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@etc_research Avatar @etc_research Et Cētera Research

Et Cētera Research posts on X about $nu, fintech, brazil, mexico the most. They currently have XX followers and XX posts still getting attention that total XX engagements in the last XX hours.

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Social Influence #

Social category influence finance XX% stocks XXXXX% countries XXXXX% exchanges XX% technology brands XX% cryptocurrencies XXXX% automotive brands XXXX%

Social topic influence $nu #35, fintech #483, brazil 30%, mexico 30%, colombia #894, $nus #2, $coin #340, $hood 6.67%, signals #1866, infrastructure XXXX%

Top accounts mentioned or mentioned by @andycyau

Top assets mentioned NuCypher (NU) Mario Coin (COIN) Robinhood Markets, Inc. (HOOD) Nu Holdings Ltd. (NU) Fidelity National Financial, Inc. (FNF) Bakkt Holdings, Inc. (BKKT) PAX Gold (PAXG) Bitcoin (BTC) Ethereum (ETH) Solana (SOL) Tesla, Inc. (TSLA)

Top Social Posts #

Top posts by engagements in the last XX hours

"9/10 Why the OCC charter is pivotal With an OCC charter $NU becomes a qualified custodian opening institutional doors that fintech-only players cant access. Unlike $HOOD or $BKKT Nubank can hold crypto inside a regulated bank balance sheet. This is structural credibility not marketing. #DigitalBanking #CryptoBanking #ChallengerBank"
X Link @etc_research 2025-10-13T12:34Z XX followers, XXX engagements

"2/10 Location strategy HQ: McLean Virginia. No branches the same digital DNA that fueled its rise in Brazil Mexico and Colombia. But McLean near D.C. signals a shift building closer to U.S. regulators and policy hubs from day one. $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:03Z XX followers, XX engagements

"@andycyau Happy to sell you my shares at 10x+ today"
X Link @etc_research 2025-10-14T14:11Z XX followers, XXX engagements

"Nubanks U.S. OCC filing quietly includes a bold move digital asset custody. Heres whats confirmed whats likely and whats possible as $NU expands into the U.S. and how it could compete with established crypto custodians. A thread on $NU's digital-asset strategy 👇 #Fintech #DigitalBanking #DigitalAssets #Crypto"
X Link @etc_research 2025-10-13T12:26Z XX followers, XX engagements

"6/10 Why the score was so high The high NPS wasnt just about UX or branding. It showed how much pain Latin American consumers felt under legacy banks and how $NU's product truly met those needs. High NPS = emotional relief + trust restored. #Fintech #DigitalBanking #Neobank #NPS"
X Link @etc_research 2025-10-13T20:17Z XX followers, XX engagements

"7/10 Regional learnings (LatAm model) In Mexico $NU built credit and savings first developing a deep data foundation. In Colombia it focused on wallet infrastructure and cross-border payment readiness. These phased launches show how $NU expands methodically before adding crypto capabilities. Expect a similar staged rollout in the U.S. bank first custody second. #Fintech #DigitalAssets #Neobank"
X Link @etc_research 2025-10-13T12:32Z XX followers, XX engagements

"8/10 Realistic market share targets Over the next three to five years after entry $NU could realistically capture: - XX% of U.S. retail crypto balances - SMB custody through stablecoin rails - Under X% institutional share via partnerships ( $COIN $BITG) It wont challenge $COIN's ETF dominance soon but can win in embedded crypto-banking niches. #CryptoCustody #Stablecoins #Fintech"
X Link @etc_research 2025-10-13T12:33Z XX followers, XX engagements

"1/10 Entity setup Nubank plans to form Nubank N.A. a de novo national bank under OCC supervision fully owned by Nu Holdings (Cayman). Unlike in Brazil Mexico or Colombia (where it used local fintech licenses) this is a full U.S. national bank built from scratch. $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:03Z XX followers, XXX engagements

"Conclusion Bottom line: $NU isnt chasing crypto hype its building a bank-grade custody platform with retail UX and institutional credibility. - Confirmed: crypto is core to $NU's U.S. charter. - Likely: partnerships first in-house custody later. - Possible: a new model for regulated digital-asset banking. Where do you see $NU fitting in the U.S. custody landscape 👇 #CryptoBanking #Fintech #ChallengerBank"
X Link @etc_research 2025-10-13T12:36Z XX followers, XX engagements

"3/10 Likely shift in the U.S. model In Latin America $NU relied on Paxos for custody. In the U.S. Nubank N.A. may act as its own qualified custodian under OCC and FDIC oversight a rare move among neobanks. This would place $NU alongside regulated peers like Anchorage Digital Bank and away from app-only custodians such as $HOOD. #CryptoCustody #Neobank #DigitalAssets"
X Link @etc_research 2025-10-13T12:29Z XX followers, XX engagements

"Nubanks complete U.S. charter application reveals the strategy behind its next growth act its playbook for entering U.S. banking. A thread on what the filing signals about its U.S. expansion strategy 👇 $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:02Z XX followers, 1057 engagements

"10/10 Key uncertainties and risks - Regulatory: OCC supervision brings heavy compliance requirements. - Operational: Sub-custody models could limit margins early on. - Market: U.S. custody remains concentrated among $COIN and $FNF. Still $NU's hybrid DNA fintech scale banking discipline and LatAm crypto experience gives it a competitive edge. #Fintech #DeFi #DigitalAssets"
X Link @etc_research 2025-10-13T12:35Z XX followers, XX engagements

"2/10 Proven foundation in Brazil In Brazil $NU launched crypto trading in 2022 with Paxos ( $PAXG ) providing brokerage and custody. By 2024 it enabled on-chain $BTC $ETH and $SOL transfers proving crypto can be integrated safely at scale. That operational experience now shapes $NU's U.S. playbook. #DigitalBanking #CryptoBanking #Fintech"
X Link @etc_research 2025-10-13T12:28Z XX followers, XX engagements

"10/10 Strategic positioning Nubanks U.S. play isnt a copy-paste its an evolution. In Brazil $NU built its foundation launching credit cards and digital accounts that broke fee-heavy incumbents and reached 90M+ customers. In Mexico it focused on disciplined credit growth and local lending infrastructure to prove its model in a new regulatory market. In Colombia it validated cross-market scalability with a lean launch and rapid adoption driven by shared tech and data platforms. In the U.S. its combining all three layering governance AI-driven risk and digital-asset services to compete at scale."
X Link @etc_research 2025-10-12T21:10Z XX followers, XX engagements

"5/10 Leadership team A cross-market blend of fintech and policy leaders: - Roberto Campos Neto (exCentral Bank of Brazil) - Cristina Junqueira (Nu cofounder & CEO Nubank N.A.) - Brian Brooks (ex Acting U.S. Comptroller of the Currency) Global vision meets U.S. regulatory muscle an evolution from how $NU staffed Brazil Mexico and Colombia. $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:07Z XX followers, XX engagements

"7/10 Capitalization & governance Fully funded by Nu Holdings no external raise. In Brazil $NU blitz-scaled through VC rounds. In Mexico & Colombia it grew sustainably. In the U.S. its choosing capital discipline a slower compliance-first build under OCC oversight. $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:08Z XX followers, XX engagements

"3/10 Initial products Launch lineup: - Checking accounts - Credit cards - Unsecured personal loans - Digital asset custody Mirrors Brazils proven playbook simple mass-market products but adds crypto custody unique to the U.S. launch. $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:05Z XX followers, 1107 engagements

"5/10 Broader product ambitions (filing hints) The OCC filing mentions ancillary services which may include: - On/off-chain transfers linked to deposit accounts - Token custody and staking support - Institutional-grade reporting and segregated accounts $NU could turn digital assets into everyday financial tools not speculation. #DigitalAssets #CryptoCustody #ChallengerBank"
X Link @etc_research 2025-10-13T12:31Z XX followers, XX engagements

"5/10 Mexico: an even higher milestone In Mexico $NU's credit card launch reached an NPS of XX The highest of any consumer product in the world of any category. Vlez calls it crazy that a credit card could have a higher NPS than a Tesla or an iPhone. #Fintech #DigitalBanking #Neobank #NPS"
X Link @etc_research 2025-10-13T20:17Z XX followers, XX engagements

"6/10 Regulatory waivers Nubank seeks waivers from U.S. director residency & citizenship rules to retain its LatAm leadership core. Consistent with Nubanks Mexico and Colombia playbook transplanting its culture first localizing operations second. $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:08Z XX followers, XX engagements

"6/10 Market context and competitors Custody leaders today: - $COIN (80% ETF-related crypto custody) - Fidelity Digital Assets ( $FNF institutional) - BitGo ( $BITG $100B+ AUC) - Anchorage (OCC chartered) $NU's opportunity lies in retail and SMB custody integrated within digital banking an underserved gap. #Fintech #CryptoBanking #DigitalBanking"
X Link @etc_research 2025-10-13T12:31Z XX followers, XX engagements

"9/10 Community & compliance Nubank will file a CRA Strategic Plan for McLean VA centered on inclusion digital access and underserved lending. Same mission new framework: democratizing finance now tailored for U.S. regulatory expectations. $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:09Z XX followers, XX engagements

"1/10 Confirmed: Digital asset custody is core The OCC filing confirms $NU's U.S. bank Nubank N.A. plans to offer digital asset custody and ancillary services within its first three years. This isnt an add-on its a regulated product line from launch signaling a long-term crypto-banking commitment. #CryptoCustody #ChallengerBank #Fintech"
X Link @etc_research 2025-10-13T12:27Z XX followers, XX engagements

"4/10 Tech & analytics edge Across Brazil Mexico and Colombia $NU scaled using AI and behavioral data to expand credit access. In the U.S. its the same foundation but tuned for a saturated data-rich market where personalization and trust will decide winners. $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:06Z XX followers, XX engagements

"8/10 Timeline Target: profitability by Year X similar to its LatAm curve. But the de novo period under the OCC adds structure: growth must match compliance milestones unlike Brazil or Mexicos fast-track launches. $NU #Fintech #DigitalBanking"
X Link @etc_research 2025-10-12T21:09Z XX followers, XX engagements

"4/10 The Brazil launch: XX NPS When $NU launched in Brazil its NPS was XX one of the highest scores ever recorded for any consumer product. That number captured more than satisfaction it reflected massive unmet demand for fair digital banking. #Fintech #DigitalBanking #Neobank #NPS"
X Link @etc_research 2025-10-13T20:15Z XX followers, XX engagements