# ![@melissadorman Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7039089362118313006.png) @melissadorman Money with Mel (Real Account)

Money with Mel (Real Account) posts on TikTok about money, if you, loan, debt the most. They currently have [-------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/tiktok::7039089362118313006/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7039089362118313006/c:line/m:interactions.svg)

- [--] Week [------] -73%
- [--] Month [-------] +4.20%
- [--] Months [---------] +1,671%
- [--] Year [---------] +1,467,024%

### Mentions: [--] [#](/creator/tiktok::7039089362118313006/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7039089362118313006/c:line/m:posts_active.svg)

- [--] Month [--] -61%
- [--] Months [---] +243%
- [--] Year [---] +24,400%

### Followers: [-------] [#](/creator/tiktok::7039089362118313006/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7039089362118313006/c:line/m:followers.svg)

- [--] Week [-------] +0.81%
- [--] Month [-------] +5.90%
- [--] Months [-------] +634%

### CreatorRank: [-------] [#](/creator/tiktok::7039089362118313006/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7039089362118313006/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  100% [technology brands](/list/technology-brands)  2.97% [social networks](/list/social-networks)  1.98% [countries](/list/countries)  1.98% [stocks](/list/stocks)  0.99%

**Social topic influence**
[money](/topic/money) #3840, [if you](/topic/if-you) 19.8%, [loan](/topic/loan) #27, [debt](/topic/debt) #804, [how to](/topic/how-to) 7.92%, [cash flow](/topic/cash-flow) #225, [flow](/topic/flow) #2795, [bank](/topic/bank) #937, [wall street](/topic/wall-street) 5.94%, [$500k](/topic/$500k) #50

**Top accounts mentioned or mentioned by**
[@meldorman](/creator/undefined) [@meldormanto](/creator/undefined)

**Top assets mentioned**
[Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts
Top posts by engagements in the last [--] hours

"💸 One of my coaching students turned $7000 into $1500/month of cash flowwithout buying a single property. Heres the exact strategy I taught them 👇 [--] Lease an apartment for $2000/month. [--] Furnish it for $5000. [--] Rent it month-to-month to travel nurses for $3500. Thats $1500/month in net income from a property they dont even own. Its called rental arbitrageand its one of many creative ways to build wealth without banks or Wall Street. 💬 Comment FREEDOM to learn more creative strategies like this. Follow for more unconventional ways to build wealth. #FinancialFreedom #RentalArbitrage"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7567825381785357599)  2025-11-01T18:27Z 205K followers, 11.1K engagements


"Remember that one time I found [-----] followers on my FB account that I didnt know about 😅 Pro tip: Use Repurpose.io to spread content so far you forget where you put it. 🫣 Cheers to creating consistent content and not focusing too much on the results. 🥂 #socialmedia #tipsandtricks #havingnesslevel #growthspurt Seller Financing Academy Repurpose.io Seller Financing Academy Repurpose.io"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7575339157422083358)  2025-11-22T00:25Z 205K followers, [----] engagements


"Quiet. Legal. Effective. ✊💸 The real economic protest is who you pay interest to. If your rent or mortgage goes to a mega-bank that money leaves your community. Seller financing reroutes it back to neighbors. Community capital not corporate extraction. 🏘🤝 Want the free how to get started guide Comment FREEDOM #SellerFinancing #EconomicProtest #CommunityWealth #HousingJustice #FinancialFreedom"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7594297101325012255)  2026-01-12T18:00Z 204.9K followers, [---] engagements


"🏠💥 The secret isnt a better bank loan. Its NO bank. If a $500k house turns into $1M paid back whos really getting rich 🏦😒 Seller financing lets you pay a seller directly keep wealth local and build real ownership power in your community. 🤝🌱 Comment FREEDOM and Ill send my free guide. 🔥 #sellerfinancing #realestateinvesting #firsttimehomebuyer #financialfreedom #buildwealth"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7594304081837952287)  2026-01-12T20:00Z 205.1K followers, [----] engagements


"My mentor makes $1M/month and taught me this when I was trying to go from [--] figures/month [--] figures/month 💸 And it works even if youre just getting started. Its also the exact process I used to go from [---] 900k followers in [--] months 📈😳 (And if youre a woman this hits harder because weve been trained to avoid looking messy.) Heres the truth: success isnt a straight line. Failure is the path. 👇 ✅ Level 1: You allow yourself to fail (most people never start) ✅ Level 2: Failure becomes reps not a verdict ✅ Level 3: You seek no on purpose (data = momentum) ✅ Level 4: You fail bigger and faster"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7600135543728442654)  2026-01-29T21:37Z 205K followers, [----] engagements


"Most homeowners pay for their house twice: 🏠 once for the house 🏦 once for the interest And a 30-year mortgage Its not a loan. Its a profit machine. 😮💨 Borrow $500k and you can pay back $1M+ over time. Heres a simple way to break the cycle (without refinancing): 👇 [--]. Take your principal + interest payment only (not taxes/insurance) [--]. Divide by [--] [--]. Make that amount as a mid-month principal-only payment ✅ Why it works: interest compounds on the remaining balance. So hitting principal more often shrinks the balance faster which shrinks the interest faster. Thats how people shave years"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7600558029477563662)  2026-01-31T19:57Z 204.7K followers, [----] engagements


"If hard work made people rich the donkey would own the farm. 🫠🐴 Minimum-wage workers are some of the hardest-working people alive. Multiple jobs. Long shifts. No benefits. And wages still havent kept up with housing childcare or inflation. 📉🏠 So if effort created wealth baristas would own vacation homes. They dont. Because effort isnt the variable. Heres the uncomfortable truth: Wealth doesnt come from working harder. It comes from ownership. ✅ Assets pay you while you sleep. Labor pays you until you burn out. And women are overrepresented in low-paid work underpaid across industries and"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7601313245781069069)  2026-02-01T22:30Z 204.7K followers, [----] engagements


"Banks are not benevolent gods. 🏦 For a century weve been trained to think good debt means a 30year mortgage with their logo on it Meanwhile wealthy people quietly cut them out and keep the interest through seller financing. 😏 Every seller financed deal is one less deal funding billionaires and one more that keeps wealth in an actual neighborhood. 🏡 If you want to unlearn the script and start exploring how to buy property without a bank loan ✍ Write FREEDM in the comments amd Ill send you my free guide on how to build wealth without banks. ✨ #feministfinance #communitywealth"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7601321287167921463)  2026-02-02T19:19Z 205.1K followers, [---] engagements


"Quick question: do you want wealth or do you want freedom Because those are not the same and mixing them up is why people stay stuck. 👀 Success looks like: 📌 the job title 📌 the promotion 📌 the LinkedIn humblebrag Wealth looks like: 🏢 owning the building everyone works in 💸 leverage + systems that pay you without your body clocking in Heres the twist: banks LOVE successful. Stable job. Perfect credit. Predictable behavior. Then they reward you with a 30-year payment plan. 🙃 But wealth Wealth is inconvenient to banks. The more assets you own the less you need their permission slip."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602427674962758943)  2026-02-03T20:51Z 204.5K followers, [---] engagements


"Okay real talk. After 200+ real estate transactions here are [--] things most people never hear about building wealth 👇 (and the last one is the actual goal) 1.Ownership income 🏡 You can make six figures and still feel one rent increase away from panic. Income stops when you stop. Ownership doesnt. [--]. Terms price 🧠 Price is loud. Terms are sneaky. A cheap house with bad terms will quietly wreck your life. Learning terms is how you flip the power dynamic. [--]. Cash flow buys time Not hustle. Not grinding harder. Time. Cash flow means you can say no: to bad jobs bad bosses and burnout being"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602431172022422815)  2026-02-03T21:05Z 204.9K followers, [----] engagements


"Theres always a reason not to invest. Rates are too high Prices are going up Banks re saying no Every generation hets their own version of the same excuse: 💵 Too expensive 🤔 Too risky Too late If youre waiting for a season where the system feels supportive forgiving and low-stress that season does not exist. If your ready to stop making excuses and start building wealth then write FREEDOM in the comments and Ill send you my free guide. #buildingwealth #investingforbeginners #consciouswealth #communitywealth Waiting for the Right Time is a Trap ✍ FREEDOM 👇 Waiting for the Right Time is a"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602438064090352926)  2026-02-04T20:32Z 204.9K followers, [---] engagements


"Buy real estate with no money sounds fake until you remember banks lend out your money and call it innovation. 🙂🏦 Here are [--] beginner-friendly ways people use to get started 👇 [--] Seller financing The seller becomes the bank. Payments go to them not an institution. No approval spiral. Just terms. 🤝 [--] Wholesaling Find the deal connect the seller to the right buyer get paid. Do it ethically: keep fees reasonable and make sure the seller keeps their equity. ✅ [--] Lease options Lease now option to buy later. Control first. Ownership second. 🔑 These arent loopholes. Theyre strategies people with"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602441109536623903)  2026-02-04T21:44Z 204.9K followers, [---] engagements


"Give me [--] seconds: if youre feeling depressed anxious or like life has no purpose get obsessed with personal finance. Not because money is the goal. Because money is options. People love to say money wont make you happy. Respectfully thats often said by people who already have it. 🙃 Money means you can: ✅ leave a job thats draining you ✅ stop tolerating disrespect ✅ walk away from a relationship that isnt safe ✅ choose rest without panic ✅ build a life with actual breathing room And if youre a woman queer a person of color or anyone whos been systemically underpaid and overworked financial"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602443538059545886)  2026-02-05T19:13Z 204.7K followers, [---] engagements


"Ive said this before Ill say it again: stop negotiating down the price (most of the time). 😅🏠 Because it feels like you saved money but you usually just saved $50/month. Example: Buy at $700k vs negotiate to $690k = saved $10000 right Not really. You only save it through the payment. $50/month savings means you need [---] months to win. Thats [--] years. 🫠 Heres the smarter move: ask for a seller credit. Get the seller to credit you $10000 toward closing costs. ✅ you save the money upfront ✅ day one benefit ✅ more cash in your pocket now not in [----] Im a top broker in Portland OR and this is"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602447533897436447)  2026-02-05T20:09Z [--] followers, [----] engagements


"Most homeowners pay for their house twice: 🏠 once for the house 🏦 once for the interest And a 30-year mortgage Its not a loan. Its a profit machine. 😮💨 Borrow $500k and you can pay back $1M+ over time. Heres a simple way to break the cycle (without refinancing): 👇 Take your principal + interest payment only (not taxes/insurance) Divide by [--] Make that amount as a mid-month principal-only payment ✅ Why it works: interest compounds on the remaining balance. So hitting principal more often shrinks the balance faster which shrinks the interest faster. Thats how people shave years sometimes"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602765211551960350)  2026-02-06T20:41Z [--] followers, [----] engagements


"If you think the system is rigged you are not wrong. 🥴 But instead of burning it all down we can build something better. Person by person. Neighbor by neighbor. Right now the average American sends about $9000 a year in mortgage interest to a bank. Not a family. Not a neighbor. A bank. Seller financing is the quiet power move that flips that script. It is peer to peer lending for real estate. It is mutual aid in mortgage form. It is how we slowly defund Wall Street and fund each other instead. 💸➡👭 If you are ready to explore how this could work in your life: 👉 Write FREEDOM in the"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7603063678321052958)  2026-02-07T19:18Z 205.1K followers, [---] engagements


"Heres why so many millennials feel like theyll never buy a home and why that belief is profitable for someone else. 👀🏡 Yes the obvious part is real: 📈 prices exploded 💸 rent eats half your paycheck 📉 wages didnt keep up 📊 rates whiplashed But heres the quiet part: If you believe youll never own youll never try. And that keeps you paying forever. Because who benefits when ownership feels impossible 🏦 banks 🏢 landlords 📦 investors Especially when women already earn less hold less wealth and get told to be safe instead of powerful. So instead of teaching alternatives they hand you: 📱"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7603453534289267999)  2026-02-07T21:12Z [--] followers, [---] engagements


"People say Dont become a landlord thats capitalism 🙄 But they never ask who owns the land if we dont 👀 Because somebody always will and its usually a hedge fund. 🏦 Seller financing flips that script. ⚡ When neighbors sell to neighbors money stays local it builds stability not exploitation. 🌱 If youre ready to own property without banks or guilt and build wealth that actually serves your community swipe the bio and lets connect. 🤝 #sellerfinancing #wealthforwomen #realestate #financialfreedomm #resilience Free Strategy Call 📱 A Feminist Way to Buy Property Seller Financing Free Strategy"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7603455584431508767)  2026-02-08T20:20Z [--] followers, [----] engagements


"The 10-3-1 Law explains everything: Poor people overthink. 😵💫 Middle class multitask. 😮💨 The wealthy laser focus. ⚡ Leads = leverage. 💪 Follow for more money mindset rewires. ⚡ #moneytips #salestips #growthmindset #financialfreedom #successtips ✍ LEADS 👇 The 10-3-1 Law: The Fastest Way to Scale ✍ LEADS 👇 The 10-3-1 Law: The Fastest Way to Scale"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605022747176996126)  2026-02-11T19:42Z 206.2K followers, [----] engagements


"The most important difference between working hard and building wealth is this: Hard work earns money once. Ownership earns money again and again. 👀 Heres the diagram they forget to teach: 👉 Poor: income from a job instantly disappears into bills 👉 Middle class: more income now youve got payments (mortgage car loans) and most people stop here and just work harder. Adorable. And exhausting. 😅 Heres where it flips: Rich people dont earn more first. They own first. Income comes from assets: rentals notes businesses. Expenses get paid after the asset exists. 🔑 And heres the part most people"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605024800561499422)  2026-02-11T20:50Z 206.2K followers, [---] engagements


"Most people hate capitalism but what they actually hate is stockholder capitalism where profit people and communities get gutted for quarterly gains. What if we rebuilt wealth around stakeholders instead real people local relationships shared wins The system isnt broken. It was built this way. Its time to build something better. 💬 Comment BOOK for a free chapter 📖 Bank on Your Neighbor #capitalism #financialfreedom #rebuildtheeconomy #communitywealth #stakeholdercapitalism #BookTok #sellerfinancing #decentralizewealth Stake Holder Capitalism Stock Holder Capitalism Stake Holder Capitalism"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7527816882582277407)  2025-07-16T22:54Z 206.1K followers, [----] engagements


"Turns out being queer prepared me for financial freedom better than any business degree. Here are [--] lessons that helped me build wealth my way. 🌈💰 Like + follow if youre done playing by broken rules and comment PRIDE if youre ready to queer your financial life and build real freedom. #queerwealth #financialfreedom #pridemonth #sellerfinancing #lgbtqentrepreneur #wealthwithoutbanks #queerandthriving #antihustle #moneymindset #tedxtalk [--] Queer Life Lessons That Made Me a Millionaire [--] Queer Life Lessons That Made Me a Millionaire"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7519960416731041055)  2025-06-25T18:47Z 206.2K followers, [----] engagements


"Muhammad Yunus proved that financial literacy and peer-to-peer lending can literally change the world empowering women lifting families out of poverty and earning him the Nobel Peace Prize. 🌍✨ My book Bank on Your Neighbor brings that same principle home. When we learn financial literacy and lend to each other we unlock freedom and collective liberation right here in our own communities. 💪🏽🏘 Write FREEDOM in the comments and Ill send you a free copy of the book so you can start building with your neighbors today. 📖 #financialliteracy #communitywealth #sellerfinancing #bankonyourneighbor"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7556272697324440863)  2025-10-01T15:17Z 206.2K followers, [---] engagements


"🚨 How Im (basically) getting PAID to buy a triplex using [--] moves while I was literally signing to buy it 👀🏡 Heres the play: [--] Qualify as a Real Estate Professional That means [---] hours a year (about [--] hrs a week) doing real estate related work [--] Buy with 5% down Conventional loan OR seller financing ✅ Because yes we LOVE seller financing but sometimes well use a bank loan to work the system so it works for us 😌🏦➡🧠 [--] Run a cost segregation On a $1.2M property the depreciable value is around $950K. With bonus depreciation I can capture about 1/3 in year one (roughly $250K) 📉 At a 30%"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7588256444986690847)  2025-12-26T19:50Z 206.2K followers, 22K engagements


"Billionaires dont cash out. They move debt. Heres what that can look like in real estate done ethically and with the sellers permission. 🏡 Monday: You buy a house for $500000 with seller financing. You sign a promissory note. The seller is the bank. 📝 Then the power move: If the seller agrees you use substitution of collateral (aka collateral swapping) You move that $500k note off the new house and secure it to another property you already own that has: ✅ enough equity ✅ enough cash flow What that unlocks Now the subject house can be free and clear (zero loans). 🔥 Tuesday You sell that"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7588593755305807134)  2025-12-27T17:39Z 206.2K followers, [----] engagements


"Over your debt 👀💳 What we focus on expands. If you only think about what you owe you stay stuck in Im bad writh money energy. Try this instead: 🔹 Automate 10% of your income into investments first 🔹 Automate 20% toward debt payoff 🔹 Let the rest cover your actual life Youre training your brain to become an investor not just a bill payer. Over time your investments grow and your debt shrinks without you micromanaging every dollar. 📈 I call this your Richest Woman in Babylon era. 👑 ✨ If you want more wealth tips like this write FREEDOM in the comments and Ill send you my free guide ✨"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602755704872652063)  2026-02-06T19:05Z 206.2K followers, [---] engagements


"🏡 Most people think: To buy a home I need a bank loan. Here is the problem 👇 500k house Seller gets 500k Bank collects 1M+ over [--] years in interest 😬 There is another way. Buyer pays the seller directly Seller gets mailbox money Buyer builds cash flow and equity The interest stays in the neighborhood instead of Wall Street 💸 That is the loophole I used to retire in [--] years using seller financing. Wanna learn how to do this with your own community Type FREEDOM in the comments and I will send you my free guide 🔑 #wealthfortherestofus #wealthforwomen #realestate #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7603458305389874462)  2026-02-08T21:31Z 206.2K followers, [---] engagements


"Heres how I retired in [--] years: I stopped paying banks and started paying people. When you buy a home with seller financing the seller becomes the bank and that interest stays local. Its simple legal and one of the fastest ways to build community-based wealth. 🏠 Type FREEDOM in the comments and Ill show you how to do it too. #financialfreedom #sellerfinancing #passiveincome #communitywealth #wealthfortherestofus Seller financing Write FREEDOM Seller financing Write FREEDOM"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7569666335345495326)  2025-11-06T17:31Z 206.2K followers, 31.9K engagements


"Youre not bad at healing. Youre just being trained to tolerate whats harming you. 👀 Notice the script the second something hurts: ✨ look inward ✨ regulate more ✨ communicate better ✨ heal harder But the obvious question rarely gets asked: Why are women doing most of the emotional labor and calling it personal development Because when self-improvement becomes a tool to make you easier to exploit thats not empowerment. Thats compliance. Heres the reframe: Real self-help is financial literacy. 💸 understand money stop outsourcing safety 🏡 understand assets stop renting your future 🧾"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605532087768075551)  2026-02-11T09:09Z 206.2K followers, [----] engagements


"Hack for paying off debt fast 💸💰 #financialfreedom #abundance #financialliteracy #moneymindset #debtfree 10% to Investments 1st Only 10-20% towards debt 10% to Investments 1st Only 10-20% towards debt"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7551113403989822750)  2025-09-17T17:36Z 206.2K followers, 64K engagements


"The 10-3-1 Law explains everything: Poor people overthink. 😵💫 Middle class multitask. 😮💨 The wealthy laser focus. ⚡ Leads = leverage.💪 Follow for more money mindset rewires. ⚡ #moneytips #salestips #growthmindset #financialfreedom #successtips The 10-3-1 Law of Success The 10-3-1 Law of Success"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7569331804780399903)  2025-11-05T19:53Z 206.2K followers, 316.2K engagements


"Banks are not benevolent gods. 🏦 For a century we have been trained to think good debt means a mortgage with their logo while rich people quietly cut them out and keep the interest through seller financing. Every seller financed deal is one less deal funding billionaires and one more that keeps wealth in an actual neighborhood. 🏡 Want to unlearn the script and buy property without a bank loan Write FREEDOM in the comments and I will send you my free guide. 💥✨ #feministfinance #communitywealth #sellerfinancing #FinancialFreedom #wealthfortherestofus"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7571515761294920991)  2025-11-11T17:08Z 206.2K followers, 767.3K engagements


"Your bank wants you to pay for your house twice. Once for the roof over your head once for their profit. 👀🏡 In this video I show you how one tiny mid month tweak to your mortgage can shave YEARS off your loan without fees without refinancing and without asking the bank for permission. Quiet wealth is built in moves like this not in working yourself into the ground for the next [--] years. If you are tired of the grind and want more strategies to turn your debt into freedom comment READY and I will send you more ways to escape. 💛 #financialfreedom #consciouswealth #feministfinance #realestate"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7580862092387831071)  2025-12-06T21:37Z 206.2K followers, 2.6M engagements


"Heres the debt hack that changed everything 🔥👇 Stop obsessing over debt. What you focus on expands. ✅ Pay yourself first: 10% to investments ✅ Then 1020% to debt ✅ Live on the rest and put it on autopilot 🤝💸 Inspired by The Richest Man in Babylon 📚 Follow for daily money moves ✨ #debtfreejourney #payyourselffirst #moneymindset #personalfinance #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7593961920026234143)  2026-01-11T20:00Z 206.2K followers, [----] engagements


"Check out this cute little triplex Im buying with $0 out of pocket 😅🏡 And yes Im stacking [--] tools wealthy people use all the time. Heres the breakdown 👇 [--]. Cost segregation 🧾 Roughly 1/3 of the property value written off in year one via bonus depreciation. Thats about a $200000 write-off around a $60000 tax refund 💸 Which just so happens to be my 5% down payment on a $1.2M property. [--]. 5% down conventional loan 🏦 Low down payment big asset. And it gets better [--]. Seller credits + PMI strategy 🤝 ✅ Negotiate up to 3% seller credit to help with closing costs ✅ Im a realtor so I get 2.5%"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597908256589221150)  2026-01-21T20:05Z 206.2K followers, [----] engagements


"Stop paying for your house twice. 🏡💸 Most homeowners pay once for the house and again for the interest. And that second payment is where the bank gets rich. A 30-year fixed mortgage isnt a loan. Its a profit machine. Borrow $500k and you can easily pay back over a million. Half of it is interest. 😮💨 Heres the quiet wealth move: Take your principal + interest payment only (not taxes/insurance). Divide it by [--]. Then make that amount as a mid-month principal-only payment. ✅ Why it works: interest compounds on the remaining balance. So hitting principal more often shrinks the balance faster"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597964462934576415)  2026-01-26T20:11Z 206.2K followers, 151.8K engagements


"Dave Ramsey teaches people to hate debt. Which is great if your goal is peace of mind. And terrible if your goal is wealth. Good debt is not about interest rates. Its about cash flow. 💸 If the debt buys something that takes money out of your pocket every month thats bad debt. 🏡 If the debt buys an asset that puts money into your pocket every month thats good debt. This is why so many people stay broke while doing everything right. They race to pay off debt on things that never made them money while being terrified to take on debt for assets that would literally pay their bills. Being"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602433904921906463)  2026-02-04T19:16Z 206.2K followers, [----] engagements


"The most important difference between working hard and building wealth is this: Hard work earns money once. Ownership earns money again and again. 👀 Heres the diagram they forget to teach: 👉 Poor: income from a job instantly disappears into bills 👉 Middle class: more income now youve got payments (mortgage car loans) and most people stop here and just work harder. Adorable. And exhausting. 😅 Heres where it flips: Rich people dont earn more first. They own first. Income comes from assets: rentals notes businesses. Expenses get paid after the asset exists. 🔑 And heres the part most people"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7602453140977339679)  2026-02-05T21:30Z 206.2K followers, 20.5K engagements


"Most people think saving money is how you get safe. But if your cash is sitting in a bank its not resting. Its working. Just not for you. 🫠🏦 Heres the uncomfortable part: Banks take your deposits lend them out earn the upside and you get a fraction of a percent and a thanks for your patience. So while you think youre being responsible your money is quietly funding the same machine that: 📈 raises prices 💸 extracts interest 🚪 locks you out of ownership Youre not being protected. Youre being extracted from. Theres another option: Start moving money into real assets tied to real people. 🤝"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7603461833571175710)  2026-02-09T20:45Z 206.2K followers, [---] engagements


"Check out this cute little triplex Im buying with $0 out of pocket 😅🏡 And yes Im stacking [--] tools wealthy people use all the time. Heres the breakdown 👇 1Cost segregation 🧾 Roughly 1/3 of the property value written off in year one via bonus depreciation. Thats about a $200000 write-off around a $60000 tax refund 💸 Which just so happens to be my 5% down payment on a $1.2M property. [--] 5% down conventional loan 🏦 Low down payment big asset. And it gets better [--] Seller credits + PMI strategy 🤝 ✅ Negotiate up to 3% seller credit to help with closing costs ✅ Im a realtor so I get 2.5%"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7603834644529696031)  2026-02-10T01:52Z 206.2K followers, 17.4K engagements


"Three ways to actually glow up your finances in [----] 💸✨ [--] Kill the dilulu spending Its okay to skip the trip the serum the handbag. The patriarchy wants you to invest in your insecurities. I want you to invest in assets. Aim for: 🧾 50% essentials 💰 20% saving + debt payoff. [--] Pay yourself first Emergency fund debt payoff investing. That money goes to Future You before it goes to vibes. Its not deprivation. Its protection. 🌱 [--] Rewire what normal looks like Youre wondering how everyone can afford everything A lot of them cant. Half of credit card users are living on debt. 😬 Stop making"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7604932320843402527)  2026-02-10T19:51Z 206.2K followers, [----] engagements


"If the phrase conscious capitalist makes you cringe good. That means you still have a nervous system. Because most capitalism right now is just extraction dressed up as normal: 🏠 mortgage interest 🚗 car interest 🧑🏼🎓student loan interest your time traded to survive But heres the alternative: a cooperative revolution One where we stop feeding systems that profit off our exhaustion and start building wealth in ways that keep money local. Thats what we do inside our conscious wealth community. We talk real tactics like seller financing and other creative ways to buy and sell homes without"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7604932543082794270)  2026-02-10T20:52Z 206.2K followers, [---] engagements


"My mentor makes $1M/month and taught me this when I was trying to go from [--] figures/month [--] figures/month 💸 And it works even if youre just getting started. Its also the exact process I used to go from 100k [--] Million followers in [--] months 📈😳 (And if youre a woman this hits harder because weve been trained to avoid looking messy.) Heres the truth: success isnt a straight line. Failure is the path. 👇 ✅ Level 1: You allow yourself to fail (most people never start) ✅ Level 2: Failure becomes reps not a verdict ✅ Level 3: You seek no on purpose (data = momentum) ✅ Level 4: You fail bigger and"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605027492696476958)  2026-02-11T21:00Z 206.2K followers, [----] engagements


"Hot take: the biggest difference between rich people and broke people isnt budgeting its which side of the diagram they live on 👀 Left side life: 💼 Employee: trade time for money 🧑💻 Self-employed: trade time for money with better branding If you dont show up the money doesnt show up either. Very motivating. Very fragile. 🫠 Right side life: 🏢 Business Owner: systems do the work 📈 Investor: assets pay you because you own them Thats cash flow. Thats leverage. Thats I can finally breathe energy 😮💨✨ The goal isnt to run faster on the hamster wheel 🐹 Its to cross the diagram ➡ Comment"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605030174832348447)  2026-02-12T19:10Z 206.2K followers, [---] engagements


"Valentines Day is coming and I have a message for women + lesbians: the best love language is not flowers its a deed. 💐❌📜✅ Straight people: Heres a teddy bear and a $12 latte. 🧸☕ Women dating women: I made a shared Google Doc a feelings check in calendar and a plan for generational wealth. 📊🗓💅🏽 And plot twist: those communication skills are literally how you get seller financing. Because buying property isnt you vs a bank its you + a human negotiating terms like adults. 🤝🏡 Stop begging banks like theyre your emotionally unavailable ex. Text the seller. Follow up. Get keys. 😌🔑"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605343460358442270)  2026-02-13T19:26Z 206.2K followers, [---] engagements


"The number one green flag that you are ready to build wealth is this: you think in leverage not just cash. 🧠💰 If you put $100000 into one house and it cash flows about $1200/month that is fine but it is not freedom. Put that same $100000 into four houses at $25000 down each: 🏡 Total cash flow: $4800/month 💳 Financing cost: about $2000/month ✅ Net cash flow: $2800/month Same money very different life. That is the power of leverage when you use it wisely. Want more step by step breakdowns like this so you can start doing it too 👉 Swipe to my bio and lets jump on a free strategy call."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605351262170762526)  2026-02-12T20:57Z 206.2K followers, [---] engagements


"Ive said this before Ill say it again: stop negotiating down the price (most of the time). 😅🏠 Because it feels like you saved money but you usually just saved $50/month. Example: Buy at $700k vs negotiate to $690k = saved $10000 right Not really. You only save it through the payment. $50/month savings means you need [---] months to win. Thats [--] years. 🫠 Heres the smarter move: ask for a seller credit. Get the seller to credit you $10000 toward closing costs. ✅ you save the money upfront ✅ day one benefit ✅ more cash in your pocket now not in [----] Im a top broker in Portland OR and this is"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605352975212547359)  2026-02-12T21:03Z 206.2K followers, [----] engagements


"Remember when six figures was the dream 😮💨 Now its basically congrats on being one rent increase away from a panic attack. 🫠🏙 If your paycheck only shows up when you do thats not wealth. Thats a fancy job with better emails. 💅📧 And no amount of mindset work is going to out heal a system that requires constant output just to survive. Thats not a you problem. Thats a design problem. ⚙ The shift is leverage: ownership assets cashflow that keeps working when you rest. 🏡💸😴 Because real freedom is when money isnt tied to your nervous system. If youre ready to build wealth that doesnt"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605355719671532831)  2026-02-13T19:14Z 206.2K followers, [---] engagements


"If youve been feeling the late-stage empire vibes youre not crazy. Youre awake. 👀 They dont control us with force. They control us with interest. 🏠 mortgage interest 🚗 car interest 🧑🏼🎓 student loan interest most of our hours spent paying just to exist But heres the part nobody talks about The revolution doesnt have to be violent. It can be cooperative. 🤝 One of the biggest power moves is changing how we buy and sell homes. Thats why I teach seller financing. People to people. Wealth stays local. 🏠✨ If you want my free guide to start breaking out of this system comment FREEDOM and Ill"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605358337961544991)  2026-02-13T20:24Z 206.2K followers, [---] engagements


"The biggest myth in seller financing is paralyzing sellers and costing them a fortune. 💸 Were told the buyer is "too risky." 😰 But thats just what the bank wants you to believe. 🏦 The real truth Most seller-financing buyers are deeply qualifiedthey just dont fit the banks soulless checklist. 📋➡❌ You dont have to shoulder the risk or the guesswork. Theres a proven way to vet buyers that protects YOU and builds community wealth at the same time. 🤝✨ Ive broken down the exact 5-point checklist I use (and the one banks dont want you to know) in this carousel. 👉 Swipe through to learn how to"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605406782550248734)  2026-02-11T01:02Z 206.2K followers, [---] engagements


"Theres something happening in rooms like this. 🥹 Yes it looks like real estate. 🏠 Yes there are deals terms and numbers. 📄🧮 But underneath all of it a muscle most people didnt realize theyd lost is getting rebuilt: trust. 🤝 Because somewhere along the way we were taught that money is private. That wealth is solitary. That the safest plan is to hand our future to institutions that dont know our names and hope the system is kind. 🏦😬 But the system isnt built to be kind. Its built to extract. 🧃 So this is what the work looks like instead: Neighbors financing neighbors. 🏘💸 Sellers"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605671896385899807)  2026-02-11T19:00Z 206.2K followers, [---] engagements


"If I had a time machine and could talk to my 22-year-old self Id do [--] things immediately 👇 (and the last one wouldve saved me years of stress) Own something early. Stop waiting to feel ready. Even a small imperfect asset beats perfect timing that never comes. 🏡 Learn terms not just budgeting. Women are taught to be responsible. Other people are taught to be strategic. Budgeting keeps you afloat. Terms move you forward. 🧠💸 Buy time not status. The goal isnt a fancy title. Its income that shows up whether you clock in or not. Because time is the real flex. ✨ You dont need a time machine."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7605731917862014239)  2026-02-14T19:34Z 206.2K followers, [---] engagements


"This is the framework that took me from almost ready to actual momentum 👀 Its the [--] levels of comfort with failure and it explains why most people stay stuck. Heres the ladder 👇 [--] You can fail (most people avoid this) [--] You accept failure is part of success [--] You seek failure on purpose (the shift) [--] You fail bigger + faster (more reps = bigger results) [--] You leverage others (shared reps = scaled impact) This is exactly how we build inside Seller Financing Academy 🔥 Not vibes. Not more research. Real reps real offers real conversations with sellers. If youre done waiting for permission and"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597161113779784990)  2026-01-19T19:45Z 197.4K followers, [---] engagements


"Your bank does not want you to see this 👀 Most homeowners pay for their house two times: once for the house once in interest to the bank. 🏦💸 In this video I show you how one small mid month principal payment can turn a [--] year mortgage into something closer to [--] years. No fees. No refi. No permission. ✅ And if youre sitting there thinking cool but I want to stop playing the banks game entirely thats literally what we do inside Seller Financing Academy. We teach you how to buy property through person to person financing so your money can circulate in community instead of getting siphoned"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597161509780835615)  2026-01-20T19:16Z 197.5K followers, [----] engagements


"Heres why so many young people are convinced theyll never buy a home and why that belief is profitable for someone else. 😮💨🏠 Yes the obvious stuff is real: 📈 prices exploded 🎢 rates whiplashed 💸 rent eats half your paycheck But heres the quiet part they dont say out loud: If you believe youll never own youll never try. And that belief keeps you paying forever. 👀 Because who benefits when you stay convinced ownership is impossible 🏦 banks 🏢 landlords 📊 investors Especially when women already earn less hold less wealth and get told to be safe instead of powerful. 🙃 They dont teach"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597182981614177567)  2026-01-21T19:40Z 197.5K followers, [---] engagements


"Youre not doing life wrong. You just havent cracked the code yet. 😮💨🔓 And once you see it the shame falls apart. We were told: ✅ work harder ✅ budget better ✅ manifest louder and somehow itll click. 🙃 Meanwhile: 📉 wages lag 📈 housing costs explode 🧺 women carry more unpaid labor So if you feel behind its not because you missed a step. Its because the instructions were bad. Like an IKEA manual with half the pages missing. 🪑🫠 Heres the part nobody says out loud: The code isnt hustle. Its leverage. ⚡ The system rewards: 🏡 ownership not effort 💸 assets not hours 🌿 cash flow not"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597184259241037087)  2026-01-21T20:44Z [--] followers, [---] engagements


"If youve been getting ready to change your life for years I need you to hear this 😮💨👇 Preparation can look like progress but its often just fear dressed up as strategy. I see it constantly: 📚 read every book 📌 save every post 🧾 build the perfect spreadsheet 🎓 take the course and then someone with half the info and twice the audacity closes the deal. 🙃 Heres the twist: Preparation feels safe because it lets you stay someone whos working on it without the risk of being seen actually trying. 👀 But you dont learn to swim by studying water. You learn by getting in. 🏊♀ The smallest action"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597213994419621151)  2026-01-22T19:40Z [--] followers, [---] engagements


"One of the most powerful acts of resistance is making more friends. 🤝🔥 If you consider yourself an activist I need you to take this seriously: The powers that be do NOT want us becoming friends. Thats their worst nightmare. 😌 Because their dream world looks like: ⚔ men vs women ⚔ Black vs brown vs white ⚔ neighbors afraid of neighbors 😬 everyone suspicious of everyone Why Because division makes people easier to control. 🎭 You can sell different stories to different groups and nobody compares notes. No trust = no corroboration = the spell stays intact. 🪄 But when people become friends 🕳"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597219302948769055)  2026-01-22T20:13Z [--] followers, [---] engagements


"Ive said it before Ill say it again: stop negotiating down the price of a home. 😅🏡 It sounds smart but it usually costs you. Example: 💰 Home price: $700000 You win a price drop to $690000 🎉 You think you saved $10000 But heres the catch 👇 That savings shows up as a slightly smaller mortgage payment like $50/month (roughly). 💸 So to save $10000 at $50/month: 📆 [---] months 16+ years Sixteen years for a $10k win is not the flex. 🙃 Heres the smarter move: ✅ Ask for a seller credit instead 💳 Credit me $10000 toward closing costs Thats $10k saved on day one. Same goal. Better strategy."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597223533118344478)  2026-01-22T21:17Z 199.5K followers, [----] engagements


"People say Dont become a landlord thats capitalism 🙄 But they never ask who owns the land if we dont 👀 Because somebody always will and its usually a hedge fund. 🏦 Seller financing flips that script. ⚡ When neighbors sell to neighbors money stays local it builds stability not exploitation. 🌱 If youre ready to own property without banks or guilt and build wealth that actually serves your community swipe the bio and lets connect. 🤝 #sellerfinancing #wealthforwomen #realestate #financialfreedom #resilience Lets Connect A Feminist Way To Buy Property Free Strategy Call 📱 Lets Connect A"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597230994671947039)  2026-01-23T19:46Z 198.3K followers, [---] engagements


"If the phrase conscious capitalist makes you cringe good. That means you still have a nervous system. Because most capitalism right now is just extraction dressed up as normal: 🏠 mortgage interest 🚗 car interest 🎓 student loan interest your time traded to survive But heres the alternative: a cooperative revolution One where we stop feeding systems that profit off our exhaustion and start building wealth in ways that keep money local. Thats what we do inside our conscious wealth community. We talk real tactics like seller financing and other creative ways to buy and sell homes without"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597543071131176223)  2026-01-24T19:57Z 199.5K followers, [---] engagements


"Last night was nothing short of magic. ✨ Thank you to everyone who came out to celebrate the launch of Bank on Your Neighbor. This isnt just a book its the beginning of a movement. A movement to change the face of wealth: 🌱 Less billionaires hoarding power. 🌱 More everyday millionaires building stability. 🌱 Neighbors working directly with neighbors using seller financing as mutual aid to keep wealth rooted in community. When we reimagine how money flows we stop waiting for Wall Street or politicians to save us. We start saving ourselves together. If you missed the launch but want to be"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7540754484436274463)  2025-08-20T19:39Z 201.9K followers, [---] engagements


"🌲 Most people think sequoias survive because theyre HUGE but really its because their roots are interconnected. 💡 They hold each other up share strength and weather storms together. Thats exactly how wealth-building works too. 💸 Its not about going it alone stockpiling or begging the banks. The strongest systems are rooted in community. Thats what seller financing is 👉 neighbors helping neighbors building wealth sideways instead of funneling it upward. 🏡🤝 ✨ Want to learn how to root yourself in the right systems and create freedom without banks Drop FREEDOM in the comments and Ill send"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7556667718011784479)  2025-10-02T16:50Z 201.4K followers, [----] engagements


"If youve been feeling the late-stage empire vibes youre not crazy. Youre awake. They dont control us with force. They control us with interest. 🏠 mortgage interest 🚗 car interest 🎓 student loan interest most of our hours spent paying just to exist But heres the part nobody talks about The revolution doesnt have to be violent. It can be cooperative. One of the biggest power moves is changing how we buy and sell homes. Thats why I teach seller financing. People to people. Wealth stays local. If you want my free guide to start breaking out of this system comment FREEDOM and Ill send it."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7596851966177709343)  2026-01-18T23:45Z 200.5K followers, 33.7K engagements


"Banks are not benevolent gods. 🏦 For a century weve been trained to think good debt means a 30year mortgage with their logo on it Meanwhile wealthy people quietly cut them out and keep the interest through seller financing. 😏 Every seller financed deal is one less deal funding billionaires and one more that keeps wealth in an actual neighborhood. 🏡 If you want to unlearn the script and start exploring how to buy property without a bank loan ✨ Write FREEDOM in the comments and Ill send you my free guide. ✨ #feministfinance #communitywealth #sellerfinancing #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597189722603130143)  2026-01-21T21:06Z 199.8K followers, [----] engagements


"America is being pitched a CEO-run future and most people dont realize the control lever is 🏠 housing + 💳 banking. When your rent can jump rates can spike and your security depends on permission from institutions your nervous system never gets to exhale 😮💨 So heres the quiet nonviolent pushback: 🤝 keep wealth local 🗝 learn creative financing 🏡 build ownership person-to-person (seller financing) Want to see what your options are Book a discovery call with my team and well map your next best step 📲✨ (Link in bio) #sellerfinancing #creativefinance #financialliteracy #economicjustice"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597509801353956638)  2026-01-23T20:47Z 200.2K followers, [---] engagements


"If you think you were born with the good with money gene or the bad with money gene thats the story keeping you stuck. 🧠🔒 Money is not a moral scorecard. And being bad with money isnt a personality flaw. 🙃 Heres the truth: 💸 Money is a learned skill Like learning a language 🌍 Or an instrument 🎸 Youre going to be bad at first. Thats literally how skills work. Also hot take: its not really about math. 🧮🚫 Its about: 😮💨 psychology ❤ emotions 🧠 self-trust and regulation And women are already trained in emotional labor like its an Olympic sport. So yes you can learn money. 🥇 If you want"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597537642032532767)  2026-01-23T21:36Z 202K followers, [---] engagements


"Banks are not benevolent gods. 🏦 For a century weve been trained to think good debt means a 30year mortgage with their logo on it Meanwhile wealthy people quietly cut them out and keep the interest through seller financing. 😏 Every seller financed deal is one less deal funding billionaires and one more that keeps wealth in an actual neighborhood. 🏡 If you want to unlearn the script and start exploring how to buy property without a bank loan ✨ Write FREEDOM in the comments and Ill send you my free guide. ✨ #feministfinance #communitywealth #sellerfinancing #financialfreedom #wealthtips The"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7598738511277083935)  2026-01-26T19:15Z 202K followers, [----] engagements


"Heres why so many young people are convinced theyll never buy a home and why that belief is profitable for someone else. 😮💨🏠 Yes the obvious part is real: 📈 prices exploded 🎢 rates whiplashed 💸 rent eats half your paycheck But heres the quiet part: If you believe youll never own youll never try. And that belief keeps you paying forever. 👀 Because who benefits when you stay convinced ownership is impossible 🏦 banks 🏢 landlords 📊 investors Especially when women already earn less hold less wealth and get told to be safe instead of powerful. 🙃 So instead of teaching alternatives the"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7599504790149729567)  2026-01-26T03:20Z 201.5K followers, [----] engagements


"When people tell me they want financial freedom they often say: Wait I have to get my spouse on board. 😬 And usually the real issue isnt investing. Its trust. 🤝 Heres what I mean 👇 If youve been saying Ill take the trash out (or do the thing) and then not doing it year after year youve trained your partner to expect: 🗣 big talk 🚫 little follow-through So when you suddenly say: I want to start a business I want to invest I want to join a program that will change our life and it requires time effort and consistency they hear: another promise. 🙃 Flip the script: 👉 Stop blaming your"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7599802107222330655)  2026-01-27T19:06Z 201.4K followers, [---] engagements


"🏡 Most people think: To buy a home I need a bank loan. Here is the problem 👇 500k house Seller gets 500k Bank collects 1M+ over [--] years in interest 😬 There is another way. Buyer pays the seller directly Seller gets mailbox money Buyer builds cash flow and equity The interest stays in the neighborhood instead of Wall Street 💸 That is the loophole I used to retire in [--] years using seller financing. Wanna learn how to do this with your own community Type FREEDOM in the comments and I will send you my free guide 🔑 #earlyretirement #wealthforwomen #realestateinvesting #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7599802469081746718)  2026-01-27T21:04Z 201.3K followers, [----] engagements


"Theres a radical shift happening in 2026: people are done trusting corporations and institutions with their future. 😮💨🏦 And most people dont realize theres a community-based option. When the rules can change overnight your nervous system never gets to exhale. 📈 rates jump 🏠 rents rise 💼 jobs disappear and your body is like: cool cool cool so were in fight-or-flight forever 🙃 Heres the key thing most people miss: A lot of security is just anxiety with a logo on it. 🧠🏷 So check this out: more people are choosing wealth paths that keep power local. 🌱🤝 One example: seller financing."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7599819904795053342)  2026-01-28T20:12Z 201.4K followers, [---] engagements


"My dad did everything right. Worked hard. Provided. Played by the rules. Then he got Alzheimers and the system basically shrugged. 😮💨 And thats when I realized: being responsible isnt the same thing as having options. Social Security didnt cover care. Medicare didnt bridge the gap. Home health was wildly unaffordable. The services existed on paper but were useless in real life. I was a social worker watching families hit the same wall including mine. It wasnt lack of love or effort. It was lack of leverage. I bought my first property shortly before my dad died. He was proud. I was proud."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7600131850685697310)  2026-01-29T21:23Z 202.1K followers, [----] engagements


"The one thing that separates people who build wealth is believing they can. Its called an internal locus of control. And it changed everything for me. Its not your fault youre struggling. The system wasnt built for us. But it is your turn now. To believe. To act. To change the outcome. #FinancialHealing #MindsetShift #EconomicJustice #AgencyIsPower #FinancialFreedom #WealthWithoutBanks #SellerFinancing #YouCanDoHardThings #1 Thing to Grow Wealth The One Thing Will Make You Rich #1 Thing to Grow Wealth The One Thing Will Make You Rich"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7519568506237635870)  2025-06-24T17:26Z 204.6K followers, [----] engagements


"Tired of Wall Street getting richer while 60% of us live paycheck to paycheck What if your mortgage payments went to a neighbor instead of a hedge fund Seller financing lets us keep wealth in the community not ship it off to Wall Street. Lets change the game. 💥 #FinancialFreedom #SellerFinancing #WealthForThePeople #BankOnYourNeighbor You Pay the Seller Each Month Seller = Bank How to Defund Wall Street You Pay the Seller Each Month Seller = Bank How to Defund Wall Street"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7519592897256115486)  2025-06-24T19:01Z 204.4K followers, [----] engagements


"Why would a seller choose seller financing 💰 More long-term profit 📉 Lower taxes 📬 Passive income without being a landlord 🔐 Secured by a hard asset they understandand can reclaim if needed 🌍 Keeps wealth circulating in the community not siphoned off by Wall Street This isnt charity. Its strategy. Its how we build local wealth with integrity. Follow @Mel_Dorman for more real estate tools that challenge the system and build something better. #sellerfinancing #financialactivism #realestatewithsoul #communitywealth #wealthredistribution #rethinkingcapitalism Only $15k to foreclose in Oregon"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7528077085227732255)  2025-07-17T15:44Z 204.5K followers, [----] engagements


"Want to decentralize wealth in America You dont need a revolution. You need seller financing. Its how we move money off Wall Street and back into the hands of people who actually live here. Comment BOOK and Ill send you a free chapter on how I used seller financing to build wealth without a bank. Follow@mel_dormanto learn how we build community wealthone deal at a time. #financialfreedom #revolution #sellerfinancing #wealthispower #abundancemindset #community #communityresilience"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7531521242214583582)  2025-07-26T22:29Z 204.6K followers, [----] engagements


"1500 little seeds of revolution just landed.🌱 Theyre stickers. Theyre free. Theyre carrying the audiobook of Bank on Your Neighbor📚my guide to building financial freedom without banks without billionaires and without waiting for permission.✊ Im taking them to Burning Man to spread an idea: We dont have to keep feeding the top.😵💫 We can decentralize wealth. Less billionaires. More everyday millionaires.🤑 More neighbors helping neighbors. 📕If you want your own copy of the guide (no dust no playa required) drop BOOK in the comments and Ill send it to you. [----] FREE AUDIO BOOKS 📕 Swipe bio"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7536348310345370911)  2025-08-08T22:40Z 205.1K followers, [----] engagements


"Catch me on KOIN6 casually suggesting we overthrow the financial system before breakfast. 😏☕ Want the playbook Comment FREEDOM👇and Ill send you a free copy of Bank On Your Neighbor. Follow for more ways to disrupt capitalsim ✊ #revoluton #bankonyourneighbor #changethesystem #mutualaid #sellerfinancing"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7548482246563433759)  2025-09-10T15:26Z 204.9K followers, [---] engagements


"🌟 Real change starts with one conversation. Marisha a student in Seller Financing Academy just discovered how powerful seller financing can beshes not working with a bank shes building a relationship directly with a neighbor to sell to her. Heres the magic of seller financing: ✅ Instead of borrowing from a bank the buyer and seller create terms together ✅ Monthly payments stay in the community ✅ Sellers earn retirement income buyers get access to homes they couldnt otherwise qualify for. This isnt just about real estate. Its about: 🤝 Neighbor-to-neighbor trust 🏡 Wealth staying local 🌱"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7552937994378890527)  2025-09-22T15:37Z 204.3K followers, [---] engagements


"We dont have a housing shortage we have a distribution problem. 🏡 Less than 1% of existing homes could create [---] million affordable units. PadSplit is already proving its possible: ✨ 60000+ people housed 💰 $148M in rent savings 🏦 $4.8B in taxpayer savings 🏠 50+ members became homeowners This is how we solve the housing crisis: by investing in community not corporations. If you want to learn how to invest in real estate that helps your neighbors and builds your freedom ✊ swipe the bio and lets connect. #ethicalinvesting #padsplit #ConsciousWealth #financialfreedom #consciouswealth"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7567417532177567006)  2025-10-31T16:05Z 204.4K followers, [----] engagements


"🧠 Your thoughts create your results. If you grew up around scarcity struggle or survival its not you thats broken its the programming you inherited. 💭 The first step to financial freedom isnt strategy. Its awareness. You cant change what you cant see and most of us were taught beliefs like: ❌ Money is hard to make. ❌ Debt is dangerous. ❌ Ill never get ahead unless I work twice as hard. The truth Those thoughts are what keep us stuck in the same cycles were trying to escape. Heres how to start shifting 👇 [--] Identify the disempowering thought. [--] Get curious instead of judgmental. [--] Ask: Who"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7569716019351063839)  2025-11-06T20:44Z 204.2K followers, 17.2K engagements


"100000 on Instagram and [-----] on TikTok. My little queer money rant turned into a movement 🥲💸 Thank you to every single person who has been here learning about seller financing and how we can redirect wealth away from Wall Street and back into our communities. This is what people powered finance looks like. If there is one thing this growth has taught me it is this: Consistency builds trust. Trust builds community. Community builds wealth. So if your audience feels small right now keep showing up. Someone out there is quietly rebuilding their entire life because of what you post. Write"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7571173990832639263)  2025-11-10T19:02Z 204.6K followers, [----] engagements


"Trumps talking about a 50-year mortgage as if a 30-year wasnt already a lifetime sentence.🫣 By the time most people sell theyve mostly paid interest not principal now were normalizing paying double or triple the cost of a home just to keep the bank fed. 😡 There is a way to opt out of that game. Its called seller financing where neighbors finance neighbors we keep wealth local and we redesign a system that actually works for more of us. 👏👏👏 Want to learn how to do it ✍ Write FREEDOM in the comments and Ill send you my free guide on how to buy real estate through seller financing."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7572330590440066335)  2025-11-13T21:50Z 204.6K followers, 28.4K engagements


"Your bank does not want you to see this 👀 Most homeowners pay for their house two times: once for the house once in interest to the bank. In this video I show you how one small mid-month principal payment can turn a [--] year mortgage into something closer to [--] years without fees without refinancing and without the banks permission. If you are tired of donating your paycheck to the bank and want more ways to build conscious wealth write FREEDOM in the comments and I will send you my free guide. #communityweath #bankonyourneighbor #wealthfortherestofus #sellerfinancing #wealthmindset Make a"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7572705871323581726)  2025-11-14T22:06Z 203.8K followers, 1.1M engagements


"🌱 Money is supposed to work like a forest not a factory farm. In nature you never see all the resources pumped into one plant. You see diversity reciprocity and roots that share nutrients so the whole ecosystem thrives. 🌳🐝 Capitalism tells us to grow grow grow at all costs. But real wealth is when money flows between us. Neighbor to neighbor. Community to community. Not straight up to the billionaire class. 💸🏡 If you want to learn how to redesign your financial ecosystem with seller financing so we keep wealth local write FREEDOM in the comments and Ill send you my free guide to get"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7573009745468984606)  2025-11-15T17:45Z 204.6K followers, [----] engagements


"🏢 I bought a 1.2M triplex with [--] dollars out of pocket 👀 Here is how I stacked it: 📉 Cost segregation on the rental units so my tax refund helps fund the deal 🏦 5% down 3% seller credit and my 2.5% agent commission so a big chunk of my down payment comes right back to me 💸 Used the seller credit to pay PMI upfront so my monthly payment stays lower for the life of the loan 🛏 Live there one year then convert my unit to a mid term rental and charge about 25% above normal market rent This is how wealthy people recycle dollars instead of letting Wall Street eat them. Want the free guide that"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7574528731901971742)  2025-11-19T20:00Z 205.1K followers, 20.8K engagements


"People say Dont become a landlord thats capitalism 🙄 But they never ask who owns the land if we dont 👀 Because somebody always will and its usually a hedge fund. 🏦 Seller financing flips that script. ⚡ When neighbors sell to neighbors money stays local it builds stability not exploitation. 🌱 If youre ready to own property without banks or guilt and build wealth that actually serves your community swipe the bio and lets connect. 🤝 #sellerfinancing #wealthforwomen #realestate #financialfreedom #resilience A Feminist Way to Buy Real Estate Set Up a Free Strategy Call ☎ A Feminist Way to Buy"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7595011374611254559)  2026-01-14T21:12Z 204.2K followers, [---] engagements


"You think its self-help but its actually the patriarchy in disguise. 😮💨🕵♀ Watch what happens the second something hurts: 🔁 Look inward. 🧠 regulate more 🗣 communicate better 🧘♀ heal harder and somehow youre still exhausted. Heres the catch: the system rarely asks the obvious question. Why are women doing most of the emotional labor and calling it personal development 🙃 Because when self-improvement becomes a tool to help you tolerate whats harming you thats not empowerment. Thats compliance. 🚫 Notice what never changes: 👩 women keep adjusting 👨 men keep benefiting 🏛 the structure"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597161654538816799)  2026-01-20T20:17Z 203.6K followers, [---] engagements


"This video will solve 90% of your money problems 👀 Because youre not bad with money youre playing a rigged game. Heres what fixes it 👇 🧠 Regulate your nervous system (money is emotional) 💸 Stop obsessing over $10 moves and start making $10000 moves 🚫 Research can be a freeze response ✅ Start building wealth outside the system we were handed Want my free guide Comment FREEDOM and Ill send it 🔥 #sellerfinancing #financialfreedom #wealthbuilding #realestateinvesting #firsttimehomebuyer ✍ FREEDOM 👇 The 3-Step Money Reset ✍ FREEDOM 👇 The 3-Step Money Reset"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7597570701435948318)  2026-01-24T21:44Z 204K followers, [----] engagements


"Remember when making six figures used to sound sexy 😅 Now its giving one rent increase away from panic. 😮💨 Welcome to late-stage capitalism where: 📈 costs keep climbing 📉 wages stay flat 🧠 your nervous system never gets to exhale We were sold this lie that six figures = freedom. But for a lot of women and first-gen wealth builders it looks like: 60-hour weeks 🎩 every hat in the closet 😬 one dropped ball away from collapse Heres the uncomfortable truth: Six figures feels heavy when your income depends entirely on you. If your presence equals your paycheck thats not wealth. Thats a"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7599802316966956318)  2026-01-27T20:04Z 203.4K followers, [----] engagements


"Over your debt 👀💳 What we focus on expands. If you only think about what you owe you stay stuck in Im bad writh money energy. Try this instead: 🔹 Automate 10% of your income into investments first 🔹 Automate 10-20% toward debt payoff 🔹 Let the rest cover your actual life Youre training your brain to become an investor not just a bill payer. Over time your investments grow and your debt shrinks without you micromanaging every dollar. 📈 I call this your Richest Woman in Babylon era. 👑 ✨ Want more wealth building strategies Hit the follow button and Ill see you here tomorrow."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7599816889392565534)  2026-01-28T19:04Z 204.4K followers, [---] engagements


"This video will solve 90% of your money problems 👀 Because youre not bad with money youre playing a rigged game. Heres what fixes it 👇 🧠 Regulate your nervous system (money is emotional) 💸 Stop obsessing over $10 moves and start making $10000 moves 🚫 Research can be a freeze response ✅ Start building wealth outside the system we were handed Want my free guide Comment FREEDOM and Ill send it 🔥 #sellerfinancing #financialfreedom #wealthbuilding #realestateinvesting #firsttimehomebuyer #1 💵 is About Emotional Regulation This Will Solve 90% of Your 💵 Problems #3 Take One Uncomfortable"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7600121326891797790)  2026-01-29T19:42Z 203.2K followers, [---] engagements


"The number one green flag that you are ready to build wealth is this: you think in leverage not just cash. 🧠💰 If you put $100000 into one house and it cash flows about $1200/month that is fine but it is not freedom. Put that same $100000 into four houses at $25000 down each: 🏡 Total cash flow: $4800/month 💳 Financing cost: about $2000/month ✅ Net cash flow: $2800/month Same money very different life. That is the power of leverage when you use it wisely. Want more step by step breakdowns like this so you can start doing it too 👉 Swipe to my bio and lets jump on a free strategy call."  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7600543938671349005)  2026-01-30T19:03Z 203K followers, [---] engagements


"No one tells women this so I will: Your next level will cost you something. 👀 Were told we can have it all as long as we stay polite grateful and financially dependent. Cute system. 🙃 And no women dont earn less retire with less and own less wealth because we didnt download enough budgeting apps. Its because the system rewards ownership and punishes obedience. ✅ Translation: you cant build financial power while clinging to the identity that was taught to play small stay safe and not upset anyone at Thanksgiving. 😅 Your next level might cost you the version of you that: waits for permission"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7600566706976689463)  2026-02-01T20:30Z 203.8K followers, [----] engagements


"Stick with me. Youre going to want to send this to everyone you love. 🚨 Theres a pattern leaders use to undermine democracy from the inside. Its called the authoritarian playbook: [--] Demonize the opposition [--] Attack the press (call facts fake) [--] Spread disinformation (confusion kills organizing) [--] Scapegoat minorities and outsiders [--] Capture institutions (courts commissions law enforcement) [--] Suppress dissent (criminalize protest intimidate people) [--] Expand executive power using emergencies Each step seems small. Together it dismantles democracy. And heres what makes me furious: while were"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7600575410488757559)  2026-02-01T21:04Z 203.8K followers, [---] engagements


"After structuring deals that replaced paychecks with rental income here are [--] things I learned about good debt that contradict what women are taught: Debt is only dangerous when you pay it with your labor. 💳 credit cards 🎓 student loans 🛋 that couch you financed because you were tired When wages lag and caregiving costs rise women pay debt with stress and overtime. Thats not a debt problem. Thats a design problem. The right debt is covered by the asset not your paycheck. If the property pays the loan the loan stops bossing you around. 🏡💸 The power move is using debt to buy cash-flowing"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7600582887603244302)  2026-01-31T20:33Z 203.8K followers, [----] engagements


"If I had a time machine and could talk to my 22-year-old self Id do [--] things immediately 👇 (and the last one wouldve saved me years of stress) [--] Own something early. Stop waiting to feel ready. Even a small imperfect asset beats perfect timing that never comes. 🏡 [--] Learn terms not just budgeting. Women are taught to be responsible. Other people are taught to be strategic. Budgeting keeps you afloat. Terms move you forward. 🧠💸 [--] Buy time not status. The goal isnt a fancy title. Its income that shows up whether you clock in or not. Because time is the real flex. ✨ You dont need a time"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7601313680143306039)  2026-02-02T20:49Z 204.2K followers, [---] engagements


"If you think you were born with the good with money gene or the bad with money gene thats the story keeping you stuck. 🧠🔒 Money is not a moral scorecard. And being bad with money isnt a personality flaw. 🙃 Heres the truth: 💸 Money is a learned skill Like learning a language 🌍 Or an instrument 🎸 Youre going to be bad at first. Thats literally how skills work. Also hot take: its not really about math. 🧮🚫 Its about: 😮💨 psychology ❤ emotions 🧠 self-trust and regulation And women are already trained in emotional labor like its an Olympic sport. So yes you can learn money. 🥇 If you want"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7601316112898313485)  2026-02-02T21:58Z 204.2K followers, [---] engagements


"What if the financial system isnt a fact its a habit 👀 Like what if we could change it simply by changing how homes are bought and sold Because while 60% of Americans live paycheck to paycheck a handful of billionaires hold more wealth than millions of people combined. 😮💨 Heres the part they dont advertise: Weve been trained to believe banks have to be the middleman. But every time a home sells were choosing where the money flows. Seller financing is one of the most powerful alternatives: 🏡 buyer pays the seller directly over time 🤝 two humans negotiate terms that work for both 🏦 the"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7601327575897509175)  2026-02-03T19:43Z 204.4K followers, [---] engagements


"The patriarchy doesnt need to say stay broke out loud its already built the perfect playbook to make sure we do. Heres how the game works: [--] Call women bad with money then cut funding to financial literacy programs for girls. [--] Convince us that debt is dangerous unless its $300k in student loans for a degree we cant use. [--] Tell us to lean in but dont give us equal pay so when we do we fall straight into the wage gap. [--] And my personal favorite keep publishing think pieces about how women are better at saving than men so we feel accomplished while staying broke. This isnt an accident. Its"  
[TikTok Link](https://www.tiktok.com/@melissadorman/video/7537002249671675166)  2025-08-10T16:58Z 206.2K followers, 331.9K engagements

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