[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]  Sea_Of_Silence [@SeaOf_Silence](/creator/twitter/SeaOf_Silence) on x XXX followers Created: 2025-07-27 18:00:07 UTC Citi projects that the stablecoin market could grow up to XX times its current size, reaching $XXX trillion by 2030. The market, which currently stands at roughly $XXX billion, is being “legitimized” through regulatory changes and integration into the formal financial system, laying the foundation for this expansion. Citi Institute’s base case projects the market will reach $XXX trillion, while its bull case forecasts an expansion to $XXX trillion. In contrast, the bear case suggests the market might remain closer to $XXX billion. This projected growth is being accelerated by regulatory frameworks that are bringing the industry into the mainstream. In the U.S. and Europe, legislation is being introduced to formally recognize and integrate stablecoins, creating the conditions for broader adoption. Stablecoins are also evolving beyond their role as a tool for crypto trading to become a means of domestic and cross-border payments, corporate settlements, and general transactions. Small and multinational businesses, in particular, are increasingly adopting stablecoins for these purposes. Traditional banks are responding as well. Some are exploring issuing their own stablecoins, tokenizing deposits, and offering custody and reserve asset management services—initiatives that could complement or even partially replace deposit-based banking services. Because stablecoins require reserve assets like short-term U.S. Treasuries and cash equivalents, demand for U.S. government bonds could rise by more than $X trillion in the coming years. However, challenges remain. Major economies, including Europe and China, are developing their own central bank digital currencies (CBDCs), which could conflict with a dollar-dominated digital payments ecosystem. Past instances of stablecoins losing their peg highlight liquidity risks and the potential for market disruption in the event of large-scale redemptions. Infrastructure and real-world usability also need improvement. Compared to existing digital payment systems like China’s e-CNY, Alipay, and WeChat Pay, stablecoins still face significant barriers in terms of conversion, transfer convenience, and consumer trust. Citi concludes that as regulation and mainstream integration continue, stablecoins are poised for rapid, long-term growth—a trend that could have major implications for financial markets and monetary policy. XX engagements  **Related Topics** [coins stablecoin](/topic/coins-stablecoin) [Post Link](https://x.com/SeaOf_Silence/status/1949530251811578169)
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Sea_Of_Silence @SeaOf_Silence on x XXX followers
Created: 2025-07-27 18:00:07 UTC
Citi projects that the stablecoin market could grow up to XX times its current size, reaching $XXX trillion by 2030. The market, which currently stands at roughly $XXX billion, is being “legitimized” through regulatory changes and integration into the formal financial system, laying the foundation for this expansion.
Citi Institute’s base case projects the market will reach $XXX trillion, while its bull case forecasts an expansion to $XXX trillion. In contrast, the bear case suggests the market might remain closer to $XXX billion.
This projected growth is being accelerated by regulatory frameworks that are bringing the industry into the mainstream. In the U.S. and Europe, legislation is being introduced to formally recognize and integrate stablecoins, creating the conditions for broader adoption.
Stablecoins are also evolving beyond their role as a tool for crypto trading to become a means of domestic and cross-border payments, corporate settlements, and general transactions. Small and multinational businesses, in particular, are increasingly adopting stablecoins for these purposes.
Traditional banks are responding as well. Some are exploring issuing their own stablecoins, tokenizing deposits, and offering custody and reserve asset management services—initiatives that could complement or even partially replace deposit-based banking services.
Because stablecoins require reserve assets like short-term U.S. Treasuries and cash equivalents, demand for U.S. government bonds could rise by more than $X trillion in the coming years.
However, challenges remain. Major economies, including Europe and China, are developing their own central bank digital currencies (CBDCs), which could conflict with a dollar-dominated digital payments ecosystem. Past instances of stablecoins losing their peg highlight liquidity risks and the potential for market disruption in the event of large-scale redemptions.
Infrastructure and real-world usability also need improvement. Compared to existing digital payment systems like China’s e-CNY, Alipay, and WeChat Pay, stablecoins still face significant barriers in terms of conversion, transfer convenience, and consumer trust.
Citi concludes that as regulation and mainstream integration continue, stablecoins are poised for rapid, long-term growth—a trend that could have major implications for financial markets and monetary policy.
XX engagements
Related Topics coins stablecoin