#  @daveramsey Dave Ramsey Dave Ramsey posts on TikTok about debt, money, if you, budgeting the most. They currently have [---------] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours. ### Engagements: [-------] [#](/creator/tiktok::7127675997343908907/interactions)  - [--] Week [---------] -40% - [--] Month [----------] -75% - [--] Months [-----------] -9.60% - [--] Year [-----------] -15% ### Mentions: [--] [#](/creator/tiktok::7127675997343908907/posts_active)  - [--] Month [---] -12% - [--] Months [---] -9.50% - [--] Year [---] +100% ### Followers: [---------] [#](/creator/tiktok::7127675997343908907/followers)  - [--] Week [---------] +0.25% - [--] Month [---------] +0.47% - [--] Months [---------] +2.20% - [--] Year [---------] +14% ### CreatorRank: [------] [#](/creator/tiktok::7127675997343908907/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) #3654 [stocks](/list/stocks) 2.61% [countries](/list/countries) 2.61% [celebrities](/list/celebrities) 0.87% [nfl](/list/nfl) 0.87% **Social topic influence** [debt](/topic/debt) #155, [money](/topic/money) #1790, [if you](/topic/if-you) 13.91%, [budgeting](/topic/budgeting) #492, [credit cards](/topic/credit-cards) #270, [secret](/topic/secret) #3108, [saving](/topic/saving) #775, [advice](/topic/advice) #1857, [rich](/topic/rich) #2544, [investment](/topic/investment) #539 **Top accounts mentioned or mentioned by** [@everydollar](/creator/undefined) [@ramseytrustedrealestate](/creator/undefined) [@the_silent_economist](/creator/undefined) [@george](/creator/undefined) [@sindybeeeee](/creator/undefined) [@theo](/creator/undefined) ### Top Social Posts Top posts by engagements in the last [--] hours "Dont buy a mobile home. Mobile homes are bad investments. They go down in value like a car not up like a house. The land might go up but the home itself will drain your wealth. Renting is actually a better optionwhen you rent the only thing youre losing is your rent payment. But when you buy a mobile home youre losing twice: once with the payments and again as the home drops in value. #daveramsey #moneytok #moneyadvice #mobilehome #rvlife Dont buy mobile homes Dont buy mobile homes" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7475783262447619371) 2025-02-26T17:37Z 3.2M followers, 5.6M engagements "Watch this before you buy a house especially if youre a first-time homeowner. #homeowner #homebuyer #homebuyingtips #homebuyertips #closingcosts Watch this before you buy a house Watch this before you buy a house" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7570008429733973279) 2025-11-07T15:39Z 3.2M followers, 455K engagements "A good income is not a moral judgementits a statement of fact. And if you will make the sacrifices now that most people aren't willing to make later on you will be able to live as those folks will never be able to live. #money #income #moneytok" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7348436438800682283) 2024-03-20T13:27Z 3.2M followers, 433.6K engagements "John won $22 million in the lottery and hes kept it a secret from his family and friends. He called in to The Ramsey Show for advice. #daveramsey #moneytok #moneytips #lottery I won $22 million and my family doesnt know I won $22 million and my family doesnt know" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7463567906522074414) 2025-01-24T19:35Z 3.2M followers, 8M engagements "Should I pay my parents back for their Parent Plus loans #parentplusloan #studentloans #debt #familydrama Should I pay loans for my parents Should I pay loans for my parents" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7603873307993181471) 2026-02-06T21:52Z 3.2M followers, 78.2K engagements "Will gold be worth anything if the economy collapses #gold #goldinvestment #economiccrisis #economiccollapse #bankingcrisis #investing101" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7217920200941980974) 2023-04-03T20:17Z 3.2M followers, 2.1M engagements "You could get a million dollar raise today and it wouldn't impact your credit score one bit. We as a culture just take it for granted that a high credit score means were doing great with money. It doesnt. It just shows how much we enjoy being in debt. Hear me clearly on this: The credit score is NOT a measure of winning financially. It is 100% based on debt. The credit or FICO score is simply an "I love debt" rating. No part of the credit score calculation even hints at how much wealth you have. All a credit score represents is your relationship with debt. It's based on how many times you've" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7368480846421953835) 2024-05-13T13:49Z 3.2M followers, 2.3M engagements "The [--] Baby Steps are a proven step-by-step plan to take control of your money and build wealth. First save $1000 as a starter emergency fund. Then knock out all debt except your house. Once youre debt-free build up [--] months of expenses. From there youll invest save for college and pay off your home early so you can live and give like no one else. Follow this plan and youll change your life forever. #daveramsey #moneytok #moneyadvice" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7483522762036890926) 2025-04-01T16:20Z 3.2M followers, 1.1M engagements "Most small businesses dont fail because of a lack of talent or ideas. They fail because the owner starves their cash flow. Skip paying your taxes or pile up debt payments with no revenue and youre headed for disaster. Stay debt-free keep your books clean and protect your dream from becoming a nightmare. #entreprenuer #smallbusiness #businessowner #businesstips" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7551415006408084750) 2025-09-18T13:07Z 3.2M followers, 351.5K engagements "Online sports gambling is destroying a generation of young men. #sportsbetting #addiction #moneytok #moneytips" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7592263057284304158) 2026-01-06T14:58Z 3.2M followers, 4.1M engagements "If you want a marriage that lasts agree on these [--] things before you walk down the aisle: [--]. How youll handle money: budgeting debt saving investing etc. [--]. Your faith and how youll live it out together. [--]. Kids: if youll have them how many and how youll raise them. [--]. How youll deal with extended family. Get on the same page now and youll save yourselves years of heartache later. #marriageadvice #relationshiptips #money #relationshipproblems" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7597468244651314446) 2026-01-20T15:37Z 3.2M followers, 846.3K engagements "Dont try to give your kids a better life by spoiling them. Do it by teaching them what you wish youd known" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7604580583477366046) 2026-02-08T19:36Z 3.2M followers, 96.8K engagements "There are four main areas of money that children need to learn: [--]. Work. Money comes from work not from other people the government or dumb luck. From an early age your kids need to feel that emotional connection between work and money. That's why my wife and I paid our kids commissions not allowances. You work you get paid. You don't work you don't get paid. It's true for parents and it should be true for kids. [--]. Save. Teach your kids early on how to save up for purchases. If they learn how (and why) to save up for a toy today they'll know how (and why) to save up for a car or house" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7605633931639016734) 2026-02-11T15:44Z 3.2M followers, 61.6K engagements "Heres why 50-year mortgages are a terrible idea. #homebuyer #mortgage A 50-year mortgage is a terrible idea Heres why A 50-year mortgage is a terrible idea Heres why" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7605653995461283102) 2026-02-11T17:02Z 3.2M followers, 112.3K engagements "How to become a millionaire #daveramsey #moneyadvice #moneytok #millionaire How to Become a Millionaire How to Become a Millionaire" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7436805496566320430) 2024-11-13T16:43Z 3.2M followers, 3.9M engagements "What's the fastest way to get out of debt #debtsnowball #debtfree #debthelp #payoffdebt #broke #moneytok #moneytips #creditcarddebt #studentloandebt" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7204511143065472302) 2023-02-26T17:03Z 3.2M followers, 8.1M engagements "Whats going on with Silicon Valley Bank #siliconvalley #bankingtiktok #bankingcrisis #bankcollapse #moneytok" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7210437729639861546) 2023-03-14T16:21Z 3.2M followers, 4.6M engagements "Is it possible to invest in real estate with nothing down #realestateinvesting #realestateinvestor #landlords #rentalproperty #investing101" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7223481831331532075) 2023-04-18T19:59Z 3.2M followers, 5.2M engagements "If you're tired of living paycheck to paycheck drowning in debt and feeling like you'll never get ahead then it's time to take control of your money with a budget. #budgetingtips #financialfreedom #budgeting101 #financialgoals" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7227199074926185770) 2023-04-28T20:23Z 3.2M followers, 2.7M engagements "Nathan is [--] and is receiving $200000 in an inheritance. He wants to know how to invest that money to become a millionaire in his 30s. #moneytok #moneyadvice #investingforbeginners #investingtips #investingexplained" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7259417125658332459) 2023-07-24T16:06Z 3.2M followers, 6.9M engagements "Rick is [--] years old and hes wondering if hell have enough money to be able to retire in seven years. #moneyproblems #moneyadvice #retirement #debt #retirementplanning Youre65andyourebroke Youre65andyourebroke" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7293556704627789087) 2023-10-24T16:05Z 3.2M followers, 8.7M engagements "I put my personal 401(k) and a lot of my mutual fund investing in four types of mutual funds: growth growth and income aggressive growth and international. I personally spread mine in 25% of those four. And I look for mutual funds that have long track records that have outperformed the S&P" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7317666328783932715) 2023-12-28T15:23Z 3.2M followers, 1.5M engagements "Alyssa and her husband make $11500 a month and are living paycheck to paycheck. She called in to The Ramsey Show for advice. #moneytok #debt #debtfree #debtfreejourney" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7330672567591718186) 2024-02-01T16:33Z 3.2M followers, 7.4M engagements "When people don't waste money trying to LOOK wealthy they have money to actually BECOME wealthy. Ready to make a change Sick and tired of being sick and tired All it takes is [--] Baby Steps: [--]. Put $1000 in a beginner emergency fund. [--]. Pay off all debt using the debt snowball. [--]. Put 3-6 months of expenses into savings as a full emergency fund. [--]. Invest 15% of your household income for retirement. [--]. Begin college funding for your kids. [--]. Pay off your home early. 7.Build wealth and give generously. Thats it. A simple plan and it works EVERY time. BUT. its a lot easier said than done. To" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7351440727739567402) 2024-03-28T15:45Z 3.2M followers, 9M engagements "Here's what's in my wallet. (Spoiler: I don't have any credit cards.) #debtfree #creditcard #debitcard The [--] Cards in Dave Ramseys Wallet The [--] Cards in Dave Ramseys Wallet" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7374078183945030955) 2024-05-28T15:49Z 3.2M followers, 2.1M engagements "Until youre actually ready to buy renting is never a waste of money. But I dont want you renting forever. Your most expensive line item in your budget is housing. So when you rent the most expensive thing you spend money on is out of your control variable and increasing. That is not scalable or sustainable long-term. Because what youre paying in rent now is nothing compared to what it will be [--] or [--] years from now. When you buy on a fixed-rate 15-year mortgage (like I recommend) you now have a fixed payment for a property. And then when you get it paid off you have a fixed rate other than" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7395597595026001195) 2024-07-25T15:35Z 3.2M followers, 1.6M engagements "Adam is $100000 in debt and only makes $35000 a year. He called in to The Ramsey Show for advice. #daveramsey #moneyadvice #moneytok #moneyproblems $100000 in debt only making $35000 $100000 in debt only making $35000" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7438681783694101803) 2024-11-18T18:04Z 3.2M followers, 1.2M engagements "Stop acting rich when youre broke. You work too hard to have nothing to show for it. Its time to get out of debt build an emergency fund and start building real wealth. Quit the payments stop the excuses and take control of your money. You can do this #daveramsey #moneyadvice #moneytok #debt #moneyproblems Stop Flexing Start Saving Stop Flexing Start Saving" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7440152993237912878) 2024-11-22T17:13Z 3.2M followers, 4.5M engagements "Whats wrong with a credit card if I pay it off every month #daveramsey #moneytok #moneytips #creditcards #debt Whats wrong with a credit card if I pay it off every month Whats wrong with a credit card if I pay it off every month" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7449876049355181354) 2024-12-18T22:04Z 3.2M followers, 4M engagements "Which debt should we pay off first #daveramsey #moneytok #moneyproblems #cars #studentloans Which debt should I pay off first Which debt should I pay off first" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7450590705484991790) 2024-12-20T20:17Z 3.2M followers, 3.1M engagements "Happy New Year 🎉 If you're sick and tired of being sick and tired its time to take control of your money. The [--] Baby Steps are your proven path to get out of debt save for your future and build real wealth. Start [----] with a planand stick to it. Youve got this #daveramsey #moneytok #moneytips #debtfree Dave Ramseys [--] Baby Steps to get out of debt and build wealth Dave Ramseys [--] Baby Steps to get out of debt and build wealth" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7454981178290916650) 2025-01-01T16:14Z 3.2M followers, 5.5M engagements "Is a 401(k) really a good investment #daveramsey #moneytok #moneyadvice #investingforbeginners #401k Is a 401(k) really a good investment Is a 401(k) really a good investment" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7471393181444164910) 2025-02-14T21:41Z 3.2M followers, 758.6K engagements "Whats the fastest way to get out of debt The quickest way to make your debt-free dream a reality is to use the debt snowball method. Sure it might appear that paying off the debt with the highest interest rate first makes the most sensemathematically. Wouldnt that save you the most money Yes and no. If you begin with the biggest debt you wont see traction for a long time. You might think youre not making fast enough progress and then lose steam and quit before you even get close to finishing. Its important to pay your debts in a way that keeps you motivated until youve wiped them out. Getting" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7497355302107450667) 2025-04-27T16:15Z 3.2M followers, 938.6K engagements "Youre not broke because you dont make enough. Youre broke because you give your income to everyone else. Credit cards car payments student loans. every payment is money that you could be using to build wealth for yourself instead of making everyone else rich. Heres how you stop the cycle: Make a zero-based budget. Tell every dollar where to go on purpose. Cut the debt. Attack it with the debt snowball. Stop financing your life. Pay cash for the things you buy. Your income is your #1 wealth-building tool. If you keep it budget it and invest it you can break the paycheck-to-paycheck cycle and" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7532526565603773751) 2025-07-29T15:31Z 3.2M followers, 1.2M engagements "If you invest $100 a month from age [--] to [--] you're going to have over $1 million in your mutual funds and your 401(k). $100 a month. Some of you spend more than that at Taco Bell. #daveramsey #moneytips #moneytok #investingforbeginners" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7561076191000546573) 2025-10-14T13:57Z 3.2M followers, 785.7K engagements "Money fights dont start because of money. They start because of communication. When you and your spouse get on the same page with a budget the tension starts to fade and teamwork takes its place. The goal isnt to win the argument. Its to win together. #marriageadvice #budgeting #moneytips Money fights are ruining marriages Money fights are ruining marriages" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7571901011837603102) 2025-11-12T18:03Z 3.2M followers, 955K engagements "Until youre actually ready to buy renting is never a waste of money. But I dont want you renting forever. Your most expensive line item in your budget is housing. So when you rent the most expensive thing you spend money on is out of your control variable and increasing. That is not scalable or sustainable long-term. Because what youre paying in rent now is nothing compared to what it will be [--] or [--] years from now. When you buy on a fixed-rate 15-year mortgage (like I recommend) you now have a fixed payment for a property. And then when you get it paid off you have a fixed rate other than" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7572626665633795342) 2025-11-16T15:10Z 3.2M followers, 302.4K engagements "A 23-year-old called in buried under $63000 of car debt that his father put in his name. The father then left the son holding the bag when he walked out on the family. Now the payments are late the cars are being used for a business he doesnt control and the risk of bankruptcy is hanging over his head. He called in to The Ramsey Show for advice. #brokenhome #moneytips #familydrama Your dad is setting you up for bankruptcy Your dad is setting you up for bankruptcy" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7574105037459197214) 2025-11-18T16:36Z 3.2M followers, 577K engagements "Weve got large real estate investment trusts American corporations and Chinese corporations buying thousands of single-family homes and taking them off the market and putting them up for rent. Same thing with tens of thousands of homes being turned into Airbnbs. That drains the market and makes it harder for a young couple to have a house to buy. #firsttimehomebuyers #house #housing #housingmarket #realestate" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7585283954849139981) 2026-01-02T14:45Z 3.2M followers, 216.8K engagements "The Ramseys are serious dog lovers. I walk my dog miles every morning and I cant imagine not taking care of her when she needs it. And loving your dog also means asking the right questions and doing whats best for them not just what makes you feel better. And when you plan your money well you can say yes to taking care of the ones you love without fear or debt. Thats what financial peace with money looks like. #dog #veterinarian #dogsurgery #moneyadvice Cancel our vacation for our dogs $7000 surgery Cancel our vacation for our dogs $7000 surgery" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7595631602340842782) 2026-01-15T16:50Z 3.2M followers, 845.4K engagements "This couple is a million dollars in debt. #moneytok #broke #debt #debtpayoff #nomoney #studentloans #creditcarddebt" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7220827714868104494) 2023-04-11T16:19Z 3.2M followers, 37.6M engagements "Will AI take over investing #investingtips #investing #moneytok #artificialintelligence" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7227512688354544938) 2023-04-29T16:40Z 3.2M followers, 198.7K engagements "Married couples need to budget their money together. Youre marriedyoure not roommates. Money shouldnt be a me thing it should be a we thing. #relationships #relationshipadvice #relationshipproblems #combinedfinances #moneyadvice" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7299852033983565086) 2023-11-10T15:14Z 3.2M followers, 15.1M engagements "Your income is your most important wealth-building tool. And when your money is tied up in monthly debt payments youre working hard to make EVERYONE ELSE rich. Does that make you sick It should You work too hard to get to the end of your life and have NOTHING to show for it Today is the day you can say ENOUGH Today is the day you can decide to change your life. #debt #debtfree #broke #moneyadvice" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7378906923074309422) 2024-06-10T16:07Z 3.2M followers, 514.4K engagements "I have $80000 in debt and I only make $19000 a year. #daveramsey #moneytok #moneyproblems #debtfree #moneytips Im $80000 in debt and I only make $19000 a year Im $80000 in debt and I only make $19000 a year" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7456860643790982446) 2025-01-06T17:47Z 3.2M followers, 1.6M engagements "Baby Step 1: Save $1000 for your starter emergency fund. I know what youre thinking. Is $1000 really enough Yes. It was never meant to cover everything. Its just a buffer to keep you from going deeper into debt while you power through Baby Step [--]. Stay focused knock out the debt and then youll build a fully funded emergency fund. Stick to the plan. It works #daveramsey #moneyadvice #debtfree #emergencyfund" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7483493761268583726) 2025-03-21T16:40Z 3.2M followers, 1M engagements "Jennifer is [--] years old with $26K saved and she wants to retire early by [--]. She called in to The Ramsey Show for advice. #earlyretirement #financialfreedom #moneyadvice #daveramsey" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7501670404671507754) 2025-05-09T14:45Z 3.2M followers, 1.2M engagements "This couple is $1.8 million in debt. #daveramsey #debt #debtfree #cars #moneytips We have $1.8 million in debt We have $1.8 million in debt" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7563662069464042783) 2025-10-21T13:12Z 3.2M followers, 911.3K engagements "Where you go to school does not matter. There is no data zero pieces of research to say where you went to school causes you to be successful. None. Nada. The formula that makes you successful is called stirring up the person in your mirror and then go find the knowledge it takes to become successful. Your degree doesnt make you successful. YOU do. #college #school #success #highereducation" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7568533877178912014) 2025-11-03T16:17Z 3.2M followers, 1.2M engagements "This clip is from [----] and I was sounding the alarm back then. When you jack up costs on businesses those costs dont disappear. They get passed on to families who are already stretched thin. You cant regulate your way into prosperity. You cant legislate your way around basic economics. Choices have consequences and this is what it looks like when Washington ignores common sense. #obamacare #healthinsurance #socialism" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7574847509839760670) 2025-11-20T16:37Z 3.2M followers, 496.5K engagements "Youre not bad with money. Youre just operating without a plan. If you dont tell your money where to go it will always leave. Every time. A written budget isnt optional if you want to win. Its the foundation that makes everything else work: getting out of debt saving investing and finally having margin instead of stress. Thats why I built @every.dollar. It takes the guesswork out of budgeting so you can stop feeling overwhelmed and start taking control. If youre tired of wondering where your money went its time to start telling it where to go. #moneytips #budget #debtfreecommunity" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7584852304214478135) 2026-01-03T14:55Z 3.2M followers, 128.8K engagements ""I'm [--] years old and $21000 in debt" #moneytok #daveramsey #debt #moneyproblems" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7599775342433193247) 2026-01-27T15:15Z 3.2M followers, 243.2K engagements "If money feels tight right now you aren't crazy. A lot of people have been sold the lie that payments are normal. Car loans credit cards and student loans are draining their income before they ever get a chance to get ahead. The system is designed to keep you stuck. The good news is you can still win. Get rid of the payments and the math will start to work in your favor. #cars #carpayment #debtfree #debtfreejourney" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7600067481666997534) 2026-01-28T15:10Z 3.2M followers, 197.2K engagements "I couldn't stop laughing 😂 #daveramsey #moneytips" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7603783527288589581) 2026-02-06T16:04Z 3.2M followers, 52.6K engagements "Married couples need to budget their money together. Youre marriedyoure not roommates. Money shouldnt be a me thing it should be a we thing. #daveramsey #relationshiptips #marriagegoals #moneytok" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7603870127729184013) 2026-02-07T14:55Z 3.2M followers, 77.1K engagements "The housing market is clogged because regular families are competing with institutional buyers and a broken tax system. You want more affordable homes Stop hedge funds from hoarding houses and unlock inventory so people can actually move again" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7604893509992123662) 2026-02-09T15:51Z 3.2M followers, 285.8K engagements "A 50-year mortgage does not fix housing. It just keeps you in debt longer. The math still wins and it is not on your side. #homebuyer #realestate #mortgage @George Kamel" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7605255147983277343) 2026-02-10T15:14Z 3.2M followers, 88.3K engagements "What is FedNow #fednow #centralbank #centralbankdigitalcurrency #digitalcurrency #bankingnews #moneytok" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7228242228060261678) 2023-05-01T15:51Z 3.2M followers, 790.9K engagements "The S&P [---] (or Standard & Poors 500) is whats called a stock market index. An index is simply a measuring sticka way to track the progress of the stock market. The S&P [---] index measures the performance of the top [---] American companies on the stock market. #sp500 #stockmarket #stocksforbeginners #investingforbeginners What is the S&P [---] What is the S&P 500" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7329563531118955818) 2024-01-29T16:50Z 3.2M followers, 788.2K engagements "Im [--] and I make $50000 a month #daveramsey #ecommerce #moneytok #entrepreneur #familyproblems Im [--] and make $50000 a month Im [--] and make $50000 a month" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7449099636884884782) 2024-12-16T19:51Z 3.2M followers, 11.7M engagements "Im getting $200000 How should I invest it to become a millionaire by the time Im [--] #daveramsey #moneytok #moneyadvice #investingforbeginners Im getting $200000. How should I invest it to become a millionaire when Im [--] Im getting $200000. How should I invest it to become a millionaire when Im 30" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7473250511299317038) 2025-02-19T21:49Z 3.2M followers, 5.1M engagements "Sports betting isnt just a little hobbyits an addiction thats wrecking families and futures. The industry is out of control making it easier than ever to lose everything with just a few taps on your phone. Ive seen people drown in six-figure debt before their families even find out. Some of you are gambling away your entire financial future just to watch someone else earn a living. The house always wins and you are not the exception. #daveramsey #moneytok #moneyadvice #sportsbetting #gambling Sports betting is ruining lives Sports betting is ruining lives" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7476127485520792878) 2025-02-27T15:53Z 3.2M followers, 896.7K engagements "Time and consistency. Thats the key. If you invest $100 a month in good growth stock mutual funds at prevailing market rates from age [--] to [--] youll end up with about $1176000. The secret isnt the amount. Its that you didnt miss a single month for [--] years. $100 can make you a millionaire when youre steady predictable and disciplined. And if you didnt start at [--] Dont panic. The best time to start was yesterday but the next best time is today. Get out of debt so you can start investing as soon as possible and time and consistency will still change your future. #moneytips" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7543698458650103054) 2025-09-01T14:45Z 3.2M followers, 1.1M engagements "If you're sick and tired of being sick and tired its time to take control of your money. The [--] Baby Steps are your proven path to get out of debt save for your future and build real wealth. Start [----] with a plan using @every.dollar so you can finally tell your money where to go instead of wondering where it went. Youve got this #daveramsey #moneytips #debtfreecommunity #budget" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7584852967627509047) 2025-12-30T14:55Z 3.2M followers, 243.4K engagements "Tough conditions dont cancel out smart decisions. The math still matters. #firsttimehomebuyer #realestate #interestrates #moneytips #debtfree" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7594572557869665591) 2026-01-12T20:20Z 3.2M followers, 214.7K engagements ""I have $300000 in student loans and want to buy rental properties." #studentloans #rentalproperty #realestateinvestor #daveramsey #debtfreecommunity" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7600866866168433975) 2026-01-29T19:26Z 3.2M followers, 451.9K engagements "Lindsey and her husband are in their 30s with two daughters and he wants to quit his job and sell their house to start a restaurant. Lindsey is concerned that he has no business plan and she wrote in to The Ramsey Show for advice. Now is there a way for his to live his dream without it destroying his own family and himself in the process Yes sure there is. You do a business plan. You go to work in a restaurant. You learn the restaurant business. You work in leadership in a restaurant management in a restaurant. You understand purchasing in a restaurant. Then you redo your business plan" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7601195050139241783) 2026-01-30T16:39Z 3.2M followers, 122.4K engagements "If you like electric cars I'm sorry 😂 #cars #cartok #electricvehicle" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7601550770919509303) 2026-01-31T15:39Z 3.2M followers, 182K engagements "We buy things we don't need with money we don't have to impress people we don't like. Let's quit that. #daveramsey #moneytips #debtfree #moneytok" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7602292363473554743) 2026-02-02T15:37Z 3.2M followers, 42K engagements "My husband is having sleepovers with his ex-girlfriend. #marriageproblems #cheater #marriageadvice #relationshipdrama" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7602695709908946207) 2026-02-03T17:42Z 3.2M followers, 32.7K engagements "Get your will done and tell everybody what the stinking will says while you're still alive. You create all this drama when you do your estate plan and you keep it a deep dark secret. Like it's a freaking movie or something. This is not a movie it's your life. And so if you're a crotchety old whatever and you want to give it all to your niece go ahead and tell all your kids that. "You never called me I'm giving it all to her. Shut up." You can say that if you want. That's perfectly legal. But have the backbone to deal with it so they don't have to sit and wonder if the niece is stealing the" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7603062677950237966) 2026-02-04T17:26Z 3.2M followers, 463.5K engagements "If you're married and keep separate finances you're not a team. You're just roommates with wedding rings. Married couples need to budget their money together. Youre married youre not roommates. Money shouldnt be a me thing it should be a we thing. I do not have an income. My wife and I have an income. Its as much hers as it is minespiritually morally and legally. Its not MINE its OURS. When you change your language like that it forces you set goals together. It forces you to dream together. It forces you to carry the weight together. It forces you to communicate. It creates a level of unity" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7603428003820866846) 2026-02-05T17:04Z 3.2M followers, 450.7K engagements "Want to avoid poverty William A. Galston former deputy assistant for domestic policy to U.S. President Bill Clinton spent decades analyzing poverty data. His conclusion: To give yourself the best chance of success do three things: graduate high school wait until youre [--] to have children and marry before you have your first child. It sounds simple but the numbers are staggering. Youve got a 97% chance of staying out of poverty if you follow this path. Tell your kids. Tell your teenagers. Tell anyone who needs hope and direction. And if you didn't follow this path your past doesnt get the" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7606031045728783629) 2026-02-12T17:25Z 3.2M followers, 201K engagements "Settle this for us Are you Team 5:30 a.m. ski run Or Team sleep in on vacation #vacations #vacationvibes #booktok" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7606390232698719519) 2026-02-13T16:39Z 3.2M followers, 95.9K engagements "What do you do if you fall behind on payments #latepayment #debt #bills #rent #mortgagepayment #budgeting #broke #behindonbills" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7203415620250012974) 2023-02-23T18:11Z 3.2M followers, 3.2M engagements "Your income is your most important wealth-building tool. And when your money is tied up in monthly debt payments you're working hard to make everyone else rich. You work too hard to get to the end of your life and have nothing to show for it TODAY is the day. Today is the day you can decide to change your life. #moneytok #studentloans #studentloandebt #creditcarddebt #cartok #carpayment #debt #debtfree" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7251602695155387694) 2023-07-03T14:42Z 3.2M followers, 4.5M engagements "An adjustable-rate mortgage is a home loanwhere the lender can change your interest rate. Usually that means your rate goes up. And up. And up. So why are so many people so eager to get themselves into a variable-rate home loan Because theyre thinking about the short term. Theyre not looking at the big picture when their rate hits double digits. Or when their monthly payment soars. Or when they can't sleep at night with that adjustable-rate mortgage looming over their head. Thats why you should get a 15-year fixed-rate mortgage instead. Locking in your interest rate gives you the stability to" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7258673848533437739) 2023-07-22T16:02Z 3.2M followers, 217K engagements "The total credit card debt in America is now $1.3 trillionthe highest its ever been. The national credit card problem is only going to get worse if we keep swiping our cards like theres no tomorrow. But the good news is you dont have to be part of this statistic. Heres how to pay off your credit cards once and for all. [--]. Quit the credit card game. If you want to pay off credit card debt youve got to chop it off at the root. That means literally cutting up your credit cards. Theyre not doing you any favors. Theyre only holding you back. [--]. Have a game plan. There are a lot of methods out" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7266096006809390366) 2023-08-11T16:04Z 3.2M followers, 919.3K engagements "If you cant pay all of your bills and are having a hard time making ends meet these Four Walls should be what you spend your money on first (and in this order): [--]. Food [--]. Utilities [--]. Shelter [--]. Transportation Then if you have money left over prioritize the rest of your expenses after those first four are taken care of. #nomoney #payments #broke #outofmoney #billpayment #studentloandebt #creditcarddebt" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7276474943003561247) 2023-09-08T15:19Z 3.2M followers, 632.6K engagements "Replying to @sindybeeeee" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7410136194899610926) 2024-09-02T19:53Z 3.2M followers, 390K engagements "Im [--] years old with no money saved for retirement #daveramsey #moneyadvice #moneyproblems #moneytok Im [--] with no retirement Im [--] with no retirement" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7442016706689518890) 2024-11-27T17:45Z 3.2M followers, 7.1M engagements "Will the United States ever pay off $36 trillion in national debt #daveramsey #moneytok #nationaldebt Will the United States ever pay off $36 trillion in national debt Will the United States ever pay off $36 trillion in national debt" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7457225784248257838) 2025-01-07T17:24Z 3.2M followers, 6.3M engagements "Dave Ramsey explains his personal investing strategy. #daveramsey #moneytok #moneytips #investing #investingforbeginners Dave Ramsey explains his investing strategy Dave Ramsey explains his investing strategy" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7467980361348238635) 2025-02-05T16:59Z 3.2M followers, 823.9K engagements "How do principal payments on a mortgage work #daveramsey #moneytok #mortgage #mortgagetips #homeowner How Do Principal Payments on a Mortgage Work How Do Principal Payments on a Mortgage Work" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7478819473965796650) 2025-03-06T21:59Z [--] followers, 894.8K engagements "Rick is [--] years old and hes wondering if hell have enough money to be able to retire in seven years. #daveramsey #moneytok #moneyadvice" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7489173389853183274) 2025-04-03T19:37Z 3.2M followers, 1.1M engagements "The news was screaming: The markets crashing Were all gonna lose everything But heres the test. Go surf around today and try to find a single positive story about the market going back up. Try to find one article that says the losses from January have been fully recovered and then some. You wont. Ive been doing this for over [--] years. After 9/11 the market shut down because Wall Street is right there. When it reopened it tanked. Everyone said we were under attack the economy was over our retirements were gone. But guess what [--] days later the market had fully recovered. And no one talked" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7514314437646486827) 2025-06-10T13:38Z 3.2M followers, 120.8K engagements "Whats in Trumps big beautiful bill #bigbeautifulbill #politics #trump" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7527692892802960671) 2025-07-16T14:53Z 3.2M followers, 1.8M engagements "Starting at [--] doesnt mean its too late. With a simple plan and steady investing you can still build a nest egg for retirement. The best time to start was yesterday. The next best time is today. #investing #investingforbeginners #retirement #savemoney" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7551127880902724877) 2025-09-17T18:33Z 3.2M followers, 1M engagements "My credit score is zero. And that's exactly how I like it. I own hundreds of millions of dollars' worth of property all paid for in cash. Yet I couldn't even rent an apartment today because I refuse to play the credit-score game with banks. That's how broken our culture is about money. Stop chasing a number that only exists to make banks wealthy and keep you in debt. #daveramsey #debt #debtfree #creditscore" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7555569553833577741) 2025-10-01T14:40Z 3.2M followers, 284.5K engagements "This couple is $1 million in debt. #daveramsey #debt #debtfree #debtfreejourney We have $1000000 in debt. We have $1000000 in debt" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7560722899259231518) 2025-10-13T15:06Z 3.2M followers, 127.3K engagements "What most people dont understand about rental properties. #realestateinvesting #rentalproperty #moneytips #debtfree What most people dont understand about rental properties What most people dont understand about rental properties" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7564149439909137695) 2025-10-22T20:43Z 3.2M followers, 634.2K engagements "As of [----] the average car payment is now $749. That normal $749 car payment is not normal. Invest that money instead and you are looking at about $8.8 million from age [--] to [--]. That is how everyday decisions quietly steal your wealth. #cartok #carpayment #debtfree #moneytok" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7594885709371165966) 2026-01-13T16:36Z [--] followers, 456.8K engagements "If youre [--] and dont end up a millionaire you might need a wake-up call because I just showed you how. Invest $100 a month from age [--] to [--] at the average S&P [---] return over the last [--] years and youll have over $1.1 million. Too late to start at [--] Nope. Start at [--] invest $1000 a month and you can still hit $1 million by [--]. Your age and income arent excuses. Your life isnt a snapshot its a filmstrip. YOU can change your future. YOU can build wealth. #wealth #wealthymindset #moneytok #moneytips" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7606752282893487390) 2026-02-14T16:04Z 3.2M followers, 12.6K engagements "When your paycheck hits your account and immediately disappears. thats not a money problem. Its a behavior problem. If you dont tell your money where to go youll wonder where it went. A written budget is your plan for making sure every dollar has a job before it ever lands in your account. Take control of your money or it will control you #moneytips #budgetingtips #funny #meme" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7581191884089888031) 2025-12-07T18:56Z 3.2M followers, 4.6M engagements "Im not against education. Im against debt and degrees with no return on investment. Be intentional be smart and dont go broke trying to look impressive. #college #collegelife #studentloans #degree" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7583461813392657719) 2025-12-17T15:05Z 3.2M followers, 251.9K engagements "Sadie called into The Ramsey Show wondering if she should open a secret account that her husband doesn't have access to. They're overspending each month and putting it all on credit cards. But being deceptive in marriage is never the solution to your problems. #marriageadvice #marriageproblems #relationshipproblems" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7583467682847116557) 2025-12-19T14:55Z 3.2M followers, 141.3K engagements "It feels like everything is stacked against you. The noise is loud. But people are still winning with money every single day. And you can too. 🎥: Take Back Your Money in [----] livestream #moneytips #budgeting #debtfree #debtfreejourney" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7593177430588689694) 2026-01-09T02:06Z 3.2M followers, 84.3K engagements "Whole life insurance mixes investing with insurance and you end up overpaying for both. Term life is simple cheap and does exactly what insurance is supposed to do: protect your family if you die. Invest the difference build real wealth and quit buying rip-off insurance you dont need. #lifeinsurance #moneytips #moneysavingtips" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7593768674410908958) 2026-01-10T16:21Z 3.2M followers, 282.9K engagements "Money fights are the number one cause of divorce. We already know that going in. So if you want to protect your marriage you dont ignore money. You get aligned. Married couples need to budget their money together. Youre married youre not roommates. Money shouldnt be a me thing it should be a we thing. #marriageadvice #marriage #relationshiptips #budgeting" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7595950724945694007) 2026-01-16T13:29Z 3.2M followers, 104.3K engagements "The best vacation is one that doesnt follow you home. Saving up for a vacation might take a little longer but its worth it. When you plan ahead and set aside money in your budget you get to enjoy every moment without the stress of debt following you home. Trust me nothing beats the feeling of taking a vacation 100% debt-free. Bring home memories not debt. #travel #groupchat #vacations #funny #debtfreejourney When youre barely scraping by and get added to the group chat Mexico [----] When youre barely scraping by and get added to the group chat Mexico 2026" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7597147477137050911) 2026-01-19T18:52Z 3.2M followers, 5.3M engagements "A lot of poor people are not poor because they are stupid or lazy. They are poor because there is an entire system built to trap them. Payday lenders. Rent-to-own. Title pawns. Lottery tickets on every corner. These industries dont set up shop in wealthy neighborhoods for a reason. They make money off desperation. That makes me angry. And it should make you angry too. But there's one thing I know for sure after 30+ years of talking to people from all walks of life every day: You are not required to stay a victim of a broken system. You have the power to change your life. Starting today. Most" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7597861401188764941) 2026-01-21T17:02Z 3.2M followers, 31.2K engagements "Should I pay back my parent plus loan #parentplusloan #studentloans #familydrama #moneytips Should I pay back my parents loan Should I pay back my parents loan" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7598640680256294174) 2026-01-23T19:27Z 3.2M followers, 459.9K engagements "THE TOP [--] CAREERS OF MILLIONAIRES: - Engineer - Accountant (CPA) - Teacher - Management - Attorney Some of those are surprising huh Nope teacher isnt a typo. You see its not chance or inheritance that creates most millionaires. Its a PLAN. Most of the careers listed above involve having a plan and sticking to it. which makes those folks great candidates for building serious wealth no matter how much money they make. In fact one third of millionaires NEVER made six figures in any single year of their career and only 15% of millionaires had a career in which they held a senior leadership role" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7599743832200138014) 2026-01-26T18:47Z 3.2M followers, 439.4K engagements "People who make $35000 a year don't go $10000 in debt in one purchase. They don't use their credit card and buy one thing for $10000. No it's [----] things for $10. And then you look up and say "Oh my gosh what have we done" I'm on your team. I've done it too. But I'm just telling you: A lot of the people who call into my show with these problems a lot of the stuff is unbelievably preventable. You're not in Congress. You can't just print money in your basement. You have to live on less than you make you have to have a plan and you have to be intentional. #moneytok #savemoney #savingmoney" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7245012886798667054) 2023-06-15T20:30Z 3.2M followers, 2.3M engagements "John is working on a Ph.D. and is over $380000 in debt and his household income is $57000. #moneytok #broke #debt #debtpayoff #nomoney #studentloans #creditcarddebt" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7256836692777340206) 2023-07-17T17:12Z 3.2M followers, 2.6M engagements "Help Im over $1 million in student loan debt #daveramsey #debt #studentloans #moneytok #moneyproblems My student loans are over $1 million My student loans are over $1 million" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7443852351968136494) 2024-12-02T16:29Z 3.2M followers, 1.2M engagements "The Secret to NOT Being BROKE #moneyadvice #debt #creditcarddebt #carpayments #pets The Secret to NOT Being BROKE The Secret to NOT Being BROKE" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7413030794006089006) 2024-09-10T15:05Z 3.2M followers, 856.2K engagements "Ever notice how easy it is to drop $200+ at Costco or Sams without even thinking about it Those big carts and bulk deals make it feel like youre saving money (and you can)but if youre not careful it's easy to spend more than you planned. This is why having a budget (and sticking to it) is so important. Because if you don't tell your money where to go you're going to wonder where it all went. What store tempts you to overspend the most #daveramsey #moneytok #savemoney #costco #samsclub" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7480958837944536366) 2025-03-12T16:21Z 3.2M followers, 10.6M engagements "Never invest at banks or in savings accounts. Remember a savings account is for savings. Youre not trying to make money on this money. Youre trying to save for specific purposes like emergencies a down payment on a house a family vacation or even next years Christmas fund. #investingforbeginners #bankingtiktok #investmentbanking #investinyourself #wealthbuilding #wealthymindset" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7211583359418486062) 2023-03-17T18:26Z 3.2M followers, 1.4M engagements "Mike is $451000 in debt and only brings home $40000. #moneytok #moneyadvice #moneyproblems #studentloandebt" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7289838633081638175) 2023-10-14T15:37Z 3.2M followers, 7.2M engagements "If you do these [--] things you will win with money 100% of the time: [--]. Stick to a written plana budget. [--]. Get out of debt. [--]. Live on less than you make. [--]. Save and invest money. [--]. Be outrageously generous. #moneytok #savemoney #broke #debtfree" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7360708917502020895) 2024-04-22T15:12Z 3.2M followers, 1.3M engagements "Lending money to friends or family can cost more than you thinknot just financially but emotionally. Protect your finances set boundaries and keep relationships intact by avoiding loans to loved ones. This simple financial advice can save both your wallet and your friendships. #daveramsey #relationshipadvice #moneyadvice #loans" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7433853736058948907) 2024-11-05T17:49Z 3.2M followers, 1.3M engagements "Hundreds of times Ive seen relationships strained and sometimes destroyed from loaning money. We all have but we continue to believe the myth that a loan to a loved one is a blessing. It isntits a curse. Dont put that burden on any relationship you care about. #inlaws #familyproblems #moneytips" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7363279486885891359) 2024-04-29T13:28Z 3.2M followers, 2M engagements "Median house prices are at an all-time high in history right now. Im not predicting it to go nuts again but dont sit around waiting on the market to correct. Prices are going to go up. Rates are going to go up and downand you can refinance. #realestate #buyingahouse #sellingahome" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7348835319581560107) 2024-03-21T15:14Z 3.2M followers, 1M engagements "Ever feel like you work hard all week pay the bills and then wonder where all your money went Thats exactly what happens when debt and disorganization run your life. A budget is telling your money where to go instead of wondering where it went. If you dont make a plan for your money that lack of a plan will forever control you. You can do this #moneytok #moneyproblems #creditcarddebt #debt #debtfree" [TikTok Link](https://www.tiktok.com/@daveramsey/video/7532916565205863735) 2025-07-30T16:44Z 3.2M followers, 790.9K engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@daveramsey Dave RamseyDave Ramsey posts on TikTok about debt, money, if you, budgeting the most. They currently have [---------] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours.
Social category influence finance #3654 stocks 2.61% countries 2.61% celebrities 0.87% nfl 0.87%
Social topic influence debt #155, money #1790, if you 13.91%, budgeting #492, credit cards #270, secret #3108, saving #775, advice #1857, rich #2544, investment #539
Top accounts mentioned or mentioned by @everydollar @ramseytrustedrealestate @the_silent_economist @george @sindybeeeee @theo
Top posts by engagements in the last [--] hours
"Dont buy a mobile home. Mobile homes are bad investments. They go down in value like a car not up like a house. The land might go up but the home itself will drain your wealth. Renting is actually a better optionwhen you rent the only thing youre losing is your rent payment. But when you buy a mobile home youre losing twice: once with the payments and again as the home drops in value. #daveramsey #moneytok #moneyadvice #mobilehome #rvlife Dont buy mobile homes Dont buy mobile homes"
TikTok Link 2025-02-26T17:37Z 3.2M followers, 5.6M engagements
"Watch this before you buy a house especially if youre a first-time homeowner. #homeowner #homebuyer #homebuyingtips #homebuyertips #closingcosts Watch this before you buy a house Watch this before you buy a house"
TikTok Link 2025-11-07T15:39Z 3.2M followers, 455K engagements
"A good income is not a moral judgementits a statement of fact. And if you will make the sacrifices now that most people aren't willing to make later on you will be able to live as those folks will never be able to live. #money #income #moneytok"
TikTok Link 2024-03-20T13:27Z 3.2M followers, 433.6K engagements
"John won $22 million in the lottery and hes kept it a secret from his family and friends. He called in to The Ramsey Show for advice. #daveramsey #moneytok #moneytips #lottery I won $22 million and my family doesnt know I won $22 million and my family doesnt know"
TikTok Link 2025-01-24T19:35Z 3.2M followers, 8M engagements
"Should I pay my parents back for their Parent Plus loans #parentplusloan #studentloans #debt #familydrama Should I pay loans for my parents Should I pay loans for my parents"
TikTok Link 2026-02-06T21:52Z 3.2M followers, 78.2K engagements
"Will gold be worth anything if the economy collapses #gold #goldinvestment #economiccrisis #economiccollapse #bankingcrisis #investing101"
TikTok Link 2023-04-03T20:17Z 3.2M followers, 2.1M engagements
"You could get a million dollar raise today and it wouldn't impact your credit score one bit. We as a culture just take it for granted that a high credit score means were doing great with money. It doesnt. It just shows how much we enjoy being in debt. Hear me clearly on this: The credit score is NOT a measure of winning financially. It is 100% based on debt. The credit or FICO score is simply an "I love debt" rating. No part of the credit score calculation even hints at how much wealth you have. All a credit score represents is your relationship with debt. It's based on how many times you've"
TikTok Link 2024-05-13T13:49Z 3.2M followers, 2.3M engagements
"The [--] Baby Steps are a proven step-by-step plan to take control of your money and build wealth. First save $1000 as a starter emergency fund. Then knock out all debt except your house. Once youre debt-free build up [--] months of expenses. From there youll invest save for college and pay off your home early so you can live and give like no one else. Follow this plan and youll change your life forever. #daveramsey #moneytok #moneyadvice"
TikTok Link 2025-04-01T16:20Z 3.2M followers, 1.1M engagements
"Most small businesses dont fail because of a lack of talent or ideas. They fail because the owner starves their cash flow. Skip paying your taxes or pile up debt payments with no revenue and youre headed for disaster. Stay debt-free keep your books clean and protect your dream from becoming a nightmare. #entreprenuer #smallbusiness #businessowner #businesstips"
TikTok Link 2025-09-18T13:07Z 3.2M followers, 351.5K engagements
"Online sports gambling is destroying a generation of young men. #sportsbetting #addiction #moneytok #moneytips"
TikTok Link 2026-01-06T14:58Z 3.2M followers, 4.1M engagements
"If you want a marriage that lasts agree on these [--] things before you walk down the aisle: [--]. How youll handle money: budgeting debt saving investing etc. [--]. Your faith and how youll live it out together. [--]. Kids: if youll have them how many and how youll raise them. [--]. How youll deal with extended family. Get on the same page now and youll save yourselves years of heartache later. #marriageadvice #relationshiptips #money #relationshipproblems"
TikTok Link 2026-01-20T15:37Z 3.2M followers, 846.3K engagements
"Dont try to give your kids a better life by spoiling them. Do it by teaching them what you wish youd known"
TikTok Link 2026-02-08T19:36Z 3.2M followers, 96.8K engagements
"There are four main areas of money that children need to learn: [--]. Work. Money comes from work not from other people the government or dumb luck. From an early age your kids need to feel that emotional connection between work and money. That's why my wife and I paid our kids commissions not allowances. You work you get paid. You don't work you don't get paid. It's true for parents and it should be true for kids. [--]. Save. Teach your kids early on how to save up for purchases. If they learn how (and why) to save up for a toy today they'll know how (and why) to save up for a car or house"
TikTok Link 2026-02-11T15:44Z 3.2M followers, 61.6K engagements
"Heres why 50-year mortgages are a terrible idea. #homebuyer #mortgage A 50-year mortgage is a terrible idea Heres why A 50-year mortgage is a terrible idea Heres why"
TikTok Link 2026-02-11T17:02Z 3.2M followers, 112.3K engagements
"How to become a millionaire #daveramsey #moneyadvice #moneytok #millionaire How to Become a Millionaire How to Become a Millionaire"
TikTok Link 2024-11-13T16:43Z 3.2M followers, 3.9M engagements
"What's the fastest way to get out of debt #debtsnowball #debtfree #debthelp #payoffdebt #broke #moneytok #moneytips #creditcarddebt #studentloandebt"
TikTok Link 2023-02-26T17:03Z 3.2M followers, 8.1M engagements
"Whats going on with Silicon Valley Bank #siliconvalley #bankingtiktok #bankingcrisis #bankcollapse #moneytok"
TikTok Link 2023-03-14T16:21Z 3.2M followers, 4.6M engagements
"Is it possible to invest in real estate with nothing down #realestateinvesting #realestateinvestor #landlords #rentalproperty #investing101"
TikTok Link 2023-04-18T19:59Z 3.2M followers, 5.2M engagements
"If you're tired of living paycheck to paycheck drowning in debt and feeling like you'll never get ahead then it's time to take control of your money with a budget. #budgetingtips #financialfreedom #budgeting101 #financialgoals"
TikTok Link 2023-04-28T20:23Z 3.2M followers, 2.7M engagements
"Nathan is [--] and is receiving $200000 in an inheritance. He wants to know how to invest that money to become a millionaire in his 30s. #moneytok #moneyadvice #investingforbeginners #investingtips #investingexplained"
TikTok Link 2023-07-24T16:06Z 3.2M followers, 6.9M engagements
"Rick is [--] years old and hes wondering if hell have enough money to be able to retire in seven years. #moneyproblems #moneyadvice #retirement #debt #retirementplanning Youre65andyourebroke Youre65andyourebroke"
TikTok Link 2023-10-24T16:05Z 3.2M followers, 8.7M engagements
"I put my personal 401(k) and a lot of my mutual fund investing in four types of mutual funds: growth growth and income aggressive growth and international. I personally spread mine in 25% of those four. And I look for mutual funds that have long track records that have outperformed the S&P"
TikTok Link 2023-12-28T15:23Z 3.2M followers, 1.5M engagements
"Alyssa and her husband make $11500 a month and are living paycheck to paycheck. She called in to The Ramsey Show for advice. #moneytok #debt #debtfree #debtfreejourney"
TikTok Link 2024-02-01T16:33Z 3.2M followers, 7.4M engagements
"When people don't waste money trying to LOOK wealthy they have money to actually BECOME wealthy. Ready to make a change Sick and tired of being sick and tired All it takes is [--] Baby Steps: [--]. Put $1000 in a beginner emergency fund. [--]. Pay off all debt using the debt snowball. [--]. Put 3-6 months of expenses into savings as a full emergency fund. [--]. Invest 15% of your household income for retirement. [--]. Begin college funding for your kids. [--]. Pay off your home early. 7.Build wealth and give generously. Thats it. A simple plan and it works EVERY time. BUT. its a lot easier said than done. To"
TikTok Link 2024-03-28T15:45Z 3.2M followers, 9M engagements
"Here's what's in my wallet. (Spoiler: I don't have any credit cards.) #debtfree #creditcard #debitcard The [--] Cards in Dave Ramseys Wallet The [--] Cards in Dave Ramseys Wallet"
TikTok Link 2024-05-28T15:49Z 3.2M followers, 2.1M engagements
"Until youre actually ready to buy renting is never a waste of money. But I dont want you renting forever. Your most expensive line item in your budget is housing. So when you rent the most expensive thing you spend money on is out of your control variable and increasing. That is not scalable or sustainable long-term. Because what youre paying in rent now is nothing compared to what it will be [--] or [--] years from now. When you buy on a fixed-rate 15-year mortgage (like I recommend) you now have a fixed payment for a property. And then when you get it paid off you have a fixed rate other than"
TikTok Link 2024-07-25T15:35Z 3.2M followers, 1.6M engagements
"Adam is $100000 in debt and only makes $35000 a year. He called in to The Ramsey Show for advice. #daveramsey #moneyadvice #moneytok #moneyproblems $100000 in debt only making $35000 $100000 in debt only making $35000"
TikTok Link 2024-11-18T18:04Z 3.2M followers, 1.2M engagements
"Stop acting rich when youre broke. You work too hard to have nothing to show for it. Its time to get out of debt build an emergency fund and start building real wealth. Quit the payments stop the excuses and take control of your money. You can do this #daveramsey #moneyadvice #moneytok #debt #moneyproblems Stop Flexing Start Saving Stop Flexing Start Saving"
TikTok Link 2024-11-22T17:13Z 3.2M followers, 4.5M engagements
"Whats wrong with a credit card if I pay it off every month #daveramsey #moneytok #moneytips #creditcards #debt Whats wrong with a credit card if I pay it off every month Whats wrong with a credit card if I pay it off every month"
TikTok Link 2024-12-18T22:04Z 3.2M followers, 4M engagements
"Which debt should we pay off first #daveramsey #moneytok #moneyproblems #cars #studentloans Which debt should I pay off first Which debt should I pay off first"
TikTok Link 2024-12-20T20:17Z 3.2M followers, 3.1M engagements
"Happy New Year 🎉 If you're sick and tired of being sick and tired its time to take control of your money. The [--] Baby Steps are your proven path to get out of debt save for your future and build real wealth. Start [----] with a planand stick to it. Youve got this #daveramsey #moneytok #moneytips #debtfree Dave Ramseys [--] Baby Steps to get out of debt and build wealth Dave Ramseys [--] Baby Steps to get out of debt and build wealth"
TikTok Link 2025-01-01T16:14Z 3.2M followers, 5.5M engagements
"Is a 401(k) really a good investment #daveramsey #moneytok #moneyadvice #investingforbeginners #401k Is a 401(k) really a good investment Is a 401(k) really a good investment"
TikTok Link 2025-02-14T21:41Z 3.2M followers, 758.6K engagements
"Whats the fastest way to get out of debt The quickest way to make your debt-free dream a reality is to use the debt snowball method. Sure it might appear that paying off the debt with the highest interest rate first makes the most sensemathematically. Wouldnt that save you the most money Yes and no. If you begin with the biggest debt you wont see traction for a long time. You might think youre not making fast enough progress and then lose steam and quit before you even get close to finishing. Its important to pay your debts in a way that keeps you motivated until youve wiped them out. Getting"
TikTok Link 2025-04-27T16:15Z 3.2M followers, 938.6K engagements
"Youre not broke because you dont make enough. Youre broke because you give your income to everyone else. Credit cards car payments student loans. every payment is money that you could be using to build wealth for yourself instead of making everyone else rich. Heres how you stop the cycle: Make a zero-based budget. Tell every dollar where to go on purpose. Cut the debt. Attack it with the debt snowball. Stop financing your life. Pay cash for the things you buy. Your income is your #1 wealth-building tool. If you keep it budget it and invest it you can break the paycheck-to-paycheck cycle and"
TikTok Link 2025-07-29T15:31Z 3.2M followers, 1.2M engagements
"If you invest $100 a month from age [--] to [--] you're going to have over $1 million in your mutual funds and your 401(k). $100 a month. Some of you spend more than that at Taco Bell. #daveramsey #moneytips #moneytok #investingforbeginners"
TikTok Link 2025-10-14T13:57Z 3.2M followers, 785.7K engagements
"Money fights dont start because of money. They start because of communication. When you and your spouse get on the same page with a budget the tension starts to fade and teamwork takes its place. The goal isnt to win the argument. Its to win together. #marriageadvice #budgeting #moneytips Money fights are ruining marriages Money fights are ruining marriages"
TikTok Link 2025-11-12T18:03Z 3.2M followers, 955K engagements
"Until youre actually ready to buy renting is never a waste of money. But I dont want you renting forever. Your most expensive line item in your budget is housing. So when you rent the most expensive thing you spend money on is out of your control variable and increasing. That is not scalable or sustainable long-term. Because what youre paying in rent now is nothing compared to what it will be [--] or [--] years from now. When you buy on a fixed-rate 15-year mortgage (like I recommend) you now have a fixed payment for a property. And then when you get it paid off you have a fixed rate other than"
TikTok Link 2025-11-16T15:10Z 3.2M followers, 302.4K engagements
"A 23-year-old called in buried under $63000 of car debt that his father put in his name. The father then left the son holding the bag when he walked out on the family. Now the payments are late the cars are being used for a business he doesnt control and the risk of bankruptcy is hanging over his head. He called in to The Ramsey Show for advice. #brokenhome #moneytips #familydrama Your dad is setting you up for bankruptcy Your dad is setting you up for bankruptcy"
TikTok Link 2025-11-18T16:36Z 3.2M followers, 577K engagements
"Weve got large real estate investment trusts American corporations and Chinese corporations buying thousands of single-family homes and taking them off the market and putting them up for rent. Same thing with tens of thousands of homes being turned into Airbnbs. That drains the market and makes it harder for a young couple to have a house to buy. #firsttimehomebuyers #house #housing #housingmarket #realestate"
TikTok Link 2026-01-02T14:45Z 3.2M followers, 216.8K engagements
"The Ramseys are serious dog lovers. I walk my dog miles every morning and I cant imagine not taking care of her when she needs it. And loving your dog also means asking the right questions and doing whats best for them not just what makes you feel better. And when you plan your money well you can say yes to taking care of the ones you love without fear or debt. Thats what financial peace with money looks like. #dog #veterinarian #dogsurgery #moneyadvice Cancel our vacation for our dogs $7000 surgery Cancel our vacation for our dogs $7000 surgery"
TikTok Link 2026-01-15T16:50Z 3.2M followers, 845.4K engagements
"This couple is a million dollars in debt. #moneytok #broke #debt #debtpayoff #nomoney #studentloans #creditcarddebt"
TikTok Link 2023-04-11T16:19Z 3.2M followers, 37.6M engagements
"Will AI take over investing #investingtips #investing #moneytok #artificialintelligence"
TikTok Link 2023-04-29T16:40Z 3.2M followers, 198.7K engagements
"Married couples need to budget their money together. Youre marriedyoure not roommates. Money shouldnt be a me thing it should be a we thing. #relationships #relationshipadvice #relationshipproblems #combinedfinances #moneyadvice"
TikTok Link 2023-11-10T15:14Z 3.2M followers, 15.1M engagements
"Your income is your most important wealth-building tool. And when your money is tied up in monthly debt payments youre working hard to make EVERYONE ELSE rich. Does that make you sick It should You work too hard to get to the end of your life and have NOTHING to show for it Today is the day you can say ENOUGH Today is the day you can decide to change your life. #debt #debtfree #broke #moneyadvice"
TikTok Link 2024-06-10T16:07Z 3.2M followers, 514.4K engagements
"I have $80000 in debt and I only make $19000 a year. #daveramsey #moneytok #moneyproblems #debtfree #moneytips Im $80000 in debt and I only make $19000 a year Im $80000 in debt and I only make $19000 a year"
TikTok Link 2025-01-06T17:47Z 3.2M followers, 1.6M engagements
"Baby Step 1: Save $1000 for your starter emergency fund. I know what youre thinking. Is $1000 really enough Yes. It was never meant to cover everything. Its just a buffer to keep you from going deeper into debt while you power through Baby Step [--]. Stay focused knock out the debt and then youll build a fully funded emergency fund. Stick to the plan. It works #daveramsey #moneyadvice #debtfree #emergencyfund"
TikTok Link 2025-03-21T16:40Z 3.2M followers, 1M engagements
"Jennifer is [--] years old with $26K saved and she wants to retire early by [--]. She called in to The Ramsey Show for advice. #earlyretirement #financialfreedom #moneyadvice #daveramsey"
TikTok Link 2025-05-09T14:45Z 3.2M followers, 1.2M engagements
"This couple is $1.8 million in debt. #daveramsey #debt #debtfree #cars #moneytips We have $1.8 million in debt We have $1.8 million in debt"
TikTok Link 2025-10-21T13:12Z 3.2M followers, 911.3K engagements
"Where you go to school does not matter. There is no data zero pieces of research to say where you went to school causes you to be successful. None. Nada. The formula that makes you successful is called stirring up the person in your mirror and then go find the knowledge it takes to become successful. Your degree doesnt make you successful. YOU do. #college #school #success #highereducation"
TikTok Link 2025-11-03T16:17Z 3.2M followers, 1.2M engagements
"This clip is from [----] and I was sounding the alarm back then. When you jack up costs on businesses those costs dont disappear. They get passed on to families who are already stretched thin. You cant regulate your way into prosperity. You cant legislate your way around basic economics. Choices have consequences and this is what it looks like when Washington ignores common sense. #obamacare #healthinsurance #socialism"
TikTok Link 2025-11-20T16:37Z 3.2M followers, 496.5K engagements
"Youre not bad with money. Youre just operating without a plan. If you dont tell your money where to go it will always leave. Every time. A written budget isnt optional if you want to win. Its the foundation that makes everything else work: getting out of debt saving investing and finally having margin instead of stress. Thats why I built @every.dollar. It takes the guesswork out of budgeting so you can stop feeling overwhelmed and start taking control. If youre tired of wondering where your money went its time to start telling it where to go. #moneytips #budget #debtfreecommunity"
TikTok Link 2026-01-03T14:55Z 3.2M followers, 128.8K engagements
""I'm [--] years old and $21000 in debt" #moneytok #daveramsey #debt #moneyproblems"
TikTok Link 2026-01-27T15:15Z 3.2M followers, 243.2K engagements
"If money feels tight right now you aren't crazy. A lot of people have been sold the lie that payments are normal. Car loans credit cards and student loans are draining their income before they ever get a chance to get ahead. The system is designed to keep you stuck. The good news is you can still win. Get rid of the payments and the math will start to work in your favor. #cars #carpayment #debtfree #debtfreejourney"
TikTok Link 2026-01-28T15:10Z 3.2M followers, 197.2K engagements
"I couldn't stop laughing 😂 #daveramsey #moneytips"
TikTok Link 2026-02-06T16:04Z 3.2M followers, 52.6K engagements
"Married couples need to budget their money together. Youre marriedyoure not roommates. Money shouldnt be a me thing it should be a we thing. #daveramsey #relationshiptips #marriagegoals #moneytok"
TikTok Link 2026-02-07T14:55Z 3.2M followers, 77.1K engagements
"The housing market is clogged because regular families are competing with institutional buyers and a broken tax system. You want more affordable homes Stop hedge funds from hoarding houses and unlock inventory so people can actually move again"
TikTok Link 2026-02-09T15:51Z 3.2M followers, 285.8K engagements
"A 50-year mortgage does not fix housing. It just keeps you in debt longer. The math still wins and it is not on your side. #homebuyer #realestate #mortgage @George Kamel"
TikTok Link 2026-02-10T15:14Z 3.2M followers, 88.3K engagements
"What is FedNow #fednow #centralbank #centralbankdigitalcurrency #digitalcurrency #bankingnews #moneytok"
TikTok Link 2023-05-01T15:51Z 3.2M followers, 790.9K engagements
"The S&P [---] (or Standard & Poors 500) is whats called a stock market index. An index is simply a measuring sticka way to track the progress of the stock market. The S&P [---] index measures the performance of the top [---] American companies on the stock market. #sp500 #stockmarket #stocksforbeginners #investingforbeginners What is the S&P [---] What is the S&P 500"
TikTok Link 2024-01-29T16:50Z 3.2M followers, 788.2K engagements
"Im [--] and I make $50000 a month #daveramsey #ecommerce #moneytok #entrepreneur #familyproblems Im [--] and make $50000 a month Im [--] and make $50000 a month"
TikTok Link 2024-12-16T19:51Z 3.2M followers, 11.7M engagements
"Im getting $200000 How should I invest it to become a millionaire by the time Im [--] #daveramsey #moneytok #moneyadvice #investingforbeginners Im getting $200000. How should I invest it to become a millionaire when Im [--] Im getting $200000. How should I invest it to become a millionaire when Im 30"
TikTok Link 2025-02-19T21:49Z 3.2M followers, 5.1M engagements
"Sports betting isnt just a little hobbyits an addiction thats wrecking families and futures. The industry is out of control making it easier than ever to lose everything with just a few taps on your phone. Ive seen people drown in six-figure debt before their families even find out. Some of you are gambling away your entire financial future just to watch someone else earn a living. The house always wins and you are not the exception. #daveramsey #moneytok #moneyadvice #sportsbetting #gambling Sports betting is ruining lives Sports betting is ruining lives"
TikTok Link 2025-02-27T15:53Z 3.2M followers, 896.7K engagements
"Time and consistency. Thats the key. If you invest $100 a month in good growth stock mutual funds at prevailing market rates from age [--] to [--] youll end up with about $1176000. The secret isnt the amount. Its that you didnt miss a single month for [--] years. $100 can make you a millionaire when youre steady predictable and disciplined. And if you didnt start at [--] Dont panic. The best time to start was yesterday but the next best time is today. Get out of debt so you can start investing as soon as possible and time and consistency will still change your future. #moneytips"
TikTok Link 2025-09-01T14:45Z 3.2M followers, 1.1M engagements
"If you're sick and tired of being sick and tired its time to take control of your money. The [--] Baby Steps are your proven path to get out of debt save for your future and build real wealth. Start [----] with a plan using @every.dollar so you can finally tell your money where to go instead of wondering where it went. Youve got this #daveramsey #moneytips #debtfreecommunity #budget"
TikTok Link 2025-12-30T14:55Z 3.2M followers, 243.4K engagements
"Tough conditions dont cancel out smart decisions. The math still matters. #firsttimehomebuyer #realestate #interestrates #moneytips #debtfree"
TikTok Link 2026-01-12T20:20Z 3.2M followers, 214.7K engagements
""I have $300000 in student loans and want to buy rental properties." #studentloans #rentalproperty #realestateinvestor #daveramsey #debtfreecommunity"
TikTok Link 2026-01-29T19:26Z 3.2M followers, 451.9K engagements
"Lindsey and her husband are in their 30s with two daughters and he wants to quit his job and sell their house to start a restaurant. Lindsey is concerned that he has no business plan and she wrote in to The Ramsey Show for advice. Now is there a way for his to live his dream without it destroying his own family and himself in the process Yes sure there is. You do a business plan. You go to work in a restaurant. You learn the restaurant business. You work in leadership in a restaurant management in a restaurant. You understand purchasing in a restaurant. Then you redo your business plan"
TikTok Link 2026-01-30T16:39Z 3.2M followers, 122.4K engagements
"If you like electric cars I'm sorry 😂 #cars #cartok #electricvehicle"
TikTok Link 2026-01-31T15:39Z 3.2M followers, 182K engagements
"We buy things we don't need with money we don't have to impress people we don't like. Let's quit that. #daveramsey #moneytips #debtfree #moneytok"
TikTok Link 2026-02-02T15:37Z 3.2M followers, 42K engagements
"My husband is having sleepovers with his ex-girlfriend. #marriageproblems #cheater #marriageadvice #relationshipdrama"
TikTok Link 2026-02-03T17:42Z 3.2M followers, 32.7K engagements
"Get your will done and tell everybody what the stinking will says while you're still alive. You create all this drama when you do your estate plan and you keep it a deep dark secret. Like it's a freaking movie or something. This is not a movie it's your life. And so if you're a crotchety old whatever and you want to give it all to your niece go ahead and tell all your kids that. "You never called me I'm giving it all to her. Shut up." You can say that if you want. That's perfectly legal. But have the backbone to deal with it so they don't have to sit and wonder if the niece is stealing the"
TikTok Link 2026-02-04T17:26Z 3.2M followers, 463.5K engagements
"If you're married and keep separate finances you're not a team. You're just roommates with wedding rings. Married couples need to budget their money together. Youre married youre not roommates. Money shouldnt be a me thing it should be a we thing. I do not have an income. My wife and I have an income. Its as much hers as it is minespiritually morally and legally. Its not MINE its OURS. When you change your language like that it forces you set goals together. It forces you to dream together. It forces you to carry the weight together. It forces you to communicate. It creates a level of unity"
TikTok Link 2026-02-05T17:04Z 3.2M followers, 450.7K engagements
"Want to avoid poverty William A. Galston former deputy assistant for domestic policy to U.S. President Bill Clinton spent decades analyzing poverty data. His conclusion: To give yourself the best chance of success do three things: graduate high school wait until youre [--] to have children and marry before you have your first child. It sounds simple but the numbers are staggering. Youve got a 97% chance of staying out of poverty if you follow this path. Tell your kids. Tell your teenagers. Tell anyone who needs hope and direction. And if you didn't follow this path your past doesnt get the"
TikTok Link 2026-02-12T17:25Z 3.2M followers, 201K engagements
"Settle this for us Are you Team 5:30 a.m. ski run Or Team sleep in on vacation #vacations #vacationvibes #booktok"
TikTok Link 2026-02-13T16:39Z 3.2M followers, 95.9K engagements
"What do you do if you fall behind on payments #latepayment #debt #bills #rent #mortgagepayment #budgeting #broke #behindonbills"
TikTok Link 2023-02-23T18:11Z 3.2M followers, 3.2M engagements
"Your income is your most important wealth-building tool. And when your money is tied up in monthly debt payments you're working hard to make everyone else rich. You work too hard to get to the end of your life and have nothing to show for it TODAY is the day. Today is the day you can decide to change your life. #moneytok #studentloans #studentloandebt #creditcarddebt #cartok #carpayment #debt #debtfree"
TikTok Link 2023-07-03T14:42Z 3.2M followers, 4.5M engagements
"An adjustable-rate mortgage is a home loanwhere the lender can change your interest rate. Usually that means your rate goes up. And up. And up. So why are so many people so eager to get themselves into a variable-rate home loan Because theyre thinking about the short term. Theyre not looking at the big picture when their rate hits double digits. Or when their monthly payment soars. Or when they can't sleep at night with that adjustable-rate mortgage looming over their head. Thats why you should get a 15-year fixed-rate mortgage instead. Locking in your interest rate gives you the stability to"
TikTok Link 2023-07-22T16:02Z 3.2M followers, 217K engagements
"The total credit card debt in America is now $1.3 trillionthe highest its ever been. The national credit card problem is only going to get worse if we keep swiping our cards like theres no tomorrow. But the good news is you dont have to be part of this statistic. Heres how to pay off your credit cards once and for all. [--]. Quit the credit card game. If you want to pay off credit card debt youve got to chop it off at the root. That means literally cutting up your credit cards. Theyre not doing you any favors. Theyre only holding you back. [--]. Have a game plan. There are a lot of methods out"
TikTok Link 2023-08-11T16:04Z 3.2M followers, 919.3K engagements
"If you cant pay all of your bills and are having a hard time making ends meet these Four Walls should be what you spend your money on first (and in this order): [--]. Food [--]. Utilities [--]. Shelter [--]. Transportation Then if you have money left over prioritize the rest of your expenses after those first four are taken care of. #nomoney #payments #broke #outofmoney #billpayment #studentloandebt #creditcarddebt"
TikTok Link 2023-09-08T15:19Z 3.2M followers, 632.6K engagements
"Replying to @sindybeeeee"
TikTok Link 2024-09-02T19:53Z 3.2M followers, 390K engagements
"Im [--] years old with no money saved for retirement #daveramsey #moneyadvice #moneyproblems #moneytok Im [--] with no retirement Im [--] with no retirement"
TikTok Link 2024-11-27T17:45Z 3.2M followers, 7.1M engagements
"Will the United States ever pay off $36 trillion in national debt #daveramsey #moneytok #nationaldebt Will the United States ever pay off $36 trillion in national debt Will the United States ever pay off $36 trillion in national debt"
TikTok Link 2025-01-07T17:24Z 3.2M followers, 6.3M engagements
"Dave Ramsey explains his personal investing strategy. #daveramsey #moneytok #moneytips #investing #investingforbeginners Dave Ramsey explains his investing strategy Dave Ramsey explains his investing strategy"
TikTok Link 2025-02-05T16:59Z 3.2M followers, 823.9K engagements
"How do principal payments on a mortgage work #daveramsey #moneytok #mortgage #mortgagetips #homeowner How Do Principal Payments on a Mortgage Work How Do Principal Payments on a Mortgage Work"
TikTok Link 2025-03-06T21:59Z [--] followers, 894.8K engagements
"Rick is [--] years old and hes wondering if hell have enough money to be able to retire in seven years. #daveramsey #moneytok #moneyadvice"
TikTok Link 2025-04-03T19:37Z 3.2M followers, 1.1M engagements
"The news was screaming: The markets crashing Were all gonna lose everything But heres the test. Go surf around today and try to find a single positive story about the market going back up. Try to find one article that says the losses from January have been fully recovered and then some. You wont. Ive been doing this for over [--] years. After 9/11 the market shut down because Wall Street is right there. When it reopened it tanked. Everyone said we were under attack the economy was over our retirements were gone. But guess what [--] days later the market had fully recovered. And no one talked"
TikTok Link 2025-06-10T13:38Z 3.2M followers, 120.8K engagements
"Whats in Trumps big beautiful bill #bigbeautifulbill #politics #trump"
TikTok Link 2025-07-16T14:53Z 3.2M followers, 1.8M engagements
"Starting at [--] doesnt mean its too late. With a simple plan and steady investing you can still build a nest egg for retirement. The best time to start was yesterday. The next best time is today. #investing #investingforbeginners #retirement #savemoney"
TikTok Link 2025-09-17T18:33Z 3.2M followers, 1M engagements
"My credit score is zero. And that's exactly how I like it. I own hundreds of millions of dollars' worth of property all paid for in cash. Yet I couldn't even rent an apartment today because I refuse to play the credit-score game with banks. That's how broken our culture is about money. Stop chasing a number that only exists to make banks wealthy and keep you in debt. #daveramsey #debt #debtfree #creditscore"
TikTok Link 2025-10-01T14:40Z 3.2M followers, 284.5K engagements
"This couple is $1 million in debt. #daveramsey #debt #debtfree #debtfreejourney We have $1000000 in debt. We have $1000000 in debt"
TikTok Link 2025-10-13T15:06Z 3.2M followers, 127.3K engagements
"What most people dont understand about rental properties. #realestateinvesting #rentalproperty #moneytips #debtfree What most people dont understand about rental properties What most people dont understand about rental properties"
TikTok Link 2025-10-22T20:43Z 3.2M followers, 634.2K engagements
"As of [----] the average car payment is now $749. That normal $749 car payment is not normal. Invest that money instead and you are looking at about $8.8 million from age [--] to [--]. That is how everyday decisions quietly steal your wealth. #cartok #carpayment #debtfree #moneytok"
TikTok Link 2026-01-13T16:36Z [--] followers, 456.8K engagements
"If youre [--] and dont end up a millionaire you might need a wake-up call because I just showed you how. Invest $100 a month from age [--] to [--] at the average S&P [---] return over the last [--] years and youll have over $1.1 million. Too late to start at [--] Nope. Start at [--] invest $1000 a month and you can still hit $1 million by [--]. Your age and income arent excuses. Your life isnt a snapshot its a filmstrip. YOU can change your future. YOU can build wealth. #wealth #wealthymindset #moneytok #moneytips"
TikTok Link 2026-02-14T16:04Z 3.2M followers, 12.6K engagements
"When your paycheck hits your account and immediately disappears. thats not a money problem. Its a behavior problem. If you dont tell your money where to go youll wonder where it went. A written budget is your plan for making sure every dollar has a job before it ever lands in your account. Take control of your money or it will control you #moneytips #budgetingtips #funny #meme"
TikTok Link 2025-12-07T18:56Z 3.2M followers, 4.6M engagements
"Im not against education. Im against debt and degrees with no return on investment. Be intentional be smart and dont go broke trying to look impressive. #college #collegelife #studentloans #degree"
TikTok Link 2025-12-17T15:05Z 3.2M followers, 251.9K engagements
"Sadie called into The Ramsey Show wondering if she should open a secret account that her husband doesn't have access to. They're overspending each month and putting it all on credit cards. But being deceptive in marriage is never the solution to your problems. #marriageadvice #marriageproblems #relationshipproblems"
TikTok Link 2025-12-19T14:55Z 3.2M followers, 141.3K engagements
"It feels like everything is stacked against you. The noise is loud. But people are still winning with money every single day. And you can too. 🎥: Take Back Your Money in [----] livestream #moneytips #budgeting #debtfree #debtfreejourney"
TikTok Link 2026-01-09T02:06Z 3.2M followers, 84.3K engagements
"Whole life insurance mixes investing with insurance and you end up overpaying for both. Term life is simple cheap and does exactly what insurance is supposed to do: protect your family if you die. Invest the difference build real wealth and quit buying rip-off insurance you dont need. #lifeinsurance #moneytips #moneysavingtips"
TikTok Link 2026-01-10T16:21Z 3.2M followers, 282.9K engagements
"Money fights are the number one cause of divorce. We already know that going in. So if you want to protect your marriage you dont ignore money. You get aligned. Married couples need to budget their money together. Youre married youre not roommates. Money shouldnt be a me thing it should be a we thing. #marriageadvice #marriage #relationshiptips #budgeting"
TikTok Link 2026-01-16T13:29Z 3.2M followers, 104.3K engagements
"The best vacation is one that doesnt follow you home. Saving up for a vacation might take a little longer but its worth it. When you plan ahead and set aside money in your budget you get to enjoy every moment without the stress of debt following you home. Trust me nothing beats the feeling of taking a vacation 100% debt-free. Bring home memories not debt. #travel #groupchat #vacations #funny #debtfreejourney When youre barely scraping by and get added to the group chat Mexico [----] When youre barely scraping by and get added to the group chat Mexico 2026"
TikTok Link 2026-01-19T18:52Z 3.2M followers, 5.3M engagements
"A lot of poor people are not poor because they are stupid or lazy. They are poor because there is an entire system built to trap them. Payday lenders. Rent-to-own. Title pawns. Lottery tickets on every corner. These industries dont set up shop in wealthy neighborhoods for a reason. They make money off desperation. That makes me angry. And it should make you angry too. But there's one thing I know for sure after 30+ years of talking to people from all walks of life every day: You are not required to stay a victim of a broken system. You have the power to change your life. Starting today. Most"
TikTok Link 2026-01-21T17:02Z 3.2M followers, 31.2K engagements
"Should I pay back my parent plus loan #parentplusloan #studentloans #familydrama #moneytips Should I pay back my parents loan Should I pay back my parents loan"
TikTok Link 2026-01-23T19:27Z 3.2M followers, 459.9K engagements
"THE TOP [--] CAREERS OF MILLIONAIRES: - Engineer - Accountant (CPA) - Teacher - Management - Attorney Some of those are surprising huh Nope teacher isnt a typo. You see its not chance or inheritance that creates most millionaires. Its a PLAN. Most of the careers listed above involve having a plan and sticking to it. which makes those folks great candidates for building serious wealth no matter how much money they make. In fact one third of millionaires NEVER made six figures in any single year of their career and only 15% of millionaires had a career in which they held a senior leadership role"
TikTok Link 2026-01-26T18:47Z 3.2M followers, 439.4K engagements
"People who make $35000 a year don't go $10000 in debt in one purchase. They don't use their credit card and buy one thing for $10000. No it's [----] things for $10. And then you look up and say "Oh my gosh what have we done" I'm on your team. I've done it too. But I'm just telling you: A lot of the people who call into my show with these problems a lot of the stuff is unbelievably preventable. You're not in Congress. You can't just print money in your basement. You have to live on less than you make you have to have a plan and you have to be intentional. #moneytok #savemoney #savingmoney"
TikTok Link 2023-06-15T20:30Z 3.2M followers, 2.3M engagements
"John is working on a Ph.D. and is over $380000 in debt and his household income is $57000. #moneytok #broke #debt #debtpayoff #nomoney #studentloans #creditcarddebt"
TikTok Link 2023-07-17T17:12Z 3.2M followers, 2.6M engagements
"Help Im over $1 million in student loan debt #daveramsey #debt #studentloans #moneytok #moneyproblems My student loans are over $1 million My student loans are over $1 million"
TikTok Link 2024-12-02T16:29Z 3.2M followers, 1.2M engagements
"The Secret to NOT Being BROKE #moneyadvice #debt #creditcarddebt #carpayments #pets The Secret to NOT Being BROKE The Secret to NOT Being BROKE"
TikTok Link 2024-09-10T15:05Z 3.2M followers, 856.2K engagements
"Ever notice how easy it is to drop $200+ at Costco or Sams without even thinking about it Those big carts and bulk deals make it feel like youre saving money (and you can)but if youre not careful it's easy to spend more than you planned. This is why having a budget (and sticking to it) is so important. Because if you don't tell your money where to go you're going to wonder where it all went. What store tempts you to overspend the most #daveramsey #moneytok #savemoney #costco #samsclub"
TikTok Link 2025-03-12T16:21Z 3.2M followers, 10.6M engagements
"Never invest at banks or in savings accounts. Remember a savings account is for savings. Youre not trying to make money on this money. Youre trying to save for specific purposes like emergencies a down payment on a house a family vacation or even next years Christmas fund. #investingforbeginners #bankingtiktok #investmentbanking #investinyourself #wealthbuilding #wealthymindset"
TikTok Link 2023-03-17T18:26Z 3.2M followers, 1.4M engagements
"Mike is $451000 in debt and only brings home $40000. #moneytok #moneyadvice #moneyproblems #studentloandebt"
TikTok Link 2023-10-14T15:37Z 3.2M followers, 7.2M engagements
"If you do these [--] things you will win with money 100% of the time: [--]. Stick to a written plana budget. [--]. Get out of debt. [--]. Live on less than you make. [--]. Save and invest money. [--]. Be outrageously generous. #moneytok #savemoney #broke #debtfree"
TikTok Link 2024-04-22T15:12Z 3.2M followers, 1.3M engagements
"Lending money to friends or family can cost more than you thinknot just financially but emotionally. Protect your finances set boundaries and keep relationships intact by avoiding loans to loved ones. This simple financial advice can save both your wallet and your friendships. #daveramsey #relationshipadvice #moneyadvice #loans"
TikTok Link 2024-11-05T17:49Z 3.2M followers, 1.3M engagements
"Hundreds of times Ive seen relationships strained and sometimes destroyed from loaning money. We all have but we continue to believe the myth that a loan to a loved one is a blessing. It isntits a curse. Dont put that burden on any relationship you care about. #inlaws #familyproblems #moneytips"
TikTok Link 2024-04-29T13:28Z 3.2M followers, 2M engagements
"Median house prices are at an all-time high in history right now. Im not predicting it to go nuts again but dont sit around waiting on the market to correct. Prices are going to go up. Rates are going to go up and downand you can refinance. #realestate #buyingahouse #sellingahome"
TikTok Link 2024-03-21T15:14Z 3.2M followers, 1M engagements
"Ever feel like you work hard all week pay the bills and then wonder where all your money went Thats exactly what happens when debt and disorganization run your life. A budget is telling your money where to go instead of wondering where it went. If you dont make a plan for your money that lack of a plan will forever control you. You can do this #moneytok #moneyproblems #creditcarddebt #debt #debtfree"
TikTok Link 2025-07-30T16:44Z 3.2M followers, 790.9K engagements
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/creator/tiktok::daveramsey