#  @oscardonproperty oscardonproperty oscardonproperty posts on TikTok about money, investment, debt, retirement the most. They currently have [-----] followers and [--] posts still getting attention that total [-------] engagements in the last [--] hours. ### Engagements: [-------] [#](/creator/tiktok::7438191136604308501/interactions)  - [--] Week [-------] -47% - [--] Month [---------] -13% - [--] Months [---------] -71% - [--] Year [----------] +8,213% ### Mentions: [--] [#](/creator/tiktok::7438191136604308501/posts_active)  - [--] Week [--] +42% - [--] Month [--] +233% - [--] Months [--] +8.60% - [--] Year [--] +644% ### Followers: [-----] [#](/creator/tiktok::7438191136604308501/followers)  - [--] Week [-----] +8.30% - [--] Month [-----] +25% - [--] Months [-----] +121% - [--] Year [-----] +7,272% ### CreatorRank: [------] [#](/creator/tiktok::7438191136604308501/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) #2241 [countries](/list/countries) [travel destinations](/list/travel-destinations) [cryptocurrencies](/list/cryptocurrencies) [luxury brands](/list/luxury-brands) [fashion brands](/list/fashion-brands) [automotive brands](/list/automotive-brands) [technology brands](/list/technology-brands) **Social topic influence** [money](/topic/money), [investment](/topic/investment), [debt](/topic/debt), [retirement](/topic/retirement), [if you](/topic/if-you), [buying](/topic/buying), [australia](/topic/australia), [mindset](/topic/mindset), [in the](/topic/in-the), [credit cards](/topic/credit-cards) **Top assets mentioned** [The 99% Community (99)](/topic/$99) ### Top Social Posts Top posts by engagements in the last [--] hours "East Coast investors are cashing in on this Perth property goldmineare you missing out💰🏡 #fyp #viral #MoneyTalk #WealthBuilding #PassiveIncome #FinancialFreedom #property #realestate POV- East Coast investors rushing to Perth for $650K beachfront properties renting for $750 per week. POV- East Coast investors rushing to Perth for $650K beachfront properties renting for $750 per week" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7466231103477665031) 2025-01-31T23:50Z [--] followers, [---] engagements "Investment Property Tax Deductions You Should Know l 💸🏠 Disclaimer: This content is for informational purposes only and should not be considered financial advice. Please consult a qualified financial advisor to assess your specific situation #fyp #investing #realestate #viral #InvestingTips #moneytips #wealth #financialliteracy #moneytalks Depreciation Mortgage Interest Council rates Water rates Pest control Property management Land tax Negative gearing Property insurance Repairs & Maintenace Body Corporate Strata Fees Gardening Tax deductions you can claim on an investment property" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7467044369871162631) 2025-02-03T04:25Z [--] followers, [---] engagements "Imagine owning a beachfront investment property and the rent covers the mortgage 🤯🔥 Would you do this with your best mate 👇🏡 Disclaimer: This information is general in nature and does not constitute personal financial advice. It does not take into account your individual objectives financial situation or needs. Always consider whether the information is appropriate for you and seek advice from a qualified professional before making financial decisions. #moneytalks #realestate #financialliteracy #investing #fyp #wealth #property #moneytips #growth POV - You and your best mate just locked" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7468047218465934600) 2025-02-05T21:17Z [--] followers, [---] engagements "Small consistent habits snowball into positive changes overtime 💪🏼📈 #moneytalks #financialfreedom #financialliteracy #growth #mortgage #investing #realestate #fyp #personalgrowth Small Habits = Big Changes Reading [--] pages per day = Over [--] books per year Waking up [--] mins earlier = [-----] extra minutes Completing [--] mins of exercise a day = [---] hours of building strength and fitness [--] hour of self-development per day = [---] hours of personal growth Walking [-----] steps each day = [--] marathons per year Small Habits = Big Changes Reading [--] pages per day = Over [--] books per year Waking up 30" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7469670234333449479) 2025-02-10T06:15Z [--] followers, [---] engagements "Follow this money checklist to help you level up your finances in 2025📈 DISCLAIMER: this video is for informational purposes only and should not be taken as personal financial advice. Please speak to a qualified financial advisor for tailored recommendations #financialliteracy #moneytalks #mortgage #investing #fyp #personalgrowth #financialfreedom #moneytips #FinancialSuccess" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7470274875433766151) 2025-02-11T21:21Z [--] followers, [---] engagements "5 signs that your doing great financially 💪🏼 Disclaimer- please note that the information in this video is general in nature. If youre wanting personalised financial advice please reach out to a professional #realestate #moneytok #moneytalks #financialfreedom #financialliteracy #fyp #viral [--] Signs Youre Doing Great Financially 1- You have $0 consumer debt ($15719 is the average) [--]. Youre investing for the future (49% arent) [--]. You have an emergency fund (16.2% dont have $1k saved) [--]. You have no car payments ($918 a month is the average) [--]. Youre able to save each month (48% live paycheck" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7472498117212998930) 2025-02-17T21:09Z [----] followers, [----] engagements "Its crazy what [--] years can do 🤯 * Assuming 7% annual growth Disclaimer: please note that the information in this video is general in nature. If youre wanting personalise financial advice please reach out to a professional in the industry. #moneytalks #financialfreedom #passiveincome #fyp #propertyinvestment #wealthmindset Buy property now or wait 🏠 Cost of waiting [--] years = $3937000 🏠 $750k property bought at age [--] $750k property bought at age [--] $4070000 at [--] $8007000 at [--] Buy property now or wait 🏠 Cost of waiting [--] years = $3937000 🏠 $750k property bought at age [--] $750k" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7476613574387879175) 2025-02-28T23:19Z [--] followers, 23.5K engagements "This will help you A LOT if youre aiming to apply for a loan in [--] months #wealth #moneytips #moneytalks #fyp #wealth #mortgage Do this [--] months before applying for a home loan Pay off or close any zip money or after pay accounts Cut Down all discretionary spending Do Not miss any rental payments Do Not gamble Dont apply for any other credit such as car loans credit cards and personal loans Do this [--] months before applying for a home loan Pay off or close any zip money or after pay accounts Cut Down all discretionary spending Do Not miss any rental payments Do Not gamble Dont apply for any" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7482676195394342152) 2025-03-17T07:25Z [---] followers, 44.3K engagements "If you believe any of these we need to talk. 😂🏡💸 Which one do you hear the most Drop a comment 👇 #fyp #moneytalks #investor #propertyinvestor #realestate #moneytips Disclaimer: This content is for educational and entertainment purposes only and does not constitute financial advice. Always do your own research and consult with a qualified professional before making any investment decisions. Tag a mate whos STILL waiting to invest 1- You LOVE making your landlord rich Keep rentingyour landlord needs a new car 🚗💸 2- You HATE free money Passive income Nah struggling paycheck-to-paycheck" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7484077261868551431) 2025-03-21T02:02Z [---] followers, [----] engagements "Feeling behind The average Aussies finances might surprise you. 💰🤯 Are you above or below the norm Lets discuss 👇 #manifest #fyp #moneytalks #wealth #invest #realestate #moneytips #property #mortgage Think youre behind in life Heres what the AVERAGE Aussie has Earns $65884 Has a mortgage of $554498 Has $6000 in Credit Card Debt Has $12336 in HECS Debt Less than $2000 in Savings Purchase first home at [--] years old Has $32478 in car loans Is this what you expected Comment below Think youre behind in life Heres what the AVERAGE Aussie has Earns $65884 Has a mortgage of $554498 Has $6000 in" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7488516448478891272) 2025-04-02T01:08Z [---] followers, 54.3K engagements "Are you aligned with your partner Disclaimer: The information provided in this video is general in nature and should not be considered as financial advice. Speak to a professional if that is what youre wanting #realestateinvesting #wealth #moneytalks #moneytips #investor #costofliving #retirement #passiveincome Millionaire Family He makes $100K She makes $75k They clear bad debt (Credit Cards Car & Personal Loans) They live off his income and invest hers At 8% growth theyll have $1m in just [--] years Building wealth is 1000x times easier when you share the same goals with your partner" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7489964945283566856) 2025-04-05T22:49Z [----] followers, 827.4K engagements "Youre not behind youre in your own race. Its you vs you #moneytok #moneytalks #australia #sydney #realestate #property #mindset #retirement #investmentproperty #wealth If youre feeling behind just remember. Only 3% of Australians earn over $100k The average Aussie has a $554498 mortgage The average Aussie has $6684 credit card debt The average homeowner is [--] years old The average entrepreneur is [--] years old The average millionaire is [--] years old If youre feeling behind just remember. Only 3% of Australians earn over $100k The average Aussie has a $554498 mortgage The average Aussie has" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7493079120054668551) 2025-04-14T08:13Z [----] followers, 14.9K engagements "What does financial freedom look like to you #moneytalks #moneytok #investing #invest #investmentproperty #retirement #wealth What financial freedom looks like - Driving off a paid car -Passive income from investments -No credit cards or personal debt -Using your 5-9 to build your side hustle -Stable emergency fund - Able to spend quality time with your family and friends What financial freedom looks like - Driving off a paid car -Passive income from investments -No credit cards or personal debt -Using your 5-9 to build your side hustle -Stable emergency fund - Able to spend quality time with" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7494047810120158472) 2025-04-16T22:53Z [----] followers, 10.8K engagements "You can only pick two.what are they #moneytalks #moneytok #realestate #wealth #property #invest #investing #investment #money You can only pick [--] 💸 $150K salary + $30k pay increase for the next [--] years 💸 Never pay taxes again 💸 $2M home for free 💸 Perfect health to [--] 💸 Unlimited travel allowance You can only pick [--] 💸 $150K salary + $30k pay increase for the next [--] years 💸 Never pay taxes again 💸 $2M home for free 💸 Perfect health to [--] 💸 Unlimited travel allowance" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7495719161952308487) 2025-04-21T10:58Z [----] followers, 567.9K engagements "How are you for work life balance #moneytok #moneytalks #realestate #wealth #property #invest #investing #investmentproperty #financialfreedom Which would you rather Option [--] - Work [--] hours a week for $250000 per year Option [--] - Work [--] hours a week for $55000 per year Comment below Which would you rather Option [--] - Work [--] hours a week for $250000 per year Option [--] - Work [--] hours a week for $55000 per year Comment below" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7498216001000017170) 2025-04-28T04:27Z [----] followers, 1.5M engagements "What two would you pick Comment below #moneytok #moneytalks #realestate #wealth #property #financialfreedom #passiveincome #moneytips #ratrace #investments If you could only pick [--] [--] - Retire at [--] 2- $25K every month for life 3- No Bills 4- Unlimited Travel Fund 5- A fully paid dream house If you could only pick [--] [--] - Retire at [--] 2- $25K every month for life 3- No Bills 4- Unlimited Travel Fund 5- A fully paid dream house" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7498489967044201746) 2025-04-28T22:10Z [----] followers, 238.3K engagements "Are you and your partner both alligned financially #moneytalks #moneytok #realestate #property #wealth #financialfreedom #passiveincome #moneytips Disclaimer - the information in this video is general in nature and is not considered personal financial advice Millionaire Family He makes $100K She makes $75K They clear bad debt (personal loans credit cards & car loans) They live off his income and invest hers At 8% growth theyll have $1M in just [--] years Building wealth is 1000x easier when you share the same goals with your partner Millionaire Family He makes $100K She makes $75K They clear" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7499249990884216082) 2025-04-30T23:20Z [----] followers, 1.9M engagements "Which option would you choose The good old work life balance argument 👇🏼 #moneytok #moneytalks #retirement #wealth #propertyinvesting #financialfreedom #realestateinvesting #mortgage #fyp What would you prefer Option [--] - Work [--] hours a week for $300000 per year Option [--] - Work [--] hours a week for $55000 per year What would you prefer Option [--] - Work [--] hours a week for $300000 per year Option [--] - Work [--] hours a week for $55000 per year" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7507385882047958280) 2025-05-22T21:31Z [----] followers, 41.4K engagements "Is the new car really worth it #moneytok #moneytalks #retirement #wealth #propertyinvesting #fyp That $50000 car loan that you finally paid off after [--] years cost you $64000 (interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years Is a new car really worth it That $50000 car loan that you finally paid off after [--] years cost you $64000 (interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years Is a new car really worth it" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7509732974556925202) 2025-05-29T05:19Z [----] followers, 786.4K engagements "Are you on track to reach your saving goals #moneytok #moneytalks #retirement #wealth #propertyinvesting #fyp #financialfreedom #property #realestateaustralia Theres [--] weeks left of [----] If you and your partner start saving today by the end of the year youll have: $100 week each = $6000 $200 week each = $12000 $300 week each = $18000 $400 week each = $24000 This could be enough for a 5% deposit on a $480K property Theres [--] weeks left of [----] If you and your partner start saving today by the end of the year youll have: $100 week each = $6000 $200 week each = $12000 $300 week each = $18000" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7511505529697619208) 2025-06-02T23:57Z [----] followers, 13.8K engagements "What would you pick #moneytalks #moneytok #propertyinvesting #wealth #retirement #fyp #financialfreedom [--]. Unlimited flights for [--] years [--]. No Mortgage [--]. $200K Cash [--]. A New Car [--]. $1000 per month for the rest of your life Which [--] would you pick [--]. Unlimited flights for [--] years [--]. No Mortgage [--]. $200K Cash [--]. A New Car [--]. $1000 per month for the rest of your life Which [--] would you pick" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7513022360652434695) 2025-06-07T02:03Z [----] followers, 113.9K engagements "My golf swing might cost me shots But a 0.25% rate drop could be saving YOU 💸 Check out how much you could be pocketing each month if theres a 0.25% rate drop today by the RBA #moneytok #realestate #property #interestrates #interest #rate #rba #australia #money What a 0.25% rate drop is SAVING YOU per month $350k $400k $450k $500k $550k $600k $650k $700k $2099 $2399 $2698 $2998 $3298 $3598 $3898 $4197 Mortgage 6.00% 5.75% Savings $2042 $2334 $2625 $2917 $3209 $3501 $3793 $4084 $57 $65 $73 $81 $89 $97 $105 $113 What a 0.25% rate drop is SAVING YOU per month $350k $400k $450k $500k $550k $600k" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7524513497137384722) 2025-07-08T01:15Z [----] followers, [----] engagements "What would your two options be #moneytok #property #realestate #interestrates #money #australia #wealth #mindset #wealthy If you could only pick two [--] - No Bills 2- Fully Paid off $4M home 3-$35K every month for life 4- Unlimited Travel Fund 5- Retire at [--] If you could only pick two [--] - No Bills 2- Fully Paid off $4M home 3-$35K every month for life 4- Unlimited Travel Fund 5- Retire at 40" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7525254441629388039) 2025-07-10T01:10Z [----] followers, 138.1K engagements "Step 1: Check listings. Step 2: Analyse interest rates migration patterns & the GDP.🤓🏠📈 #investment #fyp #money #moneytok #wealth POV: You start researching your next investment property and suddenly youre a full time economist POV: You start researching your next investment property and suddenly youre a full time economist" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7537859891080269063) 2025-08-13T00:26Z [----] followers, [---] engagements "Youre almost there keep going 💪🏼 #fyp #viral #property #realestate #investing A gentle reminder that a $60k salary is actually only $48833 after tax So even if youre putting $20 a week into savings youre doing better than most 💪🏼 A gentle reminder that a $60k salary is actually only $48833 after tax So even if youre putting $20 a week into savings youre doing better than most 💪🏼" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7466366015492984071) 2025-02-01T08:33Z [----] followers, 240.2K engagements "Its a lot easier than you think Disclaimer: This information is general in nature and does not constitute personal financial advice. It does not take into account your individual objectives financial situation or needs. Always consider whether the information is appropriate for you and seek advice from a qualified professional before making financial decisions. #fyp #investing #realestate #financialliteracy #viral #property #growth" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7467767246207733000) 2025-02-05T03:11Z [--] followers, [----] engagements "Want to get approved for a home loan 🏡💰 Heres what you NEED to do 3-6 months before applying 🚀 DISCLAIMER: This information is general in nature and does not constitute personal financial advice. It does not take into account your individual objectives financial situation or needs. Always consider whether the information is appropriate for you and seek advice from a qualified professional before making financial decisions. #moneytalks #growth #financialliteracy #mortgage #homeloan #investing #realestate #fyp - Avoid applying for new credit such as personal loans - Avoid withdrawing savings" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7469259415078636807) 2025-02-09T03:41Z [--] followers, [----] engagements "Here is how much youd be saving based off a [--] year term (p&i) DISCLAIMER- the information in this video is general advice. If youre wanting personalised financial advice please reach out to a professional. #realestate #moneytok #financialfreedom #financialliteracy #viral #fyp What a 0.25% interest rate cut is saving you per month Based off [--] yr term P+I Saving Mortgage $350k $400k $450k $500k $550k $600k $650k $700k $57 $66 $74 $82 $91 $99 $107 $114 What a 0.25% interest rate cut is saving you per month Based off [--] yr term P+I Saving Mortgage $350k $400k $450k $500k $550k $600k $650k $700k" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7472617841401924872) 2025-02-18T04:53Z [--] followers, 20.8K engagements "Is this accurate for you right now #australia #australian #au #fyp #money #moneymindset #financialliteracy #moneytalks The average Australian salary by age groups 👇🏼 15-19 Male: $40144 Female: $42540 20-24 Male: $61234 Female: $62098 25-34 Male: $83200 Female: $78000 35-45 Male: $103955 Female: $83200 46-54 Male: $101400 Female: $85800 The average Australian salary by age groups 👇🏼 15-19 Male: $40144 Female: $42540 20-24 Male: $61234 Female: $62098 25-34 Male: $83200 Female: $78000 35-45 Male: $103955 Female: $83200 46-54 Male: $101400 Female: $85800" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7472942144643239186) 2025-02-19T01:52Z [--] followers, [----] engagements "Want to build wealth through real estate 🏠 this could be your answer Disclaimer: This content is for informational and educational purposes only and should not be considered financial advice. Investing in property and other assets carries risks and past performance is not indicative of future results. Before making any financial decisions consult with a qualified financial professional to assess your individual circumstances." [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7473331065910824199) 2025-02-20T03:01Z [----] followers, 1.2M engagements "Thinking about investing in property Here are [--] BIG reasons why [----] is the year to do it Dont miss out on the opportunities ahead. Disclaimer: The information in this video is general in nature and should not be considered personal financial advice. Everyones situation is different so if youre looking for tailored advice please consult a qualified financial professional before making any investment decisions. #PropertyInvestment #RealEstateInvesting #WealthCreation #MoneyMoves #PassiveIncome #InvestmentTips #FinancialFreedom #RetirementPlanning #RealEstateInvestor #SmartInvesting" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7474491503612546359) 2025-02-23T06:04Z [--] followers, [---] engagements "Do you agree or disagree Comment below 👇🏼 Disclaimer: The information in this video is general in nature if youre wanting personal financial advice please reach out to a professional in the industry #firsthomebuyer #realestateinvesting #propertyinvestment #homebuyingtips #wealthmindset #moneytalks #financialfreedom #investing #homeownership #househunting #money #moneytalks The biggest mistake first home buyers make Do you agree or disagree Your first home doesnt need to be your forever home. Most people move within 5-7 years. Buy for your current life not your dream future Be life-rich not" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7475625662020373767) 2025-02-26T07:25Z [----] followers, 941.6K engagements "Wealth isnt what you think📈🚀 #moneytalks #financialfreedom #investsmart #passiveincome #mindset #fyp People think youre rich when you: No debt ✅ Investing in assets 📈 Spending time with loved ones 🏡 Follow for more wealth building tips ✅ Buy a luxury car on finance 🚗 Flash a Rolex Wear Gucci 👜 This wealth mindset will change everything💡 But REAL wealth looks like: People think youre rich when you: No debt ✅ Investing in assets 📈 Spending time with loved ones 🏡 Follow for more wealth building tips ✅ Buy a luxury car on finance 🚗 Flash a Rolex Wear Gucci 👜 This wealth mindset will" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7476425906442046728) 2025-02-28T11:11Z [--] followers, [---] engagements "Its a lot easier than it seems 💸🧠 #moneytalks #moneytok #realestate #property #wealth #passiveincome #moneytips #moneysaving This scenario assumes: Couple invests $16000/year for [--] years Buys [--] properties using 80% LVR loans Property values grow at 6.5% annually Rental yield assumed at 4.5% with rents growing over time Debt paid down over [--] years By age 65: Portfolio value: $3M+ Net equity: $1.5M$2M Rental income (net): $100K/year 📌 This is a long-term example based on historical averages. Actual results depend on property selection interest rates rental markets & personal discipline." [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7501955567661927688) 2025-05-08T06:19Z [--] followers, 45K engagements "Which two would you pick 👇🏼 #moneytok #moneytalks #propertyinvesting #retirement #wealth #financialfreedom #realestateinvesting #mortgage #property #fyp [--] - No Bills 2- Retire at [--] 3- A fully paid off $3M home 4- Unlimited Travel Fund 5- $30K every month for life If you could only pick [--] [--] - No Bills 2- Retire at [--] 3- A fully paid off $3M home 4- Unlimited Travel Fund 5- $30K every month for life If you could only pick 2" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7503894739654135058) 2025-05-13T11:44Z [----] followers, 4.7M engagements "Its time to LOCK IN and get the professional help you need to make your [----] look like this 🫱🏻🫲🏽 #moneytok #moneytalks #retirement #wealth #propertyinvesting #fyp #financialfreedom #property #realestateaustralia #passiveincome #mortgage #realestate Its [----] [--]. You own [--] Investment Properties [--]. Your portfolio is worth over $1M [--]. Youre getting $2K per month in passive income [--]. Youve got options work travel or chill [--]. You sleep easy knowing your future is sorted Its [----] [--]. You own [--] Investment Properties [--]. Your portfolio is worth over $1M [--]. Youre getting $2K per month in passive" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7511203939157855496) 2025-06-02T04:27Z [----] followers, [----] engagements "Keep going Small amounts over time turn into big results 🫱🏻🫲🏽🔥 #moneytok #realestate #property #money #wealthy #australia #interest #investment #mindset A gentle reminder that a $60K salary is actually only $50112 after tax So even if youre putting $20 a week into savings youre doing better than most A gentle reminder that a $60K salary is actually only $50112 after tax So even if youre putting $20 a week into savings youre doing better than most" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7526519106502216968) 2025-07-13T10:58Z [----] followers, 33K engagements "I guess try find a partner with similar goals if you havent already 😅 #money #moneytok #invest #financialfreedom #fyp When you read that a two-income household is a financial cheat code He makes $90K and she makes $70k they live off his income and invest hers The only issue is that it takes a partner with similar goals to achieve this When you read that a two-income household is a financial cheat code He makes $90K and she makes $70k they live off his income and invest hers The only issue is that it takes a partner with similar goals to achieve this" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7533008901545921810) 2025-07-30T22:42Z [----] followers, 47.6K engagements "Whats more important to you. A holiday or getting into the property market #investment #fyp #money #moneytok #wealth In [----] the median house price was $76500 today its $805000 Thats a 11x increase whilst wages have only grown 7% But sure keep purchasing your all inclusive holiday 🌴 In [----] the median house price was $76500 today its $805000 Thats a 11x increase whilst wages have only grown 7% But sure keep purchasing your all inclusive holiday 🌴" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7539779624906067218) 2025-08-18T04:35Z [----] followers, [----] engagements "Why pay thousands of dollars in mortgage repayments per month just to be a homeowner but living in a suburb you dont love and impacting your lifestyle due to the high cost of living. Whilst in the meantime you could purchase an affordable property in a high growth corridor and RENT where you WANT to live in a place that aligns with your lifestyles. This my friends is rentvesting #rentvesting #investment #fyp #money #moneytok Winning because I only pay $850 a week in rent when my mortgage repayments would be $9000 per month for the house I live in. Rentvesting 😎 Winning because I only pay" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7541954398138813704) 2025-08-24T01:15Z [----] followers, 24.2K engagements "When you pay off your mortgage faster it feels like the smartest move but you might be giving up a bigger wealth play. Heres why (with different numbers): Say youve got a $520000 home loan at 5.1% over [--] years. If you chuck an extra $250 per month into it you could save roughly $96000 in interest and pay the loan off about [--] years earlier. Sounds like a win But what if instead of putting that $250 into your mortgage you used it to help fund your next asset For example $250 a month can go a long way toward the gap on an investment property think rates insurance maintenance and other holding" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7587904847400144148) 2025-12-25T21:06Z [----] followers, 448.2K engagements "Dont let materialistic items fool you Live below your means and use the rest accordingly #moneytok #moneytips #wealth #property #financialfreedom People assume youre doing great $50000 in the bank & a paid off $7K car $2000 in the bank & a fully financed $70K Ford Ranger People assume youre broke Dont let materialistic items fool you People assume youre doing great $50000 in the bank & a paid off $7K car $2000 in the bank & a fully financed $70K Ford Ranger People assume youre broke Dont let materialistic items fool you" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7589205913127505172) 2025-12-29T09:15Z [--] followers, [---] engagements "Heres the simple concept 👇 If you own a property and its value has increased over time the difference between what its worth today and what you owe the bank is called equity. Some investors choose to use a portion of that equity (through a loan or refinance arranged with a lender or broker) to help fund another purchase without selling their existing property. Its a strategy many Australians use when building a property portfolio but its not one-size-fits-all and depends heavily on your personal situation risk tolerance and long-term goals. Always speak with a qualified mortgage broker" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7594620079682161941) 2026-01-12T23:25Z [----] followers, 187.8K engagements "Most people ask the wrong question: Can the bank approve me The smarter question is: Can I survive this mortgage if life gets harder Heres the unsexy checklist that actually keeps you safe: [--] Use the 28/36 rule (not the banks limit) Mortgage 28% of gross monthly income Total debt 36% (home + car + cards) Banks will approve more discipline protects you. [--] Budget for owning not just buying Owning a home costs more than the loan. Rule of thumb: 1% of the property value per year in maintenance. $700k home = $7k/year in real-world costs (repairs upkeep wear & tear). [--] Clean up your credit BEFORE" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7594929386663464213) 2026-01-13T19:25Z [----] followers, 500.7K engagements "🫠🫠 the truth hurts sometimes #meme #funny #client #property #realestate The client when its time to sign the Docusign The client when its time to sign the Docusign" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7602763675815972116) 2026-02-03T22:06Z [----] followers, 1.3M engagements "Is the 🚘 really worth it 👇🏼 #moneytok #car #realestate #property #mindset #wealth #wealthy #money #homeowner #home That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (interest) That car is now worth $25000 due to depreciation. Losing $39000 in [--] years Is a new car really worth it That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (interest) That car is now worth $25000 due to depreciation. Losing $39000 in [--] years Is a new car really worth it" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7523487210931473671) 2025-07-05T06:52Z [--] followers, 3.8M engagements "When you pay off your mortgage faster it feels like the smartest move but you might be giving up a bigger wealth play. Heres why (with different numbers): Say youve got a $520000 home loan at 5.1% over [--] years. If you chuck an extra $250 per month into it you could save roughly $96000 in interest and pay the loan off about [--] years earlier. Sounds like a win But what if instead of putting that $250 into your mortgage you used it to help fund your next asset For example $250 a month can go a long way toward the gap on an investment property think rates insurance maintenance and other holding" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7594012890529664277) 2026-01-11T08:08Z [----] followers, 255.6K engagements "This is the mistake that quietly ruins new homeowners. Not overnight. Not immediately. But slowly and painfully. It starts when people buy what the bank allows instead of what their life can actually afford. They stretch the loan. Empty the savings. Ignore the small extra costs. And tell themselves itll be fine. Then reality hits. Rates. Insurance. Repairs. Strata. Life. Suddenly half their income is gone before the month even starts. Heres what most buyers get wrong: They max out borrowing power They budget for the mortgage not ownership They waive inspections to win They buy with emotion" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7596042044439629076) 2026-01-16T19:22Z [----] followers, 194.1K engagements "The average car payment is around $749 a month. For most people thats just part of life. But invested consistently from age [--] to [--] earning a modest 7% per year that same $749 can grow to around $2 million over time. Thats not about getting lucky or chasing high returns. Its about compounding patience and choosing assets that work while you sleep. Some purchases go down in value the moment you make them. Others quietly grow in the background year after year. This is why the asset you choose matters. Wealth isnt built overnight its built through disciplined decisions repeated over decades." [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7597162280425508117) 2026-01-19T19:50Z [----] followers, 22.2K engagements "Most people ask the wrong question: Can the bank approve me The smarter question is: Can I survive this mortgage if life gets harder Heres the unsexy checklist that actually keeps you safe: [--] Use the 28/36 rule (not the banks limit) Mortgage 28% of gross monthly income Total debt 36% (home + car + cards) Banks will approve more discipline protects you. [--] Budget for owning not just buying Owning a home costs more than the loan. Rule of thumb: 1% of the property value per year in maintenance. $700k home = $7k/year in real-world costs (repairs upkeep wear & tear). [--] Clean up your credit BEFORE" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7599042688075189524) 2026-01-24T21:27Z [----] followers, [----] engagements "Your child doesnt need a trust fund. They need time. This is how compounding actually works. If you invest early: $1000 at birth $250 every birthday $250 every Christmas $220 per month until age [--] Thats about $53000 contributed in total. Because the money is invested from day one it compounds. At roughly 7% p.a. that can grow to $82k by age [--]. Now heres the part most people miss 👇 If you stop investing at [--] and add nothing else that $82k has [--] years to keep compounding. At the same 7% p.a.: ➡ $82k can grow to $1000000 by age [--] Same money. Same returns. The difference is time. Start" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7600329415901318420) 2026-01-28T08:39Z [----] followers, [---] engagements "A 0.25% rate hike doesnt sound like much at first. But when you look at the monthly numbers the impact becomes very real. The figures shown here are based on a 30-year principal & interest loan using an example rate increase from 5.75% to 6.00%. Every loan is different term structure lender buffers and strategy all matter. This isnt advice just an example to show how even small rate movements can add up over time. This is why reacting to headlines rarely helps but understanding your numbers always does. #interestrates #ratehike #australia #lending #banks 5.75% Mortgage $2042 $2334 $2625 $2917" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7602485165692046613) 2026-02-03T04:05Z [--] followers, [---] engagements "Is a new car really worth it *not financial advice #fyp #property #money #wealth #reels That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years Is a new car really worth it That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years Is a new car really worth it" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7592144656612298005) 2026-01-06T07:18Z [----] followers, 1.2M engagements "Consistency pays off in the end keep going 💪🏼 #fyp #viral #invest #property #investing #wealth #mindset #money A gentle reminder that a $60k annual salary is actually only $48833 after tax So even if youre putting $15 a week into savings right now youre doing better than most 💪🏼 A gentle reminder that a $60k annual salary is actually only $48833 after tax So even if youre putting $15 a week into savings right now youre doing better than most 💪🏼" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7456739018907208978) 2025-01-06T09:55Z [----] followers, [----] engagements "Bad credit does not automatically mean you cant buy a home. What it really means is that major banks may not be the right starting point for you. Heres what most people dont realise 👇 There are different tiers of lenders in Australia and they all assess risk differently. 🏦 Tier [--] lenders (major banks) These lenders have the strictest policies. They rely heavily on credit scores and automated systems which means: Less flexibility Little room for context One past issue can trigger an instant decline 🏦 Tier [--] & [--] lenders (non-bank / specialist lenders) These lenders look deeper than just the" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7598894349186895125) 2026-01-24T11:51Z [----] followers, [---] engagements "Everyone celebrates paying off their mortgage early. But what if that smart move is actually slowing you down Lets break it down. Say youve got a $520000 home loan at 5.1% over [--] years. If you throw an extra $250 a month at it you could save around $90k+ in interest and shave years off the loan. Sounds responsible right But heres the question nobody asks What if that same $250 per month was the difference between owning ONE property and owning TWO Instead of killing your debt faster that $250 could help cover the holding costs on an investment property rates insurance maintenance while rent" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7606850173993569556) 2026-02-14T22:23Z [----] followers, 154.8K engagements "Which two would you pick 👇🏼 #moneytok #moneytalks #propertyinvesting #retirement #wealth #financialfreedom #realestateinvesting #mortgage #property #fyp [--] - No Bills 2- Retire at [--] 3- A fully paid off $3M home 4- Unlimited Travel Fund 5- $30K every month for life If you could only pick [--] [--] - No Bills 2- Retire at [--] 3- A fully paid off $3M home 4- Unlimited Travel Fund 5- $30K every month for life If you could only pick 2" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7503894739654135058) 2025-05-13T11:44Z [----] followers, 4.7M engagements "Why I would NEVER buy an apartment for my first investment property DISCLAIMER: This is not financial advice #moneytok #moneytalks #propertyinvesting #retirement #wealth #financialfreedom" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7506056701284551954) 2025-05-19T07:33Z [----] followers, [----] engagements "Everyone thinks property is impossible right now. Unaffordable. Housing crisis. Interest rates too high. First-home buyers locked out. And yes its harder than it was [--] years ago. But harder doesnt mean impossible. In this video I break down what a $450000 investment property could look like using simple numbers: 10% deposit = $45000 Plus costs = roughly $60k$70k total funds needed (depending on the state) Rental income around $450 per week Potential holding cost of $60$100 per week depending on your income and loan structure Thats not cheap. But its also not the $200000+ deposit many people" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7607332563929074965) 2026-02-16T05:35Z [----] followers, [---] engagements "Everyone celebrates paying off their mortgage early. But what if that smart move is actually slowing you down Lets break it down. Say youve got a $520000 home loan at 5.1% over [--] years. If you throw an extra $250 a month at it you could save around $90k+ in interest and shave years off the loan. Sounds responsible right But heres the question nobody asks What if that same $250 per month was the difference between owning ONE property and owning TWO Instead of killing your debt faster that $250 could help cover the holding costs on an investment property rates insurance maintenance while rent" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7606850173993569556) 2026-02-14T22:23Z [----] followers, 154.8K engagements "🐀 #ratrace #9to5 #mindset #growth" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7606537302122319125) 2026-02-14T02:09Z [----] followers, [---] engagements "After inspecting more properties than I can count theres one hard truth most owners dont see coming: Spending more doesnt automatically mean selling for more. In fact some upgrades quietly shrink your buyer pool and your final sale price. Before you start renovating here are common changes that often backfire: [--] Converting the garage into living space It might feel like youre adding a room. Buyers often see it as losing secure parking and storage. Smarter play: Present the garage well. Declutter paint improve lighting even seal the floor. Keep it functional. [--] Getting rid of the only bathtub" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7606467137451986197) 2026-02-13T21:37Z [----] followers, [---] engagements "Most people ask: Will the bank approve me Wrong question. The real one is: If life punches me in the face next year can I still afford this Approval doesnt equal comfort. Heres the practical stuff no one makes sexy: [--] Set your own limits not the banks. If your mortgage eats more than 2530% of your income youre not building wealth youre building pressure. And if total debt starts creeping past a third of what you earn Thats when stress shows up. [--] Owning costs more than repaying. A house isnt just a loan. Rule of thumb: budget roughly 1% of the property value each year for upkeep. Roofs dont" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7606206804460113173) 2026-02-13T04:47Z [----] followers, 111.6K engagements "Theyre not bad people. They just want top dollar. And sometimes that means distracting you from what actually matters. If youre buying property slow down and look for these 👇 [--] One freshly painted room If every wall is the same tired colour except one that looks brand new ask why. Fresh paint in a single area often = covering: Water damage Cracks Mold Stains A good buyer asks. A smart buyer gets an inspector. [--] Rugs in random places Living room rug Normal. Rug in the middle of the kitchen or hallway Suspicious. Thats usually hiding: Damaged flooring Cracked tiles Stains Move it. Youre" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7605712427467984149) 2026-02-11T20:48Z [----] followers, 18K engagements "The truth hurts sometimes #meme #funny #moneytips #firsthomebuyer #property How it feels buying your first house in [----] 🏠🫠 How it feels buying your first house in [----] 🏠🫠" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7605355575718907156) 2026-02-10T21:44Z [----] followers, [----] engagements "Heres a simple example 👇 Two people. Same $100000. Same 10-year timeframe. The only difference is how they use the money. Option 1: Keep it in savings $100k sitting in a bank account earning around 4%. After [--] years that grows to roughly $148k. Its safe. Its predictable. But once inflation is factored in the real buying power doesnt move much. Thats not wrong its just slow. ➡ Option 2: Use leverage (the banks money) That same $100k is used as a 20% deposit. This allows you to control a $500k investment property. Heres the key difference most people miss 👇 Growth now works on the entire" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7605137805299272981) 2026-02-10T07:39Z [----] followers, [----] engagements "I see it all the time: Good incomes. Solid jobs. Big excitement. Then [----] months later stress tight cash flow and regret. Heres where buyers usually go wrong ❌ Buying at the top of their banks pre-approval Only budgeting for the mortgage (and ignoring the real costs) Draining all savings for the deposit Skipping inspections to win the deal Buying emotionally instead of financially And heres how smart buyers avoid it ✅ Keep total housing costs under 30% of gross income Budget for the true cost of ownership (rates insurance maintenance etc.) Hold [--] months of cash buffers after settlement" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7604970890694003988) 2026-02-09T20:51Z [----] followers, 344.4K engagements "Part [--] hits different. Growing up $1M = dream home big yard no neighbours. In [----] A modest place and a decent location if youre lucky. Reality check 🫠 What I thought a million dollar house would look like as a kid (Part 2) What I thought a million dollar house would look like as a kid (Part 2)" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7604740229123050772) 2026-02-09T05:56Z [----] followers, [----] engagements "Most people only see the highlight reel of property investing. Bought for X worth Y. Thats it. No context. No truth. So heres a real breakdown of one of my investment properties 👇 This post shows income vs expenses only. Rent in. Costs out. No fluff. ❗Important: this does NOT include capital growth. Why Because growth is unrealised. Cash flow is what actually affects your life right now. Too many investors rely on hope: Itll grow eventually The numbers dont matter early Negative cash flow is normal Sometimes thats true. Often its just bad strategy. If you dont understand: where every dollar" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7604707068343307540) 2026-02-09T03:47Z [----] followers, [---] engagements "Independence is great. A $52k head start is better. Parents this ones for you 🚨 #parents #money #moneytips Attention Parents🚨 To help your kids with a house deposit Instead of telling them to move out at [--] Allow them to stay until theyre [--] (if they want to) Charge them $200 per week in rent and give them the money back at [--] This equals $52K which is money they can use as a down payment for a property Attention Parents🚨 To help your kids with a house deposit Instead of telling them to move out at [--] Allow them to stay until theyre [--] (if they want to) Charge them $200 per week in rent" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7604662080431607060) 2026-02-09T00:53Z [----] followers, [---] engagements "Most investors treat settlement like the finish line. Theyre already thinking about rent depreciation and long-term growth. Thats when mistakes happen. The final inspection isnt a celebration. Its your last line of defence before you own every problem in the property. Heres what serious investors actually check: [--]. Hot water system Turn it on. Let it run. Check temperature and pressure. A failed system post-settlement is an immediate $2k$4k hit. [--]. Air conditioning & heating Run it properly even if its the wrong season. Non-working AC kills rental demand and can cost $5k$10k to replace. 3." [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7604241797216357652) 2026-02-07T21:42Z [----] followers, [----] engagements "Most people think you need $100k to buy property. You dont. A $500k purchase can look like $60k total upfront when its structured properly. The real reason most people dont get started They never see the numbers broken down. Watch this before you tell yourself were not ready yet. *not financial advice #property #australia #invest" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7603850028045634837) 2026-02-06T20:21Z [----] followers, [---] engagements "Are the dancing lessons considered tax write offs😅😅😅 #funny #meme" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7603624838514642197) 2026-02-06T05:47Z [----] followers, [---] engagements "Is a new car REALLY worth it Or are you better off buying 2nd hand #car #ownership #money #moneytips That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (due to interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years. Is a new car really worth it That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (due to interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years. Is a new car really worth it" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7603163081333574932) 2026-02-04T23:56Z [----] followers, [----] engagements "Just a reminder if saving for a house deposit feels impossible right now youre not broken. Rent keeps rising Groceries cost more Bills dont slow down And yet were still told to just save harder. The truth Most people are doing the best they can in a system thats changed fast. So be kind to yourself. Youre not lazy. Youre not bad with money. Youre navigating one of the toughest property markets weve seen. #firsthome #investor #invest Just a friendly reminder that youre not the only one having a hard time saving for a deposit 🏠 Just a friendly reminder that youre not the only one having a hard" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7602901250790788373) 2026-02-04T06:59Z [----] followers, [----] engagements "Most investment property mistakes dont happen at purchase. They happen before the contract is even signed. I see investors lose years by: Buying in the wrong structure Choosing the wrong lender Focusing on interest rates instead of strategy Trusting the wrong property managers The right property wont save you from a bad strategy. But the right strategy will make almost any property work. If youre buying your first (or next) investment this is what to avoid. #property #realestate #moneytips" [TikTok Link](https://www.tiktok.com/@oscardonproperty/video/7602850041295916309) 2026-02-04T03:41Z [----] followers, [----] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@oscardonproperty oscardonproperty
oscardonproperty posts on TikTok about money, investment, debt, retirement the most. They currently have [-----] followers and [--] posts still getting attention that total [-------] engagements in the last [--] hours.
Engagements: [-------] #
- [--] Week [-------] -47%
- [--] Month [---------] -13%
- [--] Months [---------] -71%
- [--] Year [----------] +8,213%
Mentions: [--] #
- [--] Week [--] +42%
- [--] Month [--] +233%
- [--] Months [--] +8.60%
- [--] Year [--] +644%
Followers: [-----] #
- [--] Week [-----] +8.30%
- [--] Month [-----] +25%
- [--] Months [-----] +121%
- [--] Year [-----] +7,272%
CreatorRank: [------] #
Social Influence
Social category influence finance #2241 countries travel destinations cryptocurrencies luxury brands fashion brands automotive brands technology brands
Social topic influence money, investment, debt, retirement, if you, buying, australia, mindset, in the, credit cards
Top assets mentioned The 99% Community (99)
Top Social Posts
Top posts by engagements in the last [--] hours
"East Coast investors are cashing in on this Perth property goldmineare you missing out💰🏡 #fyp #viral #MoneyTalk #WealthBuilding #PassiveIncome #FinancialFreedom #property #realestate POV- East Coast investors rushing to Perth for $650K beachfront properties renting for $750 per week. POV- East Coast investors rushing to Perth for $650K beachfront properties renting for $750 per week"
TikTok Link 2025-01-31T23:50Z [--] followers, [---] engagements
"Investment Property Tax Deductions You Should Know l 💸🏠 Disclaimer: This content is for informational purposes only and should not be considered financial advice. Please consult a qualified financial advisor to assess your specific situation #fyp #investing #realestate #viral #InvestingTips #moneytips #wealth #financialliteracy #moneytalks Depreciation Mortgage Interest Council rates Water rates Pest control Property management Land tax Negative gearing Property insurance Repairs & Maintenace Body Corporate Strata Fees Gardening Tax deductions you can claim on an investment property"
TikTok Link 2025-02-03T04:25Z [--] followers, [---] engagements
"Imagine owning a beachfront investment property and the rent covers the mortgage 🤯🔥 Would you do this with your best mate 👇🏡 Disclaimer: This information is general in nature and does not constitute personal financial advice. It does not take into account your individual objectives financial situation or needs. Always consider whether the information is appropriate for you and seek advice from a qualified professional before making financial decisions. #moneytalks #realestate #financialliteracy #investing #fyp #wealth #property #moneytips #growth POV - You and your best mate just locked"
TikTok Link 2025-02-05T21:17Z [--] followers, [---] engagements
"Small consistent habits snowball into positive changes overtime 💪🏼📈 #moneytalks #financialfreedom #financialliteracy #growth #mortgage #investing #realestate #fyp #personalgrowth Small Habits = Big Changes Reading [--] pages per day = Over [--] books per year Waking up [--] mins earlier = [-----] extra minutes Completing [--] mins of exercise a day = [---] hours of building strength and fitness [--] hour of self-development per day = [---] hours of personal growth Walking [-----] steps each day = [--] marathons per year Small Habits = Big Changes Reading [--] pages per day = Over [--] books per year Waking up 30"
TikTok Link 2025-02-10T06:15Z [--] followers, [---] engagements
"Follow this money checklist to help you level up your finances in 2025📈 DISCLAIMER: this video is for informational purposes only and should not be taken as personal financial advice. Please speak to a qualified financial advisor for tailored recommendations #financialliteracy #moneytalks #mortgage #investing #fyp #personalgrowth #financialfreedom #moneytips #FinancialSuccess"
TikTok Link 2025-02-11T21:21Z [--] followers, [---] engagements
"5 signs that your doing great financially 💪🏼 Disclaimer- please note that the information in this video is general in nature. If youre wanting personalised financial advice please reach out to a professional #realestate #moneytok #moneytalks #financialfreedom #financialliteracy #fyp #viral [--] Signs Youre Doing Great Financially 1- You have $0 consumer debt ($15719 is the average) [--]. Youre investing for the future (49% arent) [--]. You have an emergency fund (16.2% dont have $1k saved) [--]. You have no car payments ($918 a month is the average) [--]. Youre able to save each month (48% live paycheck"
TikTok Link 2025-02-17T21:09Z [----] followers, [----] engagements
"Its crazy what [--] years can do 🤯 * Assuming 7% annual growth Disclaimer: please note that the information in this video is general in nature. If youre wanting personalise financial advice please reach out to a professional in the industry. #moneytalks #financialfreedom #passiveincome #fyp #propertyinvestment #wealthmindset Buy property now or wait 🏠 Cost of waiting [--] years = $3937000 🏠 $750k property bought at age [--] $750k property bought at age [--] $4070000 at [--] $8007000 at [--] Buy property now or wait 🏠 Cost of waiting [--] years = $3937000 🏠 $750k property bought at age [--] $750k"
TikTok Link 2025-02-28T23:19Z [--] followers, 23.5K engagements
"This will help you A LOT if youre aiming to apply for a loan in [--] months #wealth #moneytips #moneytalks #fyp #wealth #mortgage Do this [--] months before applying for a home loan Pay off or close any zip money or after pay accounts Cut Down all discretionary spending Do Not miss any rental payments Do Not gamble Dont apply for any other credit such as car loans credit cards and personal loans Do this [--] months before applying for a home loan Pay off or close any zip money or after pay accounts Cut Down all discretionary spending Do Not miss any rental payments Do Not gamble Dont apply for any"
TikTok Link 2025-03-17T07:25Z [---] followers, 44.3K engagements
"If you believe any of these we need to talk. 😂🏡💸 Which one do you hear the most Drop a comment 👇 #fyp #moneytalks #investor #propertyinvestor #realestate #moneytips Disclaimer: This content is for educational and entertainment purposes only and does not constitute financial advice. Always do your own research and consult with a qualified professional before making any investment decisions. Tag a mate whos STILL waiting to invest 1- You LOVE making your landlord rich Keep rentingyour landlord needs a new car 🚗💸 2- You HATE free money Passive income Nah struggling paycheck-to-paycheck"
TikTok Link 2025-03-21T02:02Z [---] followers, [----] engagements
"Feeling behind The average Aussies finances might surprise you. 💰🤯 Are you above or below the norm Lets discuss 👇 #manifest #fyp #moneytalks #wealth #invest #realestate #moneytips #property #mortgage Think youre behind in life Heres what the AVERAGE Aussie has Earns $65884 Has a mortgage of $554498 Has $6000 in Credit Card Debt Has $12336 in HECS Debt Less than $2000 in Savings Purchase first home at [--] years old Has $32478 in car loans Is this what you expected Comment below Think youre behind in life Heres what the AVERAGE Aussie has Earns $65884 Has a mortgage of $554498 Has $6000 in"
TikTok Link 2025-04-02T01:08Z [---] followers, 54.3K engagements
"Are you aligned with your partner Disclaimer: The information provided in this video is general in nature and should not be considered as financial advice. Speak to a professional if that is what youre wanting #realestateinvesting #wealth #moneytalks #moneytips #investor #costofliving #retirement #passiveincome Millionaire Family He makes $100K She makes $75k They clear bad debt (Credit Cards Car & Personal Loans) They live off his income and invest hers At 8% growth theyll have $1m in just [--] years Building wealth is 1000x times easier when you share the same goals with your partner"
TikTok Link 2025-04-05T22:49Z [----] followers, 827.4K engagements
"Youre not behind youre in your own race. Its you vs you #moneytok #moneytalks #australia #sydney #realestate #property #mindset #retirement #investmentproperty #wealth If youre feeling behind just remember. Only 3% of Australians earn over $100k The average Aussie has a $554498 mortgage The average Aussie has $6684 credit card debt The average homeowner is [--] years old The average entrepreneur is [--] years old The average millionaire is [--] years old If youre feeling behind just remember. Only 3% of Australians earn over $100k The average Aussie has a $554498 mortgage The average Aussie has"
TikTok Link 2025-04-14T08:13Z [----] followers, 14.9K engagements
"What does financial freedom look like to you #moneytalks #moneytok #investing #invest #investmentproperty #retirement #wealth What financial freedom looks like - Driving off a paid car -Passive income from investments -No credit cards or personal debt -Using your 5-9 to build your side hustle -Stable emergency fund - Able to spend quality time with your family and friends What financial freedom looks like - Driving off a paid car -Passive income from investments -No credit cards or personal debt -Using your 5-9 to build your side hustle -Stable emergency fund - Able to spend quality time with"
TikTok Link 2025-04-16T22:53Z [----] followers, 10.8K engagements
"You can only pick two.what are they #moneytalks #moneytok #realestate #wealth #property #invest #investing #investment #money You can only pick [--] 💸 $150K salary + $30k pay increase for the next [--] years 💸 Never pay taxes again 💸 $2M home for free 💸 Perfect health to [--] 💸 Unlimited travel allowance You can only pick [--] 💸 $150K salary + $30k pay increase for the next [--] years 💸 Never pay taxes again 💸 $2M home for free 💸 Perfect health to [--] 💸 Unlimited travel allowance"
TikTok Link 2025-04-21T10:58Z [----] followers, 567.9K engagements
"How are you for work life balance #moneytok #moneytalks #realestate #wealth #property #invest #investing #investmentproperty #financialfreedom Which would you rather Option [--] - Work [--] hours a week for $250000 per year Option [--] - Work [--] hours a week for $55000 per year Comment below Which would you rather Option [--] - Work [--] hours a week for $250000 per year Option [--] - Work [--] hours a week for $55000 per year Comment below"
TikTok Link 2025-04-28T04:27Z [----] followers, 1.5M engagements
"What two would you pick Comment below #moneytok #moneytalks #realestate #wealth #property #financialfreedom #passiveincome #moneytips #ratrace #investments If you could only pick [--] [--] - Retire at [--] 2- $25K every month for life 3- No Bills 4- Unlimited Travel Fund 5- A fully paid dream house If you could only pick [--] [--] - Retire at [--] 2- $25K every month for life 3- No Bills 4- Unlimited Travel Fund 5- A fully paid dream house"
TikTok Link 2025-04-28T22:10Z [----] followers, 238.3K engagements
"Are you and your partner both alligned financially #moneytalks #moneytok #realestate #property #wealth #financialfreedom #passiveincome #moneytips Disclaimer - the information in this video is general in nature and is not considered personal financial advice Millionaire Family He makes $100K She makes $75K They clear bad debt (personal loans credit cards & car loans) They live off his income and invest hers At 8% growth theyll have $1M in just [--] years Building wealth is 1000x easier when you share the same goals with your partner Millionaire Family He makes $100K She makes $75K They clear"
TikTok Link 2025-04-30T23:20Z [----] followers, 1.9M engagements
"Which option would you choose The good old work life balance argument 👇🏼 #moneytok #moneytalks #retirement #wealth #propertyinvesting #financialfreedom #realestateinvesting #mortgage #fyp What would you prefer Option [--] - Work [--] hours a week for $300000 per year Option [--] - Work [--] hours a week for $55000 per year What would you prefer Option [--] - Work [--] hours a week for $300000 per year Option [--] - Work [--] hours a week for $55000 per year"
TikTok Link 2025-05-22T21:31Z [----] followers, 41.4K engagements
"Is the new car really worth it #moneytok #moneytalks #retirement #wealth #propertyinvesting #fyp That $50000 car loan that you finally paid off after [--] years cost you $64000 (interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years Is a new car really worth it That $50000 car loan that you finally paid off after [--] years cost you $64000 (interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years Is a new car really worth it"
TikTok Link 2025-05-29T05:19Z [----] followers, 786.4K engagements
"Are you on track to reach your saving goals #moneytok #moneytalks #retirement #wealth #propertyinvesting #fyp #financialfreedom #property #realestateaustralia Theres [--] weeks left of [----] If you and your partner start saving today by the end of the year youll have: $100 week each = $6000 $200 week each = $12000 $300 week each = $18000 $400 week each = $24000 This could be enough for a 5% deposit on a $480K property Theres [--] weeks left of [----] If you and your partner start saving today by the end of the year youll have: $100 week each = $6000 $200 week each = $12000 $300 week each = $18000"
TikTok Link 2025-06-02T23:57Z [----] followers, 13.8K engagements
"What would you pick #moneytalks #moneytok #propertyinvesting #wealth #retirement #fyp #financialfreedom [--]. Unlimited flights for [--] years [--]. No Mortgage [--]. $200K Cash [--]. A New Car [--]. $1000 per month for the rest of your life Which [--] would you pick [--]. Unlimited flights for [--] years [--]. No Mortgage [--]. $200K Cash [--]. A New Car [--]. $1000 per month for the rest of your life Which [--] would you pick"
TikTok Link 2025-06-07T02:03Z [----] followers, 113.9K engagements
"My golf swing might cost me shots But a 0.25% rate drop could be saving YOU 💸 Check out how much you could be pocketing each month if theres a 0.25% rate drop today by the RBA #moneytok #realestate #property #interestrates #interest #rate #rba #australia #money What a 0.25% rate drop is SAVING YOU per month $350k $400k $450k $500k $550k $600k $650k $700k $2099 $2399 $2698 $2998 $3298 $3598 $3898 $4197 Mortgage 6.00% 5.75% Savings $2042 $2334 $2625 $2917 $3209 $3501 $3793 $4084 $57 $65 $73 $81 $89 $97 $105 $113 What a 0.25% rate drop is SAVING YOU per month $350k $400k $450k $500k $550k $600k"
TikTok Link 2025-07-08T01:15Z [----] followers, [----] engagements
"What would your two options be #moneytok #property #realestate #interestrates #money #australia #wealth #mindset #wealthy If you could only pick two [--] - No Bills 2- Fully Paid off $4M home 3-$35K every month for life 4- Unlimited Travel Fund 5- Retire at [--] If you could only pick two [--] - No Bills 2- Fully Paid off $4M home 3-$35K every month for life 4- Unlimited Travel Fund 5- Retire at 40"
TikTok Link 2025-07-10T01:10Z [----] followers, 138.1K engagements
"Step 1: Check listings. Step 2: Analyse interest rates migration patterns & the GDP.🤓🏠📈 #investment #fyp #money #moneytok #wealth POV: You start researching your next investment property and suddenly youre a full time economist POV: You start researching your next investment property and suddenly youre a full time economist"
TikTok Link 2025-08-13T00:26Z [----] followers, [---] engagements
"Youre almost there keep going 💪🏼 #fyp #viral #property #realestate #investing A gentle reminder that a $60k salary is actually only $48833 after tax So even if youre putting $20 a week into savings youre doing better than most 💪🏼 A gentle reminder that a $60k salary is actually only $48833 after tax So even if youre putting $20 a week into savings youre doing better than most 💪🏼"
TikTok Link 2025-02-01T08:33Z [----] followers, 240.2K engagements
"Its a lot easier than you think Disclaimer: This information is general in nature and does not constitute personal financial advice. It does not take into account your individual objectives financial situation or needs. Always consider whether the information is appropriate for you and seek advice from a qualified professional before making financial decisions. #fyp #investing #realestate #financialliteracy #viral #property #growth"
TikTok Link 2025-02-05T03:11Z [--] followers, [----] engagements
"Want to get approved for a home loan 🏡💰 Heres what you NEED to do 3-6 months before applying 🚀 DISCLAIMER: This information is general in nature and does not constitute personal financial advice. It does not take into account your individual objectives financial situation or needs. Always consider whether the information is appropriate for you and seek advice from a qualified professional before making financial decisions. #moneytalks #growth #financialliteracy #mortgage #homeloan #investing #realestate #fyp - Avoid applying for new credit such as personal loans - Avoid withdrawing savings"
TikTok Link 2025-02-09T03:41Z [--] followers, [----] engagements
"Here is how much youd be saving based off a [--] year term (p&i) DISCLAIMER- the information in this video is general advice. If youre wanting personalised financial advice please reach out to a professional. #realestate #moneytok #financialfreedom #financialliteracy #viral #fyp What a 0.25% interest rate cut is saving you per month Based off [--] yr term P+I Saving Mortgage $350k $400k $450k $500k $550k $600k $650k $700k $57 $66 $74 $82 $91 $99 $107 $114 What a 0.25% interest rate cut is saving you per month Based off [--] yr term P+I Saving Mortgage $350k $400k $450k $500k $550k $600k $650k $700k"
TikTok Link 2025-02-18T04:53Z [--] followers, 20.8K engagements
"Is this accurate for you right now #australia #australian #au #fyp #money #moneymindset #financialliteracy #moneytalks The average Australian salary by age groups 👇🏼 15-19 Male: $40144 Female: $42540 20-24 Male: $61234 Female: $62098 25-34 Male: $83200 Female: $78000 35-45 Male: $103955 Female: $83200 46-54 Male: $101400 Female: $85800 The average Australian salary by age groups 👇🏼 15-19 Male: $40144 Female: $42540 20-24 Male: $61234 Female: $62098 25-34 Male: $83200 Female: $78000 35-45 Male: $103955 Female: $83200 46-54 Male: $101400 Female: $85800"
TikTok Link 2025-02-19T01:52Z [--] followers, [----] engagements
"Want to build wealth through real estate 🏠 this could be your answer Disclaimer: This content is for informational and educational purposes only and should not be considered financial advice. Investing in property and other assets carries risks and past performance is not indicative of future results. Before making any financial decisions consult with a qualified financial professional to assess your individual circumstances."
TikTok Link 2025-02-20T03:01Z [----] followers, 1.2M engagements
"Thinking about investing in property Here are [--] BIG reasons why [----] is the year to do it Dont miss out on the opportunities ahead. Disclaimer: The information in this video is general in nature and should not be considered personal financial advice. Everyones situation is different so if youre looking for tailored advice please consult a qualified financial professional before making any investment decisions. #PropertyInvestment #RealEstateInvesting #WealthCreation #MoneyMoves #PassiveIncome #InvestmentTips #FinancialFreedom #RetirementPlanning #RealEstateInvestor #SmartInvesting"
TikTok Link 2025-02-23T06:04Z [--] followers, [---] engagements
"Do you agree or disagree Comment below 👇🏼 Disclaimer: The information in this video is general in nature if youre wanting personal financial advice please reach out to a professional in the industry #firsthomebuyer #realestateinvesting #propertyinvestment #homebuyingtips #wealthmindset #moneytalks #financialfreedom #investing #homeownership #househunting #money #moneytalks The biggest mistake first home buyers make Do you agree or disagree Your first home doesnt need to be your forever home. Most people move within 5-7 years. Buy for your current life not your dream future Be life-rich not"
TikTok Link 2025-02-26T07:25Z [----] followers, 941.6K engagements
"Wealth isnt what you think📈🚀 #moneytalks #financialfreedom #investsmart #passiveincome #mindset #fyp People think youre rich when you: No debt ✅ Investing in assets 📈 Spending time with loved ones 🏡 Follow for more wealth building tips ✅ Buy a luxury car on finance 🚗 Flash a Rolex Wear Gucci 👜 This wealth mindset will change everything💡 But REAL wealth looks like: People think youre rich when you: No debt ✅ Investing in assets 📈 Spending time with loved ones 🏡 Follow for more wealth building tips ✅ Buy a luxury car on finance 🚗 Flash a Rolex Wear Gucci 👜 This wealth mindset will"
TikTok Link 2025-02-28T11:11Z [--] followers, [---] engagements
"Its a lot easier than it seems 💸🧠 #moneytalks #moneytok #realestate #property #wealth #passiveincome #moneytips #moneysaving This scenario assumes: Couple invests $16000/year for [--] years Buys [--] properties using 80% LVR loans Property values grow at 6.5% annually Rental yield assumed at 4.5% with rents growing over time Debt paid down over [--] years By age 65: Portfolio value: $3M+ Net equity: $1.5M$2M Rental income (net): $100K/year 📌 This is a long-term example based on historical averages. Actual results depend on property selection interest rates rental markets & personal discipline."
TikTok Link 2025-05-08T06:19Z [--] followers, 45K engagements
"Which two would you pick 👇🏼 #moneytok #moneytalks #propertyinvesting #retirement #wealth #financialfreedom #realestateinvesting #mortgage #property #fyp [--] - No Bills 2- Retire at [--] 3- A fully paid off $3M home 4- Unlimited Travel Fund 5- $30K every month for life If you could only pick [--] [--] - No Bills 2- Retire at [--] 3- A fully paid off $3M home 4- Unlimited Travel Fund 5- $30K every month for life If you could only pick 2"
TikTok Link 2025-05-13T11:44Z [----] followers, 4.7M engagements
"Its time to LOCK IN and get the professional help you need to make your [----] look like this 🫱🏻🫲🏽 #moneytok #moneytalks #retirement #wealth #propertyinvesting #fyp #financialfreedom #property #realestateaustralia #passiveincome #mortgage #realestate Its [----] [--]. You own [--] Investment Properties [--]. Your portfolio is worth over $1M [--]. Youre getting $2K per month in passive income [--]. Youve got options work travel or chill [--]. You sleep easy knowing your future is sorted Its [----] [--]. You own [--] Investment Properties [--]. Your portfolio is worth over $1M [--]. Youre getting $2K per month in passive"
TikTok Link 2025-06-02T04:27Z [----] followers, [----] engagements
"Keep going Small amounts over time turn into big results 🫱🏻🫲🏽🔥 #moneytok #realestate #property #money #wealthy #australia #interest #investment #mindset A gentle reminder that a $60K salary is actually only $50112 after tax So even if youre putting $20 a week into savings youre doing better than most A gentle reminder that a $60K salary is actually only $50112 after tax So even if youre putting $20 a week into savings youre doing better than most"
TikTok Link 2025-07-13T10:58Z [----] followers, 33K engagements
"I guess try find a partner with similar goals if you havent already 😅 #money #moneytok #invest #financialfreedom #fyp When you read that a two-income household is a financial cheat code He makes $90K and she makes $70k they live off his income and invest hers The only issue is that it takes a partner with similar goals to achieve this When you read that a two-income household is a financial cheat code He makes $90K and she makes $70k they live off his income and invest hers The only issue is that it takes a partner with similar goals to achieve this"
TikTok Link 2025-07-30T22:42Z [----] followers, 47.6K engagements
"Whats more important to you. A holiday or getting into the property market #investment #fyp #money #moneytok #wealth In [----] the median house price was $76500 today its $805000 Thats a 11x increase whilst wages have only grown 7% But sure keep purchasing your all inclusive holiday 🌴 In [----] the median house price was $76500 today its $805000 Thats a 11x increase whilst wages have only grown 7% But sure keep purchasing your all inclusive holiday 🌴"
TikTok Link 2025-08-18T04:35Z [----] followers, [----] engagements
"Why pay thousands of dollars in mortgage repayments per month just to be a homeowner but living in a suburb you dont love and impacting your lifestyle due to the high cost of living. Whilst in the meantime you could purchase an affordable property in a high growth corridor and RENT where you WANT to live in a place that aligns with your lifestyles. This my friends is rentvesting #rentvesting #investment #fyp #money #moneytok Winning because I only pay $850 a week in rent when my mortgage repayments would be $9000 per month for the house I live in. Rentvesting 😎 Winning because I only pay"
TikTok Link 2025-08-24T01:15Z [----] followers, 24.2K engagements
"When you pay off your mortgage faster it feels like the smartest move but you might be giving up a bigger wealth play. Heres why (with different numbers): Say youve got a $520000 home loan at 5.1% over [--] years. If you chuck an extra $250 per month into it you could save roughly $96000 in interest and pay the loan off about [--] years earlier. Sounds like a win But what if instead of putting that $250 into your mortgage you used it to help fund your next asset For example $250 a month can go a long way toward the gap on an investment property think rates insurance maintenance and other holding"
TikTok Link 2025-12-25T21:06Z [----] followers, 448.2K engagements
"Dont let materialistic items fool you Live below your means and use the rest accordingly #moneytok #moneytips #wealth #property #financialfreedom People assume youre doing great $50000 in the bank & a paid off $7K car $2000 in the bank & a fully financed $70K Ford Ranger People assume youre broke Dont let materialistic items fool you People assume youre doing great $50000 in the bank & a paid off $7K car $2000 in the bank & a fully financed $70K Ford Ranger People assume youre broke Dont let materialistic items fool you"
TikTok Link 2025-12-29T09:15Z [--] followers, [---] engagements
"Heres the simple concept 👇 If you own a property and its value has increased over time the difference between what its worth today and what you owe the bank is called equity. Some investors choose to use a portion of that equity (through a loan or refinance arranged with a lender or broker) to help fund another purchase without selling their existing property. Its a strategy many Australians use when building a property portfolio but its not one-size-fits-all and depends heavily on your personal situation risk tolerance and long-term goals. Always speak with a qualified mortgage broker"
TikTok Link 2026-01-12T23:25Z [----] followers, 187.8K engagements
"Most people ask the wrong question: Can the bank approve me The smarter question is: Can I survive this mortgage if life gets harder Heres the unsexy checklist that actually keeps you safe: [--] Use the 28/36 rule (not the banks limit) Mortgage 28% of gross monthly income Total debt 36% (home + car + cards) Banks will approve more discipline protects you. [--] Budget for owning not just buying Owning a home costs more than the loan. Rule of thumb: 1% of the property value per year in maintenance. $700k home = $7k/year in real-world costs (repairs upkeep wear & tear). [--] Clean up your credit BEFORE"
TikTok Link 2026-01-13T19:25Z [----] followers, 500.7K engagements
"🫠🫠 the truth hurts sometimes #meme #funny #client #property #realestate The client when its time to sign the Docusign The client when its time to sign the Docusign"
TikTok Link 2026-02-03T22:06Z [----] followers, 1.3M engagements
"Is the 🚘 really worth it 👇🏼 #moneytok #car #realestate #property #mindset #wealth #wealthy #money #homeowner #home That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (interest) That car is now worth $25000 due to depreciation. Losing $39000 in [--] years Is a new car really worth it That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (interest) That car is now worth $25000 due to depreciation. Losing $39000 in [--] years Is a new car really worth it"
TikTok Link 2025-07-05T06:52Z [--] followers, 3.8M engagements
"When you pay off your mortgage faster it feels like the smartest move but you might be giving up a bigger wealth play. Heres why (with different numbers): Say youve got a $520000 home loan at 5.1% over [--] years. If you chuck an extra $250 per month into it you could save roughly $96000 in interest and pay the loan off about [--] years earlier. Sounds like a win But what if instead of putting that $250 into your mortgage you used it to help fund your next asset For example $250 a month can go a long way toward the gap on an investment property think rates insurance maintenance and other holding"
TikTok Link 2026-01-11T08:08Z [----] followers, 255.6K engagements
"This is the mistake that quietly ruins new homeowners. Not overnight. Not immediately. But slowly and painfully. It starts when people buy what the bank allows instead of what their life can actually afford. They stretch the loan. Empty the savings. Ignore the small extra costs. And tell themselves itll be fine. Then reality hits. Rates. Insurance. Repairs. Strata. Life. Suddenly half their income is gone before the month even starts. Heres what most buyers get wrong: They max out borrowing power They budget for the mortgage not ownership They waive inspections to win They buy with emotion"
TikTok Link 2026-01-16T19:22Z [----] followers, 194.1K engagements
"The average car payment is around $749 a month. For most people thats just part of life. But invested consistently from age [--] to [--] earning a modest 7% per year that same $749 can grow to around $2 million over time. Thats not about getting lucky or chasing high returns. Its about compounding patience and choosing assets that work while you sleep. Some purchases go down in value the moment you make them. Others quietly grow in the background year after year. This is why the asset you choose matters. Wealth isnt built overnight its built through disciplined decisions repeated over decades."
TikTok Link 2026-01-19T19:50Z [----] followers, 22.2K engagements
"Most people ask the wrong question: Can the bank approve me The smarter question is: Can I survive this mortgage if life gets harder Heres the unsexy checklist that actually keeps you safe: [--] Use the 28/36 rule (not the banks limit) Mortgage 28% of gross monthly income Total debt 36% (home + car + cards) Banks will approve more discipline protects you. [--] Budget for owning not just buying Owning a home costs more than the loan. Rule of thumb: 1% of the property value per year in maintenance. $700k home = $7k/year in real-world costs (repairs upkeep wear & tear). [--] Clean up your credit BEFORE"
TikTok Link 2026-01-24T21:27Z [----] followers, [----] engagements
"Your child doesnt need a trust fund. They need time. This is how compounding actually works. If you invest early: $1000 at birth $250 every birthday $250 every Christmas $220 per month until age [--] Thats about $53000 contributed in total. Because the money is invested from day one it compounds. At roughly 7% p.a. that can grow to $82k by age [--]. Now heres the part most people miss 👇 If you stop investing at [--] and add nothing else that $82k has [--] years to keep compounding. At the same 7% p.a.: ➡ $82k can grow to $1000000 by age [--] Same money. Same returns. The difference is time. Start"
TikTok Link 2026-01-28T08:39Z [----] followers, [---] engagements
"A 0.25% rate hike doesnt sound like much at first. But when you look at the monthly numbers the impact becomes very real. The figures shown here are based on a 30-year principal & interest loan using an example rate increase from 5.75% to 6.00%. Every loan is different term structure lender buffers and strategy all matter. This isnt advice just an example to show how even small rate movements can add up over time. This is why reacting to headlines rarely helps but understanding your numbers always does. #interestrates #ratehike #australia #lending #banks 5.75% Mortgage $2042 $2334 $2625 $2917"
TikTok Link 2026-02-03T04:05Z [--] followers, [---] engagements
"Is a new car really worth it *not financial advice #fyp #property #money #wealth #reels That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years Is a new car really worth it That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years Is a new car really worth it"
TikTok Link 2026-01-06T07:18Z [----] followers, 1.2M engagements
"Consistency pays off in the end keep going 💪🏼 #fyp #viral #invest #property #investing #wealth #mindset #money A gentle reminder that a $60k annual salary is actually only $48833 after tax So even if youre putting $15 a week into savings right now youre doing better than most 💪🏼 A gentle reminder that a $60k annual salary is actually only $48833 after tax So even if youre putting $15 a week into savings right now youre doing better than most 💪🏼"
TikTok Link 2025-01-06T09:55Z [----] followers, [----] engagements
"Bad credit does not automatically mean you cant buy a home. What it really means is that major banks may not be the right starting point for you. Heres what most people dont realise 👇 There are different tiers of lenders in Australia and they all assess risk differently. 🏦 Tier [--] lenders (major banks) These lenders have the strictest policies. They rely heavily on credit scores and automated systems which means: Less flexibility Little room for context One past issue can trigger an instant decline 🏦 Tier [--] & [--] lenders (non-bank / specialist lenders) These lenders look deeper than just the"
TikTok Link 2026-01-24T11:51Z [----] followers, [---] engagements
"Everyone celebrates paying off their mortgage early. But what if that smart move is actually slowing you down Lets break it down. Say youve got a $520000 home loan at 5.1% over [--] years. If you throw an extra $250 a month at it you could save around $90k+ in interest and shave years off the loan. Sounds responsible right But heres the question nobody asks What if that same $250 per month was the difference between owning ONE property and owning TWO Instead of killing your debt faster that $250 could help cover the holding costs on an investment property rates insurance maintenance while rent"
TikTok Link 2026-02-14T22:23Z [----] followers, 154.8K engagements
"Which two would you pick 👇🏼 #moneytok #moneytalks #propertyinvesting #retirement #wealth #financialfreedom #realestateinvesting #mortgage #property #fyp [--] - No Bills 2- Retire at [--] 3- A fully paid off $3M home 4- Unlimited Travel Fund 5- $30K every month for life If you could only pick [--] [--] - No Bills 2- Retire at [--] 3- A fully paid off $3M home 4- Unlimited Travel Fund 5- $30K every month for life If you could only pick 2"
TikTok Link 2025-05-13T11:44Z [----] followers, 4.7M engagements
"Why I would NEVER buy an apartment for my first investment property DISCLAIMER: This is not financial advice #moneytok #moneytalks #propertyinvesting #retirement #wealth #financialfreedom"
TikTok Link 2025-05-19T07:33Z [----] followers, [----] engagements
"Everyone thinks property is impossible right now. Unaffordable. Housing crisis. Interest rates too high. First-home buyers locked out. And yes its harder than it was [--] years ago. But harder doesnt mean impossible. In this video I break down what a $450000 investment property could look like using simple numbers: 10% deposit = $45000 Plus costs = roughly $60k$70k total funds needed (depending on the state) Rental income around $450 per week Potential holding cost of $60$100 per week depending on your income and loan structure Thats not cheap. But its also not the $200000+ deposit many people"
TikTok Link 2026-02-16T05:35Z [----] followers, [---] engagements
"Everyone celebrates paying off their mortgage early. But what if that smart move is actually slowing you down Lets break it down. Say youve got a $520000 home loan at 5.1% over [--] years. If you throw an extra $250 a month at it you could save around $90k+ in interest and shave years off the loan. Sounds responsible right But heres the question nobody asks What if that same $250 per month was the difference between owning ONE property and owning TWO Instead of killing your debt faster that $250 could help cover the holding costs on an investment property rates insurance maintenance while rent"
TikTok Link 2026-02-14T22:23Z [----] followers, 154.8K engagements
"🐀 #ratrace #9to5 #mindset #growth"
TikTok Link 2026-02-14T02:09Z [----] followers, [---] engagements
"After inspecting more properties than I can count theres one hard truth most owners dont see coming: Spending more doesnt automatically mean selling for more. In fact some upgrades quietly shrink your buyer pool and your final sale price. Before you start renovating here are common changes that often backfire: [--] Converting the garage into living space It might feel like youre adding a room. Buyers often see it as losing secure parking and storage. Smarter play: Present the garage well. Declutter paint improve lighting even seal the floor. Keep it functional. [--] Getting rid of the only bathtub"
TikTok Link 2026-02-13T21:37Z [----] followers, [---] engagements
"Most people ask: Will the bank approve me Wrong question. The real one is: If life punches me in the face next year can I still afford this Approval doesnt equal comfort. Heres the practical stuff no one makes sexy: [--] Set your own limits not the banks. If your mortgage eats more than 2530% of your income youre not building wealth youre building pressure. And if total debt starts creeping past a third of what you earn Thats when stress shows up. [--] Owning costs more than repaying. A house isnt just a loan. Rule of thumb: budget roughly 1% of the property value each year for upkeep. Roofs dont"
TikTok Link 2026-02-13T04:47Z [----] followers, 111.6K engagements
"Theyre not bad people. They just want top dollar. And sometimes that means distracting you from what actually matters. If youre buying property slow down and look for these 👇 [--] One freshly painted room If every wall is the same tired colour except one that looks brand new ask why. Fresh paint in a single area often = covering: Water damage Cracks Mold Stains A good buyer asks. A smart buyer gets an inspector. [--] Rugs in random places Living room rug Normal. Rug in the middle of the kitchen or hallway Suspicious. Thats usually hiding: Damaged flooring Cracked tiles Stains Move it. Youre"
TikTok Link 2026-02-11T20:48Z [----] followers, 18K engagements
"The truth hurts sometimes #meme #funny #moneytips #firsthomebuyer #property How it feels buying your first house in [----] 🏠🫠 How it feels buying your first house in [----] 🏠🫠"
TikTok Link 2026-02-10T21:44Z [----] followers, [----] engagements
"Heres a simple example 👇 Two people. Same $100000. Same 10-year timeframe. The only difference is how they use the money. Option 1: Keep it in savings $100k sitting in a bank account earning around 4%. After [--] years that grows to roughly $148k. Its safe. Its predictable. But once inflation is factored in the real buying power doesnt move much. Thats not wrong its just slow. ➡ Option 2: Use leverage (the banks money) That same $100k is used as a 20% deposit. This allows you to control a $500k investment property. Heres the key difference most people miss 👇 Growth now works on the entire"
TikTok Link 2026-02-10T07:39Z [----] followers, [----] engagements
"I see it all the time: Good incomes. Solid jobs. Big excitement. Then [----] months later stress tight cash flow and regret. Heres where buyers usually go wrong ❌ Buying at the top of their banks pre-approval Only budgeting for the mortgage (and ignoring the real costs) Draining all savings for the deposit Skipping inspections to win the deal Buying emotionally instead of financially And heres how smart buyers avoid it ✅ Keep total housing costs under 30% of gross income Budget for the true cost of ownership (rates insurance maintenance etc.) Hold [--] months of cash buffers after settlement"
TikTok Link 2026-02-09T20:51Z [----] followers, 344.4K engagements
"Part [--] hits different. Growing up $1M = dream home big yard no neighbours. In [----] A modest place and a decent location if youre lucky. Reality check 🫠 What I thought a million dollar house would look like as a kid (Part 2) What I thought a million dollar house would look like as a kid (Part 2)"
TikTok Link 2026-02-09T05:56Z [----] followers, [----] engagements
"Most people only see the highlight reel of property investing. Bought for X worth Y. Thats it. No context. No truth. So heres a real breakdown of one of my investment properties 👇 This post shows income vs expenses only. Rent in. Costs out. No fluff. ❗Important: this does NOT include capital growth. Why Because growth is unrealised. Cash flow is what actually affects your life right now. Too many investors rely on hope: Itll grow eventually The numbers dont matter early Negative cash flow is normal Sometimes thats true. Often its just bad strategy. If you dont understand: where every dollar"
TikTok Link 2026-02-09T03:47Z [----] followers, [---] engagements
"Independence is great. A $52k head start is better. Parents this ones for you 🚨 #parents #money #moneytips Attention Parents🚨 To help your kids with a house deposit Instead of telling them to move out at [--] Allow them to stay until theyre [--] (if they want to) Charge them $200 per week in rent and give them the money back at [--] This equals $52K which is money they can use as a down payment for a property Attention Parents🚨 To help your kids with a house deposit Instead of telling them to move out at [--] Allow them to stay until theyre [--] (if they want to) Charge them $200 per week in rent"
TikTok Link 2026-02-09T00:53Z [----] followers, [---] engagements
"Most investors treat settlement like the finish line. Theyre already thinking about rent depreciation and long-term growth. Thats when mistakes happen. The final inspection isnt a celebration. Its your last line of defence before you own every problem in the property. Heres what serious investors actually check: [--]. Hot water system Turn it on. Let it run. Check temperature and pressure. A failed system post-settlement is an immediate $2k$4k hit. [--]. Air conditioning & heating Run it properly even if its the wrong season. Non-working AC kills rental demand and can cost $5k$10k to replace. 3."
TikTok Link 2026-02-07T21:42Z [----] followers, [----] engagements
"Most people think you need $100k to buy property. You dont. A $500k purchase can look like $60k total upfront when its structured properly. The real reason most people dont get started They never see the numbers broken down. Watch this before you tell yourself were not ready yet. *not financial advice #property #australia #invest"
TikTok Link 2026-02-06T20:21Z [----] followers, [---] engagements
"Are the dancing lessons considered tax write offs😅😅😅 #funny #meme"
TikTok Link 2026-02-06T05:47Z [----] followers, [---] engagements
"Is a new car REALLY worth it Or are you better off buying 2nd hand #car #ownership #money #moneytips That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (due to interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years. Is a new car really worth it That $50000 car loan that you finally paid off after [--] years ended up costing you $64000 (due to interest) That car is now worth $25000 due to depreciation Losing $39000 in [--] years. Is a new car really worth it"
TikTok Link 2026-02-04T23:56Z [----] followers, [----] engagements
"Just a reminder if saving for a house deposit feels impossible right now youre not broken. Rent keeps rising Groceries cost more Bills dont slow down And yet were still told to just save harder. The truth Most people are doing the best they can in a system thats changed fast. So be kind to yourself. Youre not lazy. Youre not bad with money. Youre navigating one of the toughest property markets weve seen. #firsthome #investor #invest Just a friendly reminder that youre not the only one having a hard time saving for a deposit 🏠 Just a friendly reminder that youre not the only one having a hard"
TikTok Link 2026-02-04T06:59Z [----] followers, [----] engagements
"Most investment property mistakes dont happen at purchase. They happen before the contract is even signed. I see investors lose years by: Buying in the wrong structure Choosing the wrong lender Focusing on interest rates instead of strategy Trusting the wrong property managers The right property wont save you from a bad strategy. But the right strategy will make almost any property work. If youre buying your first (or next) investment this is what to avoid. #property #realestate #moneytips"
TikTok Link 2026-02-04T03:41Z [----] followers, [----] engagements
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