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# 401k

Lawmakers are urging the SEC to allow crypto in 401k plans, potentially opening up a $XXXX trillion market. Meanwhile, a new report shows a record number of 401k millionaires.

### About 401k
A 401(k) is a retirement savings plan sponsored by employers in the United States.  

### Insights
- 401k engagements is up XXXXXX% from the previous week.
- 401k Sentiment hit a 52-Week high of XX for the day

### Engagements: XXXXXXXXX (24h)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/t:401k/c:line/m:interactions/iv:1d.svg)  
[Engagements 24-Hour Time-Series Raw Data](/topic/401k/time-series/interactions.tsv)  
Current Value: XXXXXXXXX  
Daily Average: XXXXXXXXX  
X Week: XXXXXXXXX +686%  
X Month: XXXXXXXXX -XX%  
X Months: XXXXXXXXXXX -XX%  
X Year: XXXXXXXXXXX +21%  
1-Year High: XXXXXXXXXX on 2025-04-04  
1-Year Low: XXX on 2025-11-17  

Engagements by network (24h):
News: XXX
Reddit: XXXXX
TikTok: XXXXXXX
X: XXXXXXXXX
YouTube: XXXXXX

  
  
### Mentions: XXXXX (24h)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/t:401k/c:line/m:posts_active/iv:1d.svg)  
[Mentions 24-Hour Time-Series Raw Data](/topic/401k/time-series/posts_active.tsv)  
Current Value: XXXXX  
Daily Average: XXXXX  
X Week: XXXXX -XX%  
X Month: XXXXX +185%  
X Months: XXXXXX +11%  
X Year: XXXXXXX +77%  
1-Year High: XXXXXX on 2025-08-08  
1-Year Low: XX on 2025-12-06  

Mentions by network (24h):
News: XX
Reddit: XXXXX
TikTok: XXXXX
X: XXXXX
YouTube: XXXXX

  
  
### Creators: XXX (24h)
![Creators Line Chart](https://lunarcrush.com/gi/w:600/t:401k/c:line/m:contributors_active/iv:1d.svg)  
[Creators 24-Hour Time-Series Raw Data](/topic/401k/time-series/contributors_active.tsv)  
XXX unique social accounts have posts mentioning 401k in the last XX hours which is up XX% from XXX in the previous XX hours
Daily Average: XXXXX  
X Week: XXXXX -XX%  
X Month: XXXXX +9%  
X Months: XXXXXX +2.10%  
X Year: XXXXXX +60%  
1-Year High: XXXXX on 2025-08-08  
1-Year Low: XX on 2025-12-06  

The most influential creators that mention 401k in the last XX hours

| Creator                                                | Rank | Followers | Posts | Engagements |
| -------                                                | ---- | --------- | ----- | ----------- |
| [@GayBearRes](/creator/twitter/GayBearRes)             | X    | XXXXXX    | X     | XXXXXXX     |
| [@ArthurMacwaters](/creator/twitter/ArthurMacwaters)   | X    | XXXXXX    | X     | XXXXXXX     |
| [@dallasdoesmoney](/creator/tiktok/dallasdoesmoney)    | X    | XXXXXX    | X     | XXXXXX      |
| [@realtalkashley](/creator/tiktok/realtalkashley)      | X    | XXXXXX    | X     | XXXXX       |
| [@peyton_pth](/creator/tiktok/peyton_pth)              | X    |           | X     | XXXXX       |
| [@timtheannuityman](/creator/tiktok/timtheannuityman)  | X    | XXXXX     | X     | XXXXX       |
| [@thechrisnaugle](/creator/youtube/thechrisnaugle)     | X    | XXXXXX    | X     | XXXXX       |
| [@foundryfinancial](/creator/youtube/foundryfinancial) | X    | XXXXXXX   | X     | XXXXX       |
| [@calltoleap](/creator/tiktok/calltoleap)              | X    | XXXXXXXXX | X     | XXXXX       |
| [@oh.gaylord_](/creator/tiktok/oh.gaylord_)            | XX   | XXXXX     | X     | XXXXX       |

[View More](/list/creators/401k/100)
  
  
### Sentiment: XX%
![Sentiment Line Chart](https://lunarcrush.com/gi/w:600/t:401k/c:line/m:sentiment/iv:1d.svg)  
[Sentiment 24-Hour Time-Series Raw Data](/topic/401k/time-series/sentiment.tsv)  
Current Value: XX%  
Daily Average: XX%  
X Week: XX% +7%  
X Month: XX% +13%  
X Months: XX% +28%  
X Year: XX% +32%  
1-Year High: XX% on 2025-12-10  
1-Year Low: X% on 2025-03-20  

Most Supportive Themes:
- Investment Diversification: (30%) The executive order allowing crypto and private equity in 401ks is seen by some as a way to diversify retirement investments.
- Retirement Planning Education: (25%) Many posts focus on educating individuals about retirement accounts like 401ks and IRAs, including how to manage them and their benefits.
- Financial Literacy and Savings: (20%) Discussions revolve around the importance of saving for retirement, budgeting, and understanding financial concepts to build wealth.
  
Most Critical Themes:
- Risk and Volatility Concerns: (40%) A significant portion of the discussion highlights the risks associated with cryptocurrency and private equity in 401ks, emphasizing volatility and potential losses.
- Accessibility and Affordability: (35%) Many users express concern that not everyone has access to or can afford to contribute to a 401k, making it an irrelevant topic for a large segment of the population.
- Economic Disconnect: (25%) There's a sentiment that discussions about 401k performance are out of touch with the daily financial struggles of many Americans, such as inflation and the cost of living.
  

### Top 401k News
Top news links shared on social in the last XX hours  

*Showing a maximum of X news posts for non-authenticated requests. Use your API key in requests for full results.*  

"I'm XX and have just $60K for retirement because I burned through my 401(k) to care for my parents. Am I too far behind"  
[News Link](https://finance.yahoo.com/news/im-50-just-60k-retirement-171500863.html) [@YahooFinance](/creator/x/YahooFinance) 2025-08-16T13:00Z 228.6M followers, 33.6K engagements


"Private Lenders From Blue Owl to Blackstone Ready for 401(k) Win - Bloomberg"  
[News Link](https://www.bloomberg.com/news/articles/2025-07-24/private-credit-firms-from-kkr-to-blackstone-ready-for-401-k-win) [@business](/creator/x/business) 2025-07-24T15:13Z 228.6M followers, XXX engagements


"This retirement savings account is at least XX% better than a 401(k) says expert: Its a complete cheat code"  
[News Link](https://www.cnbc.com/2023/05/24/financial-coach-why-an-hsa-is-at-least-17percent-better-than-a-401k.html) [@CNBCi](/creator/x/CNBCi) 2023-05-25T15:53Z 228.6M followers, 203.3K engagements


"Retirement 2023: Heres How Much the Average American Has in Their 401(k)"  
[News Link](https://finance.yahoo.com/news/retirement-2023-much-average-american-120022301.html) [@YahooFinance](/creator/x/YahooFinance) 2023-05-05T23:59Z 228.6M followers, 1M engagements



### Top 401k Social Posts
Top posts by engagements in the last XX hours

*Showing only X posts for non-authenticated requests. Use your API key in requests for full results.*

"JUST IN: Congress is pushing SEC Chair Atkins to immediately allow Bitcoin and crypto inside 401(k) accounts. Thats $9T of demand lined up at Bitcoins doorstep"  
[X Link](https://x.com/SimplyBitcoin/status/1999152111821676841) [@SimplyBitcoin](/creator/x/SimplyBitcoin) 2025-12-11T16:19Z 142.3K followers, 7100 engagements


"The cheat code to trading that no one will ever admit to is this. XX% of all great traders you see on the internet locked in a high paying W-2 first. High paying job gives you a lot of comfort in risking money on trades. Can burn up $XXX here and there because majority has been stacked away safely in long term investments. Bitcoin 401k etc"  
[X Link](https://x.com/Bitcoin_Teej/status/1999147377861562664) [@Bitcoin_Teej](/creator/x/Bitcoin_Teej) 2025-12-11T16:00Z 96.3K followers, 4227 engagements


"HUGE 🔥 Congress just urged SEC Chair Atkins to allow Bitcoin & crypto into 401k retirement accounts immediately. If approved this opens the door for millions of Americans to buy crypto through their retirement plans. Trillions of dollars will flow into crypto & $BTC 🚀"  
[X Link](https://x.com/TheMoneyApe/status/1999146727358820462) [@TheMoneyApe](/creator/x/TheMoneyApe) 2025-12-11T15:58Z 458.4K followers, 6674 engagements


"🚨JUST IN: $X TRILLION IS KNOCKING ON BITCOINS FRONT DOOR. A new letter from Congress urges SEC Chair Paul Atkins to let Americans hold $BTC and crypto in their 401(k) retirement accounts immediately. If this door opens every plan sponsor advisor and asset manager is suddenly forced to have a crypto strategy. This isnt number go up -- its system gets redesigned"  
[X Link](https://x.com/CryptosR_Us/status/1999145063012528168) [@CryptosR_Us](/creator/x/CryptosR_Us) 2025-12-11T15:51Z 298.6K followers, 32.3K engagements