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# ![@bestwallethacks Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7084248452690953262.png) @bestwallethacks Jim Wang

Jim Wang posts on TikTok about money, fintech, fdic, york the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/tiktok::7084248452690953262/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7084248452690953262/c:line/m:interactions.svg)

- X Week XXXXXXX +112%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX +217%
- X Year XXXXXXXXX +65%

### Mentions: XX [#](/creator/tiktok::7084248452690953262/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7084248452690953262/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX +35%
- X Months XXX +81%
- X Year XXX +142%

### Followers: XXXXXX [#](/creator/tiktok::7084248452690953262/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7084248452690953262/c:line/m:followers.svg)

- X Week XXXXXX +1.90%
- X Month XXXXXX +2.60%
- X Months XXXXXX +12%
- X Year XXXXXX +35%

### CreatorRank: XXXXXXX [#](/creator/tiktok::7084248452690953262/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7084248452690953262/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/tiktok::7084248452690953262/influence)
---

**Social category influence**
[finance](/list/finance)  [stocks](/list/stocks)  [technology brands](/list/technology-brands)  [countries](/list/countries)  [social networks](/list/social-networks)  [cryptocurrencies](/list/cryptocurrencies)  [fashion brands](/list/fashion-brands)  [exchanges](/list/exchanges) 

**Social topic influence**
[money](/topic/money), [fintech](/topic/fintech) #261, [fdic](/topic/fdic), [york](/topic/york), [rates](/topic/rates), [costco](/topic/costco) #572, [social security](/topic/social-security) #265, [dot](/topic/dot) #704, [memecoin](/topic/memecoin), [banking](/topic/banking)

**Top assets mentioned**
[Costco Wholesale Corporation (COST)](/topic/costco) [CME Group Inc (CME)](/topic/$cme) [New York Times Co. (NYT)](/topic/$nyt) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Artificial Intelligence (AI4)](/topic/$ai4) [Coinbase Global, Inc. (COIN)](/topic/coinbase)
### Top Social Posts [#](/creator/tiktok::7084248452690953262/posts)
---
Top posts by engagements in the last XX hours

"Replying to @user2894181869268 Fintech stands for financial technology and they're companies that offer banklike services but aren't banks. They work with partner banks directly or through a third party such as the bankrupt company Synapse Financial to offer accounts similar to checking and savings accounts"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7379225545571044650) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-06-11T12:44Z 53.8K followers, 140.8K engagements


"The Trump memecoin shot up to $XX before falling down to around $XX and an analysis by Chainalysis on behalf of The New York Times found that early buyers made out like bandits. One wallet potentially made $XXX million on early Trump memecoin trades. But later buyers were less fortunate. 810000 wallets have lost around $X billion either buying high and selling low or buying high and still holding. Some people have gotten upset and blame Trump which is understandable but not correct. It's not his fault it's a memecoin. If you buy memecoins you're only gambling. You're relying on the Greater"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7469926789595303210) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-02-10T22:51Z 53.8K followers, 3147 engagements


"A "banking as a service" company Synapse Financial Technologies filed for Chapter XX and there appears to be $XX million missing from customer accounts. Fintech companies like Yotta and Copper have had their customer accounts frozen while a bankruptcy trustee sorts it out. The FDIC is unlikely to step in and there's little for customers to do except wait"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7378880324991864107) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-06-10T14:24Z 53.5K followers, 642.2K engagements


"How do the experts know what the Federal Reserve will do with interest rates before they do it They're not geniuses they simply look at the FedWatch tool from the CME Group. It's an aggregate of all the contracts from interest rate traders. These traders are betting real money with contracts and the CME Group turns it into a percentage we can understand. It's distilled into a percentage chance of a change and then experts report on it - it's as simple as that. If you want to sound smart about the interest rate just go to the FedWatch tool #fomc #federalreserve #interestrates"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7517289355623304462) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-06-18T14:03Z 53.5K followers, 2378 engagements


"If you ever get an Amazon package and the item is inside a plastic bag with green text saying Ready To Ship - it means that the item was previously returned. When you return an item you bought on Amazon to Whole Foods they usually throw it in a bag like that stick a label on it with an LPN (License Plate Number) and send it back through the system. For items that dont fit in a bag just look for a label that has LPN on it. The LPN is a unique identifier that helps them process it through their fulfillment centers. I purchased an electric chainsaw and when I opened the package it was obvious"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7559677887909989687) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-10-10T19:31Z 53.4K followers, 3011 engagements


"Check link in bio for our list of the best high yield savings accounts. If your bank isn't paying over X% interest you're getting ripped off. The best high yield savings accounts are over X% with the highest I've seen close to 4.75%. All banks listed are FDIC insured and all credit unions are NCUA insured. Here's our July 2025 recap of the best rates available. #bank #savingmoney #chase #bankofamerica #highyieldsavings"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7524738686894853431) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-07-08T15:50Z 53.6K followers, 23.4K engagements


"The FDIC has clarified they will not come to the rescue of failing fintech and neobanks despite them having "pass-through" FDIC insurance with partner banks. Sparked by the bankruptcy of Synapse Financial and the freezing of accounts by Evolve Bank and Trust users of Yotta Copper and Juno are learning the FDIC will not come to rescue users. If you use a fintech or neobank and something happens you'll have to rely on courts to sort it out and that can take weeks if not months. Do not put any significant amount of funds in a nonbank company you're only risking headaches"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7382542159871773994) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-06-20T11:14Z 53.7K followers, 44K engagements


"There's a Chase Zelle scam going around that I learned about from Michael Wilson of the New York Times. The scam essentially tries to get the victim to send them money via Zelle but they use a few tricks that we haven't seen used all together. X. They will call from a phone number that matches a Chase branch. They fake the number known as spoofing and hope you will Google it to confirm they're legitimate. X. They will give you case numbers and refer you to a supervisor which sounds more legitimate. X. They will tell you they won't ask for identifying information or passwords or anything else."  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7555929738183789838) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-09-30T17:07Z 53.7K followers, 30.4K engagements


"What is a good credit score Your FICO credit score is a measure of your creditworthiness. It goes from XXX - XXX with XXX being a perfect score. You dont need a perfect score to get the beat credit and loan offers. You only need a good one"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7382281174846098731) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-06-19T18:21Z 53.8K followers, 1289 engagements


"idelity has four zero cost index funds that will cost you nothing to own. They were the first to offer this and a XXXX% expense ratio was unheard of until they did it. They offer four funds: Fidelity ZERO Large Cap Index Fund (FNILX) Fidelity ZERO Extended Market Index Fund (FZIPX) Fidelity ZERO Total Market Index Fund (FZROX) Fidelity ZERO International Index Fund (FZILX) Each have no minimums. There are a few downsides. They are mutual funds and not ETFs so you don't trade them on the open market. Also there are only four options there isn't an S&P XXX index fund in the list (the total"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7402341872833727774) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-08-12T19:47Z 53.8K followers, 29.7K engagements


"Want to replace your cable tv or local tv subscription Or just want to see a free streaming service I guarantee you probably haven't heard of before TV.garden shows you live TV stations from across the world including the United States. You can find practically every local TV channel on here and watch what the locals are enjoying. It's completely free too sorted by country and by a globe and it's kind of fun to see what local channels are showing"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7496899532098178347) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-04-24T15:19Z 53.8K followers, 16.9K engagements


"Costco has negotiated a special deal with Shutterfly where you can always get XX% off and free shipping on orders over 30%. Shutterfly is pretty aggressive with its promotions so in most cases you can probably find a bigger discount with the use of a promotion code. But if you need an order and can't find a promo code that covers your type of product know that you can always get XX% off and free shipping via Costco. You have to add your Costco membership number to your account (I'm not sure why they forced me to create a new account) and you can always find the promo code in your list of"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7554434832399371534) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-09-26T16:25Z 53.8K followers, 3434 engagements


"There is over $XX BILLION dollars sitting in state coffers not earning interest. Whenever a company or entity needs to pay you but cannot they have to turn it over to your state's unclaimed property department. And there is over $XX billion dollars in these funds sitting there right now. Do a quick search and claim your funds. It's really easy to do and you could find hundreds if not thousands of YOUR dollars waiting for you"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7561122937605033271) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-10-14T16:59Z 53.8K followers, XXX engagements


"What is short selling And what is a short squeeze They are fancy ways of making a bet that a stock will go down - learn how its done what the risks are and why you dont need to do it. #investing #shortsqueeze #gamestop #PersonalFinance #personalfinancetips #money #wealth #explained"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7369227061413580074) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-05-15T14:05Z 52.9K followers, 15.4K engagements


"A Russian ransomware outfit called LockBit has released XX Terabytes of customer data from Evolve Bank & Trust. Its a massive leak and one of the biggest Ive ever heard of. Evolve is a big partner bank for a lot of fintechs including Affirm Bilt Yieldstreet and dozens more. If you use a fintech check whether they use Evolve because your data (including socal security numbers) could be out there. This is a continually evolving story but this might push regulators to become more involved"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7386342651097926958) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-06-30T17:02Z 52.8K followers, 12.1K engagements


"Fidelity announced a data breach in which 77000 accounts were accessed revealing Social Security Numbers driver's licenses and other sensitive information. It's yet another data breach and one in which the account holders could've done nothing to prevent. If you're concerned about this here are the steps you can take to protect yourself. Consider freezing your credit reports it can be done online and fairly quickly. You will want to freeze them at Experian Equifax and TransUnion. Also sign up for a free credit score monitoring service like Credit Karma or Credit Sesame. They will email you if"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7425688187554614558) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-10-14T17:43Z 53.8K followers, 86.6K engagements


"If you're tired of expired or invalid coupons for products sold through Amazon you need this new website. It's called Koupon dot AI and it uses artificial intelligence (presumably) to find coupon codes that aren't even listed on Amazon's product listings. You just go to the website and search for the item you want looking for the green COUPON CODE label if they have an extra coupon code. When you see the code it's copied into your clipboard so you can check out and paste the code. The code is not automatically added for you. If the deal is as good as you expected you can check out"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7443828562148265259) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-12-02T14:56Z 53.8K followers, 9866 engagements


"Paramount Plus is offering a free X month trial for new and former customers with the promo code 3MOESSENTIALCS. You just need to visit the website and sign up for a new subscription entering the coupon code to get XXX% off for three months. You will be billed after the X month trial period so cancel if you don't want to pay. What show will you be watching We've been watching a lot of shows on Apple TV (like Silo) and Hulu so we have quite a bit of a backlog of shows on Paramount Plus. The Agency looks pretty good to me we'll see if we get around to it #paramountplus #deals #freetrial"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7450161120108629291) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-12-19T16:30Z 53.8K followers, 1967 engagements


"Honey is a browser extension that was acquired by PayPal for $X billion and purports to find the best coupon codes on the internet. This is what they claim on their website - "Stop wasting time and money PayPal Honey helps you find coupon codes on 30000+ sites." An investigation and report by Youtube MegaLag has uncovered some damning evidence that Honey doesn't always find the best coupons. His video starts by explaining how Youtube influencers have been ripped off by the browser extension by slipping in Honey's cookies to earn commissions on sales. But the part that affects you the consumer"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7451987437288443182) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2024-12-24T14:37Z 53.8K followers, 18.2K engagements


"Buying and selling gold isnt hard but remember its a little different than buying or selling stocks. First as @humphreytalks shows us youll have to go to a store to sell it. There are ways to sell it online but youd have to mail it which Im always wary of doing. Next youll get less than the spot price because the store has to make money too. Finally youll be taxed on your gains at the collectible tax rate - 28%. No favorable long term capital gains tax rate like youd get on stocks. Still a good option though just have to know these little differences before you get into it"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7503568133442080043) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-05-12T14:37Z 53.8K followers, 137.4K engagements


"Why are airlines constantly asking you about lithium batteries like power banks laptops and more Its because theyre starting fires on planes. There have been XX confirmed incidents this year so far and thats delaying flights and causing issues. Never check a lithium battery and if you are charging something keep it within arms reach. The last thing you want is a delay because of this"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7505789475356757291) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-05-18T14:17Z 53.8K followers, 55K engagements


"With XX Year Treasury Bond yields at close to X% (after being above last week) does it make sense to buy Treasury Bonds If you're in or near retirement perhaps. Talk to an advisor or someone who knows your entire financial situation. For younger investors X% sounds appealing but it's not suitable for someone who has 30-40 years for their investments to grow. The difference between X% and X% is enormous. If you invest $XXX a month for XX years the difference is nearly a million dollars. A X% return over XX years = $763010.08 A X% return over XX years = $1745503.92 Inflation is also a silent"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7509156155776683306) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-05-27T16:02Z 53.8K followers, 7184 engagements


"Amazon has no problem banning your account if you don't follow their rules. One of the biggest reasons for losing an Amazon account is if you return too many items. If you do you will usually get an email warning first that says: "We are writing to inform you that we have reviewed your account and we have noticed that you recently experienced issues with your orders. Why did this happen You have requested refunds claiming to have experienced problems with your orders. We know that occasional problems with orders are expected in the normal course of business. However the number of refunds in"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7511346868799016234) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-06-02T13:43Z 53.8K followers, 23.2K engagements


"Don't open a TreasuryDirect.gov account to buy Treasury Bills Notes and Bonds - there's an easier way. With Treasury Direct you have to navigate an antiquated system that requires you to jump through hoops to get set up. You also cannot sell Treasury bonds you have to transfer them to another bank or brokerage to sell them. It will let you buy bonds but it's a pain. Major brokerages have Treasury Money Market Funds that will buy Treasuries for you at a low cost. For example the Vanguard Treasury Money Market Fund (VUSXX) has a $3000 minimum and only holds U.S. Government Obligations (3.3%)"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7512514569890434350) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-06-05T17:13Z 53.8K followers, 17.9K engagements


"Allow me to sing the many praises of renting a car using Costco Travels car rental search tool. #costco #costcodeals #avis #budget #alamo #enterprise"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7525167297955138829) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-07-09T19:33Z 53.8K followers, 512.7K engagements


"College kids augmented the Meta Ray-Ban sunglasses with facial recognition so it could identify you as you walked by based on a photo. The service they used to identify your face is known as PimEyes and you can (and should) opt out"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7542895211941203214) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-08-26T14:06Z 53.8K followers, 22.2K engagements


"A Social Security Administration whistleblower claims that DOGE uploaded a copy of American's Social Security data to the digital cloud potentially exposing the information of over XXX million Americans. This data would include names birth dates and other information that could be used to steal identities. While there's no evidence any information was compromised it does highlight how often our data is getting out there. I recommend that everyone take these two steps right now to safeguard themselves: X Register your account at mySocialSecurity so no one else can X Free your credit reports at"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7544016104797080845) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-08-29T14:35Z 53.8K followers, 299.5K engagements


"Amazon Prime is ending its Prime Invitee program and requiring you to use their Amazon Family program. Prime Invitee was an older program that allowed you to share some of your Prime benefits with other people but Amazon Family is meant only for your immediate family. You can add another adult and up to four kids to your Family and share benefits. The adult must live at the same residential address and share payment methods - which makes it impossible for you to share those benefits with someone outside of your home. I would not be surprised to learn that #amazon saw the success of Netflix's"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7545510120277511437) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-09-02T15:13Z 53.8K followers, 453.8K engagements


"Some states collect sales tax on gold sales others don't. Gold lives in a gray area where some gold items should be assessed a sales tax like jewelry while others likely shouldn't such as gold coins and bars. But states make their own determination and whether yours collects a tax can play a big role in whether gold is a good deal or a terrible one. In Maryland all gold sales are taxed at the X% sales tax rate unless the transaction takes place at the Baltimore Convention Center. 🤔 A X% tax on gold makes purchases a bad option but nearby Delaware doesn't charge sales tax at all. This is not"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7558911551726488887) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-10-08T17:57Z 53.8K followers, 55.8K engagements


"Qantas Airlines revealed they were hacked and XXX million customer rewards were released to the dark web after they declined to pay the ransom. It includes personal information like addresses frequent flyer numbers and even meal preferences. It just adds more data to the profiles scammers are building on each of us. This only highlights the importance of not trusting anyone who cold calls you about anything which now also includes flights and airlines. If someone calls you and says they're from the bank or airline or anywhere else call them back on the official company line even if the caller"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7561452276133448973) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-10-15T14:16Z 53.8K followers, 1133 engagements


"Amazon has a new promotional benefit where you can get XX cents off a gallon of gas whenever you fuel up on Fridays using the Earnify app at BP Amoco and ampa gas stations. Normally Prime members get just XX cents off but from now until December 26th you will get an extra XX cents so it's a total of XX cents off. You have to get the Earnify app link up your Amazon Prime account and then use it to pay for your fill up on Fridays. You can only get the discount once per day but there is no minimum or maximum amount of savings. Be sure to check local gas prices though because it may not make"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7562251223554968887) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-10-17T17:57Z 53.8K followers, 171.9K engagements


"Amazon Web Services went down early Monday morning and it powers a lot of websites and applications including Perplexity and Coinbase. While not having access to Ring or Snapchat is annoying Coinbase's outage is especially troublesome because it means real money is on the line because investors can't access their cryptocurrencies. Amazon has said they have identified the root cause and are working to fix it but has not yet recovered 100%. As of this video Coinbase is still not at XXX% and I can't log into my account. #coinbase #amazon"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7563259611793460494) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-10-20T11:11Z 53.8K followers, 3452 engagements


"Compass Group USA doing business as Canteen has agreed to pay out $XXXX million to customers that may have been overcharged at one of their vending machines from 2014 through July X 2025. A lawsuit claims that if you paid with a credit card or debit card it's possible you were overcharged on those purchases. You can get anywhere from $XX to $XXX depending on the number of transactions you had over that period. If you made less than XXX purchases you can get up to $XX. If you made over 2500 you'd be eligible for up to $XXX. They ran machines in Alabama Arkansas Arizona California Colorado"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7556999036293631245) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-10-03T14:16Z 53.8K followers, 1478 engagements


"If you go to haveibeenpwned dot com and enter your email address you can see how many data breaches your email address has been a part of. Personally I've been included in XX data breaches but somebody@gmail.com has been in far far more. This site will tell you the breach when it happened how it happened and what data was revealed. Most of the time it's email addresses and hashed passwords but sometimes it includes dates of birth gender names partial credit card data addresses and purchase histories. It allows thieves to build a profile that includes information you wouldn't expect. While"  
[TikTok Link](https://www.tiktok.com/@bestwallethacks/video/7563653025017990455) [@bestwallethacks](/creator/tiktok/bestwallethacks) 2025-10-21T12:37Z 53.8K followers, XXX engagements