# ![@officialcreditclub Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7525934494403331094.png) @officialcreditclub Credit Club

Credit Club posts on TikTok about travel, business, qatar, money the most. They currently have [---] followers and [--] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/tiktok::7525934494403331094/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7525934494403331094/c:line/m:interactions.svg)

- [--] Week [-------] -34%
- [--] Month [---------] +0.46%
- [--] Months [---------] +6,187%

### Mentions: [--] [#](/creator/tiktok::7525934494403331094/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7525934494403331094/c:line/m:posts_active.svg)

- [--] Month [--] no change
- [--] Months [--] +114%

### Followers: [---] [#](/creator/tiktok::7525934494403331094/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7525934494403331094/c:line/m:followers.svg)

- [--] Week [-----] +2.10%
- [--] Month [-----] +18%
- [--] Months [-----] +160%

### CreatorRank: [-------] [#](/creator/tiktok::7525934494403331094/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7525934494403331094/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [countries](/list/countries)  [stocks](/list/stocks)  [travel destinations](/list/travel-destinations)  [technology brands](/list/technology-brands)  [luxury brands](/list/luxury-brands) 

**Social topic influence**
[travel](/topic/travel) #614, [business](/topic/business), [qatar](/topic/qatar) #89, [money](/topic/money), [luxury](/topic/luxury), [hacks](/topic/hacks), [flight](/topic/flight), [economy](/topic/economy), [credit cards](/topic/credit-cards), [club](/topic/club)

**Top accounts mentioned or mentioned by**
[@qatar](/creator/undefined)

**Top assets mentioned**
[Strategic Education, Inc. Common Stock (STRA)](/topic/$stra) [Flex Ltd. Ordinary Shares (FLEX)](/topic/$flex)
### Top Social Posts
Top posts by engagements in the last [--] hours

"The Amex travel portal is STEALING 60% of your points value. and theyre hoping you never find out 🚨 Im about to expose why using their portal is the BIGGEST mistake you can make with your points 💸 Heres the trap they set: 🪤 Amex portal: 1p per point (looks convenient) ✨ Transfer partners: 3-5p per point (requires strategy) Real example thatll blow your mind: [----] flight through Amex portal = [------] points ❌ Same [----] flight via transfer partners = [-----] points ✅ You just SAVED [-----] points Thats literally another FREE flight you can book with the leftover points 🤯 Amex WANTS you to use"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7528467687413058839)  2025-07-18T16:59Z [---] followers, [---] engagements


"450 to [---] credit score in [--] months. Heres EXACTLY how I did it when everyone said it was impossible 📈 Let me be real with you - my credit was DESTROYED. [---] score couldnt get approved for anything felt hopeless about my financial future 💔 Then I discovered the 2-strategy system that changed EVERYTHING: STRATEGY 1: Proper Dispute Process 📋 Not random letters STRATEGIC disputes using legal frameworks that actually work. Removed [--] negative items in [--] days STRATEGY 2: Authorized User Hack 👥 Got added to family members 15-year-old account with perfect payment history. Instant boost to my"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7529580005773413654)  2025-07-21T16:56Z [---] followers, [---] engagements


"You have an Amex card but youre using it ALL WRONG 😤 I see people with premium Amex cards earning basic points while Im out here turning the same spending into business class flights. Let me fix this for you ✈ If youre not doing THIS with your Amex youre literally throwing money away: 🍽 4X points on dining & groceries (not just 1X) ✈ 5X points booking through Amex Travel Portal 💳 Actually USING those monthly credits (free money) 🔄 Transferring points to airline partners (this is where the magic happens) Heres what blew my mind: [-----] Amex points = [----] business class flight when you"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7530322328794795286)  2025-07-23T16:56Z [---] followers, [----] engagements


"Stop thinking credit is just about loans. Its about UNLOCKING your entire life 🔓 Good credit isnt just a number - its your gateway to: 💳 Premium cards with 6-figure point bonuses 📉 Lower rates that save thousands yearly 💰 Higher limits for bigger opportunities 🛡 Better insurance rates and coverage 💼 Job opportunities (yes they check credit) 🏠 Dream home purchases with best rates Heres the reality check: Good vs bad credit saves you 100000+ over your lifetime. Thats not just money - thats FREEDOM 💸 Bad credit = Always saying I cant afford it Good credit = Having OPTIONS when"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7531067067710065942)  2025-07-25T17:06Z [---] followers, [---] engagements


"Its crazy how people are still not making the most out of American Express cards. I literally use them to travel 3-6 times a year in business class all around the world 💳✈ This is what happens when you understand Amex cards vs just having them sitting in your wallet Why most people waste their Amex potential: 💸 Using them for basic purchases without strategy 📉 Cashing out points for terrible value 🤷♂ Not understanding transfer partners ❌ Missing category multipliers completely How I turn Amex cards into global business class travel: 🎯 Strategic welcome bonus collection (80K-150K per"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7547671081151106326)  2025-09-08T10:58Z [---] followers, [---] engagements


"POV: your bedtime is different to your friends because you cant stay in one timezone 😂✈ When your sleep schedule becomes a global mystery that even you cant figure out The timezone struggle is real: 🌅 Friends: Good morning Me: Is it though 🕒 Body clock thinks its 3am local time says 9pm 📱 Phone shows [--] different time zones simultaneously 😴 Jet lag becomes your permanent personality trait Living the multi-timezone lifestyle: 🌍 Monday in London Tuesday in Dubai Wednesday in Tokyo Sleep schedule changes faster than flight connections 💤 Hotel beds in different countries feel more familiar"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7548041299962744086)  2025-09-09T10:55Z [---] followers, [---] engagements


"Life makes sense as long as I can turn my grocery spending into first class flights 🛒✈ When your weekly food shopping becomes your ticket to luxury travel around the world The beautiful logic of strategic spending: 🛒 Same groceries I need to buy anyway 💳 Put them on the right credit card for 4X points 🔄 Transfer those points to airline partners strategically ✈ Watch everyday necessities become first class experiences The mindset shift that changes everything: 💭 Groceries arent just expenses - theyre travel funding 📈 Every supermarket trip accumulates toward my next destination 🎯"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7548552291503181078)  2025-09-10T19:58Z [---] followers, [---] engagements


"POV: Your Amex Gold card has a better travel schedule than most people have social lives Currently somewhere over the Atlantic earning points for my next adventure 💳✈ When your credit card is literally more well-traveled than your friends The reality of strategic credit card usage: 📱 Amex Gold: [--] countries visited this year 🏠 My friends: Same coffee shop every weekend ✈ My card: Business class regular at [-----] feet 💺 Their cards: Collecting dust in wallets The absurd comparison: My Amex Gold has seen more sunsets eaten in more countries and accumulated more memories than most peoples"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7549525836496489750)  2025-09-13T10:56Z [---] followers, [---] engagements


"Premium credit cards are expensive if youre not using them for the correct situation - when the math doesnt add up Breaking down when premium cards make financial sense versus when they become costly mistakes The cost-benefit reality: Premium cards with 500+ annual fees only justify their cost when you can optimize their specific benefits. Cards like the Amex Platinum require substantial travel spending to offset the fee through lounge access and travel credits. Without strategic usage youre paying premium prices for benefits you dont actually use. When premium cards become expensive: Paying"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7550252637954919702)  2025-09-15T09:56Z [---] followers, [---] engagements


"The one thing you dont want in this life is risk - why smart financial strategies prioritize security over speculation Understanding that sustainable wealth building comes from minimizing risk not chasing high-risk opportunities The risk management mindset: Financial security comes from understanding systems rather than gambling on uncertain outcomes. Credit card optimization works because its based on predictable rules and terms not market speculation or risky schemes. Why avoiding risk matters in travel hacking: Strategic credit card usage is low-risk when done properly - youre using"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7550731925837679894)  2025-09-16T16:56Z [---] followers, [---] engagements


"From struggling with basic expenses to living experiences I thought were impossible. Knowledge changed everything. The personal transformation story that shows how strategic education can completely shift your reality The transformation timeline: Started from a place of financial stress where luxury travel seemed reserved for others. Made the decision to invest time in learning credit and reward optimization systems. Applied strategic knowledge consistently while others continued making excuses about circumstances. What knowledge changed everything means: Understanding that credit cards are"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7551752282933611798)  2025-09-19T10:55Z [---] followers, [---] engagements


"When your credit strategy upgrades every aspect of the flight experience 💳✨ From premium bathroom facilities to private suite living - strategic credit optimization transforms the entire travel journey not just the destination 🚀 The comprehensive upgrade experience: Starting with a spacious bathroom that rivals luxury hotel facilities in size and amenities . Transitioning to suite 2A with private bedroom personal space and premium furnishings 🛏. Every element of the flight experience elevated through strategic point accumulation rather than cash expenditure What this progression showcases:"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7553004644566306070)  2025-09-22T19:55Z [----] followers, [---] engagements


"Your Amex points are 10X more valuable than you think. if you know THIS secret 🔟 Most people cash out Amex points for 1p each through their portal. Im getting 3-5p per point using transfer partners. Same points 500% more value 🤯 Heres where the magic happens: ✈ British Airways: 9K points for short-haul flights (worth 150-300) 🌟 Virgin Atlantic: Premium redemptions to US/Caribbean Singapore Airlines: First class to Asia for fraction of cost 🏨 Marriott/Hilton: 5-star hotels that cost 500+ per night The math that changed everything: 60K Amex points through portal = [---] ❌ 60K points"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7527399839928225046)  2025-07-15T19:55Z [----] followers, 77K engagements


"What you pay for economy I pay for first class. The difference I dont use cash I use reward points. You dont need to be rich to fly business or first class. You just need to know how to leverage the system. I generate points through: ✔ Welcome bonuses ✔ Everyday spending ✔ Referrals ✔ Smart credit card strategy Flights that cost thousands I book them with points I earned from things I was already spending on. This isnt a luxury reserved for the wealthy Its a game anyone can learn. You just need the right cards and the right moves. Comment word travel and I will send my free guide."  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7531807371287416086)  2025-07-27T16:59Z [----] followers, [----] engagements


"When you get BORED and decide to book the entire Emirates first class cabin. and it costs you less than ONE regular first class ticket ✈👑 Having the whole first class cabin to yourself isnt just luxury - its the ultimate flex that costs less than what most people pay for a single seat 🤯 This is what happens when you master the points game: 💎 Entire first class cabin: Strategic point redemption 💰 Cost: Less than [----] (normally 15000+) ✨ Experience: Priceless privacy and service 🔥 Mindset: Im bored lets book everything While others are saving for YEARS to afford ONE first class ticket Im"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7533940032248286486)  2025-08-02T10:55Z [--] followers, 74.9K engagements


"The food hits different when its above the clouds ☁🍽 Something about fine dining at [-----] feet just feels better 😎✈ But this isnt luck its strategy 💳🔥 When you use points the right way even your meals come with a view 🌍 Thats what smart credit moves and travel hacking are all about living better without spending more 💼 Comment TRAVEL and Ill show you how to turn your next meal into a sky experience ☁🍽 #creditcard #creditclub #travel #traveltips #trending The food hit different when its above the clouds ☁🍽 The food hit different when its above the clouds ☁🍽"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7564369080250289430)  2025-10-23T10:55Z [----] followers, [---] engagements


"Even my passport looks exhausted 😂🌍 When you master credit travel becomes a lifestyle not a luxury ✈💳 Every stamp tells a story of strategy freedom and smart moves. Comment TRAVEL to start your journey today #creditcard #creditclub #travel #trending #traveltips Comment the word travel and Ill show you how I am able to travel so much💳✈ Even my passport looks exhausted 😂🌍 Comment the word travel and Ill show you how I am able to travel so much💳✈ Even my passport looks exhausted 😂🌍"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7570692810647604482)  2025-11-09T11:54Z [----] followers, [----] engagements


"Yeah I still have bad economy habits sometimes 😅 But then I remember I gave myself the knowledge to fly premium for less 💳✈ Its not about being lucky Its about knowing the system and playing it smarter than everyone else 😏 🚀 Want to learn how to do the same 💬 Comment TRAVEL below #creditcard #creditclub #travel #trending #qatarairways Still have bad economy habits Still have bad economy habits"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7573429620146490646)  2025-11-16T20:54Z [--] followers, [---] engagements


"Aura farming = Points farming 💳✈ #creditscores #creditcard #money #finance #creditclub #wealth #travel When you pay economy prices for first class When you pay economy prices for first class"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7526960142118587670)  2025-07-14T15:29Z [----] followers, [----] engagements


"Glad this ticket cost me less then economy #fyp #traveltok #funnyvideo #businessclass #qatarairways @Qatar Airways Paid for business class. Slept like Economy 🤦♂ Paid for business class. Slept like Economy 🤦♂"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7583798082702265622)  2025-12-14T19:29Z [----] followers, 665.2K engagements


"Expectation vs reality but still love both #fyp #firstclass #qatarairways #emirates #travel How Emirates doors work they dont How Qatar doors work 😮💨 How Emirates doors work they dont How Qatar doors work 😮💨"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7593407698767482134)  2026-01-09T17:00Z [----] followers, 3.2M engagements


"Was it worth it 100% #travel #fyp #firstclass #emirates #shower I paid $10000 for this flight and they only give you [--] minutes to shower I paid $10000 for this flight and they only give you [--] minutes to shower"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7595658053765123331)  2026-01-15T18:32Z [----] followers, 835.8K engagements


"4 years ago I started Credit Club with a simple mission: Help people unlock the travel lifestyle they deserve 🚀 Today We're [----] members strong and the results speak for themselves: ✈Members flying first class to Dubai Tokyo New York (for less than economy prices) 🏨 5-star hotel stays that used to cost 500/night. now FREE 📈 Credit scores hitting the perfect [---] (yes it's possible) 💳 Members getting 100K+ credit limits (even starting from zero) This isn't just about credit cards - it's about completely transforming how you live travel and experience the world 🌍 Sarah went from a 450"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7526228114670619926)  2025-07-12T16:09Z [----] followers, [----] engagements


"Hundreds of thousands of air miles. and Im about to show you EXACTLY how I get them 📊 While youre earning 1-2K points per month Im stacking 100K+ using my 5-strategy formula. This isnt luck - its a system 🔥 STRATEGY 1: Welcome Bonuses 50K-100K points PER CARD. Get 3-4 cards = 300K+ points instantly ✈ STRATEGY 2: Referral Bonuses 20K points for every person you refer. [--] referrals = 200K points 💰 STRATEGY 3: Manufactured Spending Earn points without actually spending your money (PayPal method) 🔄 STRATEGY 4: Category Multipliers 4X points on dining groceries travel. Stack these everywhere"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7527030251923180822)  2025-07-14T20:01Z [----] followers, [----] engagements


"Everyone asks me How do you actually get FREE flights and hotels Heres the exact step-by-step method 📋 STEP 1: Manufactured Spend (PayPal Method) Cycle [----] without spending YOUR money earn massive points on purchases youd make anyway. This alone can fund 2-3 flights per month ✈ STEP 2: Smart Redemptions Use Credifly.com to find the BEST point values. While others waste 100K points on a [---] flight youre getting [----] business class seats 🎯 STEP 3: Maximize Every Opportunity Stack bonuses time applications perfectly hit those spending thresholds strategically 💳 The result [----] Credit Club"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7526289472510545174)  2025-07-12T20:07Z [----] followers, [----] engagements


"Was it the best amenity kit should I do more videos like this let me know in the comments #travel #fyp #emirates #review #firstclass Gillette Heres what you get inside of a emirates Amenity kit A tissue Earplugs Razor Deodorant A comb Tooth brush and tooth paste Bvlgari Perfume Watch till the end ✈ Gillette Heres what you get inside of a emirates Amenity kit A tissue Earplugs Razor Deodorant A comb Tooth brush and tooth paste Bvlgari Perfume Watch till the end ✈"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7606782565910908182)  2026-02-14T18:01Z [----] followers, [---] engagements


"Enjoy economy maybe one day youll be on my level #travel #fyp #qatarairways #businessclass #traveltok Good night bro sleep tight enjoy economy Good night bro sleep tight enjoy economy"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7605297979259473174)  2026-02-10T18:00Z [----] followers, [----] engagements


"Most are just lazy #fyp #travel #businessclass #traveltok #plane Youre either stupid lazy or scared for you to not be in business class Youre either stupid lazy or scared for you to not be in business class"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7604926968152263958)  2026-02-09T18:00Z [----] followers, [----] engagements


"You could have been sleeping in business for less #fyp #travel #qatarairways #sleep Me in business class after I switched with bro so I could sleep Me in business class after I switched with bro so I could sleep"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7604555922962124054)  2026-02-08T18:00Z [----] followers, [----] engagements


"School is boring travelling is fun #plane #businessclass #qatarairways #fyp #travel Na Im good✈ You bro you coming to school today Na Im good✈ You bro you coming to school today"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7604184789293354262)  2026-02-07T18:00Z [----] followers, [---] engagements


"At this age business economy ✈ #qatarairways #businessclass #travel #fyp #traveltok Them: why fly business class We all get there at the same time anyway Me: Them: why fly business class We all get there at the same time anyway Me:"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7603443337164573955)  2026-02-05T18:03Z [----] followers, [----] engagements


"Why are babies allowed in business class #baby #plane #fyp #businessclass #qatarairways Paid for Qatar business class and got a crying baby with it Paid for Qatar business class and got a crying baby with it"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7603088648468237590)  2026-02-04T19:07Z [----] followers, 68.5K engagements


"They defo know I dont belong here #emirates #firstclass #fyp #travel #plane POV: you try to blend in on a first class flight POV: you try to blend in on a first class flight"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7601943049333214486)  2026-02-01T17:01Z [----] followers, [----] engagements


"I spent it all #fyp #travel #savingmoney #firstclass #emirates How much money did you save this year How much money did you save this year"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7601611412347079958)  2026-01-31T19:34Z [----] followers, [----] engagements


"Now if you actually want to fly business class with Qatar check out my page #fyp #travel #qatarairways #businessclass #traveltok Heres how to fly business class with Qatar with crying baby in the background Heres how to fly business class with Qatar with crying baby in the background"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7601217234312236310)  2026-01-30T18:05Z [----] followers, [----] engagements


"The threat of flying economy was to much for him #qatarairways #travel #businessclass #flight #fyp Told my son Ill throw him in Economy if he speaks to me Kid behaved all flight. Told my son Ill throw him in Economy if he speaks to me Kid behaved all flight"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7600829659353189654)  2026-01-29T17:01Z [----] followers, [----] engagements


"British airways sucks #travel #britishairways #businessclass #flight #fyp Paid for Qatar business class but you got a last minute flight change and now youre stuck with British airways Paid for Qatar business class but you got a last minute flight change and now youre stuck with British airways"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7600474260171132182)  2026-01-28T18:01Z [----] followers, 127K engagements


"It was so lonely being all by myself #travel #fyp #emirates #firstclass #traveltok Emirates is so mean they made me sit in first class all by myself Emirates is so mean they made me sit in first class all by myself"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7599731698980474134)  2026-01-26T18:00Z [----] followers, [----] engagements


"Emirates please dont ban me I love flying with you lot #fyp #firstclass #emirates #travel #traveltok Me praying that I never have to fly with emirates again Me praying that I never have to fly with emirates again"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7599360666964741398)  2026-01-25T18:00Z [----] followers, 16.1K engagements


"No #businessclass #Qatar #travel #success #plane Yo bro are you coming to school today Yo bro are you coming to school today"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7598990539932978454)  2026-01-24T18:04Z [----] followers, [----] engagements


"Its a lot quieter then people think #fyp #firstclass #emirates #travel #lonely Everyone wants first class until you realise money doesnt fix being alone. Everyone wants first class until you realise money doesnt fix being alone"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7598618343918112022)  2026-01-23T18:00Z [----] followers, [----] engagements


"Been travelling since young #ai #fyp #firstclass #travel [--] years old [--] years old [--] years old How old was you when you started travelling [--] year old Old [--] years old [--] years old [--] years old How old was you when you started travelling [--] year old Old"  
[TikTok Link](https://www.tiktok.com/@officialcreditclub/video/7598247590676794646)  2026-01-22T18:01Z [----] followers, [----] engagements

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