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# ![@consultwitciera Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::107819838449836032.png) @consultwitciera consultwitciera

consultwitciera posts on TikTok about credit cards, if you, debt, cards the most. They currently have [-----] followers and [--] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/tiktok::107819838449836032/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::107819838449836032/c:line/m:interactions.svg)

- [--] Week [------] -78%
- [--] Month [-------] +28%
- [--] Months [---------] +26,017%
- [--] Year [---------] +24,248%

### Mentions: [--] [#](/creator/tiktok::107819838449836032/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::107819838449836032/c:line/m:posts_active.svg)


### Followers: [-----] [#](/creator/tiktok::107819838449836032/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::107819838449836032/c:line/m:followers.svg)

- [--] Week [-----] +8.30%
- [--] Month [-----] +56%
- [--] Months [-----] +369%
- [--] Year [-----] +793%

### CreatorRank: [-------] [#](/creator/tiktok::107819838449836032/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::107819838449836032/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [social networks](/list/social-networks)  [technology brands](/list/technology-brands)  [stocks](/list/stocks)  [automotive brands](/list/automotive-brands)  [cryptocurrencies](/list/cryptocurrencies) 

**Social topic influence**
[credit cards](/topic/credit-cards), [if you](/topic/if-you), [debt](/topic/debt), [cards](/topic/cards), [accounts](/topic/accounts) #287, [how to](/topic/how-to), [collection](/topic/collection), [trust](/topic/trust), [just a](/topic/just-a), [history](/topic/history)

**Top accounts mentioned or mentioned by**
[@alecia](/creator/undefined) [@tati](/creator/undefined) [@gbee4real](/creator/undefined)

**Top assets mentioned**
[The 99% Community (99)](/topic/$99)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Capital One quicksilver card review. #capitalone #capitalonequicksilver #creditcardreview #credittips"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7307735314666097966)  2023-12-01T21:05Z [---] followers, [---] engagements


"Debt Collector Harassment #greenscreen #lawyer #debtcollector #collections #debtfree #personalfinance #credit"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7362250083255012638)  2024-04-26T18:52Z [---] followers, [---] engagements


"Rebuilding after a bankruptcy isn't fun but think of the end goal Discover how to establish a solid foundation and work your way to a brighter financial future #credit #creditrepair #bankruptcy #credittips #debt #debtfreejourney"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7374214533709286702)  2024-05-29T00:38Z [---] followers, 20.2K engagements


"Credit Repair Pitfalls: What to Avoid ๐Ÿšซ #credit #creditrepair #creditcard #fyp"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7383085501441396011)  2024-06-21T22:22Z [----] followers, [---] engagements


"Before applying for a home or car loan don't rely on Credit Karma Make sure to check your FICO scores instead. Your FICO scores are what most lenders use so they'll give you a more accurate picture of where you stand. #credit #creditscores #creditanalyst #creditkarma #fico FICO Vs Vantage Scores FICO Vs Vantage Scores"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7426551314441702698)  2024-10-17T01:32Z [---] followers, [----] engagements


"If you've discovered fraudulent accounts on your credit report using Federal Trade Commission (FTC) reports is the quickest way to address the issue. Here's how to leverage FTC resources for rapid results: [--]. Submit an FTC Report [--]. Draft a Dispute Letter [--]. Contact Credit Agencies. Need guidance click the link in my bio ๐Ÿค #credit #ftc #credithack #creditrepair #creditrepairservices #credittips #greenscreen #fyp #fyppppppppppppppppppppppp How To Address Fraudulent Accounts On Your Credit Report How To Address Fraudulent Accounts On Your Credit Report"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7434587804971191595)  2024-11-07T17:17Z [---] followers, [---] engagements


"Quick Fixes Aren't Always the Answer for Credit Repair. Fixing Credit Takes Time. Need help with your credit Click the link in my bio to get a FREE credit analysis. #credit #creditrepairtips #fyp #creditanalysis #blackgirltiktokers๐ŸคŽ #fyp TransUnion Sweep TransUnion Sweep"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7444602276561440042)  2024-12-04T16:59Z [---] followers, [----] engagements


"Replying to @Alecia B #credit #creditrepair #blackgirltiktokers๐ŸคŽ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7444997941825195310)  2024-12-05T18:34Z [---] followers, [----] engagements


"Now is the time to start cleaning your credit. Get those disputes in #greenscreen #creditscore #fypviral #fyp #debtfree The CFPB is suing Experian for not processing disputes. ๐Ÿ™ƒ The CFPB is suing Experian for not processing disputes. ๐Ÿ™ƒ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7460690389243170094)  2025-01-17T01:29Z [---] followers, [---] engagements


"Its not just about the credit scoreits about whats actually reporting on your credit Join my Facebook community for more tips and guidance on your credit repair journey. #credit #credittips #diycreditrepair #fixyourcredit #fyp #fyp Make Sure Youre Building A Soild Credit Profile Make Sure Youre Building A Soild Credit Profile"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7489249351815089454)  2025-04-04T00:32Z [---] followers, [---] engagements


"Cannot open a checking/saving account due to ChexSystems or Early Warning. You can delete checking records from those reports. I can help you ๐Ÿ˜‰#earlywarning #funding #checksystem #creditrepairhacks #credithacks #foryourpage #fyp Cant Get Approved For A Traditional Bank Account Cant Get Approved For A Traditional Bank Account"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7497742183836011818)  2025-04-26T21:49Z [---] followers, [---] engagements


"๐Ÿšจ Last Day to Get $100 Enrollment Special #creditrepairservices #fyp ๐Ÿšจ Attention ๐Ÿšจ Attention"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7499197725192277294)  2025-04-30T19:57Z [---] followers, [---] engagements


"Round [--] Monthly clients update #fyp #fypage #creditrepair #blackgirltiktokers๐ŸคŽ #creditreport #fixyourcredit She paid $99 to enroll on my monthly plan She paid $99 to enroll on my monthly plan"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7500023617766542638)  2025-05-03T01:22Z [---] followers, [---] engagements


"Cannot open a checking account due to Chex System + Early Warnings. You can remove those accounts from youre report. I can help you ๐Ÿ˜‰ #credithacks #chexsystems #earlywarning #creditrepair #bankaccount #creditfunding #foryoupage #fyp #greenscreen Early Warning / Chex System Removal Early Warning / Chex System Removal"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7511453571704147246)  2025-06-02T20:36Z [---] followers, [----] engagements


"Using your credit card the right way can boost your score whether its paying them down managing balances wisely or avoiding miss payment always know your due date and aim to report 10% less of your limit if youre not sure how this works but a call with me just have your statements ready and well go over it together #credittips #credithacks #creatorsearchinsights Using your credit cards properly can increase your credit score Using your credit cards properly can increase your credit score"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7548852994482162958)  2025-09-11T15:25Z [---] followers, [---] engagements


"Having a 700+ credit score doesnt guarantee approval for funding. Your score is just one part of the puzzle. Lenders also consider your payment history credit utilization age of accounts and more. Lets make sure your entire profile is truly fundable. #funding #credittips #creditscore #greenscreen What credit score you need for funding What credit score you need for funding"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7550725630300589325)  2025-09-16T16:32Z [---] followers, [----] engagements


"Don't wait til you need credit to fix your credit ๐Ÿ˜ด #creditrepair #collections #experian #badcredit #fixyourcreditcredithelp Score Increased +132 pts just by removing collections โœ… Score Increased +132 pts just by removing collections โœ…"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7551451535834729742)  2025-09-18T15:28Z [----] followers, [----] engagements


"One client rushed to get funding without letting me clean up her profile ended up with a lower approval. Another waited trusted the process and got WAY more. ๐Ÿ’ณ Solid profile = higher limits ๐Ÿ“‰ Low utilization + trade lines = leverage ๐Ÿ›‘ Stop rushing to get funding get it RIGHT first #greenscreen #funding #creditscore #credittips #fundingtips He Waited She Didnt Guess Who Got More Funding ๐Ÿ‘€ He Waited She Didnt Guess Who Got More Funding ๐Ÿ‘€"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7554067965784624397)  2025-09-25T16:41Z [---] followers, [---] engagements


"Quick turnaround. Results speak. โš  Price going up soon. #greenscreen ##creditrepair##fixyourcredit##ews##chexsystems In & out. Results delivered โœ… In & out. Results delivered โœ…"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7556288842391768375)  2025-10-01T16:20Z [----] followers, [---] engagements


"Fix your credit while the sale lasts Oktoberfest Edition ๐Ÿ‘ป #greenscreen #freshstart #credit #fixyourcredit #financialfreedom Credit problems Lets fix that this Fall SALE ON NOW Credit problems Lets fix that this Fall SALE ON NOW"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7557035531457088782)  2025-10-03T16:38Z [----] followers, [---] engagements


"Time to have the life you deserve Dispute those bankruptcies as soon as they are discharged #bankruptcy #freshstart #debtrelief #credittips Bankruptcy Doesnt Have to Stay 7-10 Years Bankruptcy Doesnt Have to Stay 7-10 Years"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7558587827336875319)  2025-10-07T21:01Z [----] followers, [----] engagements


"I made sure all my siblings understood credit and financial literacy. My little brother just got his first car at [--] NO cosigner no dealership financing. He got a check from his credit union and handled it the right way. ๐Ÿ“Œ #creatorsearchinsights #greenscreen #financialliteracy #goodcredit How I helped my 18-year-old brother build credit and buy his first car NO cosigner no dealership financing ๐Ÿ“Œ How I helped my 18-year-old brother build credit and buy his first car NO cosigner no dealership financing ๐Ÿ“Œ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7561573628710522167)  2025-10-15T22:08Z [----] followers, [---] engagements


"How to remove inquiries from Experian within 24-48 hours. #credit #credittips #inquires #2023 #newgoals #financial #diy #experian #equifax Experian 1-800-493-1058 EQUIFAX 1-888-548-7878 Transunion 1-800-916-8800 How to remove inquires 24-48 hours Experian Experian 1-800-493-1058 EQUIFAX 1-888-548-7878 Transunion 1-800-916-8800 How to remove inquires 24-48 hours Experian"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7293531315402558762)  2023-10-24T14:26Z [----] followers, [---] engagements


"Credit Card Tips #creditcards #howtobuildyourcredit #creditforbeginners #financialliteracy #creatorsearchinsights How to boost your credit score FAST How to boost your credit score FAST"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7421163862029864235)  2024-10-02T13:06Z [----] followers, [---] engagements


"3B Sweep Method for Credit Repair. Need credit repair help 50% off my services for the rest of the year Link in bio #greenscreen #blackgirltiktokers๐ŸคŽ #credit #creditrepair #fyp How To Do A 3B Sweep Step-by-step How To Do A 3B Sweep Step-by-step"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7444988071365496110)  2024-12-05T17:56Z [----] followers, 11.9K engagements


"Your credit card's statement date is key for maximizing utilization points. Keep your balance below 3% of your credit limit by this date to boost your credit score. #creditscore #credittips #credithacks #fyp #fyp CREDIT HACK: How to increase your credit score fast CREDIT HACK: How to increase your credit score fast"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7460636880237858090)  2025-01-16T22:01Z [----] followers, 21.3K engagements


"Cannot open a checking account due to ChexSystems or Early Warning. You can delete checking records from those reports. I can help you ๐Ÿ˜‰ #greenscreen #credithacks #checksystems #earlywarning #creditrepairhelp #creditfunding #foryoupage #fyp Chex System / Early Warning Removal Chex System / Early Warning Removal"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7468427454915284267)  2025-02-06T21:53Z [----] followers, 12.4K engagements


"Need help with the check system or EWS 4-day removal Click the link in my bio to purchase the 4-Day Removal Package and start the process #greenscreen #ews #checksystem #credithack #bankaccount #creditfunding #foryoupage #fyp Chex System + EWS [--] Day Removal Chex System + EWS [--] Day Removal"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7516582679224093994)  2025-06-16T16:20Z [----] followers, [----] engagements


"Looking for a Church to call home ๐Ÿค #dallaschurch #churchtiktok #dallastx #church Church In Dallas Recommendations Church In Dallas Recommendations"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7547094357854178573)  2025-09-06T21:41Z [----] followers, 16.4K engagements


"Bankruptcy discharged Start disputing it IMMEDIATELY and begin rebuilding your credit #creditrepair #bankruptcy #rebuildcredit #bankruptcytips Dont wait Dispute that bankruptcy right after discharge Dont wait Dispute that bankruptcy right after discharge"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7554451740783938829)  2025-09-26T17:31Z [----] followers, [----] engagements


"OH I KNOW BALLLLLLLLL. ๐Ÿคช #credit #creditscore #credittips #creditrepair WHEN I TELL PEOPLE I FIX CREDIT AND THEY THINK I DON'T KNOW BALL ๐Ÿคญ WHEN I TELL PEOPLE I FIX CREDIT AND THEY THINK I DON'T KNOW BALL ๐Ÿคญ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7556382464395054391)  2025-10-01T22:23Z [----] followers, [----] engagements


"Credit unions are a great option for banking. Theyre ideal for building credit and especially beneficial for business owners and those looking to get approved for various types of loans including auto loans. #financialeducation #funding #wealthymindset"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7562279248371698957)  2025-10-17T19:45Z [----] followers, [---] engagements


"ChexSystems or EWS keeping you from opening a bank account I can help you get removed. #chexsystems #earlywarning #bankaccount #fuding Blocked by ChexSystems or Early Warning Services Heres how to fix it and finally open a bank account. Blocked by ChexSystems or Early Warning Services Heres how to fix it and finally open a bank account"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7564134651522993463)  2025-10-22T19:46Z [----] followers, [---] engagements


"This client started with [--] negative accounts and two bankruptcies across all three bureaus. I usually recommend [--] months for a file like that but she chose the monthly option and in just [--] months her credit score is already in the low 700s. She didnt wait she just started #creditrepair #badcredit #fixyourcredit #credit From [--] negative accounts and [--] bankruptcies to the 700s in just [--] months From [--] negative accounts and [--] bankruptcies to the 700s in just [--] months"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7565990636218895629)  2025-10-27T19:48Z [----] followers, [---] engagements


"HOW TO RAISE YOIR CREDIT #greenscreen #creditscore #credittips #financialliteracy #credit HOW TO No Credit Score To [---] CREDIT SCORE HOW TO No Credit Score To [---] CREDIT SCORE"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7567191379525307703)  2025-10-31T01:27Z [----] followers, [---] engagements


"Paying down your credit cards before the statement date is the fastest way to raise your credit score. #creditcards #debtfree #increasecreditscore #credittips The quickest way to boost your credit score PAY. IT. OFF The quickest way to boost your credit score PAY. IT. OFF"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7567910224590277943)  2025-11-01T23:57Z [----] followers, [----] engagements


"Bankruptcies does not have to stay on your credit report for 7-10 years. You can dispute it as soon as its discharged. The first step Pull a copy of your credit report and clean up your personal information section. #bankruptcy #credittips #bankruptcyhelp #financialfreedom Dispute Your Bankruptcy Dont Wait 7-10 Years Dispute Your Bankruptcy Dont Wait 7-10 Years"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7568648162328481038)  2025-11-03T23:40Z [--] followers, [----] engagements


"5 Essential Credit Tips Before Buying a Home: 1.Keep your credit cards open Closing accounts can hurt your score. 2.Avoid applying for new credit New inquiries can lower your credit rating. 3.Dont cosign for anyone Other peoples loans can impact your approval. 4.Reduce your debt Keep your credit utilization under 10%. 5.Understand and monitor your credit score Know where you stand before applying for a mortgage. #badcredit #buyingahome #homebuyingtips #creditrepair If I plan to buy a home in [----] here are some tips If I plan to buy a home in [----] here are some tips"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7569035324513389838)  2025-11-05T00:43Z [----] followers, [---] engagements


"So many people think you have to wait 7-10 years for a bankruptcy to fall off your credit thats false. Once its discharged you can take steps to have it removed sooner. Dont let misinformation keep you stuck. #bankruptcy #credittips #financialfreedom #bankruptcyhelp ๐Ÿ—ฃ Dont let them fool you bankruptcies dont have to sit for 7-10 years ๐Ÿ—ฃ Dont let them fool you bankruptcies dont have to sit for 7-10 years"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7569306117101161783)  2025-11-05T18:14Z [----] followers, [---] engagements


"ChexSystems & Early Warning removal process takes up to 4-7 business days. Once you receive your report you can begin the dispute process. There is no reason you should not have a traditional bank account #chexsystemsremoval #ewsremoval #bankaccount #languagelearning Dispute ChexSystems & Early Warning. You deserve a traditional bank account. Dispute ChexSystems & Early Warning. You deserve a traditional bank account"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7569699772332789005)  2025-11-06T19:41Z [----] followers, 11.4K engagements


"Updated [--] late payments for my client. If you want that home in [----] those late payments GOTTA GO #credit #latepayments #fixyourcredit #funding #homeowner Late payments will block that [----] home. This is what updated accounts look like. ๐Ÿ˜ฎ๐Ÿ’จ Late payments will block that [----] home. This is what updated accounts look like. ๐Ÿ˜ฎ๐Ÿ’จ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7572667436370087223)  2025-11-14T19:37Z [----] followers, [----] engagements


"Another client testimonial He started with me last month and after just his first round his score shot up [---] points. Now were officially ready to move into funding. #creditrepairservices #fixmycredit #credit #badcredit #greenscreen"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7575260137154252046)  2025-11-21T19:19Z [--] followers, [---] engagements


"Before you ask for funding make sure your credit profile is solid. That means low utilization no recent late payments a few positive accounts reporting clean personal information and minimal inquiries. Build your foundation first the funding comes next. #funding #creditcards #highcreditlimits #creditrepair Before you go ask for funding just make sure your credit profile is solid first. ๐Ÿ’ณโœจ Before you go ask for funding just make sure your credit profile is solid first. ๐Ÿ’ณโœจ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7576406817270500621)  2025-11-24T21:28Z [----] followers, [---] engagements


"Im Ciera Board Certified Credit Specialist helping clients repair rebuild and get approved for homes cars and business funding. Ive been fixing credit for 5+ years and teaching others how to build solid profiles that actually get approvals. #credit #creditspecialists #baddebt #fixyourcredit Who I Am & What I Do โœจ Who I Am & What I Do โœจ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7576701758991273230)  2025-11-25T16:33Z [----] followers, [---] engagements


"Round [--] Results: [--] deletions + [---] point increase Today ONLY you can start your credit repair journey for just $50 down. This offer is only valid today and Im only accepting [--] people. Secure your spot while its open. #fixcreditfast #creditrepair #badcreditscore #fixyourcreditcredithelp #lanuagelearning Today ONLY Im disputing every negative item on your credit report for just $50 down. Round [--] Today ONLY Im disputing every negative item on your credit report for just $50 down. Round 1"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7577806776494591246)  2025-11-28T16:01Z [----] followers, [----] engagements


"Heres is exactly how you can find your most accurate credit score. #credit #credithelp #creditscore #experian #myfico Heres How You Can Check Your Credit Score Heres How You Can Check Your Credit Score"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7579799568615804174)  2025-12-04T00:53Z [----] followers, [---] engagements


"Most people dont know their credit score is made up of FIVE parts and once you understand them raising your score becomes EASY. ๐Ÿ“ˆ 35% Payment History 30% Utilization 15% Credit Age 10% Credit Mix 10% New Credit If you focus on these [--] areas your score WILL improve. Need help fixing your credit or learning how to build it the right way Join my FREE Facebook group for tips hacks & DIY letters ๐Ÿ’ณโœจ #creditrepair #fixyourcredit #credittips #financialliteracy #creditscore How Your Credit Score Is Really Calculated ๐Ÿ‘€ How Your Credit Score Is Really Calculated ๐Ÿ‘€"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7580507839718853901)  2025-12-05T22:42Z [----] followers, [---] engagements


"Most people dont realize this but credit utilization makes up 30% of your credit score. That means if your credit cards are maxed out your score will drop even if you pay on time. Try to keep your balances under 10% for the best credit results. #credittips #creditscore #creditcards #languagelearning Credit Utilization = 30% of your score. Keep balances under 10% for the best results. Credit Utilization = 30% of your score. Keep balances under 10% for the best results"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7581349657322720525)  2025-12-08T05:09Z [--] followers, [---] engagements


"5 Credit Mistakes I Would Avoid in My 20s Paying a collection agency Co-signing for anyone Going to a dealership without a pre-approval Using a CPN (illegal) #credit #credittips #credithelp #fixyourcredit [--] Credit Mistakes I Would Avoid in My 20s [--] Credit Mistakes I Would Avoid in My 20s"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7581561591116631309)  2025-12-08T18:51Z [--] followers, [---] engagements


"Credit repair will NOT work if youre still creating new negative habits. If youre missing payments maxing out cards adding new debt or opening unnecessary accounts your scores will drop faster than I can dispute. Disputes remove the negative history YOU have to maintain the positive behavior. Pay your bills on time keep utilization under 1020% and stop adding new credit during the process. If youre ready for real results change the habits holding your score back. #creditrepair #credittips #credit #creditmistakes The REAL Reason Your Credit Isnt Improving The REAL Reason Your Credit Isnt"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7581662996187843853)  2025-12-09T01:25Z [--] followers, [---] engagements


"Having a high credit score doesnt guarantee approvals. Lenders look at your whole profile: Credit Mix: If you only have one type of account your profile looks weak. Inquiries: Too many recent applications = risk. Utilization: Using over 30% of your credit can still get you denied. Best range for funding under 10%. A good score isnt enough your credit profile has to make sense. #credit #funding #creditscore #credittips Denied With a High Score Heres Why. Denied With a High Score Heres Why"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7582256134338137358)  2025-12-10T15:46Z [----] followers, [---] engagements


"The ChexSystem and Early removal process typically takes [--] to [--] days. Once you receive your report you can begin the process. #chexsystemsremoval #ewsremoval #bankaccount #languagelearning #fy ChexSystem Removal & Early Warning Removal 4-7 Days Then You Are Approved ChexSystem Removal & Early Warning Removal 4-7 Days Then You Are Approved"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7585434801977429303)  2025-12-19T05:21Z [----] followers, 23.5K engagements


"New year. New mindset. Stop procrastinating and fix your credit These results were expedited for this client and arent something I offer to everyone but if youre ready to take action now is your moment. #creditrepair #fixyourcredit #creditrepair #creditscore #fy New Year. New Mindset. Stop procrastinating fix your credit New Year. New Mindset. Stop procrastinating fix your credit"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7590868876821318926)  2026-01-02T20:48Z [----] followers, [---] engagements


"PSA: Credit Karma is NOT your real score. Dealerships use FICO NOT VantageScore. If you want the REAL number use Experian or MyFICO ๐Ÿ“ˆ Stop letting CK play with your emotions ๐Ÿ˜ญ #creditkarma #lifebelike #real #fixyourcredit Credit Karma: "Your Credit Score Is [---] ๐Ÿคฉ" Car Dealership: "561 ๐Ÿฅด" Credit Karma: "Your Credit Score Is [---] ๐Ÿคฉ" Car Dealership: "561 ๐Ÿฅด""  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7580194283777510670)  2025-12-05T02:25Z [----] followers, 418.9K engagements


"My client found me on TikTok thought I was a scammer ๐Ÿ˜ญ๐Ÿ˜’. but she still trusted the process and signed up. This was her very first round of disputes and she only paid $197. #credit #creditscore #creditrepair #credittips #fy"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7592372436524469559)  2026-01-06T22:03Z [----] followers, 16.7K engagements


"I get asked this all the time no I do NOT sell trade lines. Trade lines are something you can purchase on your own if your credit profile is already clean. Adding trade lines to a messy or inaccurate report can actually do more harm than good. If youre considering trade lines I recommend starting with: Trade Line Supply Trade Line Genie Important: Trade lines are not a fix for late payments collections or charge-offs. Your credit profile needs to be positioned properly first. If you want a list of additional reputable vendors or need help figuring out whether trade lines even make sense for"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7603532565089144078)  2026-02-05T23:49Z [----] followers, [----] engagements


"Starting over with credit cards can be challenging but you can rebuild your credit and create healthy habits with the right approach. consider a secured credit card to rebuild your credit. Set up automatic payments for your bills and maintain a low credit utilization. be patient and persistent as rebuilding your credit takes time and consistency. If you need guidance click the link in my bio for assistance. #creditrepair #creditrepairtips #creditanalyst #fyp #blackgirltiktokers๐ŸคŽ #fypviral #greenscreen Best Credit Cards For People With Bad Credit ๐Ÿ’ณ Best Credit Cards For People With Bad"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7444318257240116526)  2024-12-03T22:36Z [----] followers, [----] engagements


"Its really that easy. If you need guidance click the link in bio for a free credit analysis. #credit #creditrepair #debt #debtfreejourney #fyp #howtofixmycredit #collections #credithacks #credittips #fyp [--] Steps To Cleaning Up Your Credit Report ๐Ÿ“ 2.Circle Or Hightlight All Negative Accounts + Errors / Inaccuracies 1.Get A Free Copy Of Your Credit Report Stooppp Using Credit Karma [--]. Set Up Free Accounts w/all Three Of The Credit Bureaus + CFPB [--]. Put In Disputes For All Accounts That Are Circled/Highlighted [--]. Refresh Your Credit Report To See What Was Deleted Now Put In A New Dispute For"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7449442183129730350)  2024-12-17T18:00Z [----] followers, [----] engagements


"Bankruptcy REMOVAL in DAYS Not [--] Years #greenscreen #bankruptcy #fypage #creditrepairservices #creditrepair #fixyourcredit Bankruptcy Removal Within [--] Days Experian Bankruptcy Removal Within [--] Days Experian"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7494321934277037358)  2025-04-17T16:36Z [----] followers, [----] engagements


"If youre thinking about financing a car go through a credit union. Youll get lower interest and fewer credit pulls. #creditunion #carfinancing #autoloan Get your auto loan through a credit union not the dealership. Get your auto loan through a credit union not the dealership"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7574241381883890957)  2025-11-19T01:25Z [----] followers, [----] engagements


"Navy Federal isnt the only one handing out high-limit credit cards. These five credit unions actually outperform Navy Federal and offer even better limits. #creditunion #finance #navyfederal #funding [--] Credit Unions That Better Than Navy Fed [--] Credit Unions That Better Than Navy Fed"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7574625446298422583)  2025-11-20T02:15Z [----] followers, 13.2K engagements


"POV: You paid me $197 to fix your credit and remove all collections & charge-offs and this is just round [--] ๐Ÿ˜Œ๐Ÿ“ˆ That price is no longer available #creditrepair #fixcredit #credit #creditscore #credittips POV: You paid me $197 to fix your credit and remove all collections & charge-offs and this is just round [--] ๐Ÿ˜Œ๐Ÿ“ˆ POV: You paid me $197 to fix your credit and remove all collections & charge-offs and this is just round [--] ๐Ÿ˜Œ๐Ÿ“ˆ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7593084387537866039)  2026-01-08T20:05Z [--] followers, 34K engagements


"Message me to get started today #creditrepair #fixcredit #badcredit #LanguageLearning #fixyourcreditcredithelp POV: You paid me $149 to fix your credit and get all collections repos & charge offs removed. Round: โœŒ๐Ÿฝ Almost Done โœ… POV: You paid me $149 to fix your credit and get all collections repos & charge offs removed. Round: โœŒ๐Ÿฝ Almost Done โœ…"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7551062248551206157)  2025-09-17T14:19Z [----] followers, 67.7K engagements


"Step 1: Im pulling ALL THREE credit reportsExperian Equifax and TransUnion. I need to see everything thats holding my score back. Were breaking it down line by line. Step 2: Im cleaning up my personal informationold addresses wrong names outdated data. Anything tying me to negative accounts is getting removed. Step 3: Im creating a list every collection charge-off and negative account. Dispute letters are going out ASAP. No online clicking. Were using consumer law and doing this the right way. Step 4: Im building my case with prooflaws violations and documentation. Im not going back and"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7602471157455015223)  2026-02-03T03:11Z [----] followers, 536.7K engagements


"Round 1.๐Ÿฅณ #credit #creditscore #creditreport #financialfreedom Round [--] of 4: When you trust the process and patiently wait for your time. Round [--] of 4: When you trust the process and patiently wait for your time"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7604918237200944398)  2026-02-09T17:27Z [----] followers, [----] engagements


"Call each credit bureau: Experian: 800-493-1058 TransUnion: 800-916-8800 Equifax: 888-378-4329 Say this to the representative: Im calling to update my personal information and remove any old or inaccurate addresses linked to my credit report. Heres why this matters: When your personal information is outdated old addresses name variations misspellings it can keep negative accounts connected to your file. That means accounts that may not even belong to you can continue to report. And when you dispute them they often come back verified because the system still links them to your identity. Clean"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7605818798314130702)  2026-02-12T03:41Z [----] followers, 68.2K engagements


"Just a girl out here helping people remove THOUSANDS in debt and rebuild their lives one deletion at a time ๐Ÿ’…๐Ÿฝ #credit #creditrepair #creditreport #badcredit #credit [--] DAYS. Thats all it took. ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ”ฅ My clients are literally rebuilding their entire financial life in weeks not yearsss. [--] DAYS. Thats all it took. ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ”ฅ My clients are literally rebuilding their entire financial life in weeks not yearsss"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7606417064412204301)  2026-02-13T18:23Z [----] followers, [---] engagements


"Our New Home Thank you GOD ๐Ÿ™Œ๐Ÿฝ๐Ÿ’– #newhome #homeowner #fy #fyp #relocation #texas #thankyouGod Dear God Thank you. Dear God Thank you"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7519938804518522167)  2025-06-25T17:23Z [----] followers, 15.5K engagements


"Step 1: Im pulling ALL THREE credit reportsExperian Equifax and TransUnion. I need to see everything thats holding my score back. Were breaking it down line by line. Step 2: Im cleaning up my personal informationold addresses wrong names outdated data. Anything tying me to negative accounts is getting removed. Step 3: Im creating a list every collection charge-off and negative account. Dispute letters are going out ASAP. No online clicking. Were using consumer law and doing this the right way. Step 4: Im building my case with prooflaws violations and documentation. Im not going back and"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7602471157455015223)  2026-02-03T03:11Z [----] followers, 536.7K engagements


"Message me to get started today #creditrepair #fixcredit #badcredit #LanguageLearning #fixyourcreditcredithelp POV: You paid me $149 to fix your credit and get all collections repos & charge offs removed. Round: โœŒ๐Ÿฝ Almost Done โœ… POV: You paid me $149 to fix your credit and get all collections repos & charge offs removed. Round: โœŒ๐Ÿฝ Almost Done โœ…"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7551062248551206157)  2025-09-17T14:19Z [----] followers, 67.7K engagements


"Just a girl out here helping people remove THOUSANDS in debt and rebuild their lives one deletion at a time ๐Ÿ’…๐Ÿฝ #credit #creditrepair #creditreport #badcredit #credit [--] DAYS. Thats all it took. ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ”ฅ My clients are literally rebuilding their entire financial life in weeks not yearsss. [--] DAYS. Thats all it took. ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ”ฅ My clients are literally rebuilding their entire financial life in weeks not yearsss"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7606417064412204301)  2026-02-13T18:23Z [----] followers, [---] engagements


"Think your credit repair efforts matter Paying bills late and maxing out credit cards can drop your score 100+ points in no time ๐Ÿ’ณ๐Ÿ“‰ These habits can undo months of progress so its crucial to stay on top of your payments and credit usage. #creditscore #creditcards #credit #badcredit"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7606065335866821901)  2026-02-12T19:38Z [----] followers, [---] engagements


"Call each credit bureau: Experian: 800-493-1058 TransUnion: 800-916-8800 Equifax: 888-378-4329 Say this to the representative: Im calling to update my personal information and remove any old or inaccurate addresses linked to my credit report. Heres why this matters: When your personal information is outdated old addresses name variations misspellings it can keep negative accounts connected to your file. That means accounts that may not even belong to you can continue to report. And when you dispute them they often come back verified because the system still links them to your identity. Clean"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7605818798314130702)  2026-02-12T03:41Z [----] followers, 68.2K engagements


"Did you know just a couple of late payments or maxed-out credit cards can tank your credit score ๐Ÿ˜ณ Keep balances low and always pay on time to protect your payment history and keep your score healthy #creditscore #credittips #creditcards #credit Fastest way to destroy your score. Late payments and maxed-out cards. Protect your payment history. Fastest way to destroy your score. Late payments and maxed-out cards. Protect your payment history"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7605665283717516558)  2026-02-11T17:46Z [----] followers, [----] engagements


"Too many credit inquiries can hurt your score did you know they make up 10% of your credit profile Stop applying for new credit and start focusing on repairing and building your credit the right way. #creditscore #inquries #fixyourcredit #creditrepair #credittips"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7605293194003139853)  2026-02-10T17:42Z [----] followers, [---] engagements


"Round 1.๐Ÿฅณ #credit #creditscore #creditreport #financialfreedom Round [--] of 4: When you trust the process and patiently wait for your time. Round [--] of 4: When you trust the process and patiently wait for your time"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7604918237200944398)  2026-02-09T17:27Z [----] followers, [----] engagements


"Second round results are in Client only invested $197 in score increased over 231+ points๐Ÿ’ฅ๐Ÿ“ˆ Imagine round three ๐Ÿ˜ฎ๐Ÿ’จ #credit #creditrepair #creditscore #fixyourcredit They said credit repair was a scam I said WATCH THIS ๐Ÿ˜Œ๐Ÿ”ฅ Results dont lie people do ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ’ฏ They said credit repair was a scam I said WATCH THIS ๐Ÿ˜Œ๐Ÿ”ฅ Results dont lie people do ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ’ฏ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7603794215759400205)  2026-02-06T16:45Z [----] followers, [----] engagements


"I get asked this all the time no I do NOT sell trade lines. Trade lines are something you can purchase on your own if your credit profile is already clean. Adding trade lines to a messy or inaccurate report can actually do more harm than good. If youre considering trade lines I recommend starting with: Trade Line Supply Trade Line Genie Important: Trade lines are not a fix for late payments collections or charge-offs. Your credit profile needs to be positioned properly first. If you want a list of additional reputable vendors or need help figuring out whether trade lines even make sense for"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7603532565089144078)  2026-02-05T23:49Z [----] followers, [----] engagements


"Replying to @Tati you can pull a copy of your credit reports for free. You can go to AnnualCreditReport.com and access your reports from Experian Equifax and TransUnion. Right now youre able to pull these reports weekly at no cost. You can also request your credit reports directly from Experian Equifax or TransUnion. Now if youre going through the homebuying process I recommend monitoring your FICO scores Using My FICO Thats because FICO is the scoring model lenders actually use when making approval decisions. #creditscore #credit #creditreport #credittips #creditrepair Knowing whats on your"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7603204243868224782)  2026-02-05T02:36Z [----] followers, [----] engagements


"The first thing everyone asks me is: how long is the process Credit repair takes work two ways. I do my part but you also have to do your part: build positive accounts and stay consistent. I ask you your goals and Im gonna do my best to get you therejust trust the process. But the honest truth It depends on your profile. You will see results within [--] days of being enrolled #creditrepair #creditscore #credit #creditreport The first thing everyone asks me is How long is the process The first thing everyone asks me is How long is the process"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7602681051013467406)  2026-02-03T16:46Z [----] followers, [----] engagements


"Before you send money on a collection know your options. You can settle the debt for less or dispute the account. If you settle always request pay for deletion and get it in writing first. Never send payment without confirming how the account will be reported. This is how you protect your credit. #credittips #collections #creditrepair #crediteducation #creditscore Listen to This Before Paying a Collection Listen to This Before Paying a Collection"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7602302553883168013)  2026-02-02T16:16Z [----] followers, [----] engagements


"Replying to @G.bee4real I get why people say its hard to trust credit repair and honestly you dont have to trust anyone. You do not have to pay anybody to fix your credit. You can do it yourself. You just have to want it and be willing to put in the work. #credit #credittips #fixyourcredit #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7601683249416473870)  2026-02-01T00:13Z [----] followers, [----] engagements


"Small changes can make a big impact on your credit score By keeping your credit card balances low ideally under 10% utilization you can see a noticeable boost. Even paying down just a little bit can help your score take off. Start small see results fast #creatorsearchinsights #credittips #financialliteracy #credithacks #personalfinancetips Boost Your Credit Score Boost Your Credit Score"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7601250442957376781)  2026-01-30T20:14Z [----] followers, [----] engagements


"#credit #fixyourcredit #financialfreedom #creditscore"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7599797676632214815)  2026-01-26T22:16Z [----] followers, [---] engagements


"They said credit repair was a scam until results showed up. ๐Ÿ“ˆ My client just entered the [---] club with strategy patience and consistency. This is why credit education matters. #credit #creditscore #fixyourcredit #financialfreedom #creditrepair POV: People think credit repair is a scam meanwhile my client just entered the [---] club. ๐Ÿš€๐Ÿ“ˆ POV: People think credit repair is a scam meanwhile my client just entered the [---] club. ๐Ÿš€๐Ÿ“ˆ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7598770880604392759)  2026-01-24T03:52Z [----] followers, [----] engagements


"I dont care if your score is a [---] or a [---] Ive seen it. Ive fixed it. Ive helped close it. JUST START ๐Ÿ”‘๐Ÿ  #credit #fixyourcredit #badcredit #financialfreedom #creditrepairhelp When you bring me a [---] credit score ๐Ÿฅณ When you bring me a [---] credit score ๐Ÿฅณ"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7598243339556621581)  2026-01-22T17:45Z [----] followers, [---] engagements


"Once your bankruptcy is discharged thats not the end its the starting point. Dispute inaccurate reporting then rebuild strategically. Ive helped clients with prior bankruptcies qualify for cars and homes even while enrolled in my program. Credit is about timing accuracy and consistency. #creditrepair #bankruptcy #rebuildcredit #bankruptcytips #credittips Dispute & Rebuild After Bankruptcy. Yes Its Possible Dispute & Rebuild After Bankruptcy. Yes Its Possible"  
[TikTok Link](https://www.tiktok.com/@consultwitciera/video/7597888725179223309)  2026-01-21T18:48Z [----] followers, [----] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing

@consultwitciera Avatar @consultwitciera consultwitciera

consultwitciera posts on TikTok about credit cards, if you, debt, cards the most. They currently have [-----] followers and [--] posts still getting attention that total [------] engagements in the last [--] hours.

Engagements: [------] #

Engagements Line Chart

  • [--] Week [------] -78%
  • [--] Month [-------] +28%
  • [--] Months [---------] +26,017%
  • [--] Year [---------] +24,248%

Mentions: [--] #

Mentions Line Chart

Followers: [-----] #

Followers Line Chart

  • [--] Week [-----] +8.30%
  • [--] Month [-----] +56%
  • [--] Months [-----] +369%
  • [--] Year [-----] +793%

CreatorRank: [-------] #

CreatorRank Line Chart

Social Influence

Social category influence finance social networks technology brands stocks automotive brands cryptocurrencies

Social topic influence credit cards, if you, debt, cards, accounts #287, how to, collection, trust, just a, history

Top accounts mentioned or mentioned by @alecia @tati @gbee4real

Top assets mentioned The 99% Community (99)

Top Social Posts

Top posts by engagements in the last [--] hours

"Capital One quicksilver card review. #capitalone #capitalonequicksilver #creditcardreview #credittips"
TikTok Link 2023-12-01T21:05Z [---] followers, [---] engagements

"Debt Collector Harassment #greenscreen #lawyer #debtcollector #collections #debtfree #personalfinance #credit"
TikTok Link 2024-04-26T18:52Z [---] followers, [---] engagements

"Rebuilding after a bankruptcy isn't fun but think of the end goal Discover how to establish a solid foundation and work your way to a brighter financial future #credit #creditrepair #bankruptcy #credittips #debt #debtfreejourney"
TikTok Link 2024-05-29T00:38Z [---] followers, 20.2K engagements

"Credit Repair Pitfalls: What to Avoid ๐Ÿšซ #credit #creditrepair #creditcard #fyp"
TikTok Link 2024-06-21T22:22Z [----] followers, [---] engagements

"Before applying for a home or car loan don't rely on Credit Karma Make sure to check your FICO scores instead. Your FICO scores are what most lenders use so they'll give you a more accurate picture of where you stand. #credit #creditscores #creditanalyst #creditkarma #fico FICO Vs Vantage Scores FICO Vs Vantage Scores"
TikTok Link 2024-10-17T01:32Z [---] followers, [----] engagements

"If you've discovered fraudulent accounts on your credit report using Federal Trade Commission (FTC) reports is the quickest way to address the issue. Here's how to leverage FTC resources for rapid results: [--]. Submit an FTC Report [--]. Draft a Dispute Letter [--]. Contact Credit Agencies. Need guidance click the link in my bio ๐Ÿค #credit #ftc #credithack #creditrepair #creditrepairservices #credittips #greenscreen #fyp #fyppppppppppppppppppppppp How To Address Fraudulent Accounts On Your Credit Report How To Address Fraudulent Accounts On Your Credit Report"
TikTok Link 2024-11-07T17:17Z [---] followers, [---] engagements

"Quick Fixes Aren't Always the Answer for Credit Repair. Fixing Credit Takes Time. Need help with your credit Click the link in my bio to get a FREE credit analysis. #credit #creditrepairtips #fyp #creditanalysis #blackgirltiktokers๐ŸคŽ #fyp TransUnion Sweep TransUnion Sweep"
TikTok Link 2024-12-04T16:59Z [---] followers, [----] engagements

"Replying to @Alecia B #credit #creditrepair #blackgirltiktokers๐ŸคŽ"
TikTok Link 2024-12-05T18:34Z [---] followers, [----] engagements

"Now is the time to start cleaning your credit. Get those disputes in #greenscreen #creditscore #fypviral #fyp #debtfree The CFPB is suing Experian for not processing disputes. ๐Ÿ™ƒ The CFPB is suing Experian for not processing disputes. ๐Ÿ™ƒ"
TikTok Link 2025-01-17T01:29Z [---] followers, [---] engagements

"Its not just about the credit scoreits about whats actually reporting on your credit Join my Facebook community for more tips and guidance on your credit repair journey. #credit #credittips #diycreditrepair #fixyourcredit #fyp #fyp Make Sure Youre Building A Soild Credit Profile Make Sure Youre Building A Soild Credit Profile"
TikTok Link 2025-04-04T00:32Z [---] followers, [---] engagements

"Cannot open a checking/saving account due to ChexSystems or Early Warning. You can delete checking records from those reports. I can help you ๐Ÿ˜‰#earlywarning #funding #checksystem #creditrepairhacks #credithacks #foryourpage #fyp Cant Get Approved For A Traditional Bank Account Cant Get Approved For A Traditional Bank Account"
TikTok Link 2025-04-26T21:49Z [---] followers, [---] engagements

"๐Ÿšจ Last Day to Get $100 Enrollment Special #creditrepairservices #fyp ๐Ÿšจ Attention ๐Ÿšจ Attention"
TikTok Link 2025-04-30T19:57Z [---] followers, [---] engagements

"Round [--] Monthly clients update #fyp #fypage #creditrepair #blackgirltiktokers๐ŸคŽ #creditreport #fixyourcredit She paid $99 to enroll on my monthly plan She paid $99 to enroll on my monthly plan"
TikTok Link 2025-05-03T01:22Z [---] followers, [---] engagements

"Cannot open a checking account due to Chex System + Early Warnings. You can remove those accounts from youre report. I can help you ๐Ÿ˜‰ #credithacks #chexsystems #earlywarning #creditrepair #bankaccount #creditfunding #foryoupage #fyp #greenscreen Early Warning / Chex System Removal Early Warning / Chex System Removal"
TikTok Link 2025-06-02T20:36Z [---] followers, [----] engagements

"Using your credit card the right way can boost your score whether its paying them down managing balances wisely or avoiding miss payment always know your due date and aim to report 10% less of your limit if youre not sure how this works but a call with me just have your statements ready and well go over it together #credittips #credithacks #creatorsearchinsights Using your credit cards properly can increase your credit score Using your credit cards properly can increase your credit score"
TikTok Link 2025-09-11T15:25Z [---] followers, [---] engagements

"Having a 700+ credit score doesnt guarantee approval for funding. Your score is just one part of the puzzle. Lenders also consider your payment history credit utilization age of accounts and more. Lets make sure your entire profile is truly fundable. #funding #credittips #creditscore #greenscreen What credit score you need for funding What credit score you need for funding"
TikTok Link 2025-09-16T16:32Z [---] followers, [----] engagements

"Don't wait til you need credit to fix your credit ๐Ÿ˜ด #creditrepair #collections #experian #badcredit #fixyourcreditcredithelp Score Increased +132 pts just by removing collections โœ… Score Increased +132 pts just by removing collections โœ…"
TikTok Link 2025-09-18T15:28Z [----] followers, [----] engagements

"One client rushed to get funding without letting me clean up her profile ended up with a lower approval. Another waited trusted the process and got WAY more. ๐Ÿ’ณ Solid profile = higher limits ๐Ÿ“‰ Low utilization + trade lines = leverage ๐Ÿ›‘ Stop rushing to get funding get it RIGHT first #greenscreen #funding #creditscore #credittips #fundingtips He Waited She Didnt Guess Who Got More Funding ๐Ÿ‘€ He Waited She Didnt Guess Who Got More Funding ๐Ÿ‘€"
TikTok Link 2025-09-25T16:41Z [---] followers, [---] engagements

"Quick turnaround. Results speak. โš  Price going up soon. #greenscreen ##creditrepair##fixyourcredit##ews##chexsystems In & out. Results delivered โœ… In & out. Results delivered โœ…"
TikTok Link 2025-10-01T16:20Z [----] followers, [---] engagements

"Fix your credit while the sale lasts Oktoberfest Edition ๐Ÿ‘ป #greenscreen #freshstart #credit #fixyourcredit #financialfreedom Credit problems Lets fix that this Fall SALE ON NOW Credit problems Lets fix that this Fall SALE ON NOW"
TikTok Link 2025-10-03T16:38Z [----] followers, [---] engagements

"Time to have the life you deserve Dispute those bankruptcies as soon as they are discharged #bankruptcy #freshstart #debtrelief #credittips Bankruptcy Doesnt Have to Stay 7-10 Years Bankruptcy Doesnt Have to Stay 7-10 Years"
TikTok Link 2025-10-07T21:01Z [----] followers, [----] engagements

"I made sure all my siblings understood credit and financial literacy. My little brother just got his first car at [--] NO cosigner no dealership financing. He got a check from his credit union and handled it the right way. ๐Ÿ“Œ #creatorsearchinsights #greenscreen #financialliteracy #goodcredit How I helped my 18-year-old brother build credit and buy his first car NO cosigner no dealership financing ๐Ÿ“Œ How I helped my 18-year-old brother build credit and buy his first car NO cosigner no dealership financing ๐Ÿ“Œ"
TikTok Link 2025-10-15T22:08Z [----] followers, [---] engagements

"How to remove inquiries from Experian within 24-48 hours. #credit #credittips #inquires #2023 #newgoals #financial #diy #experian #equifax Experian 1-800-493-1058 EQUIFAX 1-888-548-7878 Transunion 1-800-916-8800 How to remove inquires 24-48 hours Experian Experian 1-800-493-1058 EQUIFAX 1-888-548-7878 Transunion 1-800-916-8800 How to remove inquires 24-48 hours Experian"
TikTok Link 2023-10-24T14:26Z [----] followers, [---] engagements

"Credit Card Tips #creditcards #howtobuildyourcredit #creditforbeginners #financialliteracy #creatorsearchinsights How to boost your credit score FAST How to boost your credit score FAST"
TikTok Link 2024-10-02T13:06Z [----] followers, [---] engagements

"3B Sweep Method for Credit Repair. Need credit repair help 50% off my services for the rest of the year Link in bio #greenscreen #blackgirltiktokers๐ŸคŽ #credit #creditrepair #fyp How To Do A 3B Sweep Step-by-step How To Do A 3B Sweep Step-by-step"
TikTok Link 2024-12-05T17:56Z [----] followers, 11.9K engagements

"Your credit card's statement date is key for maximizing utilization points. Keep your balance below 3% of your credit limit by this date to boost your credit score. #creditscore #credittips #credithacks #fyp #fyp CREDIT HACK: How to increase your credit score fast CREDIT HACK: How to increase your credit score fast"
TikTok Link 2025-01-16T22:01Z [----] followers, 21.3K engagements

"Cannot open a checking account due to ChexSystems or Early Warning. You can delete checking records from those reports. I can help you ๐Ÿ˜‰ #greenscreen #credithacks #checksystems #earlywarning #creditrepairhelp #creditfunding #foryoupage #fyp Chex System / Early Warning Removal Chex System / Early Warning Removal"
TikTok Link 2025-02-06T21:53Z [----] followers, 12.4K engagements

"Need help with the check system or EWS 4-day removal Click the link in my bio to purchase the 4-Day Removal Package and start the process #greenscreen #ews #checksystem #credithack #bankaccount #creditfunding #foryoupage #fyp Chex System + EWS [--] Day Removal Chex System + EWS [--] Day Removal"
TikTok Link 2025-06-16T16:20Z [----] followers, [----] engagements

"Looking for a Church to call home ๐Ÿค #dallaschurch #churchtiktok #dallastx #church Church In Dallas Recommendations Church In Dallas Recommendations"
TikTok Link 2025-09-06T21:41Z [----] followers, 16.4K engagements

"Bankruptcy discharged Start disputing it IMMEDIATELY and begin rebuilding your credit #creditrepair #bankruptcy #rebuildcredit #bankruptcytips Dont wait Dispute that bankruptcy right after discharge Dont wait Dispute that bankruptcy right after discharge"
TikTok Link 2025-09-26T17:31Z [----] followers, [----] engagements

"OH I KNOW BALLLLLLLLL. ๐Ÿคช #credit #creditscore #credittips #creditrepair WHEN I TELL PEOPLE I FIX CREDIT AND THEY THINK I DON'T KNOW BALL ๐Ÿคญ WHEN I TELL PEOPLE I FIX CREDIT AND THEY THINK I DON'T KNOW BALL ๐Ÿคญ"
TikTok Link 2025-10-01T22:23Z [----] followers, [----] engagements

"Credit unions are a great option for banking. Theyre ideal for building credit and especially beneficial for business owners and those looking to get approved for various types of loans including auto loans. #financialeducation #funding #wealthymindset"
TikTok Link 2025-10-17T19:45Z [----] followers, [---] engagements

"ChexSystems or EWS keeping you from opening a bank account I can help you get removed. #chexsystems #earlywarning #bankaccount #fuding Blocked by ChexSystems or Early Warning Services Heres how to fix it and finally open a bank account. Blocked by ChexSystems or Early Warning Services Heres how to fix it and finally open a bank account"
TikTok Link 2025-10-22T19:46Z [----] followers, [---] engagements

"This client started with [--] negative accounts and two bankruptcies across all three bureaus. I usually recommend [--] months for a file like that but she chose the monthly option and in just [--] months her credit score is already in the low 700s. She didnt wait she just started #creditrepair #badcredit #fixyourcredit #credit From [--] negative accounts and [--] bankruptcies to the 700s in just [--] months From [--] negative accounts and [--] bankruptcies to the 700s in just [--] months"
TikTok Link 2025-10-27T19:48Z [----] followers, [---] engagements

"HOW TO RAISE YOIR CREDIT #greenscreen #creditscore #credittips #financialliteracy #credit HOW TO No Credit Score To [---] CREDIT SCORE HOW TO No Credit Score To [---] CREDIT SCORE"
TikTok Link 2025-10-31T01:27Z [----] followers, [---] engagements

"Paying down your credit cards before the statement date is the fastest way to raise your credit score. #creditcards #debtfree #increasecreditscore #credittips The quickest way to boost your credit score PAY. IT. OFF The quickest way to boost your credit score PAY. IT. OFF"
TikTok Link 2025-11-01T23:57Z [----] followers, [----] engagements

"Bankruptcies does not have to stay on your credit report for 7-10 years. You can dispute it as soon as its discharged. The first step Pull a copy of your credit report and clean up your personal information section. #bankruptcy #credittips #bankruptcyhelp #financialfreedom Dispute Your Bankruptcy Dont Wait 7-10 Years Dispute Your Bankruptcy Dont Wait 7-10 Years"
TikTok Link 2025-11-03T23:40Z [--] followers, [----] engagements

"5 Essential Credit Tips Before Buying a Home: 1.Keep your credit cards open Closing accounts can hurt your score. 2.Avoid applying for new credit New inquiries can lower your credit rating. 3.Dont cosign for anyone Other peoples loans can impact your approval. 4.Reduce your debt Keep your credit utilization under 10%. 5.Understand and monitor your credit score Know where you stand before applying for a mortgage. #badcredit #buyingahome #homebuyingtips #creditrepair If I plan to buy a home in [----] here are some tips If I plan to buy a home in [----] here are some tips"
TikTok Link 2025-11-05T00:43Z [----] followers, [---] engagements

"So many people think you have to wait 7-10 years for a bankruptcy to fall off your credit thats false. Once its discharged you can take steps to have it removed sooner. Dont let misinformation keep you stuck. #bankruptcy #credittips #financialfreedom #bankruptcyhelp ๐Ÿ—ฃ Dont let them fool you bankruptcies dont have to sit for 7-10 years ๐Ÿ—ฃ Dont let them fool you bankruptcies dont have to sit for 7-10 years"
TikTok Link 2025-11-05T18:14Z [----] followers, [---] engagements

"ChexSystems & Early Warning removal process takes up to 4-7 business days. Once you receive your report you can begin the dispute process. There is no reason you should not have a traditional bank account #chexsystemsremoval #ewsremoval #bankaccount #languagelearning Dispute ChexSystems & Early Warning. You deserve a traditional bank account. Dispute ChexSystems & Early Warning. You deserve a traditional bank account"
TikTok Link 2025-11-06T19:41Z [----] followers, 11.4K engagements

"Updated [--] late payments for my client. If you want that home in [----] those late payments GOTTA GO #credit #latepayments #fixyourcredit #funding #homeowner Late payments will block that [----] home. This is what updated accounts look like. ๐Ÿ˜ฎ๐Ÿ’จ Late payments will block that [----] home. This is what updated accounts look like. ๐Ÿ˜ฎ๐Ÿ’จ"
TikTok Link 2025-11-14T19:37Z [----] followers, [----] engagements

"Another client testimonial He started with me last month and after just his first round his score shot up [---] points. Now were officially ready to move into funding. #creditrepairservices #fixmycredit #credit #badcredit #greenscreen"
TikTok Link 2025-11-21T19:19Z [--] followers, [---] engagements

"Before you ask for funding make sure your credit profile is solid. That means low utilization no recent late payments a few positive accounts reporting clean personal information and minimal inquiries. Build your foundation first the funding comes next. #funding #creditcards #highcreditlimits #creditrepair Before you go ask for funding just make sure your credit profile is solid first. ๐Ÿ’ณโœจ Before you go ask for funding just make sure your credit profile is solid first. ๐Ÿ’ณโœจ"
TikTok Link 2025-11-24T21:28Z [----] followers, [---] engagements

"Im Ciera Board Certified Credit Specialist helping clients repair rebuild and get approved for homes cars and business funding. Ive been fixing credit for 5+ years and teaching others how to build solid profiles that actually get approvals. #credit #creditspecialists #baddebt #fixyourcredit Who I Am & What I Do โœจ Who I Am & What I Do โœจ"
TikTok Link 2025-11-25T16:33Z [----] followers, [---] engagements

"Round [--] Results: [--] deletions + [---] point increase Today ONLY you can start your credit repair journey for just $50 down. This offer is only valid today and Im only accepting [--] people. Secure your spot while its open. #fixcreditfast #creditrepair #badcreditscore #fixyourcreditcredithelp #lanuagelearning Today ONLY Im disputing every negative item on your credit report for just $50 down. Round [--] Today ONLY Im disputing every negative item on your credit report for just $50 down. Round 1"
TikTok Link 2025-11-28T16:01Z [----] followers, [----] engagements

"Heres is exactly how you can find your most accurate credit score. #credit #credithelp #creditscore #experian #myfico Heres How You Can Check Your Credit Score Heres How You Can Check Your Credit Score"
TikTok Link 2025-12-04T00:53Z [----] followers, [---] engagements

"Most people dont know their credit score is made up of FIVE parts and once you understand them raising your score becomes EASY. ๐Ÿ“ˆ 35% Payment History 30% Utilization 15% Credit Age 10% Credit Mix 10% New Credit If you focus on these [--] areas your score WILL improve. Need help fixing your credit or learning how to build it the right way Join my FREE Facebook group for tips hacks & DIY letters ๐Ÿ’ณโœจ #creditrepair #fixyourcredit #credittips #financialliteracy #creditscore How Your Credit Score Is Really Calculated ๐Ÿ‘€ How Your Credit Score Is Really Calculated ๐Ÿ‘€"
TikTok Link 2025-12-05T22:42Z [----] followers, [---] engagements

"Most people dont realize this but credit utilization makes up 30% of your credit score. That means if your credit cards are maxed out your score will drop even if you pay on time. Try to keep your balances under 10% for the best credit results. #credittips #creditscore #creditcards #languagelearning Credit Utilization = 30% of your score. Keep balances under 10% for the best results. Credit Utilization = 30% of your score. Keep balances under 10% for the best results"
TikTok Link 2025-12-08T05:09Z [--] followers, [---] engagements

"5 Credit Mistakes I Would Avoid in My 20s Paying a collection agency Co-signing for anyone Going to a dealership without a pre-approval Using a CPN (illegal) #credit #credittips #credithelp #fixyourcredit [--] Credit Mistakes I Would Avoid in My 20s [--] Credit Mistakes I Would Avoid in My 20s"
TikTok Link 2025-12-08T18:51Z [--] followers, [---] engagements

"Credit repair will NOT work if youre still creating new negative habits. If youre missing payments maxing out cards adding new debt or opening unnecessary accounts your scores will drop faster than I can dispute. Disputes remove the negative history YOU have to maintain the positive behavior. Pay your bills on time keep utilization under 1020% and stop adding new credit during the process. If youre ready for real results change the habits holding your score back. #creditrepair #credittips #credit #creditmistakes The REAL Reason Your Credit Isnt Improving The REAL Reason Your Credit Isnt"
TikTok Link 2025-12-09T01:25Z [--] followers, [---] engagements

"Having a high credit score doesnt guarantee approvals. Lenders look at your whole profile: Credit Mix: If you only have one type of account your profile looks weak. Inquiries: Too many recent applications = risk. Utilization: Using over 30% of your credit can still get you denied. Best range for funding under 10%. A good score isnt enough your credit profile has to make sense. #credit #funding #creditscore #credittips Denied With a High Score Heres Why. Denied With a High Score Heres Why"
TikTok Link 2025-12-10T15:46Z [----] followers, [---] engagements

"The ChexSystem and Early removal process typically takes [--] to [--] days. Once you receive your report you can begin the process. #chexsystemsremoval #ewsremoval #bankaccount #languagelearning #fy ChexSystem Removal & Early Warning Removal 4-7 Days Then You Are Approved ChexSystem Removal & Early Warning Removal 4-7 Days Then You Are Approved"
TikTok Link 2025-12-19T05:21Z [----] followers, 23.5K engagements

"New year. New mindset. Stop procrastinating and fix your credit These results were expedited for this client and arent something I offer to everyone but if youre ready to take action now is your moment. #creditrepair #fixyourcredit #creditrepair #creditscore #fy New Year. New Mindset. Stop procrastinating fix your credit New Year. New Mindset. Stop procrastinating fix your credit"
TikTok Link 2026-01-02T20:48Z [----] followers, [---] engagements

"PSA: Credit Karma is NOT your real score. Dealerships use FICO NOT VantageScore. If you want the REAL number use Experian or MyFICO ๐Ÿ“ˆ Stop letting CK play with your emotions ๐Ÿ˜ญ #creditkarma #lifebelike #real #fixyourcredit Credit Karma: "Your Credit Score Is [---] ๐Ÿคฉ" Car Dealership: "561 ๐Ÿฅด" Credit Karma: "Your Credit Score Is [---] ๐Ÿคฉ" Car Dealership: "561 ๐Ÿฅด""
TikTok Link 2025-12-05T02:25Z [----] followers, 418.9K engagements

"My client found me on TikTok thought I was a scammer ๐Ÿ˜ญ๐Ÿ˜’. but she still trusted the process and signed up. This was her very first round of disputes and she only paid $197. #credit #creditscore #creditrepair #credittips #fy"
TikTok Link 2026-01-06T22:03Z [----] followers, 16.7K engagements

"I get asked this all the time no I do NOT sell trade lines. Trade lines are something you can purchase on your own if your credit profile is already clean. Adding trade lines to a messy or inaccurate report can actually do more harm than good. If youre considering trade lines I recommend starting with: Trade Line Supply Trade Line Genie Important: Trade lines are not a fix for late payments collections or charge-offs. Your credit profile needs to be positioned properly first. If you want a list of additional reputable vendors or need help figuring out whether trade lines even make sense for"
TikTok Link 2026-02-05T23:49Z [----] followers, [----] engagements

"Starting over with credit cards can be challenging but you can rebuild your credit and create healthy habits with the right approach. consider a secured credit card to rebuild your credit. Set up automatic payments for your bills and maintain a low credit utilization. be patient and persistent as rebuilding your credit takes time and consistency. If you need guidance click the link in my bio for assistance. #creditrepair #creditrepairtips #creditanalyst #fyp #blackgirltiktokers๐ŸคŽ #fypviral #greenscreen Best Credit Cards For People With Bad Credit ๐Ÿ’ณ Best Credit Cards For People With Bad"
TikTok Link 2024-12-03T22:36Z [----] followers, [----] engagements

"Its really that easy. If you need guidance click the link in bio for a free credit analysis. #credit #creditrepair #debt #debtfreejourney #fyp #howtofixmycredit #collections #credithacks #credittips #fyp [--] Steps To Cleaning Up Your Credit Report ๐Ÿ“ 2.Circle Or Hightlight All Negative Accounts + Errors / Inaccuracies 1.Get A Free Copy Of Your Credit Report Stooppp Using Credit Karma [--]. Set Up Free Accounts w/all Three Of The Credit Bureaus + CFPB [--]. Put In Disputes For All Accounts That Are Circled/Highlighted [--]. Refresh Your Credit Report To See What Was Deleted Now Put In A New Dispute For"
TikTok Link 2024-12-17T18:00Z [----] followers, [----] engagements

"Bankruptcy REMOVAL in DAYS Not [--] Years #greenscreen #bankruptcy #fypage #creditrepairservices #creditrepair #fixyourcredit Bankruptcy Removal Within [--] Days Experian Bankruptcy Removal Within [--] Days Experian"
TikTok Link 2025-04-17T16:36Z [----] followers, [----] engagements

"If youre thinking about financing a car go through a credit union. Youll get lower interest and fewer credit pulls. #creditunion #carfinancing #autoloan Get your auto loan through a credit union not the dealership. Get your auto loan through a credit union not the dealership"
TikTok Link 2025-11-19T01:25Z [----] followers, [----] engagements

"Navy Federal isnt the only one handing out high-limit credit cards. These five credit unions actually outperform Navy Federal and offer even better limits. #creditunion #finance #navyfederal #funding [--] Credit Unions That Better Than Navy Fed [--] Credit Unions That Better Than Navy Fed"
TikTok Link 2025-11-20T02:15Z [----] followers, 13.2K engagements

"POV: You paid me $197 to fix your credit and remove all collections & charge-offs and this is just round [--] ๐Ÿ˜Œ๐Ÿ“ˆ That price is no longer available #creditrepair #fixcredit #credit #creditscore #credittips POV: You paid me $197 to fix your credit and remove all collections & charge-offs and this is just round [--] ๐Ÿ˜Œ๐Ÿ“ˆ POV: You paid me $197 to fix your credit and remove all collections & charge-offs and this is just round [--] ๐Ÿ˜Œ๐Ÿ“ˆ"
TikTok Link 2026-01-08T20:05Z [--] followers, 34K engagements

"Message me to get started today #creditrepair #fixcredit #badcredit #LanguageLearning #fixyourcreditcredithelp POV: You paid me $149 to fix your credit and get all collections repos & charge offs removed. Round: โœŒ๐Ÿฝ Almost Done โœ… POV: You paid me $149 to fix your credit and get all collections repos & charge offs removed. Round: โœŒ๐Ÿฝ Almost Done โœ…"
TikTok Link 2025-09-17T14:19Z [----] followers, 67.7K engagements

"Step 1: Im pulling ALL THREE credit reportsExperian Equifax and TransUnion. I need to see everything thats holding my score back. Were breaking it down line by line. Step 2: Im cleaning up my personal informationold addresses wrong names outdated data. Anything tying me to negative accounts is getting removed. Step 3: Im creating a list every collection charge-off and negative account. Dispute letters are going out ASAP. No online clicking. Were using consumer law and doing this the right way. Step 4: Im building my case with prooflaws violations and documentation. Im not going back and"
TikTok Link 2026-02-03T03:11Z [----] followers, 536.7K engagements

"Round 1.๐Ÿฅณ #credit #creditscore #creditreport #financialfreedom Round [--] of 4: When you trust the process and patiently wait for your time. Round [--] of 4: When you trust the process and patiently wait for your time"
TikTok Link 2026-02-09T17:27Z [----] followers, [----] engagements

"Call each credit bureau: Experian: 800-493-1058 TransUnion: 800-916-8800 Equifax: 888-378-4329 Say this to the representative: Im calling to update my personal information and remove any old or inaccurate addresses linked to my credit report. Heres why this matters: When your personal information is outdated old addresses name variations misspellings it can keep negative accounts connected to your file. That means accounts that may not even belong to you can continue to report. And when you dispute them they often come back verified because the system still links them to your identity. Clean"
TikTok Link 2026-02-12T03:41Z [----] followers, 68.2K engagements

"Just a girl out here helping people remove THOUSANDS in debt and rebuild their lives one deletion at a time ๐Ÿ’…๐Ÿฝ #credit #creditrepair #creditreport #badcredit #credit [--] DAYS. Thats all it took. ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ”ฅ My clients are literally rebuilding their entire financial life in weeks not yearsss. [--] DAYS. Thats all it took. ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ”ฅ My clients are literally rebuilding their entire financial life in weeks not yearsss"
TikTok Link 2026-02-13T18:23Z [----] followers, [---] engagements

"Our New Home Thank you GOD ๐Ÿ™Œ๐Ÿฝ๐Ÿ’– #newhome #homeowner #fy #fyp #relocation #texas #thankyouGod Dear God Thank you. Dear God Thank you"
TikTok Link 2025-06-25T17:23Z [----] followers, 15.5K engagements

"Step 1: Im pulling ALL THREE credit reportsExperian Equifax and TransUnion. I need to see everything thats holding my score back. Were breaking it down line by line. Step 2: Im cleaning up my personal informationold addresses wrong names outdated data. Anything tying me to negative accounts is getting removed. Step 3: Im creating a list every collection charge-off and negative account. Dispute letters are going out ASAP. No online clicking. Were using consumer law and doing this the right way. Step 4: Im building my case with prooflaws violations and documentation. Im not going back and"
TikTok Link 2026-02-03T03:11Z [----] followers, 536.7K engagements

"Message me to get started today #creditrepair #fixcredit #badcredit #LanguageLearning #fixyourcreditcredithelp POV: You paid me $149 to fix your credit and get all collections repos & charge offs removed. Round: โœŒ๐Ÿฝ Almost Done โœ… POV: You paid me $149 to fix your credit and get all collections repos & charge offs removed. Round: โœŒ๐Ÿฝ Almost Done โœ…"
TikTok Link 2025-09-17T14:19Z [----] followers, 67.7K engagements

"Just a girl out here helping people remove THOUSANDS in debt and rebuild their lives one deletion at a time ๐Ÿ’…๐Ÿฝ #credit #creditrepair #creditreport #badcredit #credit [--] DAYS. Thats all it took. ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ”ฅ My clients are literally rebuilding their entire financial life in weeks not yearsss. [--] DAYS. Thats all it took. ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ”ฅ My clients are literally rebuilding their entire financial life in weeks not yearsss"
TikTok Link 2026-02-13T18:23Z [----] followers, [---] engagements

"Think your credit repair efforts matter Paying bills late and maxing out credit cards can drop your score 100+ points in no time ๐Ÿ’ณ๐Ÿ“‰ These habits can undo months of progress so its crucial to stay on top of your payments and credit usage. #creditscore #creditcards #credit #badcredit"
TikTok Link 2026-02-12T19:38Z [----] followers, [---] engagements

"Call each credit bureau: Experian: 800-493-1058 TransUnion: 800-916-8800 Equifax: 888-378-4329 Say this to the representative: Im calling to update my personal information and remove any old or inaccurate addresses linked to my credit report. Heres why this matters: When your personal information is outdated old addresses name variations misspellings it can keep negative accounts connected to your file. That means accounts that may not even belong to you can continue to report. And when you dispute them they often come back verified because the system still links them to your identity. Clean"
TikTok Link 2026-02-12T03:41Z [----] followers, 68.2K engagements

"Did you know just a couple of late payments or maxed-out credit cards can tank your credit score ๐Ÿ˜ณ Keep balances low and always pay on time to protect your payment history and keep your score healthy #creditscore #credittips #creditcards #credit Fastest way to destroy your score. Late payments and maxed-out cards. Protect your payment history. Fastest way to destroy your score. Late payments and maxed-out cards. Protect your payment history"
TikTok Link 2026-02-11T17:46Z [----] followers, [----] engagements

"Too many credit inquiries can hurt your score did you know they make up 10% of your credit profile Stop applying for new credit and start focusing on repairing and building your credit the right way. #creditscore #inquries #fixyourcredit #creditrepair #credittips"
TikTok Link 2026-02-10T17:42Z [----] followers, [---] engagements

"Round 1.๐Ÿฅณ #credit #creditscore #creditreport #financialfreedom Round [--] of 4: When you trust the process and patiently wait for your time. Round [--] of 4: When you trust the process and patiently wait for your time"
TikTok Link 2026-02-09T17:27Z [----] followers, [----] engagements

"Second round results are in Client only invested $197 in score increased over 231+ points๐Ÿ’ฅ๐Ÿ“ˆ Imagine round three ๐Ÿ˜ฎ๐Ÿ’จ #credit #creditrepair #creditscore #fixyourcredit They said credit repair was a scam I said WATCH THIS ๐Ÿ˜Œ๐Ÿ”ฅ Results dont lie people do ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ’ฏ They said credit repair was a scam I said WATCH THIS ๐Ÿ˜Œ๐Ÿ”ฅ Results dont lie people do ๐Ÿ˜ฎ๐Ÿ’จ๐Ÿ’ฏ"
TikTok Link 2026-02-06T16:45Z [----] followers, [----] engagements

"I get asked this all the time no I do NOT sell trade lines. Trade lines are something you can purchase on your own if your credit profile is already clean. Adding trade lines to a messy or inaccurate report can actually do more harm than good. If youre considering trade lines I recommend starting with: Trade Line Supply Trade Line Genie Important: Trade lines are not a fix for late payments collections or charge-offs. Your credit profile needs to be positioned properly first. If you want a list of additional reputable vendors or need help figuring out whether trade lines even make sense for"
TikTok Link 2026-02-05T23:49Z [----] followers, [----] engagements

"Replying to @Tati you can pull a copy of your credit reports for free. You can go to AnnualCreditReport.com and access your reports from Experian Equifax and TransUnion. Right now youre able to pull these reports weekly at no cost. You can also request your credit reports directly from Experian Equifax or TransUnion. Now if youre going through the homebuying process I recommend monitoring your FICO scores Using My FICO Thats because FICO is the scoring model lenders actually use when making approval decisions. #creditscore #credit #creditreport #credittips #creditrepair Knowing whats on your"
TikTok Link 2026-02-05T02:36Z [----] followers, [----] engagements

"The first thing everyone asks me is: how long is the process Credit repair takes work two ways. I do my part but you also have to do your part: build positive accounts and stay consistent. I ask you your goals and Im gonna do my best to get you therejust trust the process. But the honest truth It depends on your profile. You will see results within [--] days of being enrolled #creditrepair #creditscore #credit #creditreport The first thing everyone asks me is How long is the process The first thing everyone asks me is How long is the process"
TikTok Link 2026-02-03T16:46Z [----] followers, [----] engagements

"Before you send money on a collection know your options. You can settle the debt for less or dispute the account. If you settle always request pay for deletion and get it in writing first. Never send payment without confirming how the account will be reported. This is how you protect your credit. #credittips #collections #creditrepair #crediteducation #creditscore Listen to This Before Paying a Collection Listen to This Before Paying a Collection"
TikTok Link 2026-02-02T16:16Z [----] followers, [----] engagements

"Replying to @G.bee4real I get why people say its hard to trust credit repair and honestly you dont have to trust anyone. You do not have to pay anybody to fix your credit. You can do it yourself. You just have to want it and be willing to put in the work. #credit #credittips #fixyourcredit #financialliteracy"
TikTok Link 2026-02-01T00:13Z [----] followers, [----] engagements

"Small changes can make a big impact on your credit score By keeping your credit card balances low ideally under 10% utilization you can see a noticeable boost. Even paying down just a little bit can help your score take off. Start small see results fast #creatorsearchinsights #credittips #financialliteracy #credithacks #personalfinancetips Boost Your Credit Score Boost Your Credit Score"
TikTok Link 2026-01-30T20:14Z [----] followers, [----] engagements

"#credit #fixyourcredit #financialfreedom #creditscore"
TikTok Link 2026-01-26T22:16Z [----] followers, [---] engagements

"They said credit repair was a scam until results showed up. ๐Ÿ“ˆ My client just entered the [---] club with strategy patience and consistency. This is why credit education matters. #credit #creditscore #fixyourcredit #financialfreedom #creditrepair POV: People think credit repair is a scam meanwhile my client just entered the [---] club. ๐Ÿš€๐Ÿ“ˆ POV: People think credit repair is a scam meanwhile my client just entered the [---] club. ๐Ÿš€๐Ÿ“ˆ"
TikTok Link 2026-01-24T03:52Z [----] followers, [----] engagements

"I dont care if your score is a [---] or a [---] Ive seen it. Ive fixed it. Ive helped close it. JUST START ๐Ÿ”‘๐Ÿ  #credit #fixyourcredit #badcredit #financialfreedom #creditrepairhelp When you bring me a [---] credit score ๐Ÿฅณ When you bring me a [---] credit score ๐Ÿฅณ"
TikTok Link 2026-01-22T17:45Z [----] followers, [---] engagements

"Once your bankruptcy is discharged thats not the end its the starting point. Dispute inaccurate reporting then rebuild strategically. Ive helped clients with prior bankruptcies qualify for cars and homes even while enrolled in my program. Credit is about timing accuracy and consistency. #creditrepair #bankruptcy #rebuildcredit #bankruptcytips #credittips Dispute & Rebuild After Bankruptcy. Yes Its Possible Dispute & Rebuild After Bankruptcy. Yes Its Possible"
TikTok Link 2026-01-21T18:48Z [----] followers, [----] engagements

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