@NightandDayCPA Avatar @NightandDayCPA Night and Day, CPA

Night and Day, CPA posts on X about $sofi, ai, crypto, money the most. They currently have [--] followers and [--] posts still getting attention that total [---] engagements in the last [--] hours.

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Social Influence

Social category influence stocks 63.16% finance 31.58% technology brands 7.89% cryptocurrencies 5.26% automotive brands 5.26% countries 2.63% celebrities 2.63% social networks 2.63% currencies 2.63%

Social topic influence $sofi #142, ai 18.42%, crypto 7.89%, money 7.89%, in the 7.89%, just a 7.89%, $hims #349, $amzn #1131, $googl 5.26%, meta 5.26%

Top accounts mentioned or mentioned by @sofi @anthonynoto @kobeissiletter @fundstrat @oldschoolrs @winnerinvestor @lowvizwealth

Top assets mentioned RAI Finance (SOFI) Hims & Hers Health, Inc. (HIMS) Amazon.com, Inc. (AMZN) Alphabet Inc Class A (GOOGL) NVIDIA Corp. (NVDA) Microsoft Corp. (MSFT) Metadium (META) BITMINE IMMERSION TECH (BMNR) Tesla, Inc. (TSLA) ODDITY Tech Ltd (ODD) Robinhood Markets, Inc. (HOOD) Taiwan Semiconductor (TSM) Bank of America (BAC) American Electric Power Company Inc (AEP) Hershey Co (HSY) PancakeSwap (CAKE) MONDELEZ INTERNATIONAL INC (MDLZ) Apple, Inc. (AAPL) SPDR S&P [---] ETF Trust (SPY) Upstart Holdings, Inc. (UPST)

Top Social Posts

Top posts by engagements in the last [--] hours

"Per recent Q4 earnings hyperscalers continue to go all in on infrastructure πŸ”₯ $MSFT $AMZN $GOOGL $META are set to dump $650 BILLION into data centers chips & networking throughout [----] (based on their latest guidance: Amazon $200B Alphabet $175185B Meta $115135B Microsoft tracking toward $100B+). Meaning massive tailwinds for: $NVDA $TSM Some sectors catch a breath but the AI backbone is still set to appreciate imo. Anyone want to share their AI plays πŸ‘‡ https://twitter.com/i/web/status/2022802854818480335 https://twitter.com/i/web/status/2022802854818480335"
X Link 2026-02-14T22:39Z [--] followers, [--] engagements

"Stealing share πŸ₯· $SOFI just hit a milestone: [----] million members (up 35% YoY in 2025) adding a record [--] million new members in Q4 alone. They expect at least 30% member growth in 2026.showing how fast they're stealing share from traditional banks especially among millennials and Gen Z who prefer digital app first banking over branches. Young consumers are ditching and or outright not choosing old banks for digital innovators like $SOFI https://finimize.com/content/sofi-outpaces-wall-street-as-young-consumers-ditch-old-banks"
X Link 2026-02-14T16:59Z [--] followers, [----] engagements

"Anthony Noto wants $SOFI hitting 50M members by [----]. $SOFI currently sits at [----] million members which means [--] years to 3.65x growth. Requiring a pace of about 30% compounded annually. The break down: 13.7M [----] 17.8M (2026) 17.8M [----] 23.1M (2027) 23.1M [----] 30.1M (2028) 30.1M [----] 39.1M (2029) 39.1M [----] 50.8M (2030) βœ… They're already doing it.35% growth in [----] guiding 30% for [----]. He called it "aspirational but definitely possible." Noto says it's doable because: Unaided brand awareness still 10% which is a largely untapped market along with strong digital ads and partnerships. ----"
X Link 2026-02-15T00:24Z [--] followers, [---] engagements

"It's bigger than JUST derm. METHODIQ is step [--] in turning ODDITY from a beauty platform into a full-on personalized health powerhouse.I'll wait for Q1-Q2 numbers so see how it's shaping up before confirming a powerhouse however its got potential. Dermatology for now. Who knows what medical vertical tomorrow If you're bullish on AI + massive user base + proprietary data = incredible flywheel"
X Link 2026-02-15T00:52Z [--] followers, [--] engagements

"Anthony Noto says $SOFI already introduced crypto Not all banks are equal ;) Bank of America says many banks are preparing to introduce crypto. https://t.co/sttRL6nVab Bank of America says many banks are preparing to introduce crypto. https://t.co/sttRL6nVab"
X Link 2026-02-14T00:08Z [--] followers, [--] engagements

"I also enjoy $SOFI On the Money newsletter. Always good to read insights and other perspectives. Dont miss the valentines edition @SoFi keep up the good work"
X Link 2026-02-14T00:25Z [--] followers, [--] engagements

"Accountants thrive in the PNW. We stay inside on spreadsheets all day because we cant enjoy outside anyways πŸ€ͺ"
X Link 2026-02-14T01:34Z [--] followers, [--] engagements

"$SOFI.scaling fast GAAP profitable with consistent earnings inflection 35% member growth in Q4 (to 13.7M record +1M added) and revenue 37% YoY in Q4 (adjusted net $1.013B first billion-dollar quarter). Recent quarters have seen 30-40%+ revenue growth fee-based even stronger at 50%. Trailing P/E looks stupid 49-54x (depending on exact TTM EPS and price around $19-20). Traditional banks trade in the teens or low 20s. But $SOFI isn't a traditional bank. Obviously. It's a hyper-growth hybrid executing on member adds cross-sell (40% of new products from existing members) and profitability ramps."
X Link 2026-02-14T02:45Z [--] followers, [----] engagements

"AI fears have been dominating Wall Street the last couple weeks.software sell-offs spreading to media real estate & more as investors panic over disruption. Tech lost billions this week. Real AI shift or just another overreaction"
X Link 2026-02-14T04:05Z [--] followers, [--] engagements

"Utilities are finally getting a big boost after years of basically no growth in power demand. AI and tech companies need massive amounts of electricity for their data centers. American Electric Power (AEP) just said they've locked in deals to supply power for [--] gigawatts of data center.DOUBLE what they had just a few months ago and they've got requests for another [---] GW. This means utilities like AEP Exelon Duke are spending billions to build more power lines plants etc. It's a real shift in the economy beyond just AI stocks. Link to the Reuters article:"
X Link 2026-02-14T06:02Z [--] followers, [---] engagements

"@KobeissiLetter Definitely strange timesThere is certainly a lot of value to be found with how the market has been performing the last few weeks"
X Link 2026-02-13T20:43Z [--] followers, [---] engagements

"Interested to see Mr. Beasts banking app Step and how it pan out over the years. Might give the product a look over. Folks might underestimate him due to his persona but his following is very impressive. If Mr. Beasts conglomerate goes public might be worth the early DD"
X Link 2026-02-13T23:49Z [--] followers, [---] engagements

"As 13Fs are coming due $SOFI is sitting at a solid 56% ownership. Love to see a trend up. Confidence increasing"
X Link 2026-02-14T00:20Z [--] followers, [----] engagements

"Valentine's dinner plans Cook something nice at home. then surprise her with shares of $HSY $CAKE or $MDLZ. 'Chocolate is gone by morning but these shares could grow forever πŸ“ˆβ€' Doghouse now or doghouse later. We all end up there eventually πŸ˜‚"
X Link 2026-02-14T04:42Z [--] followers, [--] engagements

"Goodnight X πŸŒ™ Recap Markets closed mixed my largest holdings $BMNR and $SOFI managed to stay green πŸ’€ - $BMNR +6.2% to [-----] - $SOFI +1.6% to [-----] Far more money has been lost by investors preparing for corrections than has been lost in corrections themselves. -Peter Lynch **ENJOY VALENTINES AND DO SOMETHING SPECIAL FOR YOUR PARTNER"
X Link 2026-02-14T07:21Z [--] followers, [--] engagements

"To add I dont think financial services will be the last sector he dips his toes into"
X Link 2026-02-14T07:22Z [--] followers, [--] engagements

"The largest tech companies in the S&P like $MSFT $AAPL $NVDA $AMZN $GOOGL $META $TSLA are the main reason $SPY has barely dropped over the last couple weeks. Despite volatility hitting many stocks hard. Meanwhile small to mid caps have taken bigger hits as investors focus on AI and Big Tech winners and dump potential losers. Market concentration at its finest This is a great opportunity to capitalize on small names imo. https://www.msn.com/en-us/money/markets/stocks-are-swinging-like-crazy-while-the-s-p-500-goes-nowhere-in-2026-investors-might-not-like-what-comes-next/ar-AA1WeuOA"
X Link 2026-02-14T17:13Z [--] followers, [--] engagements

"I saw Elon respond to an $TSLA Optimus post. Elons take: Work goes optional in 10-20 years: AI + humanoid bots handle unsafe repetitive boring stuff. Massive productivity surge jobs become choice not necessity. Poverty ends Universal high income kicks in Robots explode goods/services output far beyond money supply. Home life: Personal bots do chores elder care whatever.freeing humans for creativity family or leisure. (Detroit: Become Human) lol Workforce: Human labor bottleneck vanishes.unlimited economic growth robots outnumber people GDP multiplies by orders of magnitude. Outcome: $TSLA"
X Link 2026-02-14T17:29Z [--] followers, [---] engagements

"Roses are red 🌹 Violets are blue πŸ’™ My portfolio's down bad πŸ“‰ But I'm still up on you ❀"
X Link 2026-02-14T17:34Z [--] followers, [--] engagements

"So happy I joined X πŸ˜„πŸ˜‚"
X Link 2026-02-14T17:41Z [--] followers, [--] engagements

"Flowers for my beautiful wife and my post workout meal Happy Saturday"
X Link 2026-02-14T18:57Z [--] followers, [--] engagements

"*Brand Love & Moat Do customers feel emotionally connected Do they trust the company Strong brands survive bad quarters bad press or temporary missteps because people want them to win"
X Link 2026-02-15T23:16Z [--] followers, [--] engagements

"TLDR: BEAST MOAT 🐯 Dedicated to the quant @fundstrat $BMNR Diving deeper into the financial side MrBeast's 466M+ YouTube subs (plus billions in views) basically hands him accelerated user growth in fintech. Traditional banks shell out $100-300 per new customer via ads (per grok chat gpt) but he can plug Step directly into his content. think giveaways challenges or integrated promos and acquire millions organically at near-zero cost. Step already has 7M users mostly Gen Z with revenue from interchange fees on their secured cards (1-2% per transaction) stock investing tools and potential"
X Link 2026-02-14T05:42Z [--] followers, [---] engagements

"Q4 [----] Update: $SOFI vs $UPST vs $LC πŸ“ˆ - $SOFI Adj. net revenue: $1.013B (+37%) first $1B quarter Net income: $174M (17% margin) Loan originations: $10.5B (+46%) Members: 13.7M (+35%) products 20.2M (+37%) Fee revenue: $443M (+53% now 44% of total) - $UPST Revenue: $296M (+35%) Net income: $19M Originations: $3.2B (+52%) - $LC Revenue: $266.5M (+23%) Net income: $41.6M Originations: $2.6B (+40%) Why $SOFI is destroying the competition $SOFI isn't just diversified.full platform with banking investing tech services surging capital-light fees cheap deposits and cross-sell at 40%. It's also"
X Link 2026-02-14T19:23Z [--] followers, [---] engagements

"Thoughts on $ODD and why I'm bullish ODDITY $ODD just launched METHODIQ in November Their new telehealth platform reimagining dermatology care. --- Il Makiage + SpoiledChild 60+ million users billions of data points AI that turns your phone into a hyperspectral skin lab. Now they're using all that to deliver real medical treatments for acne hyperpigmentation and eczema. No waiting rooms. Upload a selfie AI analysis licensed derm custom plan shipped fast"
X Link 2026-02-15T00:52Z [--] followers, [--] engagements

"From makeup to medical-grade care. With the users data AI biotech lab and execution track record $ODD is potential shaping up into something special. METHODIQ could be the next $HIMS Thoughts πŸ‘€"
X Link 2026-02-15T00:52Z [--] followers, [--] engagements

"Just created my X account yesterday πŸ’ͺ🏼 I'll be posting/talking mostly about $SOFI as I love the company hate the stock right now πŸ˜‚ (still my largest holding by far). Also hunting for the next great growth name and open to all fintech/innovation ideas. Id appreciate all follows and Im excited for the perspectives & convos X seems like a fantastic app for ideas and news"
X Link 2026-02-15T01:21Z [--] followers, [---] engagements

"$HOOD Q4 [----] earnings recap πŸ“Š Crypto hit hard but other areas showed some offset: Total rev $1.28B (up 27% YoY missed estimates $1.34B ) Crypto transaction rev $221M (down 38% YoYmajor drag) Options rev $314M (up 41%) Equities rev $94M (up 54%) Other transaction rev $147M (up 300%) ARPU $191 (up 16%) Net deposits $16B in Q4 ($68B full year) Gold subs 4.2M (record) Platform assets $324B (up 68% YoY) $SOFI Comparison (Of course I have to throw this in. Isnt there an eternal war πŸ˜‚) Doesnt rely on transaction revenue swings.no heavy dependence on trading volumes or crypto fees for"
X Link 2026-02-15T06:04Z [--] followers, [--] engagements

"Which has more value heading into [----] πŸ‘€ $SOFI $HOOD Both are amazing $SOFI $HOOD Both are amazing"
X Link 2026-02-15T06:04Z [--] followers, [--] engagements

"Why Im avoiding $HIMS right now: Love the telehealth vision and access to care but too many execution risks lately. Major litigation overhang: Novo Nordisk sued over compounded GLP-1s stock down sharply YTD amid regulatory pressure. CEO Andrew Dudum has sold millions in shares recently while seemingly pumping on X. Launched $49 compounded GLP-1 pill then pulled it days later after FDA crackdown signals. Too many red flags for me 🚩. But because its a pass now doesnt mean Ill never invest in the company. $HIMS"
X Link 2026-02-15T18:01Z [--] followers, [--] engagements

"Markets are closed today and Monday for Presidents Day. you have no excuse not to get moving πŸƒβ™‚ Use the extra time to hit the gym hard.πŸ’ͺ🏼 Markets rest. You shouldnt. Whos in the gym today"
X Link 2026-02-15T18:14Z [--] followers, [--] engagements

"$SOFI International expansion Right now theyre US-only for full banking but $SOFI Pay is already live in 30+ countries. Launched Oct [----]. Transitioning to their own $SOFI USD stablecoin for even faster/cheaper transfers. What happens if they keep expanding slowly and smartly 🧠 Strengths that make this deadly -- Fully digital no branches just app. Scales anywhere overnight. Blockchain edge beats traditional wires on speed + cost. Huge for remittances ($93B+ sent from the US alone every year). 13.7M US members already sending money abroad instant distribution channel. Galileo tech platform"
X Link 2026-02-15T22:36Z [--] followers, [--] engagements

"Already news but just a reminder to stay cautious out there. 🚨 $HIMS Novo Nordisk is sueing $HIMS for patent infringement. On Feb [--] [----] the maker of Wegovy/Ozempic filed suit in Delaware federal court accusing $HIMS of selling unapproved compounded semaglutide (both the short-lived $49 oral pill + injectables). Novo wants a permanent ban + damages. What happened in the last [--] days: $HIMS launched a cheap compounded Wegovy pill and pulled it soon after FDA crackdown. FDA announced it will restrict mass-marketed compounded GLP-1s (explicitly naming $HIMS) Stock dropped 16-29% in a single day"
X Link 2026-02-15T22:51Z [--] followers, [--] engagements

"Just a little education for new investors. Numbers and data dont tell the whole story. πŸ“Š Theyre important they give you a snapshot. But they only reveal a portion of the story. The other side comes from understanding the qualitative story. The things spreadsheets cant capture. πŸ“”"
X Link 2026-02-15T23:16Z [--] followers, [--] engagements

"*Bottom line for new investors Numbers help you avoid obvious disasters. The story helps you find the [--] or [--] opportunities like the next $PLTR"
X Link 2026-02-15T23:16Z [--] followers, [--] engagements

"$SOFI isnt just the first national bank allowing buying selling holding crypto but theyre using it as a utility and tool πŸš€ FIRST national bank for in-app for $BTC and $ETH + [--] other cryptocurrencies PLUS: Own stablecoin SoFiUSD for fast payments Bitcoin Lightning cross-border transfers Plans for crypto-backed loans & staking @SoFi @anthonynoto are already there and expanding utilityπŸ”₯ President Trump's Crypto Czar David Sacks says banks will go all in on crypto after market structure legislation passes. https://t.co/HRVRTCm2VJ President Trump's Crypto Czar David Sacks says banks will go all"
X Link 2026-02-16T01:23Z [--] followers, [--] engagements

"If you first learned to trade and realize gains here πŸ‘‡ you're a real one πŸ—Ώ #OSRS @OldSchoolRS"
X Link 2026-02-16T04:13Z [--] followers, [--] engagements

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