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# ![@kaungfi Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7105093532400665646.png) @kaungfi K - Points Millionaire ✈️

The American Express Platinum card has recently undergone a refresh, introducing new benefits and a new mirror finish design. Cardholders and potential applicants are discussing the changes, including new perks like a $XXX FHR hotel credit, and how to maximize benefits, such as enrolling in perks like Hilton Gold status and Lululemon credits. The refresh has sparked conversations about the card's value and how it compares to other credit cards.

### Engagements: XXXXXX [#](/creator/tiktok::7105093532400665646/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7105093532400665646/c:line/m:interactions.svg)

- X Week XXXXXXX +66%
- X Month XXXXXXX +54%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX +477%

### Mentions: XX [#](/creator/tiktok::7105093532400665646/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7105093532400665646/c:line/m:posts_active.svg)

- X Week XX +13%
- X Month XX +79%
- X Months XXX +132%
- X Year XXX +327%

### Followers: XXXXXX [#](/creator/tiktok::7105093532400665646/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7105093532400665646/c:line/m:followers.svg)

- X Week XXXXXX +2.60%
- X Month XXXXXX +7.70%
- X Months XXXXXX +20%
- X Year XXXXXX +291%

### CreatorRank: XXXXXXX [#](/creator/tiktok::7105093532400665646/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7105093532400665646/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/tiktok::7105093532400665646/influence)
---

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance)  [technology brands](/list/technology-brands)  [fashion brands](/list/fashion-brands) 

**Social topic influence**
[hotels](/topic/hotels) #392, [credit cards](/topic/credit-cards) #162, [money](/topic/money), [rakuten](/topic/rakuten) #57, [$4755t](/topic/$4755t) #57, [charles schwab](/topic/charles-schwab) #6, [sapphire](/topic/sapphire) #126, [costco](/topic/costco), [hack](/topic/hack), [$mar](/topic/$mar)

**Top accounts mentioned or mentioned by**
[@american](/creator/undefined) [@jess](/creator/undefined) [@hyatt](/creator/undefined) [@nunyadamnbness](/creator/undefined) [@craigooooooooo](/creator/undefined) [@footballfusionpro69](/creator/undefined) [@lrod](/creator/undefined) [@delta](/creator/undefined) [@trending](/creator/undefined) [@clear](/creator/undefined) [@evedesignsee](/creator/undefined) [@twojs99](/creator/undefined) [@southwest](/creator/undefined) [@melissa](/creator/undefined) [@hilton](/creator/undefined) [@illumishade](/creator/undefined) [@ask](/creator/undefined) [@mateo](/creator/undefined) [@rakuten](/creator/undefined)

**Top assets mentioned**
[Charles Schwab Corporation (SCHW)](/topic/charles-schwab) [Costco Wholesale Corporation (COST)](/topic/costco) [Marriott International Inc (MAR)](/topic/$mar) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Lululemon Athletica Inc (LULU)](/topic/$lulu)
### Top Social Posts [#](/creator/tiktok::7105093532400665646/posts)
---
Top posts by engagements in the last XX hours

"#creatorsearchinsights The #americanexpressplatinumcard has many benefits. Do you know all of them #amexplatinum #amex #platinumcard @American Express"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7398271520008719659) [@kaungfi](/creator/tiktok/kaungfi) 2024-08-01T20:32Z 38.7K followers, 83.7K engagements


"#creatorsearchinsights Charles Schwab Fidelity and Betterment have -THE- best debit cards period 💳 They dont have fees and will reimburse you for all ATM fees worldwide"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7418954959963753774) [@kaungfi](/creator/tiktok/kaungfi) 2024-09-26T14:14Z 38.7K followers, 32.6K engagements


"Replying to @Lrod How I would book a trip using points and miles. This person was limited to Amex and Capital One points and Bonvoy Marriott points. I picked a direct flight but unfortunately the fees were somewhat higher due to not being able to access United via Chase Points"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7530697079665085726) [@kaungfi](/creator/tiktok/kaungfi) 2025-07-24T17:11Z 38.7K followers, 2146 engagements


"Hotel concierges: how are you using them for tasks or requests beyond a reservation or itinerary #hotelconcierge #concierge"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7562644338027564318) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-18T19:22Z 38.7K followers, 14.7K engagements


"Getting the maximum amount of cashback from the Executive Membership at Costco Just another money maker idea 🤑 #costco #cashback"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7426862439439830315) [@kaungfi](/creator/tiktok/kaungfi) 2024-10-17T21:39Z 38.5K followers, 45.1K engagements


"How I never wait with the casuals in security lines. Thanks Amex Platinum 😎 I will continue to pay for the privilege of valuing my time"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7555901305093491999) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-30T15:16Z 38.6K followers, 1848 engagements


"🚨 BILT is shaking things up in the points and miles space X. Joining forces with Rakuten to earn BILT points when you shop giving you a great way to earn outside of paying rent since the BILT card currently doesnt have a sign up bonus. X. Adding a premium airline partner like Ethiad allowing you to pool points from other banks to give yourself a chance to enjoy their premium cabins that often cost a LOT of points #bilt #rakuten #ethiad"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7558579962538773791) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-07T20:30Z 38.4K followers, 3610 engagements


"Always use a cashback portal before you make an online purchase. Its just easy cash or points back on something you were buying regardless I prefer Rakuten for the choice between cash or Amex points (and soon to be BILT points too)"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7561093735098977566) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-14T15:05Z 38.4K followers, 1960 engagements


"Are you doing it wrong Let me help you actually get the most out of credit card miles and points 💳 ✈ #travelhacking #churning #milesandpoints"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7380473016922262827) [@kaungfi](/creator/tiktok/kaungfi) 2024-06-14T21:24Z 38.7K followers, 4063 engagements


"There is no better travel card for beginners or newbies than the Chase Sapphire Preferred #travelhacking #creditcardpoints"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7387122068459932970) [@kaungfi](/creator/tiktok/kaungfi) 2024-07-02T19:26Z 38.7K followers, 1.1M engagements


"#creatorsearchinsights @Hyatt hotels are the best period 🏨 Not only is it a great value with #creditcardpoints but their perks for #globalists are amazing #hyatthotel"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7402764769255656750) [@kaungfi](/creator/tiktok/kaungfi) 2024-08-13T23:08Z 38.7K followers, 180.5K engagements


"#creatorsearchinsights If you want to upgrade your travel game in 2025 please ask me how to use credit card points and miles the right way Ive been fortunate enough to do this for years and practically pay nothing for my flights and hotels. Please reach out if you need help #creditcardpoints"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7455131059403918634) [@kaungfi](/creator/tiktok/kaungfi) 2025-01-02T01:56Z 38.6K followers, 69.3K engagements


"Capital One Spark Cash card. They just doubled their sign-up bonus from $XXX to $1500 Just spend $15K in X months Plus youll also make another $XXX from the X% cashback. This is a limited-time offer so don't miss out Reach out to me with questions or to learn where to apply. #BusinessCreditCard #CapitalOneSpark #SmallBusiness #CashBack #CreditCardBonus #CreditCards"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7514463989829520670) [@kaungfi](/creator/tiktok/kaungfi) 2025-06-10T23:18Z 38.6K followers, 2096 engagements


"#creatorsearchinsights The Saks Fifth Avenue credit for the American Express Platinum card is one of the few perks that you can carry over from one period to another IF you do this hack. The credit is twice a year from Jan-Jun and Jul-Dec. You get reimbursed up to $XX for a purchase whether its in store or online. But if youre not sure what to buy you can go IN STORE ONLY and buy a $XX gift card and the statement credit will still trigger. I hope this proof ends the conversation once and for all but I know therell always be people who dont trust folks like me who have been doing this for"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7518098764855348510) [@kaungfi](/creator/tiktok/kaungfi) 2025-06-20T18:23Z 38.7K followers, 25.6K engagements


"#creatorsearchinsights Everyones talking about the Amex Platinum refresh and how the annual fee is going up. But Im the only one telling you to take a second to reconsider first and ensure youre following the family rule before jumping on Platinum and missing out on sign up bonuses for Green and Gold 😩 #americanexpress #financialliteracy #tiktoklearningcampaign #creditcard"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7549338417499245855) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-12T22:48Z 38.7K followers, 218K engagements


"Here is a money saving tip: buy gift cards a discount when they go on sale Ive easily saved 10-20% off my favorite brands by doing this #creatorsearchinsights #giftcards"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7388231253251640622) [@kaungfi](/creator/tiktok/kaungfi) 2024-07-05T19:10Z 38.7K followers, 27.2K engagements


"Here is a #creditcard hot take youre not going to hear much 🔥 Capital One Venture X is overrated and has never been in my wallet 💳 #capitaloneventurex #creditcards"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7415349638934400298) [@kaungfi](/creator/tiktok/kaungfi) 2024-09-16T21:03Z 38.7K followers, 198.5K engagements


"#creatorsearchinsights The best time to open up an #Amex Platinum card is here End of the year is triple dip season and I go over how you can get some benefits three times while paying the annual fee only once 🧠 #americanexpressplatinumcard"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7442499926606515502) [@kaungfi](/creator/tiktok/kaungfi) 2024-11-29T01:00Z 38.7K followers, 204.1K engagements


"I have X keeper credit cards that I keep year to year 💳 I go over why I keep each one and perhaps why you should consider them in your lineup as well #creditcards #creditcard"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7459245137001024814) [@kaungfi](/creator/tiktok/kaungfi) 2025-01-13T04:00Z 38.7K followers, 73.3K engagements


"The best way to use your credit card points on travel is to transfer them to partner programs. I show you an example of the cash rate vs. travel portal vs. transferring to a hotel partner. #pointsandmiles #creditcardtips @Hyatt Regency Cleveland"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7462094265569578283) [@kaungfi](/creator/tiktok/kaungfi) 2025-01-20T20:17Z 38.7K followers, 1.7M engagements


"I walk you through HOW to transfer Chase points to their partner airlines and hotels. Doing it this way will often (but not always) be the best value play on your points. #chaseultimaterewards #creditcardpointsandmiles"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7462905919827889451) [@kaungfi](/creator/tiktok/kaungfi) 2025-01-23T00:47Z 38.7K followers, 157.5K engagements


"#creatorsearchinsights The first easiest side hustle you can do from home with just your phone is scan receipts into various apps. Ive made over $XXX a year and plan on making more as I discover new apps. The ones I use now are: CoinOut ReceiptHog ReceiptPal Fetch Frisbee ReceiptJar Ibotta and Google Opinion Rewards. Did I leave one out Share your tips to get the most out of these receipt scanning apps 🤔 #sidehustleideas #makemoneyfromhome"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7503738179493629214) [@kaungfi](/creator/tiktok/kaungfi) 2025-05-13T01:36Z 38.7K followers, 58.5K engagements


"Being financially illiterate is dangerous Please dont listen to these fake gurus who want to sell the entrepreneurship dream by telling you to take on debt to make limitless money. The truth is that a large sum of money would be enough for most of us to escape the grind and live a peaceful life. #personalfinance #financialliteracy #moneytok"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7535911151239056670) [@kaungfi](/creator/tiktok/kaungfi) 2025-08-07T18:24Z 38.7K followers, 12K engagements


"Replying to @jess I know only X% of you will listen to this all the way through but it will give a reality check on the truth behind the credit card points and miles game. Ive been doing it X years and I want to highlight the pitfalls that most newbies dont know about because theyre often neglected by a lot of creators in exchange for selling the dream and generating a lot of engagement. #pointsandmiles #creditcardpoints"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7540768852502744350) [@kaungfi](/creator/tiktok/kaungfi) 2025-08-20T20:34Z 38.7K followers, 26.4K engagements


"@Rakuten is having a great promo for new users right get. Get $XX when you join and spend $XX. Gotta join via a friends code and you can get mine by clicking above or just asking me. What are you waiting for Deal ends Sep XX or whenever theyve given out enough promos ⚠"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7548936752111668510) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-11T20:50Z 38.6K followers, 1685 engagements


"I have the Charles Schwab version of the American Express Platinum card. Unfortunately this means I currently dont have the option to update my card appearance to the new mirror finish that came out with the Platinum refresh 😭 #amexplatinum #americanexpressplatinum"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7551846947024391454) [@kaungfi](/creator/tiktok/kaungfi) 2025-09-19T17:03Z 38.7K followers, 241.5K engagements


"#tiktoklearningcampaign #financialliteracy Stop paying fees to use ATMs. If you have a checking account with these X banks youll never to worry about being in network every again: Charles Schwab Fidelity and Betterment"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7557173462062648607) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-04T01:32Z 38.7K followers, 7235 engagements


"I clear up the dos and donts about the hacks for the Lululemon credit with Amex Platinum and Rakuten. ✅ In store gift card ✅ Stack with Rakuten and return for store credit ❌ Buying GC online with portal"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7558124635582139678) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-06T15:04Z 38.7K followers, 17.9K engagements


"#creatorsearchinsights How to use your Resy dining credit on your Amex card. Remember to enroll in the benefit first 🚨 #resy #amex"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7559706031983529246) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-10T21:20Z 38.7K followers, 26.1K engagements


"I have a rule for myself: if its over an ocean: I dont fly economy. Its always gonna be a lie flat seat for me 😎 #pointsandmiles #businessclass"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7560430078509813022) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-12T20:10Z 38.7K followers, 8740 engagements


"Always be mindful of WHERE you apply for a credit card. Sometimes the links they give you while literally in the air can be better. I share how you can take advantage of this in flight promo from Citi to earn 80000 American Airlines miles instead of only 50000 AA. #creditcardpoints #pointsandmiles #citibank #americanairlinescenter"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7560825163927817503) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-13T21:43Z 38.7K followers, 5060 engagements


"I go over why going after loyalty or status with airlines and hotels is misguided. And instead why you should take the BPA approach and be a free agent for each trip you take. #traveltips #creditcardpoints #pointsandmiles"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7561908985696177438) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-16T19:49Z 38.7K followers, 4743 engagements


"If you have a Delta credit card and arent using your Delta Stay credit each year to save on a hotel room heres your reminder to use it And youre welcome 🏨 #deltaairlines #deltacreditcard #deltastays"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7562373585860381982) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-18T01:52Z 38.7K followers, 94.6K engagements


"The point of travel isnt to collect the most countries and stamps; its to find joy and happiness"  
[TikTok Link](https://www.tiktok.com/@kaungfi/video/7563414894926662943) [@kaungfi](/creator/tiktok/kaungfi) 2025-10-20T21:12Z 38.7K followers, 1060 engagements