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# Homeowners Insurance

Homeowners insurance premiums are soaring, sparking widespread affordability concerns and highlighting the impact of climate change on costs. Meanwhile, critical discussions focus on insurance company profits versus homeowner expenses and market instability.

### About Homeowners Insurance
Homeowners insurance refers to the coverage that protects individuals against damage or loss to their home and property.  

### Insights
- Homeowners Insurance sentiment is up XXXXX% from the previous week.

### Engagements: XXXXXXX (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:homeowners-insurance/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/homeowners-insurance/time-series/interactions.tsv)  
Current Value: XXXXXXX  
Daily Average: XXXXXXX  
X Week: XXXXXXX -XXXX%  
X Month: XXXXXXXXXX -XX%  
X Months: XXXXXXXXXX +16%  
X Year: XXXXXXXXXXX +24%  
1-Year High: XXXXXXXXXX on 2025-01-09  
1-Year Low: XXXXXX on 2025-06-14  

Engagements by network (24h):
Reddit: XXXXX
TikTok: XXXXXXX
X: XXX
YouTube: XXXXXX

  
  
### Mentions: XXX (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:homeowners-insurance/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/homeowners-insurance/time-series/posts_active.tsv)  
Current Value: XXX  
Daily Average: XXX  
X Week: XXX -XX%  
X Month: XXXXX -XX%  
X Months: XXXXXX +9.10%  
X Year: XXXXXX +44%  
1-Year High: XXXXX on 2025-01-10  
1-Year Low: XXX on 2025-03-02  

Mentions by network (24h):
Reddit: XXX
TikTok: XXX
X: XXX
YouTube: XXX

  
  
### Creators: XXX (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:homeowners-insurance/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/homeowners-insurance/time-series/contributors_active.tsv)  
XXX unique social accounts have posts mentioning Homeowners Insurance in the last XX hours which is down XX% from XXX in the previous XX hours
Daily Average: XXX  
X Week: XXX -XX%  
X Month: XXXXX -XX%  
X Months: XXXXXX -XX%  
X Year: XXXXXX +26%  
1-Year High: XXXXX on 2025-01-10  
1-Year Low: XXX on 2025-03-02  

The most influential creators that mention Homeowners Insurance in the last XX hours

| Creator                                                      | Rank | Followers | Posts | Engagements |
| -------                                                      | ---- | --------- | ----- | ----------- |
| [@homeprotect](/creator/youtube/homeprotect)                 | X    | XXX       | X     | XXXXX       |
| [@thoughtfulliving9](/creator/youtube/thoughtfulliving9)     | X    | XXXXX     | X     | XXX         |
| [@jeb.powell](/creator/tiktok/jeb.powell)                    | X    | XXXXX     | X     | XXX         |
| [@insuranceexamqueen](/creator/youtube/insuranceexamqueen)   | X    | XXXXXX    | X     | XXX         |
| [@esthertanez](/creator/tiktok/esthertanez)                  | X    | XXXXX     | X     | XXX         |
| [@mtvlmahesh](/creator/youtube/mtvlmahesh)                   | X    | XXXXX     | X     | XXX         |
| [@Milajoy](/creator/twitter/Milajoy)                         | X    | XXXXXXX   | X     | XX          |
| [@Difficult_Bet2960](/creator/reddit/Difficult_Bet2960)      | X    |           | X     | XX          |
| [@insurancem4des1mple](/creator/youtube/insurancem4des1mple) | X    | X         | X     | XX          |
| [@gooseheadgal](/creator/tiktok/gooseheadgal)                | XX   |           | X     | XX          |

[View More](/list/creators/homeowners-insurance/100)
  
  
### Sentiment: XX%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:homeowners-insurance/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/homeowners-insurance/time-series/sentiment.tsv)  
Current Value: XX%  
Daily Average: XX%  
X Week: XX% +8%  
X Month: XX% +6%  
X Months: XX% +9%  
X Year: XX% +36%  
1-Year High: XX% on 2025-11-28  
1-Year Low: XX% on 2025-01-30  

Most Supportive Themes:
- Rising Premiums and Affordability Concerns: (40%) Homeowners are facing significant increases in insurance premiums, leading to widespread concern about affordability and the financial strain on households.
- Climate Change Impact on Insurance Costs: (30%) There is a growing acknowledgment that climate change is a major driver behind the escalating costs of homeowners insurance, with extreme weather events contributing to higher payouts and premiums.
- Regulatory and Political Responses: (20%) Discussions are emerging around potential government interventions and regulations to address the rising insurance costs and protect homeowners from excessive rate hikes.
  
Most Critical Themes:
- Insurance Company Profitability vs. Homeowner Costs: (70%) A significant concern is the perceived disconnect between the rising costs for homeowners and the reported high profits of insurance companies, leading to accusations of exploitation.
- Market Instability and Non-Renewal Rates: (30%) The insurance market is showing signs of instability, with an increase in non-renewal rates and some areas struggling to find adequate coverage, raising fears of a broader crisis.
  

### Top Homeowners Insurance Social Posts
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"Homeowners Insurance - the dreaded non-renewal letter"  
[Reddit Link](https://redd.it/1pjflwb) [@wayfarerer](/creator/reddit/wayfarerer) 2025-12-10T22:09Z X followers, XX engagements


"Dont do it #insurancetiktok #insuranceagenttexas #insuranceagent #insurancetips #insuranceclaim"  
[TikTok Link](https://www.tiktok.com/@mj0325/video/7582284016036941069) [@mj0325](/creator/tiktok/mj0325) 2025-12-10T17:35Z XXX followers, 5095 engagements


"Lost my wedding ring in the garbage disposal. Does homeowners insurance cover lost jewelry like this"  
[Reddit Link](https://redd.it/1pj6o8r) [@PepperoniTapir](/creator/reddit/PepperoniTapir) 2025-12-10T16:21Z X followers, XXX engagements


"airtel training video home insurance 😀😀"  
[YouTube Link](https://youtube.com/watch?v=LeEKB_bv8PA) [@mtvlmahesh](/creator/youtube/mtvlmahesh) 2025-12-10T13:57Z 5450 followers, XX engagements