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# ![@johnsfinancetips Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::6974400205857309702.png) @johnsfinancetips John Liang

John Liang posts on TikTok about credit cards, money, if you, capital gains the most. They currently have XXXXXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/tiktok::6974400205857309702/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6974400205857309702/c:line/m:interactions.svg)

- X Week XXXXXXX +44%
- X Month XXXXXXXXX +99%
- X Months XXXXXXXXXX +481%
- X Year XXXXXXXXXX -XX%

### Mentions: XX [#](/creator/tiktok::6974400205857309702/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6974400205857309702/c:line/m:posts_active.svg)

- X Month XX -XX%
- X Months XXX +24%
- X Year XXX +68%

### Followers: XXXXXXXXX [#](/creator/tiktok::6974400205857309702/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6974400205857309702/c:line/m:followers.svg)

- X Week XXXXXXXXX -XXXX%
- X Month XXXXXXXXX -XXXX%
- X Months XXXXXXXXX +0.40%
- X Year XXXXXXXXX +0.40%

### CreatorRank: XXXXXXX [#](/creator/tiktok::6974400205857309702/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6974400205857309702/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [stocks](/list/stocks)  [technology brands](/list/technology-brands)  [celebrities](/list/celebrities)  [fashion brands](/list/fashion-brands)  [products](/list/products)  [gaming](/list/gaming)  [social networks](/list/social-networks) 

**Social topic influence**
[credit cards](/topic/credit-cards) #705, [money](/topic/money), [if you](/topic/if-you), [capital gains](/topic/capital-gains) #119, [dot](/topic/dot) #1110, [realestate](/topic/realestate), [bank](/topic/bank) #580, [metal](/topic/metal), [rayban](/topic/rayban) #107, [saving](/topic/saving) #1018

**Top accounts mentioned or mentioned by**
[@wealthfront](/creator/undefined) [@allydoitright](/creator/undefined) [@chevrolet](/creator/undefined) [@creditkarma](/creator/undefined) [@ally](/creator/undefined) [@straighttalk](/creator/undefined) [@hellthyjunkfood](/creator/undefined) [@club1hotels](/creator/undefined) [@tailor](/creator/undefined) [@nerdwallet](/creator/undefined) [@intuit](/creator/undefined) [@facet](/creator/undefined) [@quickbooks](/creator/undefined) [@tanner](/creator/undefined) [@paypal](/creator/undefined) [@charlesschwab](/creator/undefined) [@mint](/creator/undefined) [@seth](/creator/undefined) [@rakuten](/creator/undefined) [@root](/creator/undefined)

**Top assets mentioned**
[Hertz Global Holdings, Inc Common Stock (HTZ)](/topic/hertz) [Mastercard, Inc. (MA)](/topic/$ma)
### Top Social Posts
Top posts by engagements in the last XX hours

"Here is an instant saving of over $XXX just by using a credit card to pay #ps5 #discount #creditcard"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7051794206041394437)  2022-01-11T04:03Z 2.3M followers, 5.6M engagements


"Why you will never make $100000 #inflation #salary #fintok #johnsfinancetips"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7122216817355017518)  2022-07-19T22:38Z 2.3M followers, 427K engagements


"Top X X% APR cards of 2023. Wells Fargo Reflect. BankAmericard. Citi Diamond Preferred. All of these cards are offering no interest anywhere from XX up to XX months of course dont hold a credit card balance that is going to increase your credit utilization leverage this wisely the top card offer is a sign on bonus which you rarely ever see with 0%/balance transfer cards check them out link in my bio. #creditcards #interest #PersonalFinance #TikTokTaughtMe"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7185649278113647918)  2023-01-06T21:09Z 2.4M followers, 151.9K engagements


"The IRS has disproportionately audited lower income families. With particular attention to those that take the earned income tax credit. However with the latest expansion of budget IRS is looking to expand their audit scope. #irs #audit #ertc #taxcredit #taxes"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7229347015782698282)  2023-05-04T15:19Z 2.3M followers, 471.4K engagements


"Make sure youre passing off assets to your heirs in a tax efficient way. #taxes #trust #millionaire"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7265416858701008171)  2023-08-09T20:08Z 2.3M followers, 201.9K engagements


"This is one method to pass real estate to your errors while minimizing taxes. How to set up a trust You can find a lawyer ask for referrals or work with a financial advisor. BUT if youre going with a financial advisor be sure that they are a flat fee Advisor not the old-school kind that charges you a fee for managing assets those are rip offs. ##trust##taxes##capitalgains##realestate"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7322594240284921134)  2024-01-10T22:05Z 2.3M followers, 407.9K engagements


"If you want to minimize how much you pay in income taxes youll need as much long-term capital gains income as possible. Long term capital gains has a X% XX% and XX% bracket. While normal income caps out at XX% #notaxes"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7385292220166901035)  2024-06-27T21:05Z 2.3M followers, 36.7K engagements


"MSN x ongezellig edit #fyp #ongezellig #msn #messi #edit"  
[TikTok Link](https://www.tiktok.com/@piquiwonton/video/7532572306267196685)  2025-07-29T18:28Z X followers, 606.3K engagements


"The truth about Ray-Bans #monopoly #sunglasses #fintok #johnsfinancetips"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7099247937355599150)  2022-05-19T01:07Z 2.3M followers, 17M engagements


"Top X metal credit cards of 2022 #creditcards #metalcards #bestcreditcard #fintok #moneytok #personalfinance #johnsfinancetips"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7138216008602602798)  2022-09-01T01:23Z 2.3M followers, 149K engagements


"Did you know you are entitled to compensation when bumped from a flight Now the DOT guidlines put the dollar amount at $1550. However airlines can go above and beyond that at their discretion. This is based on a true story of Delta offering $10000 cash for X passengers for a bumped flight. Thats $1000EACH. #flightdelayed #flight #delta #flighthacks #fintok #moneytok #personalfinance #johnsfinancetips"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7142644661142752555)  2022-09-12T23:49Z 2.3M followers, 107.3K engagements


"These are some of my top high yield savings accounts. #savings #highyield #hysa"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7281796238213778730)  2023-09-22T23:28Z 2.3M followers, 73.7K engagements


"Dont miss out on this offer as high as 100000 points #personalfinance"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7529965388600216887)  2025-07-22T17:52Z 2.3M followers, 83K engagements


"How to rent a car for cheap #hertz #carrental #tiktokpartner"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/6995974104042065157)  2021-08-13T17:52Z 2.3M followers, 971.3K engagements


"Why American Express isnt accepted widely #amex #financetok #fyp"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7016893185016204549)  2021-10-09T02:49Z 2.3M followers, 2.8M engagements


"Reduce your capital gains tax with section XXX exclusion #capitalgains #realestate #financetok #learnontiktok"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7026541864417283334)  2021-11-04T02:51Z 2.3M followers, 337K engagements


"This is the best way to buy a multi family property with a low down payment #fha #realestate #tiktokpartner #financetok"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7028651610091883822)  2021-11-09T19:18Z 2.3M followers, 3.4M engagements


"This is the truth about diamond eternity rings and the Soviet Unions #debeers #diamonds #learnontiktok"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7033921363127700742)  2021-11-24T00:07Z 2.3M followers, 953.7K engagements


"This is the best hack for cheaper car insurance with @Root Insurance #carinsurance #learnontiktok #Rootpartner"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7036864794586057989)  2021-12-01T22:29Z 2.3M followers, 222.8K engagements


"Are you using the right discount codes for hotel bookings #discountcodes #learnontiktok #financetok"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7038439883899243781)  2021-12-06T04:21Z 2.3M followers, 1.1M engagements


"POV: buying a $1M rental property in your 20s #fha #realestate #financetok"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7052158669223464197)  2022-01-12T03:37Z 2.3M followers, 3.8M engagements


"Did you know the interest rate on I-Bonds (Series I Savings Bonds) is currently XXXX% #interest #invest #PersonalFinance #bonds"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7064333076603637038)  2022-02-13T23:00Z 2.3M followers, 254.8K engagements


"Elon Musk buys Twitter for $XX Billion #elon #twitter #buyout #johnsfinancetips"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7086477603456027950)  2022-04-14T15:12Z 2.3M followers, 10M engagements


"Take control of your credit with Smart Credit #sponsored #smartcreditpartner #fintok #credit"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7117763878229970218)  2022-07-07T22:39Z 2.3M followers, 53.2K engagements


"Dominos coupon codes #dominos #pizza #coupon #fintok #moneytok #johnsfinancetips"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7130421610279882030)  2022-08-11T01:17Z 2.3M followers, 6.5M engagements


"The Top X no annual fee cash back credit card of 2022. These are also solid entry/beginner cards Rivne the $X annual fee #amex #boa #citi #creditcard #cashback #topcreditcard #bestcreditcard #personalfinance #johnsfinancetips"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7132212326236720430)  2022-08-15T21:06Z 2.3M followers, 108.2K engagements


"Free flight change and other updates from all US airlines. This chart is published by DOT if the font is too small. #americanairlines #delta #united #spirit #southwest #jetblue #hawaiianairlines #frontier #alaskaairlines"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7138443740913454379)  2022-09-01T16:07Z 2.3M followers, 222.8K engagements


"Did you know there is a PayPal policy that could take $2500 from you bank account It is stated in their terms and conditions if you promote other forms of intolerance PayPal has the ability to fine you $2500 and there is nothing you can do about it. Some say its a penalty for spreading misinformation however the guidlines give PayPal a wide swim lane to determine what is and is not. Do you agreed with the policy #paypal #fine #termsandconditions #AUP #fintok #johnsfinancetips"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7163404724295699758)  2022-11-07T22:29Z 2.3M followers, 9.4M engagements


"Did you know that if an airline canceled your flight and re-booked you for another one the following day they might be on the hook to book you a hotel room and cover cost of transport you in from that hotel. This is assuming the cancellation was controllable by the airline. American Airlines is one of those airlines that made this commitment to the DOT. #flighthack #cancelledflight #flightdelay #DOT #personalfinance #johnafinancetips"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7171563891284217134)  2022-11-29T22:10Z 2.3M followers, 200.2K engagements


"One of the ways to get started in real estate investing (and how I got started) is using an FHA loan coupled with house hacking. This method works well for beginners because you are able to buy a multi family property with a very low down payment. Then tenants will help you cover the monthly mortgage cost. The key of course is having a good understanding of potential rental income. Follow for more real estate tips. #realestate #rental #fha #investing #personalfinance"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7182663582297918766)  2022-12-29T20:03Z 2.3M followers, 975.2K engagements


"Heres a hack to save some money on mortgage interest: try and make biweekly payments instead of monthly. Was XX weeks in a year you will make XX payments this walkway to paying one extra month a year. am I example of this extra month could save close to $100000 in interest in finish off the mortgage X years early #realestate #mortgage #tiktoktaughtme #personalfinance"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7184899445463518507)  2023-01-04T20:39Z 2.3M followers, 3.3M engagements


"Here is how you can take XX days off with only XX vacation days. If you had XX vacation days you could take up to XX days off. Also do you take all your vacation days every year #pto #vacation #paidleave #work #vaca #timeoff #personalfinance"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7187161975959325995)  2023-01-10T22:59Z 2.3M followers, 13.9M engagements


"JP Morgan repeatedly is asking employees to give six months advance notice if they quit their jobs. Have you ever been given six months advance notice before getting fired or laid off #fired #layoff #newjob #personalfinance"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7208298519772351786)  2023-03-08T21:59Z 2.3M followers, 1.2M engagements


"Generational wealth. Passing a house down through a trust could help you potentially avoid capital gains tax as the beneficiary will receive the asset at a stepped up cost basis. #trust #capitalgains #personalfinance"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7218993783759719726)  2023-04-06T17:43Z 2.3M followers, 61.1K engagements


"Ray Bans are cheap. In fact most designer sunglasses cost next to nothing to manufacture. The crazy part is theyre all largely manufactured on the same assembly line. The price is dictated by the worlds largest eyewear monopoly Luxottica. #Luxottica #rayban #sunglasses #exposed #monopoloy"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7221571097635015982)  2023-04-13T16:24Z 2.3M followers, 2.5M engagements


"Top X credit cards #travel #beginner #credit"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7223010584965614894)  2023-04-17T13:30Z 2.3M followers, 1.5M engagements


"Did you know that most Hydro flask come with a lifetime warranty #Hydroflask #warranty #free #replacement #lifehack #protip"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7223840561487170858)  2023-04-19T19:11Z 2.3M followers, 2.9M engagements


"Amex Gold. Love this card. Here are some features you need to take advantage of once you get the card. #amex #creditcard #LifeHack #protip #PersonalFinance"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7224147058935074091)  2023-04-20T15:00Z 2.4M followers, 346.1K engagements


"If youre saving money make sure you are actually getting real interest from the bank @ally #TeamingupwithAlly #savings #HYSA #interest #PersonalFinance"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7231983692887903531)  2023-05-11T17:50Z 2.3M followers, 9.2M engagements


"Top metal credit cards #metal #creditcard #lifehack"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7241264010098904366)  2023-06-05T18:02Z 2.3M followers, 63.2K engagements


"Replying to @shellebrity Venture X versus sapphire preferred. #creditcards #venturex #sapphirepreferred"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7250272848378481963)  2023-06-30T00:41Z 2.3M followers, 298K engagements


"These PayPal scams are getting elaborate. Learn from my mistake never click the link in an email. #paypal #scam"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7253134830714653998)  2023-07-07T17:47Z 2.3M followers, 510.6K engagements


"Pay attention next time youre delayed you could be owed BIG money #delay #flight"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7254670831404567850)  2023-07-11T21:08Z 2.3M followers, 381K engagements


"The truth about planet fitness #planetfitness #membership #creditcards #exposed"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7265409650638458154)  2023-08-09T19:40Z 2.3M followers, 326K engagements


"This is the truth about your Ray-Ban sunglasses #exposed #sunglasses"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7286590260740427051)  2023-10-05T21:31Z 2.3M followers, 251.4K engagements


"The truth about diamonds #exposed #diamonds #labdiamond #debeers"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7295724942065175851)  2023-10-30T12:19Z 2.3M followers, 7.6M engagements


"Dont pay for iCloud storage. Just get the free one instead. #icloud #storage #free"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7296562145272139050)  2023-11-01T18:28Z 2.3M followers, 349.5K engagements


"Why is it so hard to cancel a gym membership They make it so easy to join. But leaving is so difficult. #gym #cancel"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7308865909718977838)  2023-12-04T22:12Z 2.3M followers, 1.1M engagements


"This is my review of the Bilt Mastercard #rent #points #creditcard"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7318125127764348202)  2023-12-29T21:03Z 2.3M followers, 73.8K engagements


"A XXX college savings plan is one of the best accounts you can open for your unborn child. It's tax advantaged as long as it's put torward education uses. #529 #college #savings"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7335640692359712043)  2024-02-15T01:52Z 2.3M followers, 148.4K engagements


"3 Top HYSA of 2024 #saving #highyield"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7338239948891376926)  2024-02-22T01:59Z 2.3M followers, 1.1M engagements


"Did you know its possible to make $120000 and pay $X of taxes on that amount #taxes #capitalgains #LTCG"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7340438310705319199)  2024-02-28T00:09Z 2.3M followers, 960.9K engagements


"This is the most underrated $10000+ job out there. Its a job I worked and also one that I WISH I knew about when I was in college. Software Sales. Specifically working your way to being an Enterprise Account Executive. #saas #sales #software"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7345591273086012703)  2024-03-12T21:26Z 2.3M followers, 190.2K engagements


"Did you know about this movie theater hack #movietickets"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7386714941253799210)  2024-07-01T17:06Z 2.3M followers, 4.2M engagements


"Review of the 2024 American Expresss Gold #creditcard"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7390102668384931115)  2024-07-10T20:12Z 2.3M followers, 704.7K engagements


"Dont sleep on this hidden benefit from your credit cards Cell phone protection #credit"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7536604836570189111)  2025-08-09T15:16Z 2.3M followers, 240.3K engagements


"Dont sleep on this for FREE points from Delta #flight #personalfinance"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7554452964803415310)  2025-09-26T17:36Z 2.3M followers, 231.4K engagements


"Dont miss out on this all time high offer going as high as 175000 points #blackfriday"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7574916495549975863)  2025-11-20T21:04Z 2.3M followers, 59.7K engagements


"#ad My top X #Charlesschwab videos for investing basics #ad"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7580142813803826446)  2025-12-04T23:05Z 2.3M followers, 1294 engagements


"Most people have no idea their bank lets them add a POD or TOD beneficiary for free. It takes X minutes and avoids months of probate. If you want your money to go straight to your family with zero court drama set this up #personalfinance #TOD #POD #beneficiary"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7581642983498452237)  2025-12-09T00:07Z 2.3M followers, 88.3K engagements


"Want to pay off your house faster without paying more Go biweekly. It turns XX payments into XX and shaves years off your mortgage. Simple. Effective. Slept on. #personalfinance #mortgage"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7581903643058720013)  2025-12-09T16:59Z 2.3M followers, 71.9K engagements


"#ad #Sponsored Dont miss out on using your FSA funds before the year ends Buy on Amazon Use products only as directed. Check your plan for details as plans may vary. @BAND-AID(R) Brand @Neutrogena @Zyrtec @Motrin"  
[TikTok Link](https://www.tiktok.com/@johnsfinancetips/video/7581932745702542647)  2025-12-09T18:52Z 2.3M followers, 123.2K engagements