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@realroseceline "Got a lot of worthwhile questions about $WISE here is a thread to answer some of them (with the help of ChatGPT 😃): 1/ Most people think international money transfers are just wires. Bank A sends money to Bank B. Done right But thats not how Wise (formerly TransferWise) built a billion-dollar business. They never really send your money across borders. Lets break down the brilliance of their model: 2/ First the pain point: Traditional international transfers are a nightmare. Slow (can take XX days) Expensive (hidden fees + bad exchange rates) Complex (multiple intermediaries delays FX risk)"
@realroseceline on X 2025-05-14 19:43:01 UTC 7994 followers, 7162 engagements

"Im probably older than most of you on here. I grew up before X before social media even before the internet. Back when VHS tapes were a thing and Jean Claude Van Damme was everywhere (yeah I know Im showing my age). But one name Ive heard my whole life is Hulk Hogan. Rest in peace to a true legend. 🌹"
@realroseceline on X 2025-07-25 01:16:09 UTC 7995 followers, 4626 engagements

"Great thread but Ill just point out one little nuance on the balance sheet. The surface numbers are a bit misleading because $dlo includes their merchants funds on their balance sheet. Its very important to read the foot notes at the bottom of the page to get the real numbers. For example in the last quarter they reported cash of about $510m but only about $355m belonged to $dlo Also whats really interesting in the last report is $dlo increased cash by apprx $60m despite spending $100m on buys backs. Anyway I am rambling here but just figured it might be worthwhile to point out this little"
@realroseceline on X 2025-07-25 20:33:46 UTC 7993 followers, XXX engagements

"I was talking with my friend @carmo_analyse about how to best value $VEEV. The issue Its income is artificially inflated by interest income. Why Because $VEEV has a huge cash position on its balance sheet. For example $ABC has $X billion in cash with interest rates around X% that adds $XX million to earnings. Those arent high quality earnings because if the Fed cuts rates to X% they drop to $XX million meaning the same company earns $XX million less. Thats why my friend suggested using EV/NOPAT instead. Whats EV/NOPAT 👇 EV/NOPAT = Enterprise Value / Net Operating Profit After Tax It strips"
@realroseceline on X 2025-07-26 15:48:34 UTC 7995 followers, 3116 engagements

"@4PFinance @japdongsanee Please share your analysis why they are worth their current valuation. Then Ill share mine 🙏"
@realroseceline on X 2025-07-18 17:18:45 UTC 7999 followers, XX engagements

"No App Can Replace This: Meet $SITE @carmo_analyse asked me to write a post about $SITE here you go: $SITE is the largest and only national wholesale distributor of landscape supplies in the United States. Think irrigation systems fertilizers pest control nursery plants hardscape materials outdoor lighting turf products all the stuff your landscaper uses $SITE supplies it. They serve a fragmented customer base of local landscape contractors property managers and golf courses through over XXX branches across XX states and X Canadian provinces. No one else offers the same product breadth at"
@realroseceline on X 2025-06-09 16:47:48 UTC 7994 followers, 5189 engagements

"$DLO Might Be Playing a Deeper Game Most people see $DLO as a payments company helping global giants like $AMZN and $META move money in tricky places like Brazil India or Nigeria. On the surface it looks like a business built for large enterprise clients. But if you zoom in something interesting is happening. Behind every transaction $DLO processes theres a small merchant a gig worker or a creator in these markets. Theyre not $DLO direct clients but theyre in the flow. And that flow might lead to a long term opportunity because $DLO is collecting all that valuable transaction data. $DLO is"
@realroseceline on X 2025-07-21 20:43:28 UTC 7995 followers, 13.5K engagements

"FSD is accelerating: Tesla cars are fully autonomy capable and adoption of FSD has picked up sharply since version XX. According to Teslas data FSD-equipped vehicles are 10x safer than those without it. 4/"
@realroseceline on X 2025-07-24 18:24:12 UTC 8000 followers, XXX engagements

"@Loves2Splooge23 Just to be clear Im talking about the radius of their geofencing not how many markets theyre in. Even in those other markets the actual coverage is tiny. Tesla will launch across the whole state with one update. Waymo just cant do that its not possible"
@realroseceline on X 2025-07-25 17:09:26 UTC 8000 followers, XXX engagements

"@spsmith78 Fortunately I dont have any big losers in my portfolio. The biggest looser of my life was under armour lost about 3/4 of the capital invested"
@realroseceline on X 2025-07-22 21:51:09 UTC 7994 followers, XXX engagements

"@GianFlusso The purpose behind my misinformation is to check your checking skills genius 😉"
@realroseceline on X 2025-07-26 18:55:20 UTC 8001 followers, XX engagements

"What Happens When Garbage Stocks Become XX Baggers Were in a market where pure junk is going parabolic. Its not just that the S&P is at all time highs. Its that companies with no profits and no path are turning into XX baggers and their holders think that means theyre geniuses. Look at $ASTS and $RKLB. These arent overlooked innovators. Theyre capital destruction machines. $ASTS has negative gross margins and no product. $RKLB is burning money on satellite launches with no pricing power and no long term viability. But the markets been so forgiving that these stocks have turned into lottery"
@realroseceline on X 2025-07-18 16:10:16 UTC 7995 followers, 127.8K engagements

"FSD Take Rate and Strategy FSD adoption up XX% since the launch of version XX and XX. The subscription at $XX per month is being framed as a personal chauffeur for about $X per day. Most Tesla owners still havent tried FSD Tesla is focused on education and activation (e.g. service center prompts demos). Elon used a colorful metaphor Its like having a cat that can sing and dance but people think its just a cat. 22/"
@realroseceline on X 2025-07-24 18:31:45 UTC 7995 followers, XXX engagements

"@TomTomKrus Waymo is ahead atm but stuck in small areas. Teslas system still needs work but its built to scale everywhere. If they solve it the upside is way bigger. Do you disagree"
@realroseceline on X 2025-07-25 20:22:27 UTC 8000 followers, XX engagements

"@HumanPerson411 @Moneyfacturers Respectfully my advise is worth what you paid for it 🌹"
@realroseceline on X 2025-07-27 06:18:54 UTC 7993 followers, XX engagements

"@TacticzH All good my friend I still like Dlo more than Adyen here"
@realroseceline on X 2025-07-21 20:28:12 UTC 7998 followers, XXX engagements

"Full Self-Driving (FSD) and Hardware Musk expects unsupervised FSD for consumers in select U.S. cities by year end 2025 starting with Hardware X vehicles. Retrofits for Hardware X may be considered after FSD is successful on newer hardware. Tesla vehicles already drive themselves from end of line to loading docks showing full stack autonomy is close. 13/"
@realroseceline on X 2025-07-24 18:27:06 UTC 8002 followers, XXX engagements

"@BadFinAdvice @TheTechInvest Thats not investing its gambling. I dont have an edge in gambling and its a weak strategy. Buying a stock at $X hoping it hits $X selling paying taxes and trying to repeat that cycle almost always underperforms the market in the long run"
@realroseceline on X 2025-07-20 23:59:12 UTC 8003 followers, XXX engagements

"How Do You Spot Timelessness in a Business Most people chase growth. Some chase value. But the real prize the one few ever find is timelessness. A timeless business is one that endures through market cycles technological shifts and even cultural change. It doesnt just survive volatility it compounds through it. So how do you spot it X. Simple Needs Durable Demand The best businesses solve a basic human need that doesnt go out of style. People will always eat. Theyll always need shelter. Theyll always care about their children their health and their time. If a business addresses something"
@realroseceline on X 2025-07-22 15:22:27 UTC 8002 followers, 3494 engagements

"$TSLA results were about as expected nothing exciting as the transition phase continues. Energy business growing very fast perhaps the bright spot. They launched the robotaxi service in Austin delivered a car fully autonomously to a customer hit X million vehicles produced shipped the first Megapacks from Shanghai and launched Model Y in India. The cheaper car is still on track for 2025 Cybercab is coming in 2026 and FSD Supervised may expand to China and Europe next year if approved"
@realroseceline on X 2025-07-23 20:48:15 UTC 7994 followers, 4812 engagements

"Lower cost model is coming: Production has started on Teslas affordable new model but the ramp is slower than expected due to complexity and the push to deliver EV credit eligible cars first. 3/"
@realroseceline on X 2025-07-24 18:23:57 UTC 8000 followers, XXX engagements

"What company should I look at next Has to be: Relatively small Fast growing Profitable Reasonably valued Strong management High returns on capital Easy to understand: Im not trying to cure cancer or count pi to the 20th digit. No banks no insurance no oil and gas no healthcare no biotech you get the point Ideally something overlooked or underappreciated. Hint: last time I did this I chose $XPEL Drop the ticker and a note on why its worth a look. If something catches my eye I will write a post about it. 🌹"
@realroseceline on X 2025-06-18 16:51:26 UTC 7993 followers, 31.3K engagements

"@Luce_On_TSLA @longoption The dumbest thing someone can do is invest in something they do not feel comfortable only. I simply dont want to be an insurance business. 🌹"
@realroseceline on X 2025-07-22 17:40:54 UTC 8003 followers, XXX engagements

"@paladinvestor @MontereyCapital Kudos to you for recognizing that and to mungr for pointing it out. Youre both right over the very long term a stocks return almost never exceeds the businesss return on capital by much"
@realroseceline on X 2025-07-24 23:41:57 UTC 7994 followers, XX engagements

"@GordoCap18 All Im saying is I love great businesses that dont need a ton of capital. A business like $MSCI is more attractive than $ASML for me because its more efficient"
@realroseceline on X 2025-07-23 18:58:54 UTC 8002 followers, XXX engagements

"Now lets talk about the elephant in the room CapEx was way higher than expected at $75B and investors still arent seeing a clear path to AI monetization. Classic case of strong results but even stronger spending. Strong results dont matter if investors arent convinced the spending will drive future returns. Pretty much exactly what Ive been saying all along. 🌹"
@realroseceline on X 2025-07-23 20:20:38 UTC 7995 followers, 14.3K engagements

"What Happens When a Company Eats Its Own Pizza Larry Ellison didnt build his fortune by buying more $ORCL stock instead he got richer by letting Oracle buy it back. In 2000 Ellison owned about XX% of Oracle. Over the next two decades Oracle spent more than $XXX billion buying back its own stock. That shrunk the total share count dramatically from over XX billion shares to under X billion. Ellison didnt buy more he just held his stake. As Oracle reduced the number of shares outstanding his percentage ownership grew from XX% to over XX% today. Think about it this way: If you own X slice of an 8"
@realroseceline on X 2025-07-24 22:22:31 UTC 7996 followers, 5665 engagements

"Buying a stock only when it looks cheap selling when it hits your estimate of intrinsic value paying taxes and repeating the cycle might sound logical but its a fragile strategy. It forces constant decision making and the more decisions you make the greater the odds of making a costly mistake. One of the most underappreciated skills in investing is knowing when not to act. Buffett says as activity increases investment returns decrease. The best investors win not by doing more but by doing less. 🌹"
@realroseceline on X 2025-07-04 16:32:39 UTC 7994 followers, 6811 engagements

"@RyanAcker12 Patience beats activity. Most of my mistakes came from rushing overtrading or trying to force something. The best outcomes came from waiting doing nothing and letting a good business compound"
@realroseceline on X 2025-07-22 21:45:47 UTC 7998 followers, XXX engagements

"@Luce_On_TSLA @MMoney642 @meeijer @thexcapitalist @mvcinvesting @CharlieMark_ @gofallingknife @HolySmokas @dirtygreenpaper @Mr_Derivatives @Couch_Investor @stocktalkweekly @amitisinvesting Thank you for tagging me Im familiar with this company"
@realroseceline on X 2025-07-24 22:54:30 UTC 7993 followers, XXX engagements

"@Subhajit__Roy Noise talks Waymo bc it doesnt move the needle. Look Google is a great company and if youre okay with making 10-12% then its the right stock. If you want more ambitious returns I doubt it"
@realroseceline on X 2025-07-24 18:51:23 UTC 8002 followers, XX engagements

"Tesla AI vs. xAI Elon clarified Tesla and xAI have different missions: Tesla real world AI for autonomy and robotics (smaller models). xAI building superintelligence (multi terabyte models). Some AI talent preferred working on superintelligence so Elon created xAI to retain that talent and keep it from going to OpenAI or Google. 25/END 🌹"
@realroseceline on X 2025-07-24 18:33:30 UTC 7994 followers, 1140 engagements

"$GMGI Asymmetric Small Cap Hiding in Plain Sight Sometimes you find a company that feels different. Its small overlooked and easy to ignore. But if you dig deeper it checks the right boxes: real revenue strong growth founder led and undervalued. For me that company is Golden Matrix Group $GMGI. No buzz almost no Wall Street coverage and barely on anyones screen. Thats exactly why it matters Why $GMGI Stands Out Golden Matrix builds online gaming platforms: casinos sports betting and raffles. Most investors stop there but look closer and youll find: 1.Double digit growth across multiple"
@realroseceline on X 2025-07-10 13:38:59 UTC 7995 followers, 11.4K engagements

"@DGretta_Author Thank you 🙏 Go to $cmg their comps need improvement 🤣"
@realroseceline on X 2025-07-24 22:29:55 UTC 7994 followers, XXX engagements

"Got a lot of pushback here but I am pretty good at sticking to my guns. $DECK 🌹"
@realroseceline on X 2025-07-24 20:20:30 UTC 7996 followers, 9692 engagements

"@a3voices @Loves2Splooge23 Doubt it well see Having a passenger in the cars is smart during the initial launch phase. They said that all along nothing new or unexpected"
@realroseceline on X 2025-07-25 17:12:55 UTC 8003 followers, XXX engagements

"My thoughts on $DLO ceo Pedro Arnts recent interview: Record Revenue and Reaccelerating Growth dLocal posted $217M in revenue up XX% and XX% in constant currency its fastest growth since Q1 2024 driven by strength in Latin America and frontier markets. Payments Volume Continues to Surge Total payment volume hit $8.1B up XX% as dLocal scaled with global merchants in commerce remittances SaaS and on demand services. Cross Border Volumes Hit New Highs Cross border TPV grew XX% YoY to over $4B now XX% of the total which is outpacing local to local volume for a second straight quarter. Local to"
@realroseceline on X 2025-05-22 17:30:29 UTC 8002 followers, 6515 engagements

"Vehicle Pricing and Incentives Tesla could face tough quarters (Q4 to Q2) due to loss of the U.S. IRA EV tax credit. Elon hinted price cuts may happen but expects long term gains once autonomy scales in late 2025. Emphasized that Teslas economics will become very compelling once robotaxi and FSD revenues ramp. 23/"
@realroseceline on X 2025-07-24 18:32:20 UTC 8003 followers, XXX engagements

"Its Worth More Is Not an Investment Thesis People say a stock should be worth more but they rarely stop to ask why or how. Take $OSCR for example. Not to single it out but it trades around $XX and theres a general feeling it should be worth more. That might be true but mostly I see a lot of optimism and vague reasoning. But this isnt about Oscar its about how we think and how we can become better more thoughtful investors. Worth more is easy to say. Obviously we all want to buy something for $XX and have it be worth $XX. Thats the game but just saying its undervalued is a shallow way to"
@realroseceline on X 2025-07-21 14:05:51 UTC 7995 followers, 11.9K engagements

"$GOOG and $TSLA both reported roughly in line with expectations though theyre dealing with very different situations. Teslas story is well known at this point its about the long term vision of autonomy robotaxis AI and robotics. Nothing in this quarter really changes that. Google on the other hand is dealing with the reality that building the future ie AI cloud custom chips etc means spending a lot more on businesses that dont have the same attractive margins as search (one of the best businesses ever created). Neither company is going away and this isnt some Lehman moment. But both are"
@realroseceline on X 2025-07-23 21:17:07 UTC 7996 followers, 4521 engagements

"@aahmad1581 $DLO edge is deep local expertise in emerging markets. PayPal isnt built for that and isnt trying to be. PayPal would need a full strategy shift and years of local integration to compete"
@realroseceline on X 2025-07-23 17:28:05 UTC 8003 followers, XXX engagements

"Give me a good stock idea. Must be: X. Small X. Profitable with good balance sheet X. Growing fast X. Easy to understand (simple ideas not curing cancer or launching rockets) X. Reasonable valuation X. Preferably American Thx will pick my favorite idea and make a post about it. 🙏 🌹"
@realroseceline on X 2025-07-06 00:02:23 UTC 7994 followers, 27.1K engagements

"8/ Examples that fit this model: $TTD $BKNG And several under the radar small caps with capital discipline These compound quietly"
@realroseceline on X 2025-07-14 22:46:21 UTC 8004 followers, 2350 engagements

"The real competition will come from companies that leverage their infrastructure more efficiently not those trying to replicate it"
@realroseceline on X 2025-07-14 20:19:39 UTC 8002 followers, 4000 engagements

"@ItsAmeKaaay Ask mark zuckerberg why he spent $10b on the metaverse Did I ever say Google is not an incredible company Incredible company and incredible investment are two completely different things"
@realroseceline on X 2025-07-24 12:24:55 UTC 8002 followers, XX engagements

"Has anyone done research on $TBTC Please share thx 🌹"
@realroseceline on X 2025-07-18 19:22:03 UTC 7994 followers, 3365 engagements

"My feed is XX% $OSCR Im still X% convinced. 🌹"
@realroseceline on X 2025-07-22 12:51:29 UTC 7995 followers, 21.7K engagements

"Which business should I review next and why Drop ideas below. If one stands out Ill dive in. Heres what it must have: Real revenue growth Profits or positive free cash flow A strong balance sheet Great management Clear understandable model Attractive unit economics Preferable small market cap You get the point"
@realroseceline on X 2025-06-05 20:27:35 UTC 8002 followers, 16.8K engagements

"These comparisons dont make any sense because Adyen and Dlo report their revenues completely differently. One reports net revenue the other reports gross revenue its like comparing apples to oranges. The numbers arent measuring the same thing. You can think of it this way in terms of accounting like this: Aydens gross profit is the same as $dlo revenue 🌹"
@realroseceline on X 2025-07-21 19:49:07 UTC 7994 followers, 1285 engagements

"I just found X incredible under the radar never before discovered stocks total gems that are practically secret. Please keep this between us. We dont want Wall Street catching on these companies are extremely private and very shy These companies are so low profile they make Area XX look like Times Square. 🤫 shhhh The names $HIMS $OSCR $NBIS $IREN $ASTS They prefer soft whispers and candlelight spreadsheets please dont tag anyone because it might wake the algos. Remember: If anyone asks you heard about them from a friend of a friend who vanished after saying the word free cash flow. Just nod"
@realroseceline on X 2025-07-18 20:25:34 UTC 7994 followers, 11.1K engagements

"Everyones asking the wrong question about $NFLX. Did they beat expectations Miss slightly Guide up or down Who cares. This quarter was solid. But none of that matters if youre thinking like an owner. The real question is: What will Netflix look like in XX years Because $NFLX is becoming a cash flow machine with global scale near zero marginal distribution costs and declining content spend as a % of revenue. What happens when theyre guiding to $20B in free cash flow triple todays rate and still shrinking the share count Now imagine this: They keep growing subs. They raise ARPU slowly. Their ad"
@realroseceline on X 2025-07-17 21:10:23 UTC 7999 followers, 8325 engagements

"@FedexSTi Its not just SF they are rolling out to the whole Bay Area. Waymo been here for years and still stuck exclusively in SF"
@realroseceline on X 2025-07-25 15:20:49 UTC 7998 followers, XXX engagements

"@no_cap_cap One of the things I dont like about Google is they dont break out the economics for any of these segments other than ads"
@realroseceline on X 2025-07-23 20:57:30 UTC 7994 followers, XXX engagements

"Funny how they say beauty is in the eye of the beholder. Every day I see people calling things generational opportunities and yet I cant find anything I actually want to buy. 🌹"
@realroseceline on X 2025-07-07 04:05:06 UTC 7995 followers, 4838 engagements

"Like I said many times I dont care how great your bank idea is banks are almost always not investable"
@realroseceline on X 2025-07-20 23:17:38 UTC 7995 followers, 5479 engagements

"$GMGI is guiding for $200M revenue with a high margin raffle segment growing fast and Brazil finally approved the stock trades 1x sales. Execution risk exists but if they deliver this could 3x+ quickly. Also worth noting $GMGI needs discoverability none knows about it. When I first started looking into $DLO hardly anyone knew about it now its everywhere. If $GMGI could follow the same path of discovery explosive returns can follow sooner than later because of the extremely small float (ironically similar float problem to $DLO see my article from earlier today). @meridianbet_ofc @GMGI_Official"
@realroseceline on X 2025-07-25 22:15:23 UTC 7995 followers, 3517 engagements

"@fiscorainvest Its great that youre writing about $FICO but theres no mention of what youre paying or what kind of return you expect. I agree its a great business but that alone doesnt make it a great investment. Price matters. As always value is what you get price is what you pay"
@realroseceline on X 2025-07-24 16:04:42 UTC 7994 followers, XXX engagements

"Dont forget who told you first and has been saying all along $GOOG Waymo cant scale. $TSLA going to spread fast and the unit economics wont even be close. Waymos still only in San Francisco after all these years Teslas launching in the full Bay Area 10x times the coverage. And this is just the beginning theyll be able to launch in any market with a simple software update. The product keeps getting better and more compelling with minimal extra cost to scale globally. 🌹"
@realroseceline on X 2025-07-25 17:02:57 UTC 7995 followers, 6191 engagements

"$DECK starting to look interesting here 🌹"
@realroseceline on X 2025-07-16 03:15:39 UTC 7994 followers, 16.5K engagements

"Echo Chamber Portfolios: When Groupthink Masquerades as Conviction We used to build portfolios by studying companies. Now too many people build them by scrolling. You see a stock all over X. A few smart accounts own it. Someone posts a slick chart or a one-liner like This is the next $AMZN. You like the idea. You add it to your watchlist. A few days later another person with 50k followers posts about it. Then another. And another. You start to feel behind. So you buy it. Thats not conviction. Thats exposure bias. What Is an Echo Chamber Portfolio An echo chamber portfolio is what happens when"
@realroseceline on X 2025-07-21 00:21:47 UTC 7999 followers, 9366 engagements

"@SimeonResearch_ @129Greenmeadow @uboat159 @adrewrogers @DGretta_Author @carmo_analyse @topsecretstocks @TheRayMyers $X bucks refferal fee pls💰"
@realroseceline on X 2025-07-22 22:07:02 UTC 7997 followers, XXX engagements

"My Prediction for $TSLA This quarter confirmed what Ive been thinking for a while. Tesla is stuck in a holding pattern. Sales are hovering around $90B annualized and that probably wont change much for the next XX to XX months. The quarter itself was a slight miss on revenue and earnings. The stock dropped 8%. Energy was down service was up. Margins finally ticked up a bit breaking a long streak of declines which is one of the few bright spots. But overall the numbers wont excite anybody. They said the low cost model is ready and should hit volume production in the second half of the year. But"
@realroseceline on X 2025-07-25 14:53:11 UTC 7995 followers, 4761 engagements

"Today I took a look at $WISE (Wise plc) and its a compelling fintech businesses. Heres why: Wise is a UK based company that allows users both individuals and businesses to move money internationally at a lower cost than traditional banks. Their core innovation is using real exchange rates (mid market) and minimizing transfer fees. Over the years theyve expanded into multi currency accounts debit cards and B2B payment solutions essentially becoming a financial infrastructure platform for global money movement. On the income statement the numbers are strong. For FY 2024 revenue came in at 1.54"
@realroseceline on X 2025-05-13 23:15:20 UTC 8001 followers, 27K engagements

"@reisada I agree indeed its a cleaver strategy. There is another huge aspect here they own XXX% of the content its all developed in house from scratch. Thats a big deal"
@realroseceline on X 2025-07-25 22:34:18 UTC 8002 followers, XXX engagements

"1/ Most people chase multiple expansion or margin improvement. But you can 3x your money in X years without either. Heres how and why its a better way to invest 🧵"
@realroseceline on X 2025-07-14 22:43:19 UTC 8003 followers, 9843 engagements

"@LeadingEdgeTLE @Spike_1567 $DECK is more profitable and growing faster than $CROX thanks to HOKA while Crocs is still weighed down by the Hey Dude deal"
@realroseceline on X 2025-07-16 18:39:50 UTC 8002 followers, XXX engagements

"I never used to look at insurance until I started seeing the hype around $UNH $OSCR $LMND $KNSL. I get the appeal and I respect what $OSCR CEO is trying to do w/ X% EBIT goal. But this is a hard industry and even great operators can fall short in tough industries. If they land at XXX% instead of X% the stock might not be nearly as cheap as it looks. Hopefully they hit X% then you should make a decent return. My X cents: its better to buy a great business at a fair price than a fair business at a great price. IMHO even if you make a great return $OSCR is not a great business X% pretax margin"
@realroseceline on X 2025-07-23 15:45:16 UTC 7994 followers, XXX engagements

"When Buybacks Backfire: Why $DLO Chose Dividends Instead Stock buybacks are often seen as a shareholder friendly move. When executed well they boost earnings per share signal confidence and return capital efficiently. But buybacks can also work against long term value creation especially in companies with low public float. Thats exactly why $DLO has avoided them. Low Float Big Problem $DLO is a high margin cash generative business with significant growth potential in emerging markets. But its float the number of shares actually available for trading is extremely low. Insiders and founders"
@realroseceline on X 2025-07-25 15:01:28 UTC 7995 followers, 7223 engagements

"@a3voices @grok did Tesla scan the streets in Austin one by one to make fsd work"
@realroseceline on X 2025-07-25 17:14:23 UTC 8002 followers, XXX engagements

"What Could $DLO Do Next $DLO built a strong business by solving a hard problem. They help global companies collect payments and send money in emerging markets. That is already valuable. But when I look at their infrastructure and where they operate it is clear they could do a lot more. Here are ten things I think they could get into over time: X. SME Lending They are already moving into small business credit. It makes sense. They see cash flow data. They know which merchants are growing. That is a great setup for short term working capital loans. It is also a sticky product that could"
@realroseceline on X 2025-07-23 02:32:06 UTC 7995 followers, 9730 engagements

"I know this is a dumbed down way to look at things but sometimes simplicity cuts through the BS. $DLO is expected to grow earnings XX% this year XX% next year and another XX% the year after. Its trading at about 10x 2027 earnings. Valuation is in the eye of the beholder but to me this looks like a setup where you can earn a decent return with minimal risk of permanent capital loss. 🌹"
@realroseceline on X 2025-07-22 01:22:35 UTC 7995 followers, 10.1K engagements

"Thoughts on insurance: People ask me about $LMND $OSCR $UNH etc and sure there will be winners in the insurance industry. But Ive never liked insurance so I dont spend time on it. You cant own everything. Heres why: Insurance profits are delayed and uncertain. A year that looks great on paper might blow up years later when claims roll in. Risk is priced using data in a world that keeps changing that bet gets harder every year. Reserving is guesswork. Small changes in assumptions can make earnings look better than they are until they arent. Even good underwriting is hard to spot. Playing it"
@realroseceline on X 2025-06-25 17:30:25 UTC 7995 followers, 11.2K engagements

"$AAPL is a really special business. Notice how its not on this list. People complain it doesnt innovate or that it trades too high but instead of spending $100B a year chasing growth it just gives the money back to its owners. Thats rare"
@realroseceline on X 2025-07-23 23:55:15 UTC 7994 followers, 7884 engagements

"Edge is rarely obvious if it were it wouldnt be edge. 🌹"
@realroseceline on X 2025-07-26 03:10:59 UTC 7995 followers, 2358 engagements

"@Spike_1567 Thats what happens when you live under a rock"
@realroseceline on X 2025-07-25 15:06:30 UTC 7999 followers, XX engagements