[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @branthemortgageman Brandon Brotsky Brandon Brotsky posts on TikTok about money, mortgage rate, $8k, investment the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/tiktok::6925154599738754053/interactions)  - X Week XXXXXX +1.60% - X Month XXXXXXX +625% - X Months XXXXXXXXX -XX% - X Year XXXXXXXXXX +104% ### Mentions: XX [#](/creator/tiktok::6925154599738754053/posts_active)  - X Week XX +3.60% - X Month XX +44% - X Months XXX +77% - X Year XXX +257% ### Followers: XXXXXXX [#](/creator/tiktok::6925154599738754053/followers)  - X Week XXXXXXX +0.39% - X Month XXXXXXX +3.50% - X Months XXXXXXX +27% - X Year XXXXXXX +140% ### CreatorRank: XXXXXXX [#](/creator/tiktok::6925154599738754053/influencer_rank)  ### Social Influence [#](/creator/tiktok::6925154599738754053/influence) --- **Social category influence** [finance](/list/finance) **Social topic influence** [money](/topic/money), [mortgage rate](/topic/mortgage-rate) #76, [$8k](/topic/$8k), [investment](/topic/investment), [instead of](/topic/instead-of), [$40hour](/topic/$40hour), [$800k](/topic/$800k), [up the](/topic/up-the), [ipo](/topic/ipo), [mae](/topic/mae) ### Top Social Posts [#](/creator/tiktok::6925154599738754053/posts) --- Top posts by engagements in the last XX hours "Most homebuyers forget to prioritize protecting their new investment after a home purchase.π° Placing your home in a living trust ensures that your property goes directly to your chosen beneficiary bypassing hefty government fees and probate hassles. Consult with an estate planner to safeguard your assets and secure your family's future.π . . . . . St. Germain Act: The St. Germain Act prohibits the lender from calling the loan due when puting the home in a living trust #firsttimehomebuyer #homebuyertips #realtor #realestate #hombuyer #mortgage #interestrates #realtortips #livingtrust" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7334076222953065759) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2024-02-10T20:42Z 112.9K followers, 3.1M engagements "Ready to buy a home but worried about coming up with a down payment Look into these three XXX% financing programs to see if youre eligible π°π 1.Navy Federals Homebuyers Choice Loan 2.USDA Loans 3.FHA Combined with the Empowered Down-Payment Assistance Program Empowered DPA Program Summary: ONE down payment assistance program that can be used nationwide (excluding WA) Completely forgivable grant equals X% or XXX% of purchase price May be combined with up to X% seller concession for closing costs No resale restrictions Program Specifications XXX minimum FICO score Max DTI XXXXX% Max LTV" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7334835211001253150) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2024-02-12T21:47Z 112.9K followers, 11.8K engagements "Use THIS mortgage tip if youre looking to get a lower rate and payment when when buying a homeπ‘ πSAVE this video to use and discuss with your loan officer when starting the home buying process. #mortgage #mortgagetips #mortgageloantips #lowermortgagepayment #homebuyer #firsttimehomebuyer" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7338945058416119071) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2024-02-23T23:35Z 112.9K followers, 1.3M engagements "First Time homebuyers need to weigh the pros and cons of getting an FHA loan to see if its truly a good decision in the long run. π€π° #FHAloan #FHA #homebuyertips #homebuyer #mortgage #mortgagetips" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7358973947783695659) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2024-04-17T22:57Z 112.8K followers, 26.7K engagements "Can You Buy a $800000 Home Making $40/hour Watch till the end to find out ππ‘π€ #realestate #mortgage #homebuyertips #mortgagetips #realtor #interestrates #realtortips #firsttimehomebuyer #homebuyer" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7479179212751080750) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-03-07T21:15Z 112.9K followers, 754.3K engagements "Can you afford an $800000 home making $XX an hour #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips #realtor #realestate #homebuyer ##interestrates #realtortips #mortgagetips #homeloans #homeloan" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7513064025480088874) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-06-07T04:46Z 112.8K followers, 1M engagements "Trumps next move could shake up the entire mortgage market. Heres whats happening: π¦ Trump wants to take Fannie Mae & Freddie Mac public in an IPO. π° They control nearly half of Americas $XX trillion mortgage market. π If it works mortgage rates could go lower for millions of buyers. π΅ And early investors They could get rich overnight. Fannie & Freddie are the quiet powerhouses behind your home loan. Banks sell them your mortgage they free up cash rates stay low. Without them borrowing gets harder and more expensive. π This IPO could change everything about housing finance. Follow" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7556765451703880974) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-10-02T23:09Z 112.9K followers, 15.8K engagements "Think you have to put XX% down to avoid mortgage insurance Not true. Heres the hack π π Example: $500K home X% down = $25K. π Regular PMI = about $115/month. π‘ Instead use Single Premium Mortgage Insurance (SPMI) a one-time $8K fee. π₯ Ask for a seller credit equal to $8K. The result β No monthly PMI. β X% down. β Same payment just smarter. π Dont let lenders keep you paying monthly for something you can eliminate upfront. Follow @branthemortgageman for smart homebuying hacks banks never explain. #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips #realtor" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7558669880396909879) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-10-08T02:20Z 112.8K followers, 10K engagements "Everyones saying dont move if youve got a low mortgage rate. Theyre wrong. Heres how to move and build wealth π X Keep your current home dont touch that X% loan. X Pull a HELOC (home equity line of credit). X Use it for your new down payment. X Rent out your old home before you close. π° Example: Old home: $2000 mortgage rent it for $3300 +$1300/mo cash flow. New home: $3000 mortgage + $XXX HELOC payment = $3300/mo. β Youve upgraded homes without raising your housing costs. π‘ Now you own X properties both building equity. This is how smart homeowners are moving right now without getting" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7560462670961397005) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-10-12T22:17Z 112.9K followers, 5807 engagements "π¨ This just flipped the housing market in 2025. For the first time ever new homes in Florida are cheaper than existing homes. π Median new home: $410800 π Median existing home: $429400 Thats nearly $19000 less when historically new construction costs $60K+ more. π Builders are cutting prices building smaller and offering massive incentives: β Lower interest rates β Paid closing costs β Price drops This is a rare moment where new actually costs less than used. If youre buying this year (or advising clients) keep this on your radar. Weve never seen this before and might not again. Follow" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7562305134781271309) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-10-17T21:26Z 112.9K followers, 1101 engagements "Never put XX% down when buying a home π #mortgage #homebuyers #homebuyertips #homeloans #mortgagetips" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7451811154600398123) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2024-12-24T03:13Z 112.9K followers, 892.6K engagements "Should you get an FHA loan to buy your first home #fha #mortgagetips #homebuyer #homebuyertips #firsttimehomebuyer" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7523043762684185870) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-07-04T02:12Z 112.9K followers, 238.3K engagements "πΈ How to lose money buying a home in XX seconds. One of my clients went under contract on a home with an appraisal waiver meaning we didnt even need an appraisal. But they switched to a big bank offering a $5000 grant program sounded great until the home came in $13000 under appraised. Now Theyre on the hook for the difference. They saved $5K and lost $8K. π Be careful chasing free money. Sometimes those bank programs cost more than they save. Follow @branthemortgageman for real stories that protect your wallet before you buy. #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7562661003767385358) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-10-18T20:27Z 112.9K followers, XXX engagements "Refinancing isnt the only option for homeowners wanting to pay off their mortgage quicker. Consider a home equity line of credit (HELOC) strategy. By depositing your income into your mortgage balance regularly you can potentially pay off your home in 3-7 years saving you time and interest. Its all about leveraging math and making your money work smarter. π‘ #heloc #mortgagepayoff #mortgage #mortgagetips #homeownership #homeownertips" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7324105428453920030) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2024-01-14T23:50Z 112.9K followers, 128.4K engagements "Heres a quick breakdown of how your DTI is calculated by a mortgage lender. Follow for daily tips on mortgages and the home-buying process #homebuyers #homebuyer #firsttimehomebuyer #dti #debttoincome" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7396488832973081886) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2024-07-28T01:14Z 112.9K followers, 12.8K engagements "Save this video and send to the people you know looking to buy a home to help them SAVE money when buying a home Follow for daily tips on mortgages and the home-buying process #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7402406830095240479) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2024-08-12T23:59Z 112.9K followers, 625.8K engagements "What do you qualify for as a first time Homebuyer making $XX an hour #homebuyer #firsttimehomebuyer #mortgagetips #mortgage #homeloans" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7458412812562517294) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-01-10T22:11Z 112.9K followers, 3.1M engagements "DM me if you have any questions on this type of loan #homebuyer #homebuyertips #mortgage #mortgagetips #realestate #construction #buildahouse" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7506855443898076462) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-05-21T11:13Z 112.9K followers, 71.6K engagements "Most parents think putting the house in a kids name or leaving it in a will is the right move but its one of the worst mistakes you can make. Heres why: β Probate courts. β Long legal delays. β Capital gains taxes that slash value leaving your kids with as little as 6065% of the home. β The smarter way: Put the home in a revocable living trust avoids probate. Kids get a step-up in basis no capital gains tax if they sell. Add a life insurance policy big enough to cover the mortgage they inherit it debt-free. Thats how you build real generational wealth. No court. No tax. No headaches. π Share" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7554575100037713207) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-09-27T01:30Z 112.9K followers, 2M engagements "Zillow just dropped a bomb π£ Rates need to fall from X% to X% just for housing to feel affordable again. And even then it might not help. So if youre feeling priced out heres what actually works π π‘ House Hack #1: Buy a single-family home and rent a portion spare bedroom basement or garage apartment to offset your mortgage. π’ House Hack #2: Go duplex triplex or fourplex. Live in one unit rent out the others and use that rental income to lower your payment. π‘ Bonus: If your property allows for an ADU (Accessory Dwelling Unit) you can often finance XXX% of the build with the right loan" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7563078081867550007) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-10-19T23:26Z 112.9K followers, 2313 engagements "Is a no-cost refinance actually a thing π€ Heres the truth π Every refinance has costs title escrow lender fees. The only difference is how you pay for them. π‘ No-cost just means the lender raises your rate slightly to cover those fees. Youre not writing a check at closing but youll pay more in interest over time. β If you plan to stay long-term pay upfront or use equity to buy down your rate. β If you plan to move or refi soon the no-cost route might make sense short-term. Bottom line no refinance is ever free. Its just about choosing whether you pay now or later and making sure the math" [TikTok Link](https://www.tiktok.com/@branthemortgageman/video/7563655981423398158) [@branthemortgageman](/creator/tiktok/branthemortgageman) 2025-10-21T12:49Z 112.9K followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Brandon Brotsky posts on TikTok about money, mortgage rate, $8k, investment the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.
Social category influence finance
Social topic influence money, mortgage rate #76, $8k, investment, instead of, $40hour, $800k, up the, ipo, mae
Top posts by engagements in the last XX hours
"Most homebuyers forget to prioritize protecting their new investment after a home purchase.π° Placing your home in a living trust ensures that your property goes directly to your chosen beneficiary bypassing hefty government fees and probate hassles. Consult with an estate planner to safeguard your assets and secure your family's future.π . . . . . St. Germain Act: The St. Germain Act prohibits the lender from calling the loan due when puting the home in a living trust #firsttimehomebuyer #homebuyertips #realtor #realestate #hombuyer #mortgage #interestrates #realtortips #livingtrust"
TikTok Link @branthemortgageman 2024-02-10T20:42Z 112.9K followers, 3.1M engagements
"Ready to buy a home but worried about coming up with a down payment Look into these three XXX% financing programs to see if youre eligible π°π 1.Navy Federals Homebuyers Choice Loan 2.USDA Loans 3.FHA Combined with the Empowered Down-Payment Assistance Program Empowered DPA Program Summary: ONE down payment assistance program that can be used nationwide (excluding WA) Completely forgivable grant equals X% or XXX% of purchase price May be combined with up to X% seller concession for closing costs No resale restrictions Program Specifications XXX minimum FICO score Max DTI XXXXX% Max LTV"
TikTok Link @branthemortgageman 2024-02-12T21:47Z 112.9K followers, 11.8K engagements
"Use THIS mortgage tip if youre looking to get a lower rate and payment when when buying a homeπ‘ πSAVE this video to use and discuss with your loan officer when starting the home buying process. #mortgage #mortgagetips #mortgageloantips #lowermortgagepayment #homebuyer #firsttimehomebuyer"
TikTok Link @branthemortgageman 2024-02-23T23:35Z 112.9K followers, 1.3M engagements
"First Time homebuyers need to weigh the pros and cons of getting an FHA loan to see if its truly a good decision in the long run. π€π° #FHAloan #FHA #homebuyertips #homebuyer #mortgage #mortgagetips"
TikTok Link @branthemortgageman 2024-04-17T22:57Z 112.8K followers, 26.7K engagements
"Can You Buy a $800000 Home Making $40/hour Watch till the end to find out ππ‘π€ #realestate #mortgage #homebuyertips #mortgagetips #realtor #interestrates #realtortips #firsttimehomebuyer #homebuyer"
TikTok Link @branthemortgageman 2025-03-07T21:15Z 112.9K followers, 754.3K engagements
"Can you afford an $800000 home making $XX an hour #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips #realtor #realestate #homebuyer ##interestrates #realtortips #mortgagetips #homeloans #homeloan"
TikTok Link @branthemortgageman 2025-06-07T04:46Z 112.8K followers, 1M engagements
"Trumps next move could shake up the entire mortgage market. Heres whats happening: π¦ Trump wants to take Fannie Mae & Freddie Mac public in an IPO. π° They control nearly half of Americas $XX trillion mortgage market. π If it works mortgage rates could go lower for millions of buyers. π΅ And early investors They could get rich overnight. Fannie & Freddie are the quiet powerhouses behind your home loan. Banks sell them your mortgage they free up cash rates stay low. Without them borrowing gets harder and more expensive. π This IPO could change everything about housing finance. Follow"
TikTok Link @branthemortgageman 2025-10-02T23:09Z 112.9K followers, 15.8K engagements
"Think you have to put XX% down to avoid mortgage insurance Not true. Heres the hack π π Example: $500K home X% down = $25K. π Regular PMI = about $115/month. π‘ Instead use Single Premium Mortgage Insurance (SPMI) a one-time $8K fee. π₯ Ask for a seller credit equal to $8K. The result β
No monthly PMI. β
X% down. β
Same payment just smarter. π Dont let lenders keep you paying monthly for something you can eliminate upfront. Follow @branthemortgageman for smart homebuying hacks banks never explain. #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips #realtor"
TikTok Link @branthemortgageman 2025-10-08T02:20Z 112.8K followers, 10K engagements
"Everyones saying dont move if youve got a low mortgage rate. Theyre wrong. Heres how to move and build wealth π X Keep your current home dont touch that X% loan. X Pull a HELOC (home equity line of credit). X Use it for your new down payment. X Rent out your old home before you close. π° Example: Old home: $2000 mortgage rent it for $3300 +$1300/mo cash flow. New home: $3000 mortgage + $XXX HELOC payment = $3300/mo. β
Youve upgraded homes without raising your housing costs. π‘ Now you own X properties both building equity. This is how smart homeowners are moving right now without getting"
TikTok Link @branthemortgageman 2025-10-12T22:17Z 112.9K followers, 5807 engagements
"π¨ This just flipped the housing market in 2025. For the first time ever new homes in Florida are cheaper than existing homes. π Median new home: $410800 π Median existing home: $429400 Thats nearly $19000 less when historically new construction costs $60K+ more. π Builders are cutting prices building smaller and offering massive incentives: β
Lower interest rates β
Paid closing costs β
Price drops This is a rare moment where new actually costs less than used. If youre buying this year (or advising clients) keep this on your radar. Weve never seen this before and might not again. Follow"
TikTok Link @branthemortgageman 2025-10-17T21:26Z 112.9K followers, 1101 engagements
"Never put XX% down when buying a home π #mortgage #homebuyers #homebuyertips #homeloans #mortgagetips"
TikTok Link @branthemortgageman 2024-12-24T03:13Z 112.9K followers, 892.6K engagements
"Should you get an FHA loan to buy your first home #fha #mortgagetips #homebuyer #homebuyertips #firsttimehomebuyer"
TikTok Link @branthemortgageman 2025-07-04T02:12Z 112.9K followers, 238.3K engagements
"πΈ How to lose money buying a home in XX seconds. One of my clients went under contract on a home with an appraisal waiver meaning we didnt even need an appraisal. But they switched to a big bank offering a $5000 grant program sounded great until the home came in $13000 under appraised. Now Theyre on the hook for the difference. They saved $5K and lost $8K. π Be careful chasing free money. Sometimes those bank programs cost more than they save. Follow @branthemortgageman for real stories that protect your wallet before you buy. #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips"
TikTok Link @branthemortgageman 2025-10-18T20:27Z 112.9K followers, XXX engagements
"Refinancing isnt the only option for homeowners wanting to pay off their mortgage quicker. Consider a home equity line of credit (HELOC) strategy. By depositing your income into your mortgage balance regularly you can potentially pay off your home in 3-7 years saving you time and interest. Its all about leveraging math and making your money work smarter. π‘ #heloc #mortgagepayoff #mortgage #mortgagetips #homeownership #homeownertips"
TikTok Link @branthemortgageman 2024-01-14T23:50Z 112.9K followers, 128.4K engagements
"Heres a quick breakdown of how your DTI is calculated by a mortgage lender. Follow for daily tips on mortgages and the home-buying process #homebuyers #homebuyer #firsttimehomebuyer #dti #debttoincome"
TikTok Link @branthemortgageman 2024-07-28T01:14Z 112.9K followers, 12.8K engagements
"Save this video and send to the people you know looking to buy a home to help them SAVE money when buying a home Follow for daily tips on mortgages and the home-buying process #homebuyers #homebuyer #firsttimehomebuyer #homebuyertips"
TikTok Link @branthemortgageman 2024-08-12T23:59Z 112.9K followers, 625.8K engagements
"What do you qualify for as a first time Homebuyer making $XX an hour #homebuyer #firsttimehomebuyer #mortgagetips #mortgage #homeloans"
TikTok Link @branthemortgageman 2025-01-10T22:11Z 112.9K followers, 3.1M engagements
"DM me if you have any questions on this type of loan #homebuyer #homebuyertips #mortgage #mortgagetips #realestate #construction #buildahouse"
TikTok Link @branthemortgageman 2025-05-21T11:13Z 112.9K followers, 71.6K engagements
"Most parents think putting the house in a kids name or leaving it in a will is the right move but its one of the worst mistakes you can make. Heres why: β Probate courts. β Long legal delays. β Capital gains taxes that slash value leaving your kids with as little as 6065% of the home. β
The smarter way: Put the home in a revocable living trust avoids probate. Kids get a step-up in basis no capital gains tax if they sell. Add a life insurance policy big enough to cover the mortgage they inherit it debt-free. Thats how you build real generational wealth. No court. No tax. No headaches. π Share"
TikTok Link @branthemortgageman 2025-09-27T01:30Z 112.9K followers, 2M engagements
"Zillow just dropped a bomb π£ Rates need to fall from X% to X% just for housing to feel affordable again. And even then it might not help. So if youre feeling priced out heres what actually works π π‘ House Hack #1: Buy a single-family home and rent a portion spare bedroom basement or garage apartment to offset your mortgage. π’ House Hack #2: Go duplex triplex or fourplex. Live in one unit rent out the others and use that rental income to lower your payment. π‘ Bonus: If your property allows for an ADU (Accessory Dwelling Unit) you can often finance XXX% of the build with the right loan"
TikTok Link @branthemortgageman 2025-10-19T23:26Z 112.9K followers, 2313 engagements
"Is a no-cost refinance actually a thing π€ Heres the truth π Every refinance has costs title escrow lender fees. The only difference is how you pay for them. π‘ No-cost just means the lender raises your rate slightly to cover those fees. Youre not writing a check at closing but youll pay more in interest over time. β
If you plan to stay long-term pay upfront or use equity to buy down your rate. β
If you plan to move or refi soon the no-cost route might make sense short-term. Bottom line no refinance is ever free. Its just about choosing whether you pay now or later and making sure the math"
TikTok Link @branthemortgageman 2025-10-21T12:49Z 112.9K followers, XXX engagements
/creator/tiktok::branthemortgageman