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@ruiheh Avatar @ruiheh Roy

Roy posts on X about $ally, $boa, $axp, signals the most. They currently have XXX followers and XX posts still getting attention that total XX engagements in the last XX hours.

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Followers: XXX #

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Social category influence stocks finance cryptocurrencies technology brands

Social topic influence $ally, $boa, $axp, signals, investment, $fico, roy, macro, losses, asml

Top assets mentioned Ally Financial, Inc. (ALLY) BOSAGORA (BOA) American Express Company (AXP) Fair Isaac, Corp. (FICO) Progress Software Corp (DE) (PRGS) Wells Fargo & Co (WFC) Oscar Health, Inc. (OSCR) Moody's Corporation (MCO) S&P Global Inc (SPGI) Expedia Group Inc (EXPE) Airbnb Inc (ABNB) Booking Holdings Inc (BKNG)

Top Social Posts #


Top posts by engagements in the last XX hours

"πŸš¨πŸ“‰ $FICO sold off hard🚨 Is it an opportunity Should you sell if you recently brought I just dropped a fresh deep-dive on what really changed (and what didnt). Catch the full note on my Substack. All posts unlock FREE after XX days but if my work helps you win & youd like to keep me cranking a paid sub is ❀. πŸ‘‰ Historical Investment Flash Updates for $FICO"
@ruiheh Avatar @ruiheh on X 2025-07-10 23:26:40 UTC XXX followers, 5564 engagements

"$PRGS what did analysts focused on last round and why it will matter in tomorrow's call"
@ruiheh Avatar @ruiheh on X 2025-06-30 02:26:53 UTC XXX followers, XXX engagements

"6. $AXP - Small-business caution is the clearest macro caution flag; revenue holding due to fees/lending but billing softness hints at demand uncertainty"
@ruiheh Avatar @ruiheh on X 2025-07-19 02:33:46 UTC XXX followers, XX engagements

"$ALLY X. They front-loaded a chunk of NIM help (securities swaps lease-gain rebound). Future cuts could knock margin lower before it climbs againrisk to 2H25 EPS momentum"
@ruiheh Avatar @ruiheh on X 2025-07-19 03:07:36 UTC XXX followers, XX engagements

"4. $AXP - Reinforces benign credit; flat delinquencies despite macro noise suggest no broad stress yet"
@ruiheh Avatar @ruiheh on X 2025-07-19 02:33:45 UTC XXX followers, XX engagements

"A thread on the banking environment learned from $WFC Q2 2025 earnings call. X. Celebratory tone but the caveat (cautious during periods of economic uncertainty) signals that near-term balance-sheet acceleration will be measured; management is wary of deploying capital just as the cycle matures"
@ruiheh Avatar @ruiheh on X 2025-07-19 13:56:25 UTC XXX followers, XX engagements

"$BOA - Sequential drops in both losses and delinquencies suggest a positive inflection in borrower behavior countering concerns about rising stress from higher rates or depleted savings"
@ruiheh Avatar @ruiheh on X 2025-07-19 02:49:17 UTC XXX followers, XX engagements

"I have followed $OSCR for a while. I believe in their long term success. Check its career page. Hiring is one of the signs of growth and from it you can also get a sense of their investment areas and their team stability. The systemic risks in healthcare is troubling but it isnt that bad for $OSCR. Check and read my other post on them. Hope it can give you more clarity in your investment"
@ruiheh Avatar @ruiheh on X 2025-07-19 01:42:06 UTC XXX followers, XXX engagements

"$ALLY - X. Shrinking floor-plan loans cut earning-asset growth and fee income; management flags tariff volatility as a new swing factor for 2H25 balance-sheet size"
@ruiheh Avatar @ruiheh on X 2025-07-19 03:07:38 UTC XXX followers, XX engagements

"$BOA - expects flat charge-off ratioi.e. no looming consumer credit spikesignaling management remains steady rather than cautious on household health"
@ruiheh Avatar @ruiheh on X 2025-07-19 02:49:17 UTC XXX followers, XX engagements

"$ASML - color around the order adjustments in the backlog"
@ruiheh Avatar @ruiheh on X 2025-07-18 15:33:45 UTC XXX followers, XXX engagements

"Listening between the lines. A thread of my top takeaways on $ALLY latest earnings call Q2 2025. X. Translation: recent loss improvements are real but Ally is explicitly bracing for a softer economy; any uptick in jobless claims could halt or reverse the credit progress"
@ruiheh Avatar @ruiheh on X 2025-07-19 03:07:36 UTC XXX followers, XXX engagements

"$ALLY - X. Reliance on CRT signals internal view that organic earnings alone wont lift CET1 fast enough; Ally still feels capital-constrained and willing to pay up to shed tail risk"
@ruiheh Avatar @ruiheh on X 2025-07-19 03:07:37 UTC XXX followers, XX engagements

"$BOA - hint that customers still hold excess liquidity; management highlighting it implies they dont expect a near-term spending pull-back driven by cash exhaustion. This could also mean that more people are saving more due to their negative sentiment about the market"
@ruiheh Avatar @ruiheh on X 2025-07-19 02:49:16 UTC XXX followers, XX engagements

"Listening between the lines. A thread of my top takeaways on $BOA latest earnings call Q2 2025. X. Moynihan opens by stressing that households are still spending and sitting on sizeable cash cushions. By pairing solid spend with improving credit quality he signals confidence that consumers can keep spending without cracking credit. A sure sign of taming the market"
@ruiheh Avatar @ruiheh on X 2025-07-19 02:49:15 UTC XXX followers, XX engagements

"$ALLY - X. Headline CET1 is XXX % but when unrealized bond losses are fully recognized Ally sits only XX bps above the X % minimumthin buffer that explains why buybacks remain on ice"
@ruiheh Avatar @ruiheh on X 2025-07-19 03:07:37 UTC XXX followers, XX engagements

"Listening between the lines. A thread of my top takeaways on $AXP latest earnings call Q2 2025. X. Headline still on record but he quickly flags softness in airlines & lodging. Signals confidence while quietly acknowledging early cracks in discretionary T&E. We will get more color on this after $ABNB $BKNG and $EXPE report"
@ruiheh Avatar @ruiheh on X 2025-07-19 02:33:43 UTC XXX followers, XX engagements

"7. $AXP - Implicit message: no need to discount despite competitive noise signalling steady spend from high-end cohorts yet growth is coming from younger cohorts"
@ruiheh Avatar @ruiheh on X 2025-07-19 02:33:47 UTC XXX followers, XX engagements

"$BOA - Suggest consumers are replenishing savings even as they spendan encouraging read on household finances"
@ruiheh Avatar @ruiheh on X 2025-07-19 02:49:16 UTC XXX followers, XX engagements