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# ![@martin_credit_exp Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7538858523284227085.png) @martin_credit_exp MartinCreditExpert

MartinCreditExpert posts on TikTok about debt, agencies, credit cards, $98k the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/tiktok::7538858523284227085/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7538858523284227085/c:line/m:interactions.svg)

- X Week XXXXXXX -XX%
- X Month XXXXXXXXX -XX%

### Mentions: XX [#](/creator/tiktok::7538858523284227085/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7538858523284227085/c:line/m:posts_active.svg)

- X Week XX +50%
- X Month XX +36%

### Followers: XXXXXX [#](/creator/tiktok::7538858523284227085/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7538858523284227085/c:line/m:followers.svg)

- X Week XXXXXX +5%
- X Month XXXXXX +45%

### CreatorRank: XXXXXXX [#](/creator/tiktok::7538858523284227085/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7538858523284227085/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/tiktok::7538858523284227085/influence)
---

**Social category influence**
[finance](/list/finance)  XXXXX% [stocks](/list/stocks)  XXXX%

**Social topic influence**
[debt](/topic/debt) #565, [agencies](/topic/agencies) 2.94%, [credit cards](/topic/credit-cards) 2.94%, [$98k](/topic/$98k) 2.94%, [$12k](/topic/$12k) 2.94%, [cre](/topic/cre) 2.94%, [mother of](/topic/mother-of) 2.94%, [has been](/topic/has-been) 2.94%, [social security](/topic/social-security) 2.94%, [$10k](/topic/$10k) XXXX%
### Top Social Posts [#](/creator/tiktok::7538858523284227085/posts)
---
Top posts by engagements in the last XX hours

"When my client decides to pay off all her collections and did not ask for a pay for delete. 🥀 💔 11k gone 🥲 and now we have to wait X years to see if it comes off. #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7543338223896956173) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-08-27T18:45Z 25.1K followers, 3.6M engagements


"🚨Must Watch if Collection Agencies are calling you #credit #collections #studentloans #medicalbills #bankruptcy"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7554808813946244365) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-27T16:37Z 25.1K followers, 9810 engagements


"When your client tells you her parents used her SSN when she was a kid Now shes got $10000 in collections from her own parents Now its up to us to remove it from her credit report 📄✅ #cre#creditscoretipse#creditscoree#creditrepairp#fypreditrepairservices fixmycredit financialfreedom viral fixyourcredit firsttimehomebuyer credithacks theoffice credito buisness goals credit"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7558164375928917261) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-06T17:38Z 25.1K followers, 1M engagements


"My client paid off his car loan and his score DROPPED XX points 😳 Paying it off closed one of his oldest accounts 🧾 Keep a mix of open credit length of history matters 📊✅ #c#creditscoretipsc#creditscorec#creditrepairf#fyp#c#creditrepairservicesixmycredit financialfreedom viral fixyourcredit firsttimehomebuyer credithacks theoffice credito buisness goals credit"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7560767643490258189) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-13T18:00Z 25.1K followers, 120.4K engagements


"When a collector says we cant remove it even if you pay thats a straight up LIE 🚨 Any collection can be deleted if you negotiate the right way ❌📈 Its called a Pay For Delete 📊 Contact me to learn how its done #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices fixmycredit financialfreedom viral fixyourcredit firsttimehomebuyer credithacks theoffice credito buisness goals credit"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7561883908770467127) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-16T18:11Z 25.1K followers, 2241 engagements


"🚫 DO NOT PAY THESE COLLECTIONS before reading this Midland Credit LVNV Funding Portfolio Recovery MCM PRA Group XX% of credit reports contain errors we find and delete them 📉✅ #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices fixmycredit financialfreedom viral fixyourcredit firsttimehomebuyer credithacks theoffice credito buisness goals credit"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7562338259649580343) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-17T23:35Z 25.1K followers, XXX engagements


"When a debt collector calls 📞 dont block them Most people ignore the call thats how they miss out on getting paid 💸 Ask for everything in writing ✉ and NEVER admit to owing or paying anything If they call again after that they just broke the law ⚖💰 #credi#creditscoretipsi#creditscorei#creditrepair #fypdi#creditrepairservicescredit financialfreedom viral fixyourcredit firsttimehomebuyer credithacks theoffice credito buisness goals credit"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7561606147929640205) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-16T00:14Z 25.1K followers, 39.1K engagements


"When my client closes all her credit cards thinking itll help her score Now her utilizations at X% but her score dropped XX points. Never close your oldest cards they hold your credit history ✅ #c#creditscoretipsc#creditscorec#creditrepairf#fyp#creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7562600547375762701) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-18T16:33Z 25.1K followers, 1999 engagements


"Getting ready to tell my client her credit is now at XXX after removing a $1200 Victoria Secret collection $7800 Capital one collection and XX late payments off her credit #raisemycreditscore #msicreditsolutions #creditrepair #improvecresitscore #office"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7540082859759914253) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-08-19T00:12Z 24.9K followers, 41.6K engagements


"When your client says that she forgot to make her credit card payment after just removed her $3000 collection off her credit report. Now she has a new late payment on her credit #raisemycreditscore #msicreditsolutions #creditrepair #improvecresitscore #office"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7540312253375974670) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-08-19T15:02Z 25K followers, 3686 engagements


"I really just cant sometimes 🤦🏻♂😭 #raisemycreditscore #msicreditsolutions #creditrepair #improvecresitscore #office"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7548140045396446477) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-09T17:19Z 25K followers, 1936 engagements


"When your client explains to you how he got 98k in debt #raisemycreditscore #msicreditsolutions #creditrepair #improvecresitscore #office"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7548481947731774734) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-10T15:25Z 25K followers, 1546 engagements


"22 years old thought her life was DONE Because of bad credit $7000 in collections XX late payments stacked against her Now shes driving her first car with $X down 🚗🔥 #c#creditscoretipsc#creditscorec#creditrepairf#fyp#creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7557064006511447309) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-03T18:28Z 24.9K followers, 7949 engagements


"Removing a $1400 Capital One Collection XX Late payments and a $12k repo for a single mom. She is now in the 700s and finally getting a new 🏡 #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7542586087122767159) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-08-25T18:07Z 25.1K followers, 845.5K engagements


"When the collector threatens my client saying theyll take her to court I asked for proof under the law they suddenly went quiet. Dont let fear make you pay make them prove it 🧾✅ #cre#creditscoretipse#creditscoree#creditrepairp#fypreditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7562603178265496887) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-18T16:43Z 25.1K followers, 1913 engagements


"Paying $2000 per month for rent may seem reasonable. BUT over X years you would have paid $120000 towards SOMEONE ELSE'S MORTGAGE 🫠😭🤦🏻♂ #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7547784535086353719) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-08T18:19Z 25.1K followers, 6653 engagements


"My client who is a single mother of X and has been working since she was XX just got approved for her first house We removed a 16.2k repo and X late payments off her record. now shes in the 700s 🏡🙏🏻❤🌹 #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7554082604480302350) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-25T17:38Z 25.1K followers, 20.4K engagements


"When your client says that her parents used her social security number when she was a kid and now left her with over $10k in collections. Now we need to remove it off her credit report 🥀 #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7555551706994576654) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-29T16:39Z 25.1K followers, 13.7K engagements


"My clients score was stuck at XXX after a divorce ❤🩹 from a repo on his report to getting denied by every lender out there X months later hes back at XXX and just got a new car in his own name 📈✅🤝 #c#creditscoretipsc#creditscorec#creditrepairf#fyp#c#creditrepairservicesixmycredit financialfreedom viral fixyourcredit firsttimehomebuyer credithacks theoffice credito buisness goals credit"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7561144805498162487) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-14T18:24Z 25.1K followers, 2134 engagements


"maturing is realizing that once your debt gets sold without your consent the contract is void. You don't owe the collector a dime and there's a legal loophole to delete it from your credit report without paying it off. 👉🏻🧠🍵 #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7548523040125078798) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-10T18:05Z 25.1K followers, 108K engagements


"Client's credit jumped XXX points. $50670 in charge offs & Collections- DELETED including an $18k car repo. This changes everything 🌹📈🏡🚘 #creditrepair #credit #creditscoretips #fyp #parati"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7550361788626259213) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-15T17:00Z 25.1K followers, 5426 engagements


"Removed my client's $2800 Victoria Secret collection XX late payments and a $16k repo off her credit report. She can finally qualify for a house 😭🎉🏡📈 #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7546737681795927310) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-05T22:37Z 25.1K followers, 57.4K engagements


"🚨Do Not. I repeat do Not Pay off your collections thinking it will be removed from your credit It will stay there as a paid collection and that is still a derogatory mark Have us delete them instead 👉🏻🧠🙌🏻📈 #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7548260422495833357) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-10T01:05Z 25.1K followers, 63.9K engagements


"When my client says he paid his Capitol One Collection 🤦🏻♂💔🥀 #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7550714468389489975) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-09-16T15:49Z 25.1K followers, 239.4K engagements


"Paying off a collection doesnt remove it ❌ it just refreshes the 7-year clock Solution: Only pay if they delete 📑✅ #creditrepair #creditscore #creditrepairservices #creditrestoration #credittips"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7556671307060956429) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-02T17:04Z 25.1K followers, 11.3K engagements


"Bro lost his dream car over a $X coffee ☕💀 that tiny overdraft fee hit his report as a late payment. lender instantly pulled the approval. gone. just like that. lenders dont care why you were late just that you were. contact me before you apply so we can bulletproof your report 🔒📈 #creditscoretips #creditscore #creditrepair #fyp #creditrepairservices fixmycredit financialfreedom viral fixyourcredit firsttimehomebuyer credithacks theoffice credito buisness goals credit"  
[TikTok Link](https://www.tiktok.com/@martin_credit_exp/video/7563387358389849357) [@martin_credit_exp](/creator/tiktok/martin_credit_exp) 2025-10-20T19:26Z 25.1K followers, 5514 engagements