@CaptTweetz Capt. Tweetz 🇮🇷

Capt. Tweetz 🇮🇷 posts on X about $upst, balance sheet, $sofi, ceo the most. They currently have [-----] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

Engagements: [-----] #

[--] Week [------] +75%
[--] Month [------] +44%
[--] Months [-------] +240%
[--] Year [-------] +2,385%

Mentions: [--] #

[--] Week [--] +59%
[--] Month [--] +44%
[--] Months [---] +875%
[--] Year [---] +184%

Followers: [-----] #

[--] Week [-----] +0.04%
[--] Month [-----] +0.13%
[--] Months [-----] +0.37%
[--] Year [-----] -0.44%

CreatorRank: [---------] #

Social Influence

Social category influence finance 47.93% stocks 46.28% technology brands 3.31% cryptocurrencies 2.48% exchanges 1.65% countries 0.83% social networks 0.83% financial services 0.83%

Social topic influence $upst #6, balance sheet 12.4%, $sofi 9.09%, ceo 7.44%, $afrm 7.44%, business 6.61%, short interest 6.61%, fintech 4.96%, we are 4.13%, flow 4.13%

Top accounts mentioned or mentioned by @henryinvests @davegirouard @goddreng10 @kourtneygans @billackman @grok @bradsferguson @magnussigurdss @upstart @theraymyers @shazigoalie @robinhoodapp @cletusclapton @datadinvesting @stjoeclickc @stockmarketnerd @leaptrader @perchlittle @holysmokas @playsmart9

Top assets mentioned Upstart Holdings, Inc. (UPST) RAI Finance (SOFI) Affirm Holdings, Inc. (AFRM) PayPal Holdings Inc (PYPL) Shopify Inc (SHOP) Treehouse (TREE) Morgan Stanley (MS) Bank of America (BAC) NuCypher (NU) Pagaya Technologies Ltd. Class A Ordinary Shares (PGY)

Top Social Posts

Top posts by engagements in the last [--] hours

"$UPST 168days (almost [--] months) since Q2 earnings call when R&D balance sheet reduction was promised and ZERO tangible results with balance sheet going up Stock will go down with the market"
X Link 2026-01-20T20:32Z [----] followers, [----] engagements

"$UPST I have some good news 😂 @davegirouard has not tweeted anything (inc replies) since [--] days ago. It could be a bullish indicator as he's finally busy at work. Could mean a deal might be closing so he's too tied up to be on X or scared of SEC. Let's hope this trend stays 🙏"
X Link 2026-01-21T19:29Z [----] followers, [----] engagements

"$UPST Feb 10th will be the biggest make or break moment. No tangible deals were announced by year end '25. Upstart usually makes these press releases. No rating agencies have reported on new product securitizations and the TP volume and contents do not indicate a ramp up of them"
X Link 2026-01-22T18:33Z [----] followers, [----] engagements

"Being a $UPST investor these days 🐧"
X Link 2026-01-25T02:04Z [----] followers, [----] engagements

"15 days to go until $UPST earnings 🎉"
X Link 2026-01-26T18:10Z [----] followers, [----] engagements

"$UPST make sure to vote in May to replace Dave as CEO. He is not focused on running the business during business days and hours. @davegirouard @BillAckman Not a freaking post about the company the dude is actually supposed to be running but we can talk political BS pro football college football and we get a effing MEME w/2026 on it. WTAF happened to [--------] [----] Do your day job as I can tell you shareholders are fed up @davegirouard @BillAckman Not a freaking post about the company the dude is actually supposed to be running but we can talk political BS pro football college football and we"
X Link 2026-01-28T19:24Z [----] followers, [----] engagements

"Lending Club has fallen 16% after a small beat primarily due: [--]. Change in accounting principles to the Fair Value Option (FVO) for loans held. $UPST already uses FVO. [--]. Credit loss provisions were above estimates despite charge offs being down. TBD for $UPST"
X Link 2026-01-29T22:13Z [----] followers, [----] engagements

"$UPST stability in labour market helped lower UMI and since we already have some labour insights into January we should expect the next update to also be lower 🙏"
X Link 2026-01-30T21:24Z [----] followers, [----] engagements

"$UPST This is why the market doesn't like it when you use your balance sheet for R&D and risky loans. 🚨BREAKING: FIRST US BANK FAILURE OF [----] Chicagos Metropolitan Capital Bank & Trust CLOSED by Illinois regulators due to unsafe conditions and weak capital cited. https://t.co/LnreyxGljv 🚨BREAKING: FIRST US BANK FAILURE OF [----] Chicagos Metropolitan Capital Bank & Trust CLOSED by Illinois regulators due to unsafe conditions and weak capital cited. https://t.co/LnreyxGljv"
X Link 2026-01-31T23:12Z [----] followers, [----] engagements

"$UPST So soo far away from ALL time HIGHS. only a jet pack from a short squeeze with a huge R&D loan sale agreement could maybe get us 1/3rd there in [----] 😂"
X Link 2026-02-03T04:10Z [----] followers, [----] engagements

"$UPST There is a job posting for a Capital Markets Lead Role that involves finding funding for the Auto product. This could be a indicator that they are struggling to secure partners to offload this section of the R&D loans & they need a dedicated person https://careers.upstart.com/jobs/capital-markets-lead-auto https://careers.upstart.com/jobs/capital-markets-lead-auto"
X Link 2026-02-04T04:31Z [----] followers, [----] engagements

"$UPST Really strong TP numbers today counted [--] just now. That new low UMI rating kicking in"
X Link 2026-02-04T05:37Z [----] followers, [----] engagements

"$UPST we are now below the April Tariffs low of last year Special thanks to Dave for eroding shareholder value and repeating the mistakes of [----] with an unsustainable balance sheet"
X Link 2026-02-05T20:01Z [----] followers, [----] engagements

"@HenryInvests If partners are pulling back could also mean no one has appetite for the R&D loans either for offloading the balance sheet hence why they haven't made a deal yet (no announcements). Let's see tomorrow"
X Link 2026-02-09T14:49Z [----] followers, [---] engagements

"$UPST post earnings stock price reaction tomorrow Down 20%- Down 10%- Up 20%+ Up 10%+ Down 20%- Down 10%- Up 20%+ Up 10%+"
X Link 2026-02-09T15:26Z [----] followers, [----] engagements

"@HenryInvests It does give a bit of confidence boost that their AI model actually works however $SOFI and $AFRM reported without any pullback issues"
X Link 2026-02-09T15:43Z [----] followers, [---] engagements

"@goddreng10 $UPST is up too I wonder what triggered the sudden spike in the credit space"
X Link 2026-02-10T14:59Z [----] followers, [---] engagements

"@goddreng10 @kourtneygans @grok Yeah [--] year yield is down today"
X Link 2026-02-10T15:08Z [----] followers, [--] engagements

"$UPST reacting positively this morning after retail sales data came in weak which caused the [--] year yield to move down to 4.14%. This helped push rate cut odds higher starting with Mar [--] [--] basis point cut chance going up to 21.6% compared to 9.4% last week"
X Link 2026-02-10T15:13Z [----] followers, [----] engagements

"@goddreng10 @kourtneygans @grok I usually don't like it when stocks are up this much directly prior to earnings fake outs happen. Let's hope for the best"
X Link 2026-02-10T15:29Z [----] followers, [---] engagements

"With an [--] hour to go. let's see who ends up right on $UPST $UPST post earnings stock price reaction tomorrow $UPST post earnings stock price reaction tomorrow"
X Link 2026-02-10T19:57Z [----] followers, [----] engagements

"$UPST DAVE GIROUARD IS OUT PAUL GU IS NOW CEO 🚀🚀🚀 $UPST make sure to vote in May to replace Dave as CEO. He is not focused on running the business during business days and hours. $UPST make sure to vote in May to replace Dave as CEO. He is not focused on running the business during business days and hours"
X Link 2026-02-10T21:10Z [----] followers, [----] engagements

"$UPST SOLD R&D LOANS LETS GOOO"
X Link 2026-02-10T21:11Z [----] followers, [----] engagements

"@HenryInvests @HenryInvests We should expect the official announcement soon on the balance sheet sale for R&D loans I wonder who they striked the first deal with"
X Link 2026-02-10T21:21Z [----] followers, [--] engagements

"$UPST New UPSTART CFO Andrea Blankmeyer worked for $SOFI as VP Finance in the past Truly a evolution in the new leadership decisions. Better yet Sanjay Datta has moved to Chief Capital Officer which will focus and scale the effort on reducing that R&D balance sheet LETS GOO 🚀"
X Link 2026-02-10T21:27Z [----] followers, [----] engagements

"@bradsferguson Appetite is low for credit players atm fintech igetting hit across the board. If they played these earnings [--] Qs ago with a hot market we would be [---] and the downturn wouldn't be this bad. Anyway if we get low inflation + more rate cuts priced in appetite will return"
X Link 2026-02-11T15:41Z [----] followers, [---] engagements

"$UPST February numbers for short interest will be very interesting once we have them in a couple weeks and hopefully some future tangible forward flow agreements on R&D loans can cause a spark on the shorts"
X Link 2026-02-13T19:41Z [----] followers, [----] engagements

"$UPST We are seeing valuation multiples compression of around 30% across fintechs. The reason: The 10Y yield still 4% marking it the same since [----]. The jobs market is still too strong for the FED with inflation higher than they want thus limiting [----] rate cuts from the FED"
X Link 2026-02-16T06:03Z [----] followers, [---] engagements

"P/S valuation multiples for fintechs of $UPST $AFRM $SOFI $PYPL $SHOP from years 2023/2024/2025/Feb 2026"
X Link 2026-02-16T06:13Z [----] followers, [---] engagements

"$UPST being rewarded from bank earnings showing lower credit risk than expected"
X Link 2025-10-14T14:28Z [----] followers, [----] engagements

"$UPST UMI came slightly down from [----] to [----] this morning looks promising as bank earnings from this morning too showing good credit quality"
X Link 2025-10-15T16:02Z [----] followers, [----] engagements

"$UPST CEO has been selling 41.6K shares for the past [--] months (Jul 15th Aug 15th Sep 15th). This is inline with a previous Rule 10b5-1 plan from [----]. If he sold shares again on Oct 15th we should see a SEC filing by tonight. Let's see if he paused. 🙏 https://ir.upstart.com/node/12151/html https://ir.upstart.com/node/12151/html"
X Link 2025-10-17T21:23Z [----] followers, [----] engagements

"$UPST if you are worried about the stock falling off a cliff just remember this is highly volatile. All it takes is [--] good earnings to dismiss investor fears. When UPST reported Q3 [--] on Nov 7th [----] the stock jumped 32% the next day. I expect the same at least by Q4 earnings"
X Link 2025-10-18T18:00Z [----] followers, [----] engagements

"$UPST up 9% today Bottom's in"
X Link 2025-10-20T19:43Z [----] followers, [----] engagements

"@TheRayMyers You missed $UPST"
X Link 2025-10-21T05:55Z [----] followers, [---] engagements

"$UPST short interest rises to 34.09% from 30% earlier. Rising fast as we approach earnings. Setting up for a squeeze potential if earnings goes well"
X Link 2025-10-27T17:17Z [----] followers, [----] engagements

"$UPST shorts squeeze data on Squeeze Finder:"
X Link 2025-10-28T03:50Z [----] followers, [----] engagements

"@HenryInvests Great work particularly like the commendatory on the latest events of balance sheet and credit risk fears with info on the latest messages from investor relations and management at conferences/interviews"
X Link 2025-10-28T17:16Z [----] followers, [---] engagements

"@ShaziGoalie This could potentially be a family sale in order to take advantage of tax loss harvesting from "capital gains loss". This should be investigated to make sure it was a legitimate sale and not tax fraud"
X Link 2025-10-30T15:22Z [----] followers, [--] engagements

"$SOFI (SOFI) BEAT earnings ✅ stock up 184% YOY 📈 $TREE (Lending Tree) BEAT earnings ✅ stock up 21% YOY 📈 $LC (Lending Club) BEAT earnings ✅ stock up 21% YOY 📈 $UPST (Upstart) TBA earnings stock down -7% YOY 📉 $UPST undervalued if it's earnings go well next week"
X Link 2025-10-30T15:44Z [----] followers, [---] engagements

"$UPST Tomorrow two key data releases: [--]. Upstart Macro Index (UMI) update for September [--]. UPST Short Interest % update (from NASDAQ updated bi-monthly)"
X Link 2025-10-30T17:29Z [----] followers, [----] engagements

"$UPST In the last activity log for UMI personal savings rate being down 0.2% was mentioned. Bureau of Economic Analysis was expected to post their September update tomorrow morning but with Govt shutdown this data will be delayed. Let's see what UMI update will do without it"
X Link 2025-10-30T18:21Z [----] followers, [----] engagements

"@HenryInvests QQQ and SPY were down big which caused fintech to go down higher today. $SOFI and $AFRM were down 5-6% too"
X Link 2025-10-30T20:10Z [----] followers, [---] engagements

"$UPST UMI September Update: [----] - UMI decreased [----] from [----] in August. Positive news going into earnings"
X Link 2025-10-31T20:18Z [----] followers, [----] engagements

"$UPST earnings after the bell are you ready"
X Link 2025-11-04T19:45Z [----] followers, [----] engagements

"@RobinhoodApp $UPST earnings after the bell. It could be wild"
X Link 2025-11-04T19:46Z [----] followers, [---] engagements

"$UPST Balance sheet rises from R&D loans but expectations given in future quarters for reduced R&D balances"
X Link 2025-11-04T21:13Z [----] followers, [----] engagements

"@HenryInvests The earnings call made me very nervous about their main value prop AI. If you dont understand why your model put its foot on the break last quarter in underwriting how do you expect to make informed decisions on the business. They should be able to explain what happened"
X Link 2025-11-05T00:03Z [----] followers, [---] engagements

"$UPST earnings call transcript when model's conservatism was questioned. Looks like we are already seeing this "fix" in the higher number of trust pilot reviews in the past few days and lower UMI. What I hope they will do in the future is get faster insight on reasoning"
X Link 2025-11-05T04:31Z [----] followers, [----] engagements

"$UPST [--] Analyst ratings this morning: Morgan Stanley: Equal Weight ($70 - $45) Needham: Buy ($82 - $56) Bank of America: Buy ($81 - $71)"
X Link 2025-11-05T15:24Z [----] followers, [----] engagements

"@CletusClapton I think you heard it from the slide deck and in earnings call. There is nothing new but its also too early to call. For unsecured loans they usually get ratings from KBRA nothing seeing anything new for secured loans yet"
X Link 2025-11-05T22:57Z [----] followers, [--] engagements

"@DataDInvesting @MagnusSigurdss "no asset managers who want to buy subprime credit" 😂 [--] days later: https://x.com/faststocknewss/status/1986449015349911830 UPSTART ANNOUNCES $1.5B FORWARD-FLOW AGREEMENT WITH CASTLELAKE $UPST https://x.com/faststocknewss/status/1986449015349911830 UPSTART ANNOUNCES $1.5B FORWARD-FLOW AGREEMENT WITH CASTLELAKE $UPST"
X Link 2025-11-06T15:33Z [----] followers, [--] engagements

"@HenryInvests Assuming they actually purchase 1.5B evenly across [--] months that equates to about 125M. With [--] months left in the quarter that could be 250M. Although it's just a first deal it's not big enough to have impact on reducing Q4 balance sheet as they continue to add more R&D loans"
X Link 2025-11-06T16:00Z [----] followers, [--] engagements

"@stjoeclickc @MagnusSigurdss Yeah as if both parties would waste time to sign their third deal with a high number if they didnt have a track record of leveraging as much as they can 😂"
X Link 2025-11-06T16:08Z [----] followers, [--] engagements

"$UPST Short interest is now updated for the period ending Oct [--]. It now sits at 34.74% up from 34.09% from Oct [--]. Note this data release is before earnings so short interest would be higher for Nov. Next report will be for Nov [--] but released later as par NASDAQ reporting"
X Link 2025-11-12T15:59Z [----] followers, [----] engagements

"@StockMarketNerd $UPST it's going to have a massive awakening"
X Link 2025-11-19T02:37Z [----] followers, [---] engagements

"$UPST bought [---] shares this morning $39.35 bringing my total to [-----] shares. Committed to the game #thosewhostay"
X Link 2025-11-25T15:54Z [----] followers, [----] engagements

"@LEAPTRADER_ Definitely $UPST"
X Link 2025-11-25T17:11Z [----] followers, [---] engagements

"@HenryInvests @davegirouard [--] days left to the year. The probability of delivering atleast a first deal to what they said back in Q2 earnings call is starting to peak. Actions speak louder than words lets get it done"
X Link 2025-11-25T17:46Z [----] followers, [---] engagements

"@HenryInvests @davegirouard The continuation of the Castlelake agreement is giving them a bit of room. On the flip side there hasnt been a KBRA report on secured LOCs yet which either means they are using a different rating agency for them or still not ready yet for ratings"
X Link 2025-11-25T17:51Z [----] followers, [---] engagements

"$UPST Nov [--] Short Interest Update Published: Short interest is now 29.69%. Fell to [--------] shares short from 29590889"
X Link 2025-11-26T03:09Z [----] followers, [----] engagements

"@PerchLittle @Upstart Upstart is not a bank"
X Link 2025-11-26T04:56Z [----] followers, [--] engagements

"$UPST UMI October Update UMI improved significantly to [----] in October its lowest level since mid-summer [----] following the mid-1.5 range observed from July through September. Sept revised from [----] to [----]. Aug was revised from [----] to [----]. July remained at 1.55"
X Link 2025-11-26T21:27Z [----] followers, [----] engagements

"@HenryInvests @davegirouard I don't mind that Dave hasn't bought stock since we already got confirmation from Paul. I'm more concerned about forward looking statements that indicated R&D loans reduction before EOY from Q2 earnings call. There are [--] days left and I hope they deliver atleast a first deal"
X Link 2025-11-28T16:30Z [----] followers, [---] engagements

"$UPST seeing a great number of trustpilot reviews tonight for Dec [--]. The last week was very weak due to seasonality with holidays. Lets see if the growth gets stronger this month"
X Link 2025-12-02T03:30Z [----] followers, [----] engagements

"@HenryInvests Is this the same dip in the chart experienced during last year's Thanksgiving week"
X Link 2025-12-02T17:42Z [----] followers, [---] engagements

"@HolySmokas $UPST"
X Link 2025-12-03T20:00Z [----] followers, [---] engagements

"@HenryInvests I mean it seems like a last ditch BET if they don't make a deal by the 19th it is highly unlikely any deal will be made during the holiday period and that for [----] they told investors since Q2 earnings call"
X Link 2025-12-08T20:01Z [----] followers, [---] engagements

"$UPST with about [--] business days left to make a first R&D loans deal as of today we still see no indication for example on ratings for secured loans from Upstart (ex: KBRA). It's important to add weight to what management has said in the past two Qs about the balance sheet"
X Link 2025-12-10T18:00Z [----] followers, [----] engagements

"$UPST Short Interest Update: short interest continues to fall slowly at 28.7% for end of November reporting: From [--------] to [--------] shares short"
X Link 2025-12-11T15:47Z [----] followers, [----] engagements

"$UPST UMI continues to drop. Adjusted today from [----] - 1.45"
X Link 2025-12-16T21:08Z [----] followers, [----] engagements

"🎶🎶All I want for Christmas is a first R&D loan deal 🎶🎶 $UPST [--] business days left odds dont look good for a forward flow agreement by year end except it is a season for miracles 🎄"
X Link 2025-12-18T04:05Z [----] followers, [----] engagements

"@HenryInvests @davegirouard @playsmart9 @Rebellionaire I was making the same assumptions too but they seem to have enough cash on hand for now. Despite improving macro (as seen on UMI) it's still an elevated environment (ex: weakening labour market)"
X Link 2025-12-19T20:57Z [----] followers, [---] engagements

"Looks like we are in a holding pattern between $45-49 to potentially close out the year without a publicly disclosed R&D funding agreement. $UPST down 21% this year compared to massive performance of other lending fintech players"
X Link 2025-12-22T18:18Z [----] followers, [----] engagements

"$UPST UMI updated to [----] from [----] from last week. Macro conditions improving slowly"
X Link 2025-12-23T21:02Z [----] followers, [----] engagements

"@HenryInvests @mgereb @smitty_lefty I know but it can mean any number of things. The many times $UPST had bal sheet issues including this year they first issued more convertible notes. There is more than one way to fund the loans some preferable to shareholders some not. Some even at unfavourable to the business"
X Link 2025-12-26T21:42Z [----] followers, [---] engagements

"@piggysensei2 @HenryInvests Balance sheet reduction has been a objective since Q4 [----] and became a top one since Q2 earnings call. Most recent mention was Q3 earnings call:"
X Link 2025-12-27T02:42Z [----] followers, [--] engagements

"$UPST crashes 10% this week as mgmt fails to deliver any tangible news for R&D loans reduction for [----]. I think it was quite evident as @davegirouard evaded with tweets earlier pushing for [----] optimism instead. With that lets just push out to [----] or [----] while were at it"
X Link 2025-12-31T16:05Z [----] followers, [----] engagements

"$UPST short interest (Dec [--] Update) falls to 27.03% at [--------] shares short"
X Link 2026-01-02T06:51Z [----] followers, [----] engagements

"Big pump today on $UPST as all small cap fintech names ( $AFRM $SOFI $TREE $LC $NU ) in the sector get a boost to start off the year"
X Link 2026-01-05T15:33Z [----] followers, [----] engagements

"$UPST finally back to $50 for first time since Oct [--] of last year. 🚀 let's hope this can be sustained until ER or any future announcements"
X Link 2026-01-05T16:55Z [----] followers, [----] engagements

"While this pressures the FED to continue cutting into '26 it does raise UMI fears. Deteriorating labour market would be bearish for $UPST as defaults & non-payments would go up. While it is not dire yet it doesn't show signs of improving as the labour market is still softening"
X Link 2026-01-07T15:57Z [----] followers, [----] engagements

"$UPST any reasonable public company wouldn't have their CEO spending most of their time on X and be actually working as hard as their employees to deliver shareholder value. @HenryInvests did nothing wrong by asking a simple question there is a better way to respond. @HenryInvests @HarryKay_ I'd think you of all people would realize this isn't how/where we would announce major new initiatives. @HenryInvests @HarryKay_ I'd think you of all people would realize this isn't how/where we would announce major new initiatives"
X Link 2026-01-08T22:36Z [----] followers, [----] engagements

"$UPST Spoke the truth and got blocked for it. Summarizes how poor upstart management is"
X Link 2026-01-09T18:52Z [----] followers, [----] engagements

"$UPST Two sides: Bearish: - Depending on what % of originations are debt consolidation this puts more competition for rates & could lower loan demand. Bullish: - If CC issuers start cutting limits/close accounts or tighten approvals this could drive growth to personal loans"
X Link 2026-01-10T02:03Z [----] followers, [----] engagements

"@Futurenvesting Demand for personal loans will go down but may also present an opportunity where sub-prime gets pushed out of CC issuers and into the arms of riskier players like $UPST"
X Link 2026-01-10T02:21Z [----] followers, [----] engagements

"@BillAckman @realDonaldTrump If this happens it's an opportunity for players like $UPST to seize"
X Link 2026-01-10T02:23Z [----] followers, [---] engagements

"@krassenstein @WhiteHouse Those people will end up going to Upstart ( $UPST ) if credit card companies do this"
X Link 2026-01-10T02:28Z [----] followers, [---] engagements

"@CNBCTV18Live @_RituSingh Could be a tailwind for Upstart ( $UPST ) if credit card issuers start tightening approvals and closing/limiting accounts"
X Link 2026-01-10T02:35Z [----] followers, [---] engagements

"$UPST Here is SOFI CEO on the CC 10% cap issue saying it would have a positive effect on personal loan demand. So this would also be positive for Upstart. Good to see a good CEO in this industry who is well spoken and communicates effectively about issues regarding his company. .👇Yes sir. If this is enactedand thats a big if though part of me hopes it iswe would likely see a significant contraction in industry credit card lending. Credit card issuers simply wont be able to sustain profitability at a 10% rate cap. Consumers however will still .👇Yes sir. If this is enactedand thats a big if"
X Link 2026-01-11T02:52Z [----] followers, [----] engagements

"$UPST Look at the reaction today on the 10% CC cap issue. SOFI took a small 1.3% hit while UPST down almost 5%. This is after Anthony (SOFI CEO) gave a detailed answer on the impacts on their business on a X tweet meanwhile Dave (UPST CEO) was goofing off with incoherent tweets. $UPST Here is SOFI CEO on the CC 10% cap issue saying it would have a positive effect on personal loan demand. So this would also be positive for Upstart. Good to see a good CEO in this industry who is well spoken and communicates effectively about issues regarding his company. $UPST Here is SOFI CEO on the CC 10% cap"
X Link 2026-01-12T17:34Z [----] followers, [----] engagements

"$UPST Upstart to Announce Q4 and FY [----] Results on February [--] [----] after market close at 1:30 p.m. PT / 4:30 p.m. ET"
X Link 2026-01-12T21:08Z [----] followers, [----] engagements

"$UPST Dec [--] Short Interest Update: [--------] shares short at 31.38% (Dec [--] was 27.03%) A shift from a slow decline to a dramatic rise. Could be due to no major forward flow deals to reduce R&D BS loans for [----]. I prefer higher short interest until we have tangible results"
X Link 2026-01-13T18:13Z [----] followers, [----] engagements

"Why doesn't $UPST CEO buy his own stock Short Swing Profit Rule basically means insiders have to return any profits from transactions of their stock within a 6-month period. Starting Mar [--] '26 Dave could buy stock since his last sale was Sep [--] '25. We will see if he will"
X Link 2026-01-14T05:08Z [----] followers, [----] engagements

"@TradingDeskTy $UPST is a better buy. They can scale a lot faster"
X Link 2026-01-26T20:43Z [----] followers, [---] engagements

"$UPST Just to clarify the Short Swing Profit Rule does not prevent Dave from buying stock it forces him to payback profits of sales so it's more of a choice. Paul Gu (CTO) had triggered this rule back in Nov when he bought shares. He paid back profits of $148255.06 to Upstart Why doesn't $UPST CEO buy his own stock Short Swing Profit Rule basically means insiders have to return any profits from transactions of their stock within a 6-month period. Starting Mar [--] '26 Dave could buy stock since his last sale was Sep [--] '25. We will see if he will https://t.co/fDjYRybUdB Why doesn't $UPST CEO"
X Link 2026-01-14T16:05Z [----] followers, [----] engagements

"Initial jobless claims in the US fell by 9K from the previous week to 198K (est. 215K) to mark the second-lowest reading in two years. Continuing claims fell to by 19K. Reflects a labor market that has low firing and relatively low hiring. Stability in labour market helps $UPST"
X Link 2026-01-15T16:35Z [----] followers, [---] engagements

"$UPST Jan [--] Short Interest Update: [--------] shares short at 26.64% (Dec [--] was 31.38%). Short interest has swung down to the earlier trend of shorts reducing their positions"
X Link 2026-01-28T14:44Z [----] followers, [----] engagements

"@MacNeillPatrick Credit risk phobia is across fintech right now. $LC $SOFI $AFRM $TREE all experiencing this and $UPST has a high amount of loans on the balance sheet continue to rise without any indication on reducing R&D loans. If they don't reduce it earnings beat won't matter much"
X Link 2026-01-30T16:39Z [----] followers, [---] engagements

"@HenryInvests @Upstart They should allow you to join the earnings call to ask a question for retail 😄"
X Link 2026-02-03T17:05Z [----] followers, [---] engagements

"$UPST While the valuation multiples contraction now are macro related there are things $UPST can do to expand back. The balance sheet needs multi year forward flow agreements for the R&D loans rather than one off sales. They will be seen like annual funding subscriptions. P/S valuation multiples for fintechs of $UPST $AFRM $SOFI $PYPL $SHOP from years 2023/2024/2025/Feb [----]. https://t.co/xK0CbiEzNb P/S valuation multiples for fintechs of $UPST $AFRM $SOFI $PYPL $SHOP from years 2023/2024/2025/Feb [----]. https://t.co/xK0CbiEzNb"
X Link 2026-02-16T06:53Z [----] followers, [---] engagements

"P/S valuation multiples for fintechs of $UPST $AFRM $SOFI $PYPL $SHOP from years 2023/2024/2025/Feb 2026"
X Link 2026-02-16T06:13Z [----] followers, [---] engagements

"$UPST [----] Total Revenue 1.04B [----] Guidance 1.4B YOY 35% $SOFI [----] Total Revenue 3.591B [----] Guidance 4.655B YOY 30% $AFRM [----] Total Revenue 3.22B [----] Guidance 4.12B YoY 28% $PGY [----] Total Revenue 1.31B [----] Guidance 1.48B YOY 13%"
X Link 2026-02-14T09:45Z [--] followers, [----] engagements

"Fed's Goolsbee: Rates can still go down but need to see progress on inflation"
X Link 2026-02-13T20:07Z 640.3K followers, 14.5K engagements

"Congrats to all the shorts that stayed and became champions 😂"
X Link 2026-02-13T19:39Z [----] followers, [---] engagements

"Going to $30 was definitely 🔥🔥🔥 😂"
X Link 2026-02-13T19:38Z [----] followers, [---] engagements

"$UPST HUGE PT🚨 Reginald Smith @ JP Morgan today reiterated his buy rating on Upstart Holdings and upgraded his PT to $84. This represents an upside potential of 178%. JPM IS BULLISH ON FINTECH"
X Link 2026-02-12T18:30Z [----] followers, [----] engagements

"$UPST Dan Dolev @ Mizuho reiterates his buy rating on Upstart Holdings and upgrades his PT to $66. This represents a potential 99% upside in the stock. Dan is BULLISH on Upstart"
X Link 2026-02-12T11:34Z [----] followers, [----] engagements

"$UPST Q4 and FY [----] results are inrecord revenue and rising demand across every lending product. Highlights below 👇"
X Link 2026-02-10T21:06Z 19.3K followers, [----] engagements

"$UPST SOLD R&D LOANS LETS GOOO"
X Link 2026-02-10T21:11Z [----] followers, [----] engagements

"$UPST post earnings stock price reaction tomorrow Down 20%- Down 10%- Up 20%+ Up 10%+ Down 20%- Down 10%- Up 20%+ Up 10%+"
X Link 2026-02-09T15:26Z [----] followers, [----] engagements

"Keep an eye out for $UPST Q4 and FY [----] earnings tomorrow February [--]. Tune in at 1:30pm PT / 4:30pm ET https://edge.media-server.com/mmc/p/qthisswr/ https://edge.media-server.com/mmc/p/qthisswr/"
X Link 2026-02-09T21:42Z 19.3K followers, [----] engagements

"Affirm ER: Revenue: $1.12 billion vs estimated $1.06 billion EPS: $0.37 vs estimated $0.28 Raised full-year revenue guidance to a range of $4.1B to $4.15B $AFRM"
X Link 2026-02-05T21:43Z [----] followers, [----] engagements

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