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@AlexH_Johnson Avatar @AlexH_Johnson Alex Johnson

There is no information about Alex Johnson in the provided tweets. The tweets appear to be a collection of random posts about fintech, AI, and related topics from various users. No specific event or news about Alex Johnson can be summarized.

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Social Influence #

Social category influence finance stocks technology brands

Social topic influence money, fintech #168, web3 #233, built on #58, fdic, acquisition, cuts, aj, why is, $100b

Top assets mentioned Costco Wholesale Corporation (COST) Kroger Co (KR)

Top Social Posts #

Top posts by engagements in the last XX hours

"Speaking of that I'm also very curious about acquisition and servicing. How do you acquire customers as a Web3 neobank Is it all just WOM or do you have to spend money in the same channels that Web2 neobanks and traditional banks use And on servicing is the idea that everything will be self-custody and consumers will in effect be their own bank So Web3 neobanks will need to provide minimal-to-no servicing"
X Link @AlexH_Johnson 2025-10-15T20:26Z 27.2K followers, XX engagements

"Fintech isnt about removing complexity. Its about respecting it. Thats at the heart at the latest episode of Vertical SaaS: Fintech Disruption by a Thousand Cuts (sponsored by our friends at @pipe). In this clip A.J. Axelrod (VP Payments & Financial Services at @goclio) digs into what happens when you actually build fintech for a specific industry . like legal. You cant just drop a generic lending product into a niche and hope it works. You have to embrace the complexity to make something better. And hes right. Thats not just legaltech. Thats fintech. Watch the clip then catch Episode X Build"
X Link @AlexH_Johnson 2025-10-15T16:29Z 27.2K followers, XXX engagements

"I'm seeing a lot of discussion recently about a new generation of neobanks built on top of crypto/stablecoins and I don't really get it. Why is "instantly global" appealing for most consumers and small businesses And what specifically do "modern" financial rails get you that existing rails and wrappers can't deliver There are some edge cases where I can see the appeal. Like if you wanted to build a B2B neobank serving businesses that are multi-country and have complex payment needs. But for most bank customer segments why would a Web3 neobank be superior to a Web2 neobank To give a specific"
X Link @AlexH_Johnson 2025-10-15T05:42Z 27.2K followers, 22K engagements

"The BNPL section is dumb as hell. - Large regional grocers like Kroger and Albertsons do not offer BNPL. - Large multi-product retailers like Costco and Walmart do offer BNPL. However many (like Costco) restrict its use to expensive products. - Almost every company (including grocery stores) accepts credit cards. Credit card debt is vastly more expensive and punitive than BNPL debt (which is often interest-free)"
X Link @AlexH_Johnson 2025-10-03T22:02Z 27.2K followers, XXX engagements

"@odoomtoo @jevgenijs @alfongj It was just revealed today that Mr. Beast is exploring launching a "bank". So maybe"
X Link @AlexH_Johnson 2025-10-15T20:33Z 27.2K followers, XX engagements

"@jevgenijs @alfongj Right Phantom didn't launch its own stablecoin from scratch. It's built on infrastructure that itself took years to build"
X Link @AlexH_Johnson 2025-10-15T20:04Z 27.2K followers, XX engagements

"She really was the GOAT of the on-screen freakout. One the many reasons Ill miss her"
X Link @AlexH_Johnson 2025-10-13T00:20Z 27.2K followers, 1862 engagements

"@tphillips @mikulaja That's interesting GENIUS stablecoins are kinda like fully reserved deposits anyway. TBH I'm so confused about what national trust banks can and can't do and how those things square with stablecoin and crypto use cases"
X Link @AlexH_Johnson 2025-10-15T20:16Z 27.2K followers, XX engagements

"Let's try again with Synapse. That's a juicy example of bankification Oops. Nope. Juno customers' funds were FDIC insured and were held by Evolve Bank & Trust which was and is subject to oversight from bank regulatory authorities tasked with protecting consumers from financial risk. Those regulators (the Federal Reserve and the Arkansas State Bank Department) did a TERRIBLE job supervising Evolve but Juno/Synapse were inside the regulatory perimeter"
X Link @AlexH_Johnson 2025-10-03T22:02Z 27.2K followers, XXX engagements

"Tether at a $500B valuation OpenAI is pursuing the same valuation but there's no way these two companies are.comparable. In this clip from a recent Fintech Recap podcast @mikulaja and I wrestle with the question: what exactly is Tether raising money for (and how do you even begin to value the largest stablecoin issuer in the world) Don't forget to tune into the full episode where we recap the latest in fintech because fintech won't recap itself:"
X Link @AlexH_Johnson 2025-10-13T13:45Z 27.2K followers, 1213 engagements

"@Samer_Saab This is a good frame. The argument is basically "developers like to build stuff with as few restrictions as possible - crypto is a permissionless playground for developers - the most innovative stuff in fintech will increasingly be built in crypto""
X Link @AlexH_Johnson 2025-10-15T15:51Z 27.2K followers, XX engagements

"How you can say this while at the same time exploiting the CFTC's utter and complete disinterest in regulating prediction markets (which are PRINTING money right now thanks to sports betting) is beyond me. Absolutely shameless"
X Link @AlexH_Johnson 2025-10-13T15:01Z 27.2K followers, 2676 engagements

"Please give me a list of all the tangible ways that community banks and local credit unions support their communities and connect their customers/members to their communities. Lending money to local entrepreneurs is the most obvious and well-known example. What else you got"
X Link @AlexH_Johnson 2025-10-15T21:32Z 27.2K followers, XXX engagements

"American Airlines and Citibank launched the AAdvantage card the first co-brand credit card in 1981. Capital One was spun-off from Signet in 1994. Our memories of the past are failing us here. Also Netflix doesn't offer a co-brand credit card. What the fuck"
X Link @AlexH_Johnson 2025-10-03T22:02Z 27.2K followers, XXX engagements

"This isnt another Vegas conference; its where fintechs hardest problems get solved. Introducing : . . . Salon-style invite-only. Operator-heavy. No panels no pitch decks. Apply for a pass to join us:"
X Link @AlexH_Johnson 2025-10-07T13:30Z 27.2K followers, 18.5K engagements

"@mikulaja Capital One is the comp I keep coming back to"
X Link @AlexH_Johnson 2025-10-14T01:03Z 27.2K followers, XXX engagements

"It's true that stored value accounts held by tech companies are often not FDIC insured. It is not accurate to equate Venmo and Apple Pay with Synapse which is a totally different thing (and also very important to understand). Nuance"
X Link @AlexH_Johnson 2025-10-03T22:02Z 27.2K followers, XXX engagements