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[@kaungfi](/creator/tiktok/kaungfi)
"#creatorsearchinsights The Saks Fifth Avenue credit for the American Express Platinum card is one of the few perks that you can carry over from one period to another IF you do this hack. The credit is twice a year from Jan-Jun and Jul-Dec. You get reimbursed up to $XX for a purchase whether its in store or online. But if youre not sure what to buy you can go IN STORE ONLY and buy a $XX gift card and the statement credit will still trigger. I hope this proof ends the conversation once and for all but I know therell always be people who dont trust folks like me who have been doing this for"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7518098764855348510) [@kaungfi](/creator/tiktok/kaungfi) 2025-06-20T18:23Z 38.7K followers, 25.7K engagements


"A lot of people have been asking if buying certain gift cards will trigger the Amex benefit or credit. Lets put those questions to bed by giving some guidelines and explanations. #americanexpress #amex #giftcards"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7553829646366723358) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-25T01:17Z 38.7K followers, 126.3K engagements


"Replying to @jess I know only X% of you will listen to this all the way through but it will give a reality check on the truth behind the credit card points and miles game. Ive been doing it X years and I want to highlight the pitfalls that most newbies dont know about because theyre often neglected by a lot of creators in exchange for selling the dream and generating a lot of engagement. #pointsandmiles #creditcardpoints"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7540768852502744350) [@kaungfi](/creator/tiktok/kaungfi) 2025-08-20T20:34Z 38.7K followers, 26.4K engagements


"I clear up the dos and donts about the hacks for the Lululemon credit with Amex Platinum and Rakuten. ✅ In store gift card ✅ Stack with Rakuten and return for store credit ❌ Buying GC online with portal"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7558124635582139678) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-06T15:04Z 38.7K followers, 18K engagements


"Always be mindful of WHERE you apply for a credit card. Sometimes the links they give you while literally in the air can be better. I share how you can take advantage of this in flight promo from Citi to earn 80000 American Airlines miles instead of only 50000 AA. #creditcardpoints #pointsandmiles #citibank #americanairlinescenter"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7560825163927817503) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-13T21:43Z 38.7K followers, 5198 engagements


"✈ I breakdown the full transparent cost with points and miles for trip to Japan that includes: round trip business class with Japan Airlines for X people reposition flights to Boston and Chicago; X nights in Tokyo and X nights in Hakone"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7561263141586259230) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-15T02:02Z 38.7K followers, 22.3K engagements


"Are you doing it wrong Let me help you actually get the most out of credit card miles and points 💳 ✈ #travelhacking #churning #milesandpoints"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7380473016922262827) [@kaungfi](/creator/tiktok/kaungfi) 2024-06-14T21:24Z 38.7K followers, 4065 engagements


"#creatorsearchinsights If you want to upgrade your travel game in 2025 please ask me how to use credit card points and miles the right way Ive been fortunate enough to do this for years and practically pay nothing for my flights and hotels. Please reach out if you need help #creditcardpoints"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7455131059403918634) [@kaungfi](/creator/tiktok/kaungfi) 2025-01-02T01:56Z 38.6K followers, 69.3K engagements


"How I never wait with the casuals in security lines. Thanks Amex Platinum 😎 I will continue to pay for the privilege of valuing my time"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7555901305093491999) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-30T15:16Z 38.6K followers, 1848 engagements


"I have a rule for myself: if its over an ocean: I dont fly economy. Its always gonna be a lie flat seat for me 😎 #pointsandmiles #businessclass"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7560430078509813022) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-12T20:10Z 38.7K followers, 8760 engagements


"#creatorsearchinsights The best time to open up an #Amex Platinum card is here End of the year is triple dip season and I go over how you can get some benefits three times while paying the annual fee only once 🧠 #americanexpressplatinumcard"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7442499926606515502) [@kaungfi](/creator/tiktok/kaungfi) 2024-11-29T01:00Z 38.7K followers, 204.1K engagements


"Replying to @Lrod How I would book a trip using points and miles. This person was limited to Amex and Capital One points and Bonvoy Marriott points. I picked a direct flight but unfortunately the fees were somewhat higher due to not being able to access United via Chase Points"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7530697079665085726) [@kaungfi](/creator/tiktok/kaungfi) 2025-07-24T17:11Z 38.7K followers, 2146 engagements


"Being financially illiterate is dangerous Please dont listen to these fake gurus who want to sell the entrepreneurship dream by telling you to take on debt to make limitless money. The truth is that a large sum of money would be enough for most of us to escape the grind and live a peaceful life. #personalfinance #financialliteracy #moneytok"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7535911151239056670) [@kaungfi](/creator/tiktok/kaungfi) 2025-08-07T18:24Z 38.7K followers, 12K engagements


"There is no better travel card for beginners or newbies than the Chase Sapphire Preferred #travelhacking #creditcardpoints"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7387122068459932970) [@kaungfi](/creator/tiktok/kaungfi) 2024-07-02T19:26Z 38.7K followers, 1.1M engagements


"Here is a money saving tip: buy gift cards a discount when they go on sale Ive easily saved 10-20% off my favorite brands by doing this #creatorsearchinsights #giftcards"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7388231253251640622) [@kaungfi](/creator/tiktok/kaungfi) 2024-07-05T19:10Z 38.7K followers, 27.3K engagements


"#creatorsearchinsights The #americanexpressplatinumcard has many benefits. Do you know all of them #amexplatinum #amex #platinumcard @American Express"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7398271520008719659) [@kaungfi](/creator/tiktok/kaungfi) 2024-08-01T20:32Z 38.7K followers, 83.8K engagements


"#creatorsearchinsights @Hyatt hotels are the best period 🏨 Not only is it a great value with #creditcardpoints but their perks for #globalists are amazing #hyatthotel"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7402764769255656750) [@kaungfi](/creator/tiktok/kaungfi) 2024-08-13T23:08Z 38.7K followers, 180.6K engagements


"Here is a #creditcard hot take youre not going to hear much 🔥 Capital One Venture X is overrated and has never been in my wallet 💳 #capitaloneventurex #creditcards"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7415349638934400298) [@kaungfi](/creator/tiktok/kaungfi) 2024-09-16T21:03Z 38.7K followers, 198.6K engagements


"#creatorsearchinsights Charles Schwab Fidelity and Betterment have -THE- best debit cards period 💳 They dont have fees and will reimburse you for all ATM fees worldwide"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7418954959963753774) [@kaungfi](/creator/tiktok/kaungfi) 2024-09-26T14:14Z 38.7K followers, 32.7K engagements


"I have X keeper credit cards that I keep year to year 💳 I go over why I keep each one and perhaps why you should consider them in your lineup as well #creditcards #creditcard"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7459245137001024814) [@kaungfi](/creator/tiktok/kaungfi) 2025-01-13T04:00Z 38.7K followers, 73.3K engagements


"The best way to use your credit card points on travel is to transfer them to partner programs. I show you an example of the cash rate vs. travel portal vs. transferring to a hotel partner. #pointsandmiles #creditcardtips @Hyatt Regency Cleveland"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7462094265569578283) [@kaungfi](/creator/tiktok/kaungfi) 2025-01-20T20:17Z 38.7K followers, 1.7M engagements


"I walk you through HOW to transfer Chase points to their partner airlines and hotels. Doing it this way will often (but not always) be the best value play on your points. #chaseultimaterewards #creditcardpointsandmiles"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7462905919827889451) [@kaungfi](/creator/tiktok/kaungfi) 2025-01-23T00:47Z 38.7K followers, 157.5K engagements


"#creatorsearchinsights The first easiest side hustle you can do from home with just your phone is scan receipts into various apps. Ive made over $XXX a year and plan on making more as I discover new apps. The ones I use now are: CoinOut ReceiptHog ReceiptPal Fetch Frisbee ReceiptJar Ibotta and Google Opinion Rewards. Did I leave one out Share your tips to get the most out of these receipt scanning apps 🤔 #sidehustleideas #makemoneyfromhome"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7503738179493629214) [@kaungfi](/creator/tiktok/kaungfi) 2025-05-13T01:36Z 38.7K followers, 58.6K engagements


"Capital One Spark Cash card. They just doubled their sign-up bonus from $XXX to $1500 Just spend $15K in X months Plus youll also make another $XXX from the X% cashback. This is a limited-time offer so don't miss out Reach out to me with questions or to learn where to apply. #BusinessCreditCard #CapitalOneSpark #SmallBusiness #CashBack #CreditCardBonus #CreditCards"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7514463989829520670) [@kaungfi](/creator/tiktok/kaungfi) 2025-06-10T23:18Z 38.6K followers, 2097 engagements


"#creatorsearchinsights The BILT card is overrated plain and simple. While I give them credit for pros like no annual fee or amazing transfer partners at the end of the day the card is useless for homeowners; and the lack of a sign up bonus means it will take you a year or two to earn a meaningful stash of points #creditcards #biltcreditcard #pointsandmiles"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7538168889578949918) [@kaungfi](/creator/tiktok/kaungfi) 2025-08-13T20:25Z 38.7K followers, 9953 engagements


"@Rakuten is having a great promo for new users right get. Get $XX when you join and spend $XX. Gotta join via a friends code and you can get mine by clicking above or just asking me. What are you waiting for Deal ends Sep XX or whenever theyve given out enough promos ⚠"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7548936752111668510) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-11T20:50Z 38.7K followers, 1694 engagements


"#creatorsearchinsights Everyones talking about the Amex Platinum refresh and how the annual fee is going up. But Im the only one telling you to take a second to reconsider first and ensure youre following the family rule before jumping on Platinum and missing out on sign up bonuses for Green and Gold 😩 #americanexpress #financialliteracy #tiktoklearningcampaign #creditcard"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7549338417499245855) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-12T22:48Z 38.7K followers, 218.5K engagements


"I have the Charles Schwab version of the American Express Platinum card. Unfortunately this means I currently dont have the option to update my card appearance to the new mirror finish that came out with the Platinum refresh 😭 #amexplatinum #americanexpressplatinum"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7551846947024391454) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-19T17:03Z 38.7K followers, 242.3K engagements


"👇 Heres every Amex Platinum benefit you need to track because these are use it or lose it and they DONT roll over: Monthly 💸 $XX Uber Cash ($35 in December) rides & Uber Eats 🎬 $XX Digital Entertainment YouTube Premium/TV Disney+ bundle Hulu ESPN+ Peacock Paramount+ NYT WSJ 🛒 Walmart+ up to $12.95/mo credited back Quarterly 🍽 Resy $100/quarter for dining 🧘♂ Lululemon $75/quarter Semi-Annual 🏨 Fine Hotels & Resorts / The Hotel Collection $600/year ($300 JanJun $XXX JulDec) 🛍 Saks $XX JanJun $XX JulDec Annual 🚕 Uber One membership $120/year ✈ Airline incidental fee credit $200/year"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7552700905439661342) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-22T00:17Z 38.7K followers, 10.2K engagements


"#TikTokLearningCampaign #financialliteracy Stop paying fees to use ATMs. If you have a checking account with these X banks youll never to worry about being in network every again: Charles Schwab Fidelity and Betterment"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7557173462062648607) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-04T01:32Z 38.7K followers, 7333 engagements


"#creatorsearchinsights How to use your Resy dining credit on your Amex card. Remember to enroll in the benefit first 🚨 #resy #amex"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7559706031983529246) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-10T21:20Z 38.7K followers, 26.9K engagements


"I go over why going after loyalty or status with airlines and hotels is misguided. And instead why you should take the BPA approach and be a free agent for each trip you take. #traveltips #creditcardpoints #pointsandmiles"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7561908985696177438) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-16T19:49Z 38.7K followers, 4818 engagements


"If you have a Delta credit card and arent using your Delta Stay credit each year to save on a hotel room heres your reminder to use it And youre welcome 🏨 #deltaairlines #deltacreditcard #deltastays"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7562373585860381982) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-18T01:52Z 38.7K followers, 101K engagements


"Hotel concierges: how are you using them for tasks or requests beyond a reservation or itinerary #hotelconcierge #concierge"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7562644338027564318) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-18T19:22Z 38.7K followers, 15.1K engagements


"The point of travel isnt to collect the most countries and stamps; its to find joy and happiness"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7563414894926662943) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-20T21:12Z 38.7K followers, 1143 engagements


"We dont wait because we value our time 😎 #airportlife #tsaprecheck #clear"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7564068155253935391) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-22T15:27Z 38.7K followers, 7513 engagements