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@realroseceline Avatar @realroseceline Rose Celine Investments 🌹

Investors are discussing various stocks, including $DLO, $MELI, and $SE, with some sharing their investment strategies and thoughts on the companies' potential for growth. Some investors are focusing on companies with strong leadership, capital-efficient business models, and high profitability, such as $DLO, which recently paid out a $150m dividend. The conversation also touches on the importance of understanding a company's business model, management, and market position before investing, with some investors expressing confidence in their long-term holdings.

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Social Influence #

Social category influence luxury brands #2364 finance cryptocurrencies #4972 stocks automotive brands technology brands

Social topic influence $root #10, insurance #224, $dlo #29, instead of, balance sheet #2022, approved #655, stocks, tesla #2729, $four #24, costco #531

Top assets mentioned The Root Network (ROOT) DLocal Limited Class A Common Shares (DLO) Tesla, Inc. (TSLA) 4 (FOUR) Costco Wholesale Corporation (COST) Return to Beginnings (ROOTS) Carvana Co. (CVNA) Booking Holdings Inc (BKNG) Expedia Group Inc (EXPE) Southwest Airlines Co (LUV) Rivian Automotive, Inc. (RIVN) Amazon.com, Inc. (AMZN) Costco Hot Dog (COST) Lemonade, Inc. (LMND) Oscar Health, Inc. (OSCR) UnitedHealth Group (UNH) JPMorgan Chase (JPM) Interlay (INTR)

Top Social Posts #

Top posts by engagements in the last XX hours

"Costco would be a great embedded partnership for $ROOT IMHO 🌹"
X Link @realroseceline 2025-10-08T23:40Z 11.1K followers, 4243 engagements

"@CedarStResearch I dont think $ROOT needs to do anything fancy. They just need to expand to all XX states and keep building partnerships. The management is solid the valuation is cheap and the model is simple even if the results can swing"
X Link @realroseceline 2025-10-07T17:22Z 11.1K followers, XXX engagements

"$ROOT Is Becoming a Compounding Machine $ROOT data and AI edge is finally showing in the numbers. Loss ratios are improving and the partnership model is working. $ROOTs idea is simple. Use real driving data instead of guesses to price insurance. The app tracks how people drive and the AI sets their rate. That brings in safer drivers and lowers losses over time. They already have a massive amount of driving data. That is their moat. Better data means better pricing which means better customers which means fewer losses. It keeps compounding. In 2021 they moved away from expensive direct"
X Link @realroseceline 2025-10-07T12:46Z 11.1K followers, 12.7K engagements

"Which business should I review next and why Drop ideas below. If one stands out Ill dive in. Heres what it must have: Real revenue growth Profits or positive free cash flow A strong balance sheet Great management Clear understandable model Attractive unit economics Preferable small market cap You get the point"
X Link @realroseceline 2025-06-05T20:27Z 11.1K followers, 17K engagements

"@ValueHunter7 People who say that dont really understand the business model. A lower rate isnt a problem its actually good if total payment volume grows faster than rates decline. What really matters for $DLO is gross profit growth not the rate itself"
X Link @realroseceline 2025-10-09T18:16Z 11.1K followers, XXX engagements

"Book Review: Rule Breaker Investing by David Gardner The book Rule Breaker Investing by David Gardner is about finding the companies that will define the future. Gardner says most people invest the wrong way. They focus on rules screens and valuation metrics instead of imagination innovation and human behavior. His main idea is that the biggest winners almost always look expensive and risky in the beginning. Amazon Tesla and Netflix all looked like bad bets early on. What they had in common was a product people loved visionary leadership and a business model that could scale fast. Gardner"
X Link @realroseceline 2025-10-10T15:03Z 11.1K followers, 7239 engagements

"If $ROOT embedded insurance works well in auto why wouldnt the same embedded strategy work in other verticals like renters pets etc 🌹"
X Link @realroseceline 2025-09-03T20:05Z 11.1K followers, 5258 engagements

"The Upside in $ROOT $ROOT embedded partnership with $CVNA is cleaver. It gets their insurance in front of customers at the point of sale cutting customer acquisition costs and making scaling easier. The risk is $ROOT relies heavily on $CVNA. If $CVNA sales slow or they decide to partner with someone else or who knows what it could hurt Roots embedded volume. Thats why diversifying partnerships is important so theyre not tied to one partner. Obviously managment knows this and the partnership channel is growing very fast. $ROOT is not even in all XX states yet which means there is still a lot"
X Link @realroseceline 2025-10-14T20:24Z 11.1K followers, 8725 engagements

"@tadhelm I am saying this logic for buying a business is weird and makes no sense to me. Also Amazon specifically has produced almost no returns for the last X years"
X Link @realroseceline 2025-10-15T16:27Z 11.1K followers, XXX engagements

"The Power of Distribution in Business Distribution looks boring on the surface but it decides who wins and who loses. Airlines are a good example. The ones that gave demand to $EXPE and $BKNG have done worse than the ones that owned demand themselves. $LUV is the clear case. It made you book directly and by doing that it owned and fully controlled its brand its economics and its customer. This is not new. Railroads in the 1800s had the same problem. The ones that sold tickets directly did better than the ones that relied on agents. $NFLX made the right call by moving away from DVDs through"
X Link @realroseceline 2025-09-19T14:29Z 11.1K followers, 6672 engagements

"I got a nice update for you guys with $ROOT and my friend. 🌹"
X Link @realroseceline 2025-10-08T03:46Z 11.1K followers, 25.4K engagements

"$RIVN I read $RIVN second quarter shareholder letter they had a lot going on. Theres still plenty of red on the income statement but the direction of the business is improving and the long term setup is starting to take shape. Theyre making progress on R2 which is supposed to be the scaled product. Deliveries start early 2026. Cost structure will be lower than R1. Gross margin expected to turn positive. Factory upgrades are underway and the Normal plant should be able to support 155k R2 units a year. Tech is another big focus. OTA updates made charging faster and suspension better. Google"
X Link @realroseceline 2025-08-05T22:23Z 11K followers, 3586 engagements

"What company should I look at next Has to be: Relatively small Fast growing Profitable Reasonably valued Strong management High returns on capital Easy to understand: Im not trying to cure cancer or count pi to the 20th digit. No banks no insurance no oil and gas no healthcare no biotech you get the point Ideally something overlooked or underappreciated. Hint: last time I did this I chose $XPEL Drop the ticker and a note on why its worth a look. If something catches my eye I will write a post about it. 🌹"
X Link @realroseceline 2025-06-18T16:51Z 11.1K followers, 31.5K engagements

"The Advantage of Being Small Theres nothing wrong with investing in a very large company. A so called mega cap like $AMZN is worth around $X trillion. For it to 10x it would probably need to be worth around $XX trillion. That would likely mean close to a trillion dollars in profit (at 20-25x earnings). Is that impossible Probably not or perhaps a better answer is I dont know. But the better question is whether its necessary As small investors we dont have to play that game. We have a wide universe of opportunities that go far beyond the XXX to 1000 big names everyone already talks about."
X Link @realroseceline 2025-10-13T20:44Z 11.1K followers, 35.3K engagements

"@adrewrogers I cannot come up with a good answer can you"
X Link @realroseceline 2025-10-08T20:57Z 11K followers, 1158 engagements

"Give me a good stock idea. Must be: X. Small X. Profitable with good balance sheet X. Growing fast X. Easy to understand (simple ideas not curing cancer or launching rockets) X. Reasonable valuation X. Preferably American Thx will pick my favorite idea and make a post about it. 🙏 🌹"
X Link @realroseceline 2025-07-06T00:02Z 11.1K followers, 28.1K engagements

"My friend just got approved by $ROOT to sell insurance in California. 🌹"
X Link @realroseceline 2025-10-02T21:11Z 11.1K followers, 15.6K engagements

"@CedarStResearch If you want a pristine quality business youre goig to have to pay a high price. Whatever quirks $root has is subsidized by the low price. Is it perfect no but it doesnt need to be. The question is risk vs reward + price vs value"
X Link @realroseceline 2025-10-07T17:44Z 11K followers, XXX engagements

"Book Review: The Only Bet That Counts by Ricardo Antonio Celini I just finished The Only Bet That Counts and it really liked it. The books main idea is simple. Most investors spread themselves too thin. To really make money you need to focus on a few high conviction bets and stick with them. Celini explains how to find those bets. Look at the company the founder and the market. The best companies have what he calls monster DNA. They have visionary leaders strong moats and the ability to scale in changing industries. The book also talks about psychology. If you concentrate your portfolio you"
X Link @realroseceline 2025-10-08T17:00Z 11.1K followers, 6876 engagements

"@baggers4beggers Interesting btw I think $Dlo is coming to NA"
X Link @realroseceline 2025-10-08T18:55Z 11.1K followers, XXX engagements

"The amount of attention a little stock market decline gets is staggering. 🌹"
X Link @realroseceline 2025-10-12T16:33Z 11.1K followers, 6335 engagements

"$COST is an incredible business with a strong moat and great economics but at the end of the day its just a business. Its not changing the world or curing cancer. It will keep compounding steadily but if I ask myself whether Id buy the whole thing at 50x earnings the answer is no"
X Link @realroseceline 2025-10-09T18:23Z 11.1K followers, 8975 engagements

"@MrFundaTechnic Cleaner simpler more efficient debt free"
X Link @realroseceline 2025-10-08T17:07Z 11.1K followers, XXX engagements

"@laocoon_7 Small cap and penny stocks are about as similar as you and Warren Buffett. And no thats not what I said at all What I said is small companies have more potential than larger ones which is a commonly known fact"
X Link @realroseceline 2025-10-14T14:46Z 11.1K followers, XX engagements

"Someone stole all the $TSLA s 🌹"
X Link @realroseceline 2025-10-02T01:43Z 11.1K followers, 4199 engagements

"Keep asking myself whats the point of owning $FOUR when I can own more $DLO 🌹"
X Link @realroseceline 2025-10-08T16:57Z 11.1K followers, 18K engagements

"Update: Talked to my friend today working with $ROOT today. He said the tech and training are great but the product has issues. You only get the telematics discount if you buy direct not through agents so third party quotes come in high. He ran five Tesla quotes all in California and said all were expensive. 🌹"
X Link @realroseceline 2025-10-09T02:50Z 11.1K followers, 12.2K engagements

"I dont really have a good answer. Ideas just come to me sometimes and sometimes they dont. I found $DLO because their CEO used to work at a company I was already invested in. I found $ROOT through a friend. I found $FOUR from X. Unfortunately I dont have some special or unique way of discovering stocks"
X Link @realroseceline 2025-10-13T23:04Z 11.1K followers, 1592 engagements

"Thoughts on insurance: People ask me about $LMND $OSCR $UNH etc and sure there will be winners in the insurance industry. But Ive never liked insurance so I dont spend time on it. You cant own everything. Heres why: Insurance profits are delayed and uncertain. A year that looks great on paper might blow up years later when claims roll in. Risk is priced using data in a world that keeps changing that bet gets harder every year. Reserving is guesswork. Small changes in assumptions can make earnings look better than they are until they arent. Even good underwriting is hard to spot. Playing it"
X Link @realroseceline 2025-06-25T17:30Z 11.1K followers, 11.3K engagements

"Valuation is reasonable at 4.5x sales and 20x forward earnings its not expensive relative to 3040% revenue growth and 4050% EBITDA growth expected this year. $DLO stock is still far below its 2021 highs even though the business is stronger today. 6/8"
X Link @realroseceline 2025-09-24T01:22Z 11K followers, 1194 engagements

"Of course there are risks. Currency swings unstable governments and big competitors like Stripe or Adyen are all things to watch. But the switching costs for merchants are high and once theyre in the $DLO ecosystem its sticky. 7/8"
X Link @realroseceline 2025-09-24T01:22Z 11K followers, 2519 engagements

"I like the way Warren says it better when the tide goes out well see whos been swimming naked. 🌹"
X Link @realroseceline 2025-10-15T18:09Z 11.1K followers, 2920 engagements

"I am bored ask me anything (or tell me something entertaining) GO 🌹"
X Link @realroseceline 2025-10-10T23:15Z 11.1K followers, 4375 engagements

"@baggers4beggers What do you think of $intr Why a nu account and not an inter Thanks for sharing your perspective"
X Link @realroseceline 2025-10-08T18:51Z 11.1K followers, XXX engagements

"@ArunCherian12 Then buy and index fund"
X Link @realroseceline 2025-10-14T14:11Z 11.1K followers, XX engagements