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# ![@melissadorman Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7039089362118313006.png) @melissadorman Money with Mel (Real Account)

Money with Mel (Real Account) posts on TikTok about money, bank, if you, loan the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/tiktok::7039089362118313006/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7039089362118313006/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXXXXX +3,709%
- X Year XXXXXXXXXX +10,980,730%

### Mentions: XX [#](/creator/tiktok::7039089362118313006/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7039089362118313006/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX -XXXX%

### Followers: XXXXXXX [#](/creator/tiktok::7039089362118313006/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7039089362118313006/c:line/m:followers.svg)

- X Week XXXXXXX +28%
- X Month XXXXXXX +124%

### CreatorRank: XXXXXXX [#](/creator/tiktok::7039089362118313006/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7039089362118313006/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #2797 [countries](/list/countries) 

**Social topic influence**
[money](/topic/money) #1017, [bank](/topic/bank) #186, [if you](/topic/if-you), [loan](/topic/loan) #3, [wall street](/topic/wall-street) #579, [debt](/topic/debt) #267, [business](/topic/business), [future](/topic/future), [cash flow](/topic/cash-flow) #218, [flow](/topic/flow)

**Top accounts mentioned or mentioned by**
[@meldorman](/creator/undefined) [@sorchahomespdx](/creator/undefined) [@yourhandle](/creator/undefined) [@delaware](/creator/undefined) [@fellowcitizens](/creator/undefined) [@realtorkaitlin](/creator/undefined) [@ted](/creator/undefined) [@meldormanto](/creator/undefined)
### Top Social Posts
Top posts by engagements in the last XX hours

"Want to decentralize wealth in America You dont need a revolution. You need seller financing. Its how we move money off Wall Street and back into the hands of people who actually live here. Comment BOOK and Ill send you a free chapter on how I used seller financing to build wealth without a bank. Follow @mel_dorman to learn how we build community wealthone deal at a time. #revolution #sellerfinancing #wealthispower #abundancemindset #community #communityresilience I"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7526645892926016798)  2025-07-13T19:10Z 157.1K followers, 25.9K engagements


"💰 Wealthy people and unwealthy people dont think the same way and it has nothing to do with income. ☕ Wealthy people invest in assets that compound. Unwealthy people invest in their broke friends opinions who say dont invest. 📦 Wealthy people love boring money. Unwealthy people get a dopamine hit from your Amazon order has shipped. 🏡 Wealthy people collect rent checks. Unwealthy people collect rent increases. 🧠 Wealthy people build systems. Unwealthy people build stress. Its not about luck its about rewiring how you think about money. Because once you do everything changes. 🔥 Write"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7572235662653459742)  2025-11-13T15:41Z 156.9K followers, 19.5K engagements


"Heres how I retired in X years: I stopped paying banks and started paying people. When you buy a home with seller financing the seller becomes the bank and that interest stays local. Its simple legal and one of the fastest ways to build community-based wealth. 🏠 Type FREEDOM in the comments and Ill show you how to do it too. #financialfreedom #sellerfinancing #passiveincome #communitywealth #wealthfortherestofus"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7569666335345495326)  2025-11-06T17:31Z 156.9K followers, 24K engagements


"Your bank does not want you to see this 👀 Most homeowners pay for their house two times: once for the house once in interest to the bank. In this video I show you how one small mid-month principal payment can turn a XX year mortgage into something closer to XX years without fees without refinancing and without the banks permission. If you are tired of donating your paycheck to the bank and want more ways to build conscious wealth write FREEDOM in the comments and I will send you my free guide. #communityweath #bankonyourneighbor #wealthfortherestofus #sellerfinancing #wealthmindset"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7572705871323581726)  2025-11-14T22:06Z 157.1K followers, 1M engagements


"People say Dont become a landlord thats capitalism 🙄 But they never ask who owns the land if we dont 👀 Because somebody always will and its usually a hedge fund. 🏦 Seller financing flips that script. ⚡ When neighbors sell to neighbors money stays local it builds stability not exploitation. 🌱 If youre ready to own property without banks or guilt and build wealth that actually serves your community swipe the bio and lets connect. 🤝 #sellerfinancing #wealthforwomen #realestate #financialfreedom #resilience"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7576327856851045662)  2025-11-24T16:22Z 156.9K followers, 13K engagements


"We tell XX year olds Sorry you cant afford a house then hand them a quarter million in student loans for a 40k salary. The system is not broken. It is working exactly as designed. 🎓 Colleges get paid 🏛 Government backs the loans 😰 You get the anxiety You are not the bad math here. The business model is. If you are done being the product in everyone elses business plan write FREEDOM in the comments and I will send you my free guide on how to build wealth through real estate without banks. 🧠🏡✨ #revolution #communitywealth #wealthfortherestofus #moneyhealing"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7577456760651336990)  2025-11-27T17:22Z 156.9K followers, 22.8K engagements


"Seven AI companies are basically holding the whole U.S. economy like a Jenga tower while they mine your late night panic chats for profit 🤖📉 Your heartbreak money fears and trauma dumps are not protected like medical records. 😳 Your nervous system is literally becoming an asset class for a bubble that will ask for a bailout if it pops.🫣 You do not have to bet your future on tech bros and Wall Street experiments. 🧪 🧬🔬⚗🔭🥼🧑🔬 You can build wealth in boring human ways with real property and real community instead 🏠✨ Comment FREEDOM if you want my free guide on how to build wealth"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7576026121578351903)  2025-11-23T20:51Z 156.9K followers, 7922 engagements


"If youre feeling depressed anxious or hopeless this might sting a little 🥲💔 Nobody told us that in capitalism money = options. Options to leave the job that is killing your soul. Options to walk away from the relationship that is not safe. Options to say no without your whole life collapsing. I am a first gen multimillionaire and I can tell you from experience: 👉 Money will not fix your childhood 👉 But it absolutely can buy safety choices and breathing room Which feels a lot like happiness when you have never had it before. And if you are a woman queer a person of color or any"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7579135704110828830)  2025-12-02T18:20Z 156.9K followers, 6586 engagements


"🏡 Most people think: To buy a home I need a bank loan. Here is the problem 👇 500k house Seller gets 500k Bank collects 1M+ over XX years in interest 😬 There is another way. Buyer pays the seller directly Seller gets mailbox money Buyer builds cash flow and equity The interest stays in the neighborhood instead of Wall Street 💸 That is the loophole I used to retire in X years using seller financing. Wanna learn how to do this with your own community Type FREEDOM in the comments and I will send you my free guide 🔑 #wealthfortherestofus #wealthforwomen #realestate #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7574560096362007839)  2025-11-19T22:02Z 157.1K followers, 4667 engagements


"Hot take for 2026 🔥 Your biggest competition in investing is not other investors It is you and your bank 🏦 Most of us were taught ✅ Step 1: Get approved by a bank ✅ Step 2: Pray interest rates are kind ✅ Step 3: Hope the numbers somehow work But there is a third path nobody talks about 👀 Seller financing You build wealth directly with real people not faceless institutions Instead of begging a bank to approve you you and a seller create the loan together Price interest timeline all negotiated neighbor to neighbor 🤝🏡 If you want to stop competing with your own bank and start partnering"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7579034750300589343)  2025-12-01T23:26Z 157.1K followers, 2748 engagements


"What if real estate investing didnt have to be extractive 🏡 What if it could be ethical sustainable and actually empower your community too 🌱🤝 Most people think you have to get a bank loan to buy property. But there is another path. Seller financing is when two neighbors partner together and cut out the bank entirely 🙅♀🏦 You get to buy property They get steady income And more money stays in your neighborhood instead of Wall Street 💸🏙 If you want to learn how to do deals like this write ✍ FREEDOM in the comments and I will send you my free guide to get started 📘✨ #sellerfinancing"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7580007192137436446)  2025-12-04T20:15Z 157.1K followers, 1729 engagements


"Your bank wants you to pay for your house twice. Once for the roof over your head once for their profit. 👀🏡 In this video I show you how one tiny mid month tweak to your mortgage can shave YEARS off your loan without fees without refinancing and without asking the bank for permission. Quiet wealth is built in moves like this not in working yourself into the ground for the next XX years. If you are tired of the grind and want more strategies to turn your debt into freedom comment READY and I will send you more ways to escape. 💛 #financialfreedom #consciouswealth #feministfinance #realestate"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7580862092387831071)  2025-12-06T21:37Z 157.1K followers, 1.3M engagements


"People say Dont become a landlord thats capitalism 🙄 But they never ask who owns the land if we dont 👀 Because somebody always will and its usually a hedge fund. 🏦 Seller financing flips that script. ⚡ When neighbors sell to neighbors money stays local it builds stability not exploitation. 🌱 If youre ready to own property without banks or guilt and build wealth that actually serves your community Write FREEDOM in the comments and Ill share my FREE guide to seller financing. Together we can create an imagination for how wealth is built differently.🤔 #sellerfinancing #wealthforwomen"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7580238569814363422)  2025-12-05T20:44Z 154.8K followers, 1524 engagements


"Turns out being queer prepared me for financial freedom better than any business degree. Here are X lessons that helped me build wealth my way. 🌈💰 Like + follow if youre done playing by broken rules and comment PRIDE if youre ready to queer your financial life and build real freedom. #queerwealth #financialfreedom #pridemonth #sellerfinancing #lgbtqentrepreneur #wealthwithoutbanks #queerandthriving #antihustle #moneymindset #tedxtalk"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7519960416731041055)  2025-06-25T18:47Z 155.6K followers, 9236 engagements


"🚫 No bank No problem. Here are X ways you can buy property without getting a new loan: X Seller Financing (buy directly from the owner) X Lease Option then convert to Seller Financing X Subject To (take over someones existing mortgage) The system was built to make you believe you need a bank to build wealth but you dont. You just need creativity and community. 💬 Write FREEDOM in the comments and Ill send you my free guide on how to get started. #SellerFinancing #RealEstateInvesting #FinancialFreedom #PassiveIncome"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7567449163328146718)  2025-10-31T18:07Z 156.5K followers, 206.8K engagements


"Your bank does not want you to see this 👀 Most homeowners pay for their house two times: once for the house once in interest to the bank. In this video I show you how one small mid-month principal payment can turn a XX year mortgage into something closer to XX years without fees without refinancing and without the banks permission. If you are tired of donating your paycheck to the bank and want more ways to build conscious wealth write FREEDOM in the comments and I will send you my free guide. #communitywealth #bankonyourneighbor #wealthfortherestofus #sellerfinancing #wealthmindset"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7576799616700583199)  2025-11-25T22:52Z 154.8K followers, 11.8K engagements


"Why would a seller choose seller financing 💰 More long-term profit 📉 Lower taxes 📬 Passive income without being a landlord 🔐 Secured by a hard asset they understandand can reclaim if needed 🌍 Keeps wealth circulating in the community not siphoned off by Wall Street This isnt charity. Its strategy. Its how we build local wealth with integrity. Follow @Mel_Dorman for more real estate tools that challenge the system and build something better. #sellerfinancing #financialactivism #realestatewithsoul #communitywealth #wealthredistribution #rethinkingcapitalism"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7528077085227732255)  2025-07-17T15:44Z 153.2K followers, 1490 engagements


"Most people are stuck in XX things that dont matter. Middle class They focus on X. But the rich They master 1: LEADS. Thats the law of 10-3-1 my millionaire mentor taught meand it changed everything. If youre ready to stop playing small and start thinking like the wealthy do type leads in the comments and follow for more strategy. #entrepreneurmindset #marketingstrategy #businesscoach #leadgeneration #millionairemenor #creatoreconomy #decentralizewealth #sellerfinancing"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7532576241648504095)  2025-07-29T18:43Z 156.8K followers, 218.6K engagements


"The patriarchy doesnt need to say stay broke out loud its already built the perfect playbook to make sure we do. Heres how the game works: X Call women bad with money then cut funding to financial literacy programs for girls. X Convince us that debt is dangerous unless its $300k in student loans for a degree we cant use. X Tell us to lean in but dont give us equal pay so when we do we fall straight into the wage gap. X And my personal favorite keep publishing think pieces about how women are better at saving than men so we feel accomplished while staying broke. This isnt an accident. Its"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7537002249671675166)  2025-08-10T16:58Z 156.5K followers, 323.5K engagements


"💸 One of my coaching students turned $7000 into $1500/month of cash flowwithout buying a single property. Heres the exact strategy I taught them 👇 X Lease an apartment for $2000/month. X Furnish it for $5000. X Rent it month-to-month to travel nurses for $3500. Thats $1500/month in net income from a property they dont even own. Its called rental arbitrageand its one of many creative ways to build wealth without banks or Wall Street. 💬 Comment FREEDOM to learn more creative strategies like this. Follow for more unconventional ways to build wealth. #FinancialFreedom #RentalArbitrage"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7567825381785357599)  2025-11-01T18:27Z 156.9K followers, 9049 engagements


"🧠 Your thoughts create your results. If you grew up around scarcity struggle or survival its not you thats broken its the programming you inherited. 💭 The first step to financial freedom isnt strategy. Its awareness. You cant change what you cant see and most of us were taught beliefs like: ❌ Money is hard to make. ❌ Debt is dangerous. ❌ Ill never get ahead unless I work twice as hard. The truth Those thoughts are what keep us stuck in the same cycles were trying to escape. Heres how to start shifting 👇 X Identify the disempowering thought. X Get curious instead of judgmental. X Ask: Who"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7569716019351063839)  2025-11-06T20:44Z 156.9K followers, 15.2K engagements


"🏢 I bought a 1.2M triplex with X dollars out of pocket 👀 Here is how I stacked it: 📉 Cost segregation on the rental units so my tax refund helps fund the deal 🏦 X% down X% seller credit and my XXX% agent commission so a big chunk of my down payment comes right back to me 💸 Used the seller credit to pay PMI upfront so my monthly payment stays lower for the life of the loan 🛏 Live there one year then convert my unit to a mid term rental and charge about XX% above normal market rent This is how wealthy people recycle dollars instead of letting Wall Street eat them. Want the free guide that"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7574528731901971742)  2025-11-19T20:00Z 157.1K followers, 17.3K engagements


"A XX year mortgage is not a gift. Its a 🪝 leash. Stretching your loan to XX years does not make housing more affordable. It just means you pay for the same house XX times while the bank quietly gets rich off your paycheck 💸🏦 All that money that could be building your future gets funneled up to a CEO you will never meet instead of staying in your neighborhood 🧑💼🚁 There is another way. Seller financing lets you pay the seller directly so your payment funds a real person and keeps wealth local not on Wall Street 🏡🤝 If you are tired of feeling like housing is a rigged game write FREEDOM"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7575212544835538206)  2025-11-21T16:14Z 156.8K followers, 44.6K engagements


"Ready to uplevel your money in 2026 without living on vibes and credit cards 😅💳✨ Here are X money moves I wish everyone knew: X Stop the dilulu spending It is okay to: Skip the next vacation ✈ Keep your current skincare 🧴 Pass on the new handbag 👜 The patriarchy profits when you invest in your insecurities. I want you investing in your assets instead. X Pay yourself first Before brunch before Amazon before vibes Put money toward: Emergency fund 💰 Debt payoff 📉 Investments 📈 This is not deprivation. It is giving your future self options freedom and calm. X Rewire your brain around"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7579791351303212319)  2025-12-04T00:21Z 157.1K followers, 960.2K engagements


"Want to decentralize wealth in America You dont need a revolution. You need seller financing. Its how we move money off Wall Street and back into the hands of people who actually live here. Comment BOOK and Ill send you a free chapter on how I used seller financing to build wealth without a bank. Follow@mel_dormanto learn how we build community wealthone deal at a time. #financialfreedom #revolution #sellerfinancing #wealthispower #abundancemindset #community #communityresilience"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7531521242214583582)  2025-07-26T22:29Z 156.9K followers, 8950 engagements


"The 10-3-1 Law explains everything: Poor people overthink. 😵💫 Middle class multitask. 😮💨 The wealthy laser focus. ⚡ Leads = leverage.💪 Follow for more money mindset rewires. ⚡ #moneytips #salestips #growthmindset #financialfreedom #successtips"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7569331804780399903)  2025-11-05T19:53Z 157.1K followers, 205.1K engagements


"Banks are not benevolent gods. 🏦 For a century we have been trained to think good debt means a mortgage with their logo while rich people quietly cut them out and keep the interest through seller financing. Every seller financed deal is one less deal funding billionaires and one more that keeps wealth in an actual neighborhood. 🏡 Want to unlearn the script and buy property without a bank loan Write FREEDOM in the comments and I will send you my free guide. 💥✨ #feministfinance #communitywealth #sellerfinancing #FinancialFreedom #wealthfortherestofus"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7571515761294920991)  2025-11-11T17:08Z 157.1K followers, 499.2K engagements


"Hot take: you do not get out of debt by obsessing over your debt. 👀💳 What we focus on expands. 🤯 If you only think about what you owe you stay stuck in I am bad with money energy. Try this instead: 🔹 Automate XX% of your income into investments first 🔹 Automate 10-20% toward debt payoff 🔹 Let the rest cover your life You are training your brain to become an investor not just a bill payer. Over time your investments grow and your debt shrinks without you micromanaging every dollar. 📈 I call this the Richest Woman in Babylon era. Follow for more simple non shaming wealth tips you can use"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7580243215593295134)  2025-12-06T20:05Z 157.1K followers, 23.8K engagements


"Spicy truth: the market isnt too crowded. Most people just have boring offers. 🙃 Here are X rules I use to fix that: X Take the risk off your customers shoulders. X Meet existing demand dont try to invent it from scratch. X Talk less about how special your offer is more about what it does for them. X If it is not selling upgrade the offer instead of blaming the market. If you want help building an offer that actually sells and serves your community swipe the bio and book a free strategy call. 💬 #consciouswealth #offers #businesstips #salespsychology #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7582124338963385631)  2025-12-10T21:01Z 157.1K followers, 1641 engagements