#  @wgomez28 William Gomez William Gomez posts on TikTok about money, investment, pay, mortgage rate the most. They currently have [------] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours. ### Engagements: [---] [#](/creator/tiktok::6806880749951517701/interactions)  - [--] Week [-----] -12% - [--] Month [-----] -19% - [--] Months [-------] -88% - [--] Year [---------] +1,594% ### Mentions: [--] [#](/creator/tiktok::6806880749951517701/posts_active)  - [--] Month [--] -93% - [--] Months [--] +113% - [--] Year [--] +127% ### Followers: [------] [#](/creator/tiktok::6806880749951517701/followers)  - [--] Week [------] +0.04% - [--] Month [------] -0.03% - [--] Months [------] +2.10% - [--] Year [------] +141% ### CreatorRank: [---------] [#](/creator/tiktok::6806880749951517701/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [countries](/list/countries) [fashion brands](/list/fashion-brands) [stocks](/list/stocks) [social networks](/list/social-networks) [technology brands](/list/technology-brands) [celebrities](/list/celebrities) **Social topic influence** [money](/topic/money), [investment](/topic/investment), [pay](/topic/pay), [mortgage rate](/topic/mortgage-rate), [in the](/topic/in-the), [if you](/topic/if-you), [housing market](/topic/housing-market), [market](/topic/market), [finance](/topic/finance), [term](/topic/term) **Top accounts mentioned or mentioned by** [@918dandan](/creator/undefined) [@david](/creator/undefined) [@ashley](/creator/undefined) [@stephen](/creator/undefined) [@may](/creator/undefined) ### Top Social Posts Top posts by engagements in the last [--] hours "This is what 18k can get you in the real estate game. 💰 With this market correction we are seeing more builders and sellers that are willing to give credits towards closing costs 👌🏼 Take advantage of this #fy #fyp" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7153238866693000490) 2022-10-11T13:00Z 19.8K followers, 44.4K engagements "This is a great program especially for first time home buyers who might be procrastinating due to a down payment and closing costs. 💰This type of loan ELIMINATES 🙅🏽♂ the down payment. No you dont have to live out in the country forever. You can build equity and then use that to purchase your next home in the city. ⚠Remember: This program does have income limits so make sure you check with your lender to see if you could qualify before applying. Which do you prefer The city 🏘 or the country 🚜#usda #loanofficer #financetips #homebuyereducation #firsttimebuyer #mortgage #lender #fyp" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7117979835493879082) 2022-07-08T12:37Z 19.7K followers, [----] engagements "I am so happy I found out about this in my 20s. One of the biggest mistakes young people make is thinking they have more time than they actually do. The earlier your start investing the better. The longer you let your investments sit the more they will grow. 📈 If you want to have financial freedom later on in life start making long-term investments early in life. #investing #finance #financialfreedom #financetips #fy #fyp" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7132821381359865134) 2022-08-17T12:30Z [----] followers, [----] engagements "In this market a lot of people already have money saved up for their downpayment and closing costs. That has caused more sellers to start giving seller credits instead of paying closing costs. This is great news for you because it means you could do this to get a lower rate AND payment. #personalfinance #financetios #finance #realestate #realestateinvesting #investing" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7137435937474252078) 2022-08-29T22:56Z [----] followers, [----] engagements "No matter what you are wanting to succeed at in life dont forget that it will take hard work. 💪🏼 Sometimes its easy to look at people that are thriving and think its a lot easier than it actually is. Had so much fun talking with Kat about her real estate career and influencing as well. Two things that might look easy to outsiders but very few people work hard enough to succeed at. 💯 #tulsarealestate #wealth #finance #fy #fyp #oklahomalender #stats #tulsarealtor #willpowerpodcast" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7160661692559445294) 2022-10-31T13:05Z 19.7K followers, [---] engagements "After having this conversation I did some research and the numbers are mind blowing. 🤯 The average American typically works approximately [--] hours per week with nearly 40% of individuals surpassing [--] hours. However Europe has an average workweek of [--] hours (France) or even as low as [--] hours (the Netherlands). Comment below what type of work week youd prefer Thankful to have sat down with Gitzel on the WillPower Podcast 🎙 and hear her share about her time in Italy #fy #fyp" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7168471365618617646) 2022-11-21T14:10Z [----] followers, [---] engagements "The media won't tell you this. 🤫 But the 07-08 recession was MUCH different than the 22-23 recession. Headlines will tell you that the real estate market is crashing but when you look at the data it doesnt lie. 👀 #realestate #realestateinvesting #finance #financetips #housingmarket" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7171809448795671854) 2022-11-30T14:03Z 19.4K followers, [---] engagements "Buying the dip works great when stocks are doing well in the market. But the same strategy will wipe you out if you're too aggressive in a bad market. 🫣 Be careful and keep some of your cash handy. #investing #finance #personalfinance #investingtips #financetips" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7188137060107062570) 2023-01-13T14:03Z [----] followers, [----] engagements "We can all struggle with stressing about what others might think of us. 😰 but the reality is that most everyone is actually just worried about themselves. The people that criticize you are really criticizing what they are critical about in themselves. Next time someone is critical of you- if its not constructive dont accept it. Great conversation with Paul Daugherty on the WillPower Podcast #29🎙 #podcast #conversations #willpowerpodcast #opportunity #motivation" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7191825009642458411) 2023-01-23T12:34Z [----] followers, [---] engagements "I had the privilege to sit down with Shivani Peterson to talk about the real challenges of being a loan officer. It's a job that constantly humbles you with unexpected twists and turns. Tune in to hear Shivani's insights on the industry & her journey building her personal brand. 🎙🔥 #WillPowerPodcast #LoanOfficerLife #ConsumerFinance #realtalk #FinanceInsights #PersonalFinanceTips #MoneyManagement #FinancialWellness #LoanOfficerProblems" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7208168693883342126) 2023-03-08T13:36Z 19.1K followers, [----] engagements "Ready to be set for life 🙋🏽♂ It only takes [--] simple steps First start investing 20% of your income (if possible) or focus on increasing your income. 💸 Second invest in residential real estate for long-term financial stability. Buy properties in your 20s or 30s and thank yourself later. 👏🏻 Comment below if youre planning on doing either of these in 2023👇🏼 #financialfreedom #investingtips #realestateinvesting #wealthcreation #moneygoals #financialplanning #retirementplanning #fy" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7208915863116827947) 2023-03-10T13:55Z [--] followers, [----] engagements "Unpopular opinion: I don't trust Zillow 🤫🤐 As a mortgage loan advisor I've uncovered all the flaws - from misleading monthly payments to outdated listings and incorrect home values. 😱🔍 Don't rely solely on Zillow for your home buying decisions. Trust a qualified professional for accurate answers 💼🏡 #UnpopularOpinion #ZillowIssues #RealEstateRevelations #DontTrustZillow #HomeBuyingTruths #RealEstateInsights #TrustAPro" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7220405010448846123) 2023-04-10T12:59Z [----] followers, [----] engagements "Does a Higher Credit Score 🟰A Higher Rate Lets separate fact from fiction. A Lower Credit Score DOES NOT EQUAL A Lower Fee Don't believe the fake news Keep Making Those Credit Card Payments #CreditScoreInsights #MortgageMythBusted #RealDealRevealed #CreditScoreSecrets #FinancialFacts #StayInformed #ClearingUpConfusion #FactualFinance" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7238576767622204718) 2023-05-29T12:15Z 19.7K followers, [---] engagements "An often overlooked strategy to boost your buying power that lenders rarely mention: Analyzing your monthly debt payments 💳 By understanding how lenders evaluate your debt-to-income ratio you may be able to afford higher-priced homes. 🏡 Identify debts with the highest monthly payments and consider paying them off instead of increasing your down payment. You could potentially add $50000 or more to your current qualification amount❗ #BuyingPowerSecrets #PropertyPurchasingTips #HomeLoanHacks" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7246358669854690606) 2023-06-19T11:33Z [----] followers, [----] engagements "Apple Stock: A $399 Choice That Turned into $192000 💰📈 Don't miss out on investment opportunities like this #AppleStockSuccess #InvestmentGains #FinancialGrowth" [TikTok Link](https://www.tiktok.com/@anyuser/video/7251574726731025707) 2023-07-03T12:54Z [--] followers, [----] engagements "Did you know that as a Native American you have an opportunity to enhance your homebuying process through the Section [---] loan This loan is designed to support you in achieving homeownership with lower down payments reduced rates and decreased private mortgage insurance (or PMI). Ultimately this means a more affordable monthly payment for you 🏡✨ 📲 Learn more about this incredible opportunity and start your homebuying journey now Link in bio. #Section184Loan #NativeAmericanHomebuyers" [TikTok Link](https://www.tiktok.com/@anyuser/video/7254935437465193770) 2023-07-15T21:02Z [--] followers, [---] engagements "Dive into the world of rental property ownership with ease 🌟 Here are three accessible routes to kickstart your journey: [--] Opt for turnkey real estate investing.💰 [--] Embrace the power of DSCR loans. 📈 [--] Venture into real estate syndication. 🤝 Curious for more info Stay tuned by hitting that follow button For comprehensive insights visit Link in Bio 📲🔗 #RentalPropertyInvesting #SmartRealEstate #WealthBuilding #PropertyOwnership" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7266052053028457771) 2023-08-11T13:13Z [----] followers, [---] engagements "Real estate is the best investment because there isn't only one way to make money. there are MANY ways and usually they all happen at once -Cash Flow -Appreciation -Loan Pay Down -Income #wealth #realestateinvestor #realestatetips #tulsarealestate #cash #taxes #realestateinvesting #realestate" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7279047962599148842) 2023-09-15T13:44Z [----] followers, [---] engagements "The answer is pretty clear. #investingtips #investing #propertyinvesting #realestateinvesting #realestate #tulsarealestate" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7281630713370365230) 2023-09-22T12:46Z [----] followers, [---] engagements "LEGAL ways to avoid taxes. Big real estate investors seem to never pay taxes on real estate. But how They borrow against their properties (tax free) because a lot of the cash flow is tax free (due to depreciation and other When they sell these investment properties they defer the taxes by doing a [----] exchange #realestateinvesting #tulsarealestate #finance #personalfinance #financetips" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7283495122350771502) 2023-09-27T13:21Z [----] followers, [----] engagements "Setting jokes aside nobody can predict how mortgage rates change from month to month week to week or even day to day. But what you can do is grasp the basics of what influences mortgage rates like inflation. Additionally its vital to pay attention to weekly events aside from inflation as they can impact the market positively or negatively. The key is to work with someone who understands the market well as it can mean the difference between saving thousands for you. #MortgageRates #MarketInsights #InflationImpact #SavingsMatters" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7292025908855065899) 2023-10-20T13:04Z [----] followers, [---] engagements "Flipping houses making it on Business Insider and doing a lot of the work herself. On the podcast w/ Katie & Brooke I was amazed to hear Katie does most of her house projects by herself She talks about how she has learned from family in construction to be able to take the big step into buying and flipping her home at just [--] years old If you havent listened to this episode youll have to tune in to also discover Brookes favorite burger. Might shock ya Haha #HouseFlippingJourney #willpowerpodcast #66" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7322462805423131947) 2024-01-10T13:35Z [----] followers, [----] engagements "A [--] year mortgage might seem like a never ending commitment. But there are some hacks to make it not so long. Commit to one extra payment annually whether a lump sum or [--] smaller ones. 💳 This additional payment bypasses interest slashing your mortgage term from [--] years to just [--] years. 📉🏡 #MortgageFreedom #SmartFinance" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7332857979932429614) 2024-02-07T13:54Z 19.5K followers, [----] engagements "Good News for Salaried Workers New Overtime Pay Regulations Coming in July" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7369939412811058475) 2024-05-17T12:09Z 19.7K followers, [---] engagements "The Top [--] Most Reliable Vehicles of [----] Revealed From hybrid sedans to rugged SUVs these rides are built to last #ReliableRides #Top5 #Vehicles" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7372543194804047150) 2024-05-24T12:33Z 19.7K followers, 49.1K engagements "Fly smarter not harder Check out our top [--] US airlines list to see which ones soar to the top #airlinesafety #affordability" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7379590645486193966) 2024-06-12T12:20Z [----] followers, [---] engagements "@918dandan Here is the secret to creating a real estate empire Did you know that your primary residence could be turned into an investment property in just [--] months Starting at a minimum down payment of 3-5% for primary homes instead of having do to 15-20% for an investment property this way you can advance much faster. You can do this up to [--] financed properties and take your real estate investing to the next level #realestateinvesting #homebuyingtips #primaryresidence #investmentproperty #realestateempire" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7395920405623541023) 2024-07-26T12:28Z [----] followers, 13.5K engagements "Will OKC really build the USA's Tallest Tower Check out how a proposed 1907-foot skyscraper the Legends Tower could transform OKC's landscape and impact the local real estate market. With [----] residential units and a $200 million city investment this project is poised to reshape the city's future. Watch to uncover the details and stay ahead of the curve in Oklahoma City's evolving real estate landscape. Share your thoughts and stay tuned for updates #OKCRealEstate #LegendsTower #OklahomaCityDevelopment" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7415219343820115230) 2024-09-16T12:38Z [----] followers, [----] engagements "Waiting for Rates to Drop Heres What You Need to Know Many buyers say theyre holding off until rates drop even more but lets talk about why now might actually be the sweet spot. Homes today are priced right and competition is low compared to what weve seen in the past. Remember the frenzy during COVID One of my buyers went up against [--] offers and didnt even make the top [--]. Even with a low rate they ended up overpaying just to get under contract. When rates do drop competition will skyrocket and you might find yourself paying more for a home or struggling to get an offer accepted. Buying now" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7439353624339172650) 2024-11-20T13:31Z [----] followers, [---] engagements "Are You Forgetting to Negotiate 🤝🏡 One of the biggest mistakes homebuyers make is forgetting that almost everything in a real estate transaction is negotiablewhether its the price repairs or even furniture This is where having a skilled real estate agent is invaluable. They can help you think of things you might not even realize are negotiable and make sure youre getting the best deal possible. This is part [--] of our series on the biggest homebuyer mistakesdont miss the first two parts #HomeBuyingTips #RealEstateAdvice #NegotiationTips @918dandan" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7441210283638508842) 2024-11-25T13:36Z [----] followers, [---] engagements "Is a Commercial Real Estate Crash Coming 🏢➡🏘 With so many office buildings sitting empty post-COVID people are predicting a crash in commercial real estate. But whats really happening might surprise you. Take the Remington building here locallyit was damaged by a tornado under capacity and eventually sold at a discount. Instead of staying empty its being transformed into apartments which is happening to many commercial buildings across the country. With low housing inventory these conversions are meeting a real need and creating opportunities for both investors and renters. Whether youre" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7443805264748252458) 2024-12-02T13:26Z 19.7K followers, [---] engagements "Tulsas Housing Market is Making a Comeback 🏠📈 After a couple of tough years new home construction in Tulsa is up 12% in [----]. Suburbs like Broken Arrow are leading the way thanks to stabilized building costs and builders renewed confidence. With around [----] new homes started this year its clear that growth is back on track. If youre a buyer this could mean more options and opportunities. If youre a realtor or investor its time to pay attention to areas like Broken Arrow Bixby and Wagoner. The markets movingdont miss out #TulsaRealEstate #HousingMarket #HomeBuyingTips" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7447948521669446955) 2024-12-13T17:24Z 19.4K followers, [----] engagements "Ever been to a brokers open that actually adds value 💼🏡 Last weeks event wasnt just about showcasing a homeit was about creating connections building relationships and giving agents tools they can actually use like fresh headshots and some great giveaways. Huge thank you to everyone who came out and to our amazing partners and sponsors for helping us make it happen. Cant wait to do it again #BrokersOpen #RealEstateNetworking #RealtorLife BROKERS OPEN recap BROKERS OPEN recap" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7450487575086861614) 2024-12-20T13:37Z [----] followers, [---] engagements "Did you know you only need a 3-5% down payment to get started Thats $15000 for a $300000 home Plus closing costsusually around $8000-$8500can sometimes be covered by the lender or seller. This makes owning your dream home more accessible than you might think. If youre planning to buy in [----] share this with a friend whos ready to take the leap #HomeBuyingTips #RealEstateAdvice #DreamHome" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7452715570690280750) 2024-12-26T13:42Z [----] followers, [---] engagements "Can You Still Afford a Starter Home in America 🏡🤔 With home prices up 47% since COVID starter homes have become out of reach for many Americans. For most buyers affordability means the monthly payment shouldnt exceed 30% of their incomebut in todays market thats getting harder to find. Here are four cities still keeping the dream of homeownership alive: [--] Fort Wayne Indiana [--] Laredo Texas [--] Virginia Beach Virginia [--] Oklahoma City Oklahoma If youre considering a move to find a more affordable housing market these cities are worth a closer look. Share this with someone thinking about making a" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7457545948537851182) 2025-01-08T14:07Z 19.4K followers, [---] engagements "The One Thing Homebuyers Rush ThroughAnd Why It Could Cost Them Buying a home is one of the biggest financial moves youll ever make. But when it comes to insurance most buyers just check the box and move on looking for the cheapest fastest optionwithout actually understanding what theyre paying for. I get it. Insurance isnt exciting. No one loves paying for it. But when something goes wrong its the one thing standing between you and financial disaster. Spending just 5-10 extra minutes reviewing your policy or talking with a local agent could make a world of differenceand sometimes $10-$15" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7478317500971666730) 2025-03-05T13:31Z 19.5K followers, [---] engagements "Is your Zestimate lying to you Online estimates are everywherebut they can be way off. Theyre built on algorithms not real market insight. They dont see your upgraded kitchen your school district or that recent sale down the street. A Zestimate is a starting pointnot a sale price. If youre serious about buying or selling talk to a local pro who knows your market. Want a true estimate of your homes value Ill connect you with someone great. #HomeValue #RealEstateTips #Zestimate #TulsaRealEstate #KnowYourWorth #RealtorAdvice #BuyingOrSelling" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7503534196359449898) 2025-05-12T12:25Z 19.7K followers, [---] engagements "Rent or buy in [----] The answer depends on your zip code. In places like San Francisco and Seattle renting is still way cheaper. But in cities like Detroit or Philly Its nearly evenand buying might finally make sense again. Bottom line: Dont guess. Run the numbers locally and make a smart move for your situation. Need help crunching the math Shoot me a DM. #RentVsBuy #2025HousingMarket #HomeownershipJourney #RealEstateTips #MarketUpdate #BuySmart" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7512816163638758702) 2025-06-06T12:44Z 19.1K followers, [----] engagements "Want to shave [--] years off your mortgage Heres the trick: Make one extra principal-only payment every three months. Thats it. This move can save you over $176K in interest and knock out your 30-year mortgage in just [--] years. Most people dont even know this is an option. Small changes = big wins. #MortgageTips #FinancialFreedom #RealEstateHacks #MoneyMoves #HomeownerGoals #MortgagePayoff #PrincipalPayments #Homeownership #SmartMoney" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7520255066910018871) 2025-06-26T13:50Z 16.2K followers, [---] engagements "Tired of rent going up every year Lock in your housing cost with a fixed rate mortgage and stop worrying about rising payments. Bonus: if rates drop you can refinance and save even more" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7527693650189405454) 2025-07-16T14:56Z 16.8K followers, [---] engagements "Think youre priced out of a $300K home Youre not I ran the numbers on a house in Glenpool originally listed at $315K now down to $300K. Negotiate another 10K off ask the seller to cover a rate buydown and your monthly payment drops to $2316. Thats the same payment as someone buying a $275K home. Smart buyers are making moves like this right now while everyone else is waiting on rates to drop. Less competition more motivated sellers and serious opportunities if you know where to look. If you want a list of deals like this DM me the word deal and Ill send you whats available. Would you rather" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7528402852155362573) 2025-07-18T12:49Z 17.6K followers, [----] engagements "Want to pay off your mortgage [--] years faster. Want to save over $176000 in interest. Make one extra principal-only payment every quarter. For a $300000 loan at [--] percent interest thats $745 every three months. Apply it directly to principal. Do not let it go to escrow. Make sure your lender marks it correctly. This cuts a 30-year loan down to [--] years. Thats how you save time and money. Share this with someone trying to pay off their house" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7535450702924057870) 2025-08-06T12:37Z 19.4K followers, [----] engagements "President Trump has attempted to remove Federal Reserve Governor Lisa Cook marking the first such move in the Feds 112-year history. Cook was appointed in [----] and is the first Black woman to serve on the Board. Trump cited allegations of mortgage fraud which Cook denies and is now fighting in court. She argues his dismissal lacks legal standing and violates the Feds independence. Her legal team backed by many economists warns this sets a dangerous precedent for central bank autonomy. The situation may influence who gets a say at the Feds upcoming September rate-setting meeting. More updates" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7545866326124842254) 2025-09-03T14:15Z 19.6K followers, [----] engagements "Use one mortgage to buy a fixer-upper and renovate without draining your savings. Fannie Maes HomeStyle Renovation loan lets you: Combine purchase and renovation in a single loan Finance any upgradesfrom kitchens and baths to ADUs and energy-efficient systems Borrow based on the after-renovation value of the home giving you more buying power Skip multiple loans and monthly payments" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7547808971759897869) 2025-09-08T19:54Z 19.7K followers, [---] engagements "Young buyers make this mistake all the time when trying to get a mortgage. They shop around by having multiple lenders pull their credit. Every pull dings your score. Do that five or six times and youve hurt yourself before you even start. Heres the smarter move. Interview loan officers first. Pick the one you trust or the one referred by someone credible. Then let only that lender pull your credit once. Protect your score. Protect your approval. Ps: some lenders like myself dont even have to do a hard pull to get started a soft pull is a great way to see where things are at without" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7552889712017526029) 2025-09-22T12:30Z 19.7K followers, [----] engagements "Did you know $15K can unlock a $428000 home Heres how With an FHA loan you only need 3.5% down. On a $428K house thats roughly $15000. Thats it. But what about closing costs You can negotiate seller credits You can use lender credits to cover most or all of it. That means you could walk into the closing table with $15K and walk out with the keys to a home nearly [--] times more valuable than your cash. This is how smart buyers use leverage to build wealth faster instead of saving for years. Follow me for more strategies to make real estate work for you" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7556973655167601975) 2025-10-03T12:38Z 19.7K followers, [---] engagements "Where does your paycheck stretch the farthest In many U.S. cities it still goes further than you think. People in top [--] cities across America are getting more living power out of their wages thanks to lower housing costs more favorable taxes and less financial pressure. If youre looking to maximize your money while buying a home or investing location matters. DM me the word LIST and Ill show you where your dollars can go the farthest" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7558091581727804686) 2025-10-06T12:56Z 19.7K followers, [---] engagements "This is how much 15k can get you to get started in the real estate game. With this market correction we are seeing more builders and sellers are willing to give more credits towards closing costs Take advantage of this 🏡 #fy #fyp" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7136021877000162606) 2022-08-26T03:29Z 19.8K followers, 528.9K engagements "This is how much💲15k can get you in the real estate game. With this market correction we are seeing builders and sellers are willing to give more credits towards closing costs 🏡🏡🏡 Take advantage of this. 👀" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7187765453069094190) 2023-01-12T14:01Z 19.8K followers, [----] engagements "Everything You Need to Know About FHA Loans in One Video Most people think FHA loans are just for first-time buyers or those with bad creditbut thats not true. FHA loans are available to anyone and they come with some of the lowest down payment options in the market. ✅ Only 3.5% down if your credit score is 580+ ✅ Can be used for single-family homes condos (FHA-approved) or even multi-unit properties (up to [--] units) ✅ Higher debt-to-income ratio flexibility (up to 57%) ✅ Employment history requirements arent as strict as you might think Want to dive into the full breakdown Watch the entire" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7467953780617694506) 2025-02-05T15:15Z 19.8K followers, 17.6K engagements "Most banks won't tell you this but you can turn Your 30-Year into a 15-Year Saving Thousands First check your mortgage statement find the magic number and pay it on the 15th Watch your mortgage transform and your savings soar. #MortgageHack #FinancialFreedom #tulsarealestate #tulsamortgage" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7515411228261535022) 2025-06-13T12:34Z 19.8K followers, 1.4M engagements "Cut your mortgage term in half without refinancing. Here is how to do it. [--]. Take your monthly principal and interest payment. [--]. Divide it by six. [--]. Pay that number again on the 15th of every month toward principal only. Example: Monthly payment = $1704 Divide by six = $284 Pay that $284 as an extra principal-only payment each month. This small move shaves years off your loan. You save six figures in interest. Your 30-year loan can be gone in about [--] years. Like this tip follow for more ways to pay off your home faster" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7543986106811911437) 2025-08-29T12:39Z 19.8K followers, 16.5K engagements "Recent housing data shows there are real ways some buyers are locking in rates below [--] percent even in todays market. One tactic is negotiating a mortgage rate buydown where money is paid upfront to lower the interest rate. Other buyers are exploring adjustable-rate mortgages or creative financing from sellers to reduce monthly costs. This isnt guaranteed for everyone but it shows that rate relief doesnt always come only from national averages it can come from smart negotiation and strategy. If you want to explore whether a buydown ARM or another strategy could actually lower your payment" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7582964397212011789) 2025-12-12T13:36Z 19.8K followers, 22.5K engagements "Excuse my handwriting 🥴But yes you read that right - 15k (5%) down could be all you need for a $300000 🏠Or even as low as 3% if youre a first time home buyer. Dont believe the old myth that you need a 20% downpayment in order to buy a home. Too often waiting until youve saved up for a large downpayment actually ends up costing you more 💲#mortgagequestions #investingtips #wealthadvisory #homebuyerknowledge #loans #personal #finance" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7117239003425803563) 2022-07-06T12:42Z 19.8K followers, 181.5K engagements "The Feds @ it again 🏦 Basically they kept interest rates too low for too long - and this in part caused inflation to spike to 40+ year highs. 📈 Now they are trying to cool things off 📉 by stopping these programs that have kept long term rates ultra low and also by cutting short term interest rates. This will cause demand to slow down BUT the lack of housing supply is still the main driver of prices at the moment. #realestate #realestateinvesting #investing #housingmarket #finance #fyp" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7120575120128806190) 2022-07-15T12:28Z 19.8K followers, [----] engagements "Sometimes you have to Think outside of the box. 📦 Most lenders don't really advertise these because we dont do them. 🤫 The servicer of the loan does. BUT these loans could help someone in a bad situation get into a good situation. So next time your friends complain about their mortgage and they have a low rate you might just be able to help them out. 😉 #realestate #personalfinance #finance #financetips #realestateinvesting" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7130969348583410990) 2022-08-12T12:43Z 19.8K followers, 58.7K engagements "Excuse my handwriting. 😬 But yes you read that right - 15k (5%) down could be all you need for a $300000 🏡 Don't believe the myth that you need a 20% downpayment in order to buy a home. Too often waiting until you've saved up for a large downpayment actually ends up costing you more. 💯 #mortgagequestions #investingtips #wealthadvisory #homebuyerknowledge #loans #personal #finance #fy #fyp" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7143589568451923246) 2022-09-15T12:56Z 19.8K followers, 12.7K engagements "When it comes to protecting your assets never put your investment property in your personal name. 🥸 ⚠Learn from Mark ⚠ Setting up a business entity like an LLC S Corp C Corp or a trust shields you from risks and liabilities. Safeguard your personal assets and minimize potential liabilities by following Mark's lead. Invest smart and secure your real estate with the right business entity. 🙌🏻 #RealEstateInvestment #AssetProtection #InvestSmart #SecureYourFuture #FinancialTips" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7261972142311443758) 2023-07-31T13:21Z 19.7K followers, [---] engagements "Here's a success story: A couple we're closing with this month bought their home [--] years ago for $115k. Now they're selling it for over $100k more and comfortably moving into their dream home. 🎉 Don't wait - buy now and seize the opportunity to capitalize on your gains. 📈💰 #RealEstateSuccess #DreamHome #FinancialFreedom #HomeBuyerJourney #TulsaRealestate" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7276450946173930798) 2023-09-08T13:46Z 19.8K followers, [---] engagements "Often when we attempt to save money we may make choices that end up causing more harm than good. 😰 When it comes to buying a home some buyers believe that purchasing without a realtor will secure them a better deal. 💸💸💸 However this may not always be the case. By doing this you avoid paying a buyer's agent fee - but if the home ends up being purchased at its original price you essentially forfeit representation for no tangible benefit. 🤷🏻♂ I understand that these scenarios can be confusing especially if you're not well-versed in real estate matters. But it's crucial not to cut corners" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7278294197843578155) 2023-09-13T12:59Z 19.8K followers, [---] engagements "This deal JUST got even better❗The contract was accepted at 💲489900 and the seller is still offering 💲10k in closing costs This success story is just one example of a buyer initially wanting to put 20% down. 💵 However when you work with advisors like us our goal is to educate you on how to maximize the value of your hard-earned money. 🫡 If you'd like to explore how we could potentially lower 👇🏼 your current monthly payment and put more money back in your pocket DM me the word SAMPLE. #RealEstateOpportunity #SmartFinancialChoices #tulsarealestate #MortgageSavings HOW YOU GET A LOWER RATE" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7278671858780753195) 2023-09-14T13:24Z 19.8K followers, [---] engagements "Top [--] US Business Picks Which one's your bet [--]. Laundromats: Surprisingly successful with a 95% win rate Low staff high returns. [--]. Self-Storage: A solid 92% success rate Rare to find for sale - grab one if you spot it [--]. Vending Machines: A smart choice with a 91% success rate Set 'em up stock 'em and watch the sales roll in [--]. Real Estate: A classic with an 86% success rate Many thrive in this field. [--]. Last Mile Delivery: An 82% success rate Delivering packages to homes - a hot opportunity Want tips to kickstart your real estate journey Follow for more insights #BusinessSuccess" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7284233071853948202) 2023-09-29T13:05Z 19.8K followers, [----] engagements "Remember the [----] housing bubble 🫧 Back then we had [--] million homes for sale. Now it's just over [--] million. Our population has grown by [--] million people More people + fewer homes 🟰 home prices rising So what about [----] Predictions say home prices will grow by 5-10% annually 📈 For a $500000 home that's $30000 to $60000 in appreciation every year #RealEstateOpportunity #HousingMarketInsights #WealthBuilding #SmartInvesting" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7291651597699140910) 2023-10-19T12:52Z 19.8K followers, [---] engagements "New Law Alert If you're involved in real estate in Oklahoma you need to know about SB212. Starting November [--] [----] This podcast was filmed before a change was made to updating the affidavit that buyers have to sign so it wont impact non US citizens as long as they are considered "bona fide residents" (read below for further explanation). But starting tomorrow all property deeds must include a special affidavit attesting to compliance with state laws on foreign ownership. This law applies to everyone from individuals to businesses. Failure to comply can impact the recordability of the deed." [TikTok Link](https://www.tiktok.com/@wgomez28/video/7296173103225457966) 2023-10-31T17:18Z 19.8K followers, 17.7K engagements "Over the past decade Griffin strategically acquired multiple adjoining parcels culminating in a colossal estate. This project began in [----] with a $130 million lot purchase and now the dream mansion is becoming a reality. Stay tuned for updates on this record-breaking property If you were a billionare would you build a [--] billion dollar home Share your thoughts in the comments 👇 #LuxuryRealEstate #BillionDollarHome #PalmBeachMansion" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7307623737409522987) 2023-12-01T13:52Z 19.8K followers, [----] engagements "Fastest journey to becoming a professional cyclist. #willpowerpodcast BECOMINGAPROFESSIONALCLYCLIST BECOMINGAPROFESSIONALCLYCLIST" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7309296585316338990) 2023-12-06T02:04Z 19.7K followers, 12K engagements "In school if you copied people you got in trouble in life if you copy wealthy people you become successful. & here is how they do it. You've gotta make more money so that you can allocate at least 20% of what you make towards long term investments. Don't forget to Invest in assets that can produce passive income like rental real estate or similar investments that distribute cash flow. Last but not least keep doing this until your investments generate enough income. #finance #investing #investingtips #financetips #wealthbuilding" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7325806817349602602) 2024-01-19T13:52Z 19.7K followers, [---] engagements "Boost Your Savings with These Top [--] High-Return Banks Traditional banks fall short but online banks are game changers❗ CIT Bank (5.05%) Ponce Bank (5.15%) Pacific Western Bank (5.25%) #SavingsGoals #InvestmentTips #SmartMoneyMoves" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7338792194515438890) 2024-02-23T13:42Z [--] followers, [----] engagements "I'm still feeling grateful and humbled after receiving the NAHREP award for being one of the top [---] Latino officers in the country. This achievement wouldn't have been possible without the trust and support of my clients who allowed me to help them achieve their dreams of homeownership. Last year was tough but I have to remind my self daily that our best days our right in front of us. Thank you to my team partners and clients for your hard work and trust. Let's keep growing and helping people find their homes Also huge thank you for my coworkers and friends who came out last week to be a" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7411147297590922527) 2024-09-05T13:16Z 19.8K followers, [---] engagements "Did the Fed Really Cut Rates Heres What You Need to Know The Fed recently lowered its rate by 0.25% but that doesnt mean mortgage rates will drop overnight. While these cuts can affect short-term rates on things like credit cards and car loans mortgage rates move differently. Heres the deal: If youve been enjoying higher returns on cash accounts those could start to fade. Now might be a great time to lock in higher returns with longer-term investments like a 10-year Treasury. The Feds goal is to balance the economy and keep us out of a recessionbut how will that impact homeowners buyers and" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7434900459132816670) 2024-11-08T13:31Z 19.8K followers, [---] engagements "If you purchased your home within the last year especially when rates peaked above 8% you might be in a favorable position to refinance sooner than expected. Recent trends show mortgage rates have been decreasing currently averaging around 6.60% for a 30-year fixed-rate mortgage. With inflation easing theres optimism that this downward trend will continue. Many experts anticipate that mortgage rates could drop closer to 6% by the end of [----] potentially making refinancing more advantageous. While its challenging to predict exact timelines staying informed and consulting with your mortgage" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7451599500348493098) 2024-12-23T13:31Z 19.8K followers, [---] engagements "What Does It Take to Buy an $850K Home in Tulsa With todays estimated rates a 20% down payment and typical insurance and property taxes youd be looking at a monthly payment of around $5929. Heres the thing: if youre waiting for rates to drop remember this right now its a buyers market. As rates drop competition will heat up and homes like this could see multiple offers driving prices higher. Sometimes the best time to buy isnt when rates drop but when the market gives you the leverage to make the right deal. Also check out this awesome listing by Laura Bryant [----] E 36th Street Tulsa OK" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7454196071124765995) 2024-12-30T13:28Z 19.8K followers, [---] engagements "Is Commercial Real Estate the Next Big Investment Opportunity Heres something that might surprise you: the Burnett Plaza the tallest building in Fort Worth was purchased for $137 million in [----]. Just three months ago it sold for $13 million. This dramatic drop is why many are saying that commercial real estate could be the next big investment opportunity. Its starting to look a lot like the residential crash of [----] where properties that once sold for $250000 could be purchased for $100000. If youre in a position to invest and willing to take the risk commercial real estate might just be the" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7459770080058953002) 2025-01-14T13:58Z 19.7K followers, [----] engagements "If youre a listing agent skipping professional photography is costing you more than you think. Heres why top agents always invest in high-quality media for their listings: [--] It builds your brand. Your listings are your portfoliohow you present them tells future clients what they can expect from you. [--] It enhances the home. Great photography makes a home look bigger brighter and more inviting helping it stand out in a competitive market. [--] It boosts your social media presence. In todays market buyers (and sellers) are scrolling Instagram not just MLS. High-quality visuals help you generate" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7470531826608655659) 2025-02-12T13:59Z [----] followers, [----] engagements "This could make getting a mortgage nearly impossible in some parts of the U.S. Federal Reserve Chair Jerome Powell just warned that in the next 10-15 years certain regionsespecially coastal and fire-prone areascould face a major homeownership crisis. Heres why: Insurance companies are pulling out of high-risk areas due to the increasing threat of natural disasters. Lenders require homeowners insurance to approve loansno insurance no mortgage. State-backed last resort insurance plans are becoming the only option for many but they come with higher premiums and weaker coverage. This shift could" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7471272512844909870) 2025-02-14T13:54Z 19.8K followers, [----] engagements "Recent developments have raised concerns about the U.S. economys trajectory. JPMorgan Chase has increased the likelihood of a U.S. recession by the end of [----] to 60% citing the impact of newly implemented tariffs by President Donald Trump. These tariffs including a 10% baseline on all imports and higher rates targeting specific trading partners have led to significant market volatility and fears of stagflationa combination of stagnant growth and rising inflation. The stock market has reacted sharply to these trade policies. The Dow Jones Industrial Average experienced a historic drop of over" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7491007759379533102) 2025-04-08T18:16Z 19.8K followers, [----] engagements "Want to cut [--] years off your mortgage These [--] simple hacks could save you up to $300000: [--] Switch to biweekly payments [--] Make one extra payment every quarter [--] Throw your yearly bonus toward the principal No fluff. Just smart moves that add up fast. Follow for more real estate wins" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7525429313424985399) 2025-07-10T12:29Z 19.7K followers, 55.8K engagements "How a 25yearold is making over $500K a year in real estate by age [--] Hes doing it as an investor and developer in Berkeley for Golden Gate Sothebys turning deals into a $515000 yearly income before [--] and Kevin OLeary called it got it right on CNBC. Young smart and focused he carved out that career by tackling flips managing rentals and building his portfolio fast. Want a breakdown of exactly how he pulled it off and what steps you can replicate Comment or DM me the word legacy and Ill send you the full story" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7532877368923311374) 2025-07-30T14:12Z 19.7K followers, [---] engagements "Think youre middle class Theres a 49% chance youre not. According to Pew middle class means earning between $56K and $169K a year. But only half of Americans actually fit that range down from 61% in the 1970s. The middle class is shrinking and most people are just trying to stay afloat. If you want to stay in or move up focus on cutting debt saving aggressively and securing your housing. Because the middle isnt as safe as it used to be" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7562172221037317389) 2025-10-17T12:50Z 19.7K followers, [---] engagements "Most banks won't tell you this but you can turn Your 30-Year into a 15-Year Saving Thousands First check your mortgage statement find the magic number and pay it on the 15th Watch your mortgage transform and your savings soar. #MortgageHack #tulsarealestate #tulsamortgage #PersonalFinance #TikTokLearningCampaign" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7564390101355171086) 2025-10-23T12:17Z 19.8K followers, [----] engagements "Young buyers make this mistake all the time when shopping for a mortgage. They let multiple lenders pull their credit to compare rates. Every pull drops your score. Do it five or six times and youve already hurt yourself before you even start. Heres the smarter move Interview loan officers first. Choose the one you trust the one referred by someone credible or who clearly knows how to take care of you. Then let only one lender pull your credit. Protect your credit before you even apply. That one move can save you thousands. #personalfinance #tiktoklearningcampaign" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7564768564008209719) 2025-10-24T12:46Z 19.7K followers, [---] engagements "One of the biggest myths I still hear from buyers is the down payment covers everything. Thats completely wrong and its where a lot of people get blindsided. Your down payment only goes toward equity in the home. It does not cover your closing costs which include things like the appraisal origination fees inspections title work and insurance. Closing costs typically range from 2% to 6% of the loan amount depending on your area and loan type. So if youre preparing to buy make sure you have additional funds set aside not just your down payment" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7565864670674816311) 2025-10-27T11:39Z 19.7K followers, [---] engagements "Thank you for having me today. I know your time is valuable and I appreciate you giving me some of it. I hope I was able to bring real value to the team. Im looking forward to doing more together not only on the social media side but with conversion improvements recruiting and anything else that helps you grow. Im here to help however I can. Thanks again for the opportunity. #tiktoklearningcampaign #personalfinance" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7566621613337185550) 2025-10-29T12:36Z 19.7K followers, [---] engagements "The Fed Just Cut Rates Again Heres What It Means for You The Federal Reserve just lowered rates for the second time this year and the ripple effects are already starting. Heres how to play it smart: [--]. High-yield savings accounts will drop soon consider locking in a CD rate around 4% while you can. [--]. Stocks love rate cuts. Cheaper borrowing means more business growth. Look into ETFs like VOO VTI or QQQ to ride the trend. [--]. Loan rates are easing. Mortgage and auto loan refis may finally start to make sense again but dont expect instant drops. Every 0.25% cut can move markets and money." [TikTok Link](https://www.tiktok.com/@wgomez28/video/7568476584206798094) 2025-11-03T12:35Z 19.7K followers, [---] engagements "Big change for homebuyers the [---] minimum credit score requirement is being removed for most loans through Fannie Maes DU system. This means: Credit requirements get more flexible. Borrowers with lower scores or shorter credit histories might qualify. Lenders will use broader data not just your FICO number. If youve been worried your score holds you back from buying this update could open new doors. Want to know how this affects you and your home loan options DM me the word score and lets talk through what it takes for you to qualify in todays market. #personalfinance #tiktoklearningcampaign" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7570119037858991415) 2025-11-07T22:48Z 19.8K followers, 57.5K engagements "Would you take a 50-year mortgage to lower your payment Drop a 👍 if you would or 👎 if that sounds insane. DM 50YR and Ill break down how this could actually look for your situation. Would you sign up for a mortgage youd still be paying off at retirement That could soon be a reality. A 50-year mortgage is being discussed at the federal level with the idea that it could make homes more affordable. It sounds great on paper: -Lower monthly payments -Easier qualification -Bigger buying power But when you run the math its not just a longer loan its a whole new beast. -Example: $400000 home" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7571505520364784951) 2025-11-11T16:28Z 19.8K followers, [---] engagements "Think you need 20% down to buy a home Think again. Most buyers still believe you need a massive down payment to get into a house but the truth is you dont. Here is the real math If your dream home costs $500000 a conventional loan only requires 5% down. That is $25000 instead of $100000 a 75% smaller upfront cost. Do not let old rules keep you stuck renting. Smart buyers use programs that already exist to get into homes sooner and build equity faster. Follow for more real estate breakdowns that make sense. #PersonalFinance #TikTokLearningCampaign" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7571856317581659406) 2025-11-12T15:10Z 19.8K followers, [---] engagements "$2000 checks for Americans here is what you should know Donald Trump has proposed giving every eligible American a $2000 tariff dividend funded by tariff revenue. What the plan includes A payment of at least $2000 per person for most Americans excluding high income earners The money would come from tariff revenue although critics say the math does not fully line up Tariffs have generated more than $220 billion so far while the payout could cost about $300 billion What to watch closely Nothing is official yet since the full policy details have not been released The benefit might arrive as a" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7572259684141239565) 2025-11-13T17:15Z 19.8K followers, [----] engagements "HYROX SIMULATION DAY One week out from my first ever Hyrox competition in Dallas and I finally ran a full simulation. Let me tell you I definitely underestimated this. My lungs my legs my soul everything got humbled. Here is the full workout if you want to see what I put my body through [--] KM RUN [----] m SkiErg [--] KM RUN [--] [--] m Sled Push (152 kg including sled) [--] KM RUN [--] [--] m Sled Pull (103 kg including sled) [--] KM RUN [--] m Burpee Broad Jump [--] KM RUN [----] m Row [--] KM RUN [---] m Kettlebell Farmers Carry (2 [--] kg) [--] KM RUN [---] m Sandbag Lunges (20 kg) [--] KM RUN [---] Wall Balls (6 kg) FINISH This was" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7572992703525326093) 2025-11-15T16:39Z 19.8K followers, [---] engagements "What if you could take your ultra-low mortgage rate with you to your next home The government is actively examining portable mortgages which would let homeowners transfer their existing loan and rate when they move. If you locked in a [--] % rate during the pandemic the idea of keeping it for your next purchase sounds like a dream. But this isnt a magic fix for home affordability. Heres what it could mean for you: Owners with low existing rates might finally feel free to move without penalty Renters or first-time buyers still deal with todays higher rates It could unlock more homes for sale but" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7574220542786407693) 2025-11-19T00:04Z 19.8K followers, [---] engagements "If you had $10000 today where would you put it stocks or real estate Most people think 8% growth is 8% growth until you look at what youre actually leveraging. Put $10K in the stock market at an 8% return you make about $800 Put $10K toward a 3.5% down payment on a $300000 home and at that same 8% appreciation youre looking at $24000 in equity gain Thats the power of leverage your return is based on the entire home value not just the cash you invest. Real estate isnt just about ownership its about controlling a larger asset with smaller capital. Thats why it often outperforms stocks for" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7574424455137529102) 2025-11-19T13:15Z 19.8K followers, [---] engagements "Most banks won't tell you this but you can turn Your 30-Year into a 15-Year Saving Thousands First check your mortgage statement find the magic number and pay it on the 15th Watch your mortgage transform and your savings soar. #MortgageHack #FinancialFreedom #tulsarealestate #tulsamortgage #TikTokBudgetingContest" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7577051029049511182) 2025-11-26T15:08Z 19.8K followers, [----] engagements "The Fed finally cut rates yet mortgage rates moved slightly higher right after Here is what is really happening Rates had already dipped in anticipation of the announcement Once the cut became official the market adjusted and rates drifted back up Right now the average [--] year rate is around [----] percent Most experts expect rates to stay between [----] and [---] percent through the end of the year unless the economy slows noticeably The upside we are still near the best levels seen in [----] If upcoming job data shows weaker hiring we could see rates move closer to [----] percent If you plan to buy" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7578868797751233847) 2025-12-01T12:42Z 19.8K followers, [---] engagements "Mortgage rates just dropped to a 10-month low and that could reopen the door to homeownership for a lot of people. Todays 30-year average is near [----] percent the lowest weve seen in almost a year. If youve been waiting for rates to fall before buying or refinancing this could be your moment. Lower rates mean lower monthly payments and a real shot at a home without stretching your budget. If you want a custom payment estimate for your city and finances DM me RATE and Ill run the numbers for you. #tiktokbudgetingcontest" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7579622721475169550) 2025-12-03T13:27Z 19.8K followers, 24.6K engagements "The result was not what I wanted but the experience was worth it Now I know what to expect and the motivation is higher than ever Sign up for something before you feel ready Thats where the growth actually starts. Hyrox Dallas Hyrox Dallas" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7580737607827475726) 2025-12-06T13:34Z 19.8K followers, [---] engagements "The housing market is quietly shifting in favor of buyers Recent data shows improving conditions across the board more inventory slower price growth and mortgage rates that have eased from recent highs. Sellers are adjusting expectations and buyers are gaining leverage they have not had in years. This does not mean homes are suddenly cheap but it does mean buyers have more options more negotiating power and more time to make smart decisions instead of rushed ones. If you have been waiting for the market to feel less aggressive this is what that looks like. Preparation matters more than" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7584063767034547469) 2025-12-15T12:41Z [--] followers, [---] engagements "This four step approach can erase years off your mortgage without earning more money Start by making your first payment right after closing instead of waiting months Round your payment up so a small increase works in your favor Add one extra principal only payment each year to speed things up When you refinance keep paying the old payment so the loan shrinks faster On a $425000 loan this strategy could save around $205000 in interest over time If you want to see the math behind it and how it applies to your loan follow along and I will break it down next #tiktokbudgetingcontest" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7587492726103379213) 2025-12-24T18:27Z [--] followers, [----] engagements "Is there a best time to pay off your mortgage Yes and heres how the pros think about it Recent insights show the strongest moments to pay down your loan are when: Your interest rate is high and future cuts are unlikely You have an emergency fund already built You can reduce your term without jeopardizing your cash flow You can make lump-sum or extra principal payments that actually impact your balance Paying extra isnt just about speed its about timing and strategy. A smart payoff plan can lower your interest costs over the life of the loan and give you financial flexibility long before" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7590756947465391373) 2026-01-02T13:35Z 19.8K followers, [----] engagements "Cut your mortgage term in half without refinancing. Here is how to do it. Take your monthly principal and interest payment. Divide it by six. Pay that number again on the 15th of every month toward principal only. Example: Monthly payment = $1704 Divide by six = $284 Pay that $284 as an extra principal-only payment each month. This small move shaves years off your loan. You save six figures in interest. Your 30-year loan can be gone in about [--] years. Like this tip follow for more ways to pay off your home faster" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7591867317051591991) 2026-01-05T13:23Z 19.8K followers, [---] engagements "Most homeowners think refinancing is the only way to lower a mortgage payment but there is another option many lenders never mention A mortgage recast lets you make a large lump sum payment toward principal then your lender recalculates your monthly payment based on the new balance You keep your original interest rate You keep your loan term You avoid thousands in refinance costs This works best if you have extra cash and a good rate you do not want to lose It is not for everyone but in the right situation it can be a smart move Follow for mortgage strategies banks rarely explain but" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7597432586109062455) 2026-01-20T13:19Z 19.8K followers, [----] engagements "This market is completely different than [----]. 📈The trends we saw that caused the previous crash do not exist. Lots of 💰 is being moved into real estate because it's a safe long term investment and still a great purchase even in high inflation periods like right now. Don't think about real estate in 6-18 month cycles think about it in 6-18 year cycles.#realestate #realestatetips #invest #finance #homebuying#househunting #realestateinvesting #money" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7097199400656882990) 2022-05-13T12:38Z 19.8K followers, [----] engagements "LEGAL ways to avoid taxesBig real estate investors seem to never pay taxes on real estate. But how❓🤔🔴They borrow against their properties (tax free)⚫A lot of the cash flow is tax free (due to depreciation and otherdeductions)🔵When they sell these investment properties they defer the taxes by doing a [----] exchange#realestateinvesting #finance #persona#PersonalFinancetips" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7099809098824273198) 2022-05-20T13:25Z 19.8K followers, 145.9K engagements "Are we heading into a recession 😱 Even though unemployment remains low and wages have grown considerably over the last year you cant ignore the 🐘 in the room inflation❗ As inflation keeps going up 👆🏼 all signs point to real estate values continuing to go up as well regardless of a recession. If you already own real estate you probably want to keep your money in it. If you dont there is no better time than the present to get in the game. 🎯 #recession #realestate #investing #realestateinvesting #finance #financetips #realestatetips #mortgagehacks" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7109458190856703278) 2022-06-15T13:28Z 19.8K followers, [----] engagements "This is some great news. 👩🏼⚕ Medical bills are tricky. Sometimes when we go to the doctor its so easy to not pay attention when the bill comes in the mail weeks later. 😰 but now the credit bureaus are helping us out with this issue. You will no longer have a huge drop 👇🏼 in your credit score if you dont pay it on time. Dont get caught slipping by getting dinged major points on your score b/c of medical bills 🩻 #medical #collections #homebuyer #tips #mortgage #lender #fyp #fy" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7125779232705318186) 2022-07-29T13:02Z 19.8K followers, [---] engagements "Don't try to time the market. When you're home shopping trying to time the real estate market should be the last thing you consider. You should buy a home because you enjoy it it's safe and it's where you want to spend time with your family. As long as you can afford the payment buy the home. Real estate tends to go up in value over time even through most recessions #realestateinvesting #finance #personalfinance #realestateinvestment #money #wealth #asset #cashflow #richdadpoordad" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7127441345534283051) 2022-08-03T00:32Z 19.8K followers, [----] engagements "Build a legacy of security and peace of mind by setting up a trust. Just ask my friend who saved 175k in taxes from the sale of his parents home. Invest in the future Protect your hard-earned assets #TrustWorthIt #EstatePlanning #FinancialSecurity" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7198527011051228462) 2023-02-10T14:01Z 19.8K followers, [----] engagements "What if I told you that you could still make money in real estate even if you thought the market was going to crash 💥 Savvy investors can find lucrative opportunities in any market condition. 🔑Having an understanding of the market trends is key to successful investing. By studying the local real estate market you can identify areas that are poised for growth or have a strong demand for housing. You can then target your investments in these areas to increase your chances of success. 🎯" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7259374543070973226) 2023-07-24T13:21Z 19.8K followers, [---] engagements "Do you want to know when the best time to buy a house is 🤔 Ill tell you. 💡 Its whenever youve talked with a home loan advisor youve been pre approved and you feel comfortable with the payment you have been quoted. 👍🏼 The reality is that the data shows prices are not coming down anytime soon and even though rates seem to be headed the right direction all that is going to do is create more competition with such low inventory. Think about it youre already going to be making a monthly payment regardless - why not purchase the home you can afford now 🏚 & in 3-8 years go after your dream home" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7273841858252508458) 2023-09-01T13:01Z 19.8K followers, [---] engagements "💡🤑People often associate high earnings with traditional careers like doctors and lawyers but let's talk ROI (Return on Investment)❗ MANY people who didnt go the traditional route have still become extremely successful in fields such as sales entrepreneurship social media etc. You dont always need a fancy title or even a degree to be a success. You just need work ethic and big goals. If youre willing to put in the work you can earn as much or more than someone in a traditional career. 💸📊 #ROI #RealEstate #CareerChoices" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7296538737717054766) 2023-11-01T16:57Z 19.8K followers, [----] engagements "How does the 2-1 Buydown Strategy work in Today's Housing Market Lets get into the math 💰💡 This route offers you a lower rate in the first year (2% less) and the second year (1% less). It is a game-changer for managing early homeownership expenses. #RealEstateStrategies #HomeownershipTips #MortgageSavings" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7343246998994259243) 2024-03-06T13:48Z 19.8K followers, [---] engagements "What's Your True Rate Sure you might have a low mortgage rate but what's your overall rate Your blended rate considers ALL your debts and rates weighted by the outstanding balance. Don't overlook high rates on auto loans 🚘 credit cards 💳 or personal loans 💰. Once you factor in all these rates your blended rate could be significantly higher than you think. But don't worry there's a solution 👍🏼 #FinancialFreedom #DebtManagement #HomeOwnership" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7356960350614326570) 2024-04-12T12:44Z 19.8K followers, [---] engagements "Setbacks happen but it's how we adapt and move forward that matters 🚀 Let's keep pushing forward and finding new ways to connect and grow our businesses❗ No matter what happens: keep posting connecting & building your community If the TikTok ban does happen how will it affect you or your business Comment below 👇🏼 #Resilience #AdaptAndOvercome #tiktokban" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7362523316692897070) 2024-04-27T12:31Z 19.8K followers, [---] engagements "Ready to save thousands on your mortgage Learn how making one extra payment can make a huge difference in your loan term and interest #homesavings #mortgageadvice" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7393332908682906910) 2024-07-19T13:08Z 19.8K followers, [---] engagements "Play ball Ever wondered how far a minor league baseball player's salary can stretch in the housing market Using data from ZipRecruiter we're exploring how much a Tulsa Drillers player can afford in a home. Minor league baseball players often have salaries all over the place so it's interesting to see how far their budget can stretch in different housing markets. The Tulsa Drillers are a great example and using data from ZipRecruiter provides a reliable source for salary information. #tulsa #oklahoma #tulsadrillers" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7394441654230371614) 2024-07-22T12:50Z 19.8K followers, [----] engagements "Want to Pay Off Your Mortgage FasterMany homeowners feel like theyll be paying their mortgage forever but with a few smart moves you could save years and thousands in interest Small changes like making biweekly payments or adding a bit extra to your principal each month can make a huge difference. Or if youve come into some extra cash a mortgage recast might be a good option to lower your payments without refinancing. Ready to find the best strategy to reach your goals faster Lets talk options #MortgageTips #Homeownership #FinancialFreedom" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7432286777089527070) 2024-11-01T12:29Z 19.8K followers, [---] engagements "Want to know how rates could shape the market in [----] Heres the reality: even a small dip in interest ratesfrom the mid-sevens to the mid-sixescould be the game-changer that unlocks a lot of movement in the housing market. There are plenty of homeowners who bought in the rush of 2020-2021 and are now itching for a change but higher rates have kept them stuck. As rates soften expect those on the sidelines to jump in. The key takeaway Waiting for rock-bottom rates is a losing game. Prices are climbing and waiting just means paying more later for the same property. Dont let hesitation hold you" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7465704415752736042) 2025-01-30T13:47Z 19.8K followers, [---] engagements "Elon Musk just dropped a bomb about interest ratesif hes right it could change everything. He just tweeted that while everyone is focused on the Federal Reserve and rate cuts the real driver of interest rates is the 10-year Treasury yield. Heres what hes saying: 📉 Government spending cuts could bring the yield down which in turn would lower mortgage rates. 📉 If global investors see the U.S. as serious about fixing its finances they may buy more U.S. bondsdriving yields and rates lower. But heres why it might NOT happen: ⚠ If spending cuts arent effective or new policies drive inflation up" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7472750172326415662) 2025-02-18T13:28Z 19.8K followers, [---] engagements "In [----] states like New Jersey Connecticut and Massachusetts saw huge equity gainsup to $39K in just a year. Meanwhile places like Hawaii and Florida actually lost value. Where you buy matters. It could shape how fast you build wealth. DM me if you want to see whats happening in your local market" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7521721982665149709) 2025-06-30T12:43Z 19.8K followers, [---] engagements "Mortgage rates just ticked higher after the Fed cut rates again. Its a reminder: rate cuts dont always mean cheaper home loans. Mortgage rates follow the 10-year Treasury yield more closely than the Feds short rate. If youre waiting for that perfect moment to buy or refinance you might overthink yourself out of opportunity. Lets run the numbers together so you know if the timing works for you" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7554375693673532686) 2025-09-26T12:36Z 19.8K followers, [----] engagements "If your child was born between January [--] [----] and January [--] [----] they may qualify for a new federal program that deposits $1000 into a Trump account (formerly called a MAGA account) This is a tax-advantaged savings plan that grows over time and can be used for education your childs first home or even starting a business Every U.S. baby born in that window can qualify. No income limits. No stressful applications. Just a parent with a Social Security number You can also add up to $5000/year. The money gets invested in a U.S. stock index fund Think of this as free capital you didnt ask for. It" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7560680494128483597) 2025-10-13T12:22Z 19.8K followers, [----] engagements "Tulsa renters are rising fast and that could be great news for you. As demand outpaces supply every home on the market becomes more valuable. But heres the opportunity: when inventory is tight motivated sellers are often more open to negotiation. Tour homes that have been sitting a little longer. Ask for repairs seller-paid closing costs or even a rate buy-down. In this market leverage favors the proactive. If you want a list of underpriced Tulsa homes ripe for negotiation DM me opportunity and Ill send them your way" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7561450994266082573) 2025-10-15T14:11Z 19.8K followers, [---] engagements "If you are still waiting for the perfect time to buy a home you are not the only one The Fed cut rates again and everyone is asking the same question do I buy now or wait The truth even experts cannot time the market with precision Mortgage rates do not move only on Fed decisions they respond to what investors expect will happen next Instead of trying to predict the bottom focus on being ready You can always refinance if rates drop You cannot go back and buy the home you missed Preparation beats prediction If you want a plan for what to do next based on your budget and timeline DM me READY" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7576659060393610509) 2025-11-25T13:47Z 19.8K followers, [---] engagements "New home construction is finally picking up but the supply gap is far from fixed July data shows single family housing starts increased for the first time in months especially across the South according to Realtor dot com This gives buyers more options more competition among builders and in some markets a little breathing room on pricing Here is the catch Even with the increase new construction is still well below what is needed to meet demand We are not building fast enough to close the shortage and that keeps pressure on prices If you are thinking about buying this shift might give you a" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7580366938308726030) 2025-12-05T13:36Z 19.8K followers, [---] engagements "The Fed cut rates again and the ripple effect is already hitting the mortgage world Rates are drifting lower not a free fall but enough to open a real window for buyers and homeowners who have been waiting for a break Refinances are becoming worth a second look Savings accounts and CDs are losing their edge as yields move down And buyers who prepare early will get the best advantage not the people who wait until headlines tell them it is time If you want to buy or refi start pulling documents check your credit and get your numbers ready Once the market reacts the people who move first win" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7582619744893701431) 2025-12-11T15:17Z 19.8K followers, [---] engagements "The U.S. housing market is now in correction territory and that matters for your next move After years of rapid price growth home prices are starting to soften in many markets not a crash but a meaningful shift. Global investors are now watching closely because this could shape opportunities in [----] and beyond. What this means for you Less aggressive price increases can give buyers more negotiating power Markets that were once overheated are becoming more balanced Investors are rethinking where and how they deploy capital If youve been waiting for a moment when the market feels more realistic" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7598540595329568055) 2026-01-23T12:59Z 19.8K followers, [---] engagements "Some cities in the U.S. are seeing faster income growth than others and that matters if youre thinking about buying investing or planning where your money goes further in [----] Recent data shows median household incomes rising significantly in cities like Tampa Long Beach San Francisco Fresno and San Jose all with notable increases year over year. In Tampa alone income jumped more than [--] percent making it one of the fastest growing markets for earnings. In other metros the gains range from around [--] to [--] percent even as national income growth remains modest overall. More income growth can" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7600427975716130078) 2026-01-28T15:02Z 19.8K followers, [---] engagements "Most people think paying off a mortgage faster means earning more money It doesnt By changing how often you pay not how much you can quietly shave years off your loan Biweekly payments add up to one extra full payment each year and that extra amount goes straight to principal Over time this can mean tens of thousands saved in interest and [--] to [--] years gone from your mortgage Same income Smarter structure Follow for simple mortgage strategies that work in the real world" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7601133047387278623) 2026-01-30T12:38Z 19.8K followers, [---] engagements "Changes to Capital Gains Tax on Home Sales Could Impact Every Homeowner Lawmakers are discussing proposals that would change how much tax you pay when you sell a home youve lived in. Traditionally homeowners can exclude up to $250000 (or $500000 for couples) in profit from taxes. New proposals would tighten eligibility shorten how long you need to live in the home or limit how often you can claim the exclusion. If these changes pass selling a long-time home or downsizing could result in a larger tax bill than you expect. This matters whether you are planning to buy refinance sell or invest" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7602261585964322061) 2026-02-02T13:37Z 19.8K followers, [---] engagements "Housing Market Predictions for [----] and What They Mean for You Recent forecasts from Forbes Advisor show the market shifting in ways buyers and sellers need to understand. Prices are expected to grow more slowly mortgage rates could stay relatively stable and inventory trends will be a major driver of opportunity next year. This isnt speculation its data-informed insight into where affordability competition and timing line up. Whether youre thinking about buying selling refinancing or investing knowing how the market is predicted to move helps you make confident decisions instead of reacting" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7605227252787252493) 2026-02-10T13:26Z 19.8K followers, [---] engagements "Most banks won't tell you this but you can turn Your 30-Year into a 15-Year Saving Thousands First check your mortgage statement find the magic number and pay it on the 15th Watch your mortgage transform and your savings soar. #MortgageHack #FinancialFreedom #tulsarealestate #tulsamortgage" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7515411228261535022) 2025-06-13T12:34Z 19.8K followers, 1.4M engagements "Excuse my handwriting 🥴But yes you read that right - 15k (5%) down could be all you need for a $300000 🏠Or even as low as 3% if youre a first time home buyer. Dont believe the old myth that you need a 20% downpayment in order to buy a home. Too often waiting until youve saved up for a large downpayment actually ends up costing you more 💲#mortgagequestions #investingtips #wealthadvisory #homebuyerknowledge #loans #personal #finance" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7117239003425803563) 2022-07-06T12:42Z 19.8K followers, 181.5K engagements "LEGAL ways to avoid taxesBig real estate investors seem to never pay taxes on real estate. But how❓🤔🔴They borrow against their properties (tax free)⚫A lot of the cash flow is tax free (due to depreciation and otherdeductions)🔵When they sell these investment properties they defer the taxes by doing a [----] exchange#realestateinvesting #finance #persona#PersonalFinancetips" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7099809098824273198) 2022-05-20T13:25Z 19.8K followers, 145.9K engagements "Not every mortgage hack is actually a smart move Theres a strategy floating around where you put [--] percent down and plan to drop a lump sum later to lower your payment without refinancing Sounds clever But heres what most people miss Not every loan allows a recast FHA VA USDA those usually do not qualify And some lenders do not even offer it on conventional loans Before trying to get fancy make sure you understand the rules of your loan and how it affects your long term options Simple well planned strategies usually beat complicated ones Follow for real mortgage guidance without the gimmicks" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7605623861039615246) 2026-02-11T15:05Z 19.8K followers, [---] engagements "Housing Market Predictions for [----] and What They Mean for You Recent forecasts from Forbes Advisor show the market shifting in ways buyers and sellers need to understand. Prices are expected to grow more slowly mortgage rates could stay relatively stable and inventory trends will be a major driver of opportunity next year. This isnt speculation its data-informed insight into where affordability competition and timing line up. Whether youre thinking about buying selling refinancing or investing knowing how the market is predicted to move helps you make confident decisions instead of reacting" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7605227252787252493) 2026-02-10T13:26Z 19.8K followers, [---] engagements "Buying a second home does not always mean putting [--] percent down There are programs that allow families to buy a home for aging parents with as little as [--] percent down when they are no longer working Instead of spending money on rent or assisted living that same cash can go toward a home that builds equity and long term family wealth This option is not right for everyone but for the right families it can be a game changer It is one of those strategies people usually hear about too late Follow for smart home buying strategies most people are never told about HOW TO SAVE BIG WHEN BUYING A" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7603031116097883406) 2026-02-04T15:24Z 19.8K followers, [---] engagements "Changes to Capital Gains Tax on Home Sales Could Impact Every Homeowner Lawmakers are discussing proposals that would change how much tax you pay when you sell a home youve lived in. Traditionally homeowners can exclude up to $250000 (or $500000 for couples) in profit from taxes. New proposals would tighten eligibility shorten how long you need to live in the home or limit how often you can claim the exclusion. If these changes pass selling a long-time home or downsizing could result in a larger tax bill than you expect. This matters whether you are planning to buy refinance sell or invest" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7602261585964322061) 2026-02-02T13:37Z 19.8K followers, [---] engagements "Most people think paying off a mortgage faster means earning more money It doesnt By changing how often you pay not how much you can quietly shave years off your loan Biweekly payments add up to one extra full payment each year and that extra amount goes straight to principal Over time this can mean tens of thousands saved in interest and [--] to [--] years gone from your mortgage Same income Smarter structure Follow for simple mortgage strategies that work in the real world" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7601133047387278623) 2026-01-30T12:38Z 19.8K followers, [---] engagements "Some cities in the U.S. are seeing faster income growth than others and that matters if youre thinking about buying investing or planning where your money goes further in [----] Recent data shows median household incomes rising significantly in cities like Tampa Long Beach San Francisco Fresno and San Jose all with notable increases year over year. In Tampa alone income jumped more than [--] percent making it one of the fastest growing markets for earnings. In other metros the gains range from around [--] to [--] percent even as national income growth remains modest overall. More income growth can" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7600427975716130078) 2026-01-28T15:02Z 19.8K followers, [---] engagements "If you want to buy your first home and avoid unnecessary stress preparation matters more than timing Most first time buyers run into problems because they wait too long to get ready Start by checking your credit well before you begin shopping Work on reducing debt so your buying power is stronger when it counts Build your team early so you are not scrambling when the right home shows up Confident buyers are not lucky they are prepared Follow for practical guidance that helps you buy with clarity and confidence [--] FIRST TIME HOME BUYING MISTAKES TO AVOID [--] FIRST TIME HOME BUYING MISTAKES TO" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7599666248942734623) 2026-01-26T13:46Z 19.8K followers, [---] engagements "The U.S. housing market is now in correction territory and that matters for your next move After years of rapid price growth home prices are starting to soften in many markets not a crash but a meaningful shift. Global investors are now watching closely because this could shape opportunities in [----] and beyond. What this means for you Less aggressive price increases can give buyers more negotiating power Markets that were once overheated are becoming more balanced Investors are rethinking where and how they deploy capital If youve been waiting for a moment when the market feels more realistic" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7598540595329568055) 2026-01-23T12:59Z 19.8K followers, [---] engagements "Buying a home together before marriage is common now but it comes with rules most people do not understand Lenders do not average credit scores they use the lower one Ownership is based on how the title is set up not who makes the payment And you need a clear plan for what happens if life changes These conversations feel uncomfortable up front but they protect both the relationship and the investment long term Smart planning now saves stress money and legal issues later Follow for real guidance on buying a home with a partner DOES GETTING MARRIED AFFECT BUYING A HOME DOES GETTING MARRIED" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7597797116001455374) 2026-01-21T12:53Z 19.8K followers, [---] engagements "Most homeowners think refinancing is the only way to lower a mortgage payment but there is another option many lenders never mention A mortgage recast lets you make a large lump sum payment toward principal then your lender recalculates your monthly payment based on the new balance You keep your original interest rate You keep your loan term You avoid thousands in refinance costs This works best if you have extra cash and a good rate you do not want to lose It is not for everyone but in the right situation it can be a smart move Follow for mortgage strategies banks rarely explain but" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7597432586109062455) 2026-01-20T13:19Z 19.8K followers, [----] engagements "If you put $10000 to work today where does it actually grow faster With stocks an [--] percent return earns about $800 in a year With real estate that same $10000 can control a much larger asset When a $300000 home rises [--] percent the gain is based on the full value of the property not just the cash you put in That difference is leverage and it is why real estate has built long term wealth for so many investors The strategy is not about choosing stocks or homes It is about understanding how your money works harder when it controls more Follow for clear wealth building strategies that focus on" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7595949956964355341) 2026-01-16T13:26Z 19.8K followers, [---] engagements "You do not need a bigger income to pay off your mortgage faster You just need a better payment rhythm By switching from monthly to biweekly payments you end up making [--] full payments each year instead of [--] That extra payment goes straight toward principal Over time this can cut [--] to [--] years off your loan and save tens of thousands in interest Same money Smarter timing Follow for simple mortgage strategies that actually move the needle" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7595209562714639630) 2026-01-14T13:32Z 19.8K followers, [---] engagements "Buying a home together when incomes are not equal is more common than people think and it does not have to be awkward or unfair Most couples do not earn the same amount which means the process works best when expectations are clear from the start Talk through what matters most to each of you so the home feels shared not one sided Put the financial details in writing so everyone knows who is responsible for what if life changes Choose an ownership structure that reflects each persons contribution instead of forcing a [--] [--] split The right setup protects the relationship and the investment at" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7594469021962046733) 2026-01-12T13:39Z 19.8K followers, [---] engagements "Most Americans still buy homes in the summer but the data shows the market is changing. Traditionally June through August has been the peak buying season because families want to move before school starts and there are more listings. This year however buyers and sellers are spreading their activity across more of the calendar and market conditions are shifting faster than usual. That means waiting for summer to buy isnt always the best strategy anymore. With more inventory showing up outside traditional peak months and rates moving unpredictably smart buyers are watching trends and acting" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7593377464357752119) 2026-01-09T15:03Z 19.8K followers, [---] engagements "Theres a big debate in housing right now about whether Fannie Mae and Freddie Mac should stay separate and the answer matters if youre buying or refinancing. Keeping them independent promotes competition protects access to mortgage financing and helps limit risk in the housing market. If they merge or change too much fewer lenders could mean tighter credit and higher costs for borrowers down the line. This isnt Wall Street noise it affects how easily you qualify for a loan how lenders price risk and whether mortgage options stay available for first-time buyers and everyday families" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7592984583038225719) 2026-01-08T13:38Z 19.8K followers, [---] engagements "Cut your mortgage term in half without refinancing. Here is how to do it. Take your monthly principal and interest payment. Divide it by six. Pay that number again on the 15th of every month toward principal only. Example: Monthly payment = $1704 Divide by six = $284 Pay that $284 as an extra principal-only payment each month. This small move shaves years off your loan. You save six figures in interest. Your 30-year loan can be gone in about [--] years. Like this tip follow for more ways to pay off your home faster" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7591867317051591991) 2026-01-05T13:23Z 19.8K followers, [---] engagements "Is there a best time to pay off your mortgage Yes and heres how the pros think about it Recent insights show the strongest moments to pay down your loan are when: Your interest rate is high and future cuts are unlikely You have an emergency fund already built You can reduce your term without jeopardizing your cash flow You can make lump-sum or extra principal payments that actually impact your balance Paying extra isnt just about speed its about timing and strategy. A smart payoff plan can lower your interest costs over the life of the loan and give you financial flexibility long before" [TikTok Link](https://www.tiktok.com/@wgomez28/video/7590756947465391373) 2026-01-02T13:35Z 19.8K followers, [----] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@wgomez28 William Gomez
William Gomez posts on TikTok about money, investment, pay, mortgage rate the most. They currently have [------] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
Engagements: [---] #
- [--] Week [-----] -12%
- [--] Month [-----] -19%
- [--] Months [-------] -88%
- [--] Year [---------] +1,594%
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- [--] Month [--] -93%
- [--] Months [--] +113%
- [--] Year [--] +127%
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- [--] Week [------] +0.04%
- [--] Month [------] -0.03%
- [--] Months [------] +2.10%
- [--] Year [------] +141%
CreatorRank: [---------] #
Social Influence
Social category influence finance countries fashion brands stocks social networks technology brands celebrities
Social topic influence money, investment, pay, mortgage rate, in the, if you, housing market, market, finance, term
Top accounts mentioned or mentioned by @918dandan @david @ashley @stephen @may
Top Social Posts
Top posts by engagements in the last [--] hours
"This is what 18k can get you in the real estate game. 💰 With this market correction we are seeing more builders and sellers that are willing to give credits towards closing costs 👌🏼 Take advantage of this #fy #fyp"
TikTok Link 2022-10-11T13:00Z 19.8K followers, 44.4K engagements
"This is a great program especially for first time home buyers who might be procrastinating due to a down payment and closing costs. 💰This type of loan ELIMINATES 🙅🏽♂ the down payment. No you dont have to live out in the country forever. You can build equity and then use that to purchase your next home in the city. ⚠Remember: This program does have income limits so make sure you check with your lender to see if you could qualify before applying. Which do you prefer The city 🏘 or the country 🚜#usda #loanofficer #financetips #homebuyereducation #firsttimebuyer #mortgage #lender #fyp"
TikTok Link 2022-07-08T12:37Z 19.7K followers, [----] engagements
"I am so happy I found out about this in my 20s. One of the biggest mistakes young people make is thinking they have more time than they actually do. The earlier your start investing the better. The longer you let your investments sit the more they will grow. 📈 If you want to have financial freedom later on in life start making long-term investments early in life. #investing #finance #financialfreedom #financetips #fy #fyp"
TikTok Link 2022-08-17T12:30Z [----] followers, [----] engagements
"In this market a lot of people already have money saved up for their downpayment and closing costs. That has caused more sellers to start giving seller credits instead of paying closing costs. This is great news for you because it means you could do this to get a lower rate AND payment. #personalfinance #financetios #finance #realestate #realestateinvesting #investing"
TikTok Link 2022-08-29T22:56Z [----] followers, [----] engagements
"No matter what you are wanting to succeed at in life dont forget that it will take hard work. 💪🏼 Sometimes its easy to look at people that are thriving and think its a lot easier than it actually is. Had so much fun talking with Kat about her real estate career and influencing as well. Two things that might look easy to outsiders but very few people work hard enough to succeed at. 💯 #tulsarealestate #wealth #finance #fy #fyp #oklahomalender #stats #tulsarealtor #willpowerpodcast"
TikTok Link 2022-10-31T13:05Z 19.7K followers, [---] engagements
"After having this conversation I did some research and the numbers are mind blowing. 🤯 The average American typically works approximately [--] hours per week with nearly 40% of individuals surpassing [--] hours. However Europe has an average workweek of [--] hours (France) or even as low as [--] hours (the Netherlands). Comment below what type of work week youd prefer Thankful to have sat down with Gitzel on the WillPower Podcast 🎙 and hear her share about her time in Italy #fy #fyp"
TikTok Link 2022-11-21T14:10Z [----] followers, [---] engagements
"The media won't tell you this. 🤫 But the 07-08 recession was MUCH different than the 22-23 recession. Headlines will tell you that the real estate market is crashing but when you look at the data it doesnt lie. 👀 #realestate #realestateinvesting #finance #financetips #housingmarket"
TikTok Link 2022-11-30T14:03Z 19.4K followers, [---] engagements
"Buying the dip works great when stocks are doing well in the market. But the same strategy will wipe you out if you're too aggressive in a bad market. 🫣 Be careful and keep some of your cash handy. #investing #finance #personalfinance #investingtips #financetips"
TikTok Link 2023-01-13T14:03Z [----] followers, [----] engagements
"We can all struggle with stressing about what others might think of us. 😰 but the reality is that most everyone is actually just worried about themselves. The people that criticize you are really criticizing what they are critical about in themselves. Next time someone is critical of you- if its not constructive dont accept it. Great conversation with Paul Daugherty on the WillPower Podcast #29🎙 #podcast #conversations #willpowerpodcast #opportunity #motivation"
TikTok Link 2023-01-23T12:34Z [----] followers, [---] engagements
"I had the privilege to sit down with Shivani Peterson to talk about the real challenges of being a loan officer. It's a job that constantly humbles you with unexpected twists and turns. Tune in to hear Shivani's insights on the industry & her journey building her personal brand. 🎙🔥 #WillPowerPodcast #LoanOfficerLife #ConsumerFinance #realtalk #FinanceInsights #PersonalFinanceTips #MoneyManagement #FinancialWellness #LoanOfficerProblems"
TikTok Link 2023-03-08T13:36Z 19.1K followers, [----] engagements
"Ready to be set for life 🙋🏽♂ It only takes [--] simple steps First start investing 20% of your income (if possible) or focus on increasing your income. 💸 Second invest in residential real estate for long-term financial stability. Buy properties in your 20s or 30s and thank yourself later. 👏🏻 Comment below if youre planning on doing either of these in 2023👇🏼 #financialfreedom #investingtips #realestateinvesting #wealthcreation #moneygoals #financialplanning #retirementplanning #fy"
TikTok Link 2023-03-10T13:55Z [--] followers, [----] engagements
"Unpopular opinion: I don't trust Zillow 🤫🤐 As a mortgage loan advisor I've uncovered all the flaws - from misleading monthly payments to outdated listings and incorrect home values. 😱🔍 Don't rely solely on Zillow for your home buying decisions. Trust a qualified professional for accurate answers 💼🏡 #UnpopularOpinion #ZillowIssues #RealEstateRevelations #DontTrustZillow #HomeBuyingTruths #RealEstateInsights #TrustAPro"
TikTok Link 2023-04-10T12:59Z [----] followers, [----] engagements
"Does a Higher Credit Score 🟰A Higher Rate Lets separate fact from fiction. A Lower Credit Score DOES NOT EQUAL A Lower Fee Don't believe the fake news Keep Making Those Credit Card Payments #CreditScoreInsights #MortgageMythBusted #RealDealRevealed #CreditScoreSecrets #FinancialFacts #StayInformed #ClearingUpConfusion #FactualFinance"
TikTok Link 2023-05-29T12:15Z 19.7K followers, [---] engagements
"An often overlooked strategy to boost your buying power that lenders rarely mention: Analyzing your monthly debt payments 💳 By understanding how lenders evaluate your debt-to-income ratio you may be able to afford higher-priced homes. 🏡 Identify debts with the highest monthly payments and consider paying them off instead of increasing your down payment. You could potentially add $50000 or more to your current qualification amount❗ #BuyingPowerSecrets #PropertyPurchasingTips #HomeLoanHacks"
TikTok Link 2023-06-19T11:33Z [----] followers, [----] engagements
"Apple Stock: A $399 Choice That Turned into $192000 💰📈 Don't miss out on investment opportunities like this #AppleStockSuccess #InvestmentGains #FinancialGrowth"
TikTok Link 2023-07-03T12:54Z [--] followers, [----] engagements
"Did you know that as a Native American you have an opportunity to enhance your homebuying process through the Section [---] loan This loan is designed to support you in achieving homeownership with lower down payments reduced rates and decreased private mortgage insurance (or PMI). Ultimately this means a more affordable monthly payment for you 🏡✨ 📲 Learn more about this incredible opportunity and start your homebuying journey now Link in bio. #Section184Loan #NativeAmericanHomebuyers"
TikTok Link 2023-07-15T21:02Z [--] followers, [---] engagements
"Dive into the world of rental property ownership with ease 🌟 Here are three accessible routes to kickstart your journey: [--] Opt for turnkey real estate investing.💰 [--] Embrace the power of DSCR loans. 📈 [--] Venture into real estate syndication. 🤝 Curious for more info Stay tuned by hitting that follow button For comprehensive insights visit Link in Bio 📲🔗 #RentalPropertyInvesting #SmartRealEstate #WealthBuilding #PropertyOwnership"
TikTok Link 2023-08-11T13:13Z [----] followers, [---] engagements
"Real estate is the best investment because there isn't only one way to make money. there are MANY ways and usually they all happen at once -Cash Flow -Appreciation -Loan Pay Down -Income #wealth #realestateinvestor #realestatetips #tulsarealestate #cash #taxes #realestateinvesting #realestate"
TikTok Link 2023-09-15T13:44Z [----] followers, [---] engagements
"The answer is pretty clear. #investingtips #investing #propertyinvesting #realestateinvesting #realestate #tulsarealestate"
TikTok Link 2023-09-22T12:46Z [----] followers, [---] engagements
"LEGAL ways to avoid taxes. Big real estate investors seem to never pay taxes on real estate. But how They borrow against their properties (tax free) because a lot of the cash flow is tax free (due to depreciation and other When they sell these investment properties they defer the taxes by doing a [----] exchange #realestateinvesting #tulsarealestate #finance #personalfinance #financetips"
TikTok Link 2023-09-27T13:21Z [----] followers, [----] engagements
"Setting jokes aside nobody can predict how mortgage rates change from month to month week to week or even day to day. But what you can do is grasp the basics of what influences mortgage rates like inflation. Additionally its vital to pay attention to weekly events aside from inflation as they can impact the market positively or negatively. The key is to work with someone who understands the market well as it can mean the difference between saving thousands for you. #MortgageRates #MarketInsights #InflationImpact #SavingsMatters"
TikTok Link 2023-10-20T13:04Z [----] followers, [---] engagements
"Flipping houses making it on Business Insider and doing a lot of the work herself. On the podcast w/ Katie & Brooke I was amazed to hear Katie does most of her house projects by herself She talks about how she has learned from family in construction to be able to take the big step into buying and flipping her home at just [--] years old If you havent listened to this episode youll have to tune in to also discover Brookes favorite burger. Might shock ya Haha #HouseFlippingJourney #willpowerpodcast #66"
TikTok Link 2024-01-10T13:35Z [----] followers, [----] engagements
"A [--] year mortgage might seem like a never ending commitment. But there are some hacks to make it not so long. Commit to one extra payment annually whether a lump sum or [--] smaller ones. 💳 This additional payment bypasses interest slashing your mortgage term from [--] years to just [--] years. 📉🏡 #MortgageFreedom #SmartFinance"
TikTok Link 2024-02-07T13:54Z 19.5K followers, [----] engagements
"Good News for Salaried Workers New Overtime Pay Regulations Coming in July"
TikTok Link 2024-05-17T12:09Z 19.7K followers, [---] engagements
"The Top [--] Most Reliable Vehicles of [----] Revealed From hybrid sedans to rugged SUVs these rides are built to last #ReliableRides #Top5 #Vehicles"
TikTok Link 2024-05-24T12:33Z 19.7K followers, 49.1K engagements
"Fly smarter not harder Check out our top [--] US airlines list to see which ones soar to the top #airlinesafety #affordability"
TikTok Link 2024-06-12T12:20Z [----] followers, [---] engagements
"@918dandan Here is the secret to creating a real estate empire Did you know that your primary residence could be turned into an investment property in just [--] months Starting at a minimum down payment of 3-5% for primary homes instead of having do to 15-20% for an investment property this way you can advance much faster. You can do this up to [--] financed properties and take your real estate investing to the next level #realestateinvesting #homebuyingtips #primaryresidence #investmentproperty #realestateempire"
TikTok Link 2024-07-26T12:28Z [----] followers, 13.5K engagements
"Will OKC really build the USA's Tallest Tower Check out how a proposed 1907-foot skyscraper the Legends Tower could transform OKC's landscape and impact the local real estate market. With [----] residential units and a $200 million city investment this project is poised to reshape the city's future. Watch to uncover the details and stay ahead of the curve in Oklahoma City's evolving real estate landscape. Share your thoughts and stay tuned for updates #OKCRealEstate #LegendsTower #OklahomaCityDevelopment"
TikTok Link 2024-09-16T12:38Z [----] followers, [----] engagements
"Waiting for Rates to Drop Heres What You Need to Know Many buyers say theyre holding off until rates drop even more but lets talk about why now might actually be the sweet spot. Homes today are priced right and competition is low compared to what weve seen in the past. Remember the frenzy during COVID One of my buyers went up against [--] offers and didnt even make the top [--]. Even with a low rate they ended up overpaying just to get under contract. When rates do drop competition will skyrocket and you might find yourself paying more for a home or struggling to get an offer accepted. Buying now"
TikTok Link 2024-11-20T13:31Z [----] followers, [---] engagements
"Are You Forgetting to Negotiate 🤝🏡 One of the biggest mistakes homebuyers make is forgetting that almost everything in a real estate transaction is negotiablewhether its the price repairs or even furniture This is where having a skilled real estate agent is invaluable. They can help you think of things you might not even realize are negotiable and make sure youre getting the best deal possible. This is part [--] of our series on the biggest homebuyer mistakesdont miss the first two parts #HomeBuyingTips #RealEstateAdvice #NegotiationTips @918dandan"
TikTok Link 2024-11-25T13:36Z [----] followers, [---] engagements
"Is a Commercial Real Estate Crash Coming 🏢➡🏘 With so many office buildings sitting empty post-COVID people are predicting a crash in commercial real estate. But whats really happening might surprise you. Take the Remington building here locallyit was damaged by a tornado under capacity and eventually sold at a discount. Instead of staying empty its being transformed into apartments which is happening to many commercial buildings across the country. With low housing inventory these conversions are meeting a real need and creating opportunities for both investors and renters. Whether youre"
TikTok Link 2024-12-02T13:26Z 19.7K followers, [---] engagements
"Tulsas Housing Market is Making a Comeback 🏠📈 After a couple of tough years new home construction in Tulsa is up 12% in [----]. Suburbs like Broken Arrow are leading the way thanks to stabilized building costs and builders renewed confidence. With around [----] new homes started this year its clear that growth is back on track. If youre a buyer this could mean more options and opportunities. If youre a realtor or investor its time to pay attention to areas like Broken Arrow Bixby and Wagoner. The markets movingdont miss out #TulsaRealEstate #HousingMarket #HomeBuyingTips"
TikTok Link 2024-12-13T17:24Z 19.4K followers, [----] engagements
"Ever been to a brokers open that actually adds value 💼🏡 Last weeks event wasnt just about showcasing a homeit was about creating connections building relationships and giving agents tools they can actually use like fresh headshots and some great giveaways. Huge thank you to everyone who came out and to our amazing partners and sponsors for helping us make it happen. Cant wait to do it again #BrokersOpen #RealEstateNetworking #RealtorLife BROKERS OPEN recap BROKERS OPEN recap"
TikTok Link 2024-12-20T13:37Z [----] followers, [---] engagements
"Did you know you only need a 3-5% down payment to get started Thats $15000 for a $300000 home Plus closing costsusually around $8000-$8500can sometimes be covered by the lender or seller. This makes owning your dream home more accessible than you might think. If youre planning to buy in [----] share this with a friend whos ready to take the leap #HomeBuyingTips #RealEstateAdvice #DreamHome"
TikTok Link 2024-12-26T13:42Z [----] followers, [---] engagements
"Can You Still Afford a Starter Home in America 🏡🤔 With home prices up 47% since COVID starter homes have become out of reach for many Americans. For most buyers affordability means the monthly payment shouldnt exceed 30% of their incomebut in todays market thats getting harder to find. Here are four cities still keeping the dream of homeownership alive: [--] Fort Wayne Indiana [--] Laredo Texas [--] Virginia Beach Virginia [--] Oklahoma City Oklahoma If youre considering a move to find a more affordable housing market these cities are worth a closer look. Share this with someone thinking about making a"
TikTok Link 2025-01-08T14:07Z 19.4K followers, [---] engagements
"The One Thing Homebuyers Rush ThroughAnd Why It Could Cost Them Buying a home is one of the biggest financial moves youll ever make. But when it comes to insurance most buyers just check the box and move on looking for the cheapest fastest optionwithout actually understanding what theyre paying for. I get it. Insurance isnt exciting. No one loves paying for it. But when something goes wrong its the one thing standing between you and financial disaster. Spending just 5-10 extra minutes reviewing your policy or talking with a local agent could make a world of differenceand sometimes $10-$15"
TikTok Link 2025-03-05T13:31Z 19.5K followers, [---] engagements
"Is your Zestimate lying to you Online estimates are everywherebut they can be way off. Theyre built on algorithms not real market insight. They dont see your upgraded kitchen your school district or that recent sale down the street. A Zestimate is a starting pointnot a sale price. If youre serious about buying or selling talk to a local pro who knows your market. Want a true estimate of your homes value Ill connect you with someone great. #HomeValue #RealEstateTips #Zestimate #TulsaRealEstate #KnowYourWorth #RealtorAdvice #BuyingOrSelling"
TikTok Link 2025-05-12T12:25Z 19.7K followers, [---] engagements
"Rent or buy in [----] The answer depends on your zip code. In places like San Francisco and Seattle renting is still way cheaper. But in cities like Detroit or Philly Its nearly evenand buying might finally make sense again. Bottom line: Dont guess. Run the numbers locally and make a smart move for your situation. Need help crunching the math Shoot me a DM. #RentVsBuy #2025HousingMarket #HomeownershipJourney #RealEstateTips #MarketUpdate #BuySmart"
TikTok Link 2025-06-06T12:44Z 19.1K followers, [----] engagements
"Want to shave [--] years off your mortgage Heres the trick: Make one extra principal-only payment every three months. Thats it. This move can save you over $176K in interest and knock out your 30-year mortgage in just [--] years. Most people dont even know this is an option. Small changes = big wins. #MortgageTips #FinancialFreedom #RealEstateHacks #MoneyMoves #HomeownerGoals #MortgagePayoff #PrincipalPayments #Homeownership #SmartMoney"
TikTok Link 2025-06-26T13:50Z 16.2K followers, [---] engagements
"Tired of rent going up every year Lock in your housing cost with a fixed rate mortgage and stop worrying about rising payments. Bonus: if rates drop you can refinance and save even more"
TikTok Link 2025-07-16T14:56Z 16.8K followers, [---] engagements
"Think youre priced out of a $300K home Youre not I ran the numbers on a house in Glenpool originally listed at $315K now down to $300K. Negotiate another 10K off ask the seller to cover a rate buydown and your monthly payment drops to $2316. Thats the same payment as someone buying a $275K home. Smart buyers are making moves like this right now while everyone else is waiting on rates to drop. Less competition more motivated sellers and serious opportunities if you know where to look. If you want a list of deals like this DM me the word deal and Ill send you whats available. Would you rather"
TikTok Link 2025-07-18T12:49Z 17.6K followers, [----] engagements
"Want to pay off your mortgage [--] years faster. Want to save over $176000 in interest. Make one extra principal-only payment every quarter. For a $300000 loan at [--] percent interest thats $745 every three months. Apply it directly to principal. Do not let it go to escrow. Make sure your lender marks it correctly. This cuts a 30-year loan down to [--] years. Thats how you save time and money. Share this with someone trying to pay off their house"
TikTok Link 2025-08-06T12:37Z 19.4K followers, [----] engagements
"President Trump has attempted to remove Federal Reserve Governor Lisa Cook marking the first such move in the Feds 112-year history. Cook was appointed in [----] and is the first Black woman to serve on the Board. Trump cited allegations of mortgage fraud which Cook denies and is now fighting in court. She argues his dismissal lacks legal standing and violates the Feds independence. Her legal team backed by many economists warns this sets a dangerous precedent for central bank autonomy. The situation may influence who gets a say at the Feds upcoming September rate-setting meeting. More updates"
TikTok Link 2025-09-03T14:15Z 19.6K followers, [----] engagements
"Use one mortgage to buy a fixer-upper and renovate without draining your savings. Fannie Maes HomeStyle Renovation loan lets you: Combine purchase and renovation in a single loan Finance any upgradesfrom kitchens and baths to ADUs and energy-efficient systems Borrow based on the after-renovation value of the home giving you more buying power Skip multiple loans and monthly payments"
TikTok Link 2025-09-08T19:54Z 19.7K followers, [---] engagements
"Young buyers make this mistake all the time when trying to get a mortgage. They shop around by having multiple lenders pull their credit. Every pull dings your score. Do that five or six times and youve hurt yourself before you even start. Heres the smarter move. Interview loan officers first. Pick the one you trust or the one referred by someone credible. Then let only that lender pull your credit once. Protect your score. Protect your approval. Ps: some lenders like myself dont even have to do a hard pull to get started a soft pull is a great way to see where things are at without"
TikTok Link 2025-09-22T12:30Z 19.7K followers, [----] engagements
"Did you know $15K can unlock a $428000 home Heres how With an FHA loan you only need 3.5% down. On a $428K house thats roughly $15000. Thats it. But what about closing costs You can negotiate seller credits You can use lender credits to cover most or all of it. That means you could walk into the closing table with $15K and walk out with the keys to a home nearly [--] times more valuable than your cash. This is how smart buyers use leverage to build wealth faster instead of saving for years. Follow me for more strategies to make real estate work for you"
TikTok Link 2025-10-03T12:38Z 19.7K followers, [---] engagements
"Where does your paycheck stretch the farthest In many U.S. cities it still goes further than you think. People in top [--] cities across America are getting more living power out of their wages thanks to lower housing costs more favorable taxes and less financial pressure. If youre looking to maximize your money while buying a home or investing location matters. DM me the word LIST and Ill show you where your dollars can go the farthest"
TikTok Link 2025-10-06T12:56Z 19.7K followers, [---] engagements
"This is how much 15k can get you to get started in the real estate game. With this market correction we are seeing more builders and sellers are willing to give more credits towards closing costs Take advantage of this 🏡 #fy #fyp"
TikTok Link 2022-08-26T03:29Z 19.8K followers, 528.9K engagements
"This is how much💲15k can get you in the real estate game. With this market correction we are seeing builders and sellers are willing to give more credits towards closing costs 🏡🏡🏡 Take advantage of this. 👀"
TikTok Link 2023-01-12T14:01Z 19.8K followers, [----] engagements
"Everything You Need to Know About FHA Loans in One Video Most people think FHA loans are just for first-time buyers or those with bad creditbut thats not true. FHA loans are available to anyone and they come with some of the lowest down payment options in the market. ✅ Only 3.5% down if your credit score is 580+ ✅ Can be used for single-family homes condos (FHA-approved) or even multi-unit properties (up to [--] units) ✅ Higher debt-to-income ratio flexibility (up to 57%) ✅ Employment history requirements arent as strict as you might think Want to dive into the full breakdown Watch the entire"
TikTok Link 2025-02-05T15:15Z 19.8K followers, 17.6K engagements
"Most banks won't tell you this but you can turn Your 30-Year into a 15-Year Saving Thousands First check your mortgage statement find the magic number and pay it on the 15th Watch your mortgage transform and your savings soar. #MortgageHack #FinancialFreedom #tulsarealestate #tulsamortgage"
TikTok Link 2025-06-13T12:34Z 19.8K followers, 1.4M engagements
"Cut your mortgage term in half without refinancing. Here is how to do it. [--]. Take your monthly principal and interest payment. [--]. Divide it by six. [--]. Pay that number again on the 15th of every month toward principal only. Example: Monthly payment = $1704 Divide by six = $284 Pay that $284 as an extra principal-only payment each month. This small move shaves years off your loan. You save six figures in interest. Your 30-year loan can be gone in about [--] years. Like this tip follow for more ways to pay off your home faster"
TikTok Link 2025-08-29T12:39Z 19.8K followers, 16.5K engagements
"Recent housing data shows there are real ways some buyers are locking in rates below [--] percent even in todays market. One tactic is negotiating a mortgage rate buydown where money is paid upfront to lower the interest rate. Other buyers are exploring adjustable-rate mortgages or creative financing from sellers to reduce monthly costs. This isnt guaranteed for everyone but it shows that rate relief doesnt always come only from national averages it can come from smart negotiation and strategy. If you want to explore whether a buydown ARM or another strategy could actually lower your payment"
TikTok Link 2025-12-12T13:36Z 19.8K followers, 22.5K engagements
"Excuse my handwriting 🥴But yes you read that right - 15k (5%) down could be all you need for a $300000 🏠Or even as low as 3% if youre a first time home buyer. Dont believe the old myth that you need a 20% downpayment in order to buy a home. Too often waiting until youve saved up for a large downpayment actually ends up costing you more 💲#mortgagequestions #investingtips #wealthadvisory #homebuyerknowledge #loans #personal #finance"
TikTok Link 2022-07-06T12:42Z 19.8K followers, 181.5K engagements
"The Feds @ it again 🏦 Basically they kept interest rates too low for too long - and this in part caused inflation to spike to 40+ year highs. 📈 Now they are trying to cool things off 📉 by stopping these programs that have kept long term rates ultra low and also by cutting short term interest rates. This will cause demand to slow down BUT the lack of housing supply is still the main driver of prices at the moment. #realestate #realestateinvesting #investing #housingmarket #finance #fyp"
TikTok Link 2022-07-15T12:28Z 19.8K followers, [----] engagements
"Sometimes you have to Think outside of the box. 📦 Most lenders don't really advertise these because we dont do them. 🤫 The servicer of the loan does. BUT these loans could help someone in a bad situation get into a good situation. So next time your friends complain about their mortgage and they have a low rate you might just be able to help them out. 😉 #realestate #personalfinance #finance #financetips #realestateinvesting"
TikTok Link 2022-08-12T12:43Z 19.8K followers, 58.7K engagements
"Excuse my handwriting. 😬 But yes you read that right - 15k (5%) down could be all you need for a $300000 🏡 Don't believe the myth that you need a 20% downpayment in order to buy a home. Too often waiting until you've saved up for a large downpayment actually ends up costing you more. 💯 #mortgagequestions #investingtips #wealthadvisory #homebuyerknowledge #loans #personal #finance #fy #fyp"
TikTok Link 2022-09-15T12:56Z 19.8K followers, 12.7K engagements
"When it comes to protecting your assets never put your investment property in your personal name. 🥸 ⚠Learn from Mark ⚠ Setting up a business entity like an LLC S Corp C Corp or a trust shields you from risks and liabilities. Safeguard your personal assets and minimize potential liabilities by following Mark's lead. Invest smart and secure your real estate with the right business entity. 🙌🏻 #RealEstateInvestment #AssetProtection #InvestSmart #SecureYourFuture #FinancialTips"
TikTok Link 2023-07-31T13:21Z 19.7K followers, [---] engagements
"Here's a success story: A couple we're closing with this month bought their home [--] years ago for $115k. Now they're selling it for over $100k more and comfortably moving into their dream home. 🎉 Don't wait - buy now and seize the opportunity to capitalize on your gains. 📈💰 #RealEstateSuccess #DreamHome #FinancialFreedom #HomeBuyerJourney #TulsaRealestate"
TikTok Link 2023-09-08T13:46Z 19.8K followers, [---] engagements
"Often when we attempt to save money we may make choices that end up causing more harm than good. 😰 When it comes to buying a home some buyers believe that purchasing without a realtor will secure them a better deal. 💸💸💸 However this may not always be the case. By doing this you avoid paying a buyer's agent fee - but if the home ends up being purchased at its original price you essentially forfeit representation for no tangible benefit. 🤷🏻♂ I understand that these scenarios can be confusing especially if you're not well-versed in real estate matters. But it's crucial not to cut corners"
TikTok Link 2023-09-13T12:59Z 19.8K followers, [---] engagements
"This deal JUST got even better❗The contract was accepted at 💲489900 and the seller is still offering 💲10k in closing costs This success story is just one example of a buyer initially wanting to put 20% down. 💵 However when you work with advisors like us our goal is to educate you on how to maximize the value of your hard-earned money. 🫡 If you'd like to explore how we could potentially lower 👇🏼 your current monthly payment and put more money back in your pocket DM me the word SAMPLE. #RealEstateOpportunity #SmartFinancialChoices #tulsarealestate #MortgageSavings HOW YOU GET A LOWER RATE"
TikTok Link 2023-09-14T13:24Z 19.8K followers, [---] engagements
"Top [--] US Business Picks Which one's your bet [--]. Laundromats: Surprisingly successful with a 95% win rate Low staff high returns. [--]. Self-Storage: A solid 92% success rate Rare to find for sale - grab one if you spot it [--]. Vending Machines: A smart choice with a 91% success rate Set 'em up stock 'em and watch the sales roll in [--]. Real Estate: A classic with an 86% success rate Many thrive in this field. [--]. Last Mile Delivery: An 82% success rate Delivering packages to homes - a hot opportunity Want tips to kickstart your real estate journey Follow for more insights #BusinessSuccess"
TikTok Link 2023-09-29T13:05Z 19.8K followers, [----] engagements
"Remember the [----] housing bubble 🫧 Back then we had [--] million homes for sale. Now it's just over [--] million. Our population has grown by [--] million people More people + fewer homes 🟰 home prices rising So what about [----] Predictions say home prices will grow by 5-10% annually 📈 For a $500000 home that's $30000 to $60000 in appreciation every year #RealEstateOpportunity #HousingMarketInsights #WealthBuilding #SmartInvesting"
TikTok Link 2023-10-19T12:52Z 19.8K followers, [---] engagements
"New Law Alert If you're involved in real estate in Oklahoma you need to know about SB212. Starting November [--] [----] This podcast was filmed before a change was made to updating the affidavit that buyers have to sign so it wont impact non US citizens as long as they are considered "bona fide residents" (read below for further explanation). But starting tomorrow all property deeds must include a special affidavit attesting to compliance with state laws on foreign ownership. This law applies to everyone from individuals to businesses. Failure to comply can impact the recordability of the deed."
TikTok Link 2023-10-31T17:18Z 19.8K followers, 17.7K engagements
"Over the past decade Griffin strategically acquired multiple adjoining parcels culminating in a colossal estate. This project began in [----] with a $130 million lot purchase and now the dream mansion is becoming a reality. Stay tuned for updates on this record-breaking property If you were a billionare would you build a [--] billion dollar home Share your thoughts in the comments 👇 #LuxuryRealEstate #BillionDollarHome #PalmBeachMansion"
TikTok Link 2023-12-01T13:52Z 19.8K followers, [----] engagements
"Fastest journey to becoming a professional cyclist. #willpowerpodcast BECOMINGAPROFESSIONALCLYCLIST BECOMINGAPROFESSIONALCLYCLIST"
TikTok Link 2023-12-06T02:04Z 19.7K followers, 12K engagements
"In school if you copied people you got in trouble in life if you copy wealthy people you become successful. & here is how they do it. You've gotta make more money so that you can allocate at least 20% of what you make towards long term investments. Don't forget to Invest in assets that can produce passive income like rental real estate or similar investments that distribute cash flow. Last but not least keep doing this until your investments generate enough income. #finance #investing #investingtips #financetips #wealthbuilding"
TikTok Link 2024-01-19T13:52Z 19.7K followers, [---] engagements
"Boost Your Savings with These Top [--] High-Return Banks Traditional banks fall short but online banks are game changers❗ CIT Bank (5.05%) Ponce Bank (5.15%) Pacific Western Bank (5.25%) #SavingsGoals #InvestmentTips #SmartMoneyMoves"
TikTok Link 2024-02-23T13:42Z [--] followers, [----] engagements
"I'm still feeling grateful and humbled after receiving the NAHREP award for being one of the top [---] Latino officers in the country. This achievement wouldn't have been possible without the trust and support of my clients who allowed me to help them achieve their dreams of homeownership. Last year was tough but I have to remind my self daily that our best days our right in front of us. Thank you to my team partners and clients for your hard work and trust. Let's keep growing and helping people find their homes Also huge thank you for my coworkers and friends who came out last week to be a"
TikTok Link 2024-09-05T13:16Z 19.8K followers, [---] engagements
"Did the Fed Really Cut Rates Heres What You Need to Know The Fed recently lowered its rate by 0.25% but that doesnt mean mortgage rates will drop overnight. While these cuts can affect short-term rates on things like credit cards and car loans mortgage rates move differently. Heres the deal: If youve been enjoying higher returns on cash accounts those could start to fade. Now might be a great time to lock in higher returns with longer-term investments like a 10-year Treasury. The Feds goal is to balance the economy and keep us out of a recessionbut how will that impact homeowners buyers and"
TikTok Link 2024-11-08T13:31Z 19.8K followers, [---] engagements
"If you purchased your home within the last year especially when rates peaked above 8% you might be in a favorable position to refinance sooner than expected. Recent trends show mortgage rates have been decreasing currently averaging around 6.60% for a 30-year fixed-rate mortgage. With inflation easing theres optimism that this downward trend will continue. Many experts anticipate that mortgage rates could drop closer to 6% by the end of [----] potentially making refinancing more advantageous. While its challenging to predict exact timelines staying informed and consulting with your mortgage"
TikTok Link 2024-12-23T13:31Z 19.8K followers, [---] engagements
"What Does It Take to Buy an $850K Home in Tulsa With todays estimated rates a 20% down payment and typical insurance and property taxes youd be looking at a monthly payment of around $5929. Heres the thing: if youre waiting for rates to drop remember this right now its a buyers market. As rates drop competition will heat up and homes like this could see multiple offers driving prices higher. Sometimes the best time to buy isnt when rates drop but when the market gives you the leverage to make the right deal. Also check out this awesome listing by Laura Bryant [----] E 36th Street Tulsa OK"
TikTok Link 2024-12-30T13:28Z 19.8K followers, [---] engagements
"Is Commercial Real Estate the Next Big Investment Opportunity Heres something that might surprise you: the Burnett Plaza the tallest building in Fort Worth was purchased for $137 million in [----]. Just three months ago it sold for $13 million. This dramatic drop is why many are saying that commercial real estate could be the next big investment opportunity. Its starting to look a lot like the residential crash of [----] where properties that once sold for $250000 could be purchased for $100000. If youre in a position to invest and willing to take the risk commercial real estate might just be the"
TikTok Link 2025-01-14T13:58Z 19.7K followers, [----] engagements
"If youre a listing agent skipping professional photography is costing you more than you think. Heres why top agents always invest in high-quality media for their listings: [--] It builds your brand. Your listings are your portfoliohow you present them tells future clients what they can expect from you. [--] It enhances the home. Great photography makes a home look bigger brighter and more inviting helping it stand out in a competitive market. [--] It boosts your social media presence. In todays market buyers (and sellers) are scrolling Instagram not just MLS. High-quality visuals help you generate"
TikTok Link 2025-02-12T13:59Z [----] followers, [----] engagements
"This could make getting a mortgage nearly impossible in some parts of the U.S. Federal Reserve Chair Jerome Powell just warned that in the next 10-15 years certain regionsespecially coastal and fire-prone areascould face a major homeownership crisis. Heres why: Insurance companies are pulling out of high-risk areas due to the increasing threat of natural disasters. Lenders require homeowners insurance to approve loansno insurance no mortgage. State-backed last resort insurance plans are becoming the only option for many but they come with higher premiums and weaker coverage. This shift could"
TikTok Link 2025-02-14T13:54Z 19.8K followers, [----] engagements
"Recent developments have raised concerns about the U.S. economys trajectory. JPMorgan Chase has increased the likelihood of a U.S. recession by the end of [----] to 60% citing the impact of newly implemented tariffs by President Donald Trump. These tariffs including a 10% baseline on all imports and higher rates targeting specific trading partners have led to significant market volatility and fears of stagflationa combination of stagnant growth and rising inflation. The stock market has reacted sharply to these trade policies. The Dow Jones Industrial Average experienced a historic drop of over"
TikTok Link 2025-04-08T18:16Z 19.8K followers, [----] engagements
"Want to cut [--] years off your mortgage These [--] simple hacks could save you up to $300000: [--] Switch to biweekly payments [--] Make one extra payment every quarter [--] Throw your yearly bonus toward the principal No fluff. Just smart moves that add up fast. Follow for more real estate wins"
TikTok Link 2025-07-10T12:29Z 19.7K followers, 55.8K engagements
"How a 25yearold is making over $500K a year in real estate by age [--] Hes doing it as an investor and developer in Berkeley for Golden Gate Sothebys turning deals into a $515000 yearly income before [--] and Kevin OLeary called it got it right on CNBC. Young smart and focused he carved out that career by tackling flips managing rentals and building his portfolio fast. Want a breakdown of exactly how he pulled it off and what steps you can replicate Comment or DM me the word legacy and Ill send you the full story"
TikTok Link 2025-07-30T14:12Z 19.7K followers, [---] engagements
"Think youre middle class Theres a 49% chance youre not. According to Pew middle class means earning between $56K and $169K a year. But only half of Americans actually fit that range down from 61% in the 1970s. The middle class is shrinking and most people are just trying to stay afloat. If you want to stay in or move up focus on cutting debt saving aggressively and securing your housing. Because the middle isnt as safe as it used to be"
TikTok Link 2025-10-17T12:50Z 19.7K followers, [---] engagements
"Most banks won't tell you this but you can turn Your 30-Year into a 15-Year Saving Thousands First check your mortgage statement find the magic number and pay it on the 15th Watch your mortgage transform and your savings soar. #MortgageHack #tulsarealestate #tulsamortgage #PersonalFinance #TikTokLearningCampaign"
TikTok Link 2025-10-23T12:17Z 19.8K followers, [----] engagements
"Young buyers make this mistake all the time when shopping for a mortgage. They let multiple lenders pull their credit to compare rates. Every pull drops your score. Do it five or six times and youve already hurt yourself before you even start. Heres the smarter move Interview loan officers first. Choose the one you trust the one referred by someone credible or who clearly knows how to take care of you. Then let only one lender pull your credit. Protect your credit before you even apply. That one move can save you thousands. #personalfinance #tiktoklearningcampaign"
TikTok Link 2025-10-24T12:46Z 19.7K followers, [---] engagements
"One of the biggest myths I still hear from buyers is the down payment covers everything. Thats completely wrong and its where a lot of people get blindsided. Your down payment only goes toward equity in the home. It does not cover your closing costs which include things like the appraisal origination fees inspections title work and insurance. Closing costs typically range from 2% to 6% of the loan amount depending on your area and loan type. So if youre preparing to buy make sure you have additional funds set aside not just your down payment"
TikTok Link 2025-10-27T11:39Z 19.7K followers, [---] engagements
"Thank you for having me today. I know your time is valuable and I appreciate you giving me some of it. I hope I was able to bring real value to the team. Im looking forward to doing more together not only on the social media side but with conversion improvements recruiting and anything else that helps you grow. Im here to help however I can. Thanks again for the opportunity. #tiktoklearningcampaign #personalfinance"
TikTok Link 2025-10-29T12:36Z 19.7K followers, [---] engagements
"The Fed Just Cut Rates Again Heres What It Means for You The Federal Reserve just lowered rates for the second time this year and the ripple effects are already starting. Heres how to play it smart: [--]. High-yield savings accounts will drop soon consider locking in a CD rate around 4% while you can. [--]. Stocks love rate cuts. Cheaper borrowing means more business growth. Look into ETFs like VOO VTI or QQQ to ride the trend. [--]. Loan rates are easing. Mortgage and auto loan refis may finally start to make sense again but dont expect instant drops. Every 0.25% cut can move markets and money."
TikTok Link 2025-11-03T12:35Z 19.7K followers, [---] engagements
"Big change for homebuyers the [---] minimum credit score requirement is being removed for most loans through Fannie Maes DU system. This means: Credit requirements get more flexible. Borrowers with lower scores or shorter credit histories might qualify. Lenders will use broader data not just your FICO number. If youve been worried your score holds you back from buying this update could open new doors. Want to know how this affects you and your home loan options DM me the word score and lets talk through what it takes for you to qualify in todays market. #personalfinance #tiktoklearningcampaign"
TikTok Link 2025-11-07T22:48Z 19.8K followers, 57.5K engagements
"Would you take a 50-year mortgage to lower your payment Drop a 👍 if you would or 👎 if that sounds insane. DM 50YR and Ill break down how this could actually look for your situation. Would you sign up for a mortgage youd still be paying off at retirement That could soon be a reality. A 50-year mortgage is being discussed at the federal level with the idea that it could make homes more affordable. It sounds great on paper: -Lower monthly payments -Easier qualification -Bigger buying power But when you run the math its not just a longer loan its a whole new beast. -Example: $400000 home"
TikTok Link 2025-11-11T16:28Z 19.8K followers, [---] engagements
"Think you need 20% down to buy a home Think again. Most buyers still believe you need a massive down payment to get into a house but the truth is you dont. Here is the real math If your dream home costs $500000 a conventional loan only requires 5% down. That is $25000 instead of $100000 a 75% smaller upfront cost. Do not let old rules keep you stuck renting. Smart buyers use programs that already exist to get into homes sooner and build equity faster. Follow for more real estate breakdowns that make sense. #PersonalFinance #TikTokLearningCampaign"
TikTok Link 2025-11-12T15:10Z 19.8K followers, [---] engagements
"$2000 checks for Americans here is what you should know Donald Trump has proposed giving every eligible American a $2000 tariff dividend funded by tariff revenue. What the plan includes A payment of at least $2000 per person for most Americans excluding high income earners The money would come from tariff revenue although critics say the math does not fully line up Tariffs have generated more than $220 billion so far while the payout could cost about $300 billion What to watch closely Nothing is official yet since the full policy details have not been released The benefit might arrive as a"
TikTok Link 2025-11-13T17:15Z 19.8K followers, [----] engagements
"HYROX SIMULATION DAY One week out from my first ever Hyrox competition in Dallas and I finally ran a full simulation. Let me tell you I definitely underestimated this. My lungs my legs my soul everything got humbled. Here is the full workout if you want to see what I put my body through [--] KM RUN [----] m SkiErg [--] KM RUN [--] [--] m Sled Push (152 kg including sled) [--] KM RUN [--] [--] m Sled Pull (103 kg including sled) [--] KM RUN [--] m Burpee Broad Jump [--] KM RUN [----] m Row [--] KM RUN [---] m Kettlebell Farmers Carry (2 [--] kg) [--] KM RUN [---] m Sandbag Lunges (20 kg) [--] KM RUN [---] Wall Balls (6 kg) FINISH This was"
TikTok Link 2025-11-15T16:39Z 19.8K followers, [---] engagements
"What if you could take your ultra-low mortgage rate with you to your next home The government is actively examining portable mortgages which would let homeowners transfer their existing loan and rate when they move. If you locked in a [--] % rate during the pandemic the idea of keeping it for your next purchase sounds like a dream. But this isnt a magic fix for home affordability. Heres what it could mean for you: Owners with low existing rates might finally feel free to move without penalty Renters or first-time buyers still deal with todays higher rates It could unlock more homes for sale but"
TikTok Link 2025-11-19T00:04Z 19.8K followers, [---] engagements
"If you had $10000 today where would you put it stocks or real estate Most people think 8% growth is 8% growth until you look at what youre actually leveraging. Put $10K in the stock market at an 8% return you make about $800 Put $10K toward a 3.5% down payment on a $300000 home and at that same 8% appreciation youre looking at $24000 in equity gain Thats the power of leverage your return is based on the entire home value not just the cash you invest. Real estate isnt just about ownership its about controlling a larger asset with smaller capital. Thats why it often outperforms stocks for"
TikTok Link 2025-11-19T13:15Z 19.8K followers, [---] engagements
"Most banks won't tell you this but you can turn Your 30-Year into a 15-Year Saving Thousands First check your mortgage statement find the magic number and pay it on the 15th Watch your mortgage transform and your savings soar. #MortgageHack #FinancialFreedom #tulsarealestate #tulsamortgage #TikTokBudgetingContest"
TikTok Link 2025-11-26T15:08Z 19.8K followers, [----] engagements
"The Fed finally cut rates yet mortgage rates moved slightly higher right after Here is what is really happening Rates had already dipped in anticipation of the announcement Once the cut became official the market adjusted and rates drifted back up Right now the average [--] year rate is around [----] percent Most experts expect rates to stay between [----] and [---] percent through the end of the year unless the economy slows noticeably The upside we are still near the best levels seen in [----] If upcoming job data shows weaker hiring we could see rates move closer to [----] percent If you plan to buy"
TikTok Link 2025-12-01T12:42Z 19.8K followers, [---] engagements
"Mortgage rates just dropped to a 10-month low and that could reopen the door to homeownership for a lot of people. Todays 30-year average is near [----] percent the lowest weve seen in almost a year. If youve been waiting for rates to fall before buying or refinancing this could be your moment. Lower rates mean lower monthly payments and a real shot at a home without stretching your budget. If you want a custom payment estimate for your city and finances DM me RATE and Ill run the numbers for you. #tiktokbudgetingcontest"
TikTok Link 2025-12-03T13:27Z 19.8K followers, 24.6K engagements
"The result was not what I wanted but the experience was worth it Now I know what to expect and the motivation is higher than ever Sign up for something before you feel ready Thats where the growth actually starts. Hyrox Dallas Hyrox Dallas"
TikTok Link 2025-12-06T13:34Z 19.8K followers, [---] engagements
"The housing market is quietly shifting in favor of buyers Recent data shows improving conditions across the board more inventory slower price growth and mortgage rates that have eased from recent highs. Sellers are adjusting expectations and buyers are gaining leverage they have not had in years. This does not mean homes are suddenly cheap but it does mean buyers have more options more negotiating power and more time to make smart decisions instead of rushed ones. If you have been waiting for the market to feel less aggressive this is what that looks like. Preparation matters more than"
TikTok Link 2025-12-15T12:41Z [--] followers, [---] engagements
"This four step approach can erase years off your mortgage without earning more money Start by making your first payment right after closing instead of waiting months Round your payment up so a small increase works in your favor Add one extra principal only payment each year to speed things up When you refinance keep paying the old payment so the loan shrinks faster On a $425000 loan this strategy could save around $205000 in interest over time If you want to see the math behind it and how it applies to your loan follow along and I will break it down next #tiktokbudgetingcontest"
TikTok Link 2025-12-24T18:27Z [--] followers, [----] engagements
"Is there a best time to pay off your mortgage Yes and heres how the pros think about it Recent insights show the strongest moments to pay down your loan are when: Your interest rate is high and future cuts are unlikely You have an emergency fund already built You can reduce your term without jeopardizing your cash flow You can make lump-sum or extra principal payments that actually impact your balance Paying extra isnt just about speed its about timing and strategy. A smart payoff plan can lower your interest costs over the life of the loan and give you financial flexibility long before"
TikTok Link 2026-01-02T13:35Z 19.8K followers, [----] engagements
"Cut your mortgage term in half without refinancing. Here is how to do it. Take your monthly principal and interest payment. Divide it by six. Pay that number again on the 15th of every month toward principal only. Example: Monthly payment = $1704 Divide by six = $284 Pay that $284 as an extra principal-only payment each month. This small move shaves years off your loan. You save six figures in interest. Your 30-year loan can be gone in about [--] years. Like this tip follow for more ways to pay off your home faster"
TikTok Link 2026-01-05T13:23Z 19.8K followers, [---] engagements
"Most homeowners think refinancing is the only way to lower a mortgage payment but there is another option many lenders never mention A mortgage recast lets you make a large lump sum payment toward principal then your lender recalculates your monthly payment based on the new balance You keep your original interest rate You keep your loan term You avoid thousands in refinance costs This works best if you have extra cash and a good rate you do not want to lose It is not for everyone but in the right situation it can be a smart move Follow for mortgage strategies banks rarely explain but"
TikTok Link 2026-01-20T13:19Z 19.8K followers, [----] engagements
"This market is completely different than [----]. 📈The trends we saw that caused the previous crash do not exist. Lots of 💰 is being moved into real estate because it's a safe long term investment and still a great purchase even in high inflation periods like right now. Don't think about real estate in 6-18 month cycles think about it in 6-18 year cycles.#realestate #realestatetips #invest #finance #homebuying#househunting #realestateinvesting #money"
TikTok Link 2022-05-13T12:38Z 19.8K followers, [----] engagements
"LEGAL ways to avoid taxesBig real estate investors seem to never pay taxes on real estate. But how❓🤔🔴They borrow against their properties (tax free)⚫A lot of the cash flow is tax free (due to depreciation and otherdeductions)🔵When they sell these investment properties they defer the taxes by doing a [----] exchange#realestateinvesting #finance #persona#PersonalFinancetips"
TikTok Link 2022-05-20T13:25Z 19.8K followers, 145.9K engagements
"Are we heading into a recession 😱 Even though unemployment remains low and wages have grown considerably over the last year you cant ignore the 🐘 in the room inflation❗ As inflation keeps going up 👆🏼 all signs point to real estate values continuing to go up as well regardless of a recession. If you already own real estate you probably want to keep your money in it. If you dont there is no better time than the present to get in the game. 🎯 #recession #realestate #investing #realestateinvesting #finance #financetips #realestatetips #mortgagehacks"
TikTok Link 2022-06-15T13:28Z 19.8K followers, [----] engagements
"This is some great news. 👩🏼⚕ Medical bills are tricky. Sometimes when we go to the doctor its so easy to not pay attention when the bill comes in the mail weeks later. 😰 but now the credit bureaus are helping us out with this issue. You will no longer have a huge drop 👇🏼 in your credit score if you dont pay it on time. Dont get caught slipping by getting dinged major points on your score b/c of medical bills 🩻 #medical #collections #homebuyer #tips #mortgage #lender #fyp #fy"
TikTok Link 2022-07-29T13:02Z 19.8K followers, [---] engagements
"Don't try to time the market. When you're home shopping trying to time the real estate market should be the last thing you consider. You should buy a home because you enjoy it it's safe and it's where you want to spend time with your family. As long as you can afford the payment buy the home. Real estate tends to go up in value over time even through most recessions #realestateinvesting #finance #personalfinance #realestateinvestment #money #wealth #asset #cashflow #richdadpoordad"
TikTok Link 2022-08-03T00:32Z 19.8K followers, [----] engagements
"Build a legacy of security and peace of mind by setting up a trust. Just ask my friend who saved 175k in taxes from the sale of his parents home. Invest in the future Protect your hard-earned assets #TrustWorthIt #EstatePlanning #FinancialSecurity"
TikTok Link 2023-02-10T14:01Z 19.8K followers, [----] engagements
"What if I told you that you could still make money in real estate even if you thought the market was going to crash 💥 Savvy investors can find lucrative opportunities in any market condition. 🔑Having an understanding of the market trends is key to successful investing. By studying the local real estate market you can identify areas that are poised for growth or have a strong demand for housing. You can then target your investments in these areas to increase your chances of success. 🎯"
TikTok Link 2023-07-24T13:21Z 19.8K followers, [---] engagements
"Do you want to know when the best time to buy a house is 🤔 Ill tell you. 💡 Its whenever youve talked with a home loan advisor youve been pre approved and you feel comfortable with the payment you have been quoted. 👍🏼 The reality is that the data shows prices are not coming down anytime soon and even though rates seem to be headed the right direction all that is going to do is create more competition with such low inventory. Think about it youre already going to be making a monthly payment regardless - why not purchase the home you can afford now 🏚 & in 3-8 years go after your dream home"
TikTok Link 2023-09-01T13:01Z 19.8K followers, [---] engagements
"💡🤑People often associate high earnings with traditional careers like doctors and lawyers but let's talk ROI (Return on Investment)❗ MANY people who didnt go the traditional route have still become extremely successful in fields such as sales entrepreneurship social media etc. You dont always need a fancy title or even a degree to be a success. You just need work ethic and big goals. If youre willing to put in the work you can earn as much or more than someone in a traditional career. 💸📊 #ROI #RealEstate #CareerChoices"
TikTok Link 2023-11-01T16:57Z 19.8K followers, [----] engagements
"How does the 2-1 Buydown Strategy work in Today's Housing Market Lets get into the math 💰💡 This route offers you a lower rate in the first year (2% less) and the second year (1% less). It is a game-changer for managing early homeownership expenses. #RealEstateStrategies #HomeownershipTips #MortgageSavings"
TikTok Link 2024-03-06T13:48Z 19.8K followers, [---] engagements
"What's Your True Rate Sure you might have a low mortgage rate but what's your overall rate Your blended rate considers ALL your debts and rates weighted by the outstanding balance. Don't overlook high rates on auto loans 🚘 credit cards 💳 or personal loans 💰. Once you factor in all these rates your blended rate could be significantly higher than you think. But don't worry there's a solution 👍🏼 #FinancialFreedom #DebtManagement #HomeOwnership"
TikTok Link 2024-04-12T12:44Z 19.8K followers, [---] engagements
"Setbacks happen but it's how we adapt and move forward that matters 🚀 Let's keep pushing forward and finding new ways to connect and grow our businesses❗ No matter what happens: keep posting connecting & building your community If the TikTok ban does happen how will it affect you or your business Comment below 👇🏼 #Resilience #AdaptAndOvercome #tiktokban"
TikTok Link 2024-04-27T12:31Z 19.8K followers, [---] engagements
"Ready to save thousands on your mortgage Learn how making one extra payment can make a huge difference in your loan term and interest #homesavings #mortgageadvice"
TikTok Link 2024-07-19T13:08Z 19.8K followers, [---] engagements
"Play ball Ever wondered how far a minor league baseball player's salary can stretch in the housing market Using data from ZipRecruiter we're exploring how much a Tulsa Drillers player can afford in a home. Minor league baseball players often have salaries all over the place so it's interesting to see how far their budget can stretch in different housing markets. The Tulsa Drillers are a great example and using data from ZipRecruiter provides a reliable source for salary information. #tulsa #oklahoma #tulsadrillers"
TikTok Link 2024-07-22T12:50Z 19.8K followers, [----] engagements
"Want to Pay Off Your Mortgage FasterMany homeowners feel like theyll be paying their mortgage forever but with a few smart moves you could save years and thousands in interest Small changes like making biweekly payments or adding a bit extra to your principal each month can make a huge difference. Or if youve come into some extra cash a mortgage recast might be a good option to lower your payments without refinancing. Ready to find the best strategy to reach your goals faster Lets talk options #MortgageTips #Homeownership #FinancialFreedom"
TikTok Link 2024-11-01T12:29Z 19.8K followers, [---] engagements
"Want to know how rates could shape the market in [----] Heres the reality: even a small dip in interest ratesfrom the mid-sevens to the mid-sixescould be the game-changer that unlocks a lot of movement in the housing market. There are plenty of homeowners who bought in the rush of 2020-2021 and are now itching for a change but higher rates have kept them stuck. As rates soften expect those on the sidelines to jump in. The key takeaway Waiting for rock-bottom rates is a losing game. Prices are climbing and waiting just means paying more later for the same property. Dont let hesitation hold you"
TikTok Link 2025-01-30T13:47Z 19.8K followers, [---] engagements
"Elon Musk just dropped a bomb about interest ratesif hes right it could change everything. He just tweeted that while everyone is focused on the Federal Reserve and rate cuts the real driver of interest rates is the 10-year Treasury yield. Heres what hes saying: 📉 Government spending cuts could bring the yield down which in turn would lower mortgage rates. 📉 If global investors see the U.S. as serious about fixing its finances they may buy more U.S. bondsdriving yields and rates lower. But heres why it might NOT happen: ⚠ If spending cuts arent effective or new policies drive inflation up"
TikTok Link 2025-02-18T13:28Z 19.8K followers, [---] engagements
"In [----] states like New Jersey Connecticut and Massachusetts saw huge equity gainsup to $39K in just a year. Meanwhile places like Hawaii and Florida actually lost value. Where you buy matters. It could shape how fast you build wealth. DM me if you want to see whats happening in your local market"
TikTok Link 2025-06-30T12:43Z 19.8K followers, [---] engagements
"Mortgage rates just ticked higher after the Fed cut rates again. Its a reminder: rate cuts dont always mean cheaper home loans. Mortgage rates follow the 10-year Treasury yield more closely than the Feds short rate. If youre waiting for that perfect moment to buy or refinance you might overthink yourself out of opportunity. Lets run the numbers together so you know if the timing works for you"
TikTok Link 2025-09-26T12:36Z 19.8K followers, [----] engagements
"If your child was born between January [--] [----] and January [--] [----] they may qualify for a new federal program that deposits $1000 into a Trump account (formerly called a MAGA account) This is a tax-advantaged savings plan that grows over time and can be used for education your childs first home or even starting a business Every U.S. baby born in that window can qualify. No income limits. No stressful applications. Just a parent with a Social Security number You can also add up to $5000/year. The money gets invested in a U.S. stock index fund Think of this as free capital you didnt ask for. It"
TikTok Link 2025-10-13T12:22Z 19.8K followers, [----] engagements
"Tulsa renters are rising fast and that could be great news for you. As demand outpaces supply every home on the market becomes more valuable. But heres the opportunity: when inventory is tight motivated sellers are often more open to negotiation. Tour homes that have been sitting a little longer. Ask for repairs seller-paid closing costs or even a rate buy-down. In this market leverage favors the proactive. If you want a list of underpriced Tulsa homes ripe for negotiation DM me opportunity and Ill send them your way"
TikTok Link 2025-10-15T14:11Z 19.8K followers, [---] engagements
"If you are still waiting for the perfect time to buy a home you are not the only one The Fed cut rates again and everyone is asking the same question do I buy now or wait The truth even experts cannot time the market with precision Mortgage rates do not move only on Fed decisions they respond to what investors expect will happen next Instead of trying to predict the bottom focus on being ready You can always refinance if rates drop You cannot go back and buy the home you missed Preparation beats prediction If you want a plan for what to do next based on your budget and timeline DM me READY"
TikTok Link 2025-11-25T13:47Z 19.8K followers, [---] engagements
"New home construction is finally picking up but the supply gap is far from fixed July data shows single family housing starts increased for the first time in months especially across the South according to Realtor dot com This gives buyers more options more competition among builders and in some markets a little breathing room on pricing Here is the catch Even with the increase new construction is still well below what is needed to meet demand We are not building fast enough to close the shortage and that keeps pressure on prices If you are thinking about buying this shift might give you a"
TikTok Link 2025-12-05T13:36Z 19.8K followers, [---] engagements
"The Fed cut rates again and the ripple effect is already hitting the mortgage world Rates are drifting lower not a free fall but enough to open a real window for buyers and homeowners who have been waiting for a break Refinances are becoming worth a second look Savings accounts and CDs are losing their edge as yields move down And buyers who prepare early will get the best advantage not the people who wait until headlines tell them it is time If you want to buy or refi start pulling documents check your credit and get your numbers ready Once the market reacts the people who move first win"
TikTok Link 2025-12-11T15:17Z 19.8K followers, [---] engagements
"The U.S. housing market is now in correction territory and that matters for your next move After years of rapid price growth home prices are starting to soften in many markets not a crash but a meaningful shift. Global investors are now watching closely because this could shape opportunities in [----] and beyond. What this means for you Less aggressive price increases can give buyers more negotiating power Markets that were once overheated are becoming more balanced Investors are rethinking where and how they deploy capital If youve been waiting for a moment when the market feels more realistic"
TikTok Link 2026-01-23T12:59Z 19.8K followers, [---] engagements
"Some cities in the U.S. are seeing faster income growth than others and that matters if youre thinking about buying investing or planning where your money goes further in [----] Recent data shows median household incomes rising significantly in cities like Tampa Long Beach San Francisco Fresno and San Jose all with notable increases year over year. In Tampa alone income jumped more than [--] percent making it one of the fastest growing markets for earnings. In other metros the gains range from around [--] to [--] percent even as national income growth remains modest overall. More income growth can"
TikTok Link 2026-01-28T15:02Z 19.8K followers, [---] engagements
"Most people think paying off a mortgage faster means earning more money It doesnt By changing how often you pay not how much you can quietly shave years off your loan Biweekly payments add up to one extra full payment each year and that extra amount goes straight to principal Over time this can mean tens of thousands saved in interest and [--] to [--] years gone from your mortgage Same income Smarter structure Follow for simple mortgage strategies that work in the real world"
TikTok Link 2026-01-30T12:38Z 19.8K followers, [---] engagements
"Changes to Capital Gains Tax on Home Sales Could Impact Every Homeowner Lawmakers are discussing proposals that would change how much tax you pay when you sell a home youve lived in. Traditionally homeowners can exclude up to $250000 (or $500000 for couples) in profit from taxes. New proposals would tighten eligibility shorten how long you need to live in the home or limit how often you can claim the exclusion. If these changes pass selling a long-time home or downsizing could result in a larger tax bill than you expect. This matters whether you are planning to buy refinance sell or invest"
TikTok Link 2026-02-02T13:37Z 19.8K followers, [---] engagements
"Housing Market Predictions for [----] and What They Mean for You Recent forecasts from Forbes Advisor show the market shifting in ways buyers and sellers need to understand. Prices are expected to grow more slowly mortgage rates could stay relatively stable and inventory trends will be a major driver of opportunity next year. This isnt speculation its data-informed insight into where affordability competition and timing line up. Whether youre thinking about buying selling refinancing or investing knowing how the market is predicted to move helps you make confident decisions instead of reacting"
TikTok Link 2026-02-10T13:26Z 19.8K followers, [---] engagements
"Most banks won't tell you this but you can turn Your 30-Year into a 15-Year Saving Thousands First check your mortgage statement find the magic number and pay it on the 15th Watch your mortgage transform and your savings soar. #MortgageHack #FinancialFreedom #tulsarealestate #tulsamortgage"
TikTok Link 2025-06-13T12:34Z 19.8K followers, 1.4M engagements
"Excuse my handwriting 🥴But yes you read that right - 15k (5%) down could be all you need for a $300000 🏠Or even as low as 3% if youre a first time home buyer. Dont believe the old myth that you need a 20% downpayment in order to buy a home. Too often waiting until youve saved up for a large downpayment actually ends up costing you more 💲#mortgagequestions #investingtips #wealthadvisory #homebuyerknowledge #loans #personal #finance"
TikTok Link 2022-07-06T12:42Z 19.8K followers, 181.5K engagements
"LEGAL ways to avoid taxesBig real estate investors seem to never pay taxes on real estate. But how❓🤔🔴They borrow against their properties (tax free)⚫A lot of the cash flow is tax free (due to depreciation and otherdeductions)🔵When they sell these investment properties they defer the taxes by doing a [----] exchange#realestateinvesting #finance #persona#PersonalFinancetips"
TikTok Link 2022-05-20T13:25Z 19.8K followers, 145.9K engagements
"Not every mortgage hack is actually a smart move Theres a strategy floating around where you put [--] percent down and plan to drop a lump sum later to lower your payment without refinancing Sounds clever But heres what most people miss Not every loan allows a recast FHA VA USDA those usually do not qualify And some lenders do not even offer it on conventional loans Before trying to get fancy make sure you understand the rules of your loan and how it affects your long term options Simple well planned strategies usually beat complicated ones Follow for real mortgage guidance without the gimmicks"
TikTok Link 2026-02-11T15:05Z 19.8K followers, [---] engagements
"Housing Market Predictions for [----] and What They Mean for You Recent forecasts from Forbes Advisor show the market shifting in ways buyers and sellers need to understand. Prices are expected to grow more slowly mortgage rates could stay relatively stable and inventory trends will be a major driver of opportunity next year. This isnt speculation its data-informed insight into where affordability competition and timing line up. Whether youre thinking about buying selling refinancing or investing knowing how the market is predicted to move helps you make confident decisions instead of reacting"
TikTok Link 2026-02-10T13:26Z 19.8K followers, [---] engagements
"Buying a second home does not always mean putting [--] percent down There are programs that allow families to buy a home for aging parents with as little as [--] percent down when they are no longer working Instead of spending money on rent or assisted living that same cash can go toward a home that builds equity and long term family wealth This option is not right for everyone but for the right families it can be a game changer It is one of those strategies people usually hear about too late Follow for smart home buying strategies most people are never told about HOW TO SAVE BIG WHEN BUYING A"
TikTok Link 2026-02-04T15:24Z 19.8K followers, [---] engagements
"Changes to Capital Gains Tax on Home Sales Could Impact Every Homeowner Lawmakers are discussing proposals that would change how much tax you pay when you sell a home youve lived in. Traditionally homeowners can exclude up to $250000 (or $500000 for couples) in profit from taxes. New proposals would tighten eligibility shorten how long you need to live in the home or limit how often you can claim the exclusion. If these changes pass selling a long-time home or downsizing could result in a larger tax bill than you expect. This matters whether you are planning to buy refinance sell or invest"
TikTok Link 2026-02-02T13:37Z 19.8K followers, [---] engagements
"Most people think paying off a mortgage faster means earning more money It doesnt By changing how often you pay not how much you can quietly shave years off your loan Biweekly payments add up to one extra full payment each year and that extra amount goes straight to principal Over time this can mean tens of thousands saved in interest and [--] to [--] years gone from your mortgage Same income Smarter structure Follow for simple mortgage strategies that work in the real world"
TikTok Link 2026-01-30T12:38Z 19.8K followers, [---] engagements
"Some cities in the U.S. are seeing faster income growth than others and that matters if youre thinking about buying investing or planning where your money goes further in [----] Recent data shows median household incomes rising significantly in cities like Tampa Long Beach San Francisco Fresno and San Jose all with notable increases year over year. In Tampa alone income jumped more than [--] percent making it one of the fastest growing markets for earnings. In other metros the gains range from around [--] to [--] percent even as national income growth remains modest overall. More income growth can"
TikTok Link 2026-01-28T15:02Z 19.8K followers, [---] engagements
"If you want to buy your first home and avoid unnecessary stress preparation matters more than timing Most first time buyers run into problems because they wait too long to get ready Start by checking your credit well before you begin shopping Work on reducing debt so your buying power is stronger when it counts Build your team early so you are not scrambling when the right home shows up Confident buyers are not lucky they are prepared Follow for practical guidance that helps you buy with clarity and confidence [--] FIRST TIME HOME BUYING MISTAKES TO AVOID [--] FIRST TIME HOME BUYING MISTAKES TO"
TikTok Link 2026-01-26T13:46Z 19.8K followers, [---] engagements
"The U.S. housing market is now in correction territory and that matters for your next move After years of rapid price growth home prices are starting to soften in many markets not a crash but a meaningful shift. Global investors are now watching closely because this could shape opportunities in [----] and beyond. What this means for you Less aggressive price increases can give buyers more negotiating power Markets that were once overheated are becoming more balanced Investors are rethinking where and how they deploy capital If youve been waiting for a moment when the market feels more realistic"
TikTok Link 2026-01-23T12:59Z 19.8K followers, [---] engagements
"Buying a home together before marriage is common now but it comes with rules most people do not understand Lenders do not average credit scores they use the lower one Ownership is based on how the title is set up not who makes the payment And you need a clear plan for what happens if life changes These conversations feel uncomfortable up front but they protect both the relationship and the investment long term Smart planning now saves stress money and legal issues later Follow for real guidance on buying a home with a partner DOES GETTING MARRIED AFFECT BUYING A HOME DOES GETTING MARRIED"
TikTok Link 2026-01-21T12:53Z 19.8K followers, [---] engagements
"Most homeowners think refinancing is the only way to lower a mortgage payment but there is another option many lenders never mention A mortgage recast lets you make a large lump sum payment toward principal then your lender recalculates your monthly payment based on the new balance You keep your original interest rate You keep your loan term You avoid thousands in refinance costs This works best if you have extra cash and a good rate you do not want to lose It is not for everyone but in the right situation it can be a smart move Follow for mortgage strategies banks rarely explain but"
TikTok Link 2026-01-20T13:19Z 19.8K followers, [----] engagements
"If you put $10000 to work today where does it actually grow faster With stocks an [--] percent return earns about $800 in a year With real estate that same $10000 can control a much larger asset When a $300000 home rises [--] percent the gain is based on the full value of the property not just the cash you put in That difference is leverage and it is why real estate has built long term wealth for so many investors The strategy is not about choosing stocks or homes It is about understanding how your money works harder when it controls more Follow for clear wealth building strategies that focus on"
TikTok Link 2026-01-16T13:26Z 19.8K followers, [---] engagements
"You do not need a bigger income to pay off your mortgage faster You just need a better payment rhythm By switching from monthly to biweekly payments you end up making [--] full payments each year instead of [--] That extra payment goes straight toward principal Over time this can cut [--] to [--] years off your loan and save tens of thousands in interest Same money Smarter timing Follow for simple mortgage strategies that actually move the needle"
TikTok Link 2026-01-14T13:32Z 19.8K followers, [---] engagements
"Buying a home together when incomes are not equal is more common than people think and it does not have to be awkward or unfair Most couples do not earn the same amount which means the process works best when expectations are clear from the start Talk through what matters most to each of you so the home feels shared not one sided Put the financial details in writing so everyone knows who is responsible for what if life changes Choose an ownership structure that reflects each persons contribution instead of forcing a [--] [--] split The right setup protects the relationship and the investment at"
TikTok Link 2026-01-12T13:39Z 19.8K followers, [---] engagements
"Most Americans still buy homes in the summer but the data shows the market is changing. Traditionally June through August has been the peak buying season because families want to move before school starts and there are more listings. This year however buyers and sellers are spreading their activity across more of the calendar and market conditions are shifting faster than usual. That means waiting for summer to buy isnt always the best strategy anymore. With more inventory showing up outside traditional peak months and rates moving unpredictably smart buyers are watching trends and acting"
TikTok Link 2026-01-09T15:03Z 19.8K followers, [---] engagements
"Theres a big debate in housing right now about whether Fannie Mae and Freddie Mac should stay separate and the answer matters if youre buying or refinancing. Keeping them independent promotes competition protects access to mortgage financing and helps limit risk in the housing market. If they merge or change too much fewer lenders could mean tighter credit and higher costs for borrowers down the line. This isnt Wall Street noise it affects how easily you qualify for a loan how lenders price risk and whether mortgage options stay available for first-time buyers and everyday families"
TikTok Link 2026-01-08T13:38Z 19.8K followers, [---] engagements
"Cut your mortgage term in half without refinancing. Here is how to do it. Take your monthly principal and interest payment. Divide it by six. Pay that number again on the 15th of every month toward principal only. Example: Monthly payment = $1704 Divide by six = $284 Pay that $284 as an extra principal-only payment each month. This small move shaves years off your loan. You save six figures in interest. Your 30-year loan can be gone in about [--] years. Like this tip follow for more ways to pay off your home faster"
TikTok Link 2026-01-05T13:23Z 19.8K followers, [---] engagements
"Is there a best time to pay off your mortgage Yes and heres how the pros think about it Recent insights show the strongest moments to pay down your loan are when: Your interest rate is high and future cuts are unlikely You have an emergency fund already built You can reduce your term without jeopardizing your cash flow You can make lump-sum or extra principal payments that actually impact your balance Paying extra isnt just about speed its about timing and strategy. A smart payoff plan can lower your interest costs over the life of the loan and give you financial flexibility long before"
TikTok Link 2026-01-02T13:35Z 19.8K followers, [----] engagements
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