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@Market_Kap Avatar @Market_Kap MarketKap

MarketKap posts on X about $clov, clover, $hum, hum the most. They currently have XXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

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Mentions: XX #

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Followers: XXX #

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CreatorRank: XXXXXXX #

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Social Influence #

Social category influence finance stocks technology brands countries

Social topic influence $clov #6, clover, $hum, hum, moh, $moh, $unh, insurance, money, $cvs

Top assets mentioned Humana Inc (HUM) Molina Healthcare, Inc. (MOH) UnitedHealth Group (UNH) CVS Health Corp (CVS) Elevance Health Inc (ELV) Alphabet Inc Class A (GOOGL)

Top Social Posts #

Top posts by engagements in the last XX hours

"$CLOV $UNH $MOH $HUM $CVS Healthcare companies are all getting hammered. The reason why -The regulations have completely shifted almost overnight. For years the big insurers made money on a fee-for-service model meaning the more visits tests and procedures the bigger the payday. On top of that they used tricks like upcoding making patient cases look worse on paper to get bigger payouts and denying claims to cut costs. But the government is cracking down. V28 in one way. V28 has only stated being phased in last year XX% this year its phased in XX% which is why you see a larger impact and"
@Market_Kap Avatar @Market_Kap on X 2025-07-23 03:30:56 UTC XXX followers, 3606 engagements

"7. The $CLOV Advantage -4.94/5.0 clinical quality HEDIS score (industry-leading) -X% Star Ratings bonus from CMS in 2026 -Over XXX% CMS payment increase in 2026 -MCR rapidly dropping to mid 70s while some pthers are up to the high 80s and 90s -AI being offered as a scalable SaaS product that payers NEED QUICK. Theyre have been hit hard this year and next year will be even worse. This isnt a meme stock. This is a disruptor"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 21:50:09 UTC XXX followers, XXX engagements

"$CLOV Wise Words "You only get a few opportunities and you have to grab them aggressively when they come because even in the most favored life - they're really rare.""
@Market_Kap Avatar @Market_Kap on X 2025-07-25 21:20:49 UTC XXX followers, 1547 engagements

"@chamath @andrewtoy @counterparthlth @sventured @CloverHealth XX. More Proof SaaS Deals Might be in the Works:"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 23:24:27 UTC XXX followers, XXX engagements

"4. The Pivot to SaaS Clovers biggest move: launching a second division called @CounterpartHlth @sventured which is their SaaS division offering their predictive AI to other healthcare providers and payers. Clover is not just some boring Medicare Advantage payer like the market has them priced like. Theyre an AI platform company who has built a disruptive healthcare platform to navigate these changing healthcare regulations regarding a shift to value based care. These are the same regulations that are making all the major health insurance companies suffer right now. And Clover has been"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 21:44:39 UTC XXX followers, XXX engagements

"5. What is Counterpart Assistant Counterpart Assistant (formerly known as Clover Assistant) is in the doctors hands and pulls in real-time patient data. It flags risks before they become problems recommends preventative care helps catch missed diagnoses makes clients healthier using predictive algorithms. Its like a doctors AI co-pilot for value-based care. Cutting costs by making people healthier. Being proactive not reactionary"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 21:46:32 UTC XXX followers, XXX engagements

"12. $CLOV Tech can Help Save the Medicare Advantage Industry in Short-Order Clover saw this shift to Calue Based Care coming and built its entire AI-driven system for exactly this type of environment. Instead of focusing on denying care Clovers tech improves patient health by predicting and preventing costly complications. That not only saves insurers money but also boosts quality scores which leads to higher payouts from CMS. Legacy insurers could spend years and billions trying to build something similar while hemorrhaging tens of billions per year (and still run into Clovers patents) or"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 22:58:39 UTC XXX followers, XXX engagements

"$CLOV All good things shaping up for @CloverHealth. Ignore this short term price movement of day traders and options traders. Next year CMS is boosting Medicare Advantage reimbursements by XXX% and on top of that Clover Health is earning an additional X% in 2026 thanks to improved Star Ratings. Thats already a 10%+ revenue lift without lifting a finger in 2026. Even if Clover doesnt grow at all next year (no new members no new SaaS clients nothing) they could still generate $100150 million in profit just by maintaining current operations. And of course they are going to grow SaaS expansion is"
@Market_Kap Avatar @Market_Kap on X 2025-07-25 19:05:40 UTC XXX followers, 6251 engagements

"$CLOV s Counterpart is designed to save doctors and insurers money by improving care and cutting costs and then Clover actually shares in those savings. Its like theyre saying Use our AI and youll make money which is an epic business model and puts them in a completely different league. Thats why all these massive legacy companies seem to be 😉 lining up to use it. Life moves pretty fast. If you dont stop and look around once in a while you could miss it"
@Market_Kap Avatar @Market_Kap on X 2025-07-19 15:39:00 UTC XXX followers, 1367 engagements

"20. $CLOV Counterpart Health SaaS Business Growth and Future Profitability Potential (reasonable hypothetical of just Humana alone): Humana spent $100664000000 on Benefits for their members in 2024. Their MCR for 2024 was about 90%. Clover Health claims that their @counterparthlth SaaS can save up to XX% on MCR on the 3rd year of implementation which makes sense since Clover Healths MCR is 75%. If Humana is using Counterpart Healths SaaS lets go over what some of those numbers might look like over time for Clover Healths SaaS Division profitability off of Humana only: Clovers Timeline States:"
@Market_Kap Avatar @Market_Kap on X 2025-07-27 00:01:23 UTC XXX followers, XXX engagements

"22. $CLOV the Future is Bright: Ignore this short term price movement of day traders and options traders. Next year CMS is boosting Medicare Advantage reimbursements by XXX% and on top of that Clover Health is earning an additional X% in 2026 thanks to improved Star Ratings. Thats already a 10%+ revenue lift without lifting a finger in 2026. Even if Clover doesnt grow at all next year (no new members no new SaaS clients nothing) they could still generate $100150 million in profit just by maintaining current operations. And this is only talking about their traditional Medicare Advantage"
@Market_Kap Avatar @Market_Kap on X 2025-07-27 00:16:57 UTC XXX followers, XXX engagements

"16. $CLOV more $HUM Hints: In $HUM Humanas June 16th Investor Meeting they discuss implementation of Outsourcing and Leveraging Technology to improve their business over time. They essentially say impacts of implementing starting 2026 and expected to be fully realized by 2028. Pretty relevant as Counterpart Health @counterparthlth integration works on that exact timeline (Image for Reference) There are also significant transformative opportunities that will be begin to evident in our results in 2026 and beyond including changing and expanding our outsourcing capabilities standardization and"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 23:28:08 UTC XXX followers, XXX engagements

"@MonkEchevarria Theres definitely meat on the $HUM bones if they turn successfully around. But it doesnt have the model in place to 30-100X. $CLOV at least has chance if they execute flawlessly"
@Market_Kap Avatar @Market_Kap on X 2025-07-19 15:42:15 UTC XXX followers, XXX engagements

"13. $CLOV Financial Implications of Payers Using @counterparthlth If Counterpart saves XX% by year X this is how much these companies would save per year (using 2024 figures). $UNH would save $XX Billion per year $HUM would save $XX Billion per year $MOH would save $XXX Billion per year $ELV would save $XX Billion per year"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 23:05:53 UTC XXX followers, XXX engagements

"3. Andrew Toy @AndrewToy became CEO in 2022. He sold his last company to Google and went on to lead AI and Machine Learning across Google Cloud and Android long before the average person even knew what AIs implications would be. Hes not your average insurance CEO hes a Silicon Valley technologist on a mission to fix healthcare"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 21:40:19 UTC XXX followers, XXX engagements

"1. $CLOV Brief History Clover Health went public via SPAC in Jan 2021 with @Chamath. It was quickly swept into the meme stock mania despite being a real business solving one of the hardest problems in America healthcare. $CLOV was misunderstood from day one. In 2021 Hindenburg Research dropped a short report. None of the accusations stuck but the damage was done. Clovers high medical cost ratio (MCR 100%) led people to panic without realizing it was all part of the plan build powerful AI first"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 21:34:18 UTC XXX followers, XXX engagements

"10. $CLOV Tech Flywheel Currently Counterpart is able to cut medical costs ratio by X% with the current flywheel by year X. And save XX% by year X. As they grow their flywheel (collect larger groups of data and form relations on outcomes and treatment) the savings increase. The more customers on Counterpart Assistant the more data it collects and the more Ai is able to draw correlations between symptoms treatments and outcomes and the algorithm will get exponentially better and sharper saving more and more money as it learns more and more from a larger data set. In the future they will even"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 22:49:16 UTC XXX followers, XXX engagements

"19. $CLOV Traditional Medicare Advantage Growth (Not Including SaaS) and Future Profitability Potential (reasonable hypothetical by year) 2026: -Revenue Increases: -XXX% CMS payout increase -X% payout increase from Star rating increase - Total uplift in revenue per member: +10.1% - Membership Growth: +1520% 2026 could bring $100200 million in EBITDA just from the traditional boring Medicare Advantage business with no SaaS. 2027: -Star rating maintained or increased to XXX -Payout bumps even more CMS bonuses are richer for 4.5+ star plans. -Membership grows another 1520%. 2027 Profitability"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 23:46:51 UTC XXX followers, XXX engagements

"9. $CLOV Does their Tech Work Diabetes management outcomes: Increased early diagnosis (16.7% vs XXX% in year one) earlier oral medication initiation better HbA1c control less need for insulin and lower hypoglycemia rates among patients whose doctor used Clover Assistant Congestive Heart Failure patient outcomes: Doctors using Clover saw their CHF patients have XX% fewer hospitalizations and XX% fewer 30day readmissions Medication adherence in diabetes hypertension and high cholesterol: notifications on non-adherence led to a XXX% increase in fills on the day of visit and sustained improvement"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 22:40:55 UTC XXX followers, XXX engagements

"@chamath @andrewtoy @counterparthlth @sventured @CloverHealth XX. $CLOV Clover Operates Two Businesses as mentioned before X. Medicare Advantage Insurance X. Counterpart Health SaaS Here is what the next few years might look like:"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 23:39:26 UTC XXX followers, XXX engagements

"$CLOV $MOH $HUM $UNH If $MOH Molina and $HUM Humana each adopt Clover Healths Counterpart Assistant and realize a XX% improvement in their Medical Cost Ratio (MCR savings that Clover has claimed) the impact would be crazy for $CLOV. For example Humana manages about X million Medicare Advantage lives and Molina over X million. At an average annual spend of $12000 per member Humanas XX% savings equals $X billion and Molinas equals $XXX billion. Sharing XX% of that with Clover generates $XXX billion from Humana and $XXX million from Molina annually just from cost savings participation. On top of"
@Market_Kap Avatar @Market_Kap on X 2025-07-18 15:32:11 UTC XXX followers, 2891 engagements

"8. $CLOV Two Businesses One Mission Clover Health = X divisions: X. Medicare Advantage insurance arm @CloverHealth (growing members + improved margins using AI platform) X. Counterpart Health SaaS @counterparthlth (AI platform sold to others) Both use the same tech: preventative predictive care = better outcomes and lower cost. They saw Value Based Care coming long before the other insurers and created the tech to address it now they are vastly ahead"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 22:04:53 UTC XXX followers, XXX engagements

"21. $CLOV Wall Street Is Still Sleeping Clover trades at a market cap of $1.5B with $1.85B+ in expected annual revenue and major major SaaS upside implications. The market is still valuing the Health AI Tech Disruptor as a boring Health Insurance Plan. Tech investors dont understand Medicare Advantage. Healthcare investors dont understand AI. The moment both sides meet and see the potential of this technology to meet these times a Major Re-rate is coming. Clover Healths co-founder and exective chairman @VivekGaripalli cryptically said: Life moves pretty fast. If you don't stop and look around"
@Market_Kap Avatar @Market_Kap on X 2025-07-27 00:08:47 UTC XXX followers, 1582 engagements

"@chamath @andrewtoy @counterparthlth @sventured @CloverHealth XX. $CLOV and $MOH Hints: Attached is the screenshot of the Counterpart subdomain referencing Molina"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 23:32:00 UTC XXX followers, XXX engagements

"11. $CLOV Why is the Health Insurance World ($UNH $MOH $HUM $CVS $ELV) getting Rocked Right Now The regulations have completely shifted almost overnight. For years the big insurers made money on a fee-for-service model meaning the more visits tests and procedures the bigger the payday. On top of that they used tricks like upcoding making patient cases look worse on paper to get bigger payouts and denying claims to cut costs (See the recent DOJ inquiry into $UNH). But the government is cracking down. V28 in one way the Government us shifting the entire industry. V28 has only started being"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 22:54:42 UTC XXX followers, XXX engagements

"2. The AI Bet Clover was investing heavily in AI (Clover Assistant) while most insurers were still using outdated fax machines. Clover has the technology built out to embrace Value Based Care which is where the industry is heading. This is all due to their well thought out planning. Other companies just starting to think about this now are 6-7 years behind and would have to avoid over 100+ Clover Health patents"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 21:38:57 UTC XXX followers, XXX engagements

"6. Why It Matters Legacy insurers like $HUM Humana $MOH Molina and $UNH United Health are bleeding under CMSs new rules. Star Ratings are collapsing HEDIS scores are declining and MCRs are rising. But not Clover. Theyre thriving because their platform is already optimized for this new era"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 21:47:39 UTC XXX followers, XXX engagements

"$CLOV For those new to @CloverHealth Ive prepared a thread on who they are where theyve been where they are and most importantly where theyre going. Lets dive in on $CLOV 🧵"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 21:32:36 UTC XXX followers, 6487 engagements

"$CLOV $HUM $UNH $MOH $CVS Why Healthcare Stocks are Falling: Due to a seismic shift in the regulatory landscape. The government is moving away from the old fee-for-service model where insurers profited from the volume of visits tests and procedures. They are completely shifting toward Value-Based Care where payments are tied to health outcomes patient satisfaction and cost efficiency. This shift is being accelerated by V28 which cracks down on upcoding (incorrectly classifying visits to receive higher payouts) and unfair claim denials both of which have been core profit levers for legacy"
@Market_Kap Avatar @Market_Kap on X 2025-07-23 02:40:50 UTC XXX followers, 1208 engagements

"14. $CLOV is there any Clues any of these Major Players might be interested in Clover Healths Tech Yes recently online researchers discovered that a subdomain scan of Counterpart Healths website revealed alongside previously announced partners like Duke Connected Care The Iowa Clinic and Southern Illinois Healthcare XX new subdomains appeared bearing the Humana name and X bearing the Molina name. Although neither has commented publicly and no regulatory filings have confirmed a formal agreement the emerging pattern hints that partnerships might be much further along between $HUM $MOH and $CLOV"
@Market_Kap Avatar @Market_Kap on X 2025-07-26 23:21:42 UTC XXX followers, XXX engagements