# ![@melaninemma2 Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7570087821710165005.png) @melaninemma2 melaninemma2

melaninemma2 posts on TikTok about debt, $80k, $50k, money the most. They currently have [-----] followers and [--] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/tiktok::7570087821710165005/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7570087821710165005/c:line/m:interactions.svg)

- [--] Week [-------] -28%
- [--] Month [---------] -57%

### Mentions: [--] [#](/creator/tiktok::7570087821710165005/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7570087821710165005/c:line/m:posts_active.svg)

- [--] Week [--] -14%
- [--] Month [--] +56%

### Followers: [-----] [#](/creator/tiktok::7570087821710165005/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7570087821710165005/c:line/m:followers.svg)

- [--] Week [-----] +0.94%
- [--] Month [-----] +10%

### CreatorRank: [-------] [#](/creator/tiktok::7570087821710165005/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7570087821710165005/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #6252 [countries](/list/countries)  8.77% [celebrities](/list/celebrities)  1.75% [musicians](/list/musicians)  1.75% [technology brands](/list/technology-brands)  1.75% [social networks](/list/social-networks)  1.75%

**Social topic influence**
[debt](/topic/debt) #109, [$80k](/topic/$80k) #15, [$50k](/topic/$50k) 8.77%, [money](/topic/money) 7.02%, [loan](/topic/loan) #86, [uganda](/topic/uganda) 7.02%, [$1k](/topic/$1k) 5.26%, [if you](/topic/if-you) 5.26%, [eat](/topic/eat) 5.26%, [$22k](/topic/$22k) 5.26%

**Top accounts mentioned or mentioned by**
[@perpay.inc](/creator/undefined)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Shaped just like the women 😍 Why are Mannequins in Africa so thick😂 Why are Mannequins in Africa so thick😂"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7587167061642579213)  2025-12-23T21:23Z [----] followers, 156.7K engagements


"Well thats life in America now 🤦🏾♀#motivational #debt #studentloans #ccd #creditrepair im [--] i just got laid off i have $80k worth of debt im not okay im [--] i just got laid off i have $80k worth of debt im not okay"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7597229663588584717)  2026-01-20T00:11Z [----] followers, 81.9K engagements


"What age do you think college should start #debt #studentloans #fyp #college Unpopular opinion: college should start at [--]. not [--] Unpopular opinion: college should start at [--]. not 18"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7597883030182677774)  2026-01-21T18:26Z [----] followers, 994.1K engagements


"To make matters worse only jobs hiring are paying 20/h this cant be real life #debt #loan #fyp I have $80k in debt. Tell me the most unhinged way you've paid off debt. I don' mean "oh I ate noodles for [--] months I'm talking fully unhinged. Please & thank youuu I have $80k in debt. Tell me the most unhinged way you've paid off debt. I don' mean "oh I ate noodles for [--] months I'm talking fully unhinged. Please & thank youuu"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7572412341367606583)  2025-11-14T03:07Z [----] followers, 234.8K engagements


"Were gonna protect these kids #fy Now that Genz are adults this ends now Now that Genz are adults this ends now"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7603541565071461645)  2026-02-06T00:24Z [----] followers, [----] engagements


"Stop feeling embarrassed. A lot of us are in debt we just dont talk about it.#debt #loan #fyp #studentloans #funny Sorry can't go out tonight I'm broke. Checking: $150 Savings: $1k Debt: $80k Sorry can't go out tonight I'm broke. Checking: $150 Savings: $1k Debt: $80k"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7573715790155812109)  2025-11-17T15:26Z [--] followers, 34.2K engagements


"I give up 🙂🫠#debt #loans #creditscore just paid $15k to pay off my car loan and my credit score went DOWN just paid $15k to pay off my car loan and my credit score went DOWN"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7594939332813720845)  2026-01-13T20:04Z [----] followers, [---] engagements


"We only get [--] life 🫶🏾 #fy #relateable #adulthood #selfgrowth i don't care how many times I have to start over. simply because I'm not settling for a life that I don't want. i don't care how many times I have to start over. simply because I'm not settling for a life that I don't want"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7601281616614411575)  2026-01-30T22:15Z [----] followers, [----] engagements


"our souls werent meant to digest this level of evil#fy how is anyone able to sleep or go about their days after reading the files. i can't focus on anything else or get over it. and the worst part is you feel so helpless. you're just forced to live within this evil system. how is anyone able to sleep or go about their days after reading the files. i can't focus on anything else or get over it. and the worst part is you feel so helpless. you're just forced to live within this evil system"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7603991665371516174)  2026-02-07T05:31Z [----] followers, [----] engagements


"I genuinely dont care anymore leave me alone #fy #relateable Debt collectors talking about "your bill is [--] years old" okay tell it happy birthday Debt collectors talking about "your bill is [--] years old" okay tell it happy birthday"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7604343841877003534)  2026-02-08T04:18Z [----] followers, [----] engagements


"So corporations get deductions but people dont #fy #relateable #unpopularopinion #economy #debt Unpopular opinion: If businesses only pay taxes on profitI should only pay taxes after rent and bills too. Unpopular opinion: If businesses only pay taxes on profitI should only pay taxes after rent and bills too"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7601040430418889998)  2026-01-30T06:39Z [----] followers, [----] engagements


"Interest will eat you alive if you dont understand it learning this in school should be mandatory #debt #loan #fyp Can someone explain how I borrowed $22K paid back $30K and they still say I owe $50k Can someone explain how I borrowed $22K paid back $30K and they still say I owe $50k"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7571978252462460215)  2025-11-12T23:03Z [----] followers, 1.5M engagements


"No because why does being broke cost money people cant even afford bankruptcy #debt #loan #fyp #studentloans #credit Im $80K in debt and just found out it cost $3000 to file for bankruptcy💀 Im $80K in debt and just found out it cost $3000 to file for bankruptcy💀"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7576454151903661325)  2025-11-25T00:31Z [----] followers, 1.6M engagements


"#fy #relateable "girl your man is so quiet i couldn't get a conversation out of him" "girl your man is so quiet i couldn't get a conversation out of him""  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7602119761828269367)  2026-02-02T04:27Z [----] followers, [----] engagements


"Im so over it #fy Waking up at 6am for my 9-5 knowing corrupct cannibalistic satanic billionaires who eat Kids are taxing me half my paycheck Waking up at 6am for my 9-5 knowing corrupct cannibalistic satanic billionaires who eat Kids are taxing me half my paycheck"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7605800172882267405)  2026-02-12T02:29Z [----] followers, [----] engagements


"If we dont talk about money honestly our kids will repeat the same financial trauma. #debt #loan #fyp #studentloans #credit I wish it was socially acceptable to ask about money like are you in debt is that normal ill go first - im $80k in debt (student loans and credit cards) I wish it was socially acceptable to ask about money like are you in debt is that normal ill go first - im $80k in debt (student loans and credit cards)"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7574540524468587790)  2025-11-19T20:46Z [----] followers, 252.8K engagements


"Anyways this debt not getting paid but imma eat 🥰#fy #relateable #debt Checking: $500 Savings: $2000 Debt :$80k Food : $20 Checking: $500 Savings: $2000 Debt :$80k Food : $20"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7601603474530389303)  2026-01-31T19:04Z [----] followers, [----] engagements


"Anger is a great gym motivator 🙂#fy #relateable #gym Working out every time somebody piss me off you not finna have me stressed and ugly. Working out every time somebody piss me off you not finna have me stressed and ugly"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7603198123896245517)  2026-02-05T02:12Z [----] followers, [----] engagements


"This isnt where I thought Id But pls try to learn about financial literacy if I knew than what I know now i would be in a different situation #debt #loan #fyp #studentloans Sorry can't go out tonight I'm broke. Checking: $35 Savings: $1k Debt: $80k Sorry can't go out tonight I'm broke. Checking: $35 Savings: $1k Debt: $80k"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7573414333498019127)  2025-11-16T19:56Z [----] followers, 127.8K engagements


"And no I cant put my saving towards my debt Id have no savings 😩#debt #loan #fyp #credit #studentloans I'm [--] I have $5k in savings. $100 in checking And $80k in debt. Im not fine I'm [--] I have $5k in savings. $100 in checking And $80k in debt. Im not fine"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7576073316230843703)  2025-11-23T23:54Z [----] followers, 1.2M engagements


"🙂yall not meeting my future kids Me playing the role of the first woman in my bloodline to be self-centered and child-free for life perfectly Me playing the role of the first woman in my bloodline to be self-centered and child-free for life perfectly"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7605063042115620109)  2026-02-10T02:49Z [----] followers, [---] engagements


"Pls keep spreading awareness #fy #relateable Schools are canceling picture day after parents found out Life Touch the company photographing millions of kids was co-founded by a billionaire named in the Epstein files. Schools are canceling picture day after parents found out Life Touch the company photographing millions of kids was co-founded by a billionaire named in the Epstein files"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7607286656474844430)  2026-02-16T02:37Z [----] followers, [----] engagements


"Shakira - Waka Waka (The Official [----] FIFA World Cup Song) #shakira #wakawaka #thistimeforafrica #southafrica2010 #music #musica #viraltiktok #viral #video #paratiiiiiiiiiiiiiiiiiiiiiiiiiiiiiii #fyp #fy #paratii #xybca #zxycba #videoviral #videomusical"  
[TikTok Link](https://www.tiktok.com/@bszjeik50/video/7570483951442152715)  2025-11-08T22:25Z 194.2K followers, 1.9M engagements


"No one taught me financial literacy. I learned it the hard way through my sisters $50K loan Im stuck paying back 😔#debt #loan #fyp You cant hurt me. My sister already did with a $50K loan I co-signed at [--] she defaulted 💀 You cant hurt me. My sister already did with a $50K loan I co-signed at [--] she defaulted 💀"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7571527231269309709)  2025-11-11T17:53Z [----] followers, 597.7K engagements


"Like seriously what even if the point anymore 😭😭 Ive applied to [----] jobs Im $80K in debt nobodys hiring and my interest rates are multiplying. Ive applied to [----] jobs Im $80K in debt nobodys hiring and my interest rates are multiplying"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7572686463645601079)  2025-11-14T20:51Z [----] followers, 10.3K engagements


"Im fighting for my financial life #debt #loan #fyp #studentloans #credit Sorry can't go out tonight I'm broke. Checking: $12 Savings: $25k Debt: $80k Sorry can't go out tonight I'm broke. Checking: $12 Savings: $25k Debt: $80k"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7574117532135689486)  2025-11-18T17:25Z [----] followers, 20.4K engagements


"How do I owe money for something someone ELSE bought#debt #loan #fyp #studentloans #credit You bought my $50K debt congrats. Now why are you still calling me You bought my $50K debt congrats. Now why are you still calling me"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7574901132129013047)  2025-11-20T20:05Z [----] followers, 14.8K engagements


"Anyone whos overcome this or avoided it give us some advice were listening 👂#debt #loan #fyp #studentloans #credit What advice would you give a 22-year-old drowning in $80K debt (cc + student loans) What advice would you give a 22-year-old drowning in $80K debt (cc + student loans)"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7575350061392088334)  2025-11-22T01:07Z [----] followers, [----] engagements


"Wym All Ive been paying is INTEREST not the loan.🥲#debt #loan #fyp #credit #funny Someone Explain to me how I Paid $30K on a $22K loan And STILL owe $50K Someone Explain to me how I Paid $30K on a $22K loan And STILL owe $50K"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7575716563584683319)  2025-11-23T00:49Z [----] followers, [----] engagements


"Cus like At what point do you tell your partner about your debt#debt #loan #fyp #funny If someone hides $80K+ in debt from you is that a dealbreaker If someone hides $80K+ in debt from you is that a dealbreaker"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7577610789792566541)  2025-11-28T03:20Z [----] followers, [----] engagements


"Growing up as a first American immigrant I had to learn the hard way Trying to undo 18-year-old mes choices 😭 #debt #loan #fyp #funny #studentloans How I accumulated 80k in debt at [--] How I accumulated 80k in debt at 22"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7577991753190395150)  2025-11-29T03:58Z [----] followers, [----] engagements


"Debt is loud but Detty December is louder 💅🏾✨🫣#fyp #debt #studentloans #dettydecember2024 Cant go out tonight. Im broke. $80K in debt $20K in savings $1K in checking Detty December pending ✨ Cant go out tonight. Im broke. $80K in debt $20K in savings $1K in checking Detty December pending ✨"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7578951909956963598)  2025-12-01T18:04Z [----] followers, [----] engagements


"I dont think yall understand how hard is to learn English on top of interest rates loans debts etc pls I had to learn through mistakes #fyp #debt #credit #loan # I want to hear from Moms Immigrants College students Low-income families First gen kids How did YOU survive the American financial system I want to hear from Moms Immigrants College students Low-income families First gen kids How did YOU survive the American financial system"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7579101134174850317)  2025-12-02T03:43Z [----] followers, [---] engagements


"So youre telling me all this time Ive been paying interest#fyp #debt #credit #loan #studentloans Can someone explain how I borrowed $22K paid back $3OK and they still say I owe $50k Can someone explain how I borrowed $22K paid back $3OK and they still say I owe $50k"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7579293244253588750)  2025-12-02T16:09Z [----] followers, [----] engagements


"If someone cant afford $700 taken out of their check right now: it doesnt matter how much it will help their future.#fyp #debt #studentloans #credit trying to be an "adult" i finally signed up for 401k at work and they took $600 out of my check they can go ahead and cancel that sh*t expeditiously trying to be an "adult" i finally signed up for 401k at work and they took $600 out of my check they can go ahead and cancel that sh*t expeditiously"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7580560045373508878)  2025-12-06T02:05Z [----] followers, 11.2K engagements


"lets just skip Christmas #debt #studentloans #credit #loan I calculated my December budget and realised I can only afford to pray I calculated my December budget and realised I can only afford to pray"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7582719372905434423)  2025-12-11T21:44Z [----] followers, [---] engagements


"#couple #bf"  
[TikTok Link](https://www.tiktok.com/@lottekln/video/7584483094221032736)  2025-12-16T15:48Z [--] followers, 3.7M engagements


"This was just one street😅 #fy #fyp #AfricanVlog #uganda Christmas shopping in Uganda 🎄 Christmas shopping in Uganda 🎄"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7586053841385311501)  2025-12-20T21:23Z [----] followers, [----] engagements


"No better place to be 🥹❤#fy #AfricanVlog #uganda you look happier" thanks Im in Africa 🌍 you look happier" thanks Im in Africa 🌍"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7586507592000752910)  2025-12-22T02:44Z [----] followers, [----] engagements


"Kampala through my eyes #fy #AfricanVlog #uganda"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7586714802848926989)  2025-12-22T16:08Z [----] followers, [----] engagements


"Uganda is beautiful #fy #ugandatiktok"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7589045625950358815)  2025-12-28T22:53Z [--] followers, [---] engagements


"looking back idk how i survived. and enjoyed it this is probably why i feel lazy all the time now #fyp #storytime #gymnastics #productive #viral a day in the life of [--] year old me a day in the life of [--] year old me"  
[TikTok Link](https://www.tiktok.com/@sillygoofyshortgal/video/7590480465094626591)  2026-01-01T19:41Z [--] followers, 645.4K engagements


"Money comes back Time dont Is what I tell myself as I make another bad financial decision 🥲#fy #debt #studentloans #loan Checking: $500 Savings: $2000 Debt :$80k Flight:$1500 Checking: $500 Savings: $2000 Debt :$80k Flight:$1500"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7591882415094680846)  2026-01-05T14:22Z [----] followers, 13.5K engagements


"🥹missed this era #fy #y2k #nollywood Born to live in 2000s Forced to be in [----] Born to live in 2000s Forced to be in 2026"  
[TikTok Link](https://www.tiktok.com/@mmoneyback/video/7592486991976058167)  2026-01-07T05:27Z [----] followers, [----] engagements


"The economy is going to crash soon anyways #debt #studentloans #ccd #creditrepair Ive forgiven my 50k debt Its between them and the government now Ive forgiven my 50k debt Its between them and the government now"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7597610052094135607)  2026-01-21T00:47Z [----] followers, [----] engagements


"Life has been so peaceful ever since 🤭🥰🤣#debt #loan #fyp #funny I'm not paying back my student loans. They need to learn financial responsibility. Who tf lends $50000 to an [--] year old with no job I'm not paying back my student loans. They need to learn financial responsibility. Who tf lends $50000 to an [--] year old with no job"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7571193726194797837)  2025-11-10T20:19Z [----] followers, 548.8K engagements


"😭I need side hustle ideas like your most unhinged #debt #loan #fyp #studentloans Im [--] I have $500 in savings. $198 in checking. And $80k in debt. I'm not fine. Im [--] I have $500 in savings. $198 in checking. And $80k in debt. I'm not fine"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7573100194271628557)  2025-11-15T23:36Z [----] followers, 351.2K engagements


"Can we normalize talking about debt without shame We all in the trenches together 😭#debt #loan #fyp #studentloans #credit Okay TikTok . how much debt do you have Ill go first: $80K in student loans + credit cards Okay TikTok . how much debt do you have Ill go first: $80K in student loans + credit cards"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7576775830903328013)  2025-11-25T21:20Z [----] followers, [----] engagements


"I didnt even know people take loans for weddings starting a marriage in debt is crazy #debt #loan #fyp #marriage My cousin took out a $100K loan for his wedding. Two years later they divorced And now he owes $150K. My cousin took out a $100K loan for his wedding. Two years later they divorced And now he owes $150K"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7577162301875227918)  2025-11-26T22:20Z [----] followers, 349.8K engagements


"And she said Im right 🙂#fy #relateable #siblings When I'm mad at something and no one is validating it so ik who l gotta call When I'm mad at something and no one is validating it so ik who l gotta call"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7602740921620270350)  2026-02-03T20:38Z [----] followers, [---] engagements


"Some how its our faults #fy #adulthood #economy Worse job market since [----] Entry-level workers are competing with experienced professionals who are also struggling to find jobs. Worse job market since [----] Entry-level workers are competing with experienced professionals who are also struggling to find jobs"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7600142057553825054)  2026-01-27T20:32Z [----] followers, [---] engagements


"Some of us werent raised to ask for help we were raised to be it.🥺#adulthood #fy #relateable When they say "just ask for help" but the eldest daughter learned early she WAS the help. When they say "just ask for help" but the eldest daughter learned early she WAS the help"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7600492457272364318)  2026-01-28T19:12Z [----] followers, [---] engagements


"Looks might open doors. Skills mindset and character decide if you stay in the room #adulthood #fy #relateable #unpopularopinion Unpopular opinion: Appearance influences opportunities more than we like to admit. Unpopular opinion: Appearance influences opportunities more than we like to admit"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7600565432243735838)  2026-01-28T23:55Z [----] followers, [---] engagements


"even fallen soldiers call to their mothers❤#fy #relateable The universal call for help is still mommmmm. The universal call for help is still mommmmm"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7600601308382399775)  2026-01-29T02:15Z [----] followers, [---] engagements


"Reels = modern day love letters #fy #relateable If you dont send me reels do you even like me If you dont send me reels do you even like me"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7600846181635296567)  2026-01-29T18:06Z [----] followers, [---] engagements


"Anyways everyday is a weekend 😅#fy #relateable #adulthood #economy When tomorrow is Monday but you don't care because you're unemployed When tomorrow is Monday but you don't care because you're unemployed"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7602124857538596151)  2026-02-02T04:47Z [----] followers, [----] engagements


"My bad big dawg🙂🙂#fy #relateable #relationships pov: you ask a man in this generation to fix his communication pov: you ask a man in this generation to fix his communication"  
[TikTok Link](https://www.tiktok.com/@melaninemma2/video/7602757912263429390)  2026-02-03T21:44Z [----] followers, [---] engagements

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