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Diary of Wealth posts on X about banking, india, lakh, jio financial the most. They currently have XX followers and XX posts still getting attention that total XX engagements in the last XX hours.
Social category influence finance XXXXX% stocks XX% countries XX%
Social topic influence banking 58.33%, india 25%, lakh 25%, jio financial 8.33%, balance sheet 8.33%, finance 8.33%, housing development 8.33%, ipo 8.33%, pioneer 8.33%, ebanking XXXX%
Top posts by engagements in the last XX hours
"9. Present Day - 2025 Snapshot 30+ lakh crore balance sheet 8000+ branches Largest private sector lender in India Consistent profit growth best-in-class ROE Facing competition from PSU reforms fintechs & Jio Financial" @diaryofwealth on X 2025-07-19 17:15:20 UTC XX followers, XX engagements
"1. 1994 The Birth of HDFC Bank. When the RBI opened up private banking licenses Housing Development Finance Corporation (HDFC) -already a trusted NBFC - decided to float a bank. CEO: Aditya Puri (ex-Citi) Mission: Tech-led customer-first banking" @diaryofwealth on X 2025-07-19 17:09:14 UTC XX followers, XXX engagements
"2. The Early Years (1994-2000) Focus on corporate banking & working capital loans Conservative on retail; built relationships with MNCs & Indian corporates IPO in 1995 oversubscribed 55x Stock listed at XX (face value 10)" @diaryofwealth on X 2025-07-19 17:10:05 UTC XX followers, XX engagements
"7. Leadership Transition 2020 Aditya Puri retired after XX years as MD & CEO. Successor: Sashidhar Jagdishan The market worried but Jagdishan kept the culture intact. Focus on: Digital push Retail expansion Risk management" @diaryofwealth on X 2025-07-19 17:13:52 UTC XX followers, XX engagements
"6. Tech-First Approach 🚀 Early adopter of core banking tech Internet banking pioneer Mobile banking leader "Banking is what you do not where you go." - Aditya Puri" @diaryofwealth on X 2025-07-19 17:13:03 UTC XX followers, XX engagements
"10. Key Lessons from HDFC Bank's Journey Trust compounding - returns follow discipline Leadership & culture matter Conservative banking chasing hot sectors Market rewards consistency A true Indian financial titan 🏦" @diaryofwealth on X 2025-07-19 17:16:03 UTC XX followers, XXX engagements
"3. 2000s Retail Banking Boom 💳 HDFC Bank pivoted hard into: Retail loans (home auto personal) Credit cards Branch expansion Helped by: Indias IT boom Urban consumption rise Aditya Puris cautious but aggressive approach" @diaryofwealth on X 2025-07-19 17:10:58 UTC XX followers, XXX engagements
"8. The Mega Merger 2023 HDFC Ltd + HDFC Bank = 💥 Indias largest corporate merger Created a universal banking giant Access to housing loan portfolio & retail deposit base Cross-selling bonanza Market cap post-merger: 13+ lakh crore" @diaryofwealth on X 2025-07-19 17:14:31 UTC XX followers, XXX engagements
"5. Consistency is King 👑 What sets HDFC Bank apart NPA control GNPA rarely XXX% Steady 18-22% loan growth for X decades Pristine asset quality Strong CASA (low-cost deposits) A rare compounder in Indian banking" @diaryofwealth on X 2025-07-19 17:12:22 UTC XX followers, XXX engagements
"11. Where does HDFC Bank go from here Deeper rural penetration Digital & fintech collaborations NBFC & insurance expansion post-merger Eye on global banking partnerships Its still a long-term story to watch" @diaryofwealth on X 2025-07-19 17:16:47 UTC XX followers, XXX engagements
"The HDFC Bank Story From 1994 to 2025 🏦 A deep dive into how a private sector bank born in liberalized India became a XX lakh crore behemoth. A story of vision leadership & compounding. Read the thread.👇" @diaryofwealth on X 2025-07-19 17:08:14 UTC XX followers, XXX engagements
"4. Smart Acquisitions - 2008 Centurion Bank of Punjab Merger (2008) Gained 400+ branches Entry into North India & SME lending This move supercharged HDFC Banks retail & SME presence" @diaryofwealth on X 2025-07-19 17:11:43 UTC XX followers, XXX engagements