bio to book a consultation or grab the course now. Its not the end. Its the beginning. Lets fix your credit and your mindset. #bankruptcyhelp #creditrepairtips #creditcomebackcourse"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7571926138029690134)  2025-11-12T19:40Z 14.9K followers, [---] engagements


"Building credit can be very simple Sign up for a secured credit card of your choice and always make sure to keep your utilization low 10% max simple. #creditbuilding #credittips #financialliteracy #creditscoreglowup #moneytoks Start with a secured credit card make small purchases keep your utilization below 10% and pay it off in full every month if you can & Your score will rise Send this to someone who needs a score boost Low credit Start with a secured credit card make small purchases keep your utilization below 10% and pay it off in full every month if you can & Your score will rise Send"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7572149589625801986)  2025-11-13T10:07Z 15.1K followers, [---] engagements


"Replying to @lc1238 You call it irresponsible. I call it knowing the law. In [----] financial survival isnt about perfection its about literacy. Protect your credit like you protect your kids. #creditrepair #consumerlaw #fcra #fdcpa #creditfacts"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7572223151002668291)  2025-11-13T14:53Z 23.4K followers, [---] engagements


"They said I only talk about the good parts of bankruptcy So lets talk about the REAL parts. The challenges AND the blessings. Because if youre already behind on bills dodging collectors and drowning in debt Youre already in the bad. Lets stop struggling in silence. 🧾 Ready to rebuild Book a consultation and lets get to work #bankruptcyhelp #creditrepairjourney #freshstartfinance #creditcomeback #debtfreegoals The Downsides of Filing For Bankruptcy The Downsides of Filing For Bankruptcy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7572521245653126422)  2025-11-14T10:10Z 23K followers, [----] engagements


"You cant buy a house after bankruptcy. You cant get a car. You cant get approved for an apartment. But be honest Can you do any of that right now If the answer is no what are you really holding on to Bankruptcy isnt the end. Its a fresh start and Ill show you how to do it step-by-step. 📲 Click the link in my bio and grab the Credit Comeback Course Learn how to file pro se (on your own) and rebuild the right way. Stop struggling in silence. Lets fix this. #bankruptcyhelp #debtfreejourney #creditrepairtips #creditcomeback #freshstartfinance Chapter [--] Pro se Life after bankruptcy Chapter [--] Pro"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7572523856876047639)  2025-11-14T10:20Z 17.1K followers, [----] engagements


"Hard inquiries holding your score hostage You dont have to wait [--] years you can delete them fast. Most people dont even know this trick works but my clients see results in [----] hours all the time. Need help doing it the right way 📲 Click the link in my bio Ill walk you through the full credit repair process step-by-step. Lets fix your credit one smart move at a time. #creditrepairtips #hardinquiries #creditscoreboost #financialfreedom #creditcomebackcourse How to remove hard inquiries In [--] hours [-----------] How to remove hard inquiries In [--] hours 18883973742"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7572528518781996311)  2025-11-14T10:38Z 17.5K followers, [---] engagements


"Replying to @Zimba💚 You do NOT have to pay that collection to get it off your credit report. And if they cant prove the debt is yours they cant report it. This is called debt validation + proper dispute strategy and it works. 💬 Comment DELETE if this helped 📲 Click the link in my bio to get this done the right way Lets stop guessing and start cleaning your credit for real. #creditrepairtips #fixmycredit #debtfreejourney #consumerrights #creditcleanup How to Delete Collections w/o Paying Anything How to Delete Collections w/o Paying Anything"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7572911507290328342)  2025-11-15T11:24Z 19.1K followers, [----] engagements


"If youve got student loans on your credit report dispute them the right way. ✅ Use the AFT lawsuit to your advantage ✅ Leverage the laws that protect YOU ✅ Possibly get them deleted or forgiven No more confusion. No more delay. 📲 Click the link in my bio to get the exact steps. 💬 Comment FORGIVEN if this helped. 📌 Save this post youll want it later. Lets stop letting debt hold us back. Youre not stuck you just need the right strategy. 🎯 #studentloanforgiveness #creditrepairtips #deletestudentloans #fcraknowyourrights #fixyourcredit2025 Student loan forgiveness for [---] million accounts"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7573899314255121686)  2025-11-18T03:18Z 17.1K followers, [----] engagements


"You dont need to pay thousands to file for bankruptcy. You can legally file a Chapter [--] bankruptcy for under $100 no lawyer required. If your debt feels like its swallowing you whole this is your chance to start over the smart way. ✅ Save this post ✅ Comment Fresh Start if this helped ✅ Link in bio if you want the full step-by-step breakdown Youre not stuck. Youve got options. #bankruptcyhelp #freshstart2025 #debtfreejourney #financialfreedom #debtstrategy How to file for Bankruptcy for less than $100 w/o a lawyer How to file for Bankruptcy for less than $100 w/o a lawyer"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7573910883659681046)  2025-11-18T04:02Z 17.9K followers, [----] engagements


"Building credit doesnt have to be confusing. Start simple one secured card one smart habit and your score can shift fast. No credit magic just real steps that work. 📲 If youre ready to build credit the simple way Click the link in my bio to start today 💬 Comment BUILD if this gave you clarity. 📌 Save this so you dont lose the blueprint. 📤 Send this to someone whos ready to grow their score. #buildcredit #creditrepairtips #financialliteracy #securedcreditcard #creditboost Low credit doesnt mean youre stuck. Start with a secured credit card. Make one small purchase a month. Keep your usage"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7574019934498557186)  2025-11-18T11:05Z 17.1K followers, [---] engagements


"Once your debt is sold without your consent that original contract is void and there a legal way to get it deleted without paying it off. Know the law. Stop paying for what isnt verified Need help Click the link in my bio its something there that will guide you #creditrepair #consumerlaw #creditfacts #debtcollector #credittips Maturing is realizing that once your debt is sold to a 3rd party debt collector without your consent you no longer owe the debt. There's a loophole that allows you to permanently remove any account from your credit report without paying it off Maturing is realizing that"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7574379575560408342)  2025-11-19T10:21Z 17.8K followers, [----] engagements


"A Highly unnecessary Book Haul 🫣🫠 Have you read any of these titles Would love to know your thoughts Also Im loving the new moody library ahh #bookhaul #bookrecommendations #bookshelf #newbook Book Haul Book Haul"  
[TikTok Link](https://www.tiktok.com/@life_of_a_seashell/video/7576575545807490311)  2025-11-25T08:22Z [----] followers, [----] engagements


"Bankruptcy isnt the end. Its the reset button wealthy people use on purpose. If youve been drowning in debt and thinking theres no way out this might be the strategy you need to hear. Theres no shame in starting over smart. 📌 Save this post. 💬 Comment RESET if this changed how you see bankruptcy. 📲 Need help understanding your options Links in my bio. #bankruptcyhelp #debtfreejourney #creditreset #financialfreedomtips #smartmoneymoves Why you Should File for bankruptcy Why you Should File for bankruptcy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7574781234329455894)  2025-11-20T12:19Z 17.9K followers, [---] engagements


"Sometimes the smartest move is the one youve been taught to fear. Filing bankruptcy isnt failure its a reset. You can still bounce back stronger than ever. Youre not giving up youre taking control. ✨ Reset rebuild restart. Need help figuring it out The steps are in my bio 💻 #bankruptcy #creditreset #bankruptcyhelp #financialfreedom JUST FILE THAT BANKRUPTCY JUST FILE THAT BANKRUPTCY"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7575109928453721347)  2025-11-21T09:35Z 19K followers, [---] engagements


"Think filing bankruptcy cost thousands This is how you file for less than $100 legally. If you need help check my bio its something there that can help you #bankruptcy #bankruptcyhelp #creditreset #financialfreedom #financetok How to file Bankruptcy for less then a [---] $ W/O a lawyer. November [----] How to file Bankruptcy for less then a [---] $ W/O a lawyer. November 2025"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7575118625321913622)  2025-11-21T10:09Z 19.1K followers, [----] engagements


"2.5 million student loans are being forgiven and you could be next. If youve got student debt on your credit report dont wait. Heres how to dispute it legally and potentially get it deleted or forgiven. Tap the link in my bio for the done-for-you dispute letter + full instructions. #studentloanforgiveness #creditrepairtips #debtrelief #fcra #financialfreedom Student loan forgiveness for [---] million accounts Trump administration sued by AFT Mohela Advantage Nelnet and Ed Financial Student loan forgiveness for [---] million accounts Trump administration sued by AFT Mohela Advantage Nelnet and Ed"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7575687114269019414)  2025-11-22T22:55Z 17.5K followers, 14.2K engagements


"They bought your debt for pennies and want you to pay full price Nah. Lets talk about how to legally delete collections from your credit report without waiting [--] years. This is the game they dont want you to know. 📌 Save this so you dont lose it. 📲 Link in bio if you want it done for you. #levelupwithlachelle #removecollections #creditrepairtips #fcra #fixyourcredit How to Remove Collections from your Credit Report How to Remove Collections from your Credit Report"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7576968760527998230)  2025-11-26T09:48Z 19K followers, [----] engagements


"They bought your debt without your permission that makes the contract VOID. This is your sign to learn your rights dispute it and get that collection deleted without paying. 📌 Save this if youre trying to clean up your credit. 📲 Link in bio if you want the step-by-step dispute letter ready to go. #levelupwithlachelle #creditrepair #fixyourcredit Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights have been violated That lets you delete them from"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7576973117659106582)  2025-11-26T10:05Z 19.1K followers, [----] engagements


"If youre not asking these [--] questions at the dealership youre probably getting finessed. Dont let a nice car blind you ask smarter save thousands. 📲 Link in bio to get your credit ready before you shop. #carbuyingtips #financialliteracy Dont Sign Anything before you ask these Questions December [----] Dont Sign Anything before you ask these Questions December 2025"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7577784167941836054)  2025-11-28T14:32Z 24.1K followers, 99K engagements


"#ad #mobwifeaesthetic #fuaxfurcoat #tiktokshopblackfriday #wrapcoat"  
[TikTok Link](https://www.tiktok.com/@brooke_ingraham/video/7578147879970196767)  2025-11-29T14:04Z [--] followers, 38.8K engagements


"If I needed a [---] credit score in [--] days I would do this. Using the block and delete method #credittips #financialliteracy #levelupwithlachelle If I needed a 700+ credit score in [--] days I would do this If I needed a 700+ credit score in [--] days I would do this"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7580004672639946006)  2025-12-04T14:09Z 21.1K followers, [----] engagements


"People don't lose money buying cars. They lose money by saying the wrong things at the dealership. Save this before you walk in. Your mouth can cost you thousands or save you thousands. Tap the link in my bio for more car + credit hacks. #buyingacar #carbuyingtips #financialliteracy Never Say This When Buying a Car Never Say This When Buying a Car"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7581574307957001494)  2025-12-08T19:40Z 20.9K followers, [----] engagements


"NO HASHTAGS if this found you its for you [---]. If you're seeing this in December don't skip. For the next [--] months you're going through a major upgrade in your career bank account relationship and will experience the wealthiest months yet. send this to yourself immediately if you If you're seeing this in December don't skip. For the next [--] months you're going through a major upgrade in your career bank account relationship and will experience the wealthiest months yet. send this to yourself immediately if you"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7581672980590415107)  2025-12-09T02:04Z 21.7K followers, 322.1K engagements


"#creditrepair #debt #credittips Stop Paying Expired Debt Stop Paying Expired Debt"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7582665201128967447)  2025-12-11T18:13Z 24.6K followers, [---] engagements


"Building credit just got way easier #financialliteracy #creditbuilding #creditbuildingtips How to build credit as an [--] year old How to build credit as an [--] year old"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7582670852425125142)  2025-12-11T18:35Z 24.6K followers, [---] engagements


"This applies to student loans hospital bills car repossession collections and late payments #creditrepair #debt #collections #credit Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights + have been violated That lets you delete from your credit report without paying it off Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole -"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7582672193830653206)  2025-12-11T18:40Z 24.6K followers, [----] engagements


"If I needed a [---] credit score in [--] days I would do this. Using the block and delete method #creditrepair #credittips #financialliteracy If I needed a 700+ credit score in [--] days I would do this If I needed a 700+ credit score in [--] days I would do this"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583076092538408214)  2025-12-12T20:48Z 24.6K followers, [----] engagements


"Make the credit union your first stop when purchasing a car #buyingacar #carbuyingtips How to Finance A Car How to Finance A Car"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583103585219530006)  2025-12-12T22:34Z 24.6K followers, [----] engagements


"They bought your debt for pennies and want you to pay full price Nah. Let's talk about how to legally delete collections from your credit report without waiting [--] years. This is the game they don't want you to know. Save this so you don't lose it. Link in bio if you want it done for you. #levelupwithlachelle #removecollections #fixyourcredit How to Remove Collections from your Credit Report How to Remove Collections from your Credit Report"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583865262479265046)  2025-12-14T23:50Z 24.6K followers, [----] engagements


"NO HASHTAGS if this found you its for you [---] if you're seeing this in December don't skip. For the next [--] months you're going through a major upgrade in your career bank account relationships and you will experience the wealthiest months yet. send this to yourself immediately if you truly believe. if you're seeing this in December don't skip. For the next [--] months you're going through a major upgrade in your career bank account relationships and you will experience the wealthiest months yet. send this to yourself immediately if you truly believe"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583868051402001686)  2025-12-15T00:01Z 24.6K followers, 264.5K engagements


"Make sure you check your credit history/profile for these things before you apply for a car loan #carbuyingtips #credittips [--] Things That Will Get You Denied For a Car Loan [--] Things That Will Get You Denied For a Car Loan"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7586050074128420118)  2025-12-20T21:08Z 24.6K followers, [----] engagements


"Take the few extra steps before filing for bankruptcy; youll appreciate the fact that you did later. #bankruptcy #bankrupt What to do Before Filing For Bankruptcy What to do Before Filing For Bankruptcy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7586051772217707798)  2025-12-20T21:15Z 24.6K followers, [----] engagements


"Getting your fresh start just got easier #bankruptcy #bankrupt How to File Bankruptcy Without Paying the $300 Filing Fee How to File Bankruptcy Without Paying the $300 Filing Fee"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7587004032829394198)  2025-12-23T10:50Z 24.6K followers, [----] engagements


"Most people walk into the dealership backwards let me show you how to do it the smart way. This is how you get the car without the stress high rates or credit hits. 💡 Save this post. Tag a friend whos thinking about buying a car. Lets move smart in [----]. #carbuyingtips #creditunion #autoloan #credithacks #financetok How to Finance a Car November [----] How to Finance a Car November 2025"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7574773892896640278)  2025-11-20T11:51Z 24.3K followers, [----] engagements


"Dont let the dealership run your life (or your credit). Heres how to buy smart save money and avoid [--] hard inquiries. This is the car buying play they hope you never learn. 💳🚗 👇 Tap the link in bio if your credit needs a little prep first. #carbuyingtips #credithacks #financesmart #financialliteracy #levelupwithlachelle December [----] How to Finance a Car December [----] How to Finance a Car"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7578610990351256854)  2025-11-30T20:01Z 24.3K followers, [----] engagements


"How to write a dispute letter that actually works. If youre sending generic templates from Google and not seeing results this is why. Your dispute letter needs to be personal specific and backed by the law. Heres how to write it the right way so it gets taken seriously. 🖊 Need a template Grab mine in the bio. #disputeletter #creditrepairtips #creditdispute #fcra #creditstrategy #credittok #700club #credithelp #fixmycredit How to write a dispute letter How to write a dispute letter"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7559980407366700310)  2025-10-11T15:05Z 24.4K followers, [----] engagements


"90% of people trying to remove charge-offs are doing it all wrong. If a charge-off is holding your score hostage this is what actually works. Fix your credit the right way before [----]. #creditrepair #creditreport #financialliteracy #fixyourcredit #credithelp #credittips #moneymoves #personalfinance Remove charge-offs Remove charge-offs"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7560546290791140630)  2025-10-13T03:41Z 24.4K followers, 22.8K engagements


"Most people walk into dealerships blind Get pre-approved through a credit union BEFORE you ever let them run your credit. Its the easiest way to save money and protect your score. #creditrepair #carloan #autofinancing #carbuyingtips #creditunion At a dealership How to Finance a car At a dealership How to Finance a car"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7566921410833173782)  2025-10-30T07:59Z 24.5K followers, 96K engagements


"Buying a car with bad credit Dont let the dealership play you with high rates and credit pulls. Heres how to finance a car in [----] the smart way using a credit union even if youve had collections late payments or repos 👇 ✅ Low interest rates ✅ One credit check ✅ No dealership games 📌 Save this video & tag a friend whos car shopping soon 📲 Click the link in my bio to book a credit prep call before you apply 🎯 Comment car ready if you want help getting pre-approved #creditrepair #carloan #autofinancing #carbuyingtips #creditunion Financing a Car November [----] Financing a Car November 2025"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567746552756833559)  2025-11-01T13:21Z 24.5K followers, 14.4K engagements


"How to remove hard inquiries from your credit report in just [--] hours Yup this actually works. I break it down step-by-step and tell you exactly what to say when you call Experian. ✅ No credit repair company needed ✅ No waiting months ✅ Just real results fast 📌 Save this video 💬 Comment clean credit if youre gonna try this 📲 Click the link in my bio to book a 1-on-1 call Ill help you do it the right way #creditrepairtips #hardinquiries #fixyourcredit #creditdispute #creditscorehack Removing Hard Inquiries Removing Hard Inquiries"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567751419227278614)  2025-11-01T13:40Z 24.5K followers, [----] engagements


"Most people never learn this 😳 Once your debt is sold without your consent that original contract is void and theres a legal way to get it deleted without paying it off Know the law. Stop paying for what isnt verified Visit the link in my bio to join my credit comeback course and lets take your power back before [----] fixing your credit doesnt need to be on your vision board #creditrepair #consumerlaw #creditfacts #debtcollector #credittips Maturing is realizing that once your debt is sold to a 3rd party debt collector without your consent you no longer owe the debt. There's a loophole that"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7568471907960425730)  2025-11-03T12:16Z 24.4K followers, 1.6M engagements


"They told you student loans were forever they lied. Over [---] million loans are being forgiven right now and if student loans are on your credit report you need to move fast. Im breaking down exactly how to dispute and delete them no fluff just results. Need help The full step-by-step is inside my Credit Comeback Course. Link in bio. 📌 Save this video 📲 DM me loans gone if you want help 💼 Ready to remove those loans for real Lets get to work. #studentloanforgiveness #studentloans #creditrepair #financialfreedom #studentdebt Student Loan Forgiveness November [----] Student Loan Forgiveness"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7571684433112108310)  2025-11-12T04:02Z 24.4K followers, 126.9K engagements


"They taught us to fear bankruptcy. But they use it as a strategy. Every [--] years like clockwork They hit reset and start over. Meanwhile were drowning in shame scared to even ask questions. Let me be real with you: Bankruptcy isnt the end. Its a financial tool. Its how you restart with power. 📲 Click the link in my bio to get the Credit Comeback Course. Because struggling in silence Not in [----]. Were learning the rules and playing smart this time. #creditrepair #bankruptcyfacts #financialreset #wealthbuildingtips #creditcomebackcourse Why you should File for Bankruptcy Why you should File for"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7572534035633720598)  2025-11-14T10:59Z 24.4K followers, [----] engagements


"Save yourself the headache later and just get the auto loan preapproval before anything else #credittips #carbuyingtips If youre thinking about buying a car soon Dont just walk into the dealership unprepared. Go get a pre-approval from a credit union first. Thats how you get lower rates and more control. Send this to yourself so you dont forget when its time. If youre thinking about buying a car soon Dont just walk into the dealership unprepared. Go get a pre-approval from a credit union first. Thats how you get lower rates and more control. Send this to yourself so you dont forget when its"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7602293368017669398)  2026-02-02T15:41Z 24.6K followers, [----] engagements


"Hard inquiries dragging your credit score down Heres exactly how to remove them in [--] hours using Experians dispute line. ✅ Stepbystep call script ✅ What to say ✅ What NOT to dispute Try it screenshot your results and tag me when it works 👏 💬 Comment inquiries for help 📲 Link in bio if you want me to walk you through it 1on1 #creditrepairtips #hardinquiries #fixyourcreditfast #creditdispute #creditscorehack Experian (714) 830-7000 In [--] Hours How to Remove Hard Inquires Experian (714) 830-7000 In [--] Hours How to Remove Hard Inquires"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567316645245455638)  2025-10-31T09:33Z 24.6K followers, 37.8K engagements


"A Highly unnecessary Book Haul 🫣🫠 Have you read any of these titles Would love to know your thoughts Also Im loving the new moody library ahh #bookhaul #bookrecommendations #bookshelf #newbook Book Haul Book Haul"  
[TikTok Link](https://www.tiktok.com/@life_of_a_seashell/video/7576575545807490311)  2025-11-25T08:22Z [----] followers, [----] engagements


"Planning to buy a car before the year ends Let me show you how to finance a car in November [----] without falling for dealership traps. ✔ Works even with bad credit ✔ No crazy interest rates ✔ Credit union step-by-step Drop car ready in the comments and Ill help you apply Need to clean up your credit first Link in bio #creditrepair #carloan #autofinancing #carbuyingtips #creditunion How to Finance a car November [----] How to Finance a car November 2025"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7567170538154659074)  2025-10-31T00:06Z 24.6K followers, 1.1M engagements


"Save yourself the headache later and just get the auto loan preapproval before anything else #credittips #carbuyingtips If youre thinking about buying a car soon Dont just walk into the dealership unprepared. Go get a pre-approval from a credit union first. Thats how you get lower rates and more control. Send this to yourself so you dont forget when its time. If youre thinking about buying a car soon Dont just walk into the dealership unprepared. Go get a pre-approval from a credit union first. Thats how you get lower rates and more control. Send this to yourself so you dont forget when its"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7602293368017669398)  2026-02-02T15:41Z 24.6K followers, [----] engagements


"Know your laws before you just pay anything especially debt #credittips Stop Paying Expired Debt Stop Paying Expired Debt"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7587006806916926742)  2025-12-23T11:01Z 24.6K followers, [----] engagements


"Getting your fresh start just got easier #bankruptcy #bankrupt How to File Bankruptcy Without Paying the $300 Filing Fee How to File Bankruptcy Without Paying the $300 Filing Fee"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7587004032829394198)  2025-12-23T10:50Z 24.6K followers, [----] engagements


"NO HASHTAGS if this found you its for you [---] money is on the way. new career is on the way. new car is on the way. love is on the way. a better life is on the way. send this to yourself. immediately if you truly believe. money is on the way. new career is on the way. new car is on the way. love is on the way. a better life is on the way. send this to yourself. immediately if you truly believe"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7586053642264857878)  2025-12-20T21:22Z 24.6K followers, 41.2K engagements


"Take the few extra steps before filing for bankruptcy; youll appreciate the fact that you did later. #bankruptcy #bankrupt What to do Before Filing For Bankruptcy What to do Before Filing For Bankruptcy"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7586051772217707798)  2025-12-20T21:15Z 24.6K followers, [----] engagements


"Make sure you check your credit history/profile for these things before you apply for a car loan #carbuyingtips #credittips [--] Things That Will Get You Denied For a Car Loan [--] Things That Will Get You Denied For a Car Loan"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7586050074128420118)  2025-12-20T21:08Z 24.6K followers, [----] engagements


"Make sure you ask these Questions before you sign anything #carbuyingtips #credittips you ask these Questions Don't Sign Anything before you ask these Questions Don't Sign Anything before"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7586047779856747798)  2025-12-20T20:59Z 24.6K followers, [----] engagements


"NO HASHTAGS if this found you its for you [---] if you're seeing this in December don't skip. For the next [--] months you're going through a major upgrade in your career bank account relationships and you will experience the wealthiest months yet. send this to yourself immediately if you truly believe. if you're seeing this in December don't skip. For the next [--] months you're going through a major upgrade in your career bank account relationships and you will experience the wealthiest months yet. send this to yourself immediately if you truly believe"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583868051402001686)  2025-12-15T00:01Z 24.6K followers, 264.5K engagements


"They bought your debt for pennies and want you to pay full price Nah. Let's talk about how to legally delete collections from your credit report without waiting [--] years. This is the game they don't want you to know. Save this so you don't lose it. Link in bio if you want it done for you. #levelupwithlachelle #removecollections #fixyourcredit How to Remove Collections from your Credit Report How to Remove Collections from your Credit Report"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583865262479265046)  2025-12-14T23:50Z 24.6K followers, [----] engagements


"Dont make the dealership your first stop make them your last. #buyingacar #carbuyingtips #carsale How to Finance a Car January [----] How to Finance a Car January 2026"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583862766449036566)  2025-12-14T23:40Z 24.6K followers, 75.9K engagements


"Make the credit union your first stop when purchasing a car #buyingacar #carbuyingtips How to Finance A Car How to Finance A Car"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583103585219530006)  2025-12-12T22:34Z 24.6K followers, [----] engagements


"Car Shopping just got WAY easier #credittips #buyingacar #carsale Watch This If You Plan To Buy A Car Soon Watch This If You Plan To Buy A Car Soon"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583100094765911318)  2025-12-12T22:21Z 24.6K followers, [---] engagements


"If I needed a [---] credit score in [--] days I would do this. Using the block and delete method #creditrepair #credittips #financialliteracy If I needed a 700+ credit score in [--] days I would do this If I needed a 700+ credit score in [--] days I would do this"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7583076092538408214)  2025-12-12T20:48Z 24.6K followers, [----] engagements


"This applies to student loans hospital bills car repossession collections and late payments #creditrepair #debt #collections #credit Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole - your consumer rights + have been violated That lets you delete from your credit report without paying it off Maturing is realizing that once your debt gets sold to a debt collector without your consent the contract is void. You don't legally owe them anything. There's a legal loophole -"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7582672193830653206)  2025-12-11T18:40Z 24.6K followers, [----] engagements


"Building credit just got way easier #financialliteracy #creditbuilding #creditbuildingtips How to build credit as an [--] year old How to build credit as an [--] year old"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7582670852425125142)  2025-12-11T18:35Z 24.6K followers, [---] engagements


"They want you to say a monthly payment so they can play with the numbers. #carbuyingtips #financialliteracy #carbuying Don't negotiate around a monthly payment Do this instead Don't negotiate around a monthly payment Do this instead"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7582667715140144406)  2025-12-11T18:23Z 24.6K followers, [----] engagements


"#creditrepair #debt #credittips Stop Paying Expired Debt Stop Paying Expired Debt"  
[TikTok Link](https://www.tiktok.com/@lachelleslegacy/video/7582665201128967447)  2025-12-11T18:13Z 24.6K followers, [---] engagements

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