[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@realroseceline Avatar @realroseceline Rose Celine Investments 🌹

Investors are discussing various stocks, including $DLO, $MELI, and $SE, with some sharing their investment strategies and thoughts on the companies' potential for growth. Some investors are focusing on companies with strong leadership, capital-efficient business models, and high profitability, such as $DLO, which recently paid out a $150m dividend. The conversation also touches on the importance of understanding a company's business model, management, and market position before investing, with some investors expressing confidence in their long-term holdings.

Engagements: XXXXX #

Engagements Line Chart

Mentions: XX #

Mentions Line Chart

Followers: XXXXXX #

Followers Line Chart

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence

Social category influence luxury brands XXXXX% finance XXXXX% stocks XXXXX% cryptocurrencies XXX% technology brands XXXX% countries XXXX%

Social topic influence business 8.2%, insurance #1190, $dlo 4.92%, $nflx #196, strong 3.28%, all the 3.28%, $root 3.28%, long term 3.28%, $wbd #96, warner bros #1125

Top accounts mentioned or mentioned by @latticeinvestor @fundasyinvestor @mmmtwealth @jm_investment0 @neurostockdoc @sashinvesting @benbburman @dividenddude @dd17capital @dumbobservation @suericgp @jminvestment0 @investudentt @winmwiotf @justinrtipton @bommmzyy70072 @alphainvest480 @marcalcarbo @cxericson @drstrange92

Top assets mentioned DLocal Limited Class A Common Shares (DLO) Netflix Inc (NFLX) The Root Network (ROOT) Warner Bros Discovery, Inc. (WBD) Lemonade, Inc. (LMND) Oscar Health, Inc. (OSCR) UnitedHealth Group (UNH) Interlay (INTR) 4 (FOUR) Mastercard, Inc. (MA) Brookfield Corporation (BN) KKR & Co, Inc. (KKR) Copart, Inc. (CPRT) Moody's Corporation (MCO) Fair Isaac, Corp. (FICO) Costco Hot Dog (COST) Costco Wholesale Corporation (COST) NVIDIA Corp. (NVDA) PayPal Holdings Inc (PYPL) Trade Desk, Inc. (TTD) Walmart, Inc. (WMT)

Top Social Posts

Top posts by engagements in the last XX hours

"Thoughts on insurance: People ask me about $LMND $OSCR $UNH etc and sure there will be winners in the insurance industry. But Ive never liked insurance so I dont spend time on it. You cant own everything. Heres why: Insurance profits are delayed and uncertain. A year that looks great on paper might blow up years later when claims roll in. Risk is priced using data in a world that keeps changing that bet gets harder every year. Reserving is guesswork. Small changes in assumptions can make earnings look better than they are until they arent. Even good underwriting is hard to spot. Playing it"
X Link 2025-06-25T17:30Z 12.4K followers, 11.4K engagements

"If $DLO pulls off its vision expands across emerging markets grows TPV keeps take rate erosion under control and manages costs it can justify a higher multiple and deliver real long term returns. In that world it could be a 5-10x type holding over a decade. What makes the thesis interesting is is the sandbox where $DLO plays. Global merchants need reliable access to emerging markets and local banks cannot serve those needs with the same consistency or speed. That wedge is where $DLO earns its economics. If the wedge widens the upside grows if it narrows the thesis weakens. The bigger risk is"
X Link 2025-11-29T20:50Z 12.4K followers, 10.1K engagements

"Were the next XX years of growth will come from: Every era has a clear structural tailwind that almost everyone can see. When the internet was born the opportunity was enormous and it created some of the wealthiest people in the world. But it also wiped out thousands of companies that had great ideas strong founders plenty of capital and all the excitement in the world. A powerful tailwind does not make investing easy it just makes the winners obvious in hindsight. We are living through the same thing with ai. For those of you who have never heard of it (hehe) AI is everywhere and it will"
X Link 2025-12-04T16:41Z 12.4K followers, 7762 engagements

"If $ROOT embedded insurance works well in auto why wouldnt the same embedded strategy work in other verticals like renters pets etc 🌹"
X Link 2025-09-03T20:05Z 12.4K followers, 5310 engagements

"@NeuroStockDoc My friend likes $intr would also prob fit your list"
X Link 2025-11-15T18:34Z 12.4K followers, XXX engagements

"$DLO VS $FOUR : WHICH BUSINESS IS BETTER $DLO vs $FOUR is not a complicated comparison once you look at how each business actually grows because two companies can report similar numbers while operating in two completely different worlds when it comes to efficiency and long term compounding. $FOUR grows by expanding a physical footprint inside one country and every bit of that growth needs installations onboarding hardware service support and people which means the model gets heavier as it gets bigger and there is no way around that. It is not good or bad it is just how it works. $DLO grows by"
X Link 2025-11-18T18:07Z 12.4K followers, 24.6K engagements

"I get asked about allocations frequently Buffett explains it well. If you know what youre doing diversification makes no sense if you dont broad diversification is ideal. 🌹"
X Link 2025-11-27T17:45Z 12.4K followers, 5988 engagements

"The historical average SP500 PE is about XX times earnings. Sooner or later the music will stop and valuations will revert back toward their long term mean. Even though the index trades XX% above that average today corporate earnings are not growing any faster than they have across history which tells you that nothing fundamental has actually changed. The entire gap is simply investor optimism inflating the multiple rather than true business performance driving value. 🌹"
X Link 2025-11-29T16:35Z 12.4K followers, 11.3K engagements

"Another form of diversification thats perhaps less obvious is Local to Local vs Cross Boarder and pay ins vs pay outs $dlo 🌹"
X Link 2025-11-29T20:38Z 12.4K followers, 5786 engagements

"@MMMTwealth What does it tell you"
X Link 2025-12-01T16:10Z 12.4K followers, 2668 engagements

"@Jose_Balseca Nice to meet you. outline your goals and how youre going to achieve them. I think youll learn a lot from my book"
X Link 2025-12-04T23:56Z 12.4K followers, XXX engagements

"@Luce_On_TSLA How will your life change"
X Link 2025-12-05T14:57Z 12.4K followers, XXX engagements

"@viggy_krishnan @buccocapital @stevehou Will it grow earnings for the next decade plus"
X Link 2025-12-06T21:59Z 12.4K followers, XXX engagements

"Out of all the so called super investors Akre has always been one of my favorites even though he recently retired and his protg now runs the fund. The allocations selections and overall approach actually make sense to me. Akre started his career as a school teacher eventually became a fund manager and went on to produce several XXX baggers over the course of his very successful career. I am still very far from that kind of notoriety but his idea of the three legged stool has always stayed with me and it is something I am writing about in my upcoming book. 🌹"
X Link 2025-11-13T21:56Z 12.4K followers, 58.5K engagements

"This guy knows exactly what hes doing this is my kind of investing. $52B spread across X stocks with a XX% top position shows real conviction. My only small critique is to consolidate the X smallest positions and roll them into whichever one he believes in the most which would leave him with X total holdings.🌹"
X Link 2025-11-14T17:14Z 12.4K followers, 196.7K engagements

"No one loves $COST more than I do. It is a flawless operation in almost every way and an incredible business to study. But is it really worth XX times earnings You get a great company with predictable demand and a defensible position but at XX times earnings growing roughly 10-12% a year it becomes hard to see how you generate truly attractive long term returns. Yes the margins are low which means you can argue the reported earnings understate the real strength of the model but the business cannot raise margins without losing the price advantage that makes Costco well Costco. It creates a"
X Link 2025-11-26T21:18Z 12.4K followers, 11.8K engagements

"I really do not know and I do not like guessing but I expect growth to slow. On your efficiency question - dlo is already extremely efficient and it can get a little leaner but there is a natural ceiling. On the last call the CEO said that out of about 1200 employees 300-400 are not really needed because theyre doing manual tasks and will eventually be let go. The savings from those jobs is not the main point. The point is that this is already a very lean highly profitable business that throws off a huge amount of cash. If the market becomes convinced the cash generation is durable the"
X Link 2025-11-29T21:14Z 12.4K followers, XXX engagements

"I think the payments market as a whole is really underestimated by most. For example adyen does like $XXX trillion. I know this sounds crazy but that peanuts. Global players will be tens a trillions in volume. For a biz like dlo to do many hundreds of billions will seem ordinary in XX years"
X Link 2025-11-29T21:36Z 12.4K followers, XXX engagements

"I have some time to kill ask me anything or tell me something interesting - GO 🌹"
X Link 2025-12-04T23:10Z 12.4K followers, 4870 engagements

"Which business should I review next and why Drop ideas below. If one stands out Ill dive in. Heres what it must have: Real revenue growth Profits or positive free cash flow A strong balance sheet Great management Clear understandable model Attractive unit economics Preferable small market cap You get the point"
X Link 2025-06-05T20:27Z 12.4K followers, 17.1K engagements

"Dont forget who covered $BBW before it was popular and everyone figured out it outperformed $NVDA and its counterparts. I wont mention any names but Ill give you a hint it rhymes with the word GOES 🌹"
X Link 2025-08-30T02:18Z 12.4K followers, 5911 engagements

"Thoughts on $PYPL When you study businesses for long enough you begin to recognize a pattern that repeats itself. A company becomes dominant during a moment of transition. It earns trust habit scale and for a long time it looks untouchable. Then the landscape shifts slowly and silently and the advantages that once felt permanent begin to erode almost invisibly until one day the momentum is gone and the company is competing on ground it no longer controls. That is happening to $PYPL today. For years $PYPL thrived because online payments were confusing and merchants just wanted something"
X Link 2025-12-04T02:21Z 12.4K followers, 46.2K engagements

"$TTD looks interesting here at $40🌹"
X Link 2025-12-04T21:10Z 12.4K followers, 4894 engagements

"My favorite part of this $NFLX $WBD deal is the minimal stock component because it means the economics stay with the existing shareholders. When a company uses stock it is not just paying for an acquisition. It is slicing the pie into smaller pieces. I prefer deals where the pie is left untouched and the owners keep what they already earned. If that makes me old fashioned then good. 🌹"
X Link 2025-12-05T16:45Z 12.4K followers, 8627 engagements

"Thoughts on $NFLX buying $WBD: $NFLX is buying $WBD for about $83b using mostly cash and a small amount of stock. The deal gives $NFLX the entire Warner Bros studio HBO and major franchises like Game of Thrones Harry Potter Friends and more. $NFLX will keep Warner Bros operating the same way including theatrical releases. The logic behind the deal is straightforward. $NFLX gets a massive library of proven hits which strengthens the service and gives members more to watch. Creators get more chances to work with top tier IP and scale it globally. Shareholders get more value because stronger"
X Link 2025-12-05T17:12Z 12.4K followers, 28.9K engagements

"$WMT is being valued near a trillion not because the business suddenly improved but because investors decided to pay a higher multiple for the same economics. The value is mostly the same but the sentiment and the valuation changed. 🌹"
X Link 2025-12-05T18:02Z 12.4K followers, 10.9K engagements

"Visiting one of my favorite sushi chefs in San Francisco 🌹"
X Link 2025-12-05T20:37Z 12.4K followers, 2234 engagements

"One last thing I will say about $NFLX is that its management team is truly superb. Plenty of executives get constant praise but very few have earned it the way Netflix has. I have owned the stock for a decade and watched them execute year after year and they are genuinely elite. And for the spirited souls who want to argue otherwise I will simply remind you that Netflix was the top performing stock in the S&P XXX for an entire decade and you do not achieve that without world class leadership. 🌹"
X Link 2025-12-05T21:36Z 12.4K followers, 7907 engagements

"$ROOT can eventually become a $10b business because insurance is one of the few categories where small shifts in pricing power and loss performance can create enormous jumps in equity value. If a company proves it can consistently price risk better than the industry and keep its loss ratio comfortably below peers the math becomes very powerful. You do not need crazy growth. You need disciplined underwriting improving retention and a cost structure that scales beautifully. If $ROOT gets to a few billion in premiums with a mid single digit underwriting margin and strong customer retention the"
X Link 2025-12-07T18:36Z 12.4K followers, 6234 engagements

"@dividenddude DD its all a matter of perception once you posses the right perspective youll quickly realize this is a giant irrelevant nothing burger. 🌹"
X Link 2025-12-10T17:09Z 12.4K followers, XXX engagements

"I love this 🌹"
X Link 2025-12-10T17:11Z 12.4K followers, 2431 engagements