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@realkpr16 Avatar @realkpr16 Kyle Ray

Kyle Ray posts on X about $1mm, investment, saving, superior the most. They currently have XXX followers and XXX posts still getting attention that total XX engagements in the last XX hours.

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Followers: XXX #

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Social category influence finance currencies

Social topic influence $1mm, investment, saving, superior

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Top posts by engagements in the last XX hours

"@stoneagenathan @conorsen Post hoc ergo propter hoc. Thats not data. And I just shared a thread that shows studies of improved markers on seed oils"
@realkpr16 Avatar @realkpr16 on X 2025-07-21 22:35:59 UTC XXX followers, XX engagements

"@WallStHoops @myersbradley I meant the interest is only partially guaranteed IRR would include the upfront fees and surrender charges. Highly doubt youre going to see any with close to X% IRR. But I guess it depends on the market and policy specifics"
@realkpr16 Avatar @realkpr16 on X 2025-07-21 08:22:42 UTC XXX followers, XX engagements

"@WallStHoops @myersbradley Your assumption is that Im not properly educated on it. So assume I have a permanent need for $1mm death benefit. What would need be to be true for it to be a hooping slam dunk for me"
@realkpr16 Avatar @realkpr16 on X 2025-07-20 16:30:44 UTC XXX followers, XX engagements

"@WallStHoops @myersbradley Again youre acting like this is obviously better without demonstrating in an easy to follow example. So Ill assume you cant and that youre fixated in your position by nature having recommended it. These investors can invest their capital in other things besides whole life"
@realkpr16 Avatar @realkpr16 on X 2025-07-20 17:40:54 UTC XXX followers, XX engagements

"@WallStHoops @myersbradley Tradeoffs and values You dont like my generalized heuristic and you assumed if I were more educated I might prefer it. So give me the alley oop. Why would I not buy GUL and then invest cash I may need for liquidity in a taxable and spend it or borrow as needed"
@realkpr16 Avatar @realkpr16 on X 2025-07-20 16:48:43 UTC XXX followers, XX engagements

"@WallStHoops @myersbradley Bogleheads would still favor a GUL not combining any investment component. And that seems like a fine stance for an advisor"
@realkpr16 Avatar @realkpr16 on X 2025-07-20 14:48:36 UTC XXX followers, XX engagements

"@WallStHoops @myersbradley The guarantee is below the market risk-free rate right Cue the Tommy Boy clip"
@realkpr16 Avatar @realkpr16 on X 2025-07-21 00:09:01 UTC XXX followers, XX engagements

"@WallStHoops @myersbradley And not entirely guaranteed. How is that superior to buying a GUL and investing on your own and saving on heinous fees and surrender charges"
@realkpr16 Avatar @realkpr16 on X 2025-07-22 00:03:04 UTC XXX followers, XX engagements