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![_Investor_Feed_ Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1825090112713285632.png) Investor Feed [@_Investor_Feed_](/creator/twitter/_Investor_Feed_) on x 6246 followers
Created: 2025-07-28 09:23:17 UTC

Bajaj Housing Finance Q1 FY2026: Strong Growth & Digital Momentum 📈🏠 | MCap XXXXXXXXX Cr

- Disbursements grew XX% to ₹14,651 Cr in Q1 FY2026 (vs. ₹12,400 Cr in Q1 FY2025).
- PAT increased XX% to ₹583 Cr (vs. ₹483 Cr YoY).
- AUM growth guidance for FY2026: 21%-23%.
- NIM expected to moderate by 15-20 bps in FY2026.
- ROA stable at 2.3%; ROE at XXXX% for the quarter.
- GNPA at XX bps, NNPA at XX bps—strong asset quality.
- Cost of funds fell XX bps to 7.7%; portfolio yield declined XX bps to 9.5%.
- Digital traction: XX% e-agreement penetration, XX% digital onboarding.
- Capital adequacy (CRAR) robust at 26.9%; PBC ratio at 61.71%.
- Employee costs up XX% YoY due to expansion in new markets.
- Passed on XX bps rate cuts to customers; further cost reductions expected in Q2.

Complete Source:

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**Related Topics**
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[finance](/topic/finance)
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