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# ![@clevercreditgirl Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7197953610344760363.png) @clevercreditgirl Samantha

Samantha posts on TikTok about education, ledger, collection, agencies the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/tiktok::7197953610344760363/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7197953610344760363/c:line/m:interactions.svg)

- X Week XXXXXX +727%
- X Month XXXXXXX +100%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX +3,642%

### Mentions: X [#](/creator/tiktok::7197953610344760363/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7197953610344760363/c:line/m:posts_active.svg)

- X Month X -XX%
- X Months XX -XX%
- X Year XX +388%

### Followers: XXXXXX [#](/creator/tiktok::7197953610344760363/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7197953610344760363/c:line/m:followers.svg)

- X Week XXXXXX no change
- X Month XXXXXX +0.42%
- X Months XXXXXX +36%
- X Year XXXXXX +908%

### CreatorRank: XXXXXXXXX [#](/creator/tiktok::7197953610344760363/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7197953610344760363/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [currencies](/list/currencies) 

**Social topic influence**
[education](/topic/education), [ledger](/topic/ledger), [collection](/topic/collection), [agencies](/topic/agencies), [breaking news](/topic/breaking-news), [consent](/topic/consent), [if you](/topic/if-you), [klarna](/topic/klarna), [automatic](/topic/automatic), [history](/topic/history)

**Top accounts mentioned or mentioned by**
[@tomwilliams246](/creator/undefined)

**Top assets mentioned**
[Klarna Group (KLAR)](/topic/klarna)
### Top Social Posts
Top posts by engagements in the last XX hours

"🔗 Go to the link in my profile Buy Me A coffee 😍 make an account FIRST and get access to the letter to request the chain of custody 💌 The letter goes to your loan servicer and the credit bureaus Do not miss this opportunity The chain of custody is a documented trail showing every transfer or assignment of ownership of your loan from origination (usually the Department of Education) through each loan servicer (i.e Nelnet Aidvantage Mohela)"  
[TikTok Link](https://www.tiktok.com/@clevercreditgirl/video/7500316116548439327)  2025-05-03T20:17Z 15.2K followers, 1.3M engagements


"Requesting the ledger forces the loan servicer to provide the detailed information about your loan. This includes: - verifying balances - catching errors - challenging accuracies - demand deletion - check for unauthorized interest during forbearance or Covid pause HOW to request the ledger ✍🏼 You can send a formal request letter to your loan servicer stating: Under my rights as a borrower I am requesting a full and complete amount ledger of my student loan including all the dispersement payments interest accrual fees adjustments forbearance or deferment and trees and any other transactional"  
[TikTok Link](https://www.tiktok.com/@clevercreditgirl/video/7532985509434412318)  2025-07-30T21:11Z 15.2K followers, 389.2K engagements


"Ok guys who needs this dispute letter Comment ☕ on this video to get the dispute letter #creditrepair #creditscoretips #creditscoreincrease #tiktokcredittips #debtcollectors #credithacks #creditrepairservices #credittips #creditscorehelp #credit #cfpb #presidenttrump #creditmemes"  
[TikTok Link](https://www.tiktok.com/@clevercreditgirl/video/7482814016721538334)  2025-03-17T16:20Z 15.2K followers, 18.7K engagements


"You need to do asap #studentloans #debtrelief #creditscore #studentloanforgiveness #studentloandebt"  
[TikTok Link](https://www.tiktok.com/@clevercreditgirl/video/7564046256201321759)  2025-10-22T14:02Z 15.2K followers, 54.8K engagements


"⚖ Nelnet a major U.S. federal student loan servicer has been involved in several legal disputes and regulatory actions over the years primarily concerning its loan servicing practices. This is the latest class action lawsuit 📌 If you have student loans serviced by Nelnet I highly recommend sending this dispute letter to request the student loan be deleted off of your credit report. 🔗 You can find the link to the letter (among other letters) in my profile under Buy me a coffee 😍"  
[TikTok Link](https://www.tiktok.com/@clevercreditgirl/video/7503691986524769566)  2025-05-12T22:37Z 15.2K followers, 4.9M engagements


"If using Buy Now Pay Later you need to know this #bnpl #credit #affirm #klarna #afterpay #moneytips #credittips #creditscore #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercreditgirl/video/7505939649756450079)  2025-05-18T23:59Z 15.2K followers, 113K engagements


"Request IDR instead ✅ It protects you from interest growth and helps you qualify for forgiveness programs even if your payment is $X When staying in forbearance might make sense: You have a very short-term hardship (a few weeks/months) and will return to full payments soon Youre between jobs and need time before recertifying your income You are not pursuing forgiveness and plan to pay off the loan quickly later #studentloans #creditscore #studentloanforgiveness #studentloandebt #credithelp"  
[TikTok Link](https://www.tiktok.com/@clevercreditgirl/video/7572348071682657567)  2025-11-13T22:58Z 15.2K followers, 1524 engagements