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[@creditsavvygil](/creator/tiktok/creditsavvygil)
"Credit card stacking tutorial. #businesscreditcard #credithacks #creditcardhack #credit #businessfunding #losangeles"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7150838090888777003) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2022-10-05T01:44Z 59.4K followers, 29.1K engagements


"Sofi bank giving out personal loans from $5000 to $100000 with no hard pull pre-approval #loan #credit #money #debt #credittips #credithacks #debtfree #financialeducation #credithelp"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7218342233437834542) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-04-04T23:34Z 59.4K followers, 379.5K engagements


"This tactic is not for everyone as you can waive your right to sue if you dispute online. However it is possible to delete collections fast online. #fixyourcredit #creditknowledge #disputeletters #creditdispute #experian #mentor #diy"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7302322989650038062) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-11-17T07:02Z 59.4K followers, 314K engagements


"If a debt collector only sends you a statement of the alleged debt that is not debt validation. Here are other items they need to provide. :credit_card::no_entry_sign: #DebtValidation #credit #credithacks #credittips #creditrepair #diy #military #realtor #finance #financialeducation"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7326232346968050990) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2024-01-20T17:23Z 59.4K followers, 36.4K engagements


"Are you seeing collection accounts from Portfolio Recovery Associates LVNV Funding Midland Credit Management or Jefferson Capital This is what you need to do to remove them from your report. #credit #debt #collection #consumerlaw #repairmycredit #creditreporterror #goodcredithabits #creditrepair #personalfinancetips"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7382632558292372766) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2024-06-20T17:05Z 59.4K followers, 22.8K engagements


"📢 Did you know the burden of proof is on debt collectors When they try to collect on a debt you have the right to request proof. They must provide ✅ A copy of the original agreement ✅ The first purchase record ✅ Full statement history ✅ A chain of custody showing they own the debt If they cannot provide these it is grounds to have that collection account removed from your credit report 👉 Need help disputing collections the right way Comment CREDIT today"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7553125655957802253) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-09-23T03:45Z 59.4K followers, 3782 engagements


"It is possible to remove a collection account within XX hours. Disclaimer: disputing online can waive your right to sue the credit reporting agencies. #credit #collection #creditrepair #creditrepairtips #credithelp #secret #fixmycredit"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7227313149211348266) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-04-29T03:46Z 59.4K followers, 122.2K engagements


"If your disputes keep coming back verified dont stop there. 🚫 That doesnt mean the bureaus actually did their job. When they play games thats when you bring in the CFPB. 📝 The CFPB holds them accountable and thats how you can turn verified into deleted"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7542188907681549582) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-08-24T16:25Z 59.4K followers, XXX engagements


"Secret Transunion backdoor method. Step by step. We have used this method to remove collections charge-offs and even bankruptcies #credit #consumerlaw #creditrepair #creditrepairtips #fyp #credittips"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7192760055375220011) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-01-26T01:02Z 59.4K followers, 721.2K engagements


"Do not apply for a business credit card with Capital One. They are one of the few business credit cards that report on your personal credit. #credit #creditcard #businesscredit #businesscreditcard #credittips #credithelp #creditscore"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7223201717473791275) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-04-18T01:51Z 59.4K followers, 7039 engagements


"Go to BCU.org if you are looking to get a $30000 personal line of credit. Anyone can join this credit union. #credit #credithelp #money #funding #creditbuilding #credittips"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7252805684021005614) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-07-06T20:30Z 59.4K followers, 39.6K engagements


"You can get up to $100000 business line of credit with PNC bank with no financials needed when you have your personal credit built out correctly. #credit #businesscredit #businesstips #entrepreneur #money #businessfunding #finance #businesscredittips #credittips"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7273307782432951595) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2023-08-31T02:29Z 59.4K followers, 7889 engagements


"Increase your chances of getting credit cards approvals with Amex Capital One Discover and Navy Fed. Need help DM Credit or click on the link in bio #credit #creditrepair #creditcards"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7480709603865431342) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-03-12T00:14Z 59.4K followers, 1.5M engagements


"In this video I walk you through the exact steps you need to take to beat a debt collector in court from gathering the right evidence to challenging their standing to making them prove every detail of their claim. Ill also cover how winning in court can help you get that collections account removed from your credit report. If youve got collections holding you back and want professional help getting them removed comment the word CREDIT and well see how we can help you. #CreditRepair #DebtCollector #BeatDebtCollectors #CreditTips #CourtTips"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7538055121477897486) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-08-13T13:04Z 59.4K followers, 14.2K engagements


"This is something I wish I had when I was struggling with bad credit and had no idea what to do 👇 X Stop using Credit Karma and use MyFICO instead. Credit Karma gives you estimates. MyFICO shows your real FICO scores the same ones lenders actually use. X Go to annualcreditreport.com Download your free credit reports from all X bureaus. Try to print them out its much easier to highlight everything thats negative or inaccurate. X Freeze your secondary reports before you dispute. When you freeze LexisNexis SageStream CoreLogic and others the bureaus lose access to verify those collections you"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7561831391768431927) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-10-16T14:48Z 59.4K followers, 1107 engagements


"Have a charge off with American Express Discover Capital One or another creditor You can still remove it from your credit report even if you still owe the debt Watch this video to learn how If you need help fixing your credit DM me HELP today"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7554206205728607543) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-09-26T01:38Z 59.4K followers, 3783 engagements


"In this video Im breaking down how you can dispute negative accounts online specifically through Experian and when it actually makes sense to do it. While its usually best to handle disputes through mail for more control there are times when filing online with Experian can help you move faster especially if you need certain collections removed quickly. Ill explain how Experians online dispute system works what to watch out for before submitting anything and how to avoid common mistakes that can limit your ability to get proper reinvestigations later. This method can be effective when used"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7560892332103568695) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-10-14T02:03Z 59.4K followers, 2101 engagements


"I deleted a collection account in just XX days and Im breaking down exactly how I did it 🚀 Most people dont realize the credit bureaus are legally required to verify every single item they report. When they cant those negative accounts have to come off your report. In this video Ill show you how to use your consumer rights under the Fair Credit Reporting Act (FCRA) to your advantage the same laws that protect you but that the bureaus hope you never learn about 💡 If youre tired of collections charge offs or late payments holding your score back this ones for you. Watch to the end and Ill"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7561949489699818807) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-10-16T22:26Z 59.4K followers, 16.7K engagements


"🚨 Most people dont realize this You can use the CFPB (Consumer Financial Protection Bureau) to hold credit bureaus and collectors accountable. 💪 If a company isnt responding to your disputes or keeps reporting inaccurate info the CFPB is your next step to get results. ✅ Send your dispute letters through the mail and always keep proof. ✅ If they ignore you or dont verify properly file a CFPB complaint with all your documentation. ✅ Watch how fast they respond when the Feds get involved. 👀 This is how you take your credit repair to the next level. 💥"  
[TikTok Link](https://www.tiktok.com/@creditsavvygil/video/7564205631293377805) [@creditsavvygil](/creator/tiktok/creditsavvygil) 2025-10-23T00:21Z 59.4K followers, 1354 engagements