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# ![@clevercapitalfreedom Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7120598521980961834.png) @clevercapitalfreedom Clever Credit Guy

Clever Credit Guy posts on TikTok about debt, collection, if you, ai the most. They currently have XXXXXXX followers and 1000 posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/tiktok::7120598521980961834/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7120598521980961834/c:line/m:interactions.svg)

- X Week XXXXXXXXXX +314%
- X Month XXXXXXXXXX +347%
- X Months XXXXXXXXXX -XX%
- X Year XXXXXXXXXX +298%

### Mentions: XX [#](/creator/tiktok::7120598521980961834/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7120598521980961834/c:line/m:posts_active.svg)

- X Week XXX -XX%
- X Month XXX -XX%
- X Months XXX +46%
- X Year XXX +278%

### Followers: XXXXXXX [#](/creator/tiktok::7120598521980961834/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7120598521980961834/c:line/m:followers.svg)

- X Week XXXXXXX +0.14%
- X Month XXXXXXX +1%
- X Months XXXXXXX +10%
- X Year XXXXXXX +61%

### CreatorRank: XXXXXXX [#](/creator/tiktok::7120598521980961834/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7120598521980961834/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [countries](/list/countries)  [ncaa football](/list/ncaa-football)  [stocks](/list/stocks)  [gaming](/list/gaming)  [technology brands](/list/technology-brands)  [social networks](/list/social-networks)  [celebrities](/list/celebrities)  [automotive brands](/list/automotive-brands) 

**Social topic influence**
[debt](/topic/debt) #277, [collection](/topic/collection) #3464, [if you](/topic/if-you), [ai](/topic/ai), [how to](/topic/how-to), [finance](/topic/finance) #1791, [student loan](/topic/student-loan) #19, [agencies](/topic/agencies) #231, [credit](/topic/credit) #382, [united states](/topic/united-states)

**Top accounts mentioned or mentioned by**
[@carolinachiick](/creator/undefined) [@mangodelight808](/creator/undefined) [@amarchbbeauty](/creator/undefined) [@cleverbizcredit](/creator/undefined) [@amandajean3682](/creator/undefined) [@heyamyxo](/creator/undefined) [@holly749279](/creator/undefined) [@alextafolla13](/creator/undefined) [@kimbop13](/creator/undefined) [@djgojabean](/creator/undefined) [@soniavalentin530](/creator/undefined) [@babyj1430](/creator/undefined) [@alysamcanally](/creator/undefined) [@piavangel](/creator/undefined) [@mzheadgazm](/creator/undefined) [@leeann1822](/creator/undefined) [@brandyboo81](/creator/undefined) [@musicby3tg](/creator/undefined) [@bensaluna](/creator/undefined) [@user11848383838](/creator/undefined)

**Top assets mentioned**
[Alphabet Inc Class A (GOOGL)](/topic/$googl) [Klarna Group (KLAR)](/topic/klarna) [Tesla, Inc. (TSLA)](/topic/tesla) [Bank of America (BAC)](/topic/bank-of-america)
### Top Social Posts
Top posts by engagements in the last XX hours

"Federal student loans in default"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7498038744654630175)  2025-04-27T17:00Z 509.5K followers, 37K engagements


"Let's get to work #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7531095141596106014)  2025-07-25T18:55Z 509.5K followers, 222.1K engagements


"These collection agencies are ruthless #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7562310005345570079)  2025-10-17T21:45Z 509.5K followers, 97.8K engagements


"How to automate credit repair #creditrepair #cleverkit #cleverkitpro"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7568135444593020191)  2025-11-02T14:31Z 509.5K followers, 113.3K engagements


"Google and Gmail are being sued for $XXX million for data Tracking violations. Here is how you can be part of the settlement #usa"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7572596882791320863)  2025-11-14T15:03Z 509.5K followers, 241.2K engagements


"Don't make this mistake #creditrepair #usa"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7573795337962278174)  2025-11-17T20:34Z 509.5K followers, 10.8K engagements


"How to dispute collections the smart way #creditrepair #cleverkit #cleverkitpro #usa"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7574864829299707167)  2025-11-20T17:44Z 509.5K followers, 1916 engagements


"If you have these that collectors on your credit report and you want them gone listen up. United States of America #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7576692276794002719)  2025-11-25T15:56Z 509.5K followers, 11.7K engagements


"They dont want you to know this loophole #creditrepair #cleverkit #cleverkitpro"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7578217453856001311)  2025-11-29T18:34Z 509.5K followers, 5366 engagements


"Loophole that makes a verified investigations basically illegal #creditrepair #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7578239716298902839)  2025-11-29T20:01Z 509.5K followers, 5099 engagements


"Don't pay a collection they have to prove that that is yours and if they cannot you don't owe them a single dollar. most never will"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7579385181342010654)  2025-12-02T22:05Z 509.5K followers, 13.5M engagements


"Many don't know this #creditrepair #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7579691991831727391)  2025-12-03T17:56Z 509.5K followers, 2271 engagements


"What needs to be done is clear #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7581138429778480414)  2025-12-07T15:29Z 509.5K followers, 2987 engagements


"Check out this credit union. They have amazing products even with bad credit #creditrepair #creditrestoration #finance #creditcard #creditscore #credit #creditrepairspecialist #creditrepairtips"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7236471812689906986)  2023-05-23T20:06Z 509.5K followers, 181.6K engagements


"Lvnv funding collection deleted #creditrepair #creditrestoration #finance #creditcard #creditscore #credit #creditrepairspecialist"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7255397155760803118)  2023-07-13T20:06Z 509.4K followers, 35.4K engagements


"Credit Karma and why you should not use it #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7262781980054523179)  2023-08-02T17:43Z 509.4K followers, 19.8K engagements


"I'd you have collections from Portfolio Recovery Associates Midland Credit Jefferson Capital LVNV FUNDING they cannot be reporting this. Major FCRA violation. This needs to be disputed and removed"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7364004399485553963)  2024-05-01T12:18Z 509.4K followers, 374.1K engagements


"DM XXX for credit help Ask for the purchase agreement and you don't owe the debt if they can't validate. Portfolio Recovery associates Midland credit management lvnv funding Jefferson capital most of the time are unable to verify"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7380002215202688302)  2024-06-13T14:57Z 509.4K followers, 1M engagements


"If you have collections from Portfolio Recovery associates Midland credit management lvnv funding Jefferson capital. Listen up this is very important #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7404527293751676202)  2024-08-18T17:07Z 509.4K followers, 339.6K engagements


"Portfolio Recovery Associates Midland credit management lvnv funding Jefferson capital and how you can fight back if they are suing you #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7460939031791127838)  2025-01-17T17:34Z 509.5K followers, 114.5K engagements


"Use my letter to dispute the collection #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7467927142093901087)  2025-02-05T13:32Z 509.4K followers, 188.3K engagements


"Once In a lifetime opportunity to delete student loans"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7484705360666840350)  2025-03-22T18:39Z 509.4K followers, 2M engagements


"Replying to @ohthatsmsj ask for the purchase agreement when you get sued by a debt collecto #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7492947983428750623)  2025-04-13T23:45Z 509.4K followers, 41.4K engagements


"Portfolio Recovery Associates Midland credit management lvnv funding"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7507047591373294879)  2025-05-21T23:38Z 509.5K followers, 7008 engagements


"Replying to @bailey_on_the_rocks how to get rid of student loans using premise of promissory note #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7533631166407085342)  2025-08-01T14:57Z 509.4K followers, 123.3K engagements


"Historias Rap ROBLOX #2 #roblox #stealabrainrot #brainrot"  
[TikTok Link](https://www.tiktok.com/@winnermaxtv/video/7574906922550283527)  2025-11-20T20:27Z X followers, 1.8M engagements


"Make sure you respond to these debt lawsuits using solo suit or you could dispute them off of your credit report using clever kit #creditrepair #cleverkit"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7575957065517124894)  2025-11-23T16:23Z 509.5K followers, 4483 engagements


"How to hire an Ai agent to fix your credit #creditrepair #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7577132205344902431)  2025-11-26T20:23Z 509.4K followers, 7641 engagements


"A collection account appears on your credit report when a lender or creditor considers your original debt past due and transfers it to a collection agency. This usually happens after several missed payments typically 90180 days of no activity. Once the account is sent to collections the agencys job is to recover the past-due amount on behalf of the original lender or as the new owner of the debt. #creditrepair #cleverkit #cleverkitpro"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7579083745832062239)  2025-12-02T02:36Z 509.5K followers, 2111 engagements


"Grace period ending soon #Minecraft #anarchyrealm #realm #discord #fyp"  
[TikTok Link](https://www.tiktok.com/@arcanesmppp/video/7580562609485679885)  2025-12-06T02:14Z XX followers, 828.9K engagements


"Elon Musk Doge unauthorized access and deletion of student loan records. urgent FERPA violation dispute disputing the unauthorized access and deletion of my student loan data. this is a grave violation of federal law #creditrepair #ferpa #studentloans"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7478689707904355614)  2025-03-06T13:35Z 509.4K followers, 651.3K engagements


"How to hack into your student loan servicer #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7537447145088093470)  2025-08-11T21:44Z 509.5K followers, 271.8K engagements


"Most people dont know this AI can use federal laws to challenge and delete late payments from your credit report. 👇 These are the exact laws AI checks when generating your dispute letters: 📘 XX USC 1666b 📘 XX USC 1637(b) 📘 XX USC 1681s-2 📘 XX USC 1681i If any of these laws were violated (they usually are) the late payment can be removed. 🔥 This is why Clever Kit Pro is changing credit repair forever. AI does the analysis for you"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7573355115684302110)  2025-11-16T16:06Z 509.2K followers, 36.1K engagements


"Have ai do the heavy work. Clever Kit pro #creditrepair #cleverkit #cleverkitpro"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7579609095360089374)  2025-12-03T12:34Z 509.5K followers, 1120 engagements


"Debt collectors hate me #creditrepair #creditrestoration #finance #creditcard #creditscore #credit #creditrepairspecialist"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7252366612286672170)  2023-07-05T16:06Z 509.5K followers, 441.9K engagements


"if you have collections from Portfolio Recovery associates lvnv funding Midland credit management Jefferson capital or any other debt collection agency hear me out. you need to ask for four things that will invalidate that and have them remove it off of your credit report. this is your right under the fair debt collection practices act the fdcpa. the agency must provide this information before continuing with collection efforts"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7356612729664195883)  2024-04-11T14:14Z 509.5K followers, 169K engagements


"DM XXX for credit help if you have a collection with any of these companies up here. Portfolio Recovery associates Midland credit management lvnv funding Jefferson Capital I need you to listen carefully to what I'm going to say because these actions can reset the statute of limitations on the debt"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7382597530766511406)  2024-06-20T14:49Z 509.5K followers, 38.2K engagements


"Replying to @youwoundent great job One of many ways to dispute and beat debt collectors #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7561520340862553375)  2025-10-15T18:40Z 509.5K followers, 4389 engagements


"When sued by that collector you have to respond this response includes Portfolio Recovery Associates Midland Credit Management lvnv funding"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7563276414741400862)  2025-10-20T12:15Z 509.5K followers, 4085 engagements


"How to dispute a collection with a debt collector #creditrepair #creditrestoration #finance #creditcard #creditscore #credit #creditrepairspecialist"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7270950073100635438)  2023-08-24T18:00Z 509.5K followers, 60.9K engagements


"Excessive debt collector calls. What do I do"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7287733062677302571)  2023-10-08T23:26Z 509.5K followers, 59.6K engagements


"How these student loans are being transferred over to the SBA"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7490183096063610142)  2025-04-06T12:56Z 509.5K followers, 224K engagements


"Klarna losses widen. How to dispute klarna and affirm #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7507358011694845215)  2025-05-22T19:43Z 509.5K followers, 48.3K engagements


"It is understandable that you're concerned about the student loan services. The current situation with these services has caused a great deal of stress for many borrowers. Addressing these issues promptly is crucial to help people with their financial stability. Hopefully the appropriate actions will be taken to rectify the problems and prevent similar situations in the future"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7521818302558047519)  2025-06-30T18:56Z 509.5K followers, 1M engagements


"Everyone has been asking me to provide an advantage to remove student loans off of the credit reports. Now is the perfect time as Advantage is undergoing a class action lawsuit with inaccurate building as well as false reporting"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7525130963131714846)  2025-07-09T17:11Z 509.5K followers, 109.6K engagements


"Trump is freezing the IRS"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7571179178918169886)  2025-11-10T19:22Z 509.5K followers, 249.7K engagements


"Equifax Transunion Experian just did a major violation #creditrepair #creditrestoration #finance #creditcard #creditscore"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7144023063456386350)  2022-09-16T16:58Z 509.5K followers, 107.9K engagements


"How to dispute a collection with a XXX letter #creditrepair #creditrestoration #finance #creditcard #creditscore #credit #creditrepairspecialist #creditrepairtips"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7148508760472882474)  2022-09-28T19:05Z 509.5K followers, 524.3K engagements


"Dispute anything on your credit #creditrepair #creditrestoration #finance #creditcard #creditscore #credit #creditrepairspecialist #creditrepairtips"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7231247476064275755)  2023-05-09T18:13Z 509.5K followers, 222.7K engagements


"Invalid late payments #creditrepair #creditrestoration #finance #creditcard #creditscore #credit #creditrepairspecialist #creditrepairtips"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7246910127419280683)  2023-06-20T23:12Z 509.5K followers, 21K engagements


"You have to do this #creditrepair #creditrestoration #finance #creditcard #creditscore #credit #creditrepairspecialist"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7252775282938055979)  2023-07-06T18:32Z 509.5K followers, 549.8K engagements


"Use this letter to dispute anything on your credit report"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7290171766897446187)  2023-10-15T13:10Z 509.5K followers, 46.1K engagements


"Portfolio Recovery Associates lvnv funding Midland Credit Jefferson Capital purchase agreement"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7338432713709358382)  2024-02-22T14:27Z 509.5K followers, 1.1M engagements


"Never pay a collection if the debt collector cannot validate. Portfolio Recovery Associates lvnv funding Midland Credit Jefferson Capital Spring Oak Capital"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7342909852265631018)  2024-03-05T16:00Z 509.5K followers, 32.7K engagements


"Are you getting a Tesla They are offering their own financing with competitive rates. All you need is proof of income even with bad credit"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7371883050625666350)  2024-05-22T17:51Z 509.5K followers, 4.9M engagements


"Don't ever pay a collection. If you have collections from Portfolio Recovery associates Midland credit Jefferson capital lvnv funding. You need to do this ASAP #creditrepair #creditrestoration #finance #creditcard #credittips"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7379266608981691690)  2024-06-11T15:23Z 509.5K followers, 248.8K engagements


"if you have a charge off with any of these guys listed. Bank of America American Express Chase discover Wells Fargo Capital One. you are going to ask them to send you a 1099 C this form will show proof that the original creditor has written off the debt as a complete loss and has forfeited any right to collect any money from you. use it to dispute with all three credit bureaus"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7381914790693768490)  2024-06-18T18:39Z 509.5K followers, 259.3K engagements


"if you have collections from Portfolio Recovery associates Midland credit management Jefferson capital lvnv funding Credence resource management. this is what you need to do to get these collections removed off of your credit report and you can dispute with all three credit bureaus. this is an effective method that has saved many of my clients thousands of dollars in collections. DM XXX for credit help"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7383318741104233774)  2024-06-22T13:27Z 509.5K followers, 29.5K engagements


"Credit card strategy if you have bad credit #creditrepair #creditcard"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7384187513038015787)  2024-06-24T21:38Z 509.5K followers, 393.6K engagements


"here are some essential documents to request from the debt collector if they need to validate the debt. when dealing with that collectors like Portfolio Recovery Associates in Midland credit management it's crucial to ensure that that is valid and that the collector has the right to collect on it. if you need help with your credit let me know"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7408633080275127595)  2024-08-29T18:40Z 509.5K followers, 36K engagements


"if you have late payments from GM financial exit your finance Ally Financial use this method to delete them off of your credit report #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7416379725272190250)  2024-09-19T15:41Z 509.5K followers, 17.7K engagements


"Between Kovo self credit strong. Which one is the best credit building tool"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7438724061405990187)  2024-11-18T20:48Z 509.5K followers, 19.7K engagements


"if you are getting sued for credit card debt you can use a motion to compel arbitration that makes it easy to win your case. make the debt collector sweat the motion to compel arbitration will make the collector worry because they might lose the case"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7444274912623070494)  2024-12-03T19:49Z 509.5K followers, 252.1K engagements


"Portfolio Recovery Associates Midland credit management lvnv funding Jefferson capital are suing everyone #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7460180996969729310)  2025-01-15T16:32Z 509.5K followers, 337.2K engagements


"Here is the dispute letter to use Your Name Your Address City State ZIP Code Date Experian Information Solutions Inc. Dispute Department Address City State ZIP Code RE: Formal Dispute of Inaccurate Credit Reporting under FCRA and Consumer Law To Whom It May Concern I am writing to formally dispute inaccurate information on my credit report. This dispute is submitted under the Fair Credit Reporting Act (FCRA) XX U.S.C. 1681i which requires credit reporting agencies to conduct a reasonable reinvestigation of disputed items. Recent findings by the Consumer Financial Protection Bureau (CFPB) have"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7463112349638036767)  2025-01-23T14:07Z 509.5K followers, 2.2M engagements


"Do this ASAP #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7464317750836514079)  2025-01-26T20:05Z 509.5K followers, 102.4K engagements


"You can also get this letter in my linktree for free Buy a coffee Your Name Your Address City State ZIP Code Date Experian Credit Bureau Experian Address City State ZIP Code Subject: Formal Dispute and Demand for Compliance with Consumer Protection Laws To Whom It May Concern I am writing to formally dispute the inaccurate and misleading information contained in my credit report as well as to address your companys failure to comply with federal consumer protection laws. This dispute is in direct reference to the recent enforcement action taken by the Consumer Financial Protection Bureau"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7464952560332311839)  2025-01-28T13:09Z 509.5K followers, 228.2K engagements


"Send this letter to debt collectors like Portfolio Recovery Associates Midland credit management lvnv funding and see wonders happen #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7468295929720769823)  2025-02-06T13:23Z 509.5K followers, 141.7K engagements


"If you have late payments from Capital One. Do this asap ☕ #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7468420769098239262)  2025-02-06T21:27Z 509.5K followers, 179.5K engagements


"how to put a stop to that collections from Portfolio Recovery associates Midland credit management lvnv funding. #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7470896009766374686)  2025-02-13T13:32Z 509.5K followers, 29.7K engagements


"When sued by Portfolio Recovery Associates Midland credit management lvnv funding Jefferson capital. Capital One Chase Wells Fargo American Express"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7474654948337257759)  2025-02-23T16:39Z 509.5K followers, 75.8K engagements


"I couldn't believe it but my previous video says it all with XXX items deleted #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7475120048235908383)  2025-02-24T22:44Z 509.5K followers, 23.6K engagements


"🚨 WAGE GARNISHMENT GOT YOU GHOSTED 👻💸 Ever opened your paycheck and thought "who invited THIS party crasher" Default judgment sneaking into your bank account like that ex who still has your Netflix password 🙄💔 We're not saying appealing wage garnishment is a vibe. BUT IT COULD BE ✨ Imagine telling that default judgment to LITERALLY TAKE SEVERAL SEATS while you: File those sexy appeal papers 📝 Strut into court with receipts ready 💅 Watch your money flow back like the tea it was meant to be 🫖 Don't let the system play you like a $X kazoo The letter turns financial nightmares into"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7476840745639447839)  2025-03-01T14:01Z 509.5K followers, 65.3K engagements


"Replying to @amarchbbeauty how to remove student loans using the President Trump dispute method"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7491678219087744287)  2025-04-10T13:38Z 509.5K followers, 2.2M engagements


"Student loans into collections and wage garnishment"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7500933022120791327)  2025-05-05T12:11Z 509.5K followers, 67.2K engagements


"Submit a written request for documentation to remove student loans"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7502043490327563551)  2025-05-08T12:00Z 509.5K followers, 404.9K engagements


"with student loans being transferred both Nelnet and Mohela have failed to reasonably investigate the consumer disputes. both are undergoing investigations at this point"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7503601182456220958)  2025-05-12T16:45Z 509.5K followers, 3.7M engagements


"How can you remove student loans off your credit report"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7506710687444503839)  2025-05-21T01:51Z 509.5K followers, 15.8K engagements


"Portfolio Recovery Associates Midland credit management lvnv funding. Motion to compel arbitration motion to dismiss"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7511120515893824798)  2025-06-01T23:03Z 509.5K followers, 49.2K engagements


"If they cannot provide the master promissory note as well as the chain of custody they can no longer report it on your credit report and they have to remove it"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7524449728226954527)  2025-07-07T21:08Z 509.5K followers, 917.6K engagements


"Replying to @chickapowwow the Trump administration moving student loans to the SBA was a big mistake #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7533250549903412511)  2025-07-31T14:19Z 509.5K followers, 657.9K engagements


"Debt collectors disappear when you ask for this one thing #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7553730604127341854)  2025-09-24T18:52Z 509.5K followers, 463.8K engagements


"Under the fdcpa you have the right to demand validation to any debt collection that is reporting on your credit report #creditrepair #cleverkit"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7554104114141990174)  2025-09-25T19:02Z 509.5K followers, 258.9K engagements


"Most people don't know this when a creditor sends you a 1099c that means your that was officially canceled #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7555902794574646558)  2025-09-30T15:22Z 509.5K followers, 144.5K engagements


"How to Nuke every single negative item on your credit report with the dosd method #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7556026221780339999)  2025-09-30T23:21Z 509.5K followers, 41.2K engagements


"This is the single instant of a sentence that changes the game. most collectors are banking on the fact that you do not know your fcra rights #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7557839247424752926)  2025-10-05T20:36Z 509.5K followers, 325K engagements


"How this tool is changing credit repair forever #creditrepair #cleverkit Clever Kit Ai"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7560027708831403294)  2025-10-11T18:08Z 509.5K followers, 942.4K engagements


"Major update on student loan forgiveness. Mohela Aidvantage Nelnet. #creditrepair #studentloans"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7564047831300918559)  2025-10-22T14:09Z 509.5K followers, 1.4M engagements


"Major update on your mohela Aidvantage Nelnet and Ed Financial student loans. Clever Kit pro to challenge student loans #creditrepair #cleverkit"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7564820425641954591)  2025-10-24T16:07Z 509.5K followers, 166.4K engagements


"They don't tell you this about 4-day credit sweeps and how it destroys your profile and establishes an FTC personal record about you so you become a high risk #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7569375223154330910)  2025-11-05T22:42Z 509.5K followers, 2329 engagements


"Disputing late payments that are on your credit report which have XX XX XX day late marks #creditrepair #cleverkit #cleverkitpro"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7569721969000664350)  2025-11-06T21:07Z 509.5K followers, 12.5K engagements


"It's almost the end of the year and debt collectors are suing everyone that owes them money #creditrepair #cleverkit #cleverkitpro #usa"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7571084738484571422)  2025-11-10T13:16Z 509.5K followers, 71K engagements


"Scan your credit reports now #creditrepair #cleverkit #cleverkitpro #usa"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7571176726466661663)  2025-11-10T19:12Z 509.5K followers, 19.8K engagements


"These student loan errors can destroy your forgiveness progress and just so you know you're about to lose credit for payments unless you do this. Mohela"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7576306203026820382)  2025-11-24T14:57Z 509.5K followers, 26.4K engagements


"Debt collectors hate this loophole but it's XXX% legal #creditrepair #cleverkit #cleverkitpro #usa"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7577794356032179487)  2025-11-28T15:12Z 509.5K followers, 7020 engagements


"Because 1692f exposes every illegal fee every lie every unfair move they made. And now theyre scared YOU know the law. #creditrepair #cleverkit #cleverkitpro"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7578181944467344671)  2025-11-29T16:16Z 509.5K followers, 13.3K engagements


"What they don't want you to know. (L1nk in B10) #creditrepair #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7579748344411475231)  2025-12-03T21:35Z 509.5K followers, 7979 engagements


"This is how you use credit intelligence technology to remove charge off of a credit report and get a XX point increase #creditrepair #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7580016125707095326)  2025-12-04T14:54Z 509.5K followers, 1456 engagements


"Clever Kit Validate #creditrepair"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7580039127253503262)  2025-12-04T16:23Z 509.5K followers, 47.5K engagements


"Challenge everything #creditrepair #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7581535921963617566)  2025-12-08T17:12Z 509.5K followers, 2628 engagements


"The sauce #creditrepair #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7581896604525890847)  2025-12-09T16:31Z 509.5K followers, XXX engagements


"Don't do this mistake #creditrepair #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7581954567651331358)  2025-12-09T20:16Z 509.5K followers, 2095 engagements


"Debt validation letter request letter #creditrepair #cleverkit #cleverkitpro #cleverkitvalidate"  
[TikTok Link](https://www.tiktok.com/@clevercapitalfreedom/video/7581974032195620127)  2025-12-09T21:32Z 509.5K followers, 2266 engagements

### Creator

https://lunarcrush.com/api4/public/creator/:network/:id/v1

Get detail information on a specific creator

input parameters:

+ **network**: _Provide the network for the creator. One of twitter, youtube, instagram, reddit, or tiktok_ **required**
+ **id**: _Provide the unique ID or screen name of the creator_ **required**

Example request:

```bash
curl -H "Authorization: Bearer <API_KEY>" https://lunarcrush.com/api4/public/creator/twitter/elonmusk/v1
```



Example response:

```json
{
  "data": {
    "creator_id": "twitter::44196397",
    "creator_name": "elonmusk",
    "creator_display_name": "Elon Musk",
    "creator_avatar": "https://pbs.twimg.com/profile_images/1983681414370619392/oTT3nm5Z_200x200.jpg",
    "creator_followers": 229446055,
    "creator_rank": 6,
    "interactions_24h": 239042400,
    "topic_influence": [
      {
        "topic": "ai",
        "count": 179,
        "percent": 3.72,
        "rank": XX
      }
    ],
    "top_community": [
      {
        "creator_name": "grok",
        "creator_display_name": "Grok",
        "creator_avatar": "https://pbs.twimg.com/profile_images/1893219113717342208/Vgg2hEPa_200x200.jpg",
        "count": XXX
      }
    ]
  }
}
```

Schema:

+ **creator_id**: The [network]::[unique_id] for the influencer
+ **creator_name**: The unique screen name for the influencer
+ **creator_display_name**: The chosen display name for the influencer if available
+ **creator_avatar**: The URL to the avatar for the creator
+ **creator_followers**: number of followers the account has
+ **creator_rank**: ranking based on all posts in the last XX hours that have interactions
+ **interactions_24h**: Number of interactions in the last XX hours
+ **topic_influence**: an array of social topics and the creators ranking on each topic
+ **topic**: LunarCrush social topic. Can only includes letters, numbers, spaces, #, and $
+ **top_community**: an array of the top accounts that have recently mentioned this creator or that this creator has mentioned




---

### Creator Posts

https://lunarcrush.com/api4/public/creator/:network/:id/posts/v1

Get the top posts for a specific creator. If start time is provided the result will be the top posts by interactions for the time range. If start is not provided it will be the most recent top posts by interactions from the last XX hours.

input parameters:

+ **network**: _Network for the creator. One of twitter, youtube, instagram, reddit, or tiktok_ **required**
+ **id**: _Unique ID or screen name of the creator_ **required**
+ **start**: _The start time (unix timestamp) to start at. Will be rounded to the beginning of the day. If the end parameter is not provided it will just be the top posts for this day._ 
+ **end**: _(Optional) The end time (unix timestamp) to stop at. Will be rounded to the end of the day._ 

Example request:

```bash
curl -H "Authorization: Bearer <API_KEY>" https://lunarcrush.com/api4/public/creator/twitter/elonmusk/posts/v1
```



Example response:

```json
{
  "data": [
    {
      "id": "1866172524708413895",
      "post_type": "tweet",
      "post_title": "Optimus can now walk on highly variable ground using neural nets to control its electric limbs. \n\nJoin @Tesla if you want to work on interesting real-world AI systems.",
      "post_created": 1733765176,
      "post_sentiment": 3.42,
      "post_link": "https://x.com/elonmusk/status/1866172524708413895",
      "post_image": null,
      "creator_id": "twitter::44196397",
      "creator_name": "elonmusk",
      "creator_display_name": "Elon Musk",
      "creator_followers": 229446055,
      "creator_avatar": "https://pbs.twimg.com/profile_images/1983681414370619392/oTT3nm5Z_200x200.jpg",
      "interactions_24h": 0,
      "interactions_total": 46633920
    }
  ]
}
```

Schema:

+ **id**: Unique id of the social post
+ **post_type**: The type of social post
+ **post_title**: The title text of the social post
+ **post_created**: The unix timestamp of our best indication of when the post was created
+ **post_sentiment**: The sentiment of the post is a score between X and X with X being very negative, X being neutral, and X being very positive. A score of XXX is considered slightly positive.
+ **post_link**: The URL to view the social post on the social network
+ **post_image**: The URL to the primary image for the post if available
+ **creator_id**: The [network]::[unique_id] for the influencer
+ **creator_name**: The unique screen name for the influencer
+ **creator_display_name**: The chosen display name for the influencer if available
+ **creator_followers**: number of followers the account has
+ **creator_avatar**: The URL to the avatar for the creator
+ **interactions_24h**: Number of interactions in the last XX hours
+ **interactions_total**: Number of total interactions




---

### Topic Creators

https://lunarcrush.com/api4/public/topic/:topic/creators/v1

Get the top creators for a social topic

input parameters:

+ **topic**: _Provide the topic to get details for. A topic must be all lower case and can only include letters, numbers, spaces, # and $._ **required**

Example request:

```bash
curl -H "Authorization: Bearer <API_KEY>" https://lunarcrush.com/api4/public/topic/bitcoin/creators/v1
```



Example response:

```json
{
  "data": [
    {
      "creator_id": "twitter::978566222282444800",
      "creator_name": "MEXC_Official",
      "creator_avatar": "https://pbs.twimg.com/profile_images/1919664587772944384/yLx45XhG_200x200.jpg",
      "creator_followers": 1665615,
      "creator_rank": 1,
      "interactions_24h": 6040079
    }
  ]
}
```

Schema:

+ **creator_id**: The [network]::[unique_id] for the influencer
+ **creator_name**: The unique screen name for the influencer
+ **creator_avatar**: The URL to the avatar for the creator
+ **creator_followers**: number of followers the account has
+ **creator_rank**: ranking based on all posts in the last XX hours that have interactions
+ **interactions_24h**: Number of interactions in the last XX hours




---

### Category Creators

https://lunarcrush.com/api4/public/category/:category/creators/v1

Get the top creators for a social category

input parameters:

+ **category**: _Provide the category to get details for. A category must be all lower case and can only include letters, numbers, and spaces._ **required**

Example request:

```bash
curl -H "Authorization: Bearer <API_KEY>" https://lunarcrush.com/api4/public/category/musicians/creators/v1
```



Example response:

```json
{
  "data": [
    {
      "creator_id": "youtube::UCF_fDSgPpBQuh1MsUTgIARQ",
      "creator_name": "theweekndvevo",
      "creator_avatar": "https://yt3.ggpht.com/WHvw1ak1FcJaHeEiTmG2iN0dqEjjPxAtT_tA8ruJ3MlNr9I-RHsAur1iAenYeQN_d6LNPH2Z8Ic=s88-c-k-c0x00ffffff-no-rj",
      "creator_followers": 10300000,
      "creator_rank": 1,
      "interactions_24h": 293323000
    }
  ]
}
```

Schema:

+ **creator_id**: The [network]::[unique_id] for the influencer
+ **creator_name**: The unique screen name for the influencer
+ **creator_avatar**: The URL to the avatar for the creator
+ **creator_followers**: number of followers the account has
+ **creator_rank**: ranking based on all posts in the last XX hours that have interactions
+ **interactions_24h**: Number of interactions in the last XX hours




---