# ![@iainrphillips Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7189001835152753710.png) @iainrphillips Iain Phillips

Iain Phillips posts on TikTok about housing market, mortgage rate, inflation, economy the most. They currently have [------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/tiktok::7189001835152753710/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7189001835152753710/c:line/m:interactions.svg)

- [--] Week [-----] -57%
- [--] Month [------] -68%
- [--] Months [-------] -61%
- [--] Year [---------] -75%

### Mentions: [--] [#](/creator/tiktok::7189001835152753710/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7189001835152753710/c:line/m:posts_active.svg)

- [--] Month [--] -63%
- [--] Months [---] -33%
- [--] Year [---] +61%

### Followers: [------] [#](/creator/tiktok::7189001835152753710/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7189001835152753710/c:line/m:followers.svg)

- [--] Week [------] -0.22%
- [--] Month [------] -0.10%
- [--] Months [------] +5.70%
- [--] Year [------] +23%

### CreatorRank: [-------] [#](/creator/tiktok::7189001835152753710/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7189001835152753710/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  64% [stocks](/list/stocks)  4% [technology brands](/list/technology-brands)  3% [automotive brands](/list/automotive-brands)  1% [travel destinations](/list/travel-destinations)  1% [social networks](/list/social-networks)  1% [cryptocurrencies](/list/cryptocurrencies)  1% [countries](/list/countries)  1%

**Social topic influence**
[housing market](/topic/housing-market) 16%, [mortgage rate](/topic/mortgage-rate) #68, [inflation](/topic/inflation) #1986, [economy](/topic/economy) 8%, [stocks](/topic/stocks) 6%, [federal reserve](/topic/federal-reserve) #1191, [business](/topic/business) 6%, [in the](/topic/in-the) 6%, [finance](/topic/finance) 5%, [capital gains](/topic/capital-gains) 3%

**Top accounts mentioned or mentioned by**
[@jihan](/creator/undefined)

**Top assets mentioned**
[Tesla, Inc. (TSLA)](/topic/tesla) [Hertz Global Holdings, Inc Common Stock (HTZ)](/topic/hertz) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Morgan Stanley (MS)](/topic/morgan-stanley)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Do not buy a Tesla right now They are depreciating so much #tesla #cheapcar #teslacar #model3 #teslas #hertz #usedcar Do not buy a Tesla Do not buy a Tesla"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7323290389576764715)  2024-01-12T19:07Z 25.6K followers, 818K engagements


"Do you think the increased capital gains tax proposal will pass #capitalgains #tax #investing #retirement #realestate 44%capitalgainstax 44%capitalgainstax"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7361828817771531563)  2024-04-25T15:35Z 25.7K followers, 138.7K engagements


"The unemployment rate came in at 4.6% which is the highest in [--] years. #unemployment #economy #jobmarket #mortgagerates #realestate Unemployment rate jump to highest in [--] years Unemployment rate jump to highest in [--] years"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7584620374361443614)  2025-12-17T00:40Z 25.7K followers, [----] engagements


"Mortgage rates are officially the lowest they have been in [--] years Hopefully this trend continues in [----] and we can see more first time home buyers entering the market. #realestatenews #mortgagerates #realestatetiktok #realestate #mortgage Mortgage rates are the lowest in [--] year Mortgage rates are the lowest in [--] year"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7593405944663428382)  2026-01-09T16:53Z 25.6K followers, 26.6K engagements


"Inflation drops 0.3% month over month which is amazing news for mortgage rates #inflation #economy #mortgagerates #realestate #housingmarket Inflation dropping and the impact on mortgage rates Inflation dropping and the impact on mortgage rates"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7606484108612504862)  2026-02-13T22:43Z 25.6K followers, [---] engagements


"Unemployment rate is going down and that may lead to rate cuts being delayed. The fed needs the economy to slow even more before cutting rates #unemployment #ratecuts #interestrate #unemploymentrate #economy Unemploymentrateis goodandbad Unemploymentrateis goodandbad"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7311063378435558702)  2023-12-10T20:20Z 25.6K followers, [---] engagements


"List of next migration for millionaires by country. The UK is currently seeing the most amount of millionaires leaving over the last [--] years. #economy #millionaires #migration #wealth #discussion Where millionaires are leaving and moving to Where millionaires are leaving and moving to"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7596057067123723550)  2026-01-16T20:21Z 25.6K followers, 14.8K engagements


"Unfortunately home builders are sitting on enormous amounts of inventory that is not being purchased so you cant just say build more homes when they are having struggle selling the current ones. #realestate #opinion #homebuilders #realtor #housingmarket We dont need lower rates just build more homes We dont need lower rates just build more homes"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7597203893751270686)  2026-01-19T22:31Z 25.6K followers, [----] engagements


"Zillow is going to solely operate on a referral based program where the agent you connect with is giving up a huge percent of their commission to work with you. #transparent #zillow #realestatenews #commission #realestateagents How Zillow works in [----] How Zillow works in 2026"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7597922324167396639)  2026-01-21T20:59Z 25.6K followers, 31.3K engagements


"Inflation has been a large talking point for the last few years with a lot of concerns that it would have been a lot higher by now. Is it still an issue #inflation #economy #interestrates #mortgagerates #housingmarket Is inflation really an issue Is inflation really an issue"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7602315320249896223)  2026-02-02T17:06Z 25.6K followers, [---] engagements


"The economy is technically in expansion even though it has been a tough job market for a while. #economy #opinion #recession #interestrates #themoreyouknow The economy is expanding The economy is expanding"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7602761868188372254)  2026-02-03T21:59Z 25.6K followers, [---] engagements


"Mortgage rate update and what to expect in [----]. #mortgagerates #economy #interestrates #homebuyers #housingmarket Mortgage rate update and what to expect Mortgage rate update and what to expect"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7603096456240696606)  2026-02-04T19:37Z 25.6K followers, [---] engagements


"Amazon is down a lot after reporting earnings announcing they will be spending [---] billion dollars up 50% from last year. #amazon #earnings #stockmarket #investor #investing Investors have been pricing perfection from companies Investors have been pricing perfection from companies"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7603500048906784030)  2026-02-05T21:43Z 25.6K followers, [----] engagements


"Here is an update on the stock to real estate valuation. We continue to see the stock market being the most overvalued in history relative to real estate. #stockmarket #realestate #investing #investor #stocks Stocks are the most overvalued in history compared to real estate Stocks are the most overvalued in history compared to real estate"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7603523647583653151)  2026-02-05T23:15Z 25.6K followers, [----] engagements


"The stock market appears to be unstoppable as despite all the negative headlines we have seen for the past year it continues to outperform. #stockmarket #stocks #investing #economy #discussion Can anything stop the stock market Can anything stop the stock market"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7603900512290884895)  2026-02-06T23:37Z 25.6K followers, [----] engagements


"Here is why the Federal Reserve did not cut interest rates at their first meeting in [----]. #inflation #interestrates #mortgagerates #unemployment #economy Why the Fed did not cut rates Why the Fed did not cut rates"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7600549286400544031)  2026-01-28T22:53Z 25.6K followers, [---] engagements


"New York opened its first free supermarket except its not exactly what you think it is. Especially as its only available for [--] days. #newyork #supermarket #free #marketing #viral The free supermarket in New York is not what it sounds like The free supermarket in New York is not what it sounds like"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7606487202033372446)  2026-02-13T22:55Z 25.6K followers, [---] engagements


"The Federal Reserve cut rates by [--] basis points again this year how does this impact things #interestrates #mortgagerates #economy #news #realestate Fed cuts rates again Fed cuts rates again"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7566708537804475679)  2025-10-29T18:14Z 25.7K followers, [----] engagements


"Are we getting more rate cuts this year Where are mortgage rates headed #mortgagerates #economy #interestrates #realestate #realtor Are we getting more rate cuts Are we getting more rate cuts"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7567544949256867102)  2025-11-01T00:19Z 25.1K followers, 20.5K engagements


"Why do people panic so much when the market drops a negligible amount #investing #stockmarket #recession #panic #opinion Stock market causing panic Stock market causing panic"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7569341672790707487)  2025-11-05T20:31Z 25.7K followers, [----] engagements


"My thoughts on the [--] year mortgage and how it will impact the housing market/if its a good idea. #50yearmortgage #housingmarket #realestate #opinion #news Is the [--] year mortgage a good idea Is the [--] year mortgage a good idea"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7571151661406670110)  2025-11-10T17:35Z 25.7K followers, [---] engagements


"There are a lot of people promoting the [--] year mortgage as a great financial decision and while it would make sense for a small percentage of people on paper it is more often than not a bad idea. #mortgages #opinion #realestate #realtor #housingmarket Im surprised at how many people are promoting [--] year mortgages Im surprised at how many people are promoting [--] year mortgages"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7571531853115477279)  2025-11-11T18:10Z 25.7K followers, [----] engagements


"One of the best feelings as a Realtor is getting your client more than they expected. #realtor #realestate #buyersmarket #happyclients #orangecountyrealtor One of the best feelings as a real estate agent One of the best feelings as a real estate agent"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7571946022709054751)  2025-11-12T20:58Z 25.7K followers, [---] engagements


"This is what annoyed me the most about this government shutdown. #government #shutdown #opinion #yap #discussion The most annoying part of the government shutdown The most annoying part of the government shutdown"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7572268591261814046)  2025-11-13T17:49Z 25.7K followers, [---] engagements


"Here are the top states that are seeing the most foreclosures. #realestate #realtor #foreclosures #housingmarket #housingdata Top [--] states with the most foreclosures Top [--] states with the most foreclosures"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7575312703112187166)  2025-11-21T22:42Z 25.7K followers, [---] engagements


"Selling the OC is an interesting watch. #realtor #yapping #orangecounty #realitytv #yap Why does a real estate show need to be so sexual Why does a real estate show need to be so sexual"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7575700844759289118)  2025-11-22T23:48Z 25.7K followers, [----] engagements


"There is an 80% chance that the Fed is going to cut rates in December. But how will this impact mortgage rates real estate and will they keep cutting in [----] #ratecuts #econony #realestate #opinion #realtor Will the Fed keep cutting rates How will this impact real estate Will the Fed keep cutting rates How will this impact real estate"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7576455440125414687)  2025-11-25T00:36Z 25.7K followers, [----] engagements


"Sellers are taking their houses off the market at the fastest pace in a decade. #realesatate #realtor #opinion #housingmarket #realestatetiktok Homes are getting taken off the market Homes are getting taken off the market"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7576775819150806302)  2025-11-25T21:20Z 25.7K followers, [----] engagements


"Is anyone surprised about the record Black Friday sales this year Seems like all weve seen are negative headlines about the economy. #blackfriday #news #opinion #blackfridaysale #economy Record Black Friday sales Record Black Friday sales"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7578205813483867422)  2025-11-29T17:49Z 25.7K followers, [----] engagements


"#dubai #sharjah #alexander #UAE"  
[TikTok Link](https://www.tiktok.com/@alexanderaaa69/video/7578230227843747105)  2025-11-29T19:24Z 22.7K followers, 29.1K engagements


"AI is apparently the reason shoppers spent a record [----] billion dollars on Black Friday but is it actually #ai #blackfriday #economy #shopping #opinion Did AI really cause a record Black Friday sales day Did AI really cause a record Black Friday sales day"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7578589339785907487)  2025-11-30T18:37Z 25.7K followers, [---] engagements


"Here is why we have a tale of [--] markets right now. Where some homes are selling for multiple offers over list and others sit for [--] months. #housingmarket #realtor #realestate #opinion #story Why the housing market feels so weird right now Why the housing market feels so weird right now"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7579318592294915358)  2025-12-02T17:47Z 25.7K followers, [----] engagements


"Has anyone actually used a product or service from one of these AI ads that interrupt their YouTube video #ai #opinion #yapping #sobad #artificialintelligence Why are AI ads so bad Why are AI ads so bad"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7580086379904847135)  2025-12-04T19:26Z 25.7K followers, [----] engagements


"Layoffs hit [---] million for the year and here are the [--] reasons employers have given for why they are laying people off. #layoffs #unemployment #jobmarket #opinion #news [--] reasons employers have given for [---] million layoffs [--] reasons employers have given for [---] million layoffs"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7580105260773969182)  2025-12-04T20:39Z 25.7K followers, [---] engagements


"Maybe I am missing something but surely laws like this should not exist. Living somewhere when you are not wanted and not paying anything while the owner incurs all expenses. #wtf #tenant #airbnb #rentalproperty #story How do laws allow this to happen How do laws allow this to happen"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7580791150072614174)  2025-12-06T17:01Z 25.7K followers, 25.1K engagements


"The Federal Reserve has done their 3rd rate cut of the year but will this continue in [----] #economy #mortgagerates #realestate #interesteates #news The Fed cuts rates but will it continue in [----] The Fed cuts rates but will it continue in 2026"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7582322404022603039)  2025-12-10T20:03Z 25.7K followers, [----] engagements


"The Federal Reserve is basically turning on the money printer again and starting with a [--] billion dollar purchase this month. #economy #realestate #bignews #stockmarket #interestrates The Fed is printing money The Fed is printing money"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7582473727946837279)  2025-12-11T05:51Z 25.7K followers, [----] engagements


"For the first time in my career I get a phone call from the owner of the property I wrote an offer on completely bypassing his agent and wanted to complain about my offer. #realestate #storytime #realtor #story #realestatetiktok Owner of the property calls to complain about the offer Owner of the property calls to complain about the offer"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7584565885868756255)  2025-12-16T21:09Z 25.7K followers, 109.8K engagements


"Inflation came in wa ly lower than exited at 2.7% this is great news for mortgage rates and the overall health of the economy. #mortgagerates #inflation #economy #realestate #realtor Inflation way lower than expected finally Inflation way lower than expected finally"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7585260505757912351)  2025-12-18T18:04Z 25.7K followers, [---] engagements


"Google is getting involved in real estate and might implement a home search options for people browsing listings. What are your thoughts #zillow #google #realestate #realestatenews #realestatetiktok Will Google put Zillow out of business Will Google put Zillow out of business"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7585308818838490399)  2025-12-18T21:12Z 25.7K followers, [---] engagements


"Interviewing the CEO of a company in Orange County that offers solutions to renovate your house with no money out of pocket and you keep the profits Check out revive.realestate for more information. #orangecounty #realtor #interview #businessowner #realestate Full interview coming soon This company will flip your home with no money out of pocket and you keep the profits Interviewing business owners in Orange County Full interview coming soon This company will flip your home with no money out of pocket and you keep the profits Interviewing business owners in Orange County"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7585653741756468511)  2025-12-19T19:31Z 25.7K followers, [---] engagements


"Technology is very annoying when it doesnt work that 1% of the time 😅 #technology #orangecounty #discussion #tech #businessowner Technology is frustrating when it doesnt work Technology is frustrating when it doesnt work"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7587493041393470751)  2025-12-24T18:28Z 25.7K followers, [---] engagements


"Stock market hits a record high on the eve of Christmas. #stockmarket #investing #investor #opinion #economy Stock market record highs Stock market record highs"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7587554690401930527)  2025-12-24T22:27Z 25.7K followers, [---] engagements


"Someone could have the best Christmas of their life if they win the [---] billion dollar Powerball lottery. #lottery #realestate #investing #besmart #retire [---] Billion dollar lottery for Christmas [---] Billion dollar lottery for Christmas"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7587592946820599071)  2025-12-25T00:56Z 25.7K followers, [----] engagements


"Part 10: the housing market has changed in OC what it takes to sell your home quickly is different. #housingmarket #orangecounty #realestate #realtor #interview Part 10: The housing market changed in OC Part 10: The housing market changed in OC"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7588248808417529118)  2025-12-26T19:21Z 25.7K followers, [---] engagements


"Part 11: As the housing market shifts what it takes to sell your quickly also changes. #housingmarket #orangecounty #realtor #realestate #interview Part 11: What it takes to sell your home quickly has changed Part 11: What it takes to sell your home quickly has changed"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7588925935194230047)  2025-12-28T15:08Z 25.7K followers, [---] engagements


"Part 12: when is the best time to buy a home #housingmarket #realtor #realestate #investor #discussion Part 12: The best time to buy a home Part 12: The best time to buy a home"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7589302282521480478)  2025-12-29T15:29Z 25.7K followers, [---] engagements


"Will we see more buyers jumping into the Orange County housing market in [----] Data says yes. #orangecounty #orangecountyrealtor #orangecountyrealestate #realestatetiktok #data Housing market demand for Orange County in [----] Housing market demand for Orange County in 2026"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7592367090640735518)  2026-01-06T21:42Z 25.7K followers, [---] engagements


"Trump says he wants to ban big investment firms from owning single family homes is this possible #realestate #realestatenews #realtor #trump #investing Banning investment firms from owning homes Banning investment firms from owning homes"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7592689169839688990)  2026-01-07T18:31Z 25.7K followers, 11.4K engagements


"Is there going to be another banking crisis #nycb #banking #banks #bankingcrisis #economy Another banking crisis incoming Another banking crisis incoming"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7341151138294566190)  2024-02-29T22:15Z 25.6K followers, [----] engagements


"Inflation is higher than expected again #inflation #news #report #rates #cpi #data #update Inflation higher again Inflation higher again"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7345512959818403115)  2024-03-12T16:22Z 25.7K followers, [----] engagements


"Huge changes in the real estate industry is affecting companies like Zillow #zillow #realestate #realtor #realestatenews #realestateupdate #news #bignews Disaster for Zillow Disaster for Zillow"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7346645002258320683)  2024-03-15T17:35Z 25.7K followers, 771.8K engagements


"Unemployment rate is going higher and could get out of control very quickly #unemployment #jobmarket #jobs #econony #stocks #stockmarket #investing #realestate Unemploymentgoinghigher Unemploymentgoinghigher"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7364840202633858346)  2024-05-03T18:21Z 25.6K followers, [----] engagements


"The unemployment rate needs to be monitored and in my opinion is the factor that could lead to a crisis #economy #investing #unemployment #finance Unemploymentrateisbecomingaproblem Unemploymentrateisbecomingaproblem"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7368962860736662827)  2024-05-14T20:59Z 25.6K followers, [----] engagements


"The unemployment rate has continued to rise this year and is now officially at 4% will this affect the realestate market #unemployment #economy #realestate #news #realtor #realestateagent #housingmarket #discussion Unemploymentisrising Unemploymentisrising"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7377826904553934122)  2024-06-07T18:16Z 25.7K followers, [----] engagements


"Inflation is negative month over month for the first time since May of [----] #inflations #news #update #realestate #discussion #goodnews #moby #housingmarket #realestatesgent #hottopic Inflation went negative Inflation went negative"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7390445864910638378)  2024-07-11T18:24Z 25.6K followers, [----] engagements


"Investors are now pricing in [--] rate cuts by the end of the year with half a point to be cut in September is this a potential recession signal #recession #ratecuts #realestate #economy #housingmarket #stockmarket #crisis #financialcrisis #investing #investor #unemployment #news #update #discussion [--] rate cuts by end of year [--] rate cuts by end of year"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7398645424506064170)  2024-08-02T20:43Z 25.6K followers, 10.3K engagements


"Interest rates are getting cut on September 18th right now the odds are 50-50 between a [--] basis point cut and a [--] basis point cut how will this affect real estate #mortgagerates #interestrates #realestate #fed #federalreserve #ratecuts #housingmarket #economy #homeprices #realtor #discussion #opinion Rate cuts are happening Rate cuts are happening"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7414207727053901102)  2024-09-13T19:12Z 25.6K followers, 58.5K engagements


"Interest rates were just cut by [--] basis points Is this good or potentially a signal to investors that something bad is looming in the background of the economy #realestate #interestrates #mortgagerates #rates #ratecut #investing #investor #financialcrisis #economy #stockmarket #news #update #breakingnews #finance Huge rate cut Huge rate cut"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7416048516805512494)  2024-09-18T18:15Z 25.6K followers, 11.6K engagements


"#greenscreen mortgage rates increase as the Fed does a [--] basis point rate cut #mortgage #mortgagerates #interestrates #realestate #news #realtor #update #discussion #opinion #ratecut #rates #housingmarket #economy Mortgage rates increase Mortgage rates increase"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7416409003686907182)  2024-09-19T17:34Z 25.7K followers, 16.1K engagements


"I believe mortgage rates have peaked and we will start to see them trending down #realestate #realtor #mortgage #mortgagerates #interestrates #rates #realestateagent #discussion #opiniom Mortgage rates are going lower Mortgage rates are going lower"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7433900813182979371)  2024-11-05T20:51Z 25.7K followers, [----] engagements


"#greenscreen the fed cuts rates by [--] bps as expected with another one likely happening in December #interestrates #rates #mortgagerates #realestate #realtor #housingmarket #discussion #opinion #realestateagent #mortgagenews The Fed cuts rates The Fed cuts rates"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7434674840252075310)  2024-11-07T22:55Z 25.6K followers, [----] engagements


"#greenscreen the number of homes sold has increased since last year but real estate prices decline as inventory is outpacing buyers in the market #realestate #realestateupdate #realtor #housingmarket #homesales #housing #realestateprices #housingupdate #homebuyers #homesellers #realestateagent Home sales increase while prices fall Home sales increase while prices fall"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7439835640113614126)  2024-11-21T20:42Z 25.6K followers, [----] engagements


"#greenscreen the unemployment rate went up but more jobs were added rate cut odds are now favoring a cut this month #unemployment #unemploymentrate #economy #rates #interestrates #realestate #housingmarket #housing #mortgagerates Unemployment rate went up Unemployment rate went up"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7445374849272335647)  2024-12-06T18:57Z 25.7K followers, [----] engagements


"#greenscreen mortgage rates drop with the recent jobs report #unemployment #economy #mortgagerates #housing #housingmarket #realestate #realestatenews #realtor #realestateagent"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7445430382633307422)  2024-12-06T22:32Z 25.7K followers, [----] engagements


"Unemployment rate increases slightly to 4.1% causing positive reaction in the bond market which indicates where mortgage rates are going. #news #unemployment #unemploymentrate #realestate #mortgagerates #economy Unemployment rate increases Unemployment rate increases"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7479128128959384863)  2025-03-07T17:57Z 25.7K followers, [----] engagements


"Everyone who has tried to time the market continues to get it wrong. When the correction starts they think its going to keep going down and then wait. Well we are likely at the beginning of getting out of the correction. If you can afford it its a good time to buy. #realestate#opinion#realtor#housing#housingmarket#homevalues#discussion#affordability Summarizing the housing market Summarizing the housing market"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7480656140104207647)  2025-03-11T20:47Z 25.6K followers, [----] engagements


"Inflation numbers that we receive are for previous months but #truflation tracks changes on a daily basis. So is inflation going to keep going down #inflation #economy #interestrates #recession #realestate #thoughts #opinion #greenscreen Inflation is the lowest in years Inflation is the lowest in years"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7490272710757518623)  2025-04-06T18:44Z 25.7K followers, [---] engagements


"No rate cut this month as the Fed is concerned we could have stagflation. #ratecut #ratecuts #interestrates #fed #federalreserve #mortgagerates #realestate #realtor #stagflation #inflation No rate cut and fears of stagflation No rate cut and fears of stagflation"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7501771650111655199)  2025-05-07T18:25Z 25.7K followers, 16.4K engagements


"Consumer confidence is back as the stock market nears its all time high. #consumer #economy #investing #stockmarket #investor #confidence #sentiment #greenscreen Consumer confidence is back Consumer confidence is back"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7509618324465110303)  2025-05-28T21:54Z 25.7K followers, [---] engagements


"Just a few reasons why I think this is the best country in the world as someone who did not grow up here and has lived in around [--] countries. #america #usa #story #storytime #grateful #american #july4th #opinion The best country in the world The best country in the world"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7523314531376876831)  2025-07-04T19:42Z 25.6K followers, 268.9K engagements


"Unemployment rises to 4.4% in the report that we didnt get last month. My opinion is this will keep going up. #unemployment #jobsreport #economy #mortgagerates #realestate Unemployment rate rises Unemployment rate rises"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7574906621126610207)  2025-11-20T20:26Z 25.7K followers, [---] engagements


"Orange County is now the lowest unemployment rate in Southern California and the 2nd lowest in the entire state. #orangecountyrealestate #orangecountyrealtor #economy #housingmarket #realestatetiktok Why the unemployment rate matters for home values Why the unemployment rate matters for home values"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7594528916430163231)  2026-01-12T17:31Z 25.6K followers, [----] engagements


"My experiencing dealing with a Realtor that I know is lying #realtor #lying #storytime #story #experience #realestate #drama This Realtor straight up lied This Realtor straight up lied"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7324130351226604846)  2024-01-15T01:26Z 25.7K followers, 512.4K engagements


"Pressure sales tactics dont work at least in real estate #realtor #sales #listingagent #realestate #salestactics"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7329991205499096366)  2024-01-30T20:30Z 25.6K followers, [----] engagements


"Chart showing a potential housing crash #realestate #econony #housingmarket #housingcrisis #renting #owning Is the housing market about to crash Is the housing market about to crash"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7341078224715189546)  2024-02-29T17:33Z 25.7K followers, 569.3K engagements


"Real estate agents are continuning to drop out of the business at a record pace #realestate #realestateagent #realtor #housingcrisis #housingmarket More real estate agents dropping out the business More real estate agents dropping out the business"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7351483111307218218)  2024-03-28T18:29Z 25.6K followers, 11.5K engagements


"The unemployment rate came in way higher than expected at 4.3% if this data continues there will likely be a recession priced in very soon #recession #unemployment #economy #crisis #realestate #news #update #discussion #financialcrisis #investors #stockmarket Unemployment is soaring Unemployment is soaring"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7398578924185292074)  2024-08-02T16:25Z 25.7K followers, 532.6K engagements


"#greenscreen even though this is targetted at individuals who make over 400k a year it has the possibility of impacting those who make less even more #tax #taxbill #proposition #realestate #stocks #investing #finance #taxation #capitalgains #investor #stockmarket #retirement 45% capital gains tax 45% capital gains tax"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7407208248085925162)  2024-08-25T22:31Z 25.7K followers, 10.3K engagements


"There is now a larger likelyhood of a [--] basis point cut rather than a [--] but if this good news or potentially signalling issues in the economy #realestate #discussion #rates #ratecuts #inflation #economy #crisis #financialcrisis #mortgagerates #opinion Rate cuts coming soon Rate cuts coming soon"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7415663923602476331)  2024-09-17T17:23Z 25.7K followers, [----] engagements


"#greenscreen will there be rate cuts in [----] And if we do get them we could see mortgage rates trending lower later in the year causing a switch up in the market. #realestate #trump #interestrates #housingmarket #realtor #economy #opinion #mortgagerates Interest rate cuts this year Interest rate cuts this year"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7463226287696465182)  2025-01-23T21:29Z 25.7K followers, [----] engagements


"The housing market will always be overvalued there simply is just not enough homes available to meet the demand and its only going to get worse. #realestate #realtor #storytime #housing #housingaffordability #housingmarket #discussion Story time about the current housing crisis Story time about the current housing crisis"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7466168550554619167)  2025-01-31T19:47Z 25.7K followers, [----] engagements


"The house flipping business is becoming unprofitable and I believe it is coming to an end. With high rates available information to the public I dont recommend flipping houses anymore. #realestate #houseflipping #houseflippers #realtor #housingmarket #discussion #opinion Flipping houses doesnt work anymore Flipping houses doesnt work anymore"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7472524823793585438)  2025-02-17T22:53Z 25.7K followers, 39.4K engagements


"Mortgage demand skyrockets as rates drop to 6.7%. As we have gotten more news with layoffs increasing what will happen to mortgage applications as rates get even lower #mortgagenews #mortgagerates #mortgagedemand #realtor #realestate #housingmarket #interestrates #housingdemand #greenscreen Mortgage demand surges Mortgage demand surges"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7478812091713867039)  2025-03-06T21:30Z 25.6K followers, [----] engagements


"Update on mortgage rates and where they might be headed from here. #realestate #realtor #mortgagenews #treasuryyield #economy #bondmarket #interestrates #realestatemarket #housingmarket What is happening with Mortgage Rates What is happening with Mortgage Rates"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7507030839977331998)  2025-05-21T22:33Z 25.6K followers, [----] engagements


"Ive heard a lot of people say never buy a house in an HOA but there are some positives. So here are [--] pros and cons of having an HOA. #hoa #realtor #realestate #opinion #prosandcons #realestatetalk #discussion #goodorbad [--] pros and cons of living in an HOA [--] pros and cons of living in an HOA"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7526339717881728287)  2025-07-12T23:22Z 25.6K followers, 22.4K engagements


"Part [--] of the full interview with @Jihan Ansari MD MPH about their membership based practice in Orange County for primary care. Together with her husband they are providing a more affordable solution to healthcare. This is a series where I interview business owners in Orange County so if youd like to be featured send me a message #interview #business #businessowner #doctor #healthcare Orange County Locals A doctor providing a more affordable solution to healthcare Part [--] Orange County Locals A doctor providing a more affordable solution to healthcare Part 1"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7559370798201376031)  2025-10-09T23:39Z 25.7K followers, [----] engagements


"I think we will look back and realize that dropping interest rates to nearly zero was likely not a good idea. #housingmarket #realestate #interestrates #realtor #opinion Low interest rates was probably a really bad idea Low interest rates was probably a really bad idea"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7569761743757692190)  2025-11-06T23:41Z 25.6K followers, 74.4K engagements


"The longer I am in this business the more I realize majority of Realtors have no clue what they are doing. #realtor #storytime #story #yapping #realestate Why are there so many Realtors that dont know what they are doing Story time Why are there so many Realtors that dont know what they are doing Story time"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7589780831045029150)  2025-12-30T22:26Z 25.7K followers, [----] engagements


"GDP looks like it is beginning to slow down coming in lower than expected #gdp #news #economy #finance #investing Economyisslowingdown Economyisslowingdown"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7361888407791996203)  2024-04-25T19:27Z 25.6K followers, [----] engagements


"The stock market was incredibly volatile today closing the day negative after being up 1.2% #stocks #investing #finance #stockmarket #stock #stocktok #trading Stockmarketvolatility Stockmarketvolatility"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7364149896762494251)  2024-05-01T21:42Z 25.6K followers, [----] engagements


"25% unrealized capital gains tax is being proposed by the Democratic party do you think it will pass #tax #taxes #capitalgains #wealth #investors #investing #discussion #opinion Unrealized capital gains tax Unrealized capital gains tax"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7406048023802858794)  2024-08-22T19:28Z 25.6K followers, 24.9K engagements


"Morgan Stanley is expecting [--] rate cuts next year bringing us all the way down to 2.5% interest rates again. Lets talk about whether or not this is realistic. #mortgagerates #interestrates #ratecuts #housingmarket #economy #realtor #realestate #discussion #inflation 2.5% interest rates next year 2.5% interest rates next year"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7520011419555761439)  2025-06-25T22:05Z 25.6K followers, 472K engagements


"Inflation comes in lower than expectations at 2.6% amazing news for the direction of mortgage rates in [----]. #inflation #economy #mortgagerates #realestate #realestatetiktok Inflation lower than expectations Inflation lower than expectations"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7594899295526980895)  2026-01-13T17:28Z 25.6K followers, [---] engagements


"A lot of people are using the pending home sales numbers as a reference points for housing market crash but history tells us the opposite. #realestate #housingcrash #financialcrisis #housingmarket #realestatetiktok The housing crash starts now The housing crash starts now"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7595354561091505438)  2026-01-14T22:55Z 25.6K followers, [----] engagements


"Mortgage applications are rising and now up 13% year over year tells me that more buyers are entering the market as rates have declined. #mortgagerates #realestate #realestatetiktok #housingmarket #opinion Mortgage applications have been increasing Mortgage applications have been increasing"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7595734909101067551)  2026-01-15T23:30Z 25.6K followers, [---] engagements


"The housing market in Orange County has seen the exact same trend for the last [--] years will it happen again #orangecountyrealestate #orangecountyrealtor #housingmarket #ocrealtor #orangecounty The Orange County housing market has been predictable The Orange County housing market has been predictable"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7596803378882137374)  2026-01-18T20:37Z 25.6K followers, [----] engagements


"Irvine housing market update what to expect in [----] and what happened in [----]. #irvinerealestate #irvinerealtor #irvine #housingmarket #realtor Irvine housing market update Irvine housing market update"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7597618179115978014)  2026-01-21T01:19Z 25.6K followers, [----] engagements


"What to expect in the first federal reserve meeting of [----]. #interestrates #mortgagerates #housingmarket #inflation #economy What to expect in the first Federal Reserve meeting of [----] What to expect in the first Federal Reserve meeting of 2026"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7600158290361847070)  2026-01-27T21:35Z 25.6K followers, [---] engagements


"Gold silver and stocks are not looking very good to end the month #gold #silver #investing #stockmarket #stocks Gold and silver crashing Gold and silver crashing"  
[TikTok Link](https://www.tiktok.com/@iainrphillips/video/7601227791379500319)  2026-01-30T18:46Z 25.6K followers, [----] engagements

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