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![AngelenoInsight Avatar](https://lunarcrush.com/gi/w:24/cr:twitter::1865588240914505728.png) Angeleno Insights [@AngelenoInsight](/creator/twitter/AngelenoInsight) on x 14.6K followers
Created: 2025-07-27 19:19:05 UTC

XX.

And it’s not just homeowners.

Landlords, HOAs, and even cities are struggling to find affordable coverage.

Some developments can’t get insured at all — blocking loans and refinancing.

XX.

The big picture?

California’s combination of:
•Fire risk
•Housing costs
•Insurance price caps
…has created a system where even doing everything right can still leave you uninsurable.


XXXXX engagements

![Engagements Line Chart](https://lunarcrush.com/gi/w:600/p:tweet::1949550127242494430/c:line.svg)

**Related Topics**
[caps](/topic/caps)
[insurance](/topic/insurance)
[affordable](/topic/affordable)

[Post Link](https://x.com/AngelenoInsight/status/1949550127242494430)