# ![@SP7-Prakhar Avatar](https://lunarcrush.com/gi/w:26/cr:reddit::t2_1750jq9nai.png) @SP7-Prakhar SP7-Prakhar

SP7-Prakhar posts on Reddit about investment, credit cards, stocks, applied the most. They currently have [---] followers and [--] posts still getting attention that total [--] engagements in the last [--] hours.

### Engagements: [--] [#](/creator/reddit::t2_1750jq9nai/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:reddit::t2_1750jq9nai/c:line/m:interactions.svg)

- [--] Week [---] +4.50%
- [--] Month [---] +10%
- [--] Months [-----] +347%
- [--] Year [-----] +2,037%

### Mentions: [--] [#](/creator/reddit::t2_1750jq9nai/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:reddit::t2_1750jq9nai/c:line/m:posts_active.svg)

- [--] Month [--] no change
- [--] Months [--] -81%
- [--] Year [--] +45%

### Followers: [---] [#](/creator/reddit::t2_1750jq9nai/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:reddit::t2_1750jq9nai/c:line/m:followers.svg)

- [--] Months [---] +8.30%
- [--] Year [---] +240%

### CreatorRank: undefined [#](/creator/reddit::t2_1750jq9nai/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:reddit::t2_1750jq9nai/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [technology brands](/list/technology-brands)  [countries](/list/countries)  [stocks](/list/stocks) 

**Social topic influence**
[investment](/topic/investment), [credit cards](/topic/credit-cards), [stocks](/topic/stocks), [applied](/topic/applied), [why is](/topic/why-is), [bob](/topic/bob), [the most](/topic/the-most), [ai](/topic/ai), [india](/topic/india), [longterm](/topic/longterm)

**Top assets mentioned**
[Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts
Top posts by engagements in the last [--] hours

"BOB Overcharged Me 40K Need Advice CreditCardsIndia CreditCardsIndia"  
[Reddit Link](https://redd.it/1jnz2jn)  2025-03-31T09:21Z [--] followers, [--] engagements


"AMA: Im a Company Secretary Working in Merchant Banking Ask Me Anything CompanySecretary CompanySecretary"  
[Reddit Link](https://redd.it/1m5chip)  2025-07-21T07:30Z [--] followers, [---] engagements


"Follow-up to my AMA on life in merchant banking as a Company Secretary Answering the most asked question: Will AI replace us CompanySecretary CompanySecretary"  
[Reddit Link](https://redd.it/1mg831s)  2025-08-03T02:36Z [--] followers, [---] engagements


"Mutual Fund Advice. I started investment in mutual funds a couple of months ago. I invest 15-20k a month in the following funds in the specified ratio: [--]. Paragparikh Flexi Cap fund - 25% [--]. Nippon India Small Cap fund - 65% [--]. Axis Small Cap Fund - 10% I know it is not the perfect balance. But suggestions are welcome and appreciated :) P.S. I'm also looking to get exposure in equity. Should I go ahead or stick with MF only for now StockMarketIndia StockMarketIndia"  
[Reddit Link](https://redd.it/1exub3w)  2024-08-21T16:37Z [--] followers, [--] engagements


"Equity SIP vs. MF SIP: Seeking Advice on Researching Stocks for a Long-Term SIP Portfolio Hey everyone I've been consistently investing in Mutual Fund SIPs for a while now and have seen decent returns but Im considering starting an **Equity SIP** to diversify my portfolio and take a more hands-on approach. Before jumping in I'd love to get advice from experienced investors here on: [--]. Is an Equity SIP a good idea for long-term wealth creation What has your experience been like compared to Mutual Funds [--]. How do you go about researching stocks for a systematic investment plan What key factors"  
[Reddit Link](https://redd.it/1f2ee20)  2024-08-27T11:12Z [--] followers, [--] engagements


"How do I invets for my Sibling's wedding My sibling is getting married next year or the year after and my father recently received a lump sum of **5 lakhs** from an old policy which we plan to use for the wedding. Im looking for advice on **how to invest this amount** to potentially grow it but Im not entirely sure where to start. I was thinking of **investing in mutual funds** but I have a few questions: * Should I consider **SIP** for this or is a lump sum investment better for the time frame I have * **Debt or large-cap funds**which would be safer or more effective given the [--] year"  
[Reddit Link](https://redd.it/1f8t7qn)  2024-09-04T13:22Z [--] followers, [--] engagements


"Mutual Funds Vs Small-case Hi. I have been a mutual fund investor and I was researching small cases as well. It seems like a mutual fund (as it is also a basket of stocks picked by someone) but can anyone tell me a concrete difference between Mutual funds and small cases apart from expense ratio Fund Manager and Exit load Also I came across these Smallcases: [--]. Dividend Aristocrats (free) [--]. Dividend Stars (2000/3-month) if I had to pick one asset that pays dividends what would you suggest mutualfunds mutualfunds"  
[Reddit Link](https://redd.it/1fdbby5)  2024-09-10T06:26Z [--] followers, [--] engagements


"What are Arbitrage Funds. Hi I've noticed a significant spike in the popularity of arbitrage funds over the last few weeks. Im interested in understanding more about these funds and whether they might be a good fit for my investment strategy. Could anyone explain: - What strategies do arbitrage funds use to generate returns - Are these funds more suitable for short-term or long-term investments - Which arbitrage funds are currently considered the best in the market Id appreciate any insights or recommendations you might have. Thanks personalfinanceindia personalfinanceindia"  
[Reddit Link](https://redd.it/1ff0lr4)  2024-09-12T11:49Z [--] followers, [--] engagements


"C'mon Zerodha removed mutualfunds mutualfunds"  
[Reddit Link](https://redd.it/1fjlwdc)  2024-09-18T06:00Z [--] followers, [--] engagements


"Diversifying into Gold via SIP Hi everyone I currently have complete exposure to **equity and equity-linked mutual funds** and am now considering diversifying into **gold** through a SIP. So far the only option Im aware of is **Gold ETFs** offered through Zerodha but Im wondering if there are better or safer alternatives for gold investment. Im looking to invest **around 2k per month** with a focus on stability and safety. Can you recommend any other gold investment options (SIPs gold funds Digital Golds etc.) that would be more suitable for a safer approach Thanks in advance for your"  
[Reddit Link](https://redd.it/1fqm61e)  2024-09-27T12:08Z [--] followers, [--] engagements


"Applied for NeuCard Infinity Card Is It Really Worth the Hype After seeing all the hype around it I recently applied for the **NeuCard Infinity Credit Card**. I wanted to check in with current users**how has your experience been so far** * Is the card really as good as advertised for **cashback/points** * Are there any specific **spending categories or strategies** where it shines Id also love to hear tips on **maximising its benefits** and making the most out of it. Thanks in advance CreditCardsIndia CreditCardsIndia"  
[Reddit Link](https://redd.it/1h73ai6)  2024-12-05T06:55Z [--] followers, [--] engagements


"What am I missing I have an Experian Credit score of [---]. I recently applied for the **Tata Neu Infinity Credit Card** and the KYC agent assured me that it would get approved since I met all the criteria. However after a week of waiting my application was declined without much explanation. Im not specifically fixated on this card but Id appreciate any advice on what might have gone wrong or if I can still fix it. Also Im now considering other options and would love suggestions for **Lifetime Free (LTF)** credit cards that offer good cashback rewards or benefits. Thanks for your help"  
[Reddit Link](https://redd.it/1h8n2fg)  2024-12-07T07:07Z [--] followers, [--] engagements


"Attack on titan - Movies order Hi all Recently I came to know that AOT has movies too. Can anyone suggest the name and the order to watch the same attackontitan attackontitan"  
[Reddit Link](https://redd.it/1i11cyz)  2025-01-14T08:11Z [--] followers, [--] engagements


""Free Cancellation Charges" - How does it Work https://preview.redd.it/hb27g9vg9pee1.pngwidth=807&format=png&auto=webp&s=f2c2f99eaf65d0cf161f783a2f94959db53cc2f1 Can anyone help me understand how it works How is it called "Free cancellation" if I have to pay charges I booked this ticket yesterday through Paytm indianrailways indianrailways"  
[Reddit Link](https://redd.it/1i7yhoe)  2025-01-23T07:58Z [--] followers, [--] engagements


"5 Healthy Indie Pups Looking for Loving Homes 🐶❤ Hi everyone My friend recently rescued an indie and she gave birth to five adorable puppies. They are now healthy vaccinated and ready to find their forever homes **Details:** 📍 Location: Bangalore 🩺 Vaccinated & healthy If you or someone you know would love to adopt and provide a caring home please reach out These little ones deserve a happy and safe future. 🏡🐾 Feel free to DM me or comment for more details. Please help spread the word 🙏"  
[Reddit Link](https://redd.it/1j9f2jb)  2025-03-12T08:03Z [--] followers, [--] engagements


"Changed SIP Amounts removed mutualfunds mutualfunds"  
[Reddit Link](https://redd.it/1jfiz26)  2025-03-20T06:52Z [--] followers, [--] engagements


"Is it against to create an account on Chatgpt https://preview.redd.it/ptyhp4743zre1.pngwidth=523&format=png&auto=webp&s=d5c51347c1c5a43b77b7e9978bf04c061644695f ChatGPT ChatGPT"  
[Reddit Link](https://redd.it/1jnx8if)  2025-03-31T06:53Z [--] followers, [--] engagements


"Push Pull legs Vs. Bro Split Hey everyone Ive been working out for almost a year now though a bit on and off. Ive seen some progress but not as much as Id like. Right now Im more consistent and want to optimize my training for better muscle growth. Im torn between **PPL and Bro Split.** * **PPL** seems great for frequency and balanced recovery but I worry about not hitting muscles hard enough in a single session. * **Bro Split** allows for intense focus on each muscle group but only hits each one once per week. For those of you who have tried both which one worked better for you and why Im"  
[Reddit Link](https://redd.it/1jqdos8)  2025-04-03T09:11Z [--] followers, [--] engagements


"Advice on Buying Health Insurance for Parents Hey everyone I'm looking to buy health insurance for my parents who are in middle to mid-to-late fifties and live in Kanpur. I've filtered down to four companies as they don't have Room rent cap Disease Sub Limit Co-pay and Consumables Coverage: [--]. HDFC Ergo -Optima Secure [--]. Tata AIG- Medicare Plus [--]. New India Assurance - Yuva Bharat Gold health Policy (Govt sector) [--]. Oriental Insurance- Youth Eco Care Basic (Govt sector) I am currently leaning toward **HDFC Optima Secure** because of its **double coverage from day one** (e.g. a [--] lakh cover"  
[Reddit Link](https://redd.it/1jqhfm0)  2025-04-03T12:43Z [--] followers, [--] engagements


"Why cant you view your mutual fund portfolio on the official AMC sites if it's in Demat form I tried logging into the Parag Parikh site to check my holdings. Got this message: This isn't just with PPFAS. Same thing happens on other AMC sites too. I hold everything through Zerodha. I just wanted to cross-check the units directly on the fund house website. Not trying to transactjust view. Why is this blocked across the board Youd think AMCs would let you see your portfolio even if its in Demat. Is there any way around this mutualfunds mutualfunds"  
[Reddit Link](https://redd.it/1ju9ine)  2025-04-08T09:34Z [--] followers, [--] engagements


"Why is OneScore not fetching my CIBIL score but showing Experian Been using credit for over [---] years now. I have a proper credit history and my CIBIL score shows up just fine on other apps. But on OneScore only the Experian score shows up. CIBIL just says not available. Anyone faced this before Is it a OneScore issue or something on the CIBIL side Just trying to figure out whats going wrong here. personalfinanceindia personalfinanceindia"  
[Reddit Link](https://redd.it/1jxaqnx)  2025-04-12T06:11Z [--] followers, [--] engagements


"SBI pre-approved my card then rejected it after application. What now (screenshot attached) Recently an executive approached me saying my SBI cashback credit card was pre-approved. I filled the application submitted all documents and even got a message saying the application was verified. Two days later they randomly rejected it. No proper reason was given. Now the guy who took my application isn't responding. For context: * My experian credit score is good (above 790). * Never missed a payment in over a year. * Credit history of more than [---] years. Now I'm worried about the impact of this"  
[Reddit Link](https://redd.it/1k9579t)  2025-04-27T14:27Z [--] followers, [--] engagements


"Need help rebalancing my mutual fund SIP planning to increase to 25000/month removed mutualfunds mutualfunds"  
[Reddit Link](https://redd.it/1l9hxjc)  2025-06-12T09:18Z [--] followers, [--] engagements


"Discovered holding discrepancies in Kite built a Google Sheet to auto-track mutual fund investments Recently found out that the holdings shown in Kite could sometimes be **discrepant** especially with mutual funds. It got me thinkingI need a way to independently track everything. So I built a **fully automated Google Sheet**. You just enter: * Date of allotment * Quantity * Purchase price The sheet does the rest: current value XIRR gain/loss etc. No manual tracking beyond that. Its helped me stay in control and double-check what Kite shows. **Let me know if anyone wants access to the sheet.**"  
[Reddit Link](https://redd.it/1lh34a6)  2025-06-21T18:18Z [--] followers, [---] engagements


"Is this a glitch or am I missing something. So today I saw my XIRR in the Coin app and even though I am in profit it shows a negative XIRR. What could be the reason https://preview.redd.it/1v9wdukf78cf1.pngwidth=461&format=png&auto=webp&s=3c7b5744c7c5bff287839793b615b3ba50df4e92 IndianStockMarket IndianStockMarket"  
[Reddit Link](https://redd.it/1lx3uas)  2025-07-11T10:56Z [---] followers, [--] engagements


"Girlfriend just entered Investment Banking Whats better: CFA FRM or a Masters in Finance Any alternatives My girlfriend lives in Bangalore and recently made a big jumpfrom working at a small finance firm to landing a role in investment banking. Now shes thinking about how to grow her career from here. Shes confused between: * **CFA** (highly reputed but expensive and time-consuming) * **FRM** (niche and also not easy) * **Masters in Finance** (more structured but also costly and time-intensive) Shes not sure what fits her career path best. Shes aiming for long-term growth in IB maybe even a"  
[Reddit Link](https://redd.it/1mhc4qz)  2025-08-04T12:31Z [---] followers, [--] engagements


"Ofcourse Zepto. FuckZepto FuckZepto"  
[Reddit Link](https://redd.it/1mj7p90)  2025-08-06T15:26Z [--] followers, [--] engagements

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