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![PeterBourg30061 Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1828401003567120384.png) Peterb [@PeterBourg30061](/creator/twitter/PeterBourg30061) on x 1840 followers
Created: 2025-07-27 23:28:22 UTC

Taking a Grok look at your insights, we could add the following:

- The post highlights RippleNet's role as a central hub for cross-border payments, leveraging the Interledger Protocol (ILP), which a 2021 study from the Journal of Payments Strategy & Systems confirmed enhances interoperability across public blockchains and stablecoins, challenging the notion that Mastercard and Visa alone can overhaul banking infrastructure.
- Mastercard and Visa's reliance on member banks for card issuance, as noted in a 2021 Investopedia analysis, limits their ability to fully replace banking systems, supporting the post's argument that public blockchain integration via ILP is critical for scalable stablecoin transfers.
- Ripple's promotion of XRP as a bridge currency aligns with a 2023 Ripple whitepaper showing XX% faster transaction times compared to traditional SWIFT systems, offering a data-driven counterpoint to skepticism about cryptocurrency's financial dominance.

![](https://pbs.twimg.com/media/Gw5qkJkW4AA57EP.jpg)

XXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1949612860440449040/c:line.svg)

**Related Topics**
[stablecoins](/topic/stablecoins)
[coins interoperability](/topic/coins-interoperability)
[protocol](/topic/protocol)
[hub](/topic/hub)
[$ma](/topic/$ma)
[stocks financial services](/topic/stocks-financial-services)

[Post Link](https://x.com/PeterBourg30061/status/1949612860440449040)