@bjmtweets Brian McCormick

Brian McCormick is not mentioned in the provided tweets. However, the tweets appear to be discussing various stocks, including $ROOT, $LMND, and $UPST, with users sharing their opinions and analysis on the companies' performance and potential. The most discussed stock seems to be $ROOT, with users commenting on its growth prospects, partnerships, and short float.

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Social Influence

Social category influence stocks 74.82% finance 38.85% cryptocurrencies 37.41% technology brands 6.47% automotive brands 4.32% social networks 1.44% products 0.72% celebrities 0.72%

Social topic influence $root #12, $upst #23, $lmnd #8, business 10.07%, model 8.63%, $duol #66, stocks 7.19%, insurance 7.19%, bullish #305, market 6.47%

Top accounts mentioned or mentioned by @stockunlock @rileye645 @magnussigurdss @bjmtweets @danielisdizzy @wearycenturion @lowiqtrader @henryinvests @jakebrowatzke @aschulz888 @stockunlocks @5xcap @travisbiziorek @josephjacks @low_iq_trader @onetrickponyyyy @rogerfish16 @nftlunatic @kabraxfx @jakemruth

Top assets mentioned The Root Network (ROOT) Upstart Holdings, Inc. (UPST) Lemonade, Inc. (LMND) Duolingo, Inc. (DUOL) Klarna Group plc (KLAR) Oscar Health, Inc. (OSCR) ZetaChain (ZETA) Hims & Hers Health, Inc. (HIMS) RAI Finance (SOFI) Advanced Micro Devices (AMD) Novo-Nordisk (NVO) ODDITY Tech Ltd (ODD) Return to Beginnings (ROOTS) Pagaya Technologies Ltd. Class A Ordinary Shares (PGY) Sezzle Inc. Common Stock (SEZL) NVIDIA Corp. (NVDA) Amazon.com, Inc. (AMZN) Alphabet Inc Class A (GOOGL) Dave Inc. (DAVE) UiPath, Inc. (PATH)

Top Social Posts

Top posts by engagements in the last [--] hours

"$ROOT Q4 & Q1 look strong: - Google trend data shows elevated Q4 & Q1 interest - App data shows significantly more traffic - Web traffic data up significantly Y/Y - Q3'2025 earnings call said accelerated growth in all channels Data & guidance are aligned"
X Link 2026-02-07T08:26Z [----] followers, [----] engagements

"$DUOL is very undervalued right now (according to @stock_unlock valuation model) We just launched the biggest feature in @stock_unlock's history. New Valuation Model + Historical Stock Scores. Live now. 40000+ stocks. Up to [--] years of data. 70+ global exchanges. 1000+ work hours deep engineering 12+ months of development. https://t.co/fCjuSAaQdw https://t.co/ng3SV5d1mk We just launched the biggest feature in @stock_unlock's history. New Valuation Model + Historical Stock Scores. Live now. 40000+ stocks. Up to [--] years of data. 70+ global exchanges. 1000+ work hours deep engineering 12+"
X Link 2026-02-11T22:51Z [----] followers, [----] engagements

"The only good reason not to buy anything right now is the belief that stocks will fall even farther IMO From a longterm perspective I'm quite bullish on the dip in these stocks right now: $DUOL $KLAR $ROOT $OSCR $LMND"
X Link 2026-02-13T07:57Z [----] followers, [----] engagements

"$HIMS is scaling massively and profitably while $NVO plummets. This is not good for the industry. $NVO spends the big bucks to discover new drugs and funds expensive clinical trials to prove they are effective and safe. $HIMS does not. Even though medicine may be patented they use a carve-out rule meant for corner cases for personalized compounding to sell others' patented drugs. Because compounding has been made less niche and more prevalent by $HIMS (and a few others) they can massively eat into $NVO's sales while also having superior margins (no drug discovery or clinical trial costs)."
X Link 2025-07-29T17:54Z [----] followers, 74.1K engagements

"$ODD looks interesting but there are a few things that bothered me in my research Longterm successful consumer brands tend to be customer friendly. People love their brand and their product. This creates high retention word of mouth growth etc. Think Amazon's relentless focus on customer satisfaction. Taking returns even when others don't and it hurts margins. $ODD has an antagonistic relationship with a significant amount of complaints around difficulty in cancelling subscriptions that go beyond typical experiences. [--]. Having to go through 5-10 pop-up pages to cancel. Many users believing"
X Link 2025-12-18T18:17Z [----] followers, [----] engagements

"$ODD customer feedback this week 🧵👇 Let's look at unprompted reviews. The kind people go out of the way to leave on Trustpilot. Read if you own or plan on owning"
X Link 2025-12-22T21:50Z [----] followers, [----] engagements

"Trump just called for a 10% interest cap on credit cards which was a campaign promise. A bill to that effect was introduced last year but did not move forward. It could now. According to Gemini this would have Severe impact on $UPST High impact on $SOFI Low impact on $DAVE"
X Link 2026-01-10T17:32Z [----] followers, [----] engagements

"$ROOT partnership growth is accelerating. See below. [----] 3-click Carvana [----] None [----] Goosehead [----] to present Hyundai Experian Ezlynx PL Rating Kikoff One half of their new book is now partners with IA being the largest segment growing 3x y/y"
X Link 2026-01-22T23:45Z [----] followers, [----] engagements

"Analysts currently expect $LMND to grow revenue 60% this year (this is inclusive of reinsurance) and 30% in 2027"
X Link 2026-01-26T20:06Z [----] followers, [----] engagements

"Analysts currently expect $ROOT to grow revenue by only 6% in [----] and 10% in 2027"
X Link 2026-01-26T20:18Z [----] followers, [----] engagements

"$LMND looking to expand in Independent Agent channel focus on Texas per job ad. Specific policy lines targeted not mentioned. IAs are a big channel and a cost effective way to scale"
X Link 2026-01-27T04:40Z [----] followers, [----] engagements

"$ROOT is establishing itself as a leader in the two most important things for Car insurance: [--]. Pricing [--]. Distribution Despite being 1% the size they are already delivering Progressive level loss ratios And they have developed world class embedding/distribution capabilities"
X Link 2026-01-27T17:04Z [----] followers, [----] engagements

"$ROOT growth looks erratic from a glance but is simple to understand if one puts all the parts together. During 2021-22 there was a rapid inflationary event for cars and repairs. This meant pricing was off massively. Thus no marketing spend and letting policies churn until new rates got approved by regulators. PIF then grew rapidly during 2023/24 in the hard to soft market transition as they were able to jump in quicker than the big guys by being a modern insurtech. Three quarters after Root the big guys caught on became rate adequate and started spending big on marketing again. Root then had"
X Link 2026-01-27T17:39Z [----] followers, [----] engagements

"Investors who like beaten down stocks with exciting new products like $PATH should also consider $ROOT. $ROOT is an early adopter of AI with the President literally writing his PhD thesis on using machine learning to price insurance better. Thanks to superior pricing through AI $ROOT's Independent Agent channel is growing 200% y/y and partner channel is growing 100% y/y. Already 1/2 of its new book. The whole business is designed around a modern tech stack that legacy won't duplicate. And you get all this for a P/E around [--] at 1% the size of Progressive and plenty of operating leverage"
X Link 2026-01-27T18:39Z [----] followers, [----] engagements

"Great overview from @Couch_Investor on $ROOT if anyone wants an introduction. Recommend watching. https://www.youtube.com/watchv=RiDGqEMt8F8 https://www.youtube.com/watchv=RiDGqEMt8F8"
X Link 2026-01-28T01:52Z [----] followers, [----] engagements

"$ROOT web traffic is at seasonal all time high Matches what management said in investor call for accelerated growth in Q4 @RileyE645 Like this https://t.co/VlkWXnGxgp @RileyE645 Like this https://t.co/VlkWXnGxgp"
X Link 2026-01-28T21:46Z [----] followers, [----] engagements

"The best time to buy $LMND was when you couldn't post without attracting bears in [----]. Share price hit an all time low. I started buying then at around $1B market cap That's also what $ROOT looks like today. Except they are in much better shape than Lemonade was in mid-2023"
X Link 2026-01-28T22:02Z [----] followers, [----] engagements

"$ROOT has a 93.3% lower P/S multiple than $LMND If the market is giving $LMND $1M in valuation on revenue it's giving $ROOT $66986 in valuation on the same revenue I don't know how things look in [--] years but $ROOT the business has performed well despite the share price"
X Link 2026-01-28T23:59Z [----] followers, [----] engagements

"@danielisdizzy Add $KLAR and answer is $ROOT"
X Link 2026-01-29T03:28Z [----] followers, [----] engagements

"Bought more $ROOT Under $1B market cap"
X Link 2026-01-29T16:17Z [----] followers, [----] engagements

"Sentiment is so low on $ROOT when you back out unencumbered capital they are valued the same as [--] year old insurtechs like Corgi ($600M valuation) with only $40M in annual revenue. Venture Capital would be better off buying $ROOT in the public market"
X Link 2026-01-29T18:14Z [----] followers, [----] engagements

"It will take [--] days for $ROOT shorts to cover (compare to [--] days for $LMND and [--] days for $HIMS) Very hard for them to unwind their position. These shares will eventually be bought back because: [--]. This is momentum shorting not long shorting. [--]. Revenue and forward metrics continue to all grow Y/Y. Half the new book is growing 100%. [--]. Root is GAAP profitable. Not a zero and doesn't need the public market. We are now entering Q4 earnings which is forecasted per the call for accelerated growth and Q1 is seasonally very strong quarter. Which is contradictory to Street expectations. It is very"
X Link 2026-01-29T18:52Z [----] followers, [----] engagements

"Per $ROOT quarterly calls Q1 is "always seasonally very strong". A large part of this seasonality is from consumer spending "largely driven by tax refunds". Tax Refunds start going out in mid-February. This seasonality will start showing up soon in 3rd party web and app traffic data. It will debunk analyst expectations of 6% growth. Take a look at PIF history in Q1 Q1'2025 PIF Growth = [-----] Q1'2024 PIF Growth = [-----] Q1'2023 PIF Growth = Negative (inflation event) Q1'2022 PIF Growth = [-----] If Root grows revenue only 6% in all of [----] and it all came from policies they would only need 27330"
X Link 2026-01-29T19:54Z [----] followers, [----] engagements

"Potentially very bullish news for $ROOT Looks like $ROOT may be white labeling insurance through Hyundai just like they did with Carvana Just a few weeks ago at Needham Root said they are early in their Hyundai partnership. Implying more to come. The following week Hyundai trademarked a new insurance brand Hyundai Secure+ to provide automobile insurance. Hyundai sells a massive amount of cars. If this is indeed a white label partnership which would be the most logical conclusion huge move for $ROOT. Story via @coverager https://twitter.com/i/web/status/2017032398811304345"
X Link 2026-01-30T00:29Z [----] followers, [----] engagements

"Just sent this to $ROOT @joinroot investor relations: Hi Root Team You are executing well but the vision of the business is still hard for many to grasp. Specifically the mechanics of partnerships and vision for embedded products (like Hyundai briefly mentioned at Needham) and the depth of the data advantage arent understood. I strongly suggest you hold an Investor Day or a dedicated presentation. Earnings calls are too short to communicate a vision and they focus on short term financials. A session where you can slow down and explain the strategy and perhaps the economics in the long-term"
X Link 2026-01-30T16:24Z [----] followers, [----] engagements

"$ROOT will be attending the National Automobile Dealers Association trade show next week They may be gunning for Point of Sale partnerships with dealerships"
X Link 2026-01-30T21:55Z [----] followers, [----] engagements

"@danielisdizzy Nice $ROOT buy"
X Link 2026-01-30T22:13Z [----] followers, [---] engagements

"My top [--] beaten down stocks to watch: $ROOT $DUOL $OSCR $KLAR $UPST"
X Link 2026-01-31T00:12Z [----] followers, [----] engagements

"@m_MTG63 All interesting. There seems to be some concerns around $DAVE's business model being invalidated by California regulation per this video https://www.youtube.com/watchv=FjvTfrLweZw&lc=UgwCwyToF-US7tz7egJ4AaABAg https://www.youtube.com/watchv=FjvTfrLweZw&lc=UgwCwyToF-US7tz7egJ4AaABAg"
X Link 2026-01-31T00:50Z [----] followers, [----] engagements

"$ROOT Upcoming Catalysts [--]. Q1 seasonally the best quarter as Tax refunds begin in two weeks it spurs car sales and insurance purchases. Will show up in app and traffic data to Wall Street. (Big run last year) [--]. End of February Q4 earnings call with accelerated PIF guided for all channels per Q3 call contrary to analyst expectations. [--]. Hyundai Secure+ official announcement potentially formally announcing powered by Root (unconfirmed currently) now that the insurance trademark is registered. Any of this positive momentum will be accelerated as shorts (who shorted in past [--] months based on"
X Link 2026-01-31T16:55Z [----] followers, [----] engagements

"$ROOT is using AI agents and orchestration in procurement per recent article in CPO Strategy Root has implemented a software orchestration tool that integrates autonomous AI agents into the procurement process. Most legacy insurers procurement departments rely on deterministic software (ERP systems where input A always equals output B). Root is deploying probabilistic AI agents (specifically Vendrs agent Ruth) that can reason handle ambiguity and autonomously execute tasks like price benchmarking and negotiation. Root treats procurement speed as a product feature. Root's head of procurement"
X Link 2026-01-31T21:27Z [----] followers, [----] engagements

"How many new things will $ROOT launch in [----] Here's a few things they launched in 2025: EZLynx Integration PL Rating Integration New Pricing Model (+20% LTV) New UBI (Usage-Based Insurance) Model (+10%) Hyundai Partnership Experian Partnership"
X Link 2026-02-01T02:27Z [----] followers, [----] engagements

"@howtoinvest_jb I agree on all points. What do you think Peter Lynch would think of $ROOT I think it's the kind of stock he would like. Insurance industry no market interest but doing some interesting things"
X Link 2026-02-01T20:54Z [----] followers, [---] engagements

"$LMND short interest has been trending down overall. Now at 17.9%. Last year it was 31%. At the same time institutional ownership is flat over this period. Leads me to suspect covering has been driving recent price action over past [--] months"
X Link 2026-02-02T17:39Z [----] followers, [----] engagements

"$LMND at [--] day SMA. Last two times it bounced here"
X Link 2026-02-02T18:00Z [----] followers, [----] engagements

"$ROOT Insurance: [--]. Operates in a boring industry [--]. Has a boring name [--]. Barely covered by analysts. Sub [--] minute calls [--]. Generally ignored and not hyped by the market That's the perfect combination of things Peter Lynch likes when investing. At the same time they have: [--]. World class loss ratios [--]. Growing new segments quickly (100% growth in partner channel 200% with IAs) [--]. High velocity of new partnerships [--]. Modern tech business [--]. Competitors are old dinosaurs with tech/culture debt https://twitter.com/i/web/status/2018391883941347636"
X Link 2026-02-02T18:31Z [----] followers, [----] engagements

"$ROOT's IR strategy communicated defensively to the traditional insurance investor. That was useful during inflation of 2022-2024. [----] onwards is different. $ROOT can get offensive. They are shipping innovation just communicate it. Move beyond CR focus. @RootInsurance"
X Link 2026-02-02T22:39Z [----] followers, [----] engagements

"$DUOL has fallen another 35% over the past month. Here's why I haven't bought yet and continue to be patient: [--]. Q4 numbers pre-announced. Growth is decelerating. It is probable that this deceleration continues near term. [--]. SaaS AI fears will likely continue off that deceleration even though I believe they are largely unwarranted. [--]. Once you exclude the one time tax credit the P/E ratio goes up significantly. While FCF is nice if the business continues to require top talent SBC remains a real expense. The valuation here is still rewarding growth even if it doesn't feel like it. We also"
X Link 2026-02-03T17:10Z [----] followers, [----] engagements

"@weary_centurion $ROOT"
X Link 2026-02-03T17:52Z [----] followers, [---] engagements

"Love to see it $ROOT"
X Link 2026-02-03T20:57Z [----] followers, [----] engagements

"@OneTrickPonyyyy @JacksonMatysik The dip to 80-90s is when I started buying. About 20% down my $ROOT avg over [--] month. My timeframe is 2-3 years. Though Im fine holding longer. Being down or flat for 6-12 months is not unexpected"
X Link 2026-02-04T22:31Z [----] followers, [---] engagements

"Low $UPST UMI is leading indicator consumer health is improving. Less late payments. $UPST As of yesterday lowest UMI reading basically since [----]. This is KEY for all areas in $UPSTs business. TP reviews with big accelleration last few days. We just need some sort of positive news for the loans on the BS now. $100 is EASILY in sight :) $UPST As of yesterday lowest UMI reading basically since [----]. This is KEY for all areas in $UPSTs business. TP reviews with big accelleration last few days. We just need some sort of positive news for the loans on the BS now. $100 is EASILY in sight :)"
X Link 2026-02-05T00:21Z [----] followers, [----] engagements

"@MagnusSigurdss Yes but old news. This is why over last year direct CAC is up insurers are profitable and being competitive. Both in ad spend and rates Note $ROOT is getting better at pricing with 7x difference between top and bottom driver pricing in some states. They are segmenting better"
X Link 2026-02-05T16:18Z [----] followers, [---] engagements

"Starting to see spikes in $ROOT traffic in App Store hitting [--] in finance category (was more around 100-150)"
X Link 2026-02-05T17:51Z [----] followers, [----] engagements

"Hersheys up 9% today. Thats what the market wanted"
X Link 2026-02-05T23:59Z [----] followers, [---] engagements

"Took half a year to play out but here we are $HIMS $HIMS is scaling massively and profitably while $NVO plummets. This is not good for the industry. $NVO spends the big bucks to discover new drugs and funds expensive clinical trials to prove they are effective and safe. $HIMS does not. Even though medicine may be patented $HIMS is scaling massively and profitably while $NVO plummets. This is not good for the industry. $NVO spends the big bucks to discover new drugs and funds expensive clinical trials to prove they are effective and safe. $HIMS does not. Even though medicine may be patented"
X Link 2026-02-07T00:39Z [----] followers, [----] engagements

"@low_IQ_trader If you didnt enforce this in the US there would be no reason to pay for clinical trials and new drug discovery. You would just have worse margins against those that copy you and do none"
X Link 2026-02-07T11:11Z [----] followers, [--] engagements

"RT @Upstart: Keep an eye out for $UPST Q4 and FY [----] earnings tomorrow February [--]. Tune in at 1:30pm PT / 4:30pm ET"
X Link 2026-02-10T01:13Z [----] followers, [--] engagements

"$HIMS and Ro remind me of this: There is an old joke about a policeman who sees a drunk man searching for his keys under a streetlight. "Did you lose them here" the officer asks. "No" the man says pointing into the darkness. "I lost them in the park. But the light is better here." Investors do this too. We analyze public companies because the data and the buy button is there. This triggers adaptive preference formation also called the sour grapes bias. Because we cannot easily invest in private competitors we subconsciously convince ourselves the private business isn't as good and the public"
X Link 2026-02-10T08:13Z [----] followers, [---] engagements

"RT @HenryInvests: This is a big deal for $PGY and $UPST - Pagaya implying that private credit and other partners pulled back and/or tighten"
X Link 2026-02-10T10:58Z [----] followers, [--] engagements

"RT @HenryInvests: Paul Gu to become Upstart $UPST CEO May 1"
X Link 2026-02-10T22:26Z [----] followers, [--] engagements

"RT @CaptTweetz: $UPST New UPSTART CFO Andrea Blankmeyer worked for $SOFI as VP Finance in the past Truly a evolution in the new leadership"
X Link 2026-02-10T22:29Z [----] followers, [--] engagements

"@TSLA_Observer @HenryInvests Execution could have been better past [--] months on this balance sheet issue. They performed but had to do a capital raise to get here and only partially got loans off sheet"
X Link 2026-02-11T01:04Z [----] followers, [---] engagements

"@weary_centurion $UPST owns its own distribution platform which generates repeat customers. More moat building. They also likely have much better product technology such as reducing friction and increasing automation for getting a loan"
X Link 2026-02-11T22:01Z [----] followers, [---] engagements

"@weary_centurion Look at what they are doing versus peers offering similar products. You ever get a home loan or refi before How long did that take you and what did you have to do"
X Link 2026-02-11T22:58Z [----] followers, [---] engagements

"@low_IQ_trader For instance Booking was better better buy than AirBnB during [----] dip IMO"
X Link 2026-02-12T11:22Z [----] followers, [--] engagements

"@MagnusSigurdss @jakebrowatzke @fiverr Im watching them. Need to keep in mind if things deteriorate past P/FCF doesnt matter if its being spent on SBC. That money is going to employees"
X Link 2026-02-12T13:04Z [----] followers, [--] engagements

"@HenryInvests Fintech is being sold off. Not really $UPST specific today"
X Link 2026-02-12T16:06Z [----] followers, [---] engagements

"@low_IQ_trader You could clone $DUOL for under $100M pre-AI when $DUOL already had billion dollar market cap. So why didn't people make a more successful $DUOL in that time $100M to make a $1B plus company Not much different than $5M to do it today if it's only about dev costs"
X Link 2026-02-13T08:23Z [----] followers, [--] engagements

"@Investinc_Intel $ZETA. Better management"
X Link 2026-02-13T15:31Z [----] followers, [---] engagements

"@RogerFish16 Read to understand why AI wont replace https://brian.finance/p/why-ai-has-me-bearish-on-adobe-but-not-duolingo https://brian.finance/p/why-ai-has-me-bearish-on-adobe-but-not-duolingo"
X Link 2026-02-13T15:48Z [----] followers, [--] engagements

"$UPST down 16% this morning I explained why I thought this might happen yesterday. Read below $UPST my thoughts very important quarterly update First thanks to Dave for his time as CEO. Now to the breakdown: 25% of R&D loans came off the balance sheet in Q4. Upstart previously signaled these would be large deals and would take time to sign. Instead we got small $UPST my thoughts very important quarterly update First thanks to Dave for his time as CEO. Now to the breakdown: 25% of R&D loans came off the balance sheet in Q4. Upstart previously signaled these would be large deals and would take"
X Link 2026-02-11T15:00Z [----] followers, [----] engagements

"$LMND proving the model. Legacy is cooked $LMND's revenue has grown twice as fast as claims over the past year The unit economics are scaling https://t.co/TM16XKxEig $LMND's revenue has grown twice as fast as claims over the past year The unit economics are scaling https://t.co/TM16XKxEig"
X Link 2026-02-14T01:29Z [----] followers, [----] engagements

"Wanted to showcase here how much many businesses trade together. My point here being owning [--] stock in insurance and [--] in tech may offer more diversification than [--] stocks all in insurance or [--] all in tech. $PLMR $SKWD $KNSL $ZETA $RKLB $SOFI"
X Link 2026-01-01T20:37Z [----] followers, [----] engagements

"$FVRR generates over $100M in FCF per year Their enterprise value is $610M Is now a good entry point"
X Link 2026-01-07T18:00Z [----] followers, [----] engagements

"$FVRR is experiencing an odd AI tailwind With AI it's now 1000x easier to submit tailored proposals in Upwork. This overwhelms buyers. Some are churning to Fiverr. The $FVRR model does not have this problem. Services revenue grew 39% y/y (which is 1/3rd of total revenue)"
X Link 2026-01-07T20:01Z [----] followers, [----] engagements

"Roundup of top stocks I have been watching: $ROOT still my top choice in this market. Going into seasonal strength with multiple catalysts in play. Strong cadence of IA and partner product/sales velocity. $KLAR comes second. Robust business with product market fit network effect and geographical diversity. Waiting for lockup to end and downtrend to play out. $UPST comes third. Rates coming down would be bullish. New partners signing up. Auto & Home refi can push them to next level. It sold off aggressively already and they are pushing into strong operating leverage territory. $DUOL fourth. I"
X Link 2026-02-03T18:34Z [----] followers, [----] engagements

"Most bullish part from $UPST report: Full-year [----] originations grew 86% while fixed expenses grew only 5% demonstrating significant operating leverage"
X Link 2026-02-11T05:43Z [----] followers, [----] engagements

"Here's a breakdown from Shai's new $LMND interview on their three stages to becoming a fully autonomous organization and where they currently are. Level 1: Self Healing (Current Stage of Business) This level focuses on maintenance and reliability. Agents monitor analytics and logs to detect anomalies or bugs in production. When an issue is found the system diagnoses the root cause writes a fix tests it and deploys it to production. All without a human. This automates the engineering workload currently spent on maintenance. Level 2: Self Improving Humans as Tools This level moves beyond fixing"
X Link 2026-02-11T06:28Z [----] followers, 25K engagements

"Sanjay Datta taking up a new role as Chief Capital Officer signals the importance of finding and managing funding to the $UPST business model. It's not something that can be wrapped into the CFO role anymore. For reference Affirm also has a CCO"
X Link 2026-02-11T07:45Z [----] followers, [----] engagements

"At what market cap do you support $LMND doing a capital raise At current level $10B+ None/other (comment) $15B+ At current level $10B+ None/other (comment) $15B+"
X Link 2026-02-11T07:53Z [----] followers, [----] engagements

"Previously I often focused on finding investments where the business had the maximum structural advantage toward solving the "most important thing". If a business was not as good at doing the "most important thing" as another I would likely pass them up. However over the many events we have faced in the past [--] years I've noticed that these businesses are not necessarily the best business performers. Instead the best performing businesses are ones that are robust and can simply keep chugging away in the face of both positive and negative micro and macro events. This is similar to problems"
X Link 2026-02-12T10:35Z [----] followers, [---] engagements

"@5xCap Almost bought at $11 this week but wanted to wait for earnings out of the way. Then it ran"
X Link 2026-02-13T23:47Z [----] followers, [--] engagements

"Which fintech under $10B market cap do you believe is the best buy today $UPST $PGY $KLAR $SEZL Upstart Pagaya Sezzle Klarna Upstart Pagaya Sezzle Klarna"
X Link 2026-01-29T05:00Z [----] followers, [----] engagements

"$LMND car now has more search interest than renters"
X Link 2026-02-10T06:37Z [----] followers, 10.7K engagements

"$UPST my thoughts very important quarterly update First thanks to Dave for his time as CEO. Now to the breakdown: 25% of R&D loans came off the balance sheet in Q4. Upstart previously signaled these would be large deals and would take time to sign. Instead we got small deals. This was funded by [--] different partners (13 more pre-announced for this year). This is why we didn't get any PR announcement of a funding deal signed. No point reporting small deals. This also gives the appearance that it was harder for Upstart to get the loans off the balance sheet. 25% of R&D loans came off the"
X Link 2026-02-10T23:59Z [----] followers, 12K engagements

"If we get a refi boom second half of this year and next I dont believe $UPST speed of partner funding is adequate to meet potential upside surprise demand. Refi products are being funded by smaller banks which like secured loans and appear to onboard at slower speed vs private capital and big banks interested in higher margin unsecured loans. Growth is now shifting to secured products. This could create hurdles in scaling compounded as every year more banks will need to be onboarded. Large bank capital by comparison is much easier to scale with growth which has been the case with personal"
X Link 2026-02-11T02:12Z [----] followers, [----] engagements

"$ZETA looking undervalued via @stock_unlock valuation model"
X Link 2026-02-12T01:26Z [----] followers, [----] engagements

"$ROOT Q4'2025 Earnings Call Scheduled for February [--] [----] 5:00 PM US EST"
X Link 2026-01-30T00:08Z [----] followers, [----] engagements

"$UPST valuation chart for those curious Note: This is a @stock_unlock model based on fundamentals not technicals @bjmtweets @stock_unlock Hey Brian could you also share the chart for upst @bjmtweets @stock_unlock Hey Brian could you also share the chart for upst"
X Link 2026-02-12T02:45Z [----] followers, [----] engagements

"I can't think of a time a profitable software business growing at this rate had a P/FCF under [--] or even [--] $DUOL long entry looking attractive here $DUOL revenue has grown at a 57% CAGR since [----] It is currently selling at a P/FCF of [--] https://t.co/sSppePejMH $DUOL revenue has grown at a 57% CAGR since [----] It is currently selling at a P/FCF of [--] https://t.co/sSppePejMH"
X Link 2026-02-13T07:42Z [----] followers, [----] engagements

"$LMND should be up way more than the current 23% since investor day IMO They posted a 76% GLR for Car (which includes LAE). It was 92% last year. If Q4 is lower very bullish. A good chunk of current share price is still in consideration of renters & pet. Not car success"
X Link 2026-02-16T07:37Z [----] followers, [----] engagements

"@NFTLunatic $LMND is good but $ROOT being valued 93% worse on the same revenue is the kind of opportunity I like"
X Link 2026-01-29T18:54Z [----] followers, [---] engagements

"@derbon99 @KabraxFX They grow lumpy and seasonally. Market gets excited on the seasonally high period and very bearish on the low period. They just went through the low period and are now going into the high side. Q4 call forecast is accelerated growth in all lines. And Q1 is strongest quarter"
X Link 2026-01-29T19:09Z [----] followers, [--] engagements

"@RileyE645 @jakebrowatzke Yup. Lots of embedded insurance deals. People are sleeping on $ROOT"
X Link 2026-01-30T14:52Z [----] followers, [---] engagements

"Liquidity flush before the next leg up $MSFT capex plans are bullish for market"
X Link 2026-01-30T15:48Z [----] followers, [---] engagements

"@MagnusSigurdss Based on your tweet you can see we are in the "all news is bad news" part of sentiment cycle. Alex literally outlined what they are working on and being early in partnership [--] days before this trademark. The Hyundai partnership isn't even priced in so it's not priced out"
X Link 2026-01-30T17:22Z [----] followers, [---] engagements

"@MagnusSigurdss @ManthanTweets1 @Nietschecapital Growth was 27% last year analyst forecast 6% Momentum selloff low float. Short float increased to 18%. This week general market selloff"
X Link 2026-01-30T18:21Z [----] followers, [--] engagements

"$AMD partner $META announced major Capex spend in [----] and Amazon is planning to invest $50B in OpenAi. Who is selling $AMD here I certainly will not"
X Link 2026-01-30T20:46Z [----] followers, [---] engagements

"@jakebrowatzke Indeed and they have big things coming not priced in"
X Link 2026-01-30T20:58Z [----] followers, [---] engagements

"@Mindset4Money_X Nice $ROOT add"
X Link 2026-01-30T21:06Z [----] followers, [---] engagements

"@TravisBiziorek $ROOT"
X Link 2026-01-30T21:11Z [----] followers, [---] engagements

"Just heard back from $ROOT IR"
X Link 2026-01-30T22:31Z [----] followers, [----] engagements

"@barkmeta Not even a grey swan. Most things that have FOMO chasing it get corrected"
X Link 2026-01-30T23:51Z [----] followers, [----] engagements

"@TravisBiziorek If you're confident throw a ticker out there"
X Link 2026-01-31T00:04Z [----] followers, [--] engagements

"@TravisBiziorek A lot of commentary to not name a single ticker you are confident in"
X Link 2026-01-31T00:18Z [----] followers, [--] engagements

"@Polymarket FYI - The bank that just failed was very small. $200ish million in deposits and under $300 million in total assets. SVB had $175 billion. First Republic had $209 billion. It would take almost [----] banks of this size to fail to equal one SVB"
X Link 2026-01-31T00:29Z [----] followers, 82.7K engagements

"@BourbonCap $ROOT"
X Link 2026-01-31T00:29Z [----] followers, [----] engagements

"@Ironic_Ape @RatCatDoge You still like $WW"
X Link 2026-01-31T00:54Z [----] followers, [---] engagements

"@TrixInvestments When there was a GLP shortage and every GLP stock printed record y/y growth. Superbowl ad doesnt bring shortage or last years market conditions back"
X Link 2026-01-31T22:53Z [----] followers, [----] engagements

"Probably a better time to buy stocks than gold right now"
X Link 2026-02-01T22:58Z [----] followers, [----] engagements

"@ASchulz888 @JosephJacks_ Sounds like $NVDA didn't want to invest the full $100B so OpenAi looking at $AMZN for more"
X Link 2026-02-02T18:38Z [----] followers, [---] engagements

"New clarity. $NVDA was "invited" to invest up to $100B and declined. They still said they were going to make their largest investment ever. Also likely why OpenAi is talking with $AMZN because the $100B they wanted is not coming from Nvidia alone. $AMD $IREN $CRWV $NBIS Woah. Jensen is NOT happy about OpenAI. https://t.co/mQ77DaWJfm Woah. Jensen is NOT happy about OpenAI. https://t.co/mQ77DaWJfm"
X Link 2026-02-02T18:42Z [----] followers, [----] engagements

"@ASchulz888 @JosephJacks_ Should be market bullish more they close"
X Link 2026-02-03T01:38Z [----] followers, [--] engagements

"@ASchulz888 @JosephJacks_ @GroqInc Good news for $AMD"
X Link 2026-02-03T04:05Z [----] followers, [--] engagements

"@NFTLunatic @weary_centurion There are things I like and some things I don't. Eric has continued selling and was over $500M sold last I checked and that was a decent percent of his holdings. Given the longterm vision. I felt that was rather aggressive"
X Link 2026-02-03T17:58Z [----] followers, [--] engagements

"@low_IQ_trader Longterm I like it. Need to catchup on what they've been up to for near and midterm commentary. Same with $CPNG"
X Link 2026-02-03T20:17Z [----] followers, [---] engagements

"@JakeMRuth Never understood this even with bulls trying to tell me why it was better than BTC"
X Link 2026-02-03T20:29Z [----] followers, [---] engagements

"Remember the business is not the share price. If you're more impressed by the share price than the business red flag. If you're more impressed by the business than the share price green flag"
X Link 2026-02-03T21:17Z [----] followers, [---] engagements

"@JakeMRuth The never sell discipline is strong"
X Link 2026-02-04T23:52Z [----] followers, [---] engagements

"@NextWaveTrade @dante60Zorro Gap down on poor performance. If you believe guidance and future performance gap up is where it goes. Its a P/E of [--] adjusted for carvana warrant write off (non cash non dilutive event)"
X Link 2026-02-05T02:00Z [----] followers, [--] engagements

"RT @RileyE645: new role at $root today tasked with scaling mid-upper funnel marketing channels. Previously Timm discussed "testing" and "e"
X Link 2026-02-06T20:48Z [----] followers, [--] engagements

"@RationalReturns Marketing should stay elevated. Sometimes these type of companies dont reduce SBC even when growth slows. Look at $FVRR. EV/FCF of [--] but because of SBC P/E in 20-30s with low growth"
X Link 2025-12-31T15:43Z [----] followers, [---] engagements

"If you look at how $ROOT vs. $LMND communicates their brands to both customers and investors there is a massive difference. Root has no new YouTube videos in the past [--] years. Root has very few interviews from the CEO or C-Suite online in the last [--] years. Root is using a 5-year-old iPhone graphic as the main image on their homepage. It's like they suddenly stopped communicating the brand after reaching their peak share price [--] years ago. Lemonade on the other hand has been proactively informing customers and the market what they are doing. The CEO regularly goes on television interviews or"
X Link 2024-12-18T16:50Z [----] followers, [----] engagements

"Bring @DAVYinvests back @nikitabier Never seen anything that broke terms from his account. @DAVYinvests Im not letting this go If this can happen to a straight up guy like Davy who provides nothing but high value content (for free) Then it can happen to any of us Please share and support this fight @nikitabier @elonmusk @X @premium https://t.co/6SZayU0nwU @DAVYinvests Im not letting this go If this can happen to a straight up guy like Davy who provides nothing but high value content (for free) Then it can happen to any of us Please share and support this fight @nikitabier @elonmusk @X"
X Link 2025-12-17T17:01Z [----] followers, [----] engagements

"What is your top stock pick with a market cap under $2B"
X Link 2025-08-23T03:39Z [----] followers, 12.8K engagements

"$ROOT & $SEZL trading together over past [--] months 🤔"
X Link 2026-02-16T10:31Z [----] followers, [---] engagements

"$ROOT got the habit of erasing long periods of downward price action violently in a couple of weeks. Im ready for another one. On HTF still in an uptrend (higher highs + higher lows). Business is doing fine while valuation declines. Bullish"
X Link 2026-02-16T10:17Z [---] followers, [---] engagements

"Looking for an entry into $OSCR here. Guidance is stronger than I expected. Surprised the stock isn't up more but the market has been bearish the past week. $OSCR is scaling premiums at 43% CAGR Shares down 15% YoY on higher medical loss ratios & expired subsidies FY26 Guidance: 61% rev growth 82.4-83.4% MLR $250M-450M op profit Is it just a matter of time before Oscar Health gets re-rated https://t.co/gitT06cONZ $OSCR is scaling premiums at 43% CAGR Shares down 15% YoY on higher medical loss ratios & expired subsidies FY26 Guidance: 61% rev growth 82.4-83.4% MLR $250M-450M op profit Is it"
X Link 2026-02-16T07:22Z [----] followers, [----] engagements

"$OSCR is scaling premiums at 43% CAGR Shares down 15% YoY on higher medical loss ratios & expired subsidies FY26 Guidance: 61% rev growth 82.4-83.4% MLR $250M-450M op profit Is it just a matter of time before Oscar Health gets re-rated"
X Link 2026-02-16T06:48Z [----] followers, [----] engagements

"$LMND's revenue has grown twice as fast as claims over the past year The unit economics are scaling"
X Link 2026-02-14T01:21Z [----] followers, 14.6K engagements

"Software relative to the $SPY has basically wiped out all gains over the last [--] years. As Jensen Huang said: "the software selloff is the most illogical thing in the world." $ZETA CEO also touched on it: "The future is not AI vs enterprise software. It is AI operating with enterprise software." Some of these pullbacks are going to be huge opportunities. Cooperation. Not replacement. https://twitter.com/i/web/status/2022249474819551567 https://twitter.com/i/web/status/2022249474819551567"
X Link 2026-02-13T10:00Z 64.3K followers, 22.6K engagements

"$DUOL revenue has grown at a 57% CAGR since [----] It is currently selling at a P/FCF of 14"
X Link 2026-02-13T07:27Z [----] followers, 11.8K engagements

"Investing quote of the day:"
X Link 2026-02-12T12:00Z 138.2K followers, 14.6K engagements

"@bjmtweets @stock_unlock Hey Brian could you also share the chart for upst"
X Link 2026-02-12T02:41Z [--] followers, [----] engagements

"$ZETA looking undervalued via @stock_unlock valuation model"
X Link 2026-02-12T01:26Z [----] followers, [----] engagements

"We just launched the biggest feature in @stock_unlock's history. New Valuation Model + Historical Stock Scores. Live now. 40000+ stocks. Up to [--] years of data. 70+ global exchanges. 1000+ work hours deep engineering 12+ months of development. https://stockunlock.com/historicalStockScores https://stockunlock.com/historicalStockScores"
X Link 2026-02-11T22:40Z [----] followers, [----] engagements

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